SWP to make regular income from investments? SWP With Live Demo | Earn & Make Money at same time
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- Опубликовано: 26 июл 2024
- A systematic withdrawal plan (SWP) is an investment strategy where an investor withdraws a predetermined amount of money at regular intervals from their investment portfolio. Here are the details, pros, and cons of a systematic withdrawal plan:
0:00 Introduction
1:19 How it works?
3:48 Live Demo
5:39 SIP vs SWP
6:37 Right SWP Amount
9:52 Advantages
10:23 Risks and things to consider
Details:
1. Regular Withdrawals: With an SWP, investors can choose the frequency and amount of withdrawals they wish to make from their investment portfolio. Common intervals include monthly, quarterly, or annually.
2. Flexibility: Investors have the flexibility to adjust the withdrawal amount or frequency based on their financial needs and market conditions.
3. Investment Portfolio: SWPs are typically set up using mutual funds, exchange-traded funds (ETFs), or other investment vehicles. The withdrawals are made from the accumulated funds within the investment portfolio.
Pros:
1. Regular Income: SWPs provide investors with a steady stream of income, making them suitable for retirees or individuals seeking regular cash flow from their investments.
2. Discipline: By establishing a systematic withdrawal plan, investors can maintain financial discipline and avoid impulsive or emotional decisions regarding their withdrawals.
3. Potential Tax Benefits: Depending on the investment vehicle and holding period, withdrawals from certain investment accounts may be subject to favorable tax treatment, such as capital gains tax rates.
4. Rupee-Cost Averaging: If withdrawals are made during market downturns, investors may benefit from rupee-cost averaging, purchasing more units of an investment at lower prices.
Cons:
1. Market Risk: SWPs are subject to market fluctuations, and prolonged bear markets or poor investment performance can deplete the investment portfolio more quickly than anticipated.
2. Risk of Outliving Savings: If the withdrawal rate is too high or if investment returns are lower than expected, there is a risk that investors may outlive their savings, especially in retirement.
3. Transaction Costs: Depending on the investment vehicle and brokerage fees, frequent withdrawals through SWPs may incur transaction costs, reducing overall returns.
4. Inflexibility in Market Timing: Unlike lump-sum withdrawals, SWPs may not allow investors to time the market or take advantage of potential investment opportunities during market upswings.
In summary, a systematic withdrawal plan can provide investors with a reliable income stream and financial discipline but carries risks such as market volatility and potential depletion of savings. It’s essential for investors to carefully consider their financial goals, risk tolerance, and investment strategy before implementing an SWP. Consulting with a financial advisor can also help in designing an SWP tailored to individual needs and circumstances.
SWP in Tamil
SWP for Monthly Income
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Bro oru chinna doubt. Consider if I'm investing daily some amount in Nifty bees after 15 years what will be my return percentage? Note: I'm investing daily approximately 240 days. My return percentage will 15 - 30 or it will be like 200 , 300 percentage explain pannunga.
Sir i am a single mother have 2 kids. I get 22k salary . I want to invest in sip. Pls specifically guide me.edula invest pana .
Lllll😊Lille looopppplp@@kartswag01
Bro ungaloda SIP list solunga bro...enana MF la poatrukinga nu
@sivakumarktp My Mutual Fund Portfolio | SIP Investments for Long term | Mutual Fund Returns & Charges
ruclips.net/video/Ji5Cg2O_XDs/видео.html
Now I m 35.. I have a feeling why
I was not thought about these investments in my young age. Being a home maker if I had known this I would have a decent saving by now.
Better late than never. I m sure I will teach my kids about investments in a very young age.
As usual very well and clear explanation for SWP.
Thanks Boosan..!!!
New look and style 😜
Good explanation of SWP concepts with live examples. Keep it up
Unique content with extraordinary explaination ❤
Well explained covering all aspects of swp!
Hi bro . Nice information. But , The problem with SWP is withdrawing as the actual amount . Because in the initial period of your SWP , if the NAV goes down because of volatility, then more units have to be sold for the same required amount , so the corpus can run out soon than expected , the averaging might not work . There is difference between facing a market downturn in the initial period of SWP rather than the end period of SWP . I feel it could be better to set a SWP based on the number of NAV to be sold every month which will leave you in a better position. It’s a psychological thing , whether you are able to accept a volatile corpus or a volatile cash flow every month .
Its a very good idea. But is there a possibility to sell the number of units(Nav) instead of fixing the money.?
Today I learnt a new thing in investment 🎉 thankyou bro ❤
புதிய தகவல்களுக்கு , நன்றி boosan bro ❤😇🤟👍
I have learnt a very new concept today. Thanks for your very useful insight
Bro your videos are very informative and useful, infact I started my investment journey after watching your videos, thank you so much for sharing your knowledge. Keep educating people,
God bless you and your family..!!!
Actually I'm the one asked this question in Instagram. Thank you for posting
Super explanation 👏
Thanks bro
Ultimate presentation 👏👏👌👌
Very useful info.. (as usual).. thanks bro 😊
Thanks for the great info. bro... 😊
Thanks for sharing a very useful video
Great explanation brother 🙌
Crystal clear explained bro
First time learning this thanks for sharing it bro🙂
Good u addressed fixed incomes...
Thanks Thalaiva 🎉🎉
Excellent brother
Ur videos are amazing.. I learnt a lot from u .. boosan
nice information on swp boosan
Classic. Well-done
A fantastic professional explanation in the local vernacular. Helps us organize. Thank you.
Bro your voice is equal to actor vishal
And your video is also Good 👍
Wow man amazing, thanks for sharing
Superb bro
Thanks for the wonderful explanation. I am your subscriber and I follow all ur videos. I have a request if you don't mind can you do a video on how to identify shariah complaints stocks.
1. Shariah complaints stocks
2. Mutual funds
3. Bees
And any other way of investing for people like me who follow shariah complaints I am already investing in Tata ethical mutual fund please help
Bro....FMCG sector la ....sip inverse panna mudiuma
Good job 👏👍
Thank you 🙏
I'm planning to use liquide app. Is it safe to use? Please clarify
Super content bro❤
Thank you 🙂
Bro iam alfred from Trichy iam regularly watching your videos it is more informative and gives more education to customer about the current financial situation bro is it good to invest in itbees or through nippon it mutual fund which one you suggest bro
Groww la etha buy panna mudiyuma bro. groww app la check pannuna entha mathri option erukura mathiri therila. pls tell me
Bro, nan enga erunthu start pannanum yaru best investment broker
Thank u sir
Would it be sensible to just invest in Midcap 150 index ETF rather than going with Mutual funds for a longer horizon?
Hi Booshan, can do show us how to do SWP for smallcase users? Can you do a demo of this?
Nps full details sollunga i am ur new subscriber
South Indian bank rights issues video poduenga bro . Nan South Indian bank shares 6 month before 100 shares buy pannan. Ippo nan rights issue participate pannalam think pannuran aana epidi pannurathu puriayala bro. Video poduenga bro viewers ku useful ha irrukum bro
Brother ninga enna work panriga.
MUTUAL FUND, STOCKS ITHU MARI KNOWLEDGE Yenga padichinga
Hi Sir, Kindly tell me how to way start the investment. That means which way to start
Hi Boosan
I am watching your videos and it's simply superb.. you explain the concepts and process in a very fundamental and crystal clear way.. Thanks a lot and keep up the good work!!
Can you please say whether we can initiate SWP at any time for any type of mutual fund scheme.. I am a beginner to Mutual fund world.. Would like to know whether this option need to be enabled at the start or can do later and as well SWP is applicable for only certain MF schemes..
Boosan bro trading pathina ungaloda pov la oru video or shorts podunga pls
Boosan which is the best fund of swp for,next 15 for withdrawal 1500 out of 1 lac lump sum investment?
Split sip pannalama illa ora index fund la invest pannanum ethu best
Hi Boosan, Thanks for explaining SWP. Can you please make a video on how you converted your MF and shares to NRI account while being abroad and how to convert it back after settling in India. With zerodha it is offline process and with Kuvera they used to say to close all existing and start new NRI account where we will loose old Investments. Will this conversion works in same way for new OCI card holders also as they will renounce Indian citizenship? Thank you for your other explanations too.
is there a tax benefit for SWP? if yes, only the entire profit can be withdrawn time to a time basis or divided the profit and swp (leaving the principle)
The expense ratio for some funds have been revised and have increased since I started SIP, how should I decide whether to continue or not
Bro Momentum index fund vs normal index fund video podunga. It got huge difference in returns with same risk
Navi,zerodha, Edelweiss funds laam expense ratio kammiya irukku...intha fund house laam reliable ahh brother
Which fund (Nifty 50 or Large midcap or hybrid fund) will be invest for long term SWP for child education purpose. Could you suggest me please.
Kotak life wealth maximizer plan .. yearly invest upto 12yrs after that yearly returns upto age 70. Plz explain pros & cons sir
Ena bro 2 weeks emla aachu video ve varala ...online class um mudichachu inga videos edhum update aahala😢
All funds can we setup SWP?
Bro nav oru planla athigama iruku 250 iruku next plan la 50 iruku etha vanganum
I bought the zee learn stock but it's goes to predic call auction..when I am able to sell the share
Hi, whether SIP and SWP can be managed with the same fund..
Monthly 5000 sip and 3000 SWP in the same fund possible ?
I am a Behigner have lumsum which is best for mutual fund investment
Bro, Mutual fund vs bees vs stocks which is best for investing?
When is the right to invest in SWP.. now it's a bull market, does that yield good returns ? Also which funds to invest for swp..
While ideally, rising markets can be advantageous, the decision to implement SWP should not solely rely on market conditions but rather on our personal financial needs. SWP becomes sensible when there is a genuine requirement for a regular cash flow; otherwise, remaining invested is the wiser choice.
Bro how to invest in dips..how can I find the particular day will going to down.the thing is the very next day only I can find the previous day went in trouble.kindly please clarify if possible make it a separate video.
Bro ARCA exchange what is this bro. Pls explain to me. Thanks ❤
Plz discuss NSE IFSC
Which fund best for swp
Sir swp la LTCG tax epapdi work agum nu explain pannuga sir . Using swp can we save tax by limiting the withdrawal per financial year below 1.25 lk as per 2024 budget new limit to avoid 12 % LTCG tax on equity mutual fund
🔥
Anna mutual fund la dividend yield pathi konjam video podunga Anna ❤️
Gold adaguvachi 10 lac pottu swp la monthly income panna use aguma
How to set SWP in grow app?
11:32 they calculator for each withdrawal ,Then after 1year if we withdraw 5,000 per month after tax exception of one lakh we have no tax to be pay right
Is this right
Can we invest and withdraw from the same MF at the same time ? like for example can i invest it 2 months once . so for one month ill sell and the other month i can buy . since this withdrawal amount will be less i wont face any disparity . can we do that ?
NIFTY50 la SIP podanum entha app bro best pls sollukal
Bro, could you please suggest some stock for SIP investment.
Equity fund ல sip best aption ? ah boss
Sip to swp conversion..make a video plz
Hi brother, how to split and invest 10k in different Mutual fund
Is there is any other way to join in your membership I can't add my debit card
Hi bro - Please talk about Arbitration Funds. And Arbitrage vs Ultra short Term to park Emergency money
SWP plan interested. my age 44. How to choose swp when investing ? which sip is good for swp?
Epadi SWP ku apply pananum oru video podunga example from angrlone or any other app or which bank best to apply SWP
Swp monthly or yearly withdrawal ku tax pay panuma??
Can you explain STP (Systematic Transfer Plan), please?
Angel one App la eppdi stock Venkurathu konjam sollunga
Swp investment Direct ha 5paisa app la pannalama
Hello,
Why you didn't take the others charges into account?
When we buy and sell there are charges right for each buy and sell ??
when we buy if NAV is x with charge it will be x+charge same for when we are selling it
Please clarify
Thank you
On most platforms, there are no separate charges for buying or selling. The expense ratio will already be factored into the NAV value, and an exit load will be charged if the investment is withdrawn prematurely.
Today can I sell kpi energy??
Na monthly 18K salary vanguren athula 10K invest pandren ennaku tax slab epdi find pandrathu. Na tax pay pannanuma...? Tax pathi koncham detail ah solluga bro
Tax Filing in less than 5 mins (TAMIL) - Income tax return filing 2022-23
ruclips.net/video/ECGdKA2778U/видео.html
Is it possible to do swp in kite app.
Boosan bro i have two kids one is 5years old another one is 3... Can i invest 1lakh each in nifty at swp ... At the age of 25 or 30 years they can withdraw a partial payment from that... If they have a job or not am feared of their future so pls reply me
hi, what is best, investing chunk of money in one mutual fund via SIP or splitting them into different categories. for example, if i can invest 5000 per month, is it best to put all in one fund (nifty 50) or split into multiple categories (nifty 50, multi cap, dept) and enable step up.
Kindly reply this
Splitting into 2 to 3 fund is ok.not more
@@amsalekabaskar3840 thank you
Stocks le erunthum swp eduka mudiuma
NANDRI SIR
NANDRI SIR
Bro HDFC Swing STP pathi podunga bro rmba confusing ga irukku
bro can you guide me invest a swp step by step and monthly 5k investment in stocks or mutual funds