3 Things You Use Everyday That Are Costing you THOUSANDS!
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- Опубликовано: 4 июл 2024
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I don’t say this lightly, but this channel deserves to be one of the most watched on RUclips. There are very few financial information outlets I would endorse, but this is one of them.
Yes!!!!! Best financial channel out there. I’ve learned so much from them in 3 weeks I’ve been following them. I’m 23 turning 24 in less than a year. It’s time to get my shit straight!
Hi hi on
The problem with the everyday barista coffee is the hedonistic treadmill effect. You don't enjoy it as much if you have it every day. You're likely to enjoy it more if you have it once a week and brew your own every other day.
Can confirm, I was out of work for a few weeks recently and had to cut pretty much every single luxury including D&D coffee. My first day back to work, that was the best cup of coffee I think I've ever had.
I have what I lovingly refer to as Starbucks Friday. It taste so good to me
I don't understand the appeal of going out to buy coffee. I mean, on the hedonic treadmill of life we moved on from the cheap folgers stuff to brand named flavored coffee, so I get the appeal of some varieity and better quality beans... but even buying 'expensive' coffee beans it costs us ~$2/wk to make our own coffee at home vs $2-5 per cup per person at the store. And I have to place my order, and wait for it, and stand in line, AND it costs more?!?! I can make the same thing better and faster at home and nurse the whole pot all day instead of getting a measly cup of coffee.
The real trick to coffee at home though is the discovery of goat milk. In developing food issues I had to get away from cow products, and tried all sorts of stuff. But while goat milk is universally gross in almost everything else, it does amazing things to coffee, and I really prefer it over cows milk and other creamers. First time is a bit different, but man is it good once you know what to expect.
Agreed, I may get it once a month for a treat, and its the greatest thing ever! But If its everyday than its just the norm nothing special.
4:46 - Subscriptions and Wasted Time
19:29 - Housing
28:35 - Car
Thank u 🙌🏽
Hero
saved me an hour lmao thanks woosh lol
Around 40 mins in best life advice ever!!! Start small, little victories ✌
Figuring out your WHY (and keeping it constantly in front of you) early in life will keep you going! Such good truths!
I don't really have any subscriptions (don't watch TV and I share an Amazon prime subscription with Disney+ with friends).
The real estate I have is an investment where 1 unit of the duplex pays for everything.
And my car costed $1,500 and I've put $4,000 into it over 4 years and it doesn't need anything. And I like my car, it looks good, and runs well.
Get the life you want.. You're in control
I think an unspoken thing that is used every day that affects my spending is my phone.
FANTASTIC EPISODE! Appreciate all you guys do for us! :)
I'm going to show this video to my kids before they go to college. Really great content.
Killer show. I love this super relatable content.
A friend of mine recommended this channel to me. I am looking forward to your videos.
Great advice! Going to look at mine today!!
Great podcast guys! Kudos and thanks for this episode!
im glad so many people have found you guys, even tho my financial circumstances have changed and I am at the ladder steps of fire, you guys layout a great foundation day in and day out
-subscriber since 30k
I'm only 34, but like Brian, I've been blessed with an amazing econ and math teacher in high school. They taught be to always live by the adage of rules of 3:
1) Housing should be no more than 3x your pretax salary
2) Car should be no more than 1/3 your pretax salary
3) Save a 1/3 of your pretax salary
After living on both coasts, Midwest, and across the world - I can say I am lucky enough to be way ahead of the game. That, and I applaud you Money Guy Team for keeping living in a healthy and humble lifestyle for a meaningful and worthwhile life!
Yeah, I don't see this happening. I went looking at minivans, fairly late models, as it's been 14 years since I've had a newer car. They're all low miles, btw. Neither cleared 80k miles yet.
They started talking about 800 a MONTH! What's the f'ing interest rate, 12%??? Wtf??
Last time I bought a car, it was like 350 a month. 5k dp.
I'll never, ever do that again. No interest (both financial and otherwise)
I like the calendar of the age and how much to save till 65. I wish I had that when I was young or someone showed me this. My son will see this and he will be prepared for HIS retirement.
Bo, I appreciate that you are always excited lol
best channel on RUclips . PERIOD.
I can't believe how much money people spend on subscriptions! I pay for Netflix and that's it. They have more content on there than I'll ever be able to consume in my life. Also, RUclips is free. Who the hell are these people spending hundreds of dollars on streaming services?!
I was shocked. I guess I'm glad I don't even own a TV.
Yeah it's crazy. What I do is pick one or two services to keep year round, and rotate through the rest (keep each for a couple of months). Also I don't have cable or a "cable package replacement" service (Sling or RUclipsTV), and those usually cost at least $70 per month.
@@travis1240 it's almost always these "small" purchases that bring in the big bucks for these companies. That's what they don't want us to know. 😉
Disney plus, Hulu, Netflix, hbo, Spotify etc
I subscribe to four services, and they come it an about $50 a month. For it to be hundreds, you'd have to pick the top tier of everything.
Lighting looks good now lol. Great job.
Great advice as always!. Following you from Costa Rica.
Good points, but it'd be nice if you accounted for inflation. Saying $150k will be almost $1mil in 35 years is really misleading. That million won't be worth anywhere near as much as it is today. It's probably worth more like $500-700k in terms of what you can use it for, which is a significant difference.
Since i was born the value of USD is about half of what it was. This isn't easy to just plug in however because of how deflationary certain technologies can be. For instance imagine spending $1000 in today's money on an Atari!
I mean... you aren't wrong, but most people shouldn't be aiming for a $1M retirement unless they are just now retiring, or retiring soonish. I have a pretty modest lifestyle, and if I retired right now, we could live comfortably on $50k/yr. Assuming we average 3% inflation (which is still likely high even with today's crazy inflation), then my $50k will balloon to $120k/yr. Instead of needing ~$1M to retire comfortably today, we will need closer to $2.5M just with a pretty simple modest lifestyle. For people with more expensive tastes than myself... I have no idea how you save enough to retire comfortably. I'm having a hard enough time wrapping my head around how we are going to do $2.5M in retirement. I have very little concept of that kind of money, and just have to trust my spreadsheets that tell me that this impossible feat is technically do-able.
@@Notarealusersname Excellent point on the deflation going on! I think a lot of that deflation has been hidden because often times adding technology has also meant adding a growing number of devices, accessories, and networking devices to make it all work, so while the individual items have dropped in price the number of items has increased even faster. Plus, early tech never ages well, so through the transition of more devices, has also been more replacement of those devices.
I don't think people have realized it with their pocket books yet, but the trend of pairing down to fewer and fewer devices has been happening for a while. I mean, I am a nerd, so I use to have a pda, mp3 player, cell phone, laptop, dekstop, gps, game consoles, and a host of device-specific adapters and accessories. Now I have a cell phone, and a desktop. I have 1 game controller that works with both, and 1 headset that works with both. And if I were a normal person, I would dare to say I could do without the desktop or laptop entirely and just use Dex to my TV and pair a BT keyboard and mouse to my phone for normal computer needs.
What's more, is that devices last longer. A typical cell phone today should have a practical functional life of 5-7 years if it isn't destroyed. A typical laptop should last an easy 7-10 years now, while desktops should last 15+ years. That is a far cry from what people are accustomed to with replacing computers every 5 years and phones every year or two.
And accessories! Oh man! Like, I had so much crap to make things work before! But keyboard and mouse? Bluetooth, and it works on my computer or phone just fine. Headset? I have had so many headsets and headphones over the years because they would die, or just not work well, but the current set has been runnign strong for almost 5 years now, and works with both my phone and computer. I dont have an xbox, but my xbox controller works just fine with my PC and phone. Instead of a host of crappy periphrials, I just have a few quality ones that work with everything for several years at a time.
My tech budget has really whittled down to nothing compared to what it has been in the past. We are finally at a point where individual items are a little expensive, but each new device lasts twice as long, works twice as well, and replaces 2 devices, which more than makes up for the up-front price hike. That doesn't likely register with normal people hurting with the 6-8% inflation hit they are taking now, but I think these deflationary headwinds are going to make a pretty big and obvious impact in a few years.
In the area I want to live, the difference between a condo and the home I really want is ~200k...that extra monthly is a tough pill to swallow on the opportunity cost basis you present. It won't be $1M per $100k because I would eventually upgrade to a home anyway, so the true difference is only on the projected value of the saved monthly over from the time of purchase to the time of upgrade...
That’s what always gets me about some of the debt free screams on Ramsey’s network. Some of the kids ( ok, I’m part of the more seasoned folk crowd) do their debt free screams, but life hasn’t even begun to happen for them. Despite doing this in NYC for three years myself with two toddlers, people are not going to stay in their six hundred square foot apartments. As life continues, houses come and all the “big” stuff comes. I much prefer hearing the true debt free screams of those who have already climbed the housing ladder, and cars, and kids, and medical and on and on covered already - now that’s impressive!! It does make a huge difference.
This is such great content. These videos need to be shown in high schools!
Great info once again!
Amazing final speech.
Oh snap just realized I’m saving enough. Yeah!
I have no monthly subscriptions ($35/month for cellphone but that's it).
This is so refreshing. I don't have any cable nor subscriptions this and learning are my entertainment. There's too much free stuff out there to be paying.
I'm with you on the learning for entertainment. A lot of shows my friends have recommended me haven't been as interesting for fulfilling to watch as free youtube content that helps me develop into a better person.
Love you're show lm hooked
Such great perspective! Btw I love my Honda Accord! 🤙
You know what's costing us hundreds a month... an old toilet. The phantom flushing got fixed and we are saving so much
Replaced our old toilets with the Toto Eco Drake. Saves money on water AND flushes much better (far less plunging or multiple flushes). Good investment.
Yup
Excellent!!
Would've liked to have seen median rent taken out of that cost by retirement section for housing. Whether its mortgage or rent you will have to pay something so that 900k is cut by about half
Dope episode tho
I completely turned around a financial Train- Wreck of a life: From student debt, credit cards, gambling bla bla bla-- To: One- Thousand Percent Debt- Free (including house), Fat & Happy TSP, decent cash savings. My one worst lingering bad indulgence: Convenience Foods (mostly prepared grocery- store dinners, etc.; I actually don't eat at restaurants terribly often.) Gotta rein it in!
Plasma Donation is a simple way to earn extra money outside of your job, for those in the US. $150 a week was used as an example, and where I live, donating twice a week can pay $80-$140 a week depending on your consistency. I am actually at a center as I am typing this.
@Antigone Zervas Yea, it can come with some side effects, but can help set one up long term, especially if they don't have much wiggle room in their budget.
If you’re eating right and maintaining your health, you’re helping protect the vulnerable sick people who receive it. Lots of people who sell plasma are addicts and criminals.
Those subscriptions are even more deadly for the entrepreneurial folk!
Bought foreclosure property 2009 with cash
Been watching free TV for past 10 years
Latte effect: if you are 25 years old, and you drink a $5 coffee every day thats $150 a month which according to army of dollar bills is costing you becoming a millionaire.
I brew my own coffee but my wife does those boba drinks so I'm doomed. 🤭
@@Chinese080808 Get a divorce bro
I just have Netflix and because I'm a tech nerd and favor owning content.
I just pirate video content online and store it. Then my music is just RUclipsrs downloader lmfao.
Takes my personal time downloading/sorting the content but it's time I don't mind spending tbh. So much money saved for me and my family.
My camaro had the radio go out and I just enjoyed listening to the engine and enjoying driving it for a whole year before I put in the new radio lol. Don’t spend in areas you won’t truly appreciate
I don't remember the last time I even listened to the radio. It's just crap on crap.
Buying anything for status is stupid. That said buying the cheapest of something is not necessarily the best either. Really your individual use case should play more into the decision process than anything else.
You make it so clear. You give good advice. I follow many of it. It's just jaw dropping that you equate "money" with "dollar" , and talk about the army of dollar bills. As if the world of today was the work of the teachers of the teachers you talk about...
Money management is always a “squirrel and the grasshopper” dilemma. There’s value in both philosophies, even though the grasshopper is the cautionary tale. You still need to enjoy life, like the grasshopper does, but you also need to prepare, to a reasonable extent, for the “winter” like the squirrel. Yeah, there’s a very high opportunity cost to each dollar not invested when there are decades of growth not being realized on those dollars, but life should also not be 100% about hoarding either.
The average millionaire almost NEVER gets a car payment.
@@David.Bergeron According to who?
@@deecee2174 any financial planner.
@@deecee2174 Dave Ramsey
Yeah, um... The average millionaire doesn't HAVE TO.
@@windsofmarchjourneyperrytr2823 we mean in the terms of their lifetime that they NEVER get a car payment.
I'm 17k in debt, 25 years old and never had a car payment either. Just learn how to maintain a car and find a good mechanic that can help inspect a used car and youre fine. I'd say more than every other used car is decent for a while
That hard part on Bo’s head was wayyy too far over🤣
Investing regularly is the 🔑💯
Facts
I have one subscription and all of my 9 friends have different subscriptions. We just share pool everything, instead of paying over $100/month for all 10 subscriptions.
Love those guys who's parents buy them that BMW 3 Series as graduation gifts! $300k problem solved!
Yeah, no. Most cars are a waste of money. They're meant to be driven. Anything a bit odd will cost way more in parts and mechanics. You want reliable and easy/cheap to get parts for.
Enjoy the content. Only one item, not sure what I missed. The side hustle and kicking monthly subs netted $616/month and $494K after 30 years; yet the $434 mortgage savings netted $970K after 30 years; both at 8% return?
I believe the difference is that they were modeling the side hustle/subscription numbers for doing that for 5 years then coasting, whereas the mortgage savings was being added to investments for the entire 30 years.
Side Hustle for 5 years while young.
Yes, because of compound interest. The more money you have, the more you will make…its exponential
I can't believe they voted down a Tesla as an example. It would be an interesting one, it's an automobile "mutant"... The disrupter of cars (the iPhone), the current transition to EVs, the really low cost of maintenance...
I think the housing case study is deceiving for two reasons, one of which was briefly mentioned. 1. Unlike the monthly cost of subscriptions that are not recoverable, the $400 cost per $100k of mortgage is part equity and part interest expense. Saying the $400 per month for 35 years has an opportunity cost of $1mm isn't accurate because you get to retain the equity portion of the $400. 2. That equity also has the opportunity to appreciate over the 35 year time-frame, which was mentioned in the video but not considered in the calculation. Clearly the less you spend on ANYTHING the more you can save and invest, but in these case studies you should compare unrecoverable costs to saving rather than one appreciating asset to another.
Either way your house is appreciating, whether you have a mortgage or not. The question is, do you want to pay off 3% mortgage debt when you could be getting a 7-10% annual return elsewhere?
The answer may be yes because you have a different risk profile. The guys are just sharing that interest rates are so low that your risk free rate is going to outweigh your mortgage so you might as well just hold onto cash to invest. Not to mention how risky it can be to be house rich and cash poor if anything happens in your life. That's why even Dave Ramsey who is anti debt says to have an emergency fund before paying the house off
@@JourneyByChris This particular video and my comment aren't discussing the concept of what to do with your next dollar once you already have a mortgage. ie accelerating paying off mortgage debt/Dave Ramsey's debt snowball. The discussion is about how much mortgage debt you want to start off with in the first place. I totally agree you don't want to be house rich and retirement poor and I am not suggesting anyone be leveraged to the max because there is a "better" opportunity to accumulate wealth in a home vs. the stock market. Their video is suggesting that for every 100k of house and every $400 of corresponding monthly mortgage payment that you give up $1mm of future value in 35 years and that simply isn't true. The $400 doesn't just disappear like it would if you spent that on coffee. You can't get back the portion of the $400 that covers interest and that comparison makes sense, that's the 3% vs. 7-10% you're talking about. The portion of the $400 that you retain in the form equity and what eventually equals $100k (not including appreciation) when the mortgage is paid off could very well be $500k after 35 years depending on appreciation of the property.
Bottom line: money going towards streaming services equals zero net worth at any point in the future and especially 35 years out. $400 a month going towards a mortgage payment or $400 a month going into the stock market will both grow your net worth after 35 years. Their video suggests that the $400 for mortgage is the same as the streaming expense in terms of accumulating wealth and that is why I think it's deceiving.
I totally agree with them on the housing prices.
But I always chuckle when they state the statistic of 390k for the median house. Here in Southern California, 390k will get you an old 1 bed 1 bath condo/apartment in a bit so great part of town
Yes, I have come to the conclusion I am going to leave. I don’t understand all the transplants that come to California. They could buy an affordable home next to family and instead they come out here to be away from family and live with four roommates or pay an apartment and live paycheck to paycheck with no wealth accumulation.
Here in Ohio I have a 4 bed, 2 bath house with an extension, and a large yard, and 2 large decks, and a full basement, and a garage, and lots of usable attic storage space, and my home value is ~$200k... which is exactly why I left California lol. And I think that $200k is waaaaay over-valued and will likely correct down to $180k over the next year or so. And sure, if I had stayed in Cali I would get paid more for the same work... but nowhere near that much more. Cost of living out here is unbeatable!
The average home price is laughably high or laughably low depending on where you live, but average is rarely 'normal' for any particular place.
@@razojacqueline I think you just said it. "Away from family."
When do we leave?
11:55 time flies
I wish I was able to watch this 20 years ago!!!!!!!!!!!!!!!!
To much house.
To much car.
To much playing.
Max out those retirement accounts.
Not all heroes wear capes…but you should.
Was brian's mic disconnected on this show? lol
You should put a link to the study in the description.
Wait what are they?
My food expenses are costing me thousands
Cancelling subscriptions as I watch!
Wellll I also have to do something with my time lol
Try the library. They have a million books, audiobooks, videos, books on CD, magazines on digital...
Attention Everyone!!!! Brian is excited again!!!!! 😮😮😮😮
I bought a nice car last week and I have no regrets. Im learning to balance enjoying the life I have now while maximizing out my account so I’m good for retirement 👍🏾
Exactly.
And that's the best way to do it. Good for you!
Does anybody actually pay for prime video? I thought it just came for free to everybody with an Amazon Prime account?
I think the figure includes Amazon Prime as a subscription. Also phone and internet.
So what does the changing number in the background signify? In this episode it is 185,000.
# of RUclips subscribers. If you see a variation it is because shows recorded earlier get posted for re-play.
I needed to hear this several decades ago. I should be fine though, just planning on retiring at 105.
My wife wanted google storage and in her defense, she did not get the financial impact. The cheapest plan is still $20/yr. The downside is once you are in, you are in. It would be silly to use for few yrs and stop, so it's lifelong commitment and I'm sure it won't stay locked at 20. We are getting 1tb of external hd for less than 200. That's how they get you
From a developer standpoint with multiple devices: It depends on why you want it, but remote storage for certain purposes can definitely be worth that low cost. $20 a year really isn’t that much and you could always transfer to an external drive at a later time if you no longer need it to be remote. Skip eating out one time can make up that cost.
If it’s only just for extra storage or backups, then yeah I agree external hard drives are the way to go.
Offsite backup.
Just realized that if you invested the $180 difference in cost, you actually come out ahead doing google storage. At 8% returns after 9 years (the break even point), your $180 would have doubled to $360 essentially canceling out the cost of google drive all together. From there compound interest only makes it a bigger and bigger gap each year.
5 times your annual salary for a home is low, in Greece is 17 time my annual salary (for 1000sqft a familly home apartment)
This stat was for the USA though
@@Yugiboii I know
ironic that wasted time is on this list but you wasted 49 unecessary minutes lmao sadness
Honestly, as great as your content is, you're still underestimating housing costs on the coasts. My wife and I were lucky to catch a townhome in a suburb a couple years ago. We are ready to grow a family. We just looked at Redfin and even if you just filter for 4 walls, 3 bedrooms, and 2 baths, you will find 0 homes in the Seattle area under $800k listing, and they are still selling for $100k or more over that. In ideal school districts, even duplexes and townhomes with high HOA dues big enough for a family are $700k+, plus whatever 6 digit number the new buyer tacks on top.
And what a sh!t hole Seattle is, and why anyone in their right mind would want to live there, or a city like it, is beyond common sense. There are SO MANY better areas in the country to raise a family. Seattle and cities like it - and there are MANY - are full of filth, stupidity and insanity, the likes of which can destroy your life. The meteor cannot come FAST enough for that rainy soup bowl of self entitled whackadoos.
@@dukeofrocjohnson3390 Whoops! Looks like you forgot to take your anti-psychotics today, Grandpa.
The unfortunate reality is that means it’s probably time to move.
@@JoshuaMcGrew Your assumption is incorrect. Thanks for proving how witless you are by attacking the person rather than the merits of the observation. Way to go zoomer.
@@JoshuaMcGrew Nice condescension there guy. You don't like the message, even if it's true, so you attack the messenger with insults. We've all seen what's going on in Seattle. There are plenty of wonderful, affordable places to live that aren't on the coasts. If you're lucky, you'll find a place with no HOA.
Captions are nice
Spend about $6 on coffee every 2 weeks
somethings off with Brian's mic....sounds off/distant/in a can sound
Imagine if the Dad who gifted the Mercedes instead dropped $160k into an IRA for his son.....
Yup. No giving expensive cars to people without a job.
There’s nothing wrong with renting. Most people don’t need to own a home.
You use this everyday and it costs you thousands! Food....
Think to buy a Tesla model Y, not a must have, two cars fully paid off now, 5 and 3 yrs old cars.
Cars, coffee, crack
(I did that without watching the video or reading comments, wonder how I did?)
Buy your crack wholesale. It's way cheaper that way.
Great show. That being said there is a REAL difference between historical S&P average returns vs real life average investors. It’s a thing called emotion, and that’s why the return of the majority of individual investors are at least a few percentage points below the average. Everybody likes to think there above average, but in reality they are not. Please do more of your calculations with REAL returns of average investors please.
Their whole point is that you should automate your retirement and remove the emotion so that you don’t end up with the lower “average investor returns”. If you automate a dollar cost average plan then their calculations are perfectly fine. They recently did a show that touched on average returns, people thinking they can beat the market, etc if you want more details on that.
@@kennycrump I agree with dollar cost averaging, but you are making it sound easier then it has proven to be. The S&P from 2000-2002 had a max decline of -49% with a 30 month bear market which took 56 months to recover from. Then in 2007-2009 we had a max decline of -57% with a 17 month bear market which took 49 months to recover. So yes, emotions play a huge role in dollar cost averaging with 100% of your investment in the S&P in order to get the overall returns the show talks about. But overall I do agree that if you could take emotion out of the equation, in the long run a 8% return can be used, just be careful that some periods in time will test your nerves.
Everybody has a plan until they get punched in the mouth with a -38% decline in one year (2008).
@@NC-it6im most of their shows talk about decreasing risk and equity percentage of your portfolio as you age, and they generally use lower returns based on age to reflect that.
I get that it’s nerve racking in bad times, but if you’re not near retirement you just need to be ready to stay the course regardless of conditions. Not continuing to buy during a bear market loses so much potential gain from DCA. And if you are near retirement/already retired, then you should have a much less risky portfolio that you can strategize to get through the Bear market.
Definitely sucks seeing your portfolio losing so much at once, which is why deciding on a game plan far in advance is so important in my opinion. Sadly the average person won’t do that.
I consistently see you guys lay out a series of savings then push that out 30 years to present a $1M figure. That's all accurate and great, but it seems like the goal here is to get your audience of financial novices to say wow, a million dollars! I could be rich! If you really want to walk your example out, you need to address inflation. Give them the present value of that future $1M then using a reasonable safe withdraw rate on that future million to tell them what its worth per year in retirement. Using your very optimistic projected returns and a very optimistic 3% inflation rate, and the 4% rule which is optimistic, we're talking about $16k per year in spending potential in today's dollars. Best case scenario. Its not nearly enough. The more you know.
Let's Go Brandon!
Take home message: If you're young, save, save, save. If you're older, go ahead and spend, spend, spend.
I always save money.
49 min videos also waste my time when i could be making money ;( Just tell me what it is dammit LOL.
Go read a Wikipedia post - it will save you tons of time 🤷♂️
@@MoneyGuyShow oh no I read someone's comment. Just needed to know the 3 things. Don't need long explanations. It already makes sense. Thanks. 👍
You guys should do a BNPL episode. It is a terrible trend that 80% of gen Z and millennials are using that wall streets investors so excited about.
4x our income would be an insane house - I can't even imagine. Our house is roughly 1.2x our income and we bought it brand new in 2017.
My only sub is RUclips. I got rid of all the rest because of the messages they were sending. I signed up for Peacock last week to watch the NFL game and unsubscribed within about 2 hours because of all the virtue signaling that was being crammed down my throat.
Get lost lost troll.
@@DietBajaBlast Backatcha troll troll.
AMEN! Done with NBA and NFL ... Sad, SINCE I enjoyed watching and played both. IDC though, their hypocrisy is detestable. Done with them. ESPN as well. I f/u with college scores... and that's it.
Tinder
You could just build a Plex server and not need to pay for any subscriptions.
Did this video need to be fifty minutes? Jibber jabbering sucks to listen to. Organize thoughts and give them to us.
They post highlight clips everyday. This is one of their longer shows that they pull the highlight clips from. You are free to wait for those short 3-5 minute videos if you don't like the more podcasty type of shows.
Many of us enjoy their personality; if you just want the facts, go read a blog or go to another channel.
@@chemquests your comment is pointless considering that I didn't say YOU don't enjoy the jibber jabber. If you are tuning in for their personalities then good for you.
One last thing, there was some great substance in this video.
This is a podcast; So, it is much more in the style of a radio show rather than an organized class. They have admitted this before; they want this to be good information, but they also want this to be a motivational show for people in the slog (already doing all the right things), to just give them the energy to keep going.
Perhaps one of the things that should be part of your "3 things" is the time wasted watching a 50 minute video by people like you trying to explain "3 things we use every day that are costing us thousands" By time would be wasted by watching this video so I won't. I've already wasted 2 minutes already on this.