Right now you can get over 4% yield on a simple Treasury money market fund, which seems like a great deal for something that is liquid within 24 hours (on business days) and extremely secure. However, interest rates may go down in the future, which would make these less attractive (but they could go up, too!). I personally don't invest solely on dividends, but I'm also not retired. I do hold a substantial amount of a fund that uses the CRSP US Large Cap Value Index as its benchmark. These are large, conservative equity stocks that frequently pay a solid dividend. The specific fund I use is up 17% YoY and the dividend yield is currently about 2%. That is a crazy-good total return, but of course it can also go down!
I am currently in higher risk income funds while I am still working full time. I am slowly diversifying out to lower risk dividend and covered call style income funds. Nearly 100% is currently reinvested. 2 year goal to SE Asia retirement, at least partial. I may elect to work up to 3 months a year in the US ( while I am over visiting family) spring time to keep cash account up and potentially offset some necessary tax withdrawals to allow more reinvestment.
This is exactly what I'm doing. I'm from the UK. I hope you don't mind me asking, would £30,000 ($37,500) annual dividend income be enough for you to live comfortably in Thailand (for your current lifestyle)? Thanks for the great content.
I'd like your opinion on something, and I'll say ahead of time that I know that you are not a Financial Advisor, and I'm not asking for advice...but just your opinion! Would you take 300k and purchase an Immediate Paying Annuity at about 1,400 per month with a 3% annual Cost of Living Adjustment and Guaranteed Lifetime Income? Or would you go the route that you are taking, and Dividend Invest on your own, keeping in mind that the 300k Annuity Investment funds are handed over Permanently, so you will never get those funds back. If you could answer me as soon as possible, I'd be greatly appreciative.
What are your favorite investments for retirement? **recommendations of advisors or investments will be deleted **
Right now you can get over 4% yield on a simple Treasury money market fund, which seems like a great deal for something that is liquid within 24 hours (on business days) and extremely secure. However, interest rates may go down in the future, which would make these less attractive (but they could go up, too!). I personally don't invest solely on dividends, but I'm also not retired. I do hold a substantial amount of a fund that uses the CRSP US Large Cap Value Index as its benchmark. These are large, conservative equity stocks that frequently pay a solid dividend. The specific fund I use is up 17% YoY and the dividend yield is currently about 2%. That is a crazy-good total return, but of course it can also go down!
Thanks for watching and sharing the info
I am currently in higher risk income funds while I am still working full time. I am slowly diversifying out to lower risk dividend and covered call style income funds. Nearly 100% is currently reinvested. 2 year goal to SE Asia retirement, at least partial. I may elect to work up to 3 months a year in the US ( while I am over visiting family) spring time to keep cash account up and potentially offset some necessary tax withdrawals to allow more reinvestment.
I have invested in MPLX been a really strong growth in share value and around 8% income. Dividend has been increasing steadily each year
Sounds great!
Very interesting topic!
Thanks. More to come!
This is exactly what I'm doing. I'm from the UK.
I hope you don't mind me asking, would £30,000 ($37,500) annual dividend income be enough for you to live comfortably in Thailand (for your current lifestyle)?
Thanks for the great content.
For me, yes, but not everyone.
You could live well off half that.
100% VTI
I'd like your opinion on something, and I'll say ahead of time that I know that you are not a Financial Advisor, and I'm not asking for advice...but just your opinion! Would you take 300k and purchase an Immediate Paying Annuity at about 1,400 per month with a 3% annual Cost of Living Adjustment and Guaranteed Lifetime Income? Or would you go the route that you are taking, and Dividend Invest on your own, keeping in mind that the 300k Annuity Investment funds are handed over Permanently, so you will never get those funds back. If you could answer me as soon as possible, I'd be greatly appreciative.
I would not buy an annuity, but that's just me
@@RetiringToAsiaI got you on that!
I'm having such Deja Vu.
555 yes little different edit. Restarting the series.