Depends on where you live and how much experience you tell them you have and the company. I can finance a 2019 softail slim and only a multi vehicle discount(which isnt a large discount) and get insurance on the bike for about 50 a month. Theyre not all that bad on insurance
Oh that would be nice to have here in Ontario! I'm on my 3rd year owning the bike and insurance is still over $1,400 a year. Although I've only been riding for 3 years as well.
great information - i am looking to upgrade my sportster to the Harley low rider this year but i think i will now wait till i get my full M before I upgrade to a 117 engine
My Dyna is $60/month in Alberta with full coverage $0 deductibles. I used to pay $176/month in Ontario. Ontario sucks. The only reason they give you November to April for free is to keep people from cancelling their insurance in the winter.
It's funny, my insurance has dropped over 2 years, still really high compared to if I had a different bike, but seems low because of how high it was before...🤣
Oh and btw, in the USA at 60 years old I borrowed a buddies Vespa to take the riders test without having ridden a motorcycle in 30 something years, passed it with ease (anyone could) got my full fledged motorcycle license and promptly bought a 2300cc touring bike. 100,000 miles later everything has worked out.
Agreed, I bought a brand new FXR IN 1990 and my insurance for a 19 year old was more than double what the bike payment was. Now I’m over 50 with over 30 years in the saddle. My quote for a 23’ Street Glide ST is $163 for full coverage. Since I’m paying cash for the bike, I could drop comp and collision, but never on a new bike. I can’t even imagine what a twenty something would be paying 😬
Wow. This worries me as I was hoping it goes down this year as a 45 year old...but I guess it's not going to work like that. Fingers crossed that it does though.
Brand new 2020 Heritage Classic V107...$600 USD/yr for Full coverage new rider....In the US each state has its own rules for insurance premiums and motorcycle licensing requirements. In NY, anyone 18 or older can take an MSF (motorcycle safety) beginner class. Its a 3 day class and if you pass the class you bring the "passing the course card" to the department of motor vehicles and you walk out with a full MC license.
Insurance is so much cheaper!!! So in NY, you have to wait until 18? That would have been great for me. My daughter would have had to wait another couple of years.
I rode dirt bikes till I was 15 and didn’t ride till 34 years later bought my first Harley. A beautiful softail deluxe I still own and added 3 baggers one being a CVO.
Nice! My first bike is my Softail Sport Glide and I hope to keep it until I can give it to one of the kids (never rode a bike in my life before it wither). I think you can start on anything really it's just how coordinated you are and knowing your limits. A 42 year old beginner me would be completely different than an 18 year old beginner me...wouldn't have made it around the block...haha
@@streetsean The sport glide is a nice bike. I find that the most difficult part understand im only 5’2” is kickstand to upright after that everything is easy. my first bagger 21 road glide special completely lowered and since I bought that bike April 15 2021 I’ve put 30,000 on her and my 22 CVO road glide has 12,000. It’s all about getting on them and riding them. I find so many get intimidated by size and weight but find these bigger bikes are easier than those top heavy sporty’s. I’ve owned 8 in my 2 1/2 years of riding still own 4. I ride so much I have multiple bikes or one would have gotten the 58,000 miles I’ve put on since Oct 2020.
@dreamlandshetlands2 Thats awesome. You do so much riding and it's always good to have options. Count me as one of those that is intimidated by the size, for some reason I have it in my head that they're too heavy. But really they're just around 100lbs heavier than my bike, and like you said, once you get going it's all pretty much the same. You must do a lot of long distant trips to get that kind of mileage, I think I've only averaged 12000km a year for the 2 years I've been riding, mostly 1-2 hour rides to pubs with my wife
@@streetseanI do travel a lot 17 states I rarely travel by cage except in the winter when the snow and real cold (I’m in SWCO) keep me off 2 wheels. I have full heated gear and all but one bike has heated grips so once I can get out of my driveway I’m back to on a Harley. My CVO weights is just under 900lbs that’s a heavy bike. When I test rode it I actually took it Home Depot parking lot and practiced turns, quick stops and all that slow stuff to make sure that the size didn’t intimidate me as I could only touch with my tippy toes. I already knew I could fast and the 117 not much different than my 114 stage 2 so the power wasn’t a concern for me at the test ride. I’ve since added legend air ride so I could drop her at stops and when I need to back her. Like I said I’m all of 5’2” with short legs long upper body and weight a around 145lbs so on my CVO I really look tiny lol but I ride her like I stole her lol.
@@Gobbles420 Awesome! I have to really look at the heated gear so I can extend my riding season for sure. Haven't looked too much into it as I didn't think I'd want to ride when it's cold, but yes...yes I do...haha
I just got an mt03 here in North Carolina. 320 cc little yamaha... 360 something lbs... my insurance with full coverage is $75 a month for a 36 year old man with a clean driving record. Hate to know what it would be for a softail with a 1700cc engine.
So I have owned 2 Harleys in two years just started riding in August 2021 had a 883 a 2021 was 89$ a month insurance. Traded it for a brand new low rider s with a 117 m8 and now I pay 180$ a month I get it man
Hey , great video, I live in Ontario and was about to pull the trigger on a softail standard, who did you go to get the best deal? I've only got a quote through riders plus. $2600/ yr with an M2 (ouch)
I went with Desjardins and I'm still with Desjardins. I want to say I got it for around $1950/year. They were the only ones that came in under 2k. It has gone down each year since.
Oh and I went through the toll free agents not a local, the local was more but you can try both to see which is a better rate (not sure why they're different but I found that they were)
Thanks so much bud! Very helpful. I will try that. I just got my M2. Was gonna pull the trigger on a 2022 softail standard. Do you think this is too much to start on? I’m 40 yo and mature .
@1433443 I was 42 and started on the sport glide with my M2...it was the first bike I ever rode as I was to do the course 3 days before the bike was delivered. Course canceled because of...well because of 2021... rode around the subdivision on the SG for a month before taking the course. The smart thing is to start on a small bike, but I wanted to ride with my wife and didn't want to go through trading in a sportster after 3-6 months. I'm guessing you did the course already so I'd say you'll be fine, just take it slow and practice when you go out. I would go to a dead end street and work on slow speed stuff, and still do.
The 107 alone was enough for me. Just upgrading the air cleaner with a tune increased it so much. But I am looking at a cam now, I was thinking the 465 S&S
Wow, that's nuts. I have 4 bikes, my biggest being a '22 Road Glide with a 114" engine. My insurance on that bike works out to ~46.60 a month. I live in Florida. I get a whopping 6.64 discount because I have my homeowners bundled in with the everything else. The other bikes are a '03 Anniversary Softail Deluxe, a '20 Indian Scout 60 and a little 500 cc Kawasaki. Those are even less expensive.
We're in Ontario, been trying to convince my wife to move to Florida for the past 2 years, I'll have to add insurance to the list of pros to moving there! Sounds like you pay less for all 4 bikes than we pay for 1.
Tough one. To save me a bunch of money I should have gone with a small bike like our RE Scram 411, but I wanted a Harley, so no real regrets as we were able to afford the insurance. Even now, with 3 years riding I'm still paying 1400 for the sport glide but it should go down a lot next year as it will be 3 consecutive years of having insurance
@billbarrett6285 Bonnevilles are really nice, I love the look of them. They would both be a good choice. Conventional thought would be to go with the t100 but I would personally go with the t120. May go down to the difference in cost of insurance, may not be worth the extra HP.
I got my M license in 1985. I drove a car to the licensing office and did the written motorcycle test in 10 minutes to get a learner's permit. I rode my bike around a month or two, then scheduled the riding test. I rode the bike to the building and the guy told me to ride around the block. I did that, signaled a turn and a simple lane change as I came back toward the building. I stopped and got off and the guy said "you passed" and gave me a paper that I took inside the office and I was given my license. Seriously, that was it. Now the system is so damn complicated. I feel bad for young people these days. It took my son a couple of years to get his full G. I got mine in 1979 in less than an hour.
Yeah, graduated licensing came in August the year I turned 16...in September. I was the only one of my buddies that had to go through the licensing process. Everyone had their license for 2 years by the time I got mine. And from what I can tell they've added more restrictions for these kids now.
honestly not that bad, I had to go around a single row of cars in a parking lot and as long as you can start it, park it and not stall or drop the bike youre good.
@jameshall2017 The M1 is a written one, M2 is a parking lot one like you describe and the full M is a road course. But I did the M2 and M through a company so its a little more involved than if you just go to the province
In many ways Canada is a nightmare country I would not live in even if it was warm. I am an insurance broker in Pennsylvania and would be curious what minimum coverage is required in Canada. Here there is no medical and basic liability would not repair a bumper if you damaged one. But consequently everyone can get insurance. Also no tiered licensing and no helmets required. USA USA USA
Yes, lots of minuses to living here. Auto coverage must include Third party liability, Statutory accident benefit, Direct compensation & property damage as well as uninsured automobile coverage.
@Donald Gross Yes you are correct, the medical is the majority of the premium and we are also "No-Fault" insurance in Ontario, so my insurance company has to pay out if I'm injured regardless if I'm not the one who caused the accident.
@streetsean We fixed that here in PA in 1991 with act 6. Rates were a major problem with no fault insurance which sounded great when it was implemented in the 70's. Of course medical insurance rates went up but there were a lot fewer uninsured drivers and riders.
Insane policy amounts! I live in Honolulu, Hi, have had my Motorcycle License since 2007. Had my driver's license since late '70's. My driving abstract has been spotless since 1999. I have State Farm Insurance, and ride a 2005 Dyna Wide Glide. Twin Cam 88cu in. My Insurance policy is just for Basic Liability coverage. I pay $43 every 6 months.
Oh man, I would have 2 bikes...haha. My wife and daughter are getting their motorcycle license this year and we're looking at rates and the best we can do would be around 800 a year for a Honda Monkey, and it's the same for either of them. Maybe a move to Honolulu, we did really enjoy it when we were there 4 years ago...haha
@@streetsean Nice, but I must warn you, the cost to live in Honolulu, is extremely expensive! The AVERAGE median cost of rent per month is some $3,300, no joke. And MEDIAN price of a Single-Family Home is $1.1 million dollars!
@@streetsean Yes, Honolulu, among the most expensive C.O.L. Born, raised here. Both parents born on Big Island. Recently turned 60, have never experienced snow, lol!
Well, we just got about 25cm (10") last night, just heading out to clean my wife's car off and shovel...maybe it's worth the high cost of living...haha
2016 48 rider. Harleys have way too much torque & weight for some who's never ridden a motorcycle before. 57 y/o started riding trial bikes at 14 y/o still riding.
Watched a friend teach another friend how to ride on his new (and I mean new) sporty. 50 feet and he dumped it. Dent in the tank, mirror and bars bent and nasty scratches in primary cover. 1981 prices for the repair was still over a grand. Just because you can doesn't mean you should.
For sure. The goal is not to drop your bike, but the bigger the bike, the more likely it will happen. Like they say, it's not if it happens it's when it happens.
Things are far worse in the UK. I think you have to be 26 to get the level 1 license and the bike has to be under 1000cc (or have electronically limited HP). I think it takes either 3 or 5 years to get a full license. Imagine having to be about 30 years old to ride a 1200cc or larger motorcycle. Crazy. I got this info watching YT channel "Mr Darcy and the Ol' Man"
Yes, I heard that their graduated license is way longer and harder to get than here. I would be 46 by the time I would be able to ride my bike. Just crazy.
I think they can be a beginner bike. If you take a proper class and respect the weight and TQ. Start slow and build confidence. For the cost of insurance... that is insane. I dont think i have ever paid more than 40 bucks a month for any of the harleys that I have owned. including my new one (1923c.c.) at 25 a month. I feel bad for you guys
Yeah I agree that you can start on one. I started on my Softtail Sport Glide and it was the first bike i ever rode. Took it slow and understood I couldn't do everything that the bike could do. Health respect for it. That is awesome, I wish we could get rates that low!
1800cc bike will never be a beginner bike. Dealership will tell you anything to sell you that bike. Start smaller and cheaper and take your lumps on a bike that's manageable.
Depends on where you live and how much experience you tell them you have and the company. I can finance a 2019 softail slim and only a multi vehicle discount(which isnt a large discount) and get insurance on the bike for about 50 a month. Theyre not all that bad on insurance
Oh that would be nice to have here in Ontario! I'm on my 3rd year owning the bike and insurance is still over $1,400 a year. Although I've only been riding for 3 years as well.
I started off with a Softail Heritage after getting my license..never had an issue!
Awesome! I started on my Softtail Sport Glide.
great information - i am looking to upgrade my sportster to the Harley low rider this year but i think i will now wait till i get my full M before I upgrade to a 117 engine
It will save you a few hundred dollars for sure to wait, but I'm a weak person so I'd just go for it...🤣👍
My Dyna is $60/month in Alberta with full coverage $0 deductibles. I used to pay $176/month in Ontario. Ontario sucks. The only reason they give you November to April for free is to keep people from cancelling their insurance in the winter.
Yes, ontario is crap. I used to live close to the Manitoba border and people would use Manitoba addresses to get cheaper car insurance
Most valuable video I've seen yet about getting a Harley.
It's funny, my insurance has dropped over 2 years, still really high compared to if I had a different bike, but seems low because of how high it was before...🤣
Oh and btw, in the USA at 60 years old I borrowed a buddies Vespa to take the riders test without having ridden a motorcycle in 30 something years, passed it with ease (anyone could) got my full fledged motorcycle license and promptly bought a 2300cc touring bike. 100,000 miles later everything has worked out.
That's awesome! I don't think I'm quite ready for a touring bike yet but I think it will be sooner rather than later though.
Agreed, I bought a brand new FXR IN 1990 and my insurance for a 19 year old was more than double what the bike payment was. Now I’m over 50 with over 30 years in the saddle. My quote for a 23’ Street Glide ST is $163 for full coverage. Since I’m paying cash for the bike, I could drop comp and collision, but never on a new bike. I can’t even imagine what a twenty something would be paying 😬
Wow. This worries me as I was hoping it goes down this year as a 45 year old...but I guess it's not going to work like that. Fingers crossed that it does though.
Brand new 2020 Heritage Classic V107...$600 USD/yr for Full coverage new rider....In the US each state has its own rules for insurance premiums and motorcycle licensing requirements. In NY, anyone 18 or older can take an MSF (motorcycle safety) beginner class. Its a 3 day class and if you pass the class you bring the "passing the course card" to the department of motor vehicles and you walk out with a full MC license.
Insurance is so much cheaper!!! So in NY, you have to wait until 18? That would have been great for me. My daughter would have had to wait another couple of years.
@@streetsean At 17 a full MC license can be issued provided the person took a driver education course and if not then 18 for a full MC license.
I rode dirt bikes till I was 15 and didn’t ride till 34 years later bought my first Harley. A beautiful softail deluxe I still own and added 3 baggers one being a CVO.
Nice! My first bike is my Softail Sport Glide and I hope to keep it until I can give it to one of the kids (never rode a bike in my life before it wither). I think you can start on anything really it's just how coordinated you are and knowing your limits. A 42 year old beginner me would be completely different than an 18 year old beginner me...wouldn't have made it around the block...haha
@@streetsean The sport glide is a nice bike. I find that the most difficult part understand im only 5’2” is kickstand to upright after that everything is easy. my first bagger 21 road glide special completely lowered and since I bought that bike April 15 2021 I’ve put 30,000 on her and my 22 CVO road glide has 12,000. It’s all about getting on them and riding them. I find so many get intimidated by size and weight but find these bigger bikes are easier than those top heavy sporty’s. I’ve owned 8 in my 2 1/2 years of riding still own 4. I ride so much I have multiple bikes or one would have gotten the 58,000 miles I’ve put on since Oct 2020.
@dreamlandshetlands2 Thats awesome. You do so much riding and it's always good to have options. Count me as one of those that is intimidated by the size, for some reason I have it in my head that they're too heavy. But really they're just around 100lbs heavier than my bike, and like you said, once you get going it's all pretty much the same. You must do a lot of long distant trips to get that kind of mileage, I think I've only averaged 12000km a year for the 2 years I've been riding, mostly 1-2 hour rides to pubs with my wife
@@streetseanI do travel a lot 17 states I rarely travel by cage except in the winter when the snow and real cold (I’m in SWCO) keep me off 2 wheels. I have full heated gear and all but one bike has heated grips so once I can get out of my driveway I’m back to on a Harley.
My CVO weights is just under 900lbs that’s a heavy bike. When I test rode it I actually took it Home Depot parking lot and practiced turns, quick stops and all that slow stuff to make sure that the size didn’t intimidate me as I could only touch with my tippy toes. I already knew I could fast and the 117 not much different than my 114 stage 2 so the power wasn’t a concern for me at the test ride. I’ve since added legend air ride so I could drop her at stops and when I need to back her.
Like I said I’m all of 5’2” with short legs long upper body and weight a around 145lbs so on my CVO I really look tiny lol but I ride her like I stole her lol.
@@Gobbles420 Awesome! I have to really look at the heated gear so I can extend my riding season for sure. Haven't looked too much into it as I didn't think I'd want to ride when it's cold, but yes...yes I do...haha
So it sounds like the insurance companies in Ontario, Canada are low-key advocating riding uninsured. I wonder why?
It doesn't make sense that some needb3 years riding experience...how can you get experience if you can't ride....🤷♂️🤷♂️🤷♂️
My Iron 883 cost me $26 per month for full coverage and all the extras like roadside etc with Geico. Im happy with it.
That's awesome! I wish we had Geico as an option in Canada
I just got an mt03 here in North Carolina. 320 cc little yamaha... 360 something lbs... my insurance with full coverage is $75 a month for a 36 year old man with a clean driving record. Hate to know what it would be for a softail with a 1700cc engine.
So I have owned 2 Harleys in two years just started riding in August 2021 had a 883 a 2021 was 89$ a month insurance. Traded it for a brand new low rider s with a 117 m8 and now I pay 180$ a month I get it man
Wow. That is such an increase! It's a trade off, pay a reasonable amount or ride the bike you want! Low rider S is a nice bike!
Hey , great video, I live in Ontario and was about to pull the trigger on a softail standard, who did you go to get the best deal? I've only got a quote through riders plus. $2600/ yr with an M2 (ouch)
I went with Desjardins and I'm still with Desjardins. I want to say I got it for around $1950/year. They were the only ones that came in under 2k. It has gone down each year since.
Oh and I went through the toll free agents not a local, the local was more but you can try both to see which is a better rate (not sure why they're different but I found that they were)
Thanks so much bud! Very helpful. I will try that. I just got my M2. Was gonna pull the trigger on a 2022 softail standard. Do you think this is too much to start on? I’m 40 yo and mature .
@1433443 I was 42 and started on the sport glide with my M2...it was the first bike I ever rode as I was to do the course 3 days before the bike was delivered. Course canceled because of...well because of 2021... rode around the subdivision on the SG for a month before taking the course.
The smart thing is to start on a small bike, but I wanted to ride with my wife and didn't want to go through trading in a sportster after 3-6 months. I'm guessing you did the course already so I'd say you'll be fine, just take it slow and practice when you go out. I would go to a dead end street and work on slow speed stuff, and still do.
Awesome . Ya that was my plan exactly. Appreciate your advice!
can't wait to ride one ,the 107 with a 222 cam whoud be all we need!
The 107 alone was enough for me. Just upgrading the air cleaner with a tune increased it so much. But I am looking at a cam now, I was thinking the 465 S&S
Damn....i was going to get the softail standard as my first bike....😒😔 This is discouraging now.....😕 In arizona
I would look into it first. I've heard a lot of states have cheap insurance, in Ontario we have really high insurance plus we have graduated licenses
I got a softail slim while living in tucson,AZ its my first bike
@GoPROfessiona I've always liked the slim, it's a nice ride.
Here in northern Ohio I pay 304.00 dollars per year for full coverage
Oh man. That would be great if that's all I had to pay. You guys are so lucky
Wow, that's nuts. I have 4 bikes, my biggest being a '22 Road Glide with a 114" engine. My insurance on that bike works out to ~46.60 a month. I live in Florida. I get a whopping 6.64 discount because I have my homeowners bundled in with the everything else. The other bikes are a '03 Anniversary Softail Deluxe, a '20 Indian Scout 60 and a little 500 cc Kawasaki. Those are even less expensive.
We're in Ontario, been trying to convince my wife to move to Florida for the past 2 years, I'll have to add insurance to the list of pros to moving there! Sounds like you pay less for all 4 bikes than we pay for 1.
@@streetsean And the bonus of year round motorcycle season too!
Really rubbing it it...😄
I’d say it depends where you live and ride
This is true. I'm finding a lot of people in thr US pay a fraction of what I pay.
Canada really sounds like it sucks for doing anything fun although I'd love to ride up there during the summer. Ya'll got some beautiful scenery.
It really does suck some times. Yes summer riding and fall riding to see the colours are great times to be up here.
Man, fhat's ridiculous for insurance. If you had it to do over again, wnat would you have purchased as a first bike?
Tough one. To save me a bunch of money I should have gone with a small bike like our RE Scram 411, but I wanted a Harley, so no real regrets as we were able to afford the insurance. Even now, with 3 years riding I'm still paying 1400 for the sport glide but it should go down a lot next year as it will be 3 consecutive years of having insurance
@@streetsean I'm considering a Triumph Bonneville T100. What do you think of that bike for a new rider or a T120?
@billbarrett6285 Bonnevilles are really nice, I love the look of them. They would both be a good choice. Conventional thought would be to go with the t100 but I would personally go with the t120. May go down to the difference in cost of insurance, may not be worth the extra HP.
I got my license in the 70s and it costs about $160 per month to insure my Ultra Classic.
Wow. That's a high premium.
@@streetsean I am in Saskatchewan and I have to go with govt insurance.
And I thought Ontario was bad. I used to live close to the Manitoba border and people would use Manitoba addresses to get cheaper insurance
That's insane
It definitely is!
I got my M license in 1985. I drove a car to the licensing office and did the written motorcycle test in 10 minutes to get a learner's permit. I rode my bike around a month or two, then scheduled the riding test. I rode the bike to the building and the guy told me to ride around the block. I did that, signaled a turn and a simple lane change as I came back toward the building. I stopped and got off and the guy said "you passed" and gave me a paper that I took inside the office and I was given my license. Seriously, that was it. Now the system is so damn complicated. I feel bad for young people these days. It took my son a couple of years to get his full G. I got mine in 1979 in less than an hour.
Yeah, graduated licensing came in August the year I turned 16...in September. I was the only one of my buddies that had to go through the licensing process. Everyone had their license for 2 years by the time I got mine. And from what I can tell they've added more restrictions for these kids now.
I read, that to obtain a motorcycle license in Japan, is extremely difficult, and expensive in comparison.
Yeah, and I read that their clgraduated license involves size of cc as well.
honestly not that bad, I had to go around a single row of cars in a parking lot and as long as you can start it, park it and not stall or drop the bike youre good.
@jameshall2017 The M1 is a written one, M2 is a parking lot one like you describe and the full M is a road course. But I did the M2 and M through a company so its a little more involved than if you just go to the province
In many ways Canada is a nightmare country I would not live in even if it was warm. I am an insurance broker in Pennsylvania and would be curious what minimum coverage is required in Canada. Here there is no medical and basic liability would not repair a bumper if you damaged one. But consequently everyone can get insurance. Also no tiered licensing and no helmets required. USA USA USA
Yes, lots of minuses to living here. Auto coverage must include Third party liability, Statutory accident benefit, Direct compensation & property damage as well as uninsured automobile coverage.
@streetsean How about medical? That's the rate buster with cycle insurance. UM which is optional here doesn't help either
@Donald Gross Yes you are correct, the medical is the majority of the premium and we are also "No-Fault" insurance in Ontario, so my insurance company has to pay out if I'm injured regardless if I'm not the one who caused the accident.
@streetsean We fixed that here in PA in 1991 with act 6. Rates were a major problem with no fault insurance which sounded great when it was implemented in the 70's. Of course medical insurance rates went up but there were a lot fewer uninsured drivers and riders.
We are always behind the times up here.
Insane policy amounts!
I live in Honolulu, Hi, have had my Motorcycle License since 2007. Had my driver's license since late '70's.
My driving abstract has been spotless since 1999.
I have State Farm Insurance, and ride a 2005 Dyna Wide Glide.
Twin Cam 88cu in.
My Insurance policy is just for Basic Liability coverage.
I pay $43 every 6 months.
Oh man, I would have 2 bikes...haha. My wife and daughter are getting their motorcycle license this year and we're looking at rates and the best we can do would be around 800 a year for a Honda Monkey, and it's the same for either of them. Maybe a move to Honolulu, we did really enjoy it when we were there 4 years ago...haha
@@streetsean
Nice, but I must warn you, the cost to live in Honolulu, is extremely expensive!
The AVERAGE median cost of rent per month is some $3,300, no joke.
And MEDIAN price of a Single-Family Home is
$1.1 million dollars!
So it's not really good trade off to get cheap bike insurance...haha. Finding cost of living is high in a lot of places, not that high though.
@@streetsean
Yes, Honolulu, among the most expensive
C.O.L.
Born, raised here.
Both parents born on Big Island.
Recently turned 60, have never experienced snow, lol!
Well, we just got about 25cm (10") last night, just heading out to clean my wife's car off and shovel...maybe it's worth the high cost of living...haha
Great point!
I'm saving this to show my wife...haha
2016 48 rider. Harleys have way too much torque & weight for some who's never ridden a motorcycle before. 57 y/o started riding trial bikes at 14 y/o still riding.
The weight is the big issue for slow-speed maneuvers. Trail riding is a great way to start off riding for sure!
Absolutely, just pulling in the clutch on a HD is different than a Honda.
Watched a friend teach another friend how to ride on his new (and I mean new) sporty. 50 feet and he dumped it. Dent in the tank, mirror and bars bent and nasty scratches in primary cover. 1981 prices for the repair was still over a grand. Just because you can doesn't mean you should.
For sure. The goal is not to drop your bike, but the bigger the bike, the more likely it will happen. Like they say, it's not if it happens it's when it happens.
Things are far worse in the UK. I think you have to be 26 to get the level 1 license and the bike has to be under 1000cc (or have electronically limited HP). I think it takes either 3 or 5 years to get a full license. Imagine having to be about 30 years old to ride a 1200cc or larger motorcycle. Crazy. I got this info watching YT channel "Mr Darcy and the Ol' Man"
Yes, I heard that their graduated license is way longer and harder to get than here. I would be 46 by the time I would be able to ride my bike. Just crazy.
I think they can be a beginner bike. If you take a proper class and respect the weight and TQ. Start slow and build confidence. For the cost of insurance... that is insane. I dont think i have ever paid more than 40 bucks a month for any of the harleys that I have owned. including my new one (1923c.c.) at 25 a month. I feel bad for you guys
Yeah I agree that you can start on one. I started on my Softtail Sport Glide and it was the first bike i ever rode. Took it slow and understood I couldn't do everything that the bike could do. Health respect for it. That is awesome, I wish we could get rates that low!
1800cc bike will never be a beginner bike. Dealership will tell you anything to sell you that bike. Start smaller and cheaper and take your lumps on a bike that's manageable.
100%. A good salesperson will sell you the bike you should need, not the one you want.
Panamericas are sweet
Yes they are! A very fun bike!
Do your research and not get hassled by rip-off I nsurance "hoops" you have jump through. Not worth the pain! 💔😠😲😵🏍️Doug
"Do your research!" Truer words!!! My excitement kept me from doing any.👍
What meth are you smoking where motorcycle insurance is $2000+ for a policy?
Not meth, it's the sweet air of Ontario....it's been 3+ years and my annual cost has gone down to around 1400
@@streetsean my total premium for a year in Las Vegas is $258. Ontario is insane
Yes...yes it is...haha
That is awesome, even for our Royal Enfield Scram411 is just over 1,000 annually.
So New title ready. "Harley Davidson Softail: The #1 Reason it's not a beginner motorcycle for broke a$$ Canadians.
Sounds about right...
😂😂😂😂” flue that’s been going around “😂😂😂👍👍👍👍👍it’s called PLANdemic
Can't argue with that...👍
Too powerful? Lololololol, how cute. You harley boys are always entertaining.
Too powerful for a beginner. It's the torque not the HP of course.
@@streetseanboth, he's just a squid trying to be cute
imagine this fool on ninja zx12 lol
Oh man...hear a lot of companies wouldn't even look at insuring that...haha
The Canadian prospective 😂😂😂😂😂😂
And I'm finding out it's the Ontario perspective....🤦♂️🤦♂️🤦♂️🤣🤣🤣
I can't agree more about the insurance. Lol!
Four letter word!