Bro very very basic points you shared. Which is already available on any finance apps or online since years. Nothing new. Holding so many cards and credit limit but you didn't share anything extra ordinary which we don't know.
Baap re above 2 crore credit limit. 😱🫡 Mere paas abhi 10 bank ka total 13 unsecured cc he (include Amex). Mera total credit utilisation below 3% rehta he. 😊 Btw mera monthly income to bohoti kam he. 😅 Der saal ke andar ye sab cc liya without income proof. Totally cibil based. 🔥 Baad me aur bhi bank ka cc lunga lekin ltf, chargeable nehi chahiye. 🥴 Current cibil is 774 & I'm 25 years old.
Jese aapne btaya ki, aapke pass bhut saare CreditCards h, to un credit cards ko kitne time k baad use karte ho, like 2-4-8-10 mahine ke gap mei taaki wo saare cards active rahe ??
How much ITR do you pay ? And my salary is 5.5 lakh per annum . Ihave 2 credit card one is sbi(43k) and another one is pnb(25k) I don’t want to expand limit of these two credit card & my civil score is 722 and credit utilisation ratio is above 60 % should I get another credit card to minimise the ratio below 30% or what should I do ?
Bhai pehle apna utilisation kam karo 4 se 5 month 30 % tk uske baad CIBIL bhi thik hoga filhal bohat kam he aapka to card decline hoga aur mil bhi Gaya to limit bohat kam milega 😊
I have recently got a credit card and made 2 monthly payments as well. But in Cred my cibil is still locked 🔐. Please someone reply till when am i able to get my cibil score number??
Jin cards ke issuer bank ka savings account nahi hai, unka auto-pay kaise set kar sakte hai? Ye facility to sirf banking customers ke liye hi hoti hai.
Hi…my cibil report showing 2 wrong loan entries of around 10k since last 3-4 yrs; hv reported to cibil but nothing changed and now for reporting cibil website ask to take membership to rectify error. Any solution?
Nehi bro jo 4 credit card rakha hena har card ku mila ke jitina amount huta he uska 30% usk karo and bill due date se pehele bhardu hujega kuch mont me 800+ hujega
Hello sir I am using hdfc bank infinia credit card since 3 years, bank offering me second credit card hdfc bank biz black metal credit card, it's worth for me to take 2 card.
Bhai I would like to do a podcast with you on my channel. Recently maine Anna DM - Vikrant Bhai ke saath bhi podcast kiya hai. Let me know how we can connect for this.
No Bekifaayti was harmed in this video
Kyu bhai plz explain
Bekifaayati vaale credit card ke maamle mei apna ko sabsa bana maante hai
Bro very very basic points you shared. Which is already available on any finance apps or online since years. Nothing new. Holding so many cards and credit limit but you didn't share anything extra ordinary which we don't know.
Very very very very nice information
Baap re above 2 crore credit limit. 😱🫡 Mere paas abhi 10 bank ka total 13 unsecured cc he (include Amex). Mera total credit utilisation below 3% rehta he. 😊 Btw mera monthly income to bohoti kam he. 😅 Der saal ke andar ye sab cc liya without income proof. Totally cibil based. 🔥 Baad me aur bhi bank ka cc lunga lekin ltf, chargeable nehi chahiye. 🥴 Current cibil is 774 & I'm 25 years old.
bahi self employed liyo ho ya salaried
@@nandkishorsaini7862 Salaried
@@nandkishorsaini7862 Salaried
Suggest best ltf cc
Kaise kiya ye sab aapne??
Which app screenshot was that?
Kindly share
My CIBIL score is 813 & I have 9 credit cards with a combined limit of 31.61 Lakh. My credit utilizstion is usually 2-3℅
You are Best Bro🎉🎉🎉
My 750 , and 7 credit cards😊
Mine was 794 and bob didn't offered me slab 1 which starts from 800.
I feel that is pathetic.
Bhai mera 804 hai....first time 800+ from last 3-4 months....dar lgta hai ki mera b 800 se niche na ho jaye 😂😅
Jese aapne btaya ki, aapke pass bhut saare CreditCards h, to un credit cards ko kitne time k baad use karte ho, like 2-4-8-10 mahine ke gap mei taaki wo saare cards active rahe ??
What is that app where you check credit utilization ratio ? the one which u gave screenshot
Gpay
best video, make some more CIBIL hack videos
I checked on gpay and my cibil is also 799
Best way to check cibil??
Cred showing of CRIF??
Gpay
How much ITR do you pay ? And my salary is 5.5 lakh per annum . Ihave 2 credit card one is sbi(43k) and another one is pnb(25k) I don’t want to expand limit of these two credit card & my civil score is 722 and credit utilisation ratio is above 60 % should I get another credit card to minimise the ratio below 30% or what should I do ?
Bhai pehle apna utilisation kam karo 4 se 5 month 30 % tk uske baad CIBIL bhi thik hoga filhal bohat kam he aapka to card decline hoga aur mil bhi Gaya to limit bohat kam milega 😊
Hi sir
Nowadays u r videos very delayed, please give credit card videos continuously
Sir please icici bank ke all savings account par video banaiye.❤
For each we have to maintain 30% or have all card limits combines less than 30% ?
Combined usage should be under 30%
Combined bro
Nyc
I have recently got a credit card and made 2 monthly payments as well. But in Cred my cibil is still locked 🔐. Please someone reply till when am i able to get my cibil score number??
CIBIL Google Pay , Amazon Pay, CIBIL ki website pe dikh jayega
Sometime it takes more than 6 months. Its common so don't worry.
Jin cards ke issuer bank ka savings account nahi hai, unka auto-pay kaise set kar sakte hai? Ye facility to sirf banking customers ke liye hi hoti hai.
Koi bhi bank k netbanking main bill payment option main jake almost sare bank k credit cards ka bill auto pay keya ja sakta hain
57 😮
@@TechnoFino ye abhi BBPS ke bad possible hu kya? Because iss se pahle CC bill amount kah hota tha fetch different bank ka?
@@TechnoFino Thank you so much.
Hi…my cibil report showing 2 wrong loan entries of around 10k since last 3-4 yrs; hv reported to cibil but nothing changed and now for reporting cibil website ask to take membership to rectify error. Any solution?
They might be your BNPL credit lines.
Wrong. 780 Vs 800 makes huge difference in BoB home Loan. It impacts by 0.25%
Same for SBI car loan
Mentioned it already :)
no big differences in case of approval rate, only difference is sometimes you get getter rate in case of HL/PL
Sir maine branch app se instant loan rs 500 ka liya h isse credit history generate hogi????
Ha bhai hoti he date hogi bharo..time
Pe aage piche mat bharo
6point badh jayenge
Sir my cibil from 720 to 780 but experian 840 to 760 essa kyo yeh opposite kyo chal raha h
Aisa hee hota hai ek kam hoga toh dusra badhega inn dono mein
@TechnoFino You have showed an app to check credit utilization where total credit limit was displayed. What was that app?
Google pay
My friend's cibil is struck at 790🤣
Not increasing
Any tips
Bhai mere pass 4 unsecured cards he or cibil 777 he agr mai 1 secured card le lu to mera cibil 800+ hoga
Nehi bro jo 4 credit card rakha hena har card ku mila ke jitina amount huta he uska 30% usk karo and bill due date se pehele bhardu hujega kuch mont me 800+ hujega
👏
One question, karte kya ho app?
business
@@amrit0501tum technofino sir ke PA ho?
RUclips chalate he@@amrit0501
Hi sir I am using HDFC bank infinia card since 4 years, bank is offering me second Card HDFC Bank biz black credit card it's for me to take.
Hello sir I am using hdfc bank infinia credit card since 3 years, bank offering me second credit card hdfc bank biz black metal credit card, it's worth for me to take 2 card.
2 rs ke liye mera cibil 700 pe chala gaya
🎉
Cibil 804
Experian 766
Crif 789
Not sure why my Experian score got dropped so badly in April this year
Same for me. Experian
They changed their calculation method
My Experian also 766
Same with me , dropped from 872 to 770
Hlo brother I need a international credit card number bro please help me
Bhai I would like to do a podcast with you on my channel. Recently maine Anna DM - Vikrant Bhai ke saath bhi podcast kiya hai. Let me know how we can connect for this.