Home loan amount 8lacs sir Tenure 10 years, monthly emi 13402 Total amount 1600000 payment Varathu Entha total amount decrease pananum sir idea sollunga sir
தாங்கள் வங்கிகளில் மற்றும் ஃபைனான்ஸ் கம்பெனியில் கடன் வாங்கிவிட்டு தவனைகளை கட்ட முடியாமல் கஷ்ட படுபவரா? கிரெடிட் கார்டு கடன் கட்ட முடியாமல் தவிப்பவரா? பல கோடி ருபாய் சொத்துகளை அடமானம் வைத்து திருப்ப முடியாமல் அவதி படுபவரா? தங்களுக்கு தகுந்த ஆலோசனை சொல்லி திர்வு காண வழி காண்பிக்கப்படும். நம்பி வாருங்கள் பலன் கிடைக்கும். நாங்கள் தனியார் நிதி 50 லட்சம் முதல் 100 கோடி வரை கடன் வழங்குகிறோம். பிரதான நிலத்தை வாங்குவதற்கும் விற்பனை செய்வதற்கும் நாங்கள் வசதி செய்கிறோம். தகவலுக்கு, 8925099368 என்ற எண்ணுக்கு அழைக்கவும் அல்லது whatsappல் தொடர்பு கொள்ளவும். ******** Are you struggling to pay EMI for the Loan received from private finance & Banks? Do you face difficulties in repaying Credit card Loan? Are you worried, whether you can recover the assets pledged in mortgage? Trust and come; We have solution for your problems. We offer private finance and lending from 50 lakhs to 100 crores. We facilitate prime land for buying and selling. For further queries WhatsApp or call 8925099368.
If you are taking home loan from private banks / institutions, avoid taking term insurance from them. You can take term insurance in LIC also as the premium is lesser.
Three important things 1. Buy a term insurance outside with sum assured equivalent to ur loan amount. 2. Keep the tenure minimum as possible so that you won't end up paying double the amount you take loan. 3. Go for the maximum part payment in the first half of the tenure. Bcz 75% of interest will be deducted in that period only. Example: For 15 Years tenure, try to do the part payment before 7 to 9 years. This is how we can save maximum from an home loan. Pt 2 & 3 is applicable for all loans. Thanks You Theneer Idaivelai for answering all the common people daily life questions. 👏🙏🏼
@@rithikanilasakthivel2302 Original : 30L, 20years , 7% interest emi amount : 23,259 interest for 20years: 25.82 Lakh. proposal 1: now increasing emi amount 5000 for reducing tenture period. emi : 28,259 ( original emi+5000) tenure period : ~13 years interest : 15.77 Laksh if you increase emi amount by 5k, For our case you can close loan amount 13 years insead of 20years. apuram interest (25.87-15.77 = 10.1 Laksh) kattrathum save paniyatchu.
@@rithikanilasakthivel2302 5k increase panni 10L interest save pnnitenga. option 2 : Mutal fund index indian index fund averge return per annum is 14%. SIP la 5000 per month pay pannaa. 13 years la 22.14 Lakh varum(avg 14% ku). some time 14% illama 17% kuda index fund pogum. kammi aagathu. so ipo SIP concept la 13 years la u will get 22L. which is higher than 10L interest amount deduction.
Homeloan payments will be provided as part payments. Until you get final part payment actual home loan emi will not start. You Will be paying only the interest for received part payment. Hidden issue no homeloan company says...
Always take a seperate term insurance to cover your home loan do not go for insurance with home loan Bank /Lender coz they will charge interest for your insurance premium aswell also don't buy traditional policy, which is a blunder to cover risk of home loan.
Bro. nalla thaaan irukku. Enna Panna home loan interest kuraiyum nu detailaaa sollunga. Eppadi interest kurayanum nu sollaradha vitutu eppadi loan vaanganum nu daan sollreenga.
Fixed EMI bank la irunthu pay panna solluvanga. Athu poga additional amount first 2 or 3 years la pay panningana, outstanding loan amount reduce agum. So you can close your loan soon. Example, 15L loan la 2 or 3 lakhs part payment panninga na, nearly 5 years EMI avoid pannalam.
வங்கியில் வீட்டு கடன் வாங்காதீர் மக்களே. சிறுக சிறுக சேமித்து, உறவுகளிடம் மற்றும் நண்பர்களிடம் வட்டியில்லா கடன் பெற்று வீட்டு காட்டுங்கள். வட்டி குறையும் போது அது தானாக குறையாது. அதற்கு ஒரு தொகை கொடுத்தே குறைக்க வேண்டும். Home லோன் இன்சூரன்ஸ் போடவே போடாதீங்க. வாங்கும் போது ஒன்று பேசுவார்கள். ஆனால் நடப்பது வேறு. இதனால் பாதிக்கப்பட்டவர்கள் நாங்கள்
முதலில், உங்கள் பயனுள்ள தகவல்களுக்கு நன்றி, 10000 முதல் 15000 சம்பளம் வாங்குபவர்களுக்கு கடன் கிடைக்குமா என்றும் பதிவு செய்திருக்கலாம் நீங்கள் , நிறைய பேருக்கு பயனுள்ளதாக இருந்திருக்கும் என்று என் கருத்து. நன்றி.
Any loan bankers or housing loan institutions won't allow or process without insurance deduction.Family nominee can claim only if loan payer get expired.
Instead of taking loan save money and build as our capacity, banks are leaches. If the banks give loans without interest like Saudi Kuwait you can get, when will it happen in our country?
Bro cgtmsc loan vangetu crt time la loan payment panitu iruthaga avaga accident la death agetaga ana bank la loan payment pani than aganum apadinu vitula irukera person keta ketkeraga and then avaga loan vanguna aipo credit guarantee nu oru insurance potu iruthaga ana athu claim Pana soina try Pandra solitu vitutaga but ipo antha loan avaga pay pananuma
அண்ணா ஒரு பெரிய சந்தேகம் அண்ணா plsss நான் ஒருத்தருக்கு persnol loan வாங்கி குடுத்தேன் இப்போ அவுரு கட்ட தவறிட்டே இருக்காரு என் loan account hdfc avurukitayu hdfc account iruku இப்போ என் லோன் accounta அவுரு pay pandra மாறி மாத்த முடியுமா pls அண்ணா help
Education loan pathi oru video podunga bro vankidu katta mudiyama rumba kasda padurom entha govt thallipadi pannura ga nu sollydu thallipadi pannave illa
I have applied conversion in hdfc and paid also , it will impact next month. Now interest moved 9.16 if incase RBI planning to reduce rate of interest in future, my loan rate of interest will be reduce automatically right or fixed?
Along with Home loan if we are taking insurance as stated, should we pay premium for that insurance, if yes means what will be the period of interval??
If you are taking term insurance, u can take it for the no of years your loan tenure is going to be. So that ur loss will not impact ur dependents at any time by covering the entire loan amount. The premium will be paid for all those years.
Yes. You have to pay the premium. That insurance they will convert into emi along with home loan emi. You can choose period of interval for loan insurance. I have taken loan for 20 years and insurance taken for 15 years. Approximately 20000 Loan emi + 700 insurance emi.
அருமையான பதிவு தெரியாதவர்கள் தெரிந்து கொள்ளும் ஒரு அற்புதமான பதிவு 💯😍🤩
En salary 35k....recent ah apartment vaangunom chennai la.... 2bk second hand thaan...price 28.5 lakhs.....full amount um home loan potu thaan vaangunom.... registration selavae 4.5 lakhs kita aayiruchu....so 28.5 lakhs property kaasu ku loan eduthutom... registration selavuku kai la irundhu thaan potom 4.5 lakhs...
Home loan edutha....neenga select panra tenure poruthu overalla kodukra amount maarum... example na 28.5 lakhs loan ku tenure 30 yrs pota monthly emi 18.5k kita varum...but 30 yrs pay panumbo 28.5 lakh ku 65 lakh kita pay panven....
Adhuvae tenure ah 15 yrs pota...EMI 23k kita varum....but overalla pay panra amount 42 kita thaan varum....so mudinja alavu tenure kammi panunga...
Idhulam thaandi doubt irundha keela comment panunga...ennala mudinjadhu solren.....na edukumbo clarity ila...so mathavangalku aachu helpful ah irkatumae nu thaan solren
Home loan amount 8lacs sir
Tenure 10 years, monthly emi 13402
Total amount 1600000 payment Varathu
Entha total amount decrease pananum sir idea sollunga sir
தாங்கள் வங்கிகளில் மற்றும் ஃபைனான்ஸ் கம்பெனியில் கடன் வாங்கிவிட்டு தவனைகளை கட்ட முடியாமல் கஷ்ட படுபவரா?
கிரெடிட் கார்டு கடன் கட்ட முடியாமல் தவிப்பவரா?
பல கோடி ருபாய் சொத்துகளை அடமானம் வைத்து திருப்ப முடியாமல் அவதி படுபவரா?
தங்களுக்கு தகுந்த ஆலோசனை சொல்லி திர்வு காண வழி காண்பிக்கப்படும்.
நம்பி வாருங்கள் பலன் கிடைக்கும்.
நாங்கள் தனியார் நிதி 50 லட்சம் முதல் 100 கோடி வரை கடன் வழங்குகிறோம்.
பிரதான நிலத்தை வாங்குவதற்கும் விற்பனை செய்வதற்கும் நாங்கள் வசதி செய்கிறோம்.
தகவலுக்கு, 8925099368 என்ற எண்ணுக்கு அழைக்கவும் அல்லது whatsappல் தொடர்பு கொள்ளவும்.
********
Are you struggling to pay EMI for the Loan received from private finance & Banks?
Do you face difficulties in repaying Credit card Loan?
Are you worried, whether you can recover the assets pledged in mortgage?
Trust and come; We have solution for your problems.
We offer private finance and lending from 50 lakhs to 100 crores.
We facilitate prime land for buying and selling.
For further queries WhatsApp or call 8925099368.
1lac seetu potu side la eadhachum velaiku poi katunga... Adha vechu partial payment pani pani loan adachudunga 10yrs munadiye
@@thalabakthan432 5 years only pannunga emi
Home loan insurance evlo katringa month ku aprm ungaloda interest rate enna
உங்களுடை பதிவு சில நாட்கள் ஆக கவனித்து வருகிறேன் மீக அருமையக உள்ளது மிக பயணகவும்அறிவுபுறமாகவும் உள்ளது
உங்கள் குழுவுக்கு வாழ்த்துக்கள்
❤
Thumbnail says how to reduce interest rate.. video la adha pathi sollala brother
Best👍 video pa middle class people brief aa explain panitiga thanks 🙂
If you are taking home loan from private banks / institutions, avoid taking term insurance from them. You can take term insurance in LIC also as the premium is lesser.
வீட்டுக்கடன் வாங்கிய போது 16.5% அடைக்கும்போது 36% விவசாயநிலத்தை விற்று கடனை அடைத்தேன்...ஜெய்ஸ்ரீராம்...
Inga 1 lakh sampathicha 1 crore kada vanguranga atha problem bro
Romba kodumaiya irukku
@@worldisnotonlyforhuman7784அவங்க 36,% வட்டி யா 1.50p வட்டி ஏமாற்றி லோன் கொடுக்கிறார்கள்
Home loan eduthavan ta kelunga, en da eduthom nu feel pannikitu irukom.. sambarikara kaasu ellam bank ku daan pogudhu..🙁
Ppf account try pannunga bro
@@psvibeesh8878 apdina
@@psvibeesh8878 teliva solunga bro
Which bank bro
True. 20lakh 20years eduthom . Total repayment 40laks varudhu
சார் மிக அற்புதம் நல்ல உறுப்புடியான சேனல் சூப்பரோ சூப்பர்
Three important things
1. Buy a term insurance outside with sum assured equivalent to ur loan amount.
2. Keep the tenure minimum as possible so that you won't end up paying double the amount you take loan.
3. Go for the maximum part payment in the first half of the tenure. Bcz 75% of interest will be deducted in that period only. Example: For 15 Years tenure, try to do the part payment before 7 to 9 years.
This is how we can save maximum from an home loan. Pt 2 & 3 is applicable for all loans.
Thanks You Theneer Idaivelai for answering all the common people daily life questions. 👏🙏🏼
👏👏👏
Ethuku minimum tenure edukanum..
Example 5000 extra home loan emi la podurathu pathila SIP basis la mutual fund la podalaame
@@tamizhan9606 idhu epadi profitable ah irukum nu explain ah sollunga bro
@@rithikanilasakthivel2302 Original :
30L, 20years , 7% interest
emi amount : 23,259
interest for 20years: 25.82 Lakh.
proposal 1:
now increasing emi amount 5000 for reducing tenture period.
emi : 28,259 ( original emi+5000)
tenure period : ~13 years
interest : 15.77 Laksh
if you increase emi amount by 5k, For our case you can close loan amount 13 years insead of 20years. apuram interest (25.87-15.77 = 10.1 Laksh) kattrathum save paniyatchu.
@@rithikanilasakthivel2302 5k increase panni 10L interest save pnnitenga.
option 2 : Mutal fund index
indian index fund averge return per annum is 14%.
SIP la 5000 per month pay pannaa.
13 years la 22.14 Lakh varum(avg 14% ku). some time 14% illama 17% kuda index fund pogum. kammi aagathu.
so ipo SIP concept la 13 years la u will get 22L. which is higher than 10L interest amount deduction.
Explain about student loan bro. Very important topic
6 to 60 movie background music Vera level editing.... 😍👏super ji
Explanation is very good
Homeloan payments will be provided as part payments. Until you get final part payment actual home loan emi will not start. You Will be paying only the interest for received part payment. Hidden issue no homeloan company says...
BRO simple ha sonnalum super ha sonninga tq bro 🎉🙏
New type of Advertisement. Anyway useful information 😊
Post office PPF pathi oru video podunga boss
Study loan pathi video poduga na
Vehicle own board to t board change panna enna pannanum athukku oru video podunga bro
SPG மற்றும் Z+ பாதுகாப்பு பபற்றி வீடியோ போடுங்க.... தெரிஞ்சிக்கணும் ஆர்வமா இருக்க.... நெறைய வீடியோ பாத்துட்ட ஒன்னு புரியல... Please... Video போடுங்க 🙏
Kaapan video parunga bro
Ni ennuma etha kekkura
already potanganu ninaikren
Ippo than theditu iruntha.udane video vanthiruchu 🔥
Ama bro 🤣
Sir very much understandable...
Pls make a video about education loan full details...
@NBFC -NUMBER PROFILE👈 thank you for reply.. what's app number pls
Always take a seperate term insurance to cover your home loan do not go for insurance with home loan Bank /Lender coz they will charge interest for your insurance premium aswell also don't buy traditional policy, which is a blunder to cover risk of home loan.
kindly share about differences in traditional policies. which policy is good to take for home loan insurance sir.
Education loan pathi detail podunga bro
Bro innum detailed ah irundu irukalam,
Home loan advantages and disadvantages,
Gold ah pledge panalama or 80% amount full ah home loan edukalama ???
Updey konjam education loan ha pathiyum solunga bro..
Bro certificate orungial kuthu thurukan retan vanga robba time akuranga valapakura edathula atha ithurumba vanga valli iruntha sollunga... plees
Very useful for this video....
Bouncing charges pathi video podunga bro pls
Neenga potta neraya video pathu eruka but ethu super bro🥺
Super very wel explanation....
Much needed !
Fixed interest not available for long duration..
Bro education loan and athoda tax benefit pathi podunga bro
Bro. இந்த பிரதம மந்திரி scheme la vetukaturatha pathi soluga bro
Kindly upload about car loan as well
Love your Videos...✌️✌️❣️
Nalla information thanks bro😍
bro informative videos than but fixed interest rate is not fully till tenure, its only for 2 years for some time only
Hi it's very important msg for me bro.useful information
Bro. nalla thaaan irukku. Enna Panna home loan interest kuraiyum nu detailaaa sollunga. Eppadi interest kurayanum nu sollaradha vitutu eppadi loan vaanganum nu daan sollreenga.
Fixed EMI bank la irunthu pay panna solluvanga.
Athu poga additional amount first 2 or 3 years la pay panningana, outstanding loan amount reduce agum.
So you can close your loan soon.
Example, 15L loan la 2 or 3 lakhs part payment panninga na, nearly 5 years EMI avoid pannalam.
Money adhigama irukkum poodhu asal amount ah setthu setthu kattuna interest koraium
வங்கியில் வீட்டு கடன் வாங்காதீர் மக்களே. சிறுக சிறுக சேமித்து, உறவுகளிடம் மற்றும் நண்பர்களிடம் வட்டியில்லா கடன் பெற்று வீட்டு காட்டுங்கள். வட்டி குறையும் போது அது தானாக குறையாது. அதற்கு ஒரு தொகை கொடுத்தே குறைக்க வேண்டும்.
Home லோன் இன்சூரன்ஸ் போடவே போடாதீங்க. வாங்கும் போது ஒன்று பேசுவார்கள். ஆனால் நடப்பது வேறு. இதனால் பாதிக்கப்பட்டவர்கள் நாங்கள்
நண்பர்ட கடன் வாங்கி கட்டுறதா ... நீங்க விவரம். நண்பன் முட்டா பீசா...
Ena achu sis
Villangam patta chitta and enga area la ore edatha rendu peru register Pani irukanga athu epdi ?
Bro villangam na ennanu sonning ah but sibil score pathi sollunga bro
Can you tell Home loan insurance plan and if we didn't have insurance is there any problem
MSME loan guidelines please
Super concept
முதலில், உங்கள் பயனுள்ள தகவல்களுக்கு நன்றி,
10000 முதல் 15000 சம்பளம் வாங்குபவர்களுக்கு கடன் கிடைக்குமா என்றும் பதிவு செய்திருக்கலாம் நீங்கள் ,
நிறைய பேருக்கு பயனுள்ளதாக இருந்திருக்கும் என்று என் கருத்து. நன்றி.
Ama
Sss
மாத சம்பளம் 20000 அதிகமாக இருந்தால் கடன் கிடைக்கும்....
அது எவ்வளவு லோன் எடுக்க போறிங்க எத்தன மாசம்ன்றத பொருத்தது
@@moneyawareness நன்றி
Bro blank la insurance podunga nu solathenga... Specific ah enna insurance solunga
Vivasaya kadan udane asal amount kata solaraga Anna interest madum Kaduna pothuma ga yeppadi ga vivasa kadan patri soluga pls pls
Pls put how to change address in Driving license bro? Fm Chennai to Hosur. Too much headache.
My self also same feeling need to buy home 🏠 …😢😢 don’t worry dude one for sure
Loan account la irunthu eppadi amount transfer panrathu? Cash withdrawal panna mudiuma? Eppadi amount ah seller ku kudukrathu?
அருமை
Music semma ya eruku anna....
Anna apdiye land approval (Panchayat approval dtcp , blue print approval, ithapathilam clear ah sollungaa , thankyou
Bro Madras University application pathi information aolunga bro
Appadiyea home build up pana. planning approval and building approval procedures pathi oru video bro
Bro home to take over one bank to another bank details ah oru video podunga anna
Arumaiyana pathivu
Your video are useful na super
Good explanation
Thanks
Thank you for information
பொதுவாக lon poddu veedukaddathingka eathuvum வங்கதிங்க please
There is no fixes interest concept in home loan
Modi home loan pathi sollunga bro
Anna thena sakthi loan skim paththi thelivana oru vitio potungka
Please explain why we need to pay an extra amount for a fixed interest type la.
Innum details ha video podunga home pathi
And that insurance details lam crcta podunga . especially medical details due to a small error my claim got declined
Any loan bankers or housing loan institutions won't allow or process without insurance deduction.Family nominee can claim only if loan payer get expired.
Instead of taking loan save money and build as our capacity, banks are leaches. If the banks give loans without interest like Saudi Kuwait you can get, when will it happen in our country?
Cc loan convert emi loan intha pathi sollunga bro
Business loans pathi solluga atha loan stop pana mudiunma
Semma bro👍🔥
Sir already personal loan pohitu irukumbodhu land vanguradhuku yepdi loan edukuradhunu konjam sollunga sir
How to reduce the intrest of educational loan
Cibil score pathi konjam sollung
Hw to apply for prime minister insurance card and chief minister insurance card?
Bro cgtmsc loan vangetu crt time la loan payment panitu iruthaga avaga accident la death agetaga ana bank la loan payment pani than aganum apadinu vitula irukera person keta ketkeraga and then avaga loan vanguna aipo credit guarantee nu oru insurance potu iruthaga ana athu claim Pana soina try Pandra solitu vitutaga but ipo antha loan avaga pay pananuma
அண்ணா ஒரு பெரிய சந்தேகம் அண்ணா plsss நான் ஒருத்தருக்கு persnol loan வாங்கி குடுத்தேன் இப்போ அவுரு கட்ட தவறிட்டே இருக்காரு என் loan account hdfc avurukitayu hdfc account iruku இப்போ என் லோன் accounta அவுரு pay pandra மாறி மாத்த முடியுமா pls அண்ணா help
கடவுளே இது எனக்கும் நடந்திருக்கு... பாவம் பார்த்து உதவி செய்து இப்போ மாடாடிவிடாடுடாடானுங்க
Anna entha entha bank la loan tharuvaganu konjam shorts la poduriya
Education loan pathi oru video podunga bro vankidu katta mudiyama rumba kasda padurom entha govt thallipadi pannura ga nu sollydu thallipadi pannave illa
Plz Wright off detail video plz
Very useful super
Agri loan pathi sollunga bro
🙏 YOU BRO
I have applied conversion in hdfc and paid also , it will impact next month. Now interest moved 9.16 if incase RBI planning to reduce rate of interest in future, my loan rate of interest will be reduce automatically right or fixed?
Is credit insurance available for all types of loans?
Super bro 👌👌👌
Super vdeo👏
Tnq bro
Along with Home loan if we are taking insurance as stated, should we pay premium for that insurance, if yes means what will be the period of interval??
If you are taking term insurance, u can take it for the no of years your loan tenure is going to be. So that ur loss will not impact ur dependents at any time by covering the entire loan amount. The premium will be paid for all those years.
Bank loan ICICI but in emi debited in other banks u can avoid 2 nd premium onwards insurance
Yes. You have to pay the premium. That insurance they will convert into emi along with home loan emi. You can choose period of interval for loan insurance. I have taken loan for 20 years and insurance taken for 15 years. Approximately 20000 Loan emi + 700 insurance emi.
@@sivasamy1592 Thanks for the update
Insurance thappu ila bro epa enna nadakum theriya matikudhu home loan ku insurance poduradhu best
Bro buisness loan pathi podunga
vgood info bro tnk
Good information
Personal loan credit card video pathi podunga
Education loan relateda videos podunga bro
RBI increased home loan please check and update brother