2 to 3 mil rm put in the bank earn interest no need to work already in malaysia. mm2h requirement to prove rm10k income is more than enough to live in malaysia
Living cost outskirt (10 kilometres) around KL is cheaper, no need to go all the way to Ipoh. My area rental for 1400 Sq ft, currently cost RM1300 to RM1500. 4 bedrooms, 2 bathrooms and a driveway for 2 cars. I buy my produce from the wet market which is cheaper and fresher than the supermarket. Average Malaysians earn RM4000 and above. If we can survive. So can you.
I am Malaysian. for the economic model Clothes - you were not wrong that if you don't want to spend money on freshy clothing and designer labels, you can get away with rm800 per year. BUT you miss out one point - footwears whether normal casual shoes, sport shoes and for women, need I say more???? sport shoes already cost from rm200 per pairs min up, Food - one good thing about Malaysia is that you do have choices, from real budget to lavish and anything in between. I agree that rm30 per day per person is doable but not linear throughout the year and for persons that like a bit of drink now and then, alcoholic drinks are known to be on the pricey side. live - even outside CBD, and not downgrade to very local locale, rm2000 per month wont get you very nice condos and very large condos. 1000 to 1500sq is at best mid to mid-high cost range. And our high cost range started from rm500k and above, far short from rm1mil that MM2H visa holders are allowed to buy. but in general, for single person, assume you bought your house and car outright, just meeting maintenance cost for both items, insurance, travel allowance, food, entertainment and etc, rm3000 should live fairly well, not lavish and above middle income Malaysians. Rm4 to 5k you have more travel allowance.
clothing RM160 for two /month is not enough for luxury life type. One dinner female dress is already RM 150 -250 already. I guess RM300 / month is better estimation for this category.
KUALA LUMPUR - Malaysia's plan to lower the minimum price at which foreigners are eligible to buy homes is meant to tackle the property glut, but analysts warn it could create a property bubble instead. The government announced last Friday (Oct 11) it will lower the threshold price from RM1 million (S$327,000) currently to RM600,000 per condominium unit, in a bid to reduce the number of unsold apartments - worth RM8.3 billion in total - in Malaysia's major cities. 大馬政府降低門檻希望消化60萬左右嘅盤,希望配合下,唔好成日推貴一倍果d
My wife and I happened to live in Damansara area and spend about 10 K monthly. Children finished schooling and live overseas. Houses and cars ( Honda CRZ , 6 years old and Mercedes C200, 10 months old) are paid for. I guess this is pretty typical in Damansara area.
@@singleteam88 Thank you. But I am not living in HK and have no idea about the medical cost in HK. Do you buy medical insurance in Malaysia? if so, how much does it cost?
有个已经退休的香港朋友,在香港过一个很简单节省的生活,虽然拥有自己的房子但是没有现金流。因为大部份的收入都拿去供房子和省钱当医疗储备金。
我告诉他卖了香港房子或租出去,搬过来马来西亚。他卖了香港的房子,来到马来西亚买了一个三倍大高资素的房子,也不需要担心医疗费用,因为比香港便宜太多。还有很多现金流过一个优质的生活。现在连儿子全家都搬来。
不是這樣的。15年前香港ㄧ碟快餐飯只要$27,但現在已是$50。所以要計埋每年有约3%通漲。否則十幾年後,同樣數目的金额己無法在吉隆坡生活。
資料都好有參考價值。謝謝。👍👍👍
多謝支持
马来生活费是香港的3/1或者4/1,食物在马来不是最大开销,因为衣食住行才是真正的需要,在吉隆坡一个人一个月生活费要3500到5000。
加住的就不够了
在霹靂州怡保生活比起吉隆坡再節省大概40%, 檳城大概是30% 也不需要浪費時間在交通上塞車
想請教一下如果在新山生活,是否會比在吉隆坡生活更便宜一點?還是更貴一點呢?謝謝!🙏🙏
新山如果近新加坡邊境嗰帶,生活費唔會比吉隆坡平太多
我就是办理了第二家园的中国人,感觉这里非常好,现在住在槟城,给大家分享个槟城的房产介绍,给大家一个参考,欢迎大家来槟城。@
希望你生活愉快
2 to 3 mil rm put in the bank earn interest no need to work already in malaysia. mm2h requirement to prove rm10k income is more than enough to live in malaysia
有幾多錢才可以退休?我已經有一百萬美金都未退休、因為退休就係等死、所以我唔退休並非我冇錢、而係我想每日都能做些creative 同埋 productive 嘅嘢、我多餘嘅錢都係幫助窮人、所以我不退休也很快樂。
去大馬不是移民,只是移居,大馬的第二家園計劃,只能在大馬生活,沒有醫療津貼,不能工作,所以你去到不退休也不行,基本上大馬政府是要你投資,不給福利你
@@timlee8222 唔係喎,你嘅仔女可以入讀大馬11年免費政府學校,可以睇政府醫院,傷風感冒降血糖,大馬人1蚊(60歲以上,全免,包埋藥,驗血,白內障手術,身體檢查等),非公民3蚊(冇記錯,手術另計,但唔貴),你可以做生意自顧
一百萬美元真的不是什麼大數目
@@ryanleung3333 一百萬美金約 420 萬馬幣。喺大馬,3千呎雙層排屋約50萬馬幣,銀行定期約4-5%年利,其它長期保本基金有 8-10% 年利,剩餘370萬馬幣,靠利息,可以食幾代(若冇嚴重通貨膨脹)
Real Man 每個人看同一個銀碼也有不同的睇法,that’s all.
我兩夫婦已退休,不必供車屋,兒女獨立,無請工人。我倆平均每年使費十二萬馬幣。
你地哩啲富豪版生活
两个人一个月用万多块!!!你真係有錢啰!我全家大小五口人,一个月才花三千。
@@cheeloongkong2901 只是中產生活。
@@cheeloongkong2901 那说明你家很穷下,我家俩夫妻也是要开销1万马币一个月
@Mable chan . 10k a month is consider middle income family expenses.
Sarawak 砂拉越 SMM2H, sabah SMM2H and Malaysia MM2H一国三个政策。有稍微一点分别。
如果唔讲究嘅,租金,800呎嘅楼,大概1000文。两个人,基本嘅生活,自己煮饭。兼间中出去食下。用架普通嘅细车,基本上,一个月,唔使6000马币,已经好舒服喇。
真的嗎?😎
@@ookkookk5121 我本身都係用紧4000文三个人。
其實個普通版都有啲走盞位嘅,唔會真係過得好普通😅😅😅
@@singleteam88 初期你到大马使用可能会高啲,因为有新鲜感,但住咗落嚟,日子久了,你会淡化,变咗你嘅生活费会低落去。
都係架
干,我普通版都不如,可是,我有车,有家(1100尺)有老婆,有孩子。
我一年买衣才600-700全家
吃800-1000全家
家700每月(自己的)
车现钱买了(proton persona)2018款
油费500-600有多。
好多謝你回覆
Living cost outskirt (10 kilometres) around KL is cheaper, no need to go all the way to Ipoh. My area rental for 1400 Sq ft, currently cost RM1300 to RM1500. 4 bedrooms, 2 bathrooms and a driveway for 2 cars. I buy my produce from the wet market which is cheaper and fresher than the supermarket. Average Malaysians earn RM4000 and above. If we can survive. So can you.
Thanks for sharing,起碼有個概念。
马拉西亚普通版不太需要那么高,除非你一直出游就不同。。。
放银行食利息,普通生活一个月五千马币一家人已经足够,供楼,供车,吃饭
Cn Koan 本地人當然夠,但外國人要買最低100萬的房子就不夠了,而且普通版我也只是給出4400馬幣呢
merry Christmas to you and your family 🤗🌷🎄🎊🎄🎉
Thanks!merry chrismas and happy new year
如果想吹吹風涼涼爽爽也可以上(雲頂)啦。吉隆坡上去就一小時。如果喜歡上澳門的就更喜歡。。。😄呵呵
未上雲頂先暈車⋯
Good advise
I am Malaysian.
for the economic model
Clothes - you were not wrong that if you don't want to spend money on freshy clothing and designer labels, you can get away with rm800 per year. BUT you miss out one point - footwears whether normal casual shoes, sport shoes and for women, need I say more???? sport shoes already cost from rm200 per pairs min up,
Food - one good thing about Malaysia is that you do have choices, from real budget to lavish and anything in between. I agree that rm30 per day per person is doable but not linear throughout the year and for persons that like a bit of drink now and then, alcoholic drinks are known to be on the pricey side.
live - even outside CBD, and not downgrade to very local locale, rm2000 per month wont get you very nice condos and very large condos. 1000 to 1500sq is at best mid to mid-high cost range. And our high cost range started from rm500k and above, far short from rm1mil that MM2H visa holders are allowed to buy.
but in general, for single person, assume you bought your house and car outright, just meeting maintenance cost for both items, insurance, travel allowance, food, entertainment and etc, rm3000 should live fairly well, not lavish and above middle income Malaysians. Rm4 to 5k you have more travel allowance.
Thanks for your information,Thats why i set an enconomy version and a luxyry version☺️☺️☺️
more interested in average rent outside CBD, the rest can be budgeted according to needs and personal preference
你看香港阿叔在大馬Gary,他在新山生活開銷都普遍低的,去到吉隆坡都是食餐館,開銷肯定翻倍。
係吉隆坡又未必要食餐館嘅
9:33 纠正,东马丁加奴→东海岸
Thanks for your information
丁加奴不是在东马,是在西马的东边,也就是西马东海岸,丁加奴已不叫丁加奴了,已改名叫登嘉楼。
請問經MMH2過到去可唔可以開舖或者做生意呢?
Ocean Sea 可以,不過唔可以自己做,一定要搵人做。另外仲有啲限制,例如唔可以每月出糧之類。
clothing RM160 for two /month is not enough for luxury life type. One dinner female dress is already RM 150 -250 already. I guess RM300 / month is better estimation for this category.
Thanks for your imformation
我住在乡下过着半退休的生活,一个月3千就足够了。车架便宜车屋住乡下屋得空还能去城市消费。
生活簡單.一個月除了必須的費用,千五可以過的很好,前題是不必供屋供車
最少马币两百万才可以退休!一定屋和车也要还清和不可以有欠钱
不便宜!
我連普通版一半都唔夠. 但如果我真係來馬來亞過退休是不是可以向當地政府申請每星期20小時 part-time?
但係你點申請MM2H呢?
@@singleteam88 先問銀行借錢大舊錢然後走佬到馬來西亞可以嗎?
@@crossrunnerxx MM2H不可以做工的。
有些其他youtuber讲外国人买楼必须系100万马币?
2020年有條件地放寬,外國人可以買60萬馬幣貨尾單位
@@singleteam88 thanks for answering my question :)
@@jz9859 要看地区哦。
請問我已60,妻子亦差不多,兩人在馬來西亞買醫療保險每年或每月費用要多少?謝!
Simon Zhang 呢個要問返當地專業agent,對不起,幫不了你🙏🙏🙏
馬來西亞人就算大城市如吉隆坡,也都打扮隨意,沒有人會看不起你。大多衣服都穿好幾年,新年穿一次新衣服就夠了。
的確,衣服都很便宜
港幣對馬幣匯率1對幾?
而家大概1馬幣對1.87港幣左右
怎樣才可加入羣組?🙏🏻
jovylo 77777 片尾有我聯絡方法🙏🙏🙏
KUALA LUMPUR - Malaysia's plan to lower the minimum price at which foreigners are eligible to buy homes is meant to tackle the property glut, but analysts warn it could create a property bubble instead.
The government announced last Friday (Oct 11) it will lower the threshold price from RM1 million (S$327,000) currently to RM600,000 per condominium unit, in a bid to reduce the number of unsold apartments - worth RM8.3 billion in total - in Malaysia's major cities.
大馬政府降低門檻希望消化60萬左右嘅盤,希望配合下,唔好成日推貴一倍果d
希望你下次可以用RM代表马币,因为比较容易看,如果你放$,很容易让别人是美金。谢谢。
我會注意一下
别乱说啦!马来西亚一个月5000 已经可以养一家大小了。
香港人手法係咁,總之退休條數就竟然永遠都多過當地人嘅人工嘅。其實香港人對香港人都係咁樣,人工10,000 ,但退休洗費條數就作到兩三萬。段片比香港人睇嘅
@@user-df5gq6ln4zHong Kongers will consider inflation in future. Whether your deposit or savings could cover your living in the next 10 years or more
bnb hk 其實片中嘅數字係預鬆少少,如果樣樣計到岩岩好,就無辦法應付突發情況,因為退左休就無工作,錢不能預得太緊的
在鄉下三千就够了。
@@cheeloongkong2901我也 在乡下住,我家供房供车供保险都花三,四千马币了,月开销要用上万
KL cost of living is getting higher. Need at least RM2 mil to retire
at least 5 mil
Malaysia got so many ppl earn rm2mil at age of 55?
@@gkheng if they have invested in properties ..yes
在南马RM 20.00 就可以吃到很丰富了。
10k a month. retiree couple can live quite comfortably in damansara area, Malaysia.
My wife and I happened to live in Damansara area and spend about 10 K monthly. Children finished schooling and live overseas. Houses and cars ( Honda CRZ , 6 years old and Mercedes C200, 10 months old) are paid for. I guess this is pretty typical in Damansara area.
@Chin Kang. Ya agree with u. 10K a month is without housing loan and car loan. Assume that all the loans have been settled before retirement.
cindy Ya, to achieve financial freedom.
真係有日你退休也好不退休也好,有錢也好,冇錢也好。馬來西亞是福地。過來呢度,我哋係中華民族義氣子女。逼定有留人之處。
多謝你的資訊
有參考價值
我一个人的消费是供車750、保俭700馬币、油200、吃呀其他呀消費2000、一供每月3600百馬币
请问这个包括医疗保险吗?外国人医疗保险大概多少钱一个月呢?谢谢您
现在马来西亚短裤不可能只是十几马币一件。除非是很低等级的。
华人基本不会买这些档次。
短褲去一般的也不說。是比如像吉隆坡秋吉Chow Kit一帶的店,連十塊錢的短褲還是買得到。除非你要求很高還要名牌
平民会买
我視己為中產,也不怎樣太留意衣著,例如我最近買uniqlo 屬於低中價牌子,一身衣服約二百馬幣。
大馬国産車耐用嗎?
睇你同咩比,我覺得幾萬蚊代步算唔錯
第二国产车是Toyota 引擎肯定ok
Proton 系吉利公司合并,myvi 都系日本车改logo 国产车质量都唔错
最耐用的就是国産車😂修理和零件也便宜。。。用到幾十年也沒有問題😂😂😂
x70不错😂😂
How much is the medical expense?
你預大約係香港嘅一半至三份一,普通睇醫生百零蚊港幣
@@singleteam88 Thank you. But I am not living in HK and have no idea about the medical cost in HK. Do you buy medical insurance in Malaysia? if so, how much does it cost?
之前有條片大概有講
買間五百多千的楼房已很舒適了,每月家庭生活费五千之内已算足夠了,
Hi, 可否加我入群組?我是張生,申請緊第二家園。睇你影片介紹的好好。想多些瞭解大馬情況。
片尾有我嘅聯絡方法
請問是獨立申請還是經 agent?
@@martinho3149 代理
現在馬幣跌成噤,有少少錢都可以去馬來西亞退休…😝但申請MM2H就麻煩😡東馬就免,西馬的人也不夠膽去東馬玩,唔好講係到長住⋯⋯
唔係馬幣跌,係美金太強😅😅😅
聽他講,不如我講。馬來西亞最低薪金Rm1200 - 1500 . (馬幣)打工的,如要有屋庶頂,不求榮華富貴,不求山鉁海味,是可以生活的地方。做一個堂堂正正的中華人。何必受中共專制邪魔壓逼。海外的生活真的妤過中共大陸多多多。自由民主人權,普世價值:全世界是歡迎和認同的。🙏
Terimakasih
@@malaynesia8051 二等公民讲干话,puikk
馬來西亞政府對當地的華人壓迫還不夠嗎?自由民主人權?一派胡言!
香港重吾夠自由!你去美國啦!夠自由可以带槍吾中意邊个一槍可以打死佢!
首先更正返,马来西亚系用RM,唔系$。。。依点好重要。
In Penang at 20 percent
那麽醫療系統怎樣, 可靠嗎? 老人院服務怎樣? 費用貴嗎? 有沒有排華的情況?
Janis Lee 以上大部份問題,係我馬來西亞系列嘅其他影片都有講
@@singleteam88 好的, 慢慢看,谢谢啊
都几精准,4百万马币可以倆公婆在KL退休了
4百万马币可以够倆公婆在世界上大多数地方退休。
现在的定期利息没有4%了,只有3%左右。
你錯了,現在利息已經低到1.8 把了
馬來西亞對華人的態度會友善嗎? 請考慮這一點! 接下來的政治紛亂就應該針對華人了。。。。
很多问题不能在网上公开讨论
請問港幣對馬幣匯率?
而家大概1馬幣兌1.77港幣左右
想請問占樣可以入藉和在那邊合
法工作?
@@mswongmswong5439 入藉就好難,只有移居,MM2H VISA 都可以有限度工作
$500 馬幣一年服裝費😱😱香港買一次都不只! 大馬真化算
jovylo 77777 大馬衫款式唔多,又無冬天😅😅😅
請問不夠如何生存?
KK Tam 我都几年没有收入了,只有过着不幸福的生活又有什么法子,现在年龄大了,要找点小钱补贴生活费都不容易,!
@@thamminggan6633 但有些人的不幸福要在MCDONALD 或板間房每天過夜, 兼且無理想無望, 疫情來更辛MCDONALD 也閂座位
我係馬來西亞身活咗兩年。退休。問我最清楚。
how much?
我住了40年。我都不清楚。
@@pho7335 舒适版 RM 4 to 5K
租一间3房-庁才400马币。1天2頓20马币。西马柔佛-代。香烟-包15马币。怎什你会祘到这么多。
租金才三四百,在乡村才有这么便宜啦!
我住的地方,租金RM 1400 -1800 ...
跟婆婆买菜 ?? 有没有必要省的那样 ??
唔可以永久居留㗎嘛, 買層樓把撚咩
一百万够啦
係唔係啊~咁我已經可以退休咯…
买楼时要付利息的。:)
條數喺幾難計,我自己都計咗好多次,真喺頭都大埋,
睇完有無清楚少少☺️☺️☺️
@@singleteam88 我會每年加番3%通漲上去。 銀行有4厘咩?! 我以為最多得3厘咱
暫時仲有,不過遲下再減息就唔知
@@singleteam88 邊間咁荀?? 要做幾耐?
@@hksargary7144 hsbc定期4.0%定期,cimb存rm3万半年有5.5%,要就快了,明年可能就没了
大馬有冇桑拿浴室?
halfciga 你意思係按摩嗰啲?
係,我覺得除左衣食住行應該要有平時娛樂消費
halfciga 我有見過大型做spa嘅地方,不過唔知係咪你所講嘅桑拿浴室
有興趣加入群組
東海岸是西馬~東馬是沙巴砂拉越
請問香港人如何在馬來西亞找工作或創業?
不會找工作,工資差太遠
@@singleteam88 外地人申請簽証打工請問年齡上限是多少歲?
@@historyhongkong7521 呢個要睇返顧主要求,如果無記錯,大馬法定退休年齡都係65歲
@@singleteam88 但外勞男姓好像是五十?
@@historyhongkong7521 有工時限制
未計通漲喎
片尾所講,買左樓,通漲影響就細好多
你的预算相当合理,是有点偏高,但多好过少。你所预算的钱,应该很多香港人都很容易存到吧?
Ryan Woon 有樓的應該係
@@singleteam88 即是说房租钱占大部分开销?哇,那香港的房子问题很严重。
Ryan Woon 香港房價是大馬十倍,一般消費大概三倍左右
Kl at 30 percent
每个月有固定嘅收租,加埋系银行食利息嘅存款,吾驶做就可以退休啦。
其實都唔平,退休人仕咁樣燒錢法,好快燒乾晒!之後返香港行乞都幾折墮。
沒有香港,明天香港就像珠海!
@@raymondchoon 直接搬到珠海住
开玩笑!一般工人的人工一千咋!
怡保應該平好多, 豐盛版有屋有車有姐姐年尾拎銀行息可以買到商務艙旅行$五球++應該住一世,
馬來西亞好適宜香港人
因為全部都係講廣東話
只是某个地区罢了啦。不是全马。
@@liewchenfei6385 广东话讲就未必全马识讲,但是听的话差不多全马都会听
@@lllbbb8052 80后的却是。当年都是看香港电影。现在年轻的可就不一样了。我认识很多年轻的。说听都不会。
@@liewchenfei6385 那也是,现在小孩很多都说英文华语,很少说广东话😓
P.Ty 不同地方讲不同的方言。那是马来西亚的特色。很多地方是讲福建 (泉州, 夏门 - 闽南话 )
升哥仔你好!請加我!
片尾有我聯絡方法
賣二简可以的吗 一65萬 二35萬 +100萬可以吗.
不行
Now MYR term deposit only 2.4%
在中马如吉隆坡的生活费用比南马鬼很多。
忘了医疗
KL 唔係一個適合退休生活嘅地方, 可以考慮太平,怡保,环境无压力,消费又低!
KL年輕人的天堂
Halo,想加入群組
Bebu Bb 請喺片尾嘅聯絡方法度搵我
有通膨,無法算
大馬收息都大概頂得住通漲
想入群組,謝謝
edwin chau 片尾有我聯絡方法
想加入群組,謝謝!
Wai Chung Sunny Ma 片尾有我聯絡方法
每月一仟马币足够。
是啊!人老了,不方便到处跑。老屋後园种菜果,买些肉,就能饱三餐了!其他水电杂费衣用能省则省。两个孩子每月会汇来各一千。 一个月一千对一个老人该够了!
1421ZH 你很幸福!别人的孩子一年才汇一千回来,甚至有些三年才汇耒一百元,每年都会回来吃饺子
你所说有钱老生活。
走來大马做乜鬼。个个港佬过耒 ,如同以前大陸人都走过去香港一样咁乱。
Sslim Lim 請多多包容!雖然我還未有計劃移民大馬,十月我第一次來吉隆坡、馬六甲,十二月再到大馬現在在檳城稍後到宜保,我喜歡大馬最主要原因是我覺得大馬人非常友善!
@@yeeyantsang803 我喺大馬人,好欢迎你光临大馬,希望你在这里玩的开心,祝你旅途愉快。
Khoo swee yuan 謝謝你!
来者是客,你太没礼貌了。我欢迎多一些穆斯林以外的外国人来居住,人口结构看来是越来越失衡了,很难维持多元种族结构,只能寄望更多外国人丰富生活形态,不至于越来越伊斯兰化!
非常欢迎你们,希望大家住的开心