Capital One 360 Review: Is It The Best HYSA?
HTML-код
- Опубликовано: 27 июн 2024
- I've been a Capital One 360 customer since before it was even Capital One! I've been very pleased with the performance checking and savings account products there.
Capital One 360 provides a great option for a high yield savings account. It's not the absolute best rate you can get on your savings but it's consistently high and doesn't require any hoops to get it. It's a solid choice if you want a high yield savings account from a brick and mortar bank with lots of locations and ATMs.
Have you used the Capital One 360 checking or savings accounts? What did you think?
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
CASH BACK APPS
⭐️ Rakuten ($20-$30 bonus cash back app) ➝ penniesnotperfection.com/Rakuten
⭐️ Fetch Rewards (Receipt scans app, $2 referral code, MV7RR) ➝ bit.ly/2G0vEtZ
⭐️ Ibotta ($10 bonus cash back groceries) ➝ penniesnotperfection.com/ibotta
⭐️ Upside (Cash back on gas) ➝ penniesnotperfection.com/upsi... Code: RXZNW
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
CONTACT ME:
🔹 Website: penniesnotperfection.com
🔹 Shop: shop.penniesnotperfection.com/
WANT TO SAY THANK YOU?
🔹 Buy Me A Coffee: shop.penniesnotperfection.com...
SEND ME LETTERS:
Mary
P.O. Box 240981
Memphis, TN 38124
➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!!
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.
My daughter had an ING account before she was born. Her college fund has been in her now Capital One 360 sincethey converted in 2012. She's now a senior in high school. They have terrific customer service.
I love capital one 360 checking and savings.
I have used them for years too. I like being able to have multiple savings and use like envelope system. Their interest rate is good (not best rate for me but still very good)
I used to have ING Direct, that was so long ago
It really was!!
Thank you for sharing. I have both with Capital One 360 😊❤😊
Very nice!
I like the convience of this bank.
It’s been very convenient for us!
Hey Mary would you recommend having 2 separate HYSA accounts
Depends on your goals! I like having separate accounts personally but doesn’t work for everyone.
I love them. I have several savings accounts dedicated to my month ahead and big sinking funds, like car, travel, pet, christmas/family. I also have my 5 year CD ladders.there and just started monthly CDs there too.
Love it!
I'm 55 and earn about $450k annually, only save 30% in HYSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current unstable economy, thus my question - real estate, stocks or gold, which will be a better investment as of now?
I like capital one 360 opened one for my teen and just changed to th HYSA after the regular account grew.
Helps teens save money...I think😊
That's great! Good job teaching saving early!
Would you reccommend it over Wealthfront?
Depends on your needs. I probably would since it’s an actual bank and Wealthfront is fintech so it’s not actually a bank itself and operating with a partner bank.
Can you go to a branch and withdraw cash on those higher 4.25 percent rate accounts.
Sure it’s a savings account so it operates like any savings account where you can take money out.
Thank you so much for all the information you provided.
The only question I have, is there specific time for saving money to be in the account before earning the interest? Like if you put $1000, can Start earning interest and if I need the money a month later, I can withdraw? Or it has to stay in the account for certain period?
I have their HYSA and it earns interest monthly.
@@marcosylviat2832thank you for replying. Appreciate it.
You can start earning interest on your first dollar! Interest is only paid monthly so if you withdraw it early you would earn the interest for how long it was in the account but not the full month's amount.
@@PenniesNotPerfection i really appreciate it. Thank you so much for taking the time to reply.
Quick question out of curiosity, do those separate savings accounts have their own individual account numbers or do you have to deposit/transfer money into the main checking account then distribute the different amounts into the different/separate savings accounts??🙈
They all have different, individual account numbers. I have 7 different accounts with them and each has its own number.
@@ResonatedReadings thanks! That's actually so cool.. easy to transfer from other accounts if necessary 😃
They are individual accounts so they have their own numbers! It's nice because it's real accounts unlike some places that do sub accounts that are really just within the one account.