Dear Sir, I have a personal loan with 15k emi in fixed interest rate. It already completed for 14 months. Now I have 1.8 lakhs outstanding amount. Now if I pay 1.6 lakhs and wait for two months to automatically closer for the loan account. Is it possible?
August month me Mai payment Kiya 5th ko aur 13th ko phir se payment deducted Kiya ,sep me bhi Mai payment Kiya to kya is month me agar paise na ho to kya Mai EMI gap kar sakta hu
Maine 29 ko prepayment kr diya almost saara. 5 ko emi cut hoti h 4000 rs ki. Or maine chode the 3000 but is baar 5 tareekh ko emi hi nhi kti. Bank se contact krna chahiye kya?
मेने 2 साल में ही prepement कर दिया और emi क्लोज करवा दी क्योंकि 3% पेनल्टी ले रहा था मैने a/c को 4 साल तक चलाया....1 साल बचा था परंतु बैंक ने खुद ही लोन A/c close kar दिया और जो principal बचा था उस 3% की पेनल्टी लगा दी मेरे से बिना पूछे .... बताओ क्या करें.... वैसे मैने कंज्यूमर कोर्ट में लगा रखा है
Maine 4 lakh ka Loan liya tha sbi se for EMI 8618 for 4 years. Two lakh bhar diya diya abhi outstanding balance 1104 hai. Lien amount me 2 emi ka amount dikha rha, kyunki outstanding balance emi se km hai, emi ki amount Lien amount me ja rahi hai. kya krna chahiye sir ji
Sir same situation h meri but in the last mere 6500 bache h jo ki wo close Krne ki jagah meri ho emi jaati thi utna amount hold kr de the h or mene branch Jaake close krne ko kaha toh 18500 amount dene ko kaha mtlb 12000 extra or mjhe 1.5 saal se upar ho gya h Mera DSP account h army k manager se bhi baat ki unhone bhi bola penalty toh lgegi sir kch document h iska penalty na lgne ka toh pls share
My dear main 7 month k baad almost payment kr diya tha 5-6 Emi ka payment tha ab aap khud calculate kr lo … agr main Pre payment nhi krta to ye baat applicable hoti and I hope itna to sb calculate kr lete h
Sir aap 1st month me hi prepayment kar dete aur sirf 13 months Tak emi dete toh aapko sirf 144900 hi bachne Dene the loan amount me jis par aapko 11102 intrest Dena padta . Kya ye sahi calculate Kiya sir?
Sir hum na 4L ka 6years Ka liya pension loan liye Hai , 1.5years ho Gaya ab hum loan amount ka interest paid nahi karna chahte ,Kiya prepayment kar skte hai
Yes maine customer care mai phone Kiya aur unhone complaint mera liya ushke baad unhone branch se hi mera loan close karwa diya. Ushke baad mujhe unhone phone krke btaya. Apko message bhi aayega
मैं भी 411000 का 12.55%की दर से S B I से Personal loan लिया 13 महीने जमा कर चुके हैं बाकी पैसा जमा कर क्लोज कराना चाहते हैं क्या करना होगा, बैंक जाकर पुछे कोई चार्ज तो नहीं लगेगा
@@lakhvindersingh6180 जमा कर दिए पुरा क्लोजर करा करNoc देने को बोले तो बोले पुरा 2 साल लोन की EMI भरने के बाद जमा करना चाहिए था, 3% चार्ज लगेगा जमा पैसे का फिर रिक्वेस्ट किये इससे बचने का उपाय तो लोन देने वाले ने कहा 75रूपये छोड़कर जमा कर दिजिए 2 साल बाद आकर मिलिएगा फिर देखते हैं क्या होता है 13 हमीना लोन EMI भरने के बाद 310000 जमा कर दिए
Mai 5 lacs loan liya tha 6 sal ke liye lekin maine ise 15 month me hu pura kar diya loan repayment karke But bank mujhe lagbhag 15000 ka penalty thok raha hai kya karu please bataye, SBI se liya tha
Over flow transfer show ho Raha hai loan account mei Aisa kyuo hota hai aur cr and debit ho raha hai ,emi timely de rahe hai.and pre payment bhi Kiya huaa hai ..
Dear brother Maine 8lac ka loan lia tha feb 2022 mein.usci Emi 17350 rs bni hai. Agar mein isme locked period 5saal se pehle beech beech mein 200000 repayment krta hoon to mera monthly interest kam hoga ja nhi
Sir mene Aaj hi bank jake pta kiya bank manager me bola ab ase scheme bnd ho gyi , April 2023 se , ab to charge dena pdega , extra 3 % . To ye bat shi h ya nhi , kuch smj nhi aa rha .
Sir mai fourcloser karna chahta hu mera 6.17 lakh bacha tha mera EMI 22 kist hua tha 72 kist ka tha to mai 6.10 yono se pre pement pey kiya hu to kya mujhe penalti lge kya sir रिप्लाई देना सिर ji
Muje 4 lakh rupiye ki pre approva loan yono me dikhai deti he or mujhe personal loan Leni he Mera sbi me sellary account he me satate government employee hu to PAPL loan ya sellary account vali personal loan le Kisme Kam intrest lagega Abhi PAPL me 14% he sir Bataaiye sir
Sir mene 6 lakh ka loan liya tha abhi 8 month ho gye our mene pura payment kr diya h 1 rupya bacha h ab force closer ke 19000 ka charge lag rha hai ab me kya kru koi rasta btaye
is it applicable for home loan also ? I took home loan from SBI with flexi intrest rate for 10 years and now I want to pre close it in 3 years. I m giving extra pre payment every month. please suggest
Mene vhi kiya jo apne bataya 4100 rupaye chhod diye 4th June ko meri emi katani thi lekin 14316 rupaye jo emi every month deduct hoti hai wo lien show ho rha hai aap bataye kya krna chahiye
Sir, can u give some suggestions maine 10 lakhs PL liya tha abi 8 months hogya.. Balance 9 lakhs hai phir se Loan apply karke apka bataya wala aisa kar paiga.. Sir kindly response 🙏💕
Mene 4 Lakh ka education loan liyaa tha jisme se sirf 1 lakh hi liyaa hay bank se or an use close krna hay ek hi saal hua hay ...ab mjhe need ni hay bank se pese ki to vo ek lakh rs or interest ke sath payment krna hay ...to isme penalty lgegi kya
Maine yeh sab same Kiya hai , or 1RS loan dena tha , lekin meri har baar Jo bhi kisht Banti thii jaise 13000rs , wo har month ko hold ho ja Rahi hai , lekin loan close nhi ho riha
TOTAL WRONG INFORMATION ❌ SBI Personal Loan mein Pre-Payment karne par 3% charges dene padte hain. Aap charges se bach nahi sakte. 😡😡 Jhootha Video mat bana. 😡
Koi extra chage nahi lagta h bank Wale chutiya bante h taaki aap lone me fase rahe aur bank ko intrest milta rahe,agar koi bank staff aisa bolta h to us se likhit details lijiye aur bank par case kijiye
Sab logo ka ek hi answer hai apne loan mai prepayment karo but 2 emi ke liye paisa rakho utna hi jitna kat jaye aur kuch kam aur jayda na ho Example apka emi hai 11000 tau ap last 2 mahine ke k liye 22000 rakho. Second last premim katne se pahle interest add hoga maan lo 1000 add hau aur next day 11000 kat gaya. Fir balance rahega 12000 fir last loan katne se 1 din pahle interest add hoga jitna add hoga ap 11000 chod ke baaki prepayment kar do. Next day emi auto deduct and no balance due loan closed
बहुत सही जानकारी मैंने भी ऐसा ही किया कोई जार्ज नहीं लगा
Full detail btaye
Kitna loan tha kitne time bad kitna pay kiya or kese
Koie vi amount part payment kar sakte hain ya koie limit hain?
Aisa, nhi hota maine sab kar diya 5-6k bacha liye lekin ab wo online jama nhi ho rha h
@@nageshkumar5086 uska emi date ko bhi nhi kata
minimum kitna percent pr mil skta hai personal loan
सर prepayment bank जाकर करें या yono aap se?
Bilkul sahi information...mere bhi manager ne yahi bola tha 1 rupay rakh ke loan close kr de
Mane .68 rakh diya toh kiya hoga bol sokte hain.
1 rupee rakhne k baad kya procedure h
NOC should be taken if you want to sell car later or hypothecation needs to be canceled.
6 year ke liye jo automatic emi every month 2 tarikh lagi thi o apne aap band ho gai loan amount khatam hone par ya fir usko aapne band karwaya tha.
Dear Sir,
I have a personal loan with 15k emi in fixed interest rate. It already completed for 14 months. Now I have 1.8 lakhs outstanding amount. Now if I pay 1.6 lakhs and wait for two months to automatically closer for the loan account. Is it possible?
Yes
SBI home loan ka kya 3% charge lagta hai..? if per-payment done or close like you did. ?
Dear ye process maine personal loan k liye btai h home loan ka sure nhi hu but home indian bank m kr skte h free m after 1 one year
Aap ne loan Bank ja k liya tha ya online?
Express credit tha ya koi aur
@@KANPURTECH964 sbi home loan on DDA flat, bank se hi sare document karwaye the.
एसबीआई बैंक से लोन ले तो क्या-क्या डॉक्यूमेंट ले लोन लेने के बाद उनसे कोई दिक्कत तो ना हो बाद में?
Kya CIBIL pe frk pdta h
Down nhi hoti
Very well described & informative.thank u.
Bhai. Myne. Sbi se goldloan liya hai. My b Bina charges k aap k jaisa karsakta hu kya
August month me Mai payment Kiya 5th ko aur 13th ko phir se payment deducted Kiya ,sep me bhi Mai payment Kiya to kya is month me agar paise na ho to kya Mai EMI gap kar sakta hu
Nhi Aap kitna bhi re payment kr do EMI due nhi kr skte h wo every month jayegi
Bhai foreclosure krne se cibil down hojata hai right
Sir aapka interest amount phir kitna kata tha pls reply
Sir ye btaiye loan 6 year ka tha 3 sal bad Emi badhwani h jisse loan 1 year m khtm ho jaye too kya procedure hoga
Maine 29 ko prepayment kr diya almost saara. 5 ko emi cut hoti h 4000 rs ki. Or maine chode the 3000 but is baar 5 tareekh ko emi hi nhi kti. Bank se contact krna chahiye kya?
Ye Dekho aapka amount LEAN account m to nhi gya
@@Studyfordefence1 total amount remaining kam ho gya h. Hua to repayment hi h but close nhi ho rha loan account.
Mera 118000 due hai 15th month baki hai
Main kiya one time payment kar sakta hu kiya
Aaisa kuch batao sir jisme ki charges na lage
Yes mujhe bank manger ne bhi bataya k aise pay kr sakte hai😊
Bro loan amount half repay yono se kaenese kya emi kaam hoga
मेने 2 साल में ही prepement कर दिया और emi क्लोज करवा दी क्योंकि 3% पेनल्टी ले रहा था मैने a/c को 4 साल तक चलाया....1 साल बचा था परंतु बैंक ने खुद ही लोन A/c close kar दिया और जो principal बचा था उस 3% की पेनल्टी लगा दी मेरे से बिना पूछे .... बताओ क्या करें.... वैसे मैने कंज्यूमर कोर्ट में लगा रखा है
Hi
Apke mobile number do doubt ke liye
Aage kya rha Bhai fir
सर 1 वर्ष से पहले forclose करनें पर क्या चार्ज लगेगा?
Loan online liya tha ya Bank se?
Maine 4 lakh ka Loan liya tha sbi se for EMI 8618 for 4 years. Two lakh bhar diya diya abhi outstanding balance 1104 hai. Lien amount me 2 emi ka amount dikha rha, kyunki outstanding balance emi se km hai, emi ki amount Lien amount me ja rahi hai.
kya krna chahiye sir ji
Last emi 12000 kata , aur aapka principal 8700 tha to baki amount refund hua kya
Saving account me emi ka paisa hold hone lagta hai . Uske bank jana hi padta hai.
Kitna months ke EMI ka Paisa hold hota hy? Mujhe v bank se bola hy ki EMI ka Paisa hold ho jayega.
Original papers kaise collect kiya..
Sir same situation h meri but in the last mere 6500 bache h jo ki wo close Krne ki jagah meri ho emi jaati thi utna amount hold kr de the h or mene branch Jaake close krne ko kaha toh 18500 amount dene ko kaha mtlb 12000 extra or mjhe 1.5 saal se upar ho gya h Mera DSP account h army k manager se bhi baat ki unhone bhi bola penalty toh lgegi sir kch document h iska penalty na lgne ka toh pls share
Just subscribed your channel after paying prepayment
1 year me sir aapne kitna interest de diya usko bhi bata dete 18000 bachane ke chakkar ne usse bhi jyada interest de diya hoga
My dear main 7 month k baad almost payment kr diya tha 5-6 Emi ka payment tha ab aap khud calculate kr lo … agr main Pre payment nhi krta to ye baat applicable hoti and I hope itna to sb calculate kr lete h
Sir aap 1st month me hi prepayment kar dete aur sirf 13 months Tak emi dete toh aapko sirf 144900 hi bachne Dene the loan amount me jis par aapko 11102 intrest Dena padta . Kya ye sahi calculate Kiya sir?
@@musiclovers9868 aaap tk baat btaiye agr mujhe 1st month m hi prepayment krna hota to main loan kyu leta…
yono se repaymet krne pr Pura jma paisa hone pr loan close ho jayega
Brother maine Pre payment kr Diya hai
Sir Rs 1 nhi ho pa Raha hai....
Please suggest
Sir Abhi 3 month hue h loan ko …maine 1 rs chod diya baki payment kr Diya h ….ab Emi lien amount me chali gyi h
Ye kaise bhai ? Interest add hua tha na usme 1 month ka ...fir emi se kat Gaya hoga na ..
Ye trick still working hai kya?
Sir hum na 4L ka 6years Ka liya pension loan liye Hai , 1.5years ho Gaya ab hum loan amount ka interest paid nahi karna chahte ,Kiya prepayment kar skte hai
6 mahine mei interest kitna diye…
Sir agar sirf 1 rs loan account meh hai tho woh next month cut hojayega ya nahi ?? Mera monthly emi 23600+ 2000 hai tho
Apka 1 rs. Kata kya aur loan close hua kya, same issue here also
@@maddyupeniska answer mujhe v chahiye..
Yes maine customer care mai phone Kiya aur unhone complaint mera liya ushke baad unhone branch se hi mera loan close karwa diya. Ushke baad mujhe unhone phone krke btaya. Apko message bhi aayega
Mera 3.5L ka car loan n 3 saal baaki hai abh 2L daalne wala hu usme or phir 1.5L jaldi deke khatam kar dunga to kaise kya Karu sab pls bataye
Aisa nhi ho rha maine jama kiya lekin ho nhi rha ab payment
4-5k rakhe the maine
अगर 6 महीने में ही सारा लोन चुका दे तो क्या ऐसा हो सकता है
Sir, last EMI paid hone ke bad kitne din me yono me dikayega. Account close ka
Kitne din bad dikha yono pr
Mein loan liya 2 din howa but emi amount bahut jyada ho gya kya mein kush amount joma korke emi amount kam kar sakta Hain
Sbi Car loan foreclosure ke bare me bhi videos banao
Sir hdfc home lone mai prepayment kaise karai on line
Sir jaise ki mera 6 लाख है usme abhi 2 lakh jama krna hai intrest कम hoga ki ni sir plz btayie
Intrest तो लगभग आपने जमा करवा दिया अब क्लोज करवाने पर घाटा हे
Prepayment krne se emi utni hi kat ti h kya
Ha sirf interest kam katta hai
Floting rate of interest tha kya uspe charge nahi lagta hai
PL floating nhi hota hai home loan hota hai
मैं भी 411000 का 12.55%की दर से S B I से Personal loan लिया 13 महीने जमा कर चुके हैं बाकी पैसा जमा कर क्लोज कराना चाहते हैं क्या करना होगा, बैंक जाकर पुछे कोई चार्ज तो नहीं लगेगा
Kya raha apka experience?
@@lakhvindersingh6180 जमा कर दिए पुरा क्लोजर करा करNoc देने को बोले तो बोले पुरा 2 साल लोन की EMI भरने के बाद जमा करना चाहिए था, 3% चार्ज लगेगा जमा पैसे का
फिर रिक्वेस्ट किये इससे बचने का उपाय तो लोन देने वाले ने कहा 75रूपये छोड़कर जमा कर दिजिए 2 साल बाद आकर मिलिएगा फिर देखते हैं क्या होता है
13 हमीना लोन EMI भरने के बाद 310000 जमा कर दिए
How to re payment of Yono pre-approved personal loan
You can use yono pay feature and transfer the amount from your sbi account to loan account for pre payment
Mai 5 lacs loan liya tha 6 sal ke liye lekin maine ise 15 month me hu pura kar diya loan repayment karke
But bank mujhe lagbhag 15000 ka penalty thok raha hai kya karu please bataye, SBI se liya tha
Aapka kitna payment rh gya h abhi loan account m?
@@Studyfordefence1 1552 rupees dikha Raha hai outstanding amount. But account me 3000 tha vo cut gaya fir 0 nahi hua
Maine jaise btaya h same process hua tha baaki main aur pta krta hu
Will not work and detrimental for cibil score
Mera to nahi hua balki emi wala paisa hold kar diya hai ab kya karu mai
Sir mane 2 lakh ka loan 12 month ke leya liya tha abhi aur 6 EMI Baki hain
Sir Keya abb prepayment karne par extra charge lagega ?
Over flow transfer show ho Raha hai loan account mei Aisa kyuo hota hai aur cr and debit ho raha hai ,emi timely de rahe hai.and pre payment bhi Kiya huaa hai ..
Bhai esa hi kiya par amount hold hote ja rha ha
सही कह रहे हैं
मेने भी ऐसे ही किया
Dear brother
Maine 8lac ka loan lia tha feb 2022 mein.usci Emi 17350 rs bni hai. Agar mein isme locked period 5saal se pehle beech beech mein 200000 repayment krta hoon to mera monthly interest kam hoga ja nhi
Yes but aap phele apni branch se confirm kr lena repayment pr charged lagenge ya nhi
Sir mene Aaj hi bank jake pta kiya bank manager me bola ab ase scheme bnd ho gyi , April 2023 se , ab to charge dena pdega , extra 3 % . To ye bat shi h ya nhi , kuch smj nhi aa rha .
muje b kuch aisa hi bola h bank walo ne
Agar aap 6 mahine close kardete toh kitna jata
Total amount ka 3%
Sir maine aisa kiya …..loan account me rs 1 h ..but emi lien kr lo gyi h …kya krun
Kya rha bhai fir same problem
@@Rajendras062kucch solution mila kya fir apko
मेरे भी ईएमआई lien हो गई है क्या करे आगे भी lian होगी या नहीं बताए
Sir aisa hota hai kya mai bank me gaya to unhone bataya ki charges lagega
Yono se loan pre payment kaise kare...
Sir mai fourcloser karna chahta hu mera 6.17 lakh bacha tha mera EMI 22 kist hua tha 72 kist ka tha to mai 6.10 yono se pre pement pey kiya hu to kya mujhe penalti lge kya sir रिप्लाई देना सिर ji
Penalty laga kiya?
Penalty lgi kya
sir mera PL 5 lakh ka tha. EMI payment 4 saal se kr rha hun, av 2 saal aur bacha h. Outstanding amount 150000 dikha rha h, kya m repayment kr sakta hun aur jaldi khatm krna chahta hun ??? 🙏🙏 SBI PL
Muje 4 lakh rupiye ki pre approva loan yono me dikhai deti he or mujhe personal loan Leni he Mera sbi me sellary account he me satate government employee hu to PAPL loan ya sellary account vali personal loan le
Kisme Kam intrest lagega
Abhi PAPL me 14% he sir
Bataaiye sir
YONO wale personal loan m click krke dekho aapko dikha dega kitna ROI h fir decide krke le lena jiska Km ho
Sar Ham Apne loan ki detail yono App se dekh sakte hain
Ha
Kitna prepayment kare shuru mai agar 20 lakh ka loan hai kunki wahan 10 hajar se 50 hajar se jaldi koi fark nahi padega agar 2 lakh karein to
2 lakh dal sakte hai
Sir mene 6 lakh ka loan liya tha abhi 8 month ho gye our mene pura payment kr diya h 1 rupya bacha h ab force closer ke 19000 ka charge lag rha hai ab me kya kru koi rasta btaye
Mere ko b bank manager ne same yhi bataya aaj ,
2 sal tk chlna chaiye 2 sal bad nhi lagega
is it applicable for home loan also ? I took home loan from SBI with flexi intrest rate for 10 years and now I want to pre close it in 3 years. I m giving extra pre payment every month. please suggest
Mene vhi kiya jo apne bataya 4100 rupaye chhod diye 4th June ko meri emi katani thi lekin 14316 rupaye jo emi every month deduct hoti hai wo lien show ho rha hai aap bataye kya krna chahiye
Aap branch manager se contact kriye
Same problem huyi mere sath bhi
Sir, can u give some suggestions maine 10 lakhs PL liya tha abi 8 months hogya..
Balance 9 lakhs hai phir se Loan apply karke apka bataya wala aisa kar paiga..
Sir kindly response 🙏💕
Aapko dobaara loan lena h?
Abi apko Dubara loan nhi milega
Sir aap defense person honge...agar nhi to bank ase nhi manta sir...Maine 2 sal bad close krna chaha pr bank 26000 penalty mang rha h
Sahi bol rahe hai aap...
Mene 4 Lakh ka education loan liyaa tha jisme se sirf 1 lakh hi liyaa hay bank se or an use close krna hay ek hi saal hua hay ...ab mjhe need ni hay bank se pese ki to vo ek lakh rs or interest ke sath payment krna hay ...to isme penalty lgegi kya
Mera bhi personal loan hai 33 month ho gye mene bhi aapki tarah kiya mene 100 rupaye bache the but 10500 ki emi ka paisa lien / hold ho gye
Bank me jake boliye, wo hold hata denge
Kucch solution mila kya fir apko bhai
Same problem
Thanks brother for good information
Ab nhi hota h aisa ab every month jitne ki emi hoti h utne ka hold lag jata h saving account me.😢
Ye prepayment nai kiya apney
Loan due date kaha par show karta hai
Sir i have 4 lac outstanding and taken 1 year 3 months ago. How much amt i shud pay to keep last emi low and avoid charges?
And should i pay in one go aur pay little amounts
Did you ever try Pre-Payment??
Sir mera 11000pending h Or mera esko 1.5 yrs ho gaye h. Meri emi 2360 h. Me last emi kitni rakhu
Maine yeh sab same Kiya hai , or 1RS loan dena tha , lekin meri har baar Jo bhi kisht Banti thii jaise 13000rs , wo har month ko hold ho ja Rahi hai , lekin loan close nhi ho riha
Or branch manager bol riha hai 3 saal se pehle close nhi ho sakta
25000rs Dene honge 😔
Aapne kaunsa loan liya tha
@@Studyfordefence1 personal loan
Hold matlab.. Abhi b Apki account se har mahine 13000 cut ho ra hai??
Maine 10 lakh loan ka 5 lakh pre payment kr diya hai but emi kam nhi hua ?
Ab kaise emi kam hoga
Sir emi km nhi hoga ..outstanding balance or interest km hoga
You are Right sir Good idea 💡
Sir maine 1 year k liye loan liya tha maine 4 mhine me pura bhar diya lekin 2 mhine se same kist k rupay hold ho rhe h kaise unhold hoga
4 month m nhi kr skte
Branch m contact kriye
Meri emi 23k hai Maine yono se payment kr Diya kewal 10k bache the next emi isne 10k se jyada 23k total kat kar liya
Jitna emi hain utna hi lagega fir foreclosure se Bach jaoge isliye jitna emi jitna amount rakho ..
aisa nehi hota hay, foreclosure maang raha hay
Sare charges pahale que kaha jata hai
Good bahut badiya jankari di !!
Very good information
You are right Sir, मैंने भी यही किया है,कोई एक्स्ट्रा चार्ज नहीं लिया गया है।
Last Emi kitni gai bhai. Full ya jitna remaining tha wo
मेरे साथ तो ऐसा नही हुआ
बल्कि मेरा ईएमआई के बराबर अमाउंट बैंक होल्ड कर दिया है
Sir eske liye kya 1yr hona jaruri hai....mera 3 month hua hai...kya aapke tarike se close kar sakte hai
Mere to close hi nhi ho rha har emi date par emi ka balance hold ho jaata h any solution
Apne kya process use kiya
Direct account band nhi ho rha h
TOTAL WRONG INFORMATION ❌
SBI Personal Loan mein Pre-Payment karne par 3% charges dene padte hain. Aap charges se bach nahi sakte. 😡😡
Jhootha Video mat bana. 😡
Bhai tum galat ho
@@dnyaneshshelar3263 phir to SBI kaa empolyee bhi galat hai?
सर जी पर्सनल लोन को होम लोन में ट्रांसफर करवा सकते है क्या
Nhi
Brother ji loan statement download Nahin ho rahi
Mera pre payment me charges lag gya. Yono me. Personal loan SBI
Thank you sir,
maine bhi yhi kiya tha koi charge nhi diya tha
Koi extra chage nahi lagta h bank Wale chutiya bante h taaki aap lone me fase rahe aur bank ko intrest milta rahe,agar koi bank staff aisa bolta h to us se likhit details lijiye aur bank par case kijiye
Itne bde video ki kya jarurt thi .....sirf ye btao ki last emi se Kam balance chhor do
With proof btao sir
Apna yono account dikhao as proof
Sab logo ka ek hi answer hai apne loan mai prepayment karo but 2 emi ke liye paisa rakho utna hi jitna kat jaye aur kuch kam aur jayda na ho
Example apka emi hai 11000 tau ap last 2 mahine ke k liye 22000 rakho. Second last premim katne se pahle interest add hoga maan lo 1000 add hau aur next day 11000 kat gaya. Fir balance rahega 12000 fir last loan katne se 1 din pahle interest add hoga jitna add hoga ap 11000 chod ke baaki prepayment kar do.
Next day emi auto deduct and no balance due loan closed