Why Rich People Drive Range Rovers

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  • Опубликовано: 10 ноя 2024
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    ABOUT JASMINE DILUCCI, JD, CPA, EA
    Jasmine DiLucci has specialized in tax since high school when she first became licensed to represent taxpayers before the IRS.
    Now as a tax attorney and CPA, she works with individuals and business owners across the nation to on Tax Planning, CFO Advisory, and IRS Tax Resolution
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    Disclaimer: This information on this channel is for educational purposes only and does not constitute professional legal or tax advice.
    # #jasminedilucci

Комментарии • 2,1 тыс.

  • @adamsaint2890
    @adamsaint2890 5 месяцев назад +3690

    "Hey rich person, why do you drive Range Rovers?"
    "Because I enjoy breaking down on the side of the road. It keeps life interesting"

    • @tw8464
      @tw8464 4 месяца назад +107

      Yeah if I was rich, I'd just hire someone to drive me around. And make sure they have a Toyota

    • @medhan654
      @medhan654 4 месяца назад +30

      lol joke is on you, new range rovers are more reliable then ever

    • @MsKateC2K
      @MsKateC2K 4 месяца назад +7

      The only real answer

    • @ynfant
      @ynfant 4 месяца назад +4

      😂😂😂😂😂😂😂

    • @Noah-yw6uv
      @Noah-yw6uv 3 месяца назад

      @@medhan654show us your Range Rover!

  • @CarysCorner
    @CarysCorner 2 месяца назад +1526

    When I asked my mechanic what he thought of Range Rovers, he said he loved them and that they kept him in business. Would never own one though.

    • @wimeatsworld
      @wimeatsworld Месяц назад +50

      Most mechanics I know drive Japanese. While not exotic (based in Europe), the Germans are still seen as a status symbol. With all the tech involved in cars nowadays, that's true in maintenance fees rather than quality.

    • @RoyalDudeness
      @RoyalDudeness Месяц назад +9

      @@wimeatsworld Most mechanics drive japanese because they can't afford fancy cars

    • @WillFinch-k4j
      @WillFinch-k4j Месяц назад +57

      @@RoyalDudenessbecause they know how much maintenance is required for that “fancy car”. When you work on other people’s vehicles you don’t want to do that in your off time.

    • @WillFinch-k4j
      @WillFinch-k4j Месяц назад +19

      I’ve watched some RUclips videos of Land Rover repairs and would never want to own such an overly complex vehicle that is unless it was under a full warranty.

    • @Jasmin-mp5qb
      @Jasmin-mp5qb Месяц назад +15

      @@RoyalDudenessthe name says it all, typical classist elitist 🙄 how about they the mechanics have the knowledge and experience to know reliable cars and can distinguish them from expensive pieces of shits

  • @garyco766
    @garyco766 Месяц назад +682

    "Here's why rich people mostly drive Range Rovers - status symbol" - there fixed that for her.

    • @WillFinch-k4j
      @WillFinch-k4j Месяц назад +18

      I live in an upscale area so lots of expensive cars on the road. Almost every time I see a big Land Rover it’s usually piloted by younger women just like in the video. They often seem in a hurry texting away heading to an off-road event or a house showing, who knows.

    • @stephaniecolburn
      @stephaniecolburn Месяц назад +6

      I think it’s the stupidest thing. Same with certain Jeep models and their drivers. These vehicles were designed for specific use and these wanna-be yuppies that only care about Keeping Up with The Jones’s never take these vehicles off road - like they’re built for. Those things never see dirt, only asphalt.
      It’s stupid all around.

    • @cod2573
      @cod2573 Месяц назад +6

      ​@@stephaniecolburnI get what you're saying and agree on some models of "suv" car. I don't think the range rover was built to go off-road in any serious way, the very early models were, but as its become more of a designer handbag of a car, it's really about the luxury and loudly signalling to people that you've made some money and you need everyone to know it. Jaguar Land rover know very well that no one is driving through a river in a range rover, they would get a defender for that. The most off-road you average RR will see is some wet grass taking the kids to football practice or driving through the country on a weekend day trip

    • @stephaniecolburn
      @stephaniecolburn Месяц назад +8

      @@cod2573 absolutely. Yes it was originally built for rough terrain. Now it’s a look at me piece.

    • @APICSKH
      @APICSKH 28 дней назад +2

      And now Tesla is the status symbol amongst lower middle class😂

  • @cashcleaner
    @cashcleaner 2 месяца назад +183

    “Because I’m rich and I can” is really the most valid answer. I insure high net worth clients. Land Rovers, Porsche Cayennes, etc - they are all symbols of wealth. Nothing wrong with that, they’re just more that than anything else.

    • @safffff1000
      @safffff1000 21 день назад +2

      Toyota Land Cruisers will not break down and last proving your not wasting money and the rich to show off have to waste money

    • @cashcleaner
      @cashcleaner 21 день назад +5

      @@safffff1000 To be fair, almost EVERYTHING built by Toyota enjoys that level of reliability, lol.

    • @cartilagehead
      @cartilagehead 14 дней назад +4

      ⁠@@safffff1000yeah but historically Land Cruisers in the US and Canada have been $100k+ cars, so you’re definitely still paying for the privilege. I see people often bringing up Land Cruisers in these conversations as if they’re $35k RAV4s, when really it’s more like paying for the understated quality of Hermes instead of the flash of Gucci.

    • @safffff1000
      @safffff1000 14 дней назад

      @@cartilagehead But like Gucci it is well-made high quality product, something that rarely breaks down so the rich can't show off their wealth to fix. lol

    • @cartilagehead
      @cartilagehead 14 дней назад +2

      @@safffff1000 why would the car breaking down show off their wealth? This makes no sense. Also in my analogy, Hermes is the quiet understated luxury and quality. Gucci is the brand famous for going through a tacky phase where the quality took a nosedive. You’re posting nonsense.

  • @BoredAsf-ji5rc
    @BoredAsf-ji5rc Месяц назад +15

    Loving watching people eloquently explain things in FULL detail

  • @madhuvamsimachavarapu5267
    @madhuvamsimachavarapu5267 5 месяцев назад +949

    Most people don’t understand that vehicle has to be paid. It’s just tax deduction which people claim and become happy about. Example: you gotta pay 100k for buying the Range Rover and deduct $100k from your taxable income. Considering your income is $300k and normal taxes come out as $75k (25% let’s say). Then using the deduction your income becomes $200k (considering it’s a 100% business use). New taxes are now ~$50k($25k less), however you paid $100k on something you didn’t want to save $25k. Basically you become $75k poor and only thing you have is a depreciating asset. It’s like exchanging a dollar for a quarter. It’s not worth to buy stuff just to write off. If the business really needs it go for it, otherwise save your money

    • @matthewgirn5230
      @matthewgirn5230 5 месяцев назад +156

      I’m a CPA, this is a great explanation

    • @RickeyEdwards-gy9fc
      @RickeyEdwards-gy9fc 5 месяцев назад +50

      But the experts on RUclips said I can.......😅

    • @TheCornucopiaProject-bd5jk
      @TheCornucopiaProject-bd5jk 5 месяцев назад +58

      Let the business lease a vehicle. It’s not personal anymore

    • @TIMOLUKANNI
      @TIMOLUKANNI 5 месяцев назад +59

      I guess it only makes sense if you were going to get the car anyways

    • @sonofsarek
      @sonofsarek 4 месяца назад +43

      Translation: rich people buy these things due to massive insecurity and then they explain it away as a tax write off to try to sound smart.

  • @lazstan
    @lazstan 7 месяцев назад +4554

    The repairs cost more than the tax savings.

    • @f.avilla6383
      @f.avilla6383 7 месяцев назад +119

      ....and gas (if its that size and weight)

    • @basedpatriotLT
      @basedpatriotLT 7 месяцев назад +90

      Not to memtion the extra cost on comparisonnto a more modest car.
      So to oversimplify it - poeple spend extra 100 to save 10 on taxes

    • @tottiegod8021
      @tottiegod8021 7 месяцев назад +30

      Not if the write off was the whole vehicle. I’m perplexed why many people never believe that many business owners do this.

    • @matthewkim983
      @matthewkim983 7 месяцев назад +24

      Standard tax deduction with a fuel efficent car will beat any saving you get from a suv.​@tottiegod8021

    • @tottiegod8021
      @tottiegod8021 7 месяцев назад +8

      I don’t disagree. It really depends on the situation. If you’re a struggling business owner, don’t go for the SUV. Some may look at it as “I can get a $60k SUV for $30k so long as it is primarily used for business”.

  • @abetterfuture4787
    @abetterfuture4787 7 месяцев назад +476

    Thank you. Was getting really sick of hearing people on YT spread half truths and not getting called out on it.

    • @ronj9448
      @ronj9448 Месяц назад +8

      That is most of YT. Never go there for advice. Go there for dumb cat videos.

    • @FullCircleTravis
      @FullCircleTravis Месяц назад +5

      It wasn't a half-truth. They were simply saying that the deduction was better because vehicles over 6000lbs aren't considered passenger vehicles.
      They just didn't go into the details of how to calculate the deduction, or explain that personal use reduces the reduction. Below 50% business use, there is no deduction at all.

    • @trishmalone5639
      @trishmalone5639 Месяц назад +2

      ​@@FullCircleTravisRange Rovers are still considered and insured as a normal large SUV. The gross vehicle weight of 6,000 pound for a vehicle is classified by tax law and applies to Any car, truck or van.

    • @FullCircleTravis
      @FullCircleTravis Месяц назад +1

      @@trishmalone5639
      That's nice.

    • @Nic2Blk
      @Nic2Blk Месяц назад

      So true. Too many half ass 'explanations' of things. People don't read so referring to section 179 is not impactful 😂. So dangerous how overly simplified it was too. Just left out how % for personal can be taxed on it at FMV. That's a big deal.

  • @maciaaa5859
    @maciaaa5859 Месяц назад +9

    My accountant, who’s been a family friend and accountant for 30+ years just told me exactly what you just said! I work a 1099 so it really really does count

  • @scynapz
    @scynapz Месяц назад +30

    And now you know why a lot of them also have G-wagons.

    • @price1008
      @price1008 Месяц назад +6

      I would take that over a Range Rover any day. More reliable

    • @arasf5236
      @arasf5236 10 дней назад +1

      At least G is reliable

  • @faisalmehmood5375
    @faisalmehmood5375 5 месяцев назад +153

    The tax system is so purposefully convoluted and specific.

    • @jfkst1
      @jfkst1 3 месяца назад

      Correct. Designed to screw over anyone that isn't wealthy enough to pay many thousands to get out of taxes.

    • @80PercentAshamedOfU
      @80PercentAshamedOfU Месяц назад +13

      Yes, because rich people either know how to understand it, or can afford someone else who can for them.
      For the rest of us, filing and claiming things on taxes is inconvenient. And we try to get it over with as quickly as possible.

    • @mackniffy
      @mackniffy Месяц назад +1

      Specific yes. Convoluted, not really if you understand accounting.

    • @quintonmiller8266
      @quintonmiller8266 Месяц назад +3

      Stop. It's horrible. ​@@mackniffy

    • @mackniffy
      @mackniffy Месяц назад +2

      @@quintonmiller8266 it’s really not. The only thing that’s close to convoluted is filing versus getting sent a summary card like in other countries.

  • @nunyabidness117
    @nunyabidness117 6 месяцев назад +408

    People mistakenly believe the purpose of running a business isn't to make money but to live large and impress their friends.

    • @johnserosanguineous1886
      @johnserosanguineous1886 6 месяцев назад +1

      *KHOMA exists.
      So thats only half true.

    • @Cheepchipsable
      @Cheepchipsable 6 месяцев назад +10

      Well that's what the money is used for - to live a better lifestyle.

    • @JaneDoe-tr5xy
      @JaneDoe-tr5xy 6 месяцев назад +6

      No the priMARY purpose is to be your own boss

    • @toomanymarys7355
      @toomanymarys7355 5 месяцев назад +12

      They think there are all these magical paths of not paying taxes. 99% of the time, they act like that is what a tax write off is.

    • @daszieher
      @daszieher 4 месяца назад +15

      ​@@toomanymarys7355most people forget, that the "tax write-off" needs to be earned first 😂

  • @willlockler9433
    @willlockler9433 2 месяца назад +50

    I'm retired now but used to write tax software. You're good. Thanks for what you do.

  • @wizdqvm3z
    @wizdqvm3z Месяц назад +15

    I noticed high net worth people drove either Range Rovers, Mercedes G-Wagons, Porsche Taycan and Tesla Model X. They are all over 6,000 pounds and are on the irs tax exempt list.

    • @markrossow6303
      @markrossow6303 Месяц назад +2

      Time to change the weight rule -- the weight rule also allows the manufacturer to skate on CAFE fuel efficiency rules ~~~

    • @kuroshm
      @kuroshm Месяц назад +6

      Those aren’t rich people, those are new money.

    • @mobrocket
      @mobrocket 25 дней назад +1

      Couldn't you just as easily argue those are the nicest cross like SUVs?

  • @JustinHopeOfficial
    @JustinHopeOfficial Месяц назад +3

    This channel is gold!! Thank you!

  • @markgarcia6746
    @markgarcia6746 7 месяцев назад +843

    When RUclipsrs get their video ideas from other RUclipsrs who don’t know what theyre talking about.

    • @scottstempmail9045
      @scottstempmail9045 7 месяцев назад +6

      nailed it.

    • @dodgeman4360
      @dodgeman4360 7 месяцев назад +10

      I actually prefer taking investment advice from strangers on the internet instead of the broker I deal with down at the brokerage house😅😅😅😅😅

    • @nickv1008
      @nickv1008 6 месяцев назад

      IT IS A SUBTERRANEAN ENVIRONMENT, HENCE THE NAME "TUBERS" LIKE THE MOLDY ROOT POTATO THEY ARE...

    • @b0bbyblueyes746
      @b0bbyblueyes746 6 месяцев назад

      @@dodgeman4360 Agree, your percentage of profit is probably better. Or even just let a monkey throw feces at a chart and go with that.

    • @Swolenskie
      @Swolenskie 6 месяцев назад +4

      Literally chain reaction

  • @EnjoiEmerica11
    @EnjoiEmerica11 3 месяца назад +27

    The most common error I see in understanding section 179, which is also not addressed here, is that it’s NOT the vehicle that needs to be over 6,000 pounds. It is the Gross Vehicle Weight Rating, or GVWR. They are two different things. Weight or curb weight is what the vehicle would show if weighed on a scale as is. The one in this video would be around 4,950 pounds. GVWR is set by the manufacturer and is the maximum total weight it would show on a scale of fully loaded with passengers, luggage, fuel, trailer, etc. The GVWR for the vehicle shown is around 6,900 pounds.

    • @heycidskyja4668
      @heycidskyja4668 Месяц назад +3

      I'd like to know what dealer is selling Range Rovers for £6,000. Must be second hand.

    • @dj_86
      @dj_86 Месяц назад

      @@heycidskyja4668man, it is the weight of the vehicle in pounds (lbs)

    • @Kennevruz
      @Kennevruz 28 дней назад

      ​@@heycidskyja4668🤦🏾‍♂️
      🇰🇪

    • @XVRickXV
      @XVRickXV 17 дней назад

      Not pounds Sterling, pounds of steel, flesh and cargo.

  • @DaveM-FFB
    @DaveM-FFB 4 месяца назад +38

    Yup! Other compliant vehicles include the Tahoe, Suburban, Tesla Model X, etc.

    • @jennym6477
      @jennym6477 Месяц назад

      What about Escalades? Are they compliant?

  • @mustbetrippin7406
    @mustbetrippin7406 Месяц назад +2

    Thx for this one, because ppl are always saying this and never giving the complete understanding along with the thought.

  • @FadeToBlackLLC
    @FadeToBlackLLC Месяц назад +1

    Thank you for clearing up so many things that just SOUND GOOD for Social Media. It’s still an expensive depreciation and most people don’t understand the down sides and only see driving some expensive vehicle like it’s a hack.

  • @nathanvanwie643
    @nathanvanwie643 6 месяцев назад +28

    Thank you! Hate all these fake finance/accounting influencers that have no idea what they are talking about.

  • @nickv1008
    @nickv1008 6 месяцев назад +28

    BE SURE TO KEEP A LOG OF EVERY TRIP YOU MAKE. HELPS IF YOU DESCRIBE YOUR BUSINESS USE. DOCCUMENT EVERYTHING. 👍👍

    • @ltnvideo
      @ltnvideo 11 дней назад

      yea keep a log. 😉 right!

  • @tylersanders2388
    @tylersanders2388 7 месяцев назад +101

    Most people get the f350 instead and say it’s 100% work and fudge the taxes a little. More reliable and more arguable that it’s a work vehicle than a luxury suv

    • @rosen9425
      @rosen9425 6 месяцев назад +4

      if you run any sort of business where a JLR fits in, you're not going to show up with a diesel looking tradie chic vibe

    • @zackzander425
      @zackzander425 6 месяцев назад +10

      My F-350 is 100% work. Its a white Xl package. Got tool boxes and DOT numbers on the side. Its the guys with the shortbox lift-kit F-350s that are going to have a hard time making the IRS believe they don't use it for personal use.

    • @tylersanders2388
      @tylersanders2388 6 месяцев назад +19

      @@zackzander425 the irs isn’t doing vehicle inspections. They won’t look past a model name

    • @zackzander425
      @zackzander425 6 месяцев назад +13

      They will be. It’s coming. They’ve hired thousands more agents so they can come down harder on small businesses owners. It’s a red flag when a small business owner states their vehicle is 100% business use.

    • @ashleyallen8094
      @ashleyallen8094 5 месяцев назад +2

      Depends on the type of business. I’m a residential real estate agent. I drive a Chevy SUV now, but for the purposes the stated example, it would make better sense for me to have a RR than the pickup

  • @randywatson341
    @randywatson341 Месяц назад +1

    Great video as always. If the commute to & from work counts as business use then that's still a very attractive write-off and a significant contributor to demand for heavy SUVs.

  • @Bdigital9482
    @Bdigital9482 6 месяцев назад +20

    I also how people look at a write off as a “discount” on a car or some even think it’s a free car. I don’t know about you but those payments still come every month.

  • @Gokugains21
    @Gokugains21 5 месяцев назад +25

    Why I don't listen to stupid tictoc videos but I prefer this woman she's keeping it real and she makes it simple to understand and what the rule is for the tax code

  • @musacpuerto
    @musacpuerto 5 месяцев назад +7

    You forgot bonus depreciation. Section 179 lets you deduct according to percentage. Bonus depreciation goes as high as 100% so long as it hasn’t been reduced by congress. You can expense the whole amount.

  • @varuna6089
    @varuna6089 Месяц назад +2

    You said it! Over-simplification of concepts is the problem with social media

    • @mimicmage
      @mimicmage 8 дней назад

      But they do and can write it off she didn't say it's not true 😂 don't you have a boss that buys new vehicles all the time??

  • @juliee7091
    @juliee7091 Месяц назад +1

    Love your perspective and input! New subscriber! :)

  • @lizzardsthename
    @lizzardsthename 5 месяцев назад +43

    I work for a dealership and I can 100% say with upmost confidence, these cars are shit. Most people who buy one, especially a new one, trade them in or sell them within 3 years. Between the high cost of even the simplest of maintenances, the random stuff that goes out and constantly needs to be repaired, the weeks-months that certain parts can take to come in, schedules for repairs and service being booked out wayyyy in advance (especially with loaners) and the fact that most dealers still don’t have enough loaners to support the high demand. These are just not worth the hundreds of thousands some people pay. Just because it’s expensive or luxury, doesn’t mean it’s quality.

    • @Thisishard2333
      @Thisishard2333 4 месяца назад +4

      Just like Audi. They literally fall apart once the warranty is over.

    • @The.deusexmachina
      @The.deusexmachina 4 месяца назад +1

      Not
      I own 2 and you have to maintain them, they’re well worth it

    • @JohnSmith-dm1wo
      @JohnSmith-dm1wo 3 месяца назад +3

      Audis are junk. My neighbor spent 15 k in repairs over a 3 or 4 year period

    • @garyco766
      @garyco766 Месяц назад +3

      They are status symbols, nothing more, nothing less.

    • @The.deusexmachina
      @The.deusexmachina Месяц назад

      @@garyco766 tell me more.
      Lol
      There isn’t a better car in the snow and also is unreal off-road and on the farm. Range rovers are like shark week I guess, keep the peasants out of the water

  • @MoneySmartDriver
    @MoneySmartDriver 6 месяцев назад +14

    Everyone is so smart!
    They all went to Tax Law School!
    “Jerry! You can write it off!”

    • @d3vi0uz1
      @d3vi0uz1 6 месяцев назад

      What does that even mean? 🤷

    • @lkd06
      @lkd06 4 месяца назад

      @@d3vi0uz1 it's from a Seinfeld episode

    • @mrswolls
      @mrswolls Месяц назад

      You don't even know what a write off is

  • @pinchechingata
    @pinchechingata 5 месяцев назад +13

    Most owners claim they drive it 100% for business and will bonus depreciate the vehicle to get a bigger write off. They should keep mileage that calculates what is being used for business and personal. The personal use will be added to their wages. Am I Right?

    • @sMASHsound
      @sMASHsound 4 месяца назад

      This is what I would do if I were under those tax laws....

    • @KK-pm7ud
      @KK-pm7ud 4 месяца назад +4

      That's a great way to get audited

    • @AdamMCPA
      @AdamMCPA 4 месяца назад +4

      There's a reason why auditors go after vehicle expenses. It's low hanging fruit to get money back since people don't keep good records for business use of vehicle.

    • @devdroid9606
      @devdroid9606 Месяц назад

      No. They would not tie up business capital in a car. They would lease the vehicle and then consider the leasing payment as an expense. However, you'd still have to show that it is a necessary business expense or consider that the personal use is a taxable benefit, just like salary, for the proportion of personal use.

  • @texasRoofDoctor
    @texasRoofDoctor День назад

    100%. My son bought a Toyota 4 Runner and was pleased when I got him the money back.

  • @patrickking9600
    @patrickking9600 Месяц назад +9

    When people hear “write it off on their taxes” they think it is free

  • @nicktaber2969
    @nicktaber2969 6 месяцев назад +8

    This is the channel I was looking for. Not trying to bullshit me and hijack my brain, just delivering the facts.

    • @taxleverage
      @taxleverage  6 месяцев назад +3

      Thank you! Happy to answer any tax questions with real answers

    • @nicktaber2969
      @nicktaber2969 6 месяцев назад +1

      @@taxleverage thank you!

    • @robdiqulous2328
      @robdiqulous2328 6 месяцев назад +1

      @@taxleverage why is the other half used for personal use considered taxable income? I dont get that.

    • @taxleverage
      @taxleverage  6 месяцев назад +1

      @@robdiqulous2328 If you make a vehicle owned directly by the business, but then use it 50% for personal use (like driving from home to work) then the value of the personal miles are taxable income to the individual who got to use the business vehicle for personal use

    • @robdiqulous2328
      @robdiqulous2328 6 месяцев назад

      @@taxleverage ahhh ok that makes sense. because technically you are using the business asset at that point. Got it! Thank you!

  • @kevindavis8607
    @kevindavis8607 5 месяцев назад +7

    Rich people generally own large corporations which has its own subset of rules they take advantage of. The person who is trying to keep food on the table isn’t buying a $130,000 car just tow write it off.

    • @tw8464
      @tw8464 4 месяца назад

      Exactly

  • @pjenk
    @pjenk 6 месяцев назад +24

    my CPA says to buy a 6000 lb car on like Dec 28. use it for 1 business trip and then park it until new year.
    up thru 2022, you could do this and write off 100% of it

    • @Florida_Life_Insurance_Agent
      @Florida_Life_Insurance_Agent 3 месяца назад +4

      But then there’s depreciation recapture if you sell it

    • @pjenk
      @pjenk 3 месяца назад +3

      @@Florida_Life_Insurance_Agent true. you resell it 5-6 years later when it has lost 50% or more of its value

    • @JonCaliber45
      @JonCaliber45 Месяц назад +3

      I think that cpa hasn't thought things through. You're still paying for a vehicle that you are not driving. The write-off doesn't make the vehicle free.

    • @pjenk
      @pjenk Месяц назад +1

      @@JonCaliber45 it’s a write off. it helps justify the purchase. If you are in a 32% tax bracket and you can write off a $100k car. The net cost is $68k. You could do this from 2019-2022 per the TCJA. Of course the car isn’t free. The tax break makes it appealing

    • @JonCaliber45
      @JonCaliber45 Месяц назад +1

      @pjenk of course, but buying a new vehicle to let it sit costs $, the write off will not negate the depreciation.

  • @ChristianMillionaire
    @ChristianMillionaire 27 дней назад

    Ahh...very insightful.
    Thanks for sharing.

  • @TanyaBerenson-s7g
    @TanyaBerenson-s7g Месяц назад +1

    Im on my 4th range rover. Not only has this car saved my life in a horrible accident, section 179, high quality English make and resale value with its luxury drive is a fantastic vehicle 👌

    • @uplift56
      @uplift56 Месяц назад +1

      👏 Now go save all the other owners who Rangers are stuck at the shop with perpetual problems 😅!

  • @ngarci8040
    @ngarci8040 3 месяца назад +5

    Loophole would be if you have your business advertised on the vehicle (ie vinyl decal) then it’s 100% deductible…

  • @AJohnson0325
    @AJohnson0325 6 месяцев назад +4

    I know someone that got a big heavy luxury car for this reason and she said she would never do it again. She can easily afford the car but it’s still a waste of money. Don’t get a nicer car than you normally would. Get a car that’s reasonable and affordable then write off whatever you can. Even then, you're probably better off getting a toyota of some kind under 6000 pounds unless you’re buying something to fit a specific requirement for a business.

    • @milospavlovic7520
      @milospavlovic7520 Месяц назад

      The opposite case would be Grand Stephen when he bought the Tesla model 3 primarily due to grants and write-offs. He initially didn't want to buy a new car, but when he went through the numbers it just didn't made sense not to. He explains in more details in his video, but that was mostly due to his specific circumstances and he used it primarily for business purposes

  • @AlexFifelski
    @AlexFifelski 4 месяца назад +4

    Jasmine, your knowledge is super impressive. I’m glad there’s finally someone out there addressing these oversimplifications we see everyday.

  • @17h127
    @17h127 2 дня назад

    I have loved my Hondas and Toyotas. Think I'll stick with those.

  • @nmr20067
    @nmr20067 Месяц назад

    Awesome video. Thanks!

  • @michaltakac673
    @michaltakac673 7 месяцев назад +7

    You can do a long term rental deal or operational lease plan which will basically be a fully deductible even when you would use the car for personal transportation as it’s basically a rental agreement so you pay for service and don’t have to log your kilometers etc. But then, you don’t own the car.

    • @aspman97
      @aspman97 7 месяцев назад

      Pretty bad advice. There's still a taxable benefit for the personal use.

    • @michaltakac673
      @michaltakac673 7 месяцев назад

      @@aspman97 that’s true, but you don’t have to make reporting for your driving for company purposes etc. it’s way less paperwork

    • @bikinggreg
      @bikinggreg 7 месяцев назад

      Wrong. Any personal use is income to the user of the vehicle. It's not deductible.

  • @NackDSP
    @NackDSP 7 месяцев назад +97

    The 6,000 lb rule is the biggest crime on the books.

    • @JoeGator23
      @JoeGator23 6 месяцев назад +21

      Range Rovers are junk. Absolute junk. Rich people know better.

    • @kidsmooth6549
      @kidsmooth6549 6 месяцев назад +36

      Starts adding weights to my Toyota Corolla

    • @loanokaharbor8303
      @loanokaharbor8303 6 месяцев назад +15

      Wealthy people contribute to Federal politicians; politicians create tax laws. If the public want changes, they have to GET TOGETHER, speak with influential Federal politicians, and tell them you all with donate a certain dollar amount for a tax law of YOUR liking. Laws are up for sale, because Americans tolerate this behavior, sit home watch TV and do nothing but complain.

    • @sciencemathematics7288
      @sciencemathematics7288 6 месяцев назад +5

      ​@@loanokaharbor8303This is not the only reason. They are job creators. Companies like companies like Walmart home depot. They hire tens of thousands of people. Then simplify these people to move to certain districts and towns. Job creators affect the economy. This is another point that you didn't mention. That's critical not just going to washington and donating to lobbyist

    • @machinist7230
      @machinist7230 6 месяцев назад +2

      Wasn't it responsible for a spike in Tesla sales? Iirc, the model X hit that 6000lb GVWR number...

  • @dailyrider2975
    @dailyrider2975 6 месяцев назад +6

    They should be taxed higher for 6000lbs car. So many stupid regulations that encourage over sized vehicles.

  • @OptimizedAlchemist
    @OptimizedAlchemist 2 дня назад

    Thanks for sharing

  • @user-em2wh6vq1l
    @user-em2wh6vq1l Месяц назад

    Love your stuff!

  • @thelifeofyes
    @thelifeofyes 4 месяца назад +4

    Can you explain how the other 50% would be taxable to the personal user? Do you mean the FMV x 50% would be included in taxable income? Would you include all of that on one specific years tax return or would it only be the amount you are depreciating that year???

    • @LK-lz6lk
      @LK-lz6lk Месяц назад +3

      When itemizing, the fmv would be listed as an asset. Then, 50% of fmv is also listed as a bus expense, offsetting a % of the asset. (*If lien on vehicle, it's not an asset. 50% of loan pmt vs. fmv.) Hope this makes sense.

    • @safeandeffectivelol
      @safeandeffectivelol Месяц назад +2

      It's not taxable unless it's fully deductible by the company. She's wrong.
      If your company is a corporation and deducted the entire cost, your personal use would be deemed compensation. If the cost to lease the same car is $1000/mo and you use it 30% personal, then you would be taxed on $3600 of income.
      If you're self-employed like a realtor, you would simply take a deduction for the 70% business use. The other 30% is not deductible nor taxable income.

  • @TillURide420
    @TillURide420 5 месяцев назад +10

    I need a woman like you in my life. So smart.

  • @lyfandeth
    @lyfandeth 7 месяцев назад +18

    Yes, and for the last 40 years the IRS has had "50%+" use tests. You'll also be asked to show a mileage log showing EVERY trip and the mileage, and whether you have a separate car for personal use.
    And if your "business" doesn't make a profit in 3 out of 5 years, they'll call it a hobby and then you'll really have fun.

    • @aspman97
      @aspman97 7 месяцев назад +3

      Most don't realise this until they're sitting across the table from an auditor. The personal use component; stand-by charge, operating benefit will get you every time!

    • @Tippycanoee
      @Tippycanoee 7 месяцев назад

      When you say profit do you mean any sort of reasonable revenue or actual positive profit?

    • @norml.hugh-mann
      @norml.hugh-mann 7 месяцев назад

      Only working class folks who pretend their not on taxes get those tests...no wealthy get questioned

    • @tonymouannes
      @tonymouannes 6 месяцев назад +1

      ​@@Tippycanoeehaving actual taxable income after all the expenses. If you love painting and only sell 1% of what you paint (over the course of many years), that looks more like hobby than a business. Someone doing it for business would stop making new paintings until the old ones are sold out. So the IRS doesn't want all that material to be tax deducted from your tax on main source of income. I believe that's different for corporations, because corporations are notorious for being in red for decades.

    • @DinanBMWm5
      @DinanBMWm5 6 месяцев назад +2

      That’s why you buy it December 30th and use it 100% for business that year.

  • @sherzindabad6780
    @sherzindabad6780 16 дней назад

    i love my VWs, sturdy ,reliable.and low maintenance, thankyou.

  • @algonquinperez3085
    @algonquinperez3085 Месяц назад

    You are so good at what you do.

  • @MrJearley6
    @MrJearley6 Месяц назад

    Thank you !! I never heard of this

  • @christiancalderon3821
    @christiancalderon3821 6 месяцев назад +11

    Also , to get the FULL percentage of the write ✍️ off must purchase the car the beginning of the year NOT the end of the year

  • @michaelcombrink8165
    @michaelcombrink8165 Месяц назад +4

    You can deduct any vehicle's milage used for business, weight and percentage used for business, doesn't matter, it's on schedule c
    To make real savings
    Get a cheap car like $500 to $3k with good milage
    And just count business miles,
    And do some business stuff everywhere you go, if you're driving out of state, then check out some real estate, take pictures, talk with someone about business, etc and you can count those as business miles too
    The standard business mileage deduction is designed for all kinds of vehicles including huge expensive gas hogs, so even with high gas prices, and mediocre mpg you can get higher savings counting miles, $0.61/mile, most used sedans come out to under $0.20/m

  • @eddieyutub
    @eddieyutub 6 месяцев назад +12

    Most people would actually say 80% is business

    • @NYCZ31
      @NYCZ31 4 месяца назад +4

      That’s fine but when IRS man comes asking questions you better have immaculate documentation

    • @LK-lz6lk
      @LK-lz6lk Месяц назад

      Really hard to prove w/out onboard cameras in vehicles. (Unless milage is way out of realm of poss.)

    • @safeandeffectivelol
      @safeandeffectivelol Месяц назад

      @@LK-lz6lk You would basically need to document it on your daily calendar where you went and for what purpose if it was for business.

  • @Omar-df7hw
    @Omar-df7hw Месяц назад

    Love your work keep it up

  • @tramelparker2085
    @tramelparker2085 Месяц назад

    Good to know …. I think Hummers quality too

  • @Priust189
    @Priust189 7 месяцев назад +18

    You can write off any vehicle for biz expenses

    • @ethanwebb6122
      @ethanwebb6122 7 месяцев назад +1

      You can write off a lot more if it's a commercial vehicle.

    • @franknuzzo2576
      @franknuzzo2576 7 месяцев назад

      @@ethanwebb6122What defines a “commercial vehicle “?

    • @ethanwebb6122
      @ethanwebb6122 7 месяцев назад +5

      @@franknuzzo2576 A vehicle over 6,000 lbs. Which the range rover is

    • @thomasj1026
      @thomasj1026 7 месяцев назад

      ​@ethanwebb6122 yea but the taxes are going to be far higher

    • @Priust189
      @Priust189 7 месяцев назад

      @@ethanwebb6122 you mean sales tax ? The milage deduction is very high on any vehicle used for work purposes.

  • @gibblespascack1418
    @gibblespascack1418 7 месяцев назад +5

    But as a business, you can take the mileage deduction for any car. That is $0.67 per mile driven for business. And Rich people drive any car that they want, Very few actual rich buy range rovers. Most business owner drive trucks(and some vans), us built trucks, for their business. See The Millionaire Next Door or the Ramsey study too.

    • @bikinggreg
      @bikinggreg 7 месяцев назад +2

      Wrong. For a business vehicle you can take either the mileage deduction or actual expenses, which include depreciation, but not both. Better reread those books.

    • @gibblespascack1418
      @gibblespascack1418 7 месяцев назад +1

      @@bikinggreg I have and if i took it as an actual expense, it would be leased and wrapped or labeled so it is obvious that it is the company vehicle. But business are not buying Range Rovers. People who want to look rich buy them as a status symbol. But actual businesses do not buy them because they are unreliable.

    • @bikinggreg
      @bikinggreg 7 месяцев назад

      @@gibblespascack1418 I'm a CPA. Trust me, you can either take the mileage or the actual costs, but not both. This is from IRS Publication 463 (2023), Travel, Gift, and Car Expenses
      "If you use your car for business purposes, you may be able to deduct car expenses. You can generally use one of the two following methods to figure your deductible expenses.
      Standard mileage rate.
      Actual car expenses."
      "If you want to use the standard mileage rate for a car you lease, you must use it for the entire lease period. For leases that began on or before December 31, 1997, the standard mileage rate must be used for the entire portion of the lease period (including renewals) that is after 1997."

    • @sciencemathematics7288
      @sciencemathematics7288 6 месяцев назад

      Susie 0rman and dave ramsay are idiots 😂😂😂

    • @sciencemathematics7288
      @sciencemathematics7288 6 месяцев назад

      ​@@gibblespascack1418Dave Ramsey is an idiot Susie Arman.Is an A bigger idiot you can.
      By buy and trade them in every 2 years.
      Or or whenever the warranty expires, sometimes. 4 years who talk about buying the car keeping it for a lifetime. Guys are too old school.Nobody does that anymore😂😂😂

  • @Steve-sp7qu
    @Steve-sp7qu 7 месяцев назад +4

    Closing tax loopholes would solve a lot of the “tax the rich” talk. Cause they are just playing by the stupid rules

    • @charlesterrizzi8311
      @charlesterrizzi8311 6 месяцев назад +1

      The tax code is 50,000 pages long. There are no “loopholes” the whole thing is a mess of rules so complicated you need a tax lawyer to understand

    • @Steve-sp7qu
      @Steve-sp7qu 6 месяцев назад

      @@charlesterrizzi8311 call them what you want but my point is that the rich are just following the rules that are in the tax code and some of them are silly that benefit the rich that are able to utilize said rules and pay less taxes. So if you want the rich to pay more in taxes change those rules

    • @michaelfrock2473
      @michaelfrock2473 6 месяцев назад +1

      Could just do a flat tax.

    • @Steve-sp7qu
      @Steve-sp7qu 6 месяцев назад +1

      @@michaelfrock2473 what do you do about the wealthy that don’t claim an income? You can’t tax them on stock holdings.

    • @michaelfrock2473
      @michaelfrock2473 6 месяцев назад +1

      @@Steve-sp7qu that should be part of it. Tax everything x percent income from any source. That way you don’t punish people for being successful but everyone pays a fair share. The only bad thing is even if we generate more revenue we will probably blow it as a country and go further into debt.

  • @jerseys89finest
    @jerseys89finest 22 дня назад

    People don't want to go into business but hate that people have money. Learn so you can benefit to not complain. Nice content

  • @realplasticbag
    @realplasticbag Месяц назад

    aaaaaaand this is why i subscribed to you. thank you ❤

  • @StephanyMcCormick-kd8sh
    @StephanyMcCormick-kd8sh 13 дней назад

    I've been wanting to purchase a range Rovers, thanks for this 😊

  • @iamspeaking6686
    @iamspeaking6686 Месяц назад

    Glorious September Sunday~Funny you say this about the ‘eye wing’. I’ve been wearing makeup since becoming 18 and a little at 16 being I was a majorette in high school. I’ve not ever worn a wing, and I’m gonna try it to see the look. I think you’d enjoy the a brown tint pen. NYX has one that I purchased t try and I didn’t look back, it allows the stroke and the set down is impeccable. I wear it mostly in my no-makeup days.
    Manifestation Adrianne and
    Congratulations Beautiful. I hear you say a lot about what you did not think was possible. We share in your glory and continue to allow the light you’ve been granted to shine oh so bright. The glow on your face at the game was nice.

  • @jenniferlucienne8679
    @jenniferlucienne8679 Месяц назад

    Is car insurance higher when the car is used for business?

  • @venushilder9048
    @venushilder9048 Месяц назад

    Owned 3 Range Rovers over 14 years. First one was a lemon, following two cost me more in repairs as soon as warranty ran out. Driving Toyota 4WD now, no problems.

  • @JayAlejandro
    @JayAlejandro Месяц назад

    The girl in the video you were watching is correct. She didn't say to only drive it 50%; she was simply explaining how much usage is needed to qualify for a tax write-off. Saying her explanation is an oversimplification implies that she is somewhat correct, but it's important to clarify: if you use it 100% of the time for business, you can write it all off. I enjoy your videos, but please don’t suggest that simplifying concepts means someone is inaccurate.

  • @Baileyville112
    @Baileyville112 18 дней назад

    Thank you for the insight 🎉🎉🎉 #FTA

  • @NickB1967
    @NickB1967 Месяц назад +1

    This Section 179 rule applies mostly to building contractors with large utility trucks.

  • @spelunkerd
    @spelunkerd 7 дней назад

    Here in Canada, the trip to and from work each day is considered personal use. So, unless you're called back to work repeatedly, or you drive from one work site to another, you'll struggle to get those numbers. They do offer a way to document work use by keeping a diary of every mile driven, then write off expenses for fuel. Writing off the purchase of the vehicle is much more problematic.

  • @GIboy1990
    @GIboy1990 Месяц назад

    I did the same for my truck and camper.
    I'm an ffl and would go from gun show to shooting competition with my inventory or whatever. Really helped justify a 500 dollar car loan

  • @javieribarra3084
    @javieribarra3084 День назад

    Thank you for teaching these things where the education system failed us

  • @guentherwilke2055
    @guentherwilke2055 12 дней назад

    1. it isn't weight, its GVW. 2. RRs are a tiny fraction of those vehicles. 3. The fun part- you depreciate the vehicle, sell it to a family member who's not likely to be audited, and they flip it for cash.

  • @alloutofdonuts3998
    @alloutofdonuts3998 Месяц назад +1

    I don’t understand the taxable income part. Is the personal use part automatic or can you say , I don’t use it for personal use. Also, are you required to prove mileage 😅

  • @vivalageegee
    @vivalageegee Месяц назад

    Thank you for clarifying. These over simplified videos about taxes are scary. People are setting themselves up and don’t even realize it.

  • @lightandlove78
    @lightandlove78 Месяц назад +1

    ❤❤ thank you from me and my husband

  • @iamheheisi4450
    @iamheheisi4450 Месяц назад

    I've actually learned quite a bit of information from these

  • @wimeatsworld
    @wimeatsworld Месяц назад +1

    I love the "just write it off" philosophy. Don't bother with the taxable base or that you can't write off against nothing.
    These people are the same ones surprised you need to pay back your credit card expenses.

  • @Cubanpapi04
    @Cubanpapi04 Месяц назад +1

    Every business owner exploits this tax code, and they have some old car sitting at home to claim as personal car, while the business car is claimed at 100%. The tax code is made for people to bend the rules around it, the good guys or ones that don't know will never get ahead, we need to end the IRS it is unconstitutional!

  • @Carhug2012
    @Carhug2012 3 дня назад

    @OP Don't forget to tell folks that it can only be used if you're already losing money. And if you already own multiple businesses (100% ownership), all your businesses should to do section 179 You can't have some businesses depreciating over time and have one of them depreciate all at once.

  • @SSTR87
    @SSTR87 Месяц назад +1

    Question: I'm a trucker and been to many many companies. Several companies have a company car for drivers to move around town like grocery shopping, drug test, etc. Can you explain how this works?

  • @norm5785
    @norm5785 Месяц назад

    You are right on point

  • @nimietyskookumlucre6702
    @nimietyskookumlucre6702 17 дней назад

    Good catch

  • @DrinkSavers
    @DrinkSavers Месяц назад

    “ oversimplification” 😂😂 You are so nice. Please remind us of how leasing cars can be beneficial. Thanks

  • @AIBot-d5r
    @AIBot-d5r 5 дней назад

    How can you tell how much was used for business and how much for personal affairs?

  • @snyggmikael
    @snyggmikael Месяц назад

    Yes but how would they know when you are using it job related or not?

  • @allencrider
    @allencrider Месяц назад

    I prefer to drive an economical beater. For instance, 8 years ago I bought a Saturn SL1 for only $2,300 and used it for business as well as personal. However, I deducted the use of car based on the business mileage! For 2024, you can deduct $0.67 per mile. I got 40 MPG over those eight years. In 2016, the deduction was $0.54 per mile.

  • @Compounding_King
    @Compounding_King Месяц назад

    Awesome!!! I’m ready to buy one!!!

  • @markrossow6303
    @markrossow6303 Месяц назад

    funny thing is I saw this while at the mechanics w. my Land Rover ... Brake + radiator service.
    Oh and it is a 1995 LR Discovery 1 ;-)
    last NAS w. stick shift -- you can triple clutch btwn Hi and Lo ranges w/0 stopping, & has the lockable center diff ...

  • @sanauj15
    @sanauj15 Месяц назад

    How can they know when you are driving it for personal or business?

  • @pinksugaar
    @pinksugaar Месяц назад

    Is this for Canadians too?

  • @exas4791
    @exas4791 Месяц назад

    How to determine percentage of usage ?

  • @Salveo-
    @Salveo- 5 дней назад

    I worked for a guy who did just that. Problem was he was audited by the IRS and had to prove how much he used this car for business. He needed to keep and log every trip to clients (date, reason, mileage). Because he did not do this, the IRS fined him and he had to pay back the last 3 years of his write offs. He wanted to contest this but was told that if he did, they would dig into his business deductions for the last 5 years. His choice. He ended up paying the fine plus the 3 years.

  • @priestesslucy
    @priestesslucy Месяц назад +2

    That's simple enough. Never leave the property for personal use.
    Stopping at a grocery store or a friend's house on the way home with a round trip detour of less than 1 mile is incidental is it not?
    (I'd never bother with a range rover, but it is tempting to try to get tax savings out of a new or nearly new farm truck...)

  • @TheGreatEscape77
    @TheGreatEscape77 18 дней назад +1

    "Here why rich people drive.."
    Never actually met a rich person just regurgitating what she hears everyone else say on Social media.

  • @user-ux8hg8bk3e
    @user-ux8hg8bk3e Месяц назад +1

    Wow, this rich girl is an accountant and a lawyer!

  • @panama2468
    @panama2468 Месяц назад

    When she says "And then", it says like the girl who is talking about her day to her bulldog sitting on a couch, and she says "And then, she tried to do it again, and i was like, 'are you dumb'? 😂😂