For a layman keen to invest in Gold instruments, this video of Mr. shankar Nath was very informative and knowledge building. Now when I invest in Gold I know what I can best expect from my investments, best time horizons and how to capitalise on my investments in gold instruments.
I thought to buy digital gold. But had a doubt why buy and sell prices have difference. I watched some other videos but not cleared. This was cleared after watching this video. Thank you sir.
@@ETMONEY Sir, if i want to buy gold after 2 years, is it good to buy digital gold in intervals from now (or) to buy physical gold after 2 yrs? In which case loss will be less? Can you give any suggestion when and which way would be better to buy gold?
Enjoy watching your videos. Very clearly communicated. Appreciate your speaker notes published with the video. Have you done any calculations in comparing sovereign gold bonds with Equity Mutual funds?
Thank you for your appreciation. We haven't compared SGB with equity funds as they are distinctly different asset classes. There is a video on Asset Allocation where we have given performance numbers spread over 15 years, it's one of our favourites and think you might like it. Thx again
Dear Sir , Thanks for the nice video and presentation , it was quite useful. I have few queries - 1. Since the gold prices are high , is it right time to invest in gold mutual funds . 2. How Much percentage of allocation should be in gold for balanced allocation in all. 3. Is there a co relation between debt mutual fund and gold fund as both move opposite of equity.
Explained clearly and easy to understand , Thank you 👍I would be great if you could clarify my doubt 1) Can we extend the SGB after 8 years or can we transfer/gift it to another person in the family so that they can hold it for another 8 years? 2) Can we transfer it to NRI or juts only to Resident Indian?
As usual nicely explained, to add more value in my view if someone want to hedge his overall portfolio than physical gold in the form of coins or bars is best option. For saving taxes and earning higher return real state and equity are better placed. In case of extreme emergency only physical gold will act as an international curency. Actually we can say physical gold is real friend in case of extreme emergency, as Friend in need is a friend indeed.
This was a great video, i have seen a lot of people talking about sgb's and all on this space and i don't think so anyone compares to the depth and understanding that you have provided here. Thanks a lot !
Thanks a lot to The Team ET Money, You are doing a great job towards Educating People... Once again thanks a ton to Shankar Nath sir & ET Money Team... I request you to make a detailed video on New NAV rules applicable from Feb 2021... Ty...
You mentioned that in SGB if you earn a rise of 10% plus additional 2.5% as annual interest that makes your annual profit as 12.5% but that I think that 10% rise is not redeemed by you. You only get the hiked value of gold what you earn after 8 years of maturity, for you the annual profit is just 2.5% that too is taxed.
Thank you for such a great analysis especially for people like me with low investment knowledge. ET Money rocks. Only issue observed that if you change your mobile number , it is very cumbersome process to get new mobile number updated. Else it’s all cool. Thank you for performing such research and sharing with us.
Hi Shankar, I like your videos quite much and do follow all ET Money videos. While there are many videos of gold by various channels. I am interested to know more about Silver, as it have industrial use as well. Can you pls do a video on Silver as there are not much investment options available for this white metal.
Thanx for your video. You forgot to mention one point. You can trade the gold in derivatives segment in commodities market through MCX. It will attract better returns(of course with good risks) :-)
Great video and useful insights into gold investing options. Can I ask a question - if I buy a SGB in secondary market would I be entitled to the interest amount? How is RBI going to track who needs to get interest and if I redeem that with RBI only would it still be exempted from LTCG
@@ETMONEY Dear Sir I have bought sgb from secondary market . Process is just like buying shares. Interest is credited automatically to my bank account just like dividend of shares
@@MINATOYELLOWFLSH2005 have u ever bought any share in share market? Procedure is exactly same. At place of name of share type sgb u will get options like sgbmay28 sgbaug28 etc etc. Buy any of these. These all are sgb sgb***
I raised a ticket on Zerodha regarding the same and here is their reply - "The holder of the SGB will receive the interest and it will be credited to his bank account directly from RBI"
@@MINATOYELLOWFLSH2005 you can buy them on the stock market just like any other stock. Or you can buy fresh bond when RBI issues them. RBI doesn't issue new bonds all the time. The last issue ended in August. You will have to watch out for any further issuing seasons
Dear ET Money team, You have missed one more risk with SGBs. Gold price is not expected to be high at the time of maturity and that can give low returns as compared to other gold products
I think it’s all depend on one’s reason for buying Gold. For me I purchase gold to hedge against the government as we have seen many countries governments defaulting so I prefer physical gold.
I think Etmoney is great platform..but it needs more advertisement for competing other similar platform. I my view Etmoney best and I am using it since 2017..
One topic which i found missing in this video is:- How will i get physical gold delivered if I own digital gold? This should've been compared for all digital methods ETF, MF and bonds. I think this part should've been covered. Because as a digital asset, we should know how can we get these physically into our hands.
Could you clarify which of the gold investment options track the spot price of gold most closely? For gold ETFs & MFs, since they also invest in gold mining companies, it seems like there would be a larger tracking error compared to the other forms of gold investments (digital gold, SGBs). And thanks for making a very informative video!
Thanks for wonderful easy to understand explanation for the layman .. One question - What are the limits to purchase any of those Gold Instruments? especially soverign bonds. Thanks
Thanks for depth knowledge about sovereign gold bond. But I have one question: If someone purchase sgb from secondary market then the interest is calculate on what value ( i.e. When sgb is taken through allotment process then interest is calculated on the allotment price but in case of purchase done through secondary market then interest is calculated on which amount and who is getting this interest one who get SGB from RBI or one who purchase from secondary market)?
thank you sir ....i started watching your videos during this lockdown and learning a lot. and you are doing fabulous job for us in increasing financial literacy. you told in this video at time 05.00 that you will provide link to article and interview with NIPPON amc fund manager . please provide the link.
Sgb is bought just like shares. In app of zerodha or upstox or any broker type Sgb u will get options like sgbmay28 sgbaug28 etc. On nse or moneycontrol search sgb
Sir, when A buys may be there is a seller B, if there is no seller does the etf itself sell to A and buys physical gold from the market, and vice-versa
@@ETMONEY if government continues to reduce excise duty then gold prices may not move up in India even if it trades higher globally. Is my understanding correct?
Shankar Sir You keep on saying that no one can time the market, so I wanted to discuss a strategy wherein I invest my money in the form of an SIP each month, but I invest only on the days when the market is down by 2-5%, just to get that extra benefit. My question being, am I trying to time the market ? And how can this strategy be counterproductive in the long run ??
This can be counter-productive because 1) You never know what bottom level the market can reach 2) Mutual fund will not get their regular Money from you , they also need to survive right like operating expenses, they cannot pay salary to their employees only when the Market is low.. :) :) ;) ;) Timing the market if done correctly can be great , its just that Fund houses dnt want you to put ur head in that for their own benefit
What is the secondary market for the sovereign gold bonds? How can you buy gold bonds over there? Do you have to go to a bank or are they sold in stock market in demat form?
From some sources I have read that premature redemption of SGB from RBI itself also attracts LTCG tax. In this video, it says it doesn't. There is no clear information regarding thi even on RBI website.
Thanks. Secondary market is an exchange where previously issued securities are traded. E.g. the daily shares of Reliance, Infosys etc. that we buy and sell is happening in the secondary market. On the other hand, first time issues like an IPO (when that happens) is in the primary market. So in the case of SGB, say you bought it when it was first issued then you have bought it from the primary market. But if you bought it from someone else (not RBI) then you have dipped into the secondary market. Hope this helps
If I buy from secondary market then, then who gets 2.5%? What is the burden of capital gains after the 8 years of maturity? How the nominees are decided ?
@@ETMONEY so, if there is no Capital Gains Tax even after purchase from secondary market, then it is prudent to buy from secondary market only. Thanks for giving apt response. ETMoney RUclips channel replies on all the post Keep the good work & keep the consistency
Well explained without any ambiguity .Thank you. One small query. As when we are buying Sovereign Gold Bond the cost is decided on One gram of gold prevailing at that time. So it means that when at the time of maturity if the price of gold per gram is higher we will get at the price and vice versa.
As usual very informative and very insightful. If time and your work schedule permits you guys, id love to see your people's take on Binary Options like IQ Options CFDs kind of derivatives etc.
Thank you Sailesh Ram. Unfortunately, we don't have expertise on binary options. If we get access to that and find someone then we'll try to have a session on this. Thanks for the suggestion
I'm a simple man. Shankar Nath sir says "suscribe", and I do.
ETMoney makes the best videos on financial education. Thank you!
Thank you for the warm words, Abhishek Gowravajhala
This video is summary of 100 videos out there on RUclips about gold investment ...simply superb
This video is pure gold. Struggling to find a useful video about investing in gold in an ocean of hindi videos. Thanks a ton ETMoney
Glad you enjoyed it!
For a layman keen to invest in Gold instruments, this video of Mr. shankar Nath was very informative and knowledge building. Now when I invest in Gold I know what I can best expect from my investments, best time horizons and how to capitalise on my investments in gold instruments.
Thank you
Extremely helpful. As a new investor this video was actually gold.
Thanks!
I thought to buy digital gold. But had a doubt why buy and sell prices have difference. I watched some other videos but not cleared. This was cleared after watching this video. Thank you sir.
Thank you very much, SreeVidya Dwarsala. Glad we could help
@@ETMONEY Sir, if i want to buy gold after 2 years, is it good to buy digital gold in intervals from now (or) to buy physical gold after 2 yrs? In which case loss will be less? Can you give any suggestion when and which way would be better to buy gold?
@@ETMONEY Thank you sir for suggestion.
Very good information.... Thanks. Gave us high clarity....
Enjoy watching your videos. Very clearly communicated. Appreciate your speaker notes published with the video. Have you done any calculations in comparing sovereign gold bonds with Equity Mutual funds?
Thank you for your appreciation. We haven't compared SGB with equity funds as they are distinctly different asset classes. There is a video on Asset Allocation where we have given performance numbers spread over 15 years, it's one of our favourites and think you might like it. Thx again
Very good and focused video without useless jittery.
Thanks for your very clear and precise information
Thank you for sharing almost every aspect of gold investment segment 🙏
Our pleasure! Thanks for the appreciation
Nice to learn all about Gold investment .
Dear Sir ,
Thanks for the nice video and presentation , it was quite useful. I have few queries -
1. Since the gold prices are high , is it right time to invest in gold mutual funds .
2. How Much percentage of allocation should be in gold for balanced allocation in all.
3. Is there a co relation between debt mutual fund and gold fund as both move opposite of equity.
This video, though long, was an in depth analysis of investing in gold! This is a gold mine of gold investment wisdom. Liked, subscribed !
Glad you liked it!
Toooooo knowledgeable video.....all concepts are cleared in the simplest manner👍👍👍thankuuuui sooooooooo muchhhhhh 🙏
Most welcome 😊.. glad you found the content useful
This is video is excellent, Mr.Shankar nath your explanation is crisp and to the point, Thank you very much
You are most welcome. Glad you liked it
Wonderful video. Every minute of the video is so informative. 👌
Excellant Video! Thanks for detailed analysis on the options of Gold Investment
Explained clearly and easy to understand , Thank you 👍I would be great if you could clarify my doubt
1) Can we extend the SGB after 8 years or can we transfer/gift it to another person in the family so that they can hold it for another 8 years?
2) Can we transfer it to NRI or juts only to Resident Indian?
Thanks. Pt 1 - Maturity is 8 years.
Pt 2 - No idea, sorry
Clear and precise explanation.Thank you
Excellent video Mr.Shankar.
Thank u for spreading such a good amount of information about gold.
Thanks!
Lucid explanation.... Superb
Thank you!
Thanks sir, for providing such valuable information.
Most welcome. Glad you liked it
As usual nicely explained, to add more value in my view if someone want to hedge his overall portfolio than physical gold in the form of coins or bars is best option. For saving taxes and earning higher return real state and equity are better placed. In case of extreme emergency only physical gold will act as an international curency. Actually we can say physical gold is real friend in case of extreme emergency, as Friend in need is a friend indeed.
This was a great video, i have seen a lot of people talking about sgb's and all on this space and i don't think so anyone compares to the depth and understanding that you have provided here. Thanks a lot !
Crystal clear explanation 👌💖👏
Your styling of explanation is par excellence 👌
Thanks a lot 😊
Great video with wonderful insights! ❤️
Thank you so much!
The most awaited insightful video.
Thank you Manish Soni
Really good explanation with examples
Thanks
good video we got to know better difference and what to buy.
Thanks for your exhaustive analysis, sir.🙏
Always welcome. Glad you found it useful
Excellent analysis about Gold investment , Thank you sir
bible of gold investment .thanks sooooo much for far more insightful vid sir .thanks a lot
So nice of you. Glad you liked it.
Thanks a lot to The Team ET Money, You are doing a great job towards Educating People... Once again thanks a ton to Shankar Nath sir & ET Money Team...
I request you to make a detailed video on New NAV rules applicable from Feb 2021...
Ty...
Thank you very much for your appreciation
Really enjoy your well communicated & researched video 👏
Nice explanation regarding the topic of Investments in Gold... I have become a big fan of yours... Thank you...
Thanks and welcome Nandan Banerjee
Very nice video and content as usual ; Thank you
Glad you enjoyed it
You mentioned that in SGB if you earn a rise of 10% plus additional 2.5% as annual interest that makes your annual profit as 12.5% but that I think that 10% rise is not redeemed by you. You only get the hiked value of gold what you earn after 8 years of maturity, for you the annual profit is just 2.5% that too is taxed.
One of the best videos on topic👌👌. Thanks
Thank you for such a great analysis especially for people like me with low investment knowledge. ET Money rocks. Only issue observed that if you change your mobile number , it is very cumbersome process to get new mobile number updated. Else it’s all cool. Thank you for performing such research and sharing with us.
Most welcome. Thx!
Sir, can you please make one video on how to convert existing Regular MF to Direct plans
Hi Shankar, I like your videos quite much and do follow all ET Money videos. While there are many videos of gold by various channels. I am interested to know more about Silver, as it have industrial use as well. Can you pls do a video on Silver as there are not much investment options available for this white metal.
Thanx for your video.
You forgot to mention one point. You can trade the gold in derivatives segment in commodities market through MCX. It will attract better returns(of course with good risks) :-)
awesome video.. i was confused about the topic and now got the way forward for the same.!!!
Glad it helped! Thanks
Thanks for providing the content , beautifully explained.
Glad you liked it! Thanks
Thankyou I was waiting for this video 😁
Most welcome 😊
Great video and useful insights into gold investing options. Can I ask a question - if I buy a SGB in secondary market would I be entitled to the interest amount? How is RBI going to track who needs to get interest and if I redeem that with RBI only would it still be exempted from LTCG
@@ETMONEY Dear Sir I have bought sgb from secondary market . Process is just like buying shares. Interest is credited automatically to my bank account just like dividend of shares
@@mahesha6363 how did you buy?
@@MINATOYELLOWFLSH2005 have u ever bought any share in share market? Procedure is exactly same. At place of name of share type sgb u will get options like sgbmay28 sgbaug28 etc etc. Buy any of these. These all are sgb sgb***
I raised a ticket on Zerodha regarding the same and here is their reply - "The holder of the SGB will receive the interest and it will be credited to his bank account directly from RBI"
@@MINATOYELLOWFLSH2005 you can buy them on the stock market just like any other stock. Or you can buy fresh bond when RBI issues them. RBI doesn't issue new bonds all the time. The last issue ended in August. You will have to watch out for any further issuing seasons
Amazing research. New is Gold
Dear ET Money team,
You have missed one more risk with SGBs. Gold price is not expected to be high at the time of maturity and that can give low returns as compared to other gold products
Very nice video and explained very nicely. thanks Shankar and team.
Our pleasure! Thanks you Kalpesh Pathare
I think it’s all depend on one’s reason for buying Gold. For me I purchase gold to hedge against the government as we have seen many countries governments defaulting so I prefer physical gold.
Extremely helpful 👏👏👏
Thanks
Good informative video.
very balanced and educative video
I think Etmoney is great platform..but it needs more advertisement for competing other similar platform. I my view Etmoney best and I am using it since 2017..
One topic which i found missing in this video is:-
How will i get physical gold delivered if I own digital gold? This should've been compared for all digital methods ETF, MF and bonds.
I think this part should've been covered. Because as a digital asset, we should know how can we get these physically into our hands.
So beautifully explained
Thank You. very useful
You are welcome
Could you clarify which of the gold investment options track the spot price of gold most closely? For gold ETFs & MFs, since they also invest in gold mining companies, it seems like there would be a larger tracking error compared to the other forms of gold investments (digital gold, SGBs).
And thanks for making a very informative video!
Thanks for wonderful easy to understand explanation for the layman .. One question - What are the limits to purchase any of those Gold Instruments? especially soverign bonds. Thanks
You are the only one who explained that rbi gold bonds are not actually backed by physical gold, none of knew about this
@@ETMONEY yes, thank you
Is buying gold coins a good idea for future?
Very informative video
Thanks
Very well explained..
Thank you so much 🙂
So much details about gold funds thanks a lot 😊
My pleasure 😊
very great video.. was looking fir such a detailed video on gold.. Thanks ET money and please keep creating more such videos.
Thanks, will do!
"gold standard videos", good one !!
Thanks Sameer Sah
Amazing video @Shankar! Thank you!
Thanks. Glad you liked it!
Thanks for depth knowledge about sovereign gold bond. But I have one question:
If someone purchase sgb from secondary market then the interest is calculate on what value ( i.e. When sgb is taken through allotment process then interest is calculated on the allotment price but in case of purchase done through secondary market then interest is calculated on which amount and who is getting this interest one who get SGB from RBI or one who purchase from secondary market)?
thank you sir ....i started watching your videos during this lockdown and learning a lot. and you are doing fabulous job for us in increasing financial literacy. you told in this video at time 05.00 that you will provide link to article and interview with NIPPON amc fund manager . please provide the link.
Thank you for giving us your perspective on investing in Gold 👍
Thank you for giving us your perspective on investing of GOLD in English
Any time. Thanks!
Thanks for making it clear as always. Would you be able to tell what are the option available to buy Sovereign Gold Bond from secondary market?
Thank you Paresh Bijvani. You can connect with your trading broker for this. They'll be able to help out on how to buy SGB on their platform.
Sgb is bought just like shares. In app of zerodha or upstox or any broker type Sgb u will get options like sgbmay28 sgbaug28 etc. On nse or moneycontrol search sgb
Thanks for the detailed interview.
Glad you enjoyed it!
Excellent video and very clear comparison of various gold investment options. Thanks a lot for the video :)
Glad you liked it! Thanks Deepak Ganesan
Sir, when A buys may be there is a seller B, if there is no seller does the etf itself sell to A and buys physical gold from the market, and vice-versa
@@ETMONEY very kind of you to reply, thank you very much
Very nice presentation sir
Thanks.. the govt has proposed to reduce excise duty on gold in this budget by 2.5%. What is the impact on SGB ?
@@ETMONEY if government continues to reduce excise duty then gold prices may not move up in India even if it trades higher globally. Is my understanding correct?
Excellent analysis sir
Thank you very much sir very informative video
Very good information and thank u for the video in english
Thanks and welcome
Shankar Sir
You keep on saying that no one can time the market, so I wanted to discuss a strategy wherein I invest my money in the form of an SIP each month, but I invest only on the days when the market is down by 2-5%, just to get that extra benefit.
My question being, am I trying to time the market ? And how can this strategy be counterproductive in the long run ??
This can be counter-productive because 1) You never know what bottom level the market can reach 2) Mutual fund will not get their regular Money from you , they also need to survive right like operating expenses, they cannot pay salary to their employees only when the Market is low.. :) :) ;) ;) Timing the market if done correctly can be great , its just that Fund houses dnt want you to put ur head in that for their own benefit
Kindly watch our video on Time in Market vs Timing the Market ruclips.net/video/2lHl6JYqgkQ/видео.html
As always, very thoughtful & informative video.
Thanks!
Amazing video... neatly explained... 👌
Thanks a lot 😊
If One purchase SGB from secondary market and hold till maturity , will it be tax-free long term gain?
What is the secondary market for the sovereign gold bonds? How can you buy gold bonds over there? Do you have to go to a bank or are they sold in stock market in demat form?
Shankarji meaning is clear, sound should be louder
Thank you Riteshji
From some sources I have read that premature redemption of SGB from RBI itself also attracts LTCG tax. In this video, it says it doesn't. There is no clear information regarding thi even on RBI website.
Is there any option to buy Digital Gold through ETMoney app ? If yes which company you are affiliated with ?
Big subscriber of your work!
Could you explain , what do you mean by "Secondary market"?
As I am planning to invert in Gold bonds.
Thanks. Secondary market is an exchange where previously issued securities are traded. E.g. the daily shares of Reliance, Infosys etc. that we buy and sell is happening in the secondary market. On the other hand, first time issues like an IPO (when that happens) is in the primary market.
So in the case of SGB, say you bought it when it was first issued then you have bought it from the primary market. But if you bought it from someone else (not RBI) then you have dipped into the secondary market.
Hope this helps
If I buy from secondary market then, then who gets 2.5%? What is the burden of capital gains after the 8 years of maturity? How the nominees are decided ?
@@ETMONEY so, if there is no Capital Gains Tax even after purchase from secondary market, then it is prudent to buy from secondary market only.
Thanks for giving apt response.
ETMoney RUclips channel replies on all the post
Keep the good work
& keep the consistency
Very informative. Thanks a lot.
You are most welcome!
Very nice information sir. Be continuing your videos in English only sir.
Thank you for your appreciation.
Sir, sovergin gold bond where can i buy in secondary market?
Great video
Very useful. Do one on BITCOIN
Love from prathamesh sir (Mps International )😚😚
Can you suggest which option to buy gold is best for a duration that is less than 1 year ?
Well explained without any ambiguity .Thank you. One small query. As when we are buying Sovereign Gold Bond the cost is decided on One gram of gold prevailing at that time. So it means that when at the time of maturity if the price of gold per gram is higher we will get at the price and vice versa.
Thank you. Yes, if the price of gold at maturity is higher or lower, proceeds will be paid on the prevailing price of gold
As usual very informative and very insightful.
If time and your work schedule permits you guys, id love to see your people's take on Binary Options like IQ Options CFDs kind of derivatives etc.
Thank you Sailesh Ram. Unfortunately, we don't have expertise on binary options. If we get access to that and find someone then we'll try to have a session on this. Thanks for the suggestion