FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632 PETITION to support YOUR LOCAL Social Security Office: chng.it/hQXwrtWW4y Petition to RAISE FICA CAP: www.change.org/SmashFICAcap Private consultation with Dr. Ed? Schedule: MyGovExpert.as.me/ Get ALL your questions answered privately AND support all of our FREE CONTENT!
Mr. Weir, are you for people getting the money they paid into the system or not? what if they paid into both? What's wrong with getting what they paid into. They get penalized because they were smarter and worked longer? Hmmm.
Why does this have to be happening right when I'm getting ready to retire? I'm 66 years old. I'm tired. I'd like to be able to live the rest of my life out quietly.
I’m already on social security. When do we get a raise? This meager annual increase is just gobbled up by the increases from insurance companies. It’s just a straight through to the insurance companies. We get no annual increases, it’s a joke.
@Slonge92: Raise, raise you say? It'll be a reduction if you're like so many on the lower end of the benefit scale through no choice of your own. You think everyone chose to have a minimum wage job? Back in the day, you had to take what was available in your area or starve and be homeless. It may come as a shock to you but all those social programs that are now available didn't used to be there. You could only qualify for food stamps (EBT) if you bought food that had to be cooked and lived in a place you could cook it in, and only if your lack of income qualified.
@ thanks for describing your financial situation in such detail. Myself, I’m just greedy. My pension is quite a bit higher than my social security, which I just use for vacations and other incidentals. But, I paid a lot of FICA, and I want as much back as I can get.
when I attended college I took a course in economics 101. My professor stood before usand on that first day of class he gave us these words of wisdom "never run your business like the government"
The government's bookkeeping is not done like a standard business yet politicians continue to lie to us when they talk about balancing a budget and how money is handled
That is as dumb as saying "Don't drive your sports car like it was a Tiger tank. And vice versa." Of course these two systems have totally different purposes, environments, resources, structures, needs, goals, and restrictions, personnel needs and limitations, etc. It would be folly to consider running one like the other.
Don't claim the government, claim yourself. You created them so you deal with the suffering. a few examples - The taxation of Social Security began in 1984, 40 years ago but without any modification. The SS to be taxed does not make any sense when comparing the 40 years ago SS with the today money. And no one complains in order to adjust the SS to be taxed. - In 1980s, going to 4 year college tuition was almost free which was a fraction of today tuition. Today most of graduation have a big student loan debt and no one complains.
@@MyGovExpertBut your click bait headline said Biden is responsible for it. He has fought for the middle class his entire career and the opposing party has put stumbling blocks in the way of progress. If you are saying Congress is the problem, which is true, don’t bury it in the video behind accusatory click bait headlines. You are damaging your credibility and I’m finding your information not worth the time it takes to get to the point.
@@brendaarcher2714: The Senate is responsible too. A bill goes through the senate before going to the president. Biden could have vetoed it but he won't. So bottom line, he's ultimately responsible. The buck stops at his desk, literally!
Why did no one address this problem during the election! We sat though endless debate about trans restrooms, gun control, immigration, the cost of eggs, prayer in school, tax cuts, even gender re-assignment but no bothered to stand up for working people who spent their youth in the system on the promise that they would have social security to rely on when they were too old to continue. I personally spent as long as 3.5 hours on hold to speak with a representative about my benefits although most calls were only 2 hours. The truth is our elected officials have no shame. Am I the only one who is outraged that they can give tax cuts to BILLIONAIRS, but I won't get my full benefits. There was time when politicians were fearful of taking advantage of the elderly. Now the young have been convinced it won't be there for them so they don't care either. Raising taxes provokes outrage but not cheating their parents out of retirement. I suppose justice will come to many when mom and dad have to move in with them.
It's always a diversion. HEY, LOOK OVER THERE! The diversion keeps people fighting against each other over petty things instead of focusing on issues that truly matter...
If you complain you pay too much tax, the low income people say that you complain too much and you are not American. If you complain the rich to pay too little tax rate, the low income people said that the rich need money to run the business to create jobs for you and more.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
My husband passed away very suddenly at 53 yeas old. I was unaware that I became eligible to receive survivor benefits at 60 years old. My daughter read up on this and told me about it shortly after I tuned 61. I applied, had an in person appointment and I am very grateful that I have now been receiving his benefits for over a year.
Well, it's NOT their money. We are the ones that put money in to have it for when we retire. You politicians that are backing this are TOTALLY DISGUSTING. We need to help get them out of office asap!!!!!!
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
@patgreewale: Biden could have vetoed the bill. Just because the houses pass it the POTUS isn't required to sign it. If he doesn't, it doesn't become law. What don't you understand about how govt is supposed to work? Evidently all of it.
@@class1188 well I asked a.i. this question: Did Joe Biden sign a bill into law reducing funding for social security personnel? and the answer was he signed the social security fairness act and there was no specific cuts to personnel. You can go online and ask a.i. that question and it will give an answer. My son tells me don't use the ask a.i. feature but I use it anyway.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Never once have I ever heard the Federal or State pension systems referred to as entitlements. They force us to work until 67 while they retire in their 50's on 3 to 5 times what people under Social Security get. The average Social Security payment is 22K while the average Federal retirement under the old Civil Service system is 65K, plus the taxpayers pay 70% of their medical insurance into retirement for the rest of their lives while we are forced to rely on only Medicare. Their retirement is based on their highest 3 years while Social Security is based on 35 years with 0's averaged in if you don't have a full 35 years. Under the Social Security system we paid in 6.2% of our income, our employers added another 6.2%, and we paid another 2.9% for Medicare for a total of 15.3% of every penny we earned. The Civil Service people only paid 2.76% more than an individuals 6.2% or 8.96% and of course unlike our employers the government chipped in nothing. So, in effect we easily contribute 4 to 5 times and probably a lot more considering the extra years we have to work for 1/5th the retirements they receive. Their retirement system is kept separate and safe from being raided, but the Social Security system has been raided into oblivion with nothing in it but IOU's by the government for a grand total of about 2.9 trillion dollars. That's right, the government owes 2.9 trillion dollars to the Social Security Trust Fund and they have never contributed one single penny into it. It isn't broke, or running out of money, they simply took it all. Now add to that the recent theft from the lie they are referring to as the Social Security Fairness Act. It is TOTALLY unfair because their entire income is not being used to calculate the payment, this will give extra money to the people already getting 5 times what the rest of us get and cause the system to be deleted earlier for the rest of us. You want to make it fair, transfer all money related to those retirement systems, from those protected accounts, into the Social Security system, drop the free for life medical care paid for by taxpayers, and then calculate their Social Security payments like the rest of us.
Crooked as can be, they've passed laws so we can touch them or their laws, policies, rules, codes, whatever. I'm hoping Vivek will make some drastic changes.
Actually, utility workers, teachers and police have much larger pensions. Federal workers contribute a large amount for their health insurance. When Medicare starts then they pay close to the same as everyone else as their insurance becomes secondary.
They use the term "entitlement" as a smear tactic and there is very little, if any, push back to call them what they are Earned Benefits. We paid for the benefit and it is our money 💰.
@@USAEastlol Vivek doesn’t care about us. Sorry! Billionaires in Trump world are there to raid the government not make it better for us IMO. Definitely true about Musk.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
They already get a reduction in payment as it is. Broke people get 90% of their base pay credits. Over earners get less than 15%. Stop blaming your problems on over achievers.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
There is nothing more that pisses me off than a citizen paying their taxes, and when it comes to the services, I am emtitled.to because I paid into them render poor customer service. This is the same way they do veterans who served to protect this country. It's just unacceptable.
@@debbiemize2269 News flash! The money being sent to the Ukraine IS social security funds! Congress has been cyphening SS money into the general fund since Lynden Johnson was president. True story, look it up.
💯Our Roman government prioritizes immediate funding for Caesars world wars .. There’s a reason our Congress is full of Roman fasces & it’s not for decorational purposes - it tells us who our Government is 💯
This was a shameful example of clickbait. It proclaimed that President Biden was actively holding back my benefits. It’s actually about a Social Security office staffing issue. Being given contradictory information has been a problem for the 17 years I’ve collected SS since my husband died. I typically request assistance from a supervisor at my local West L.A. office.
All politicians for the last 3 decades are at fault for not doing their job. 'And, I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
@@davidfolts5893 That's weird bc my step dad died in 2023 and my mom who's in her 80s called them and they increased her benefit to his benefit over the phone. She used to get $1K a month, now she gets $2,000 a month approximately. She got her deceased husband's benefit.
SSA was defunded under the Biden administration and went to a reservation only system for the first time ever. He and all politicians for the last 30 years are responsible for not doing their job. Needless to say, I will do similar videos under Trump until it's fixed.
Dr Weir, you should call out the specific politicians responsible for rolling back Social Security. It does no good to blame all politicians. Many try to do their job.
You can easily find the answer by looking how they vote. I did this and every Republican voted against us getting social security. The Democrats are the ones who voted for us to keep it. Just watch Congress as they vote. Go on RUclips and Google Congress votes on .... And watch for yourself like I did. I also checked the last 15 years and again Republican congress always voted against us. Dems for us. Never listen to what they say, always fact check them by how they vote.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Wait, how is “Biden” decreasing access to SS benefits as your headline says? Congress is responsible, as you explain in your video. Why the disconnect?
I completed my SS registration online too. It took me maybe 40-60 minutes to go through and double-check all of my information. It was really easy-breezy!
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Your insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Sometimes, they make you go in anyway. I applied on line for both Social Security and Medicare. Medicare went smoothly. But for some reason, I was "selected" to have to go to the local office in order to prove my identity. I received a letter in the mail, telling me to call a specific agent, which I did. She told me that my application was completely in order, all of the documents uploaded fine, but I had to go to the "local" office to do this identity thing. And the "local" office is more than 60 miles away from my house (I live in a very rural part of the western US). And she told me that I couldn't make an appointment for it. So I ended up sitting in a very cramped and crowded office for a few hours, finally got called to the window, and the agent told me that they have only had to do this a few times. Why I was chosen, I don't know... the only thing different was that I chose not to apply until after FRA since I worked until several years beyond that age, and I had delayed retirement credits coming. I had a complete, continuous work history spanning 45 years, all in the US, and I was also born in the US.
Sir i am 81 and you routinely scare the heck out of me 2.5 percent is not enough when will we get an increase? i no longer live in the United States because I can't afford the rent
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
@siweiss9214: If youre getting over $1997 or whatever I wouldn't worry about an "increase". If you're Under that You should be scared if you're still alive in 2030 because all you'll get is a decrease. If I were you I'd be more concerned about how little they'll be in the future if at all.
This really hasn’t changed much, the Social Security Administration has always been hard to access, these problems accumulated over the last 4 years due lack of funding so don’t solely blame Biden, the gop is mainly responsible .
@SN-qb: Those bills have to be passed by two houses, congress and the Senate. Both alternate between the GOP and the donkeys. News flash, either party rep can vote either way on every bill but it's easy for some just to blame it all the opposition to your party. BTW, FYI it's the same with the POTUS.
Dr. Weir, I just found your channel about a month ago. Thank you for all you do. I have the deepest respect for you and your efforts to assist and advocate for change.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Your insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
I see your point, however you can sign up online for both SS and Medicare. Just took me a few minutes on each. Had no issues and it was a very clear process.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
I took S.S at 65 because I tore my Labrum and Rotor cupp. Also had back issues. Caused from working many years. If I didn't have these issues I would be still working. I'm 72 now. Now we worked and paid our S.S. and they dont give a damn about us. I'm so fed up with them S.O.B.S. Taking our money.
Answer is to cut back the 87,000 new staff and delegate half of those to SSA. IRS doesn't need more people they just need to streamline their processing and get more staff and less management. It sounds like they are top heavy with management and need to get rearranged in that area too.
Yes, too many Chiefs and not enough Indians. No clarity on what job is whose. They also badly need to be audited by an outside source, other than Our Government. It should be about money recovery now, from all entities that handle it.
My personal experience with SS personnel has been horrific. I found them to be lazy, incompetent and unable to assist the public properly. With an attitude of holier than thou, they attempt to intimidate and harass the public as if it was their own funds they were paying out. And the thing now is that they need more personnel? Oh, please.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Studies do show more POSITIVE gains in people's lives when remotely or from home. Corporations do nit, nor do they get to mold us like some dystopian world gone outta control,......maybe that's an idea for a book 🤔
@@Glitterhead. I care. Misinformation, clickbait titles that have nothing to do with the subject. This was part of the approved budget. Was he supposed to shut the whole government down?
@@GlitterheadI care. There's tones of Videos circulating so many people don't know what to believe, being honest with the thumb nails is 😊 respectful to people that come to the site for information.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Thank you Dr Ed. Petition signatures are needed.!!! Please sign and forward this and share the information. We are truly in this together WE THE PEOPLE. and IT IS OUR MONEY WE HAVE PAID VIA FICA
🫡 - What?!? This doesn't sound like President Joe Biden; however, I'm just starting the video! I think the politician we need to worry about most is Donald J. Trump!!! So this is a staffing issue --- damn these politicians!!! 🤯
You do know that Joe Biden is in office now and has been for 4 years, right? This staffing issue has been going on for a long time. Why didn't Biden fix it between his naps?
WHAT!!! Biden definitely is not for us, he is only out for himself and family. They call them the Biden Crime.family. They are so crooked and dishonest, pocketing millions
You can do a lot online now, saves dealing with local office. Think you can even file your claim online. Memphis area claims have been by appointment since the 1980's. Truth to tell my friends and I all retired and the replacements just aren't as competent as we were and lack the work ethic.
I hope ALL these people that are complaining about SS cuts and low increase WILL TAKE ACTION to sign petition, contact their congressman, HoR etc. OTHERWISE DONT COMPLAIN!!! DO something!!!
Only if you need to go to a social security office... you would just have to call for an appointment, no big deal. Most things can be done online now, so no need to go to an office... He's being overly dramatic.
Exactly. Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together. BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share. Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies. Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
All politicians for the last 3 decades are at fault for not doing their job. And, I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Don't understand why you say that Biden is decreasing access. Sounds very political to me. I was able to get my Social Security and Medicare without talking to anyone. It's time Social Security offices become modernized. For example we rarely go into Banks anymore nor do we go to the DOT office to get our license and registration
I wish all these channels that are talking about Social security would stop spreading false information. I just did a google search on this and there is nothing about this whatsoever
My husband FILED ONLINE for social security in November about 6 weeks ago and we are waiting for him to be approved for March payment start date. He's turning 66 next year. He waited long enough. Also, we went to the social security office about 3 months ago to get IRMAA removed from his Medicare and the girl seemed to think he should still be paying it until I pointed out he made well under the amount required after he had a stroke in 2023 and he worked much less.
Social Security Trust Fund isn't funded by the government, it's funded by the workers that pay into it. So why is this happening now when social security just released increases? IS there any department of government we can trust???
It took me 2 months wait for a phone interview appointment at Social Security office at the US Embassy in the Philippines. Used to be able to call them and get someone, now a recorded message and then disconnect.
The petitions are important people. Take a moment and read the petitions and sign so we can fight for SS benefits and especially raise the FICA so the wealthy pay a more fair share. Thanks Dr Ed
Actually, the true pros on Social Security are those who have been forced to take it early. And everyone will tell you that the SSA provided us appointments. Even if you just showed up at the building, they'll still see you to answer questions, and will go over your Quarters to let you know if you already paid in enough, and what you might get. They'll even accept your application online or in person. But in every case, you must have an appointment to go over your application and eligibility. Perhaps things changed some during the pandemic, and they left it as is until they got around to change it back to exactly how Ed here remembers it as. He is however politizing his information that he's sharing. And no one Ga F about the political leanings of those who are supposedly working on behalf of protecting consumers. Really wish YTers would stop doing that.
I know that the government borrowed, by way of bonds, to fund their pet projects. I also know that the government must pay the interest on those bonds, by law. My questions are… What is the amount of these total bonds that has been borrowed? How much interest is being paid by the government and is it tied to the government debt? Can the administration of SSI refuse to loan anymore money (bonds) until the bonds are paid off? Has the government any plans to actually pay off these bonds? Thank You
Dr. Weir I Argued- a few years ago, at a senior center speaking event- that the best remedy Would be to raise the cut off to $250,000 and stop employer contributions at $200,000. What would you say about my argument? Thank you for your vlogs They are informative and helpful.
It’s not fair to add more employees to jobs that are obsolete. You know AI will replace 90% of all the jobs held by SSA employees in the next year or so. You will not only let most of the SSAs current employees go but all the new ones. You can load every single case that has ever come about into AI. Put in any question with your personal circumstances and out pops the correct answer. It will then start writing checks and sending money. Only a hand full of people will be necessary for that odd case that does not conform.
Stay strong and keep going Ed! You are very much needed and have been working hard and consistently so I joined your membership. Thank you for keeping the levels at a very good price for those of us on -you know- a very limited budget. 😊 Thanks again.
@@patneander7436: I thought when the Gov't switched over to fully computerized the excess paper shufflers were supposed to be gone? They didn't learn to code but were kept on anyhow?
Unfortunately with staffing cuts this is the new norm. My husband submitted a VA disability claim but the local VA office wants you to have an appt and they are booked out a few weeks as there is only one woman staffing it. It will only get worse I fear when the new administration starts.
"I have two pensions, but I really wish I had contributed to a Roth 401(k) throughout my career. For example, if I had invested $500 per month from age 25 to 65 at an average annual return of 9%, I’d have accumulated around $2.3 million by retirement. I also have $100,000 that I'd like to invest in a non-retirement account. What are the best investment options for this amount right now?"
I would avoid the index funds, mutual funds, or specific stocks for the time being. 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows signs of recovery.
Generally speaking, a good number of people discredit the effectiveness of financial advisor in planning for retirement, For over the past 5years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1million in gains… might not be a lot but retirement doesn’t seem so farfetched anymore.
She goes by ‘’Melissa Terri Swayne’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I’m in MN and I feel so lucky listening to this video that my SS office answered the phone and I set up an appointment for a few weeks later. They called me at the scheduled time and were so helpful! Started getting my benefits a month later. I’m so sorry for anyone who is struggling just to get someone to answer the phone!
I already get benefits. I applied online. Why do I even want to talk to someone in their office? I see no reason for this to be a problem. It’s all way more automated.
We don't need any local offices. I haven't read 20,000 pages, but my wife and I had no problem filing online when we retired. Life long govt employee thinking.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Trillions spent on foreign wars, on BS animal testing (like to see if one type of alcohol vs another get a more aggressive response in Sunfish), awful spending everywhere ( interior design of capital and federal buildings, $80K screws in the military, etc etc) and we cant help the people? esp the elderly? ugh WE NEED A CHANGE ASAP.
In Texas at the department of motor vehicles you must also have an appointment. I was glad as the waiting time was minimal both times I went. Now, if they make it hard to even make an appointment and it isnt in a reasonable timeframe we have a big problem.
Everytime I have called the wait time is 120 min. I give up after 20 thinking oh they just say that. I watch my granddaughter, then I often have to pick up grandkids from school. No one has time for this. Thank goodness for Dr Ed. I had simple questions before I filed which I did online.
@2:40 makes me wonder if they are doing that so that they can blame Trump once it goes into effect? I am not a Trumper, but that is the type of games they play.
I had trouble getting into my online SSI account, so I called, and they directed me to the department handles this, they told me they were not allowed to reset passwords, or change anything, what the hell are there for then?
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
FOR FREE MEDICARE HELP, please call my Medicare partner, Chapter Medicare, 352-841-0632
PETITION to support YOUR LOCAL Social Security Office: chng.it/hQXwrtWW4y
Petition to RAISE FICA CAP: www.change.org/SmashFICAcap
Private consultation with Dr. Ed? Schedule: MyGovExpert.as.me/ Get ALL your questions answered privately AND support all of our FREE CONTENT!
I signed the petition to raise the FICA cap
I called this free Medicare help and they did not help. They were useless to me.
Mr. Weir, are you for people getting the money they paid into the system or not? what if they paid into both? What's wrong with getting what they paid into. They get penalized because they were smarter and worked longer? Hmmm.
Thank you
How can you people sleep
Why does this have to be happening right when I'm getting ready to retire? I'm 66 years old. I'm tired. I'd like to be able to live the rest of my life out quietly.
Yes indeed
i agree, i took my retirement a little early @ 64 1/2 and i am dam glad i did , it is locked in now and life is Good.
Me too but now retirement is tainted by the election results this year and the maga gop circus. Retired since 2021 fortunately for me.
@@luannianke8110It not just the GOP. Its happening now. It's congress that consist of both parties.
@@luannianke8110 The circus ends January 20 2025.
These politicians have no concern for anyone but themselves. Prove me wrong.
It's always been like that and will always be like that. It's just the way it is. Trump is the only president who's a people's president 💯💯💯💯
@@GeeGee19You've been gaslit.
The progressives are actually working for the people. Thus why they get so much flack.
@@GeeGee19
Hahaha 😂
Then why their constituents continue to reelect them knowing they “have no concern for anyone but themselves?”
I’m already on social security. When do we get a raise? This meager annual increase is just gobbled up by the increases from insurance companies. It’s just a straight through to the insurance companies. We get no annual increases, it’s a joke.
@Slonge92: Raise, raise you say? It'll be a reduction if you're like so many on the lower end of the benefit scale through no choice of your own. You think everyone chose to have a minimum wage job?
Back in the day, you had to take what was available in your area or starve and be homeless.
It may come as a shock to you but all those social programs that are now available didn't used to be there. You could only qualify for food stamps (EBT) if you bought food that had to be cooked and lived in a place you could cook it in, and only if your lack of income qualified.
@ thanks for describing your financial situation in such detail.
Myself, I’m just greedy. My pension is quite a bit higher than my social security, which I just use for vacations and other incidentals. But, I paid a lot of FICA, and I want as much back as I can get.
@@Slonge92 What is a pension??
Any that the truth! Run by a bunch of knuckle dragers!!
The COLA for 2023 was 8.7%, the highest increase in 40 years.
when I attended college I took a course in economics 101. My professor stood before usand on that first day of class he gave us these words of wisdom "never run your business like the government"
and vice versa
and vice versa
The government's bookkeeping is not done like a standard business yet politicians continue to lie to us when they talk about balancing a budget and how money is handled
That is as dumb as saying "Don't drive your sports car like it was a Tiger tank. And vice versa."
Of course these two systems have totally different purposes, environments, resources, structures, needs, goals, and restrictions, personnel needs and limitations, etc. It would be folly to consider running one like the other.
Don't claim the government, claim yourself. You created them so you deal with the suffering. a few examples
- The taxation of Social Security began in 1984, 40 years ago but without any modification. The SS to be taxed does not make any sense when comparing the 40 years ago SS with the today money. And no one complains in order to adjust the SS to be taxed.
- In 1980s, going to 4 year college tuition was almost free which was a fraction of today tuition. Today most of graduation have a big student loan debt and no one complains.
Blame Congress. Both parties… not this president or the last ones. Congress is not doing their job
That's exactly what I said in the video.
@@MyGovExpertBut your click bait headline said Biden is responsible for it. He has fought for the middle class his entire career and the opposing party has put stumbling blocks in the way of progress. If you are saying Congress is the problem, which is true, don’t bury it in the video behind accusatory click bait headlines. You are damaging your credibility and I’m finding your information not worth the time it takes to get to the point.
@@MyGovExpert yeah but you click baited the video with Biden's name.
@@brendaarcher2714 I agree with every word you just said. I just discovered this channel and now I'm rethinking ever revisiting.
@@brendaarcher2714: The Senate is responsible too. A bill goes through the senate before going to the president. Biden could have vetoed it but he won't.
So bottom line, he's ultimately responsible. The buck stops at his desk, literally!
Why did no one address this problem during the election! We sat though endless debate about trans restrooms, gun control, immigration, the cost of eggs, prayer in school, tax cuts, even gender re-assignment but no bothered to stand up for working people who spent their youth in the system on the promise that they would have social security to rely on when they were too old to continue. I personally spent as long as 3.5 hours on hold to speak with a representative about my benefits although most calls were only 2 hours. The truth is our elected officials have no shame. Am I the only one who is outraged that they can give tax cuts to BILLIONAIRS, but I won't get my full benefits. There was time when politicians were fearful of taking advantage of the elderly. Now the young have been convinced it won't be there for them so they don't care either. Raising taxes provokes outrage but not cheating their parents out of retirement. I suppose justice will come to many when mom and dad have to move in with them.
It's always a diversion. HEY, LOOK OVER THERE!
The diversion keeps people fighting against each other over petty things instead of focusing on issues that truly matter...
You and mom and dad will be homeless. Half a million more people are homeless as of last year.
Neither sider talked about the National debt or consumer debt either.
If you complain you pay too much tax, the low income people say that you complain too much and you are not American.
If you complain the rich to pay too little tax rate, the low income people said that the rich need money to run the business to create jobs for you and more.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
My husband passed away very suddenly at 53 yeas old. I was unaware that I became eligible to receive survivor benefits at 60 years old. My daughter read up on this and told me about it shortly after I tuned 61. I applied, had an in person appointment and I am very grateful that I have now been receiving his benefits for over a year.
Some politicians want to raise the retirement age to 70, they believe it's their money.
Don't overlook the fact that they tried to sneak in a 40% pay raise for themselves into the budget!
Some of the problem is the took so much from it and left an IOU and never repaid it.
Today's average death rate is 66 years old. They want you dead before you can collect without taking a cut
They also think everyone else has the same kind of easy, sit-down, do-nothing, work-100-days-a-year job that they enjoy.
Well, it's NOT their money. We are the ones that put money in to have it for when we retire. You politicians that are backing this are TOTALLY DISGUSTING. We need to help get them out of office asap!!!!!!
We need our money
My increase after they steal $185 a month for Medicare is $59! Now I can buy a dozen eggs!
Darn right, it our money and we want it now!
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Why is the header saying Biden did this? Isn’t it congress/GOP the responsible parties?
Who is your President right now? he signed off on this!
@patgreewale: Biden could have vetoed the bill. Just because the houses pass it the POTUS isn't required to sign it. If he doesn't, it doesn't become law. What don't you understand about how govt is supposed to work? Evidently all of it.
Presidents enact laws or presidential orders with their signature.
@@class1188 well I asked a.i. this question: Did Joe Biden sign a bill into law reducing funding for social security personnel? and the answer was he signed the social security fairness act and there was no specific cuts to personnel. You can go online and ask a.i. that question and it will give an answer. My son tells me don't use the ask a.i. feature but I use it anyway.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
I began taking SS at 62. I have no regrets.
How old r u now?
They make it sound like we should have waited. Tomorrow is not promised to anyone.
@@commonsenseisntcommon1776 I turn 63 on Thursday.
I plan to take early retirement SS benefits @ 62 next year
So did I in 2011. I'm now 76. No regrets either.
Never once have I ever heard the Federal or State pension systems referred to as entitlements. They force us to work until 67 while they retire in their 50's on 3 to 5 times what people under Social Security get. The average Social Security payment is 22K while the average Federal retirement under the old Civil Service system is 65K, plus the taxpayers pay 70% of their medical insurance into retirement for the rest of their lives while we are forced to rely on only Medicare. Their retirement is based on their highest 3 years while Social Security is based on 35 years with 0's averaged in if you don't have a full 35 years. Under the Social Security system we paid in 6.2% of our income, our employers added another 6.2%, and we paid another 2.9% for Medicare for a total of 15.3% of every penny we earned. The Civil Service people only paid 2.76% more than an individuals 6.2% or 8.96% and of course unlike our employers the government chipped in nothing. So, in effect we easily contribute 4 to 5 times and probably a lot more considering the extra years we have to work for 1/5th the retirements they receive. Their retirement system is kept separate and safe from being raided, but the Social Security system has been raided into oblivion with nothing in it but IOU's by the government for a grand total of about 2.9 trillion dollars. That's right, the government owes 2.9 trillion dollars to the Social Security Trust Fund and they have never contributed one single penny into it. It isn't broke, or running out of money, they simply took it all. Now add to that the recent theft from the lie they are referring to as the Social Security Fairness Act. It is TOTALLY unfair because their entire income is not being used to calculate the payment, this will give extra money to the people already getting 5 times what the rest of us get and cause the system to be deleted earlier for the rest of us. You want to make it fair, transfer all money related to those retirement systems, from those protected accounts, into the Social Security system, drop the free for life medical care paid for by taxpayers, and then calculate their Social Security payments like the rest of us.
ABSOLUTELY!!😡
Crooked as can be, they've passed laws so we can touch them or their laws, policies, rules, codes, whatever. I'm hoping Vivek will make some drastic changes.
Actually, utility workers, teachers and police have much larger pensions. Federal workers contribute a large amount for their health insurance. When Medicare starts then they pay close to the same as
everyone else as their insurance becomes secondary.
They use the term "entitlement" as a smear tactic and there is very little, if any, push back to call them what they are Earned Benefits. We paid for the benefit and it is our money 💰.
@@USAEastlol Vivek doesn’t care about us. Sorry! Billionaires in Trump world are there to raid the government not make it better for us IMO. Definitely true about Musk.
That is our money 🤑 not the government's ...
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
I applied online and it was quick and easy. No issues at all.
Did you hear the man say that it would start on Jan 6, 25. All you did was apply; you haven’t gotten anything yet.
I did the same for my husband because you get put on hold when you call in, and no one answers. Even going to their office was even worse.
I had no issues either.
@@sylviaarenas6228 You can apply, but getting your benefits is a whole other story people. After the sixth will be a challenge.
We had no issues filing the application online except we are waiting 6 weeks now to be approved. It was supposed to only take 30 days.
What gave GOV the right to borrow from our Social Security fund? Pay it back !
It’s part of the SS legislation.
The solution is to raise the cap. Millionaries should pay base in their income like we do.
They already get a reduction in payment as it is. Broke people get 90% of their base pay credits. Over earners get less than 15%. Stop blaming your problems on over achievers.
It’s very sad. Do the politicians have a conscience? I think not
I read a study that politicians have similar personalities to serial killers
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
There is nothing more that pisses me off than a citizen paying their taxes, and when it comes to the services, I am emtitled.to because I paid into them render poor customer service. This is the same way they do veterans who served to protect this country. It's just unacceptable.
@@michaelmcclain5817 Ditto! The “doge” twin multi billionaires suggesting cutting funds for childhood cancer and veterans. Dispicable.
The money being sent to foreign countries should go to Social Security!
@@debbiemize2269 News flash! The money being sent to the Ukraine IS social security funds! Congress has been cyphening SS money into the general fund since Lynden Johnson was president. True story, look it up.
💯Our Roman government prioritizes immediate funding for Caesars world wars ..
There’s a reason our Congress is full of Roman fasces & it’s not for decorational purposes - it tells us who our Government is 💯
The money being sent to foreign countries has nothing to do with Social Security. They are two entirely separate entities.
IMO Social Security should have got 80,000 new employees instead of the IRS.
I agree. Come Jan. 20, 2025 that will change
So much more to both of these stories.
Those 80,000 for the IRS were never actually hired.
I'm in Illinois in our county we always had to make appointments.
@@feeb812 Yup, I am pretty sure they will have many less by the end of 25.
This was a shameful example of clickbait. It proclaimed that President Biden was actively holding back my benefits. It’s actually about a Social Security office staffing issue. Being given contradictory information has been a problem for the 17 years I’ve collected SS since my husband died. I typically request assistance from a supervisor at my local West L.A. office.
All politicians for the last 3 decades are at fault for not doing their job. 'And, I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
I did mine online and had no problems whatsoever.
Survivor benefit requires an appointment in person.
@@davidfolts5893 I got survivor benefits on the phone 4 years ago, unless something's changed.
I had a nightmare with mine. Unbelievable 🤯😱@@davidfolts5893
Did you get your benefits yet? Nope.
@@davidfolts5893 That's weird bc my step dad died in 2023 and my mom who's in her 80s called them and they increased her benefit to his benefit over the phone. She used to get $1K a month, now she gets $2,000 a month approximately. She got her deceased husband's benefit.
Your clickbait and not accurate title makes you lose all credibility.
SSA was defunded under the Biden administration and went to a reservation only system for the first time ever. He and all politicians for the last 30 years are responsible for not doing their job. Needless to say, I will do similar videos under Trump until it's fixed.
Dr Weir, you should call out the specific politicians responsible for rolling back Social Security. It does no good to blame all politicians. Many try to do their job.
You can easily find the answer by looking how they vote. I did this and every Republican voted against us getting social security. The Democrats are the ones who voted for us to keep it. Just watch Congress as they vote. Go on RUclips and Google Congress votes on .... And watch for yourself like I did. I also checked the last 15 years and again Republican congress always voted against us. Dems for us. Never listen to what they say, always fact check them by how they vote.
Oh, that wouldn't help this shyster get YT ad money through playing to the gullible.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Wait, how is “Biden” decreasing access to SS benefits as your headline says? Congress is responsible, as you explain in your video. Why the disconnect?
Exactly. Clickbait for MAGA. "Oh good. Another blame Biden video". Disappointing from this content creator. He provides good info.
The President can sign the Bill or veto it, BIDEN Signed it!
This dilemma gets fixed when congress lives by the rules we have to live by.
I do not know about anyone else, but I signed up for my Social Security online. It was simple.
Exactly... This guy is just throwing out scare tactics.... He is obviously for bigger gov't.
That’s what I was thinking, as well. Online was easy. (It never occurred to me to go to an office.)
I completed my SS registration online too. It took me maybe 40-60 minutes to go through and double-check all of my information. It was really easy-breezy!
@@EatWell23QWB We did that 6 weeks ago and are waiting to be "approved" for my husband. He's turning 66 soon.
Dr Ed unconditionally commuting his time to all of us
Tq Dr Ed
Happy new yr 2025
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Your insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Just sign up online. You don't need an appointment.
This should be upvoted.
I had no prroblem signing up. I did have to go in to correct my name aand no big problems.
That's fine for us. But a lot of older people do not have computers or smart phones believe it or not.
@@jenniferdurham2782hopefully you know someone who does? How about the library
Sometimes, they make you go in anyway. I applied on line for both Social Security and Medicare. Medicare went smoothly. But for some reason, I was "selected" to have to go to the local office in order to prove my identity. I received a letter in the mail, telling me to call a specific agent, which I did. She told me that my application was completely in order, all of the documents uploaded fine, but I had to go to the "local" office to do this identity thing. And the "local" office is more than 60 miles away from my house (I live in a very rural part of the western US). And she told me that I couldn't make an appointment for it. So I ended up sitting in a very cramped and crowded office for a few hours, finally got called to the window, and the agent told me that they have only had to do this a few times. Why I was chosen, I don't know... the only thing different was that I chose not to apply until after FRA since I worked until several years beyond that age, and I had delayed retirement credits coming. I had a complete, continuous work history spanning 45 years, all in the US, and I was also born in the US.
Sir i am 81 and you routinely scare the heck out of me 2.5 percent is not enough when will we get an increase? i no longer live in the United States because I can't afford the rent
Tell your democratic government your issues and see if you get an answer.
That's exactly what i was thinking!!
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
@siweiss9214: If youre getting over $1997 or whatever I wouldn't worry about an "increase". If you're Under that You should be scared if you're still alive in 2030 because all you'll get is a decrease.
If I were you I'd be more concerned about how little they'll be in the future if at all.
Where did you move to? I am seeking someplace more affordable!
This really hasn’t changed much, the Social Security Administration has always been hard to access, these problems accumulated over the last 4 years due lack of funding so don’t solely blame Biden, the gop is mainly responsible .
@SN-qb: Those bills have to be passed by two houses, congress and the Senate. Both alternate between the GOP and the donkeys. News flash, either party rep can vote either way on every bill but it's easy for some just to blame it all the opposition to your party. BTW, FYI it's the same with the POTUS.
I never went to the SS office, I started my check on line and went smooth as silk.
Dr. Weir, I just found your channel about a month ago. Thank you for all you do. I have the deepest respect for you and your efforts to assist and advocate for change.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Your insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
I see your point, however you can sign up online for both SS and Medicare. Just took me a few minutes on each. Had no issues and it was a very clear process.
Biden? Wait till rump gets in there
🫡President Biden is not messing with our SS benefits! It’s the orange turd-in-chief and that 🤡musk to be watch out for!😮
Wait till The DOGE Caucus STARTS CUTTING EVERYTHING.
This YT ad money click bait boy loves him some Trump!
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Have a great day everyone; Dr. Weir does a great job as well as Chapter.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Biden! Please fix the funding to hire staff for Social Security help to get our benefits!!
😂 Biden don't give shit
FJB !
FDT it his REPUBLICAN CONGRESS that did nothing the last two years
Biden doesn’t give a crap
Ha…ha…ha…. You’re delusional. fJB gave all our money to the illegals. Everything is free for them
I took S.S at 65 because I tore my Labrum and Rotor cupp. Also had back issues. Caused from working many years. If I didn't have these issues I would be still working. I'm 72 now. Now we worked and paid our S.S. and they dont give a damn about us. I'm so fed up with them S.O.B.S. Taking our money.
Answer is to cut back the 87,000 new staff and delegate half of those to SSA. IRS doesn't need more people they just need to streamline their processing and get more staff and less management. It sounds like they are top heavy with management and need to get rearranged in that area too.
Elon Musk and V. Ramaswamy hopefully will help to make the SSA efficient
Yes, too many Chiefs and not enough Indians. No clarity on what job is whose. They also badly need to be audited by an outside source, other than Our Government. It should be about money recovery now, from all entities that handle it.
@@feeb812what the heck do they know about it?😂
The point of irs getting more $ is the fact that the irs is supposed to collect. The ssa pays out. Think about it.
@feeb812 They want to get rid of government workers and those that work from home. SSA needs every body. They are tremendously understaffed.
My personal experience with SS personnel has been horrific. I found them to be lazy, incompetent and unable to assist the public properly. With an attitude of holier than thou, they attempt to intimidate and harass the public as if it was their own funds they were paying out. And the thing now is that they need more personnel? Oh, please.
Please hit the 👍🏻 y’all! 😊
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Who goes to the office? Everything can be done easily online. The same for Medicare.
Not all the time
Studies do show more POSITIVE gains in people's lives when remotely or from home. Corporations do nit, nor do they get to mold us like some dystopian world gone outta control,......maybe that's an idea for a book 🤔
Spousal and widow benefits cannot be done online. Disability is a process. Many other benefits cannot be done online.
@@davidcarbery2388 Correct
Don't appreciate your continued click-bait titles. Biden has nothing to do with this. I won't be tuning in again.
Who cares
I’m there myself. Hope he loves having the orange chaos in charge.
@@Glitterhead. I care. Misinformation, clickbait titles that have nothing to do with the subject. This was part of the approved budget. Was he supposed to shut the whole government down?
@@GlitterheadI care. There's tones of Videos circulating so many people don't know what to believe, being honest with the thumb nails is 😊 respectful to people that come to the site for information.
Who you think SIGNED THIS BILL??? Your President of 2024 Joe Biden HE DIDN'T VETO IT!!!
Signed Petition!!!
People should March on Washington.
Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
Do you really think Trump is going to hire more Government Employees?
No.
Thank you Dr Ed.
Petition signatures are needed.!!! Please sign and forward this and share the information. We are truly in this together WE THE PEOPLE. and IT IS OUR MONEY WE HAVE PAID VIA FICA
We were the generation to protest.
Raise the CAP. If someone makes 168,000 then why would they need Medicare?
Only 20% reach 168,000.
🫡 - What?!? This doesn't sound like President Joe Biden; however, I'm just starting the video! I think the politician we need to worry about most is Donald J. Trump!!! So this is a staffing issue --- damn these politicians!!! 🤯
You're right!! President Biden wouldn't do that.
You do know that Joe Biden is in office now and has been for 4 years, right? This staffing issue has been going on for a long time. Why didn't Biden fix it between his naps?
WHAT!!! Biden definitely is not for us, he is only out for himself and family. They call them the Biden Crime.family. They are so crooked and dishonest, pocketing millions
Are you serious? Joe has run this country into the ground!!
🫡President Biden is a proponent to the working class and protector of SS benefits!!😊
You can do a lot online now, saves dealing with local office. Think you can even file your claim online. Memphis area claims have been by appointment since the 1980's. Truth to tell my friends and I all retired and the replacements just aren't as competent as we were and lack the work ethic.
They schedule appointments 40 days out and if they can’t get you a spot they have to call you back within ten days so I was told.
I hope ALL these people that are complaining about SS cuts and low increase WILL TAKE ACTION to sign petition, contact their congressman, HoR etc. OTHERWISE DONT COMPLAIN!!! DO something!!!
Does this change affect those already on social security. I have been receiving my social security since 2020.
Only if you need to go to a social security office... you would just have to call for an appointment, no big deal. Most things can be done online now, so no need to go to an office... He's being overly dramatic.
I say no more raises for congress til they start sticking up for we the people
Maybe we the people need to stop paying taxes
I doubt Biden was involved.
Exactly. Here comes the spin. Republicans have been itching to privatize Social Security for decades. Under Regan, a Republican, the retirement age was increased by two years therefore cutting Social Security benefits for millions. Now Trump and his billionaire cronies in the newly formed DOGE department are threatening to cut benefits or do away with Social Security all together.
BIDEN HAS NOTHING TO DO WITH ANY OF THIS. Recently he actually increased Social Security for millions of folks who paid into the system and were cheated out of getting their fair share.
Weir's insane idiotic pointing the finger at the wrong person is fascist propaganda as usual and complete lies.
Democrats are the ones who established Social Security and Medicare and Republicans are the ones who have wanted to tear it away since the get go.
President Biden has nothing to do with SS changes! He’s a proponent for the working-class and protector of SS!!😊
@laneo: Obviously you're unclear about civics. A bill put forth by the two houses has to be signed or vetoed by the president before it becomes law.
All politicians for the last 3 decades are at fault for not doing their job. And, I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Don't understand why you say that Biden is decreasing access. Sounds very political to me. I was able to get my Social Security and Medicare without talking to anyone. It's time Social Security offices become modernized. For example we rarely go into Banks anymore nor do we go to the DOT office to get our license and registration
Office access will mostly affect new applicants rather than existing recipients until Trump comes into office.
You mention other RUclips channels participating in click baiting. What would you call the thumbnail to this video????
An attempt to save Social Security...
@@MyGovExpert No its an attempt to get clicks.
I wish all these channels that are talking about Social security would stop spreading false information. I just did a google search on this and there is nothing about this whatsoever
Hello Dr!❤ here listening, thank you for all you do for us all,happy holidays hun❤
My husband FILED ONLINE for social security in November about 6 weeks ago and we are waiting for him to be approved for March payment start date. He's turning 66 next year. He waited long enough. Also, we went to the social security office about 3 months ago to get IRMAA removed from his Medicare and the girl seemed to think he should still be paying it until I pointed out he made well under the amount required after he had a stroke in 2023 and he worked much less.
How can they do this legally? This is our money. I’m not understanding.
The govt does whatever it wants. Who is stopping them????
Who said they do ANYTHING LEGALLY?
Social Security Trust Fund isn't funded by the government, it's funded by the workers that pay into it. So why is this happening now when social security just released increases? IS there any department of government we can trust???
They're spending the money on themselves
It took me 2 months wait for a phone interview appointment at Social Security office at the US Embassy in the Philippines. Used to be able to call them and get someone, now a recorded message and then disconnect.
Maybe they shouldn't be paying SS to immigrants or people in Ukraine
The petitions are important people. Take a moment and read the petitions and sign so we can fight for SS benefits and especially raise the FICA so the wealthy pay a more fair share. Thanks Dr Ed
Sign the Petition ❤❤❤❤❤❤❤
Actually, the true pros on Social Security are those who have been forced to take it early. And everyone will tell you that the SSA provided us appointments. Even if you just showed up at the building, they'll still see you to answer questions, and will go over your Quarters to let you know if you already paid in enough, and what you might get. They'll even accept your application online or in person. But in every case, you must have an appointment to go over your application and eligibility.
Perhaps things changed some during the pandemic, and they left it as is until they got around to change it back to exactly how Ed here remembers it as. He is however politizing his information that he's sharing. And no one Ga F about the political leanings of those who are supposedly working on behalf of protecting consumers. Really wish YTers would stop doing that.
I know that the government borrowed, by way of bonds, to fund their pet projects.
I also know that the government must pay the interest on those bonds, by law.
My questions are…
What is the amount of these total bonds that has been borrowed?
How much interest is being paid by the government and is it tied to the government debt?
Can the administration of SSI refuse to loan anymore money (bonds) until the bonds are paid off?
Has the government any plans to actually pay off these bonds?
Thank You
I set up an account online and filed for my benefits with zero problems. I never talked to a human.
This old man regrets being totally dependent on my SSR but it could be worse
How?
How? Anyone with 2 brain cells would not ask "What could go wrong?" when you are aged and depending on a tiny monthly stipend to survive.
Dr. Weir
I Argued- a few years ago, at a senior center speaking event- that the best remedy
Would be to raise the cut off to $250,000 and stop employer contributions at $200,000.
What would you say about my argument?
Thank you for your vlogs
They are informative and helpful.
It’s not fair to add more employees to jobs that are obsolete. You know AI will replace 90% of all the jobs held by SSA employees in the next year or so. You will not only let most of the SSAs current employees go but all the new ones. You can load every single case that has ever come about into AI. Put in any question with your personal circumstances and out pops the correct answer. It will then start writing checks and sending money. Only a hand full of people will be necessary for that odd case that does not conform.
Yep...
Calling ss is challenging .. good luck
Stay strong and keep going Ed! You are very much needed and have been working hard and consistently so I joined your membership. Thank you for keeping the levels at a very good price for those of us on -you know- a very limited budget. 😊
Thanks again.
Yes but do not put only Biden’s face on the front. Include the past several presidents who kicked the can down the road.
We Don't Need more Gov't employees.... I did all my signing up for SS right over the internet....
And you don't think government employees processed your online application????? Get real.
@@patneander7436: I thought when the Gov't switched over to fully computerized the excess paper shufflers were supposed to be gone? They didn't learn to code but were kept on anyhow?
Unfortunately with staffing cuts this is the new norm. My husband submitted a VA disability claim but the local VA office wants you to have an appt and they are booked out a few weeks as there is only one woman staffing it.
It will only get worse I fear when the new administration starts.
They need to stop taking money to use for some things other social security.
My birthday is on the last day of the month. I’ve been getting my social security check on the 3rd of the month. Does this sound correct.
"I have two pensions, but I really wish I had contributed to a Roth 401(k) throughout my career. For example, if I had invested $500 per month from age 25 to 65 at an average annual return of 9%, I’d have accumulated around $2.3 million by retirement. I also have $100,000 that I'd like to invest in a non-retirement account. What are the best investment options for this amount right now?"
I would avoid the index funds, mutual funds, or specific stocks for the time being. 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows signs of recovery.
Generally speaking, a good number of people discredit the effectiveness of financial advisor in planning for retirement, For over the past 5years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1million in gains… might not be a lot but retirement doesn’t seem so farfetched anymore.
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
Great gains there! mind sharing details of your advisor please?
She goes by ‘’Melissa Terri Swayne’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
There’s a club and you and I aren’t in it.
They should put billions towards SS they gave billions to pay off school loans
SS pays out $108 billion a month
no they actually lied about forgiving loans- but yes
@@Satjr35031: Yea but SS isn't a loan so exactly what's your point? The govt didn't pay off my mortgag or car loans either.
I’m in MN and I feel so lucky listening to this video that my SS office answered the phone and I set up an appointment for a few weeks later. They called me at the scheduled time and were so helpful! Started getting my benefits a month later. I’m so sorry for anyone who is struggling just to get someone to answer the phone!
This guy is just throwing out Scare tactics..
I already get benefits. I applied online. Why do I even want to talk to someone in their office? I see no reason for this to be a problem. It’s all way more automated.
We don't need any local offices. I haven't read 20,000 pages, but my wife and I had no problem filing online when we retired. Life long govt employee thinking.
I don’t believe Biden will decrease SSA but I think Trump will.
Trump wants to stop taxing SS.
I'm attempting to get people from all political spectrums involved. Politicians try to divide us so we can't solve problems...and they are succeeding! We need to be smarter than them!
Trillions spent on foreign wars, on BS animal testing (like to see if one type of alcohol vs another get a more aggressive response in Sunfish), awful spending everywhere ( interior design of capital and federal buildings, $80K screws in the military, etc etc) and we cant help the people? esp the elderly? ugh WE NEED A CHANGE ASAP.
In Texas at the department of motor vehicles you must also have an appointment. I was glad as the waiting time was minimal both times I went. Now, if they make it hard to even make an appointment and it isnt in a reasonable timeframe we have a big problem.
I made a reservation in 2021 and it went smooth. I like having a reservation rather than sitting waiting and stressing the workers.
Sign this petition. Politicians react to pressure
They need to stop paying all these politicians so much F. Money!!!!
Can’t I apply online? Do you have to go through social security?
Yes
Everytime I have called the wait time is 120 min. I give up after 20 thinking oh they just say that. I watch my granddaughter, then I often have to pick up grandkids from school. No one has time for this. Thank goodness for Dr Ed. I had simple questions before I filed which I did online.
@2:40 makes me wonder if they are doing that so that they can blame Trump once it goes into effect? I am not a Trumper, but that is the type of games they play.
Let these politicians answer the calls and work in social Security offices...see how quickly thing will change!😡
I had trouble getting into my online SSI account, so I called, and they directed me to the department handles this, they told me they were not allowed to reset passwords, or change anything, what the hell are there for then?
They are the worst
I applied online.