My Debt Confession | Payoff Plan | Dave Ramsey Inspired Snowball Method | Debt Free Journey

[@terryhenderson424]

PLEASE work on getting those cards over the limit back under the limit first. And then then to get those cards a bit safer under the limit. This is part of the add no more debt because you pay penalties etc...on the overages.
Then divide the amount owed on the 0% promotional balances by the number of remaining months to determine what your minimum payments should be so you don't get hit with the interest charges.

[@melvz345]

You’re video is inspiring. Love Alex’s vid too. I find it really to make the cc’s down to 30% with the current financial situation but I am doing the debt snowball. Good video.

[@HomesteadBudgets]

Thank you 🤍

[@catharinabra]

I’ve never heard of paying down everything to 30% before. Thank you for sharing your debts, I’m definitly subscribing. Can’t wait to see you pay your debt off! You can do it! 💪

[@HomesteadBudgets]

Thank you! It's mostly bc I'd like to see a jump in my credit score 🤞 I'll be doing my first monthly update in about a week or two!

[@budgetnerds]

Congrats on taking the first step! Best of luck on your journey!

[@HomesteadBudgets]

Thank you so much, I really appreciate it 🤍

[@0wlyssa]

New subscriber here! Thanks so much for being so candid and upfront about your situation. I also really appreciate your approach to tackling your debt. It is what it is - now it's time to make the most of things and to tackle it head on. Ignorance is bliss, but sticking your head in the sand and willing the debt away just won't work. That said, we still need to show kindness and grace to ourselves, even when (especially) when the going gets tough. This was the first video I watched from your channel, and I can already tell that you have that exact mindset. I'm inspired and excited to follow along on your journey!

[@HomesteadBudgets]

Omgoodness I'm so so glad you enjoyed it! And yes, I definitely need to give myself more grace sometimes 🤍 I appreciate your comment so much! Thanks for being here!

[@alexpbudgets]

Hey! Thanks for sharing. I know that putting it on paper is the first step and you're well on your way with a plan 💖

[@HomesteadBudgets]

Thank you! I'm ready to start tackling it for sure!

[@moneywithjustliving5258]

Good Morning, loving your channel and your journey.

[@DollarsMakeSense2Me]

Love it, here supporting🎉

[@HomesteadBudgets]

Thank you so much 🤍

[@BudgetsWithELMA]

I know it is not easy to share our debt but it's the beginning of everything to tackle it, great debt confession video 👍

[@HomesteadBudgets]

Thank you!

[@angbudgetanddebt]

Hi friend! Recognizing the debt is a start. It’s not easy but you’ve got this!

[@HomesteadBudgets]

Thank you! I definitely feel like I have a good plan in place!

[@PetCareNetwork]

Thank you for sharing! You've got a good plan!

[@HomesteadBudgets]

Thank you 🤍

[@animegirl300]

I started doing a version of a debt confession when I do my no spend challenge.

[@HomesteadBudgets]

Oh that's a great idea!! 🤍

[@animegirl300]

My 1st check-in video will come out on the 8th so I did a debt confession on all my installment payments

[@lmwyatt]

Where are the forms from?

[@PalmiraGonzalez-x4h]

Did you spread between 6 month or a year

[@TheBlessedBudgets.]

Thanks for sharing!

[@HomesteadBudgets]

Thank you for watching 🤍

[@CashBearMama]

Great video 🎉🎉🎉

[@HomesteadBudgets]

Thank you 🤍

[@helpserve9511]

Excellent 💕

[@HomesteadBudgets]

Thank you 🤍