Where Did All The Banks And Cash Machines Go?
HTML-код
- Опубликовано: 21 фев 2023
- / wanderingturnip
www.buymeacoffee.com/wanderin...
I went to explore all my home town to see what has happened to all the banks and cash machines. In the past 8 years, every single bank in my town has shut down, and we have lost 4 cash machines. In the next town along the same thing has happened. I thought this film was just going to be me looking at what the banks have become, but it has actually turned more into a rant about how a cashless society is a terrible thing.
What is your home town like? I think in cities there will probably be more banks left but even there I bet lots are closing. Here all the banks are turning into restaurants and bars. Also how many cash machines are left in your town?
At least the banks are being put to good use, and the buildings arent just being left derelict or abandoned...although that might have made a better video.
I hope you enjoy.
#banks #explore #cashless #cashlesseconomy #atm #money #wander #abandoned
I never use my bank card… cash is king. The last few years have really magnified why we should only use cash. A cashless society is something we should all be concerned with. It’s worrying to see the amount of people that don’t care/understand.
Majority of people want as much convenience as possible no matter the cost.
The problem I have is many cash machines may clone your card and copy your PIN. I hate rolling the dice every time I use a cash machine.
I disagree, Charles III is king.
Lol ok
It's the blind leading the blind. Digital money is electric money on a screen just numbers. If something goes wrong along the line, your stuffed, you don't have a pot to piss in. So many things can go wrong. The electric can go off. Cyber attack on the bank or your card. Scams emptying your ac. Card providers auxiliaries who control your ac (not the bank) going bust, being compromised etc. Your card being stopped by computer issues. Stolen or lost. And many more. Cash is there as a back up and with cards it works well, but a cashless system is dangerous. I was in New York once and my MasterCard payment was late...I had no money on my card. What's more they refused to help me out. I was lucky I had just enough cash on me to get through the few days before I could get home. A few months ago at a gas station a guys card didn't work. For the fuel he had he couldn't pay. So embarrassing for him as his details and forms he had to fill in at the counter plus taking his picture, reg, etc. He had no cash on him and his bill was £53.00.
One of the biggest problems with a cashless society is when the power goes out, nobody can buy anything. I saw it first hand in 2003 when 50 million in Canada and the east coast of the USA went dark for almost a week or longer in some parts. It was quite scary and cash was king. I encourage everyone to have at least some cash at home all the time. Imagine what New York City was like.
Going to get some out now because of this comment
Back in the 80's when I was a teenager, I lost faith in the banksters and the system, since then, we do our own thing, no mortgage, no debt at all, by being debt free, you are not a slave to the banksters!, you are free, I'm 52 now and it baffles people because we do not work for the system, they tell me "but everyone MUST work!", we do work, we work at our own pace, growing our own food, harvesting our own fuel for the fire, generating our own energy and water and living a much simpler life...
That sounds absolutely great! I admire the ability to do that
But you're not making more money for a small minority of already rich people...! Isn't that the purpose of us peasants existence?
If you live in the countryside this is possible however not so much in the city
You are exactly what I aspire to. Hats off to you.
it's a bit scary these days there is such a heard mentality that everyone much comply and conform to soceitys demands supposedly for the benefit of all.
A cashless society sounds like a nightmare to me. It won't be long before private companies start interfering in your transactions and we all know the government will cut people off who they dislike. It also means no pocket money for children, and won't teach them the value of money either because they don't physically have any.
Yeah great point at the end there cheers
Well you can still technically give your kids pocketmoney without using cash
@@wanderingturnip at the end 😂
They already have here in canada. I follow a podcaster raging disident and he has been debanked. He was given a month to find another bank...of course none would take him on...
You can get your own bank account and debit card when you turn 11, completely free, so not really much of a point there
I worked in retail banking for a number of years. Another point regarding cashless that’s rarely mentioned is if you want a loan from the bank the first thing they do is look at your current account and credit cards. If you are cashless they have a complete record of every single penny you have spent. All your social habits etc. Your loan will be declined if they don’t like your spending habits!! And yes I agree with you so much. Trying to find an atm that works is getting harder and harder. All part of the plan.
Well said 👍
A few years ago when I was still living in London, one day the UK Visa card system went down. We had to close our shop, some people couldn’t go home as they were using their cards as their travel card. We put our cash together and bought a bottle of booze and sat in the park for hours with all the stranded city bankers. It was surreal but great. All it took for the order of life to collapse is one company's servers going down.
I'm old school so draw money from bank. One step further we still have £1 notes in the Isle of Man that are quite rare in circulation. Every week I withdraw 20 x manx £1 notes out and spend in pubs, cafes, shops, etc. Bank ask me why I withdraw them and I saw its none of your business🤣 Keep fighting the globalists, cheers Mr Turnip🙂👊👊
Love this! Great way of operating. I’m definitely going to be operating with more cash from now on 👌👌👌
@Wandering Turnip check out Nano cryptocurrency. Has a fixed supply so value cannot be inflated away and no transaction fees.
I'm the same with self checkouts that is someone's job gone
Cash is king! Cash is for the people!
Absolutely
@@wanderingturnipea cash is king Dildos feel great
@@wanderingturnip Worth pointing out... The so called cash you earn is not your cash either... We are in a debt based fiat currency system...NOT A MONEY SYSTEM. That means you are working for free... If you read the words on your bank notes it does tell you... I promise to pay the bearer on demand... That means the cash bank note is nothing more than a worthless promise... Staggering just how many people do not understand this... Cash does give you some control but it is not MONEY... it is a currency or a means of exchange ..... You see... In a debt based currency... We are the creators of the currency not the BANKS... That's why everywhere you go you see offers to pay with Klarna, or pay in 3 months, ect,ect,ect.... Why? The more they get you to borrow, the more they can expand the debt based currency supply... Remember the banks have no limits to how much currency they can create off your backs!!! In the immortal words of Neo from the matrix... You are a slave Neo....A debt slave who works for free and your promises have no value... CASH is not KING... Cash is the illusion of being KING... So that you continue to work for promises that have no value!!!!! Meanwhile they steal your true wealth... Your time, your labor and then your health... When people realize this it can seriously damage their mental health... You know the story about Santa that comes down the chimney at Xmas? Well.. The notion of cash and money is the same story? Neither of them exist because only a debt based currency exist which we have all been tricked into "BELIEVING" is money!!!!!!!!! Awesome channel turnip!!!!!
New subscriber here, I love the channel. A cashless world is a dreadful idea, I refuse to shop in places that don't accept cash and also live in a town that has lost all its banks.
Thanks for watching! I’m going to try operate same as you now by avoiding card only places 👍
If a cashless society arrives, this life as we know it is over, I just don't think people understand
@@wanderingturnip Do you think 666 is nearer? Because that system will only use digital stuff.
This has long happened in Rural Ireland where I’m originally from but I’ve lived in Manchester 21 years
@@skeennah1927 I hear you. It's really not a nice thought, scary
Cashless society is control!
Yep!
Full control
Bank of England claims their digital CBDC won’t be programmable. They can’t be trusted. Pretty quick people on Benefits will be forced to spend on all kinds of crap. Many poor folk have no computer or internet.
Sweden
@@wanderingturnipWhy are you in the video saying it is a conspiracy to think it is a control grab then?
Just waiting to see which way the wind blows?
You hit the nail on the head in this video, my money these days barely lasts a month, whereas before the whole covid lock down issue when I carried cash I was aware of what I was spending and lasted better
My wife works with people on low incomes. The recommendation is draw whatever cash they need to live on, and leave the amount requires for direct debits and standing orders, in the account plus 10% (if possible) to act as a threshold.
But with so many businesses going cashless (mainly, because the means of banking cash- ie branches have disappeared) they find it very hard to get things done. To top up a PAYG phone, you need to use an app.
To top up an electric/gas meter card, an app is being introduced to cut out the middleman. The middleman being that little boarded up convience shop you passed in Horden.
The Chinese super app, wechat, includes a contactless payment service that is linked to your bank account and registers your purchases and transactions safely and very reliability. It also shares this information with the Communist Party. This is then used to inform your social credit score.
As much as I love the convenience of bank cards and rarely use cash, this video was interesting and changed my perspective. The point about the banks being able to charge whatever fees they want in a cashless society really put me of the idea of everything going cashless. We need to keep the freedom
Tax from the government which is backed by banks does the same thing for cash, it's no different, they can increase that whenever they want and make products more expensive, retailers themselves can increase product pricing to squeeze profits, its the same systems cash or cashless, just one you have to carry around useless coins all day...
I think everyone should take part in refusing cashless society. Use cash whenever possible if not all the time. I used to use my debit card for shopping, not anymore. I take the cash out and use it instead of the card.
I use cash all the time. Ironically, the local Co-Op, not long upgraded for self-checkouts, had a major system failure the other day, and the sign on the door said "Cash Only". This often happens when we have power cuts as well, when all the shops are stuffed until it is restored.
The banks are not there for our convenience anymore. The reduced opening hours of the ones that are still left are only a way of forcing us not to use them, but instead to go digital and use internet banking and buy online. The axe has slowly but finally fallen. Great video, as always very interesting and very thought provoking.
Yeah that push for online is fierce and sadly has worked!
Thank you, I appreciate you watching and commenting 😀
They're trying another way now - to bring back charges on cash withdrawals... Another reason to use your bank if you still have one though the restricted opening times make this difficult...
A cashless society isn't good! Last year, here in Canada, one of the countries biggest cellphone providers system went down for a day. All cash machines in the country were using this providers network, so you couldn't use your debt card or take money out. It was scary and really made me realize how important cash is.
Wow 😮😮
We are starting to rely on all of these systems, but when they fail we're all fucked. There's no backup.
Yeah exactly, the internet is not reliable, and they want everything to be on it?! I don't think so. No power equals no money, no shops/tills, no banks, no hospitals, no nothing you can't go anywhere do anything or buy anything. I know that's what ultimately the one's in power want, but i aint doing it for that reason alone. I want to own things. It is my right to have access to my money and spend it how i like without letting everyone know about my spending habits and how much money i have or don't have! Why should they decide whether i can have access to my money or not, or to spend certain things, or whether my life is worth value because i might not of looked after myself like other people so i on't get life insurance or something, everything is and would be connected to life decisions everywhere you go, and that is why it is important to keep spending with money and show there is a demand for it, so people in charge have no excuses to take it away/off us, because they will. They want to control everything.
My elderly mum and I draw out x amount every week. We’re in a small village and get it withdrawn from the post office. It’s easier budgeting with cash especially these days.
Yeah it really is
It’s not just banks that have turned into fancy pubs it’s our favourite pubs turning in to building plots. I had a wander around Nottingham afters good few years of living in Ireland and had a wander/drive to find all my old haunts I’d go to three pubs after playing five aside they have all gone. I used to go in another 3 pubs on a Thursday night now all gone. My favourite pubs in town all now gone, my favourite pub in our village has gone and now has a load of houses on its site, the legion also gone now occupied by houses. A big pub where I played cricket and went to after games is now built on but the club now has its own bar so not the end of the world. I’m 60 now but never really grown up I still like to go on holidays and have nights out like I did in my 20’s
I hope I’m the same when I’m 60 👌
Exactly.
When I was a lad, All the banks would only open from 10am until 3pm and not open on Saturdays either.
I would have thought you ended up in Burnley with "Bank of Dave", thats something to be proud of.
Your filming & editing technique is just like Paul Whitehouse's "Brilliant kid" from the Fast Show!
Always enjoyable as well as informative, I've been up your way quite a few times, I was last there in the Calder Valley to buy a motorbike off a farmer, I took an overnight coach from Kent to London and then Leeds where I got a train to Hebden to meet the guy, I rode it home the following day, a Great day out!
Haha I get the Paul Whitehouse similarities all the time 😂
That sounds like a class day out! Bet that was a fun ride home.
Thanks for watching mate I appreciate it 👍
Brilliant video! Not only highly relevant and informed, but the style was great too with much balance and some really thought provoking examples of the dangers of going cashless. Some good humour too. One of the very few channels I feel confident to like the video before I have even got 30 seconds in.
I appreciate the nice comment cheers 😀😀
I couldn't agree more with everything you've said, a cashless society would be devastating for us and as you've pointed out banks are trying to move us in that direction, making it more and more difficult for us to access our own cash without a lot more hassle and at times extra charges just to do so while the banks profit in every way.
You mentioned about how our data could also be used and it's very true, right down to how they use our data and sell it on to 3rd parties that then use it for marketing purposes and personalised advertising of products to encourage us to spend more. When you dig deep it's quite shocking really.
Such a valid point about spontaneous kindness to the homeless...
Use to get £100 a week in cash in a little brown envelope when I first started work in 1990.
Looks like we will be going digital currency after all. I hope there isn't a social credit score attached to it like they do in China. I always use cash when I can. I now have to use the post office to withdraw cash. It's good to see more people talking about this. Good video.
Hey thanks! Yeah you are right I forgot to mention the post office is still a place to access cash!
Without doubt...
It'll have both a social credit score and carbon credit score (dubbed "my carbon" by the UN and WEF) attached. Look up the document "the future of citizen data systems" on the government website.
Use cash all the time best thing about cash is that you don't go overdrawn.
If they stopped shutting branches it would help.
This video was very informative and well-considered, and I thank you for it. It just hurt to watch it. The last 5-10 years have not gone all that well, and it does give one pause to think what the next 5-10 years might bring.
I haven’t paid in cash in months, I don’t carry a bag or purse anymore. I keep my card in my phone case. I noticed the other day at Aldi, the women before me at the till asked “is it ok if I use cash?” And I thought that was funny, as I always used to ask “is it ok if I pay card?”. There is definitely a stigma around paying cash that we need it breakdown
Yep totally! I appreciate the comment
@Terry Jackson sure am, you little rascal
Always use cash only, keep enough in the bank to pay bills. Never use credit or get into debt, be your own bank put your savings in gold. Be out of the system or loose everything when the crash comes, and bail ins. The banks don't have the money to cover your savings, you are a creditor to the bank when you put you savings in them.
Yeah that’s a great explanation for it there
For anyone with savings... and that's not me... if there was a run on the banks, as has happened, there simply wouldn't be the funds to pay out...
@@thetruth9210 Oh isn't it jolly! Tbh I find more money on streets and roads and left in ticket machines than I could ever earn as interest from the bank...
@@thetruth9210 That sounds good by today's standards... Just need some money to invest. Lol. Way back in my day, I do believe it was double figures compound interest...
Not always that easy when you get smacked hard with increases in rent, energy, nursery fees, food prices and only get a 5% pay rise.
I am 47 and I can remember that my hometown of Chichester, West Sussex ( population of 20000 in the early 1980s) had something like 15+ bank and building society branches in the mid 1980s. I can also remember it had two branches of Barclays Bank and 2 branches of Midland Bank( now HSBC). Now- Chichester has 10 branches: Nationwide, YBS, Kent reliance, Santander, Halifax, TSB, Barclays, HSBC, Natwest, Lloyds ( pop now 25000- 30000 people-itself). However, nearby towns or large villages such as Selsey - 10k population itself ( 4 branches closed; barclays, natwest, hsbc, lloyds), Midhurst- 5K pop itself) ( lost Natwest, Barclays and Lloyds Banks), Emsworth( LLoyds, Barclays), Petworth- 3k pop- Natwest & HSBC closed) ( , Barnham 2k itself) - 2 branches of Barclays in the 1990s- went down to 1- now closed- Natwest , except Midhurst that has Nationwide BS. Nb- with some of the towns quoted there could have been more banks & building societies branches- but that is what I am aware of from memory.
Hey so thanks for this! Yeah so it seems that this is just everywhere
Nice video again. I never need cash much but often get caught out not having any. My cash stuff is mainly car parking, taxis, buying a big issue, some shops and cafes who dont take cards and some for tipping. I do think we should use banks just so they will stay open. When my card got cancelled because the bank did not like a transaction it took me hours sitting on the phone to get this corrected. So next time I went to the branch, 5 minutes done. I also keep a little wad of cash in case the bank lets me down again. Use your branch even if you dont have to, otherwise it will be gone
Yeah great point. I would be sorting all my stuff out in the bank if it was closer. I hate hate hate phoning companies or the bank, it does my head in and stresses me out 👍
Don't buy the big issue from the Roma these people are not homeless and receive full benefits.
The problem with paying by card for goods is that if the bank decides to up their commission on a transaction and that increase is passed on, by the vendor, to the customer by increasing the price of the item, the customer who pays cash for that item is also paying the increased price ! So, being a cash customer doesn't make any difference at all!
Working in retail I find that customers rely too much on contactless payment.
If the card machine/Internet stops working and you tell the customer that you can't except that as payment, they just give you blank stares, and 90% refuse to get cash out, even though there is a bank either side of our bakery
My parents are in there 80's in the pandemic they found it so hard because everything was on-line I would buy their shopping and they would give me a cheque . Even now my Mum always needs some cash. She says it's just in case she needs to pay someone. The first time I used chip and pin it felt like I was living in the future. Love love your uploads btw
we have to stand up to this cashless society .it's big brother gone mad .
I think that’s a great way of thinking about it, incase you need to pay someone. Thanks for this I appreciate you watching 😀
I've started to love your videos please do more. As regards a cashless society I think it will come, it's almost here. I do use cash for tips in restaurants, and taxis, take a little if I'm going out. That's about it really. I have always wondered about the homeless begging on the street and when they will get card readers, but would you trust that, hmmm no. Keep on doing what you are doing, where you walk used to be my local area :)
Hey thanks for watching I appreciate it 😀
I’ve noticed most the legit homeless don’t really beg, in Oxford we have loads of beggars who all use the same signs, I’m convinced they’re part of a ring of career beggars, all they need is £15 an hour from a couple of rich tourists who are going home the next day and that’s £28K a year! Never trust any of them now
Three months ago I went into the Cornish Bakery on Fore street Torquay as the shop assistant was outside discounting his sausage rolls as it was getting late. I like a bargain so I went inside. As well as three sausage rolls, (and like a kid in a sweet shop) I spotted the cakes so had two of them one pork pie and some crusty rolls. The guy wrapped them up. I offered over a £20 note " sorry, we dont accept cash, cards only" "excuse me " I replied, "yes it started with COVID and its on our window we only take cards" he explained. COVID was dead and buried I reminded him. " We still only take cards...dont you have a card? " he said, almost sarcasticly. Now becoming annoyed, I informed him that I did, but that I would choose to use my card when I chose to use it. "So you have refused my cash so obviously you dont need it" I added " ill go somewhere else..." Which I did. He gingerly removed the contents of the bag as I exited the shop. There were £13.75 of goods in that bag. I went to another bakery down the road which had no problem in taking my £20 note for more or less the same items, and £2 cheaper I may add.
Glad I discovered your channel. Fabulous social commentary 👏
We can't blame banks for taking advantage of our laziness. Tapping is nothing but pure laziness. We are creators of our own demise, unless we change our habits and start paying cash we will live in cashless society within 5-10 years. Never forget what happened to freedom convoy in Canada during Covid and how Canadian government froze peoples accounts didn't allow them to access their own money! Keep this in your mind every time you pay with card
my mum and dad still buy things with cash and pay bills with a cheque. They don't trust online banking
Good on them 👍
I love your channel and your independent thinking and perspectives. It's so interesting and refreshing, it's like you are a social and urban geographer on the roam!
It is good to see someone of your age and your generation come to this realization. You youngsters with all your techs and smartphones and gadgets dont realizae that your are just playing into the big companies hand. MONEY IS FREEDOM
Here in Canada, we don't really have bank closures as yet and there are still lots of cash machines around. We are a little bit behind the UK in that regard. Not many people use cash though, and haven't for years. I have cash in my wallet that's been in there for at least 2 years, because I'm a tight twat lol. I haven't been inside a bank since 2020, and that was only to open a new business account. Incidentally, I asked a teller once how often Revenue Canada (our HMRC) had frozen peoples bank accounts and she told me that it happened so often I would be shocked. Scary to be honest. Excellent video Mr. Turnip, I think you covered most of the issues with a cashless society and it's nice to see someone bringing it up and raising awareness. When it happens (not if) we're all screwed to be honest. The old adage of you don't really miss something until it's gone. Cheers.
Thanks for this. Good to hear from people in other countries and what it’s like over there. Scary about that Revenue Canada though, not a fan of that at all.
Cheers for watching 👍👍
I have been cashless for years mate, ain't had a pot to piss in lol, 🤣 hope you are well mate.
You are what we need keep going we’re with you 🤘
Absolutely love your channel. You are so wise. Thank you.
I’ve never thought of tips like that. Next time I go out for a meal I’ll take cash for a tip. Last time I visited my bank was Christmas and the last time I used a cash point was last month (March) you’ve really got me thinking about cash now and I might use it more.
Absolutely Brilliant Video.Loved it .
Appreciate it thank you
We left Britain in 2019, moving to Panama in Central America, finding that, unlike in Britain, there were bank branches everywhere. There is a big informal sector and many poor people, who use cash more, so cash in widely used. But there are also all the card and digital forms, including a local payment system which uses your and the vendor's phone numbers to transfer payment - and is even used by street traders. There is online banking etc - we mainly use a really good app. Also retirees over 60 (57 for women), including foreigners, qualify for special arrangements with banks, even discounts on loan interest - and even special desks so that older people don't have to queue! I was pleasantly surprised, as everything seemed to be targeted at being convenient for the customer, not purely for the banks' convenience, as it seems in the UK. UK banks see not enough profit in retail banking, hence the closure of all the branches; and no branches means more reliance on others' ATM, and their fees. As with health services (and some other things), it seems wrong that what is here, in what many would think a third world state, seem better than that in the UK, and illustrates how we had accepted reduced services etc there
I’m really glad that you’re covering this. They have closed Barclays bank in several countries places in Suffolk. They’re about to close several more, in wonderful places like Southwold. They’re taking away the ability to go and see a face, instead you have to wait an hour to attempt to talk to a robot. A cashless society is terrifying. That means that the government knows every single thing about you. Personally, I don’t want that.
If something goes up I will not buy it again and if everyone did this they would have to bring the prices down
You had me with the kids throwing money on the floor! I'm probably not far off your dad's age and you look around my son's age. The point is I can't walk past any coin on the floor. I've just subscribed and being from Huddersfield area I love your northern grittiness
Im fast turning into my dad as well, getting all his habits 😂 thank you for watching mate I appreciate it 👍👍
A cashless society is scary.
I only use cash in real life. I do an online transaction for something like buying off Amazon or upgrading software but for shopping, haircuts, take-aways, busses / trains / a rare taxi etc, I use cash.
A well rounded piece that has definitely changed my mind a bit. Cheers 👍
In my town in Oxfordshire, which is a growing town of around 32,000, Barclays, NatWest and Santander have all left town with HSBC closing in April. We still have Nationwide, Lloyds and Halifax (two of which are owned by the same company). The banks are letting the Post Office and Supermarkets pick up the responsibility. We had three cash machines at work in Oxford but all have been taken away now so it's pretty much cashless now unless you get cashback from the shop.
Interesting thanks for this! It seems to be the same everywhere unfortunately
Also live in Oxfordshire with my parents who retired in 2021, they wanna sell up and move to Yorkshire where my auntie is, and I think I’ll go with them, southern prices are a waste and most my mates have moved away now anyway
I use my debit card everyday. I always have cash on me- change etc. I think the banks deliberately get their customers to use online banking, so they can close down branches. I recently into NatWest and I have witnessed staff saying to customers we no longer do this in branch etc - Forcing people to go online.
I am an old git and I can remember going into Barclays Bank in my hometown in West Sussex with my mum to cash my father's cheque for cash for housekeeping in the 1980s. There was 10 cashiers and it was busy. There were dozens of people that you can see at the back etc. Now, in the same branch over 35 years later there is hardly any staff. Maybe 5 or 6 people now compared when with 30 or 40 people in the late 1980s. I also remember paying for food in M&S with a cheque with cheque guarantee card in the mid 1990s. As I said before I am an old git at 47.
Really interesting this, and just shows how quickly things change and move to entirely different processes. Thanks mate 👍
@@wanderingturnip I can remember paying for things on my debit card and signing the printed receipt etc- this was in the mid 1990s - Sainsburys
@@robertcarter6963 Hey, I'm 50 ;-)) we're not old gits! Just recycled teenagers 😄
Really good channel. And a great episode in particular - well put together.
Excellent work buddy. Had to watch twice ;-)
Also cash keeps the money local and benefits the local community. I sell CDs at gigs, (yes some people do still buy them!) and i use a card machine but if i'm in a village hall somewhere that doesn't have wifi or phone signal then the card machine is useless and cash is my saviour.
I've also noticed that whilst the cost of manufacturing CDs has steadily gone up over the years, the amount people are willing to pay for them has stayed the same and most musicians still charge £10 per CD - despite how much it may have cost them to manufacture - because it's a nice easy amount and most folks are happy to whip out a tenner from their wallet than faff around with odd amounts like £13 or more! And don't get me started on transaction fees!! Another great video Turnip, keep up the good work.
I bought a CD recently in a pub from a guitarist who was out of this world. I was so glad I was able to get his music. It felt like a valuable transaction as well, old school and felt appreciated.
Thank you for watching 👍👍
Love your videos . Maybe do a video on supermarket prices compared to years ago and how supermarkets are bullying farmers on there prices also . Keep it up m8 great content .
Hey cheers for this great idea! Thanks
Thanks. Enjoyed this!👍👏👏
I can remember in 2012, Ulster Bank had a system outage, they basically didn't know how much money was on your account, all standing orders like rent or utilities were not served and your card just wouldn't work... I think, 600k people were affected...
Another well done video! Here in New Jersey in the USA, many small merchants have a sign on the door or near the register (till) stating that there will be an extra charge added for use of a credit card, usually 3%. There will not be a charge if you use a debit card. People that have the money don't care, but people on a budget take notice. The merchants are pushing back against the fees which is okay by me. Printed on every US banknote in small letters is, "For all debts, public or private."
How interesting. It’s always good to hear from other places, nice one for this 👍
In the early days of cash machines, the Midland Bank in Brighouse had a cash dispenser. The cash came out in a plastic clip. A slot opened for you to put the clip into for use again. I got mixed up and posted my money into the slot. Fortunately in those days, I carried a comb and managed to hook the cash out of the slot before it shut.
I remember the plastic clips - was it just a Midland Bank innovation?
I only remember the Midland Bank one.
Love that point you made re cashless society in relation to giving money to folk(whether be tips or to vulnerable folk); it cuts out that human connection, most likely being as important to folk on both sides of the transaction. ... so much more to think around on this topic... thanks for your inspiration 😊👍🎈
Hey thanks for watching 😃
Always informative, unbiased and delivered with respect. Top class.
Much appreciated
I have seen several articles regarding the slow disappearance of cash, and what has surprised me was the government of Norway may force! every business in the country to accept cash (lobbied by a group calling themselves Ja Till Kontanter/yes to cash).
Furthermore, the local government of Miami-Dade county, Florida has considered the same thing (as Florida gets the first taste of some wild storms, knocking out electricity).
The Halifax Branch in Todmorden (where I live) was on reduced hours before the new year (09:00-14:00).
Got cash out of cash machine today for first time in a long time lol went into my bank a few weeks ago.
Really balanced video loads of good points made!
This was very interesting! Thanks
Its been shown many many times that when people got paid and spent cash they spent less and when they moved to cards they spend more because you cant see the physical pile of cash getting smaller. When you hand something over each time you can tell its gone missing where as a number on your bank balance isnt the same.
Both small towns near me had several banks each the last one has recently gone. My bank kept encouraging people to use the machine. Now the bank and machine have gone.
Really enjoy your videos after stumbling across your channel this weekend - from one Yorkshire man to another - wishing you every success mate.
Hey thanks for this I appreciate it! 😀
I last used cash yesterday and I will use it again today. Where I live, in Nottingham, there is still plenty of ATMs and most of the banks are still open.
Keep using cash wherever and whenever you can. Its vital for our freedom and independence.
Spot on
Thanks for the material, cash is the last bastion of society freedom
Love the social comment in your films, keep it up.
Thanks for watching 👌
17.03 😂 creased me!! Thanks Wandering Turnip, I watch all your videos!
Very true my friend very true the banks are closing because of the technology going online though that doesnt favour the elderly who like to go into banks just to see someone and do their business it brightens their day.
Important - Invest in gold or silver and make a habit of always drawing all your cash from your account and saving pound coins. Also a Post Office account or Credit Union account may be better options for those wanting to pay bills digitally. Just remember a lot of utility bills can still be paid via cash through normal shops using paypoint etc we have to learn to as tight with the small money we have. Just like these high street banks are tight with their billions
👍 good stuff , keep up the good work
Great video as always 👍 you hit the nail on the head with giving cash as a gift ( bank transfers don't have the same appeal to a kid opening a card) also managing your money (you can't spend what's not in your wallet) 👍 You must be shattered, after walking what looked like 10miles 😆
Yeah bank transfer money gifts just not the same.
I do love a good wander 😂
Best video yet - if you cross a main street in China without waiting on a green light they automatically fine you, take the money from your bank account and deduct you points from your credit file……’Black Mirror’ eat your heart out! 🙈
ps some day mate I hope you’ll do a walk around ‘Hollingworth Lake’ - used by Captain Webb to practice before swimming the English Channel and the second coldest lake in England….you’ve great morals and brilliant to listen to, you never mumble or stutter etc 👍
Oh wow that’s crazy! Thanks for that, I was hoping someone would mention the kind of things that happen in the social credit system.
I know Hollingsworth lake well, Ive swum in it so I know that cold water well 😂😂
@@wanderingturnip it’s so cold I saw a Solicitor from Littleborough walking around it with his hands in his own pockets 😃 ps I keep telling my friends and family from Lancashire and Northern Ireland about your channel, good man yourself 👍 ☘️ 🏴
DIGITAL CURRENCY AGENDA -
You have already had one bottle of wine this week - Transaction Denied.
You have already had 200g of meat this week - Transaction Denied
You have already had a gallon of fuel this week - Transaction Denied
You have already had one cream cake this week - Transaction Denied
Great videos & covering many of the towns & cities that i worked as an entertainer for 40 years. I had enough of the Uk when i realised that i could never afford to buy a property there. I skipped the Uk & moved to a small European country 14 years ago, where we have ATMS in villages that don´t charge you to withdraw your money. There is a price for absolutely everything in the UK from passports to a DBS doc. I bless the day i made the move. Keep up the good work & keep the cash in your wallet, it will never go out of fashion.
Where did you move to?
Astral projections maaaannn. Oh fuck off! That did make me chuckle
Thank you so much for your thought-provoking video. I do love the diversity of topics in your videos; so different from other RUclipsrs.
To my mind it seems we are sleep-walking towards the abyss with our relentless drive to get rid of cash. Look at the almost terminal damage done to the American economy when Nixon foolishly took the country off the gold standard. Now, we are hurtling towards taking our economies off the 'cash standard', What do we think is going to happen when cash is gone?
Like you said, there'll be nothing to back up our currencies. All the power will be in the hands of those control the digital currencies; and all the real wealth will be with those who own real assets, like gold, silver, properties etc.
The future is scary!
There is a cafe near us that takes card but requests that customers keep cash alive and we try to oblige where possible as we know it is important to keep our options open and don't want to end up not being able to use cash anywhere.
Recent cyclone went thru New Zealand, Power out, no cash machines operating, no credit cards. Those with brass in pocket could buy food, petrol etc
Digital money will be linked to your digital id. Then you will be given a certain amount of green carbon credits that you ‘ spend ‘ when you travel. Limiting your travel and therefore cleaning the air.
Keep cash. Use cash. Don’t let them take away your travel rights and anonymity.
Yeah for sure. Luckily the response to this film has been pretty much 99% in favour of keeping cash, with good strong opinions as well. So they will struggle when they do try bring that shite in
Cash is king, what would you do if you lost or broke your phone, and couldn't access your account. Technology is great until it goes wrong.
Your videos are awesome mate - keep it up.
Thanks so much mate 👍👍
I live in a smallish town in Lincolnshire. We are fortunate to still have all the major banks in town...so far. We have Nat West, Lloyd's, Barclays, HSBC, Halifax and Santander. There are plenty of cashpoints too, but not always where you need them to be. Where I live people are still very cash dependent. I used to work in a payment office and the amount of cash that came over the counter was staggering. However security services like Securicor are also expensive
My two favourite things in this video were the little cat and the way you were so friendly towards it, and the laugh out loud moment of a 10" dildo being very unexpectedly mentioned!! 😅😂
Haha that cat was great. Although some else comment saying the cat is a nightmare and stole her pie the other day 😂
Went in my bank today as I do regularly always use cash. Cash is freedom. Pass it on
Here in the US the credit card companies get 6 percent for every transaction. I took most of my cash out of the bank since I do not get any interest. I keep just enough to keep my account open. I use cash for purchases.
Really enjoyed this posting. Fantastic reportage about our digital culture😀
Thank you!
It's all about control. If WEF etc., are pushing this cashless society, you will know it is a bad idea. Giving your kids a fiver for their birthday, not if 'they' have anything to do with it.
There's those of us who will remember being paid in cash at the end of the week, and at the time of the change over to getting paid in the bank was the excuse it stops crime because it was common for business to be robbed on pay day and having a safe full of money 💵
I hardly use cash anymore, but there's always some places where you need to pay in cash, but yes you're right they're trying to control everything we do and a cashless society is definitely not a good thing, but I must admit I do love my internet banking, it makes life so much easier for certain situations.
Yeah it really is super handy internet banking, cash and that can easily exist side by side 👌👌
@@wanderingturnip yeah man, I think we'll always have moments where cash will be needed, I suppose it's another one of those modern day things that we need to get used to, but still like you say cash for certain things will always be needed.
Before being paid into banks people got paid by cheques not cash
Great video mate. All banks have gone where i live in Bingham near Nottingham. If a customer pays me a cheque its a nightmare to find and even get to a bank .
New subscriber here. Been really enjoying your channel! Central Bank Digital Currency is being pushed hard now by our government, not that you know, unless you're in the know. Every transaction you make will tracked and traced. Really liked your take on this - very well explained. There is a huge push to keep cash right now. I use cash all time.
Personally, I rarely carry cash and last time I paid using cash, I couldn't honestly say 🤔 As for banks, here in Haslingden there aren't any! But more worrying, there are three cash machines and all of them charge £1.50 each time you use them, which for some, is a lot of money, especially the elderly, and you will probably know Haslingden being only half hour away or so from where you live, but it is generally an elderly orientated town.
That’s so shady all three of them charging in a place with a lot of elderly like you say. Is there at least a post office? That’s one remaining place that is good for free cash withdrawal, when it’s open that is
@@wanderingturnip there is one post office, which does help, but as you say, it's shady as hell. I feel for those who perhaps don't have access to, say, a car so they can just nip down to the local tesco where there is free cash withdrawal. But then again, there is the costs of petrol to think about I guess 🤷 but your video has also opened my eyes somewhat and I think I'll have to have a rethink how I use my money and start using cash!
Acording to Link's ATM locator there is a free ATM at "The Cooperative Food Haslingden".