इतने आसान तरीके से समझाया की सब समझ आ गया।❤हम छोटे दुकानदारों को ये कानून+account+banking इतना ज्यादा समझ नही आता है व्यापार तो कर लेते है पर इन सब चीज़ों में फस जाते है।बहुत बहुत धन्यवाद❤🙏
Thank You Vaiya. I did a lot of UPI transactions for cashback offers on many UPI platforms like iMobile, etc. without knowing these facts. Thanks again ❤
TIMING 13:12- For your kind information i want to correct you that…..Union budget 2021 - Re open income tax assessment cases is 3 years. Also, in case of serious tax evasion can be open unit 10 years. Only when concealment income is more than 50 lacs. There is no provision of 8 years
😂 thanks for this... Mera online business hai or Mai saal ka lagbhag 4 se 4.50 lakh earn krta hu... 5 lakh cross nhi hua abhi Tak... I'm tax free 🎉😂 wwooww
Money transfer business ke liye direct bank account se imps ya neft ya UPI se kare ya phir koi bhi agent ke sath jaise paynearby spice money jaise app se
1 correction required as a banker(in Kotak)...let me correct you in one point where as you've mentioned that bank will deduct TDS on 41K on whole interest of 41000...? It's not like that bank deducts TDS only on the amount of more than 40K as like 1K more earning then TDS will get deducted only on 1K....Please research & thank me later😉
Very Helpfull & informative video but pls make a separate video to save yourself from incometax noitice while you are using ur credit cards to do business like mobile and others electronics apllaices purchase & sale.....
Fd interest is more than 40 thousand in 1 financial year...lekin agar fd 5 साल की karwa रखी हो और 5 साल बाद interest more than 40 thousand बने, तो क्या फिर भी TDS कटेगा...? Kyuki ये interest 1 साल का थोड़ी है, ये तो 5 साल का होगा.. 1 financial year का interest तो less than 40 thousand बना...?
Thenx aap puri detail se sath video banate ho vo acha lagta he. Ham to garib he paise hi nai he or ye bjp ghatiya sarkar ke rahete paise wale nai ho sakte gst pe palne wali ghatiya sarkar he
Mera per month 150000.200000 ka payment ho jata hai or usme mera profit kuch nai hai srif dukan ka paisa hai jama hota hai or payment jata hai wholeshelar pass or recharge ka or other all payment on line karta hoon
Correction 50 lakh ka turnover wo hoga jo aapke bank me aya usse kitna gya use include nhi karte only credited balance in one year from 1 Apr to 31 March
भाई साहेब करेंट अकाउंट खुलवाना अगर सेविंग अकाउंट खुलवाने जितना आसान होता तो कोई क्यों सेविंग अकाउंट में ट्रांजेक्शन करता । बैंक में करेंट अकाउंट खुलवाने जाओ तो बैंक वाले इतना भाग दौड़ करवा देंगे की आदमी खुद करेंट के चक्कर में पास्ट हो जाता है । करेंट अकाउंट खुलवाने का कोई पेपरलेस ऑनलाइन तरीका हो तो बता दीजिए ।
Income tax ka notice jiske pass 30 -50 -100 cr hai un logo ko jaata hai ... Jaise TMC politician, big big mafia , high profile person ko ... Hum jaise logo ke pass khabhi bhi Nehi aayega
@@Rockeyy654 Zindegi Maine khabhi bhi Nehi aayega ... 30-40 cr upar Wale logo ke pass jaata hai ..yeh usse bhi jyada Paise Wale logo ke pass ... Haan savings account ke badle current account kholke trnc Karo ...
Mera दुकान है 50 60 lakh anual turn over है saving account me chal raha hai upi payment se 20℅ 30℅ होता है बाकी cash hmme bhi kabhi kabhi tension hota hai😢
Sir mere pass mere gaw ka Paisa aata hai mere curent account me aur mai unko Paisa de deta hu aur transaction bahut ho jata hai but mujhe kuchh fayda nhi hota hai tab bhi dena padega kya mai finger se bhi Paisa nikalata hu
individual current account ka UPI limit kya hoga kuch idea hai kya sir mera local mai sub Banda usi se commercial / business money transfer kar raha hai Cyber cafe wala log
Mujhe aaya hai sir. Or account freeze ho gya tha because savings account se UPI transfer bohot jyada ho gyi thi. But main regular 3 years se ITR bhar rha tha or transection choti choti thi. To bohot mushkil se explain krkne ke baad masla hal hua. Abb current account se kr rhe hai abhi transections.
Sir mera ek question tha ki agar mere multiple saving accounts hai aur ek financial year ke andar sabhi accounts mein 10-10 lakh ke transition ho rahe hai... Toh kya aise case mein bhi mujhe income tax se notice aa sakta hai... ? 10 lakh ki jo limit hai wo ek bank ke accounts par applicable hota hai ya phir mere naam pe jo saare accounts hai sabhi ki income ko jod kar calculate ki jaayegi...?
Aree bhai pan toh same hi hai nah 😂 itr nhi bhara kbhi tera sara data usmein aayega tu kitna bhi bank khol le combine sath mai hi aayega tera sab transaction.
Good information sir. .me credit card ka bill cred app per UPI se karta hu..jo har ek 50,000 se jyada hota hai bill payment..to koi problem hogi ? Upi se bill bharne se ?
I am a 21-year-old non-earning student living in India who just filled 1 year's NIL ITR. It's like I don't earn anything but I spend on all our necessities through my credit card. I pay the bills perfectly on time but since I am spending more than I am earning, will I be asked for the fund's source? It's like I ask my father for the money to pay the bills but to be honest, the expenditure amount significantly exceeds the amount that we show in his income tax file. Therefore I want to know what will happen because of it? How will the income tax department come to know about my expenditures if they are not directly reported by my bank/card lender?
इस तरह की information खोजने पर भी नही मिलती है सभी को ये information सुननी चाहिए ❤
Sach kaha
इतने आसान तरीके से समझाया की सब समझ आ गया।❤हम छोटे दुकानदारों को ये कानून+account+banking इतना ज्यादा समझ नही आता है व्यापार तो कर लेते है पर इन सब चीज़ों में फस जाते है।बहुत बहुत धन्यवाद❤🙏
Politician with crore = income tax 😴
Normal human with 50000 = income tax 🤡
Shi baat h 😢
😢😢😢😢😢😢
😂😂
😂😂😂😂😂
True af
Best financial video, 'REAL QUALITY CONTENT'
this is called
' REAL QUALITY CONTENT '
Kay bath han sir ji ..😅
सभी लोगो से हाथ जोड़ कर निवेदन है कि ब्रॉडकास्ट बिल का संपूर्ण विरोध करिए 🙏🙏🙏🙏 हमारा लोकतंत्र खतरे में है 🥺🥺🥺
Modi chahiye
Very @@atif.m6850very nice 💯
Aisa kuchh hoga usme to supreme court utna part reject kar dega tension mat lo
Broadcast Bill is good....against fake news, accountability in media
Your Videos are really amazing in the view of giving information on business, finance and Banking system ❤
cashback cashback khelne wle like kre😅😂
Bhai aya kya notice
@@killerrath na bhai
Mai toh pehli baar sun raha hu!
@@rishavsingh747 nhi bhai a saktha hai notice par kuch nhi hoga
@@killerrath naa Mera matlab Ki Aisa Dhanda Pehli baar sun raha hu...
Kyoki Mai Credit Cards se door hee rehta hu
Very nice information,
Just 1 correction regarding 8% of upi transaction, it will be 6%
Mai is topic pr detailed video ka wait kr rha tha..
Thanks bro🎉
I already watched this video few months ago, very knowledgeable video.
Thank You Vaiya. I did a lot of UPI transactions for cashback offers on many UPI platforms like iMobile, etc. without knowing these facts. Thanks again ❤
Did u get any clarification notice from INCOME TAX DEPARTMENT ?
Best informative video ever watched in RUclips... Thanks for the information.
YOUR BANKING AND FINANCE SERVICES EXPLAINECNS VERY USEFUL.... THANKS 👍
thankyou sir
Sir G aap jo baat batate hai 100/present sahi aur stik batate hai sukriya sir G
Bajaj FinServ Se Cashback Lene Wale Like Karo 😂👉👉
Mai to bahut transaction or deta hu yaar
@@sunnydeval2491 same Bhai Limit aa jati hai
@@sunnydeval2491 p2p Transection Limit exceed Ho jati hai
I have been looking for this content for so long, finally i got the whole picture
this is the only useful and well explained video i found on youtube about this topic. 😇❤💯 thank you for this very informative video.
TIMING 13:12- For your kind information i want to correct you that…..Union budget 2021 - Re open income tax assessment cases is 3 years. Also, in case of serious tax evasion can be open unit 10 years. Only when concealment income is more than 50 lacs. There is no provision of 8 years
boht informative video hai, pehli baar achi video mili jo main dhund rha tha finally sachi❤
इसी लिए पैसे वाले लोग भारत छोड़ कर जा रहे है 😢
फिक्र मत करो हम जैसे गरीब यही मरेंगे 😂😂😂😂
Bahut dino bad ak acci informative video dakha.
Best content. 🎉🎉
im waiting for such video from last 6 months finally... thankyou
The best banking information❤❤❤love from chhattisgarh sir🎉🎉
Mai saal me 25-30 lakh ka len den kr leta hounga maybe mujhe to aj tk kuchh ni hua depand krta hai account me ikatha kitne hue h last me
Matlab
Don't u file itr
5 6 bad bhi income tax puch sakta h 😂 , sal bhar nikal gya to tension free nhi hue frnd
12:45 he's just did it for public.nice bro acha khahan apne may God give good health to you and to your family 💖.
Thanks for financial education. All videos is very useful. Sir make next video on mutual fund. 🎉🎉🎉
I liked ur way of explaining it.you have explained very well. Sound knowledge👌👌
Mujhe lagta hai Desh ko phir se Azad karana hoga.
Desh aazad krane ki jrurat nhi...
Desh ko tum jaise log se aazad krana hoga... 🙂
😂😂😂
Ha lutero se
Tax pe tax lagate ho ja rahi hai
So deep bro
Informative n amazing session❤
Keep it up🙏🔥
I was looking for this kind of videos. You are doing great job. Thanks 🙏.
😂 thanks for this... Mera online business hai or Mai saal ka lagbhag 4 se 4.50 lakh earn krta hu... 5 lakh cross nhi hua abhi Tak... I'm tax free 🎉😂 wwooww
Awesome information 😊, make a detailed video like this on current account upi
Sir ji aapka samjhane ka tarika bada badhiya hai
Money transfer business ke liye direct bank account se imps ya neft ya UPI se kare ya phir koi bhi agent ke sath jaise paynearby spice money jaise app se
Sir, ab income tax 7 lacks ke upar lagta hai as per new tax regime 😂
Bhai apke liya 1000likes hain pucho kyo
Apka samjhna 1 no hain bhaut badia carry on brother
Awesome video sir…superb explanation ❤
Thanks for financial education ❤❤❤
1 correction required as a banker(in Kotak)...let me correct you in one point where as you've mentioned that bank will deduct TDS on 41K on whole interest of 41000...? It's not like that bank deducts TDS only on the amount of more than 40K as like 1K more earning then TDS will get deducted only on 1K....Please research & thank me later😉
Thanku
Ya
Absolutely
Yes bro right say
I always follow💗 sir
For right information😊❤
What If We Do Self UPI Transfer From One Account To Another Account Of Mine ?? Then What Are The Limit
Same here
It will be not counted bro
Same question..
Same question
It will be not counted
MLA, MPs ke liye koi limit nahi hai. JITNA CHAHE LUTO. 😂😅😊🙏🙏🙏
Ye information kafi dino se dhhoond rha tha aaj jake sahi video mili hai
Thanks for enlightening us.... Please make a video on AXIS BANK INFINITY 0 BALANCE ACCOUNT...
Real quality content ha vai
apka.. ❤❤❤
Moral of the story: join bjp no income tax. No Ed notice😂
😂😂😂😂😂
😅😅esa congi se sath hota tha aj nahi
Very Helpfull & informative video but pls make a separate video to save yourself from incometax noitice while you are using ur credit cards to do business like mobile and others electronics apllaices purchase & sale.....
Sir Ji SBI Wale FD Bhi Tod Date Hai Bina Customare ke Jankari Ke
Fd interest is more than 40 thousand in 1 financial year...lekin agar fd 5 साल की karwa रखी हो और 5 साल बाद interest more than 40 thousand बने, तो क्या फिर भी TDS कटेगा...? Kyuki ये interest 1 साल का थोड़ी है, ये तो 5 साल का होगा.. 1 financial year का interest तो less than 40 thousand बना...?
Esme Koi TDS nahi katega
Thenx aap puri detail se sath video banate ho vo acha lagta he. Ham to garib he paise hi nai he or ye bjp ghatiya sarkar ke rahete paise wale nai ho sakte gst pe palne wali ghatiya sarkar he
Mera per month 150000.200000 ka payment ho jata hai or usme mera profit kuch nai hai srif dukan ka paisa hai jama hota hai or payment jata hai wholeshelar pass or recharge ka or other all payment on line karta hoon
Current Account Khul walo Bhai.
Same hai
Good information! 👍🏼
Q. Ek individual kitne bank lockers khulwa sakta hai?
"Har Ghar me fd " kya baat karte hai sir matlap aap Ameer to duniya Ameer waah
Comment kro jo jo mobile ka business kr rha h 😂
Mai
Mai
1 saal ka tho 1 mahine mei ho jati😂😅
@@anmolpandey5473wahi to😢
Mai
Government employee 1 saal me kithi upi transaction kr sakta ha (jiski salary hi 20,000) ho ?? Income tax ka letter se bachne ke liye
9:20 गलत जनकारी आपने दी। 40000 से उपर की राशि का 10% tds कटता है।
मतलब कि केवल 100 रुपये ही कटेगा।
Waiting for this video lots and lots love from dhanbad jharkhand😘😘😘
Bhai Tumi Bengali naki?
Ami wb theke
Penalty tax amount par lagti hai na ki totala mount par
Government is not accountable to Citizens but Citizens are accountable to government 😴
Valuable information 😀 subscription added 🎉
Government=Governing mentality (of the citizens)
Government is the reason people aren't getting rich.
Very useful video
Thankyou sir
Correction 50 lakh ka turnover wo hoga jo aapke bank me aya usse kitna gya use include nhi karte only credited balance in one year from 1 Apr to 31 March
good content
Thanks sir for providing valuable information
You are great sir ❤
Sir exchange se paisa nikal kar uska tax bi pay karte h or paisa ko ham account me hi rakte h to kya dusre year bi uska tak pay krna hoga kya
Is this rule applicable if transaction is within family members vai NEFT/RTGS/UPI ...
Mere pass notice aaya he bole hum en bhai sahab ka video dakh kar apko notice diya he
भाई साहेब करेंट अकाउंट खुलवाना अगर सेविंग अकाउंट खुलवाने जितना आसान होता तो कोई क्यों सेविंग अकाउंट में ट्रांजेक्शन करता । बैंक में करेंट अकाउंट खुलवाने जाओ तो बैंक वाले इतना भाग दौड़ करवा देंगे की आदमी खुद करेंट के चक्कर में पास्ट हो जाता है । करेंट अकाउंट खुलवाने का कोई पेपरलेस ऑनलाइन तरीका हो तो बता दीजिए ।
Bhai .... Tumne bta diya UPI ka shi rha aaaj he pta chla 😂 hma savings A/C transaction/turnover bhoot jada high hai annually
App itr vorta hoi brother
3:32 sir ap bole lean den to man legeay 50 leay 50 deay to 100 mana gayega..
Nahi bhai Len den mila ke 50 lakh
Best vdo for income tax knowledge ❤❤
Khud ke do account aur vah khud ke account mein kitni bhi transaction kar sakta hai kya sir??
Quality content. Hats off Thanks for the info. Please keep going.
Income tax ka notice jiske pass 30 -50 -100 cr hai un logo ko jaata hai ... Jaise TMC politician, big big mafia , high profile person ko ... Hum jaise logo ke pass khabhi bhi Nehi aayega
Sacchi na ...me bahut Darr Raha hun 😅😢
@@Rockeyy654 Zindegi Maine khabhi bhi Nehi aayega ... 30-40 cr upar Wale logo ke pass jaata hai ..yeh usse bhi jyada Paise Wale logo ke pass ... Haan savings account ke badle current account kholke trnc Karo ...
@@subhojitchatterjee6030 okk bro I've paytm current account
Mera दुकान है 50 60 lakh anual turn over है saving account me chal raha hai upi payment se 20℅ 30℅ होता है बाकी cash hmme bhi kabhi kabhi tension hota hai😢
Sir mere pass mere gaw ka Paisa aata hai mere curent account me aur mai unko Paisa de deta hu aur transaction bahut ho jata hai but mujhe kuchh fayda nhi hota hai tab bhi dena padega kya mai finger se bhi Paisa nikalata hu
Wow, thank you for sharing this with us. I think most of us don't know about this. I will share this.
Missing points - 15 G & 15 H
What if i make 8lakh fd in 1 year.
individual current account ka UPI limit kya hoga kuch idea hai kya sir mera local mai sub Banda usi se commercial / business money transfer kar raha hai Cyber cafe wala log
Jyada Self account transfer karne se bhi problem ho sakti hai??? 40lack+. please batae
Ha bhai transition to ho rahi hai cheha aapne account me ho rahi ha ya fir dusra ke account me
Mujhe aaya hai sir. Or account freeze ho gya tha because savings account se UPI transfer bohot jyada ho gyi thi. But main regular 3 years se ITR bhar rha tha or transection choti choti thi. To bohot mushkil se explain krkne ke baad masla hal hua. Abb current account se kr rhe hai abhi transections.
Bhai karte kya ho?
Toh Bhai koyi penalty lagi kya ??
Kitne ka transaction kiye the or kis chiz ka
Bhai reply
Sir khud ke sbi account se khud ke hi pnb account me pase transfer karne par bhi kya transaction count hogi?
Ye bhi problam kar sakta h kya?
Meko भी बताओ
Agar demat se saving account ans saving se demat wale ko bhi transction manenge??😢😢😢
Atal pension Yojana per ek video banaaiye sar
Thanks sir bohot bohot zaruri jankari di aapne 🙏
Sir, agar koi business loan chal rha ho toh bhi ek credit card mil sakta h..??
Sir mera ek question tha ki agar mere multiple saving accounts hai aur ek financial year ke andar sabhi accounts mein 10-10 lakh ke transition ho rahe hai...
Toh kya aise case mein bhi mujhe income tax se notice aa sakta hai... ?
10 lakh ki jo limit hai wo ek bank ke accounts par applicable hota hai ya phir mere naam pe jo saare accounts hai sabhi ki income ko jod kar calculate ki jaayegi...?
Aree bhai pan toh same hi hai nah 😂 itr nhi bhara kbhi tera sara data usmein aayega tu kitna bhi bank khol le combine sath mai hi aayega tera sab transaction.
Self to Self kitni upi kar sakte hai
Notice bhejna wala hi apna bhai he 😊😊😊
Bhai pehle wali video ko kya hua. Re-upload kyun ki
भाई साहब आप हम को यह बताओ कि हम stock trading करते है अपने saving accunt से करते है तो यह हम किस तरह करे
Rule change ho gya
Ab incom tax ka notice sirf 3 saal tak aa sakta h...😊
Kasam khao bhai aap juth nhi bol rahe
Sir agar self transfer ho to upi se to kia hoga
Good information sir. .me credit card ka bill cred app per UPI se karta hu..jo har ek 50,000 se jyada hota hai bill payment..to koi problem hogi ? Upi se bill bharne se ?
Same
Very informative videos for every person ❤
I am a 21-year-old non-earning student living in India who just filled 1 year's NIL ITR. It's like I don't earn anything but I spend on all our necessities through my credit card. I pay the bills perfectly on time but since I am spending more than I am earning, will I be asked for the fund's source? It's like I ask my father for the money to pay the bills but to be honest, the expenditure amount significantly exceeds the amount that we show in his income tax file. Therefore I want to know what will happen because of it? How will the income tax department come to know about my expenditures if they are not directly reported by my bank/card lender?
Credit card se 10 lakhs ke niche spent karna no problem
Sir agr hum udhar adjustment kar ke kaam chlaye to paise zada udhar le pls jarur btana