An ultimate video that I have never seen yet. In just 5 min I came to know the entire topic. You will have a bright future with this kind of knowledge. This is what practical learning is.
Best explanation of asset securitisation..i wish you would have uploaded more videos like this on your channel since you are so good at explaining things.
I've done a lot of research about securitisation but have to say that this video is the most useful to help me understand the concept. Thanks a lot for this video!
I literally struggled to understand concept of securitisation for the past few minutes before posting this comment. Now i got clarity everything about how securitisation works. Thank you for this wonderful video
Thank you so much mam for explaining in such a clear and crisp manner.Without this video ,concept of securitisation was just an enigma to the non economics background people like us.
Thank you very much! We discussed this topic in our lecture, but I did not understand it at that time. Now everything is clear! And again, thank you very much for such a great video!
Tnkew so mch mam. U explain very well and clear all my doubts. And I think so if anybody wants to understand rhe concept of securitization, just need to watch ur video.
So far the best Video I've come across for Securitization !!! Thankyou so much ma'am. Watching it 2 hours before exam. Would be forever indebted to you. Thankyou somuch❤️🙏🏻
Securitization, the practice of pooling together various types of debt instruments (assets) such as mortgages and other consumer loans and selling them as bonds to investors. A bond compiled in this way is generally referred to as an asset-backed security (ABS) or collateralized debt obligation (CDO). If the pool of debt instruments consists primarily of mortgages, the bond is referred to as a mortgage-backed security (MBS). The holders of such securities are entitled to the receipt of principal and interest payments on the debts underlying them. Securitization got its start in the 1970s, when home mortgages were pooled by U.S. government-backed agencies. Starting in the 1980s, other income-producing assets began to be securitized, and in recent years the market has grown dramatically. In some markets, such as those for securities backed by risky subprime mortgages in the United States, the unexpected deterioration in the quality of some of the underlying assets undermined investor confidence. Both the scale and persistence of the attendant credit crisis seem to suggest that securitization-together with poor credit origination, inadequate valuation methods, and insufficient regulatory oversight-could severely hurt financial stability. Increasing numbers of financial institutions employ securitization to transfer the credit risk of the assets they originate from their balance sheets to those of other financial institutions, such as banks, insurance companies, and hedge funds. They do it for a variety reason. It is often cheaper to raise money through securitization, and securitized assets were then less costly for banks to hold because financial regulators had different standards for them than for the assets that underpinned them. Securitization was initially used to finance simple, self liquidating assets such as mortgages. But any type of asset with a stable cash flow can in principle be structured into a reference portfolio that supports securitized debt. Securities can be backed not only by mortgages but by corporate and sovereign loans, consumer credit, project finance, lease/trade receivables, and individualized lending agreements. The generic name for such instruments is asset-backed securities (ABS), although securitization transactions backed by mortgage loans (residential or commercial) are called mortgage-backed securities. A variant is the collateralized debt obligation, which uses the same structuring technology as an ABS but includes a wider and more diverse range of assets.
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After investing 1hr time in verious websites about securitization . My knowledge only liquified in just 7.24 min of this video.
Yah correct 😌 I also feel that
So true
hahaha 😂
Subscribed your channel after seeing this 7 minute video , Good Job
An ultimate video that I have never seen yet. In just 5 min I came to know the entire topic. You will have a bright future with this kind of knowledge. This is what practical learning is.
I do not think anyone can explain this concept as clearly as you did. Thank you so much.
Spent hours trying to figure out this topic. Only to find out I only had to watch this video for onlt 7 min. WOW. Thank you, best simplified video.
Now I believe Teaching is an art .. and you are blessed to have it by nature.. thank you❤
Best video that I listened for the topic of securitization. Way more informative than the rest videos on the RUclips.
Best explanation of asset securitisation..i wish you would have uploaded more videos like this on your channel since you are so good at explaining things.
Really you r a gem, who born to clear a doubt of securitization
I've done a lot of research about securitisation but have to say that this video is the most useful to help me understand the concept. Thanks a lot for this video!
I don't usually comment on RUclips videos but this video is worth commenting on. Thank you so much for explaining this topic.
This is by far the best finance and investment video I have come across so far. Thanks so much.
I literally struggled to understand concept of securitisation for the past few minutes before posting this comment. Now i got clarity everything about how securitisation works. Thank you for this wonderful video
Well explained, thank you.❤
The way you explained is super awsome . Thank you very much. Please keep creating such a wonderful content.
Your way of teaching very simple and easily understand..
Difficult concept has been made simple . Its the best and worth watching video on securitization
Wow! You are really great at explaining such complex concepts. Thanks a lot!
Thank you so much mam for explaining in such a clear and crisp manner.Without this video ,concept of securitisation was just an enigma to the non economics background people like us.
Simplified the concept of securitization so well! Hats off
Thank you very much! We discussed this topic in our lecture, but I did not understand it at that time. Now everything is clear! And again, thank you very much for such a great video!
The best explanation I have ever heard on Securitization, Thank You
This video , especially this much very clearly and clarity explanation deserves more subscribers
👍👍👍👍👍just like that. Stressed for a whole day not understanding. But after 7 minutes of this, I finally understand 🤙🏾❤️.
Absolutely Master Class Video for Securitization ❤❤❤
Such a great job ma'am, so simple easy to understand language,❤
Explained in a clean and transparent manner.....luvd the video
Complicated process taught well in simple language with practical insights.. thank you 😀
God bless you!!! The video couldn't have been better... agree with all... explored a lot to understand the concept ... you made it through... thanks
Tnkew so mch mam. U explain very well and clear all my doubts. And I think so if anybody wants to understand rhe concept of securitization, just need to watch ur video.
So far the best Video I've come across for Securitization !!! Thankyou so much ma'am. Watching it 2 hours before exam. Would be forever indebted to you. Thankyou somuch❤️🙏🏻
Wasted more than a hour on watching different videos on MBS but finally found your video which cleared all my queries.
Same bro very clear explanation 😊
Extraordinary explanation of the concept! Thanks....
Really Impressive! I generally understand Financial Concepts on my own but this topic was difficult for me and you have made it so simple! Kudos 💯
Very easy to understand, excellent video. (I am into asset management myself)
One of the best explanation Madam jii❤
So nicely and clearly explained. Awesome!!
Perfect explanation.... After 5 videos on secularisation i got clear with this video
Amazing explanation...
That's really makes sense to me, after your video..
Excellent one! Beyond amazing explanation
I was really wondering what exactly it is, you made it so easy...thanks a lot
Wowww, What a explanation 👍
Thank u so much❤❤
Best explanation that you can find on youtube!
Wow thank you so much mam it's very much help ful to understand the whole topic
I can't believe there are other videos that is longer and harder to understand have more views than this videos. This videos deserves 137k likes.
Amazing ma'am
You really explained everything so nicely ❤
I cant go away without thanking you.. You made terms and concept simple thanks alot
First video.... Which I opened in RUclips regarding securitisation. And no need to see other videos 🎉
Thankyou for explaining in such a simple and easy way!
The best video so far, keep doing the great work
Great mam. I understood the concept clearly. Expecting more videos from you
Wow!!! A big thank you for this condensed well explained notion on securitisation.
Simple sweet and straight forward, Thanks for the video
Best ever explanation of process in just 5 minutes
Excellent. Crisp and clear. Thank you.
Well done. Very good explanation, it’s simple to understand.
Very nice explanation, to the point and crystal clear
Awesome explaination mam.....☺️ Glad to see ur video
Nice lecture it was. By the way I came to understand the topic which was given in January Current Affairs
Very easy and understandable explanation of the concepts. Well done!
Very simple and understandable..thanks so much
Very well explained.
You have explained the concept very clearly.
Thank you!
What an on point simple explanation .. thank you
It really helped....Nice and to the point explanation. 😊
Securitization, the practice of pooling together various types of debt instruments (assets) such as mortgages and other consumer loans and selling them as bonds to investors. A bond compiled in this way is generally referred to as an asset-backed security (ABS) or collateralized debt obligation (CDO). If the pool of debt instruments consists primarily of mortgages, the bond is referred to as a mortgage-backed security (MBS). The holders of such securities are entitled to the receipt of principal and interest payments on the debts underlying them.
Securitization got its start in the 1970s, when home mortgages were pooled by U.S. government-backed agencies. Starting in the 1980s, other income-producing assets began to be securitized, and in recent years the market has grown dramatically. In some markets, such as those for securities backed by risky subprime mortgages in the United States, the unexpected deterioration in the quality of some of the underlying assets undermined investor confidence. Both the scale and persistence of the attendant credit crisis seem to suggest that securitization-together with poor credit origination, inadequate valuation methods, and insufficient regulatory oversight-could severely hurt financial stability. Increasing numbers of financial institutions employ securitization to transfer the credit risk of the assets they originate from their balance sheets to those of other financial institutions, such as banks, insurance companies, and hedge funds. They do it for a variety reason. It is often cheaper to raise money through securitization, and securitized assets were then less costly for banks to hold because financial regulators had different standards for them than for the assets that underpinned them.
Securitization was initially used to finance simple, self liquidating assets such as mortgages. But any type of asset with a stable cash flow can in principle be structured into a reference portfolio that supports securitized debt. Securities can be backed not only by mortgages but by corporate and sovereign loans, consumer credit, project finance, lease/trade receivables, and individualized lending agreements. The generic name for such instruments is asset-backed securities (ABS), although securitization transactions backed by mortgage loans (residential or commercial) are called mortgage-backed securities. A variant is the collateralized debt obligation, which uses the same structuring technology as an ABS but includes a wider and more diverse range of assets.
Very good informative video in a short and crisp manner ❤️👌
Crystal clear explanation. Thanks.
Very comprehensive! thank you so much!👌👌👌
What a explanation. incredible explanation mam
Thanks a lot..well explained 😊
Excellent explanations. You made the topic cristal clear. Thank you 👍
Thank you, a great video on the securitization process.
Thank you very much for your wonderful explanation madam.
Wow Amazing, its very helpful.
Beautifully explained💯 . Thanks for the video🙂
Too Good is an understatement Ma'am 👌
a really helpful and understandable presentation. thank you.
Beautiful and clear explanation❤
Concept is very well explained ✨
Amazing, underrated YT channel.
Well Explained. Thank you so much ❤
thanx the video makes soo much sense!! Now I finally understand securitization!
That was perfectly explained . Thank you maam !
Thank you so much for giving info in crisp and clear manner
Very well explained ma'am, thankyou!
Wonderful Explaination! Thanks!
Pleased make more such type of videos on different topics you are soo good ....need a mentor like you 🙏☮️
Wonderful explanation..thank you mam❤
Just beautiful👌. You have explained in a very simple manner mam. Tq🙏
Thanks for the lucid explanation
Superbly explain . Keep it up 👍
Very well explained. Thank you.
Thank you for making the complicated concept easy.
very good way of explainig. thnaks
Babbi. This is simple and precise. Thanks.
God!! This video is a saviour ✨
Amazing explanation and so simple to understand!
Great video. Thank you :)
well explained
Great Explanation on rare subject