Thanks for the info. I salute standard chartered bank for its advanced operations. I’m in diaspora and I was able to pay for the bond quite easily. I just had to register a new beneficiary then I did a transfer. You receive a message that the transaction has failed but actually not. The customer service people there explained me the whole process and assisted me to set up the payments, very fast and simple. All happened online. Now I just need to do a click or two and the payment is done. Kudos standard chartered bank! Kudos to you Agatha for informing.
Sharing is caring. Am pleased to understand that NCBA and Stan Chart banks offer friendly service to make payment for T-Bills and Bonds. Looking into this options.
Let me say a big thank you Agatha. After watching your videos i was able to download the app, did the bidding and finally tranfer thru my bank. This was my first attempt and very smooth courtesy of your information. Asante sana and blessings
I placed a bid today morning and I have received an email with reference ,amount and other details.At what point am i supposed to transfer cash to CBK?kindly help.
@@ben2252 I don’t know because I don’t know the specific bond or bill you’re referring to. In order for me to support with this, you need to pay a consultation session. You can pay for one using this link 👉🏽 selar.co/pickbrain
Finally you did it Agatha. I just can't thank you enough. Much love and appreciation to you, and pliz forgive me for the previous complaint I made. I think I just got a bit impatient. You deserve a tip for the excellence. Am now good to proceed with my investment.
I forgive you. I understand loads of people are frustrated with this so I usually ask The Wealth Tribe to be patient with me too. I wish you well in your wealth-building journey!
I was anxious waiting to see whether my portfolio would change, when it hadn't by this morning I called CBK. I was told they were working on getting all accounts updated but it should be done by today. Thank God it finally updated this afternoon 😊
I did my RTGS online for a Tbill, while in the US, didnt do it right, NCBA customer service called and walked me through how to do it, it went through since then i have been doing it online..great customer service from NCBA.
Hello, I'm currently completing an RTGS transaction on KCB online banking, but I'm unsure about the information to provide. Specifically, I need guidance on what to input for both my reference and beneficiary reference. In an email from dhowcsd, I have a bid number, ISIN, and payment reference number. I'm confused about which one serves as my reference and which one is for the beneficiary.
I want to add DTB as another bank that you can do your RTGS to CBK successfully from diaspora. I had to fill a swift form for RTGS entry. Then forwarded the form as a pdf via a diaspora manager. I had initially tried completing the process online but I didn't want to risk it. The customer service also kept demanding for a CBK account number. I spent 2hr trying to make them understand that they only needed my reference number and CSD account number. When I emailed the diaspora manager, she completed the process in 10min. So there's hope for us in the diaspora for this process
Thank you so much for leaving this comment! It’s very helpful to The Wealth Tribe community. Also congratulations for not giving up! Most diaspora investors gave up and even cancelled bids. I’m so happy it worked out for you 🙌🏾🙌🏾🙌🏾🙌🏾
@@TheWealthTribe I almost gave up. it was hard. i made international calls to get to the customer service who then had to seek advice from their colleagues who didn't know what to do. I then called CBK customer service who gave me step by step information to give to the bank customer service and they STILL didn't know what to do. They were stuck on the issue of account number detail. so i gave up dealing with them. then i decided to call the DTB manager on Whatsapp who then helped. I did learn from the CBK rep that banks have had the training in their head quarters. but whether they have trained their employees, that is another issue. so i would suggest not dealing with customer service directly and let their managers direct them on what to do. In the future, i will not deal with customer service. it's a waste of time and money. Thank you Agatha for your video that just introduced me to the Dhow. I would never have had the chance to open a CSD account. I wasn't sure how to find out if the process worked but i did receive an email today and the Dhow portfolio reflected it as well. If this info helps someone, then i am glad to have paid it forward.
Very informative as usual. We appreciate. Made my payment on the 10th. Was really hopeful about this bond, however, I think my payment did not go through. Will try next time.
I realize I may have jumped before the drum sounded... I think I just assumed mine was unsucessful based on the fact that my portfolio still reads zero! Will update in a few days incase of changes to my portfolio.
Hello everyone has anyone bought bonds through housing finance i want to buy but not sure since I've read so many complications with banks and what if i take a chance and the money doesn't go through, am i going to be barred for future participation? Am in UK please advise.
Great information. I'm wondering if(or why) the emails received for a new transaction are two, and which one should be used. Both emails are showing different cash amounts
I placed a TILL successfully on the app but have not received any email from CBK to do the payment to date, how long does it take to receive emails from CBK
Hello thank you for the video! I have Absa and am in the diaspora. They say I have to go back home each time to make the payment?? Is that correct? If I used my KRA pin and local account is that right? Thank you!!
2024 FEB……phased out the ref number so they require a PAY KEY!!!!!! So far they are sending via text so verify your phone….. am awaiting my email nothing yet….
Hello i have 2qns: 1. on the transaction tab my auction payment amount is different from cash payment. I placed a bid but the amount i am to pay is less. Even when i sent details to my bank to send the payment, and i gave them the face value the amount deducted is less (it is reading the cash amount on the app) 2. My account was debited on Thursday, does it mean on Monday is when my portfolio will update? It is reading 0 and my transactions tab is saying pending transaction.
Hii Agatha, thankyou so much for all you do for the wealth tribe, unfortunately i didn't understand where to get the refrence number, if you bid for q certain amount lets say 60,000 then they send you an sms saying you need to pay 55885, what happens in this scenario?
Thanks for this video - very helpful. I wanted to inquire - is there a danger in making multiple competitive bids for the same bond issue? I am currently bidding for IFB1/2024/8.5 and I want to get the highest yield. To ensure this, I have submitted 3 different yield bids differing by 5%. To make sure I will not miss the allocation, I also intend to submit non-competitive bid. Note that it is the same pot of money and I do not have extra amounts set aside for each bid. Is there a danger in doing this? Can I be locked out of the system, for instance, if 2 of my bids are successful - let us say the non-competitive and one of the competitives and I can only fulfil one? I hope my query is clear enough.
Hello Agatha,,, I know it's not the right video to ask about this but, how exactly can I get an invite from Vuka so I can start investing in the I-reit
You have to fill and submit the rtgs form in person. Alternatively, you can authorize them to do those kinds of transactions on your behalf, but this also needs you to submit some forms in person. Bottomline is, if you are in the diaspora, you cannot make this transaction until you go back to kenya and authorize equity to be transacting on your behalf.
@@TheWealthTribe at ABSA as we speak, I’m literally the first customer opening the doors, their forms are up to date and the tellers are familiar with all requirements. I believe I will be successful before the 2pm deadline.
Today 1/12/23 I visited ncba Mrg but they can't assist me pay for treasury bills. Am disappointed . Asking for cbk account number, branch...,IBAN number....so much
I have coaching clients who have paid for both bonds and bills via NCBA. You can pay for a session using this link and I'll show you how selar.co/pickbrain
Pls explain to as when you transferred rtgs from coop bank to cbk is there any changes you payed in order traction well take place ksh 600 my I was asked to pay 600 on March ifb but I takes cash to cbk
Thanks for the info.
I salute standard chartered bank for its advanced operations. I’m in diaspora and I was able to pay for the bond quite easily. I just had to register a new beneficiary then I did a transfer. You receive a message that the transaction has failed but actually not. The customer service people there explained me the whole process and assisted me to set up the payments, very fast and simple. All happened online. Now I just need to do a click or two and the payment is done. Kudos standard chartered bank! Kudos to you Agatha for informing.
Thank you for letting us know!!! 😊
I did mine with NCBA. Only sent a secure email. They requested for the transaction number and amount to send to CBK.
@@pk.4342 NCBA and Standard Chartered have clearly won!!! 🏆
I can Testify to that. Been using standard chart for transfers to CBK never any major issues.
@@tushiyakey9677 Thank you for sharing your experience.
Sharing is caring. Am pleased to understand that NCBA and Stan Chart banks offer friendly service to make payment for T-Bills and Bonds. Looking into this options.
Yeees. Choose a bank that will serve you.
This is gold! This is going to help so many people. Thank you!
Hope so!
You are a great teacher!
Thank you! 😃
Let me say a big thank you Agatha. After watching your videos i was able to download the app, did the bidding and finally tranfer thru my bank. This was my first attempt and very smooth courtesy of your information. Asante sana and blessings
Congratulations 🙌🏾 and karibu sana
I placed a bid today morning and I have received an email with reference ,amount and other details.At what point am i supposed to transfer cash to CBK?kindly help.
@@ben2252 I don’t know because I don’t know the specific bond or bill you’re referring to. In order for me to support with this, you need to pay a consultation session. You can pay for one using this link 👉🏽 selar.co/pickbrain
Was waiting for this thank you for bonds and bills videos
Hope you enjoyed it!
Finally you did it Agatha. I just can't thank you enough. Much love and appreciation to you, and pliz forgive me for the previous complaint I made. I think I just got a bit impatient. You deserve a tip for the excellence. Am now good to proceed with my investment.
I forgive you. I understand loads of people are frustrated with this so I usually ask The Wealth Tribe to be patient with me too. I wish you well in your wealth-building journey!
@@TheWealthTribe Thanks Agatha. You are the best 👍
I have received a reply from CBK ..reference, cash amount etc,when am.i supposed to transfer cash to CBK?
@@ben2252 which specific bond or bill are you referring to?
2552/091 TBill which closed today.
I was anxious waiting to see whether my portfolio would change, when it hadn't by this morning I called CBK. I was told they were working on getting all accounts updated but it should be done by today. Thank God it finally updated this afternoon 😊
Yaaaaaay!!! Super glad it has worked for you too!!!
@@TheWealthTribe Oh yeah. I was so worried I'd miss this 17% tax free interest 😉. So happy 😁
It reflected after how long. Did mine today morning and it's yet to
Thanks much!..its been frustrating and nobody at the bank seemed to know what i was talking about
Sorry for your experience. Now we know what to do and which banks to use next time!
Thanks Agatha watched all your video well explained
You are welcome 😊
Thank you so much for this video. It has clarified alot of my questions
I'm so glad!
I did my RTGS online for a Tbill, while in the US, didnt do it right, NCBA customer service called and walked me through how to do it, it went through since then i have been doing it online..great customer service from NCBA.
Thank you for leaving this comment! It helps other Wealthtribers. And I'm super glad it worked for you!
Hello, I'm currently completing an RTGS transaction on KCB online banking, but I'm unsure about the information to provide. Specifically, I need guidance on what to input for both my reference and beneficiary reference. In an email from dhowcsd, I have a bid number, ISIN, and payment reference number. I'm confused about which one serves as my reference and which one is for the beneficiary.
Thank you for this detailed information
Very helpful .
My pleasure
Good teaching .I thought I was the not getting it.The banks need to train their stuff.
Haha most bankers don't understand this stuff!
Thanks for the Clarification on the Virtual account number
Happy to help!
How about for KCB bank
I want to add DTB as another bank that you can do your RTGS to CBK successfully from diaspora. I had to fill a swift form for RTGS entry. Then forwarded the form as a pdf via a diaspora manager. I had initially tried completing the process online but I didn't want to risk it. The customer service also kept demanding for a CBK account number. I spent 2hr trying to make them understand that they only needed my reference number and CSD account number. When I emailed the diaspora manager, she completed the process in 10min. So there's hope for us in the diaspora for this process
Thank you so much for leaving this comment! It’s very helpful to The Wealth Tribe community.
Also congratulations for not giving up! Most diaspora investors gave up and even cancelled bids. I’m so happy it worked out for you 🙌🏾🙌🏾🙌🏾🙌🏾
@@TheWealthTribe I almost gave up. it was hard. i made international calls to get to the customer service who then had to seek advice from their colleagues who didn't know what to do. I then called CBK customer service who gave me step by step information to give to the bank customer service and they STILL didn't know what to do. They were stuck on the issue of account number detail. so i gave up dealing with them. then i decided to call the DTB manager on Whatsapp who then helped. I did learn from the CBK rep that banks have had the training in their head quarters. but whether they have trained their employees, that is another issue. so i would suggest not dealing with customer service directly and let their managers direct them on what to do.
In the future, i will not deal with customer service. it's a waste of time and money.
Thank you Agatha for your video that just introduced me to the Dhow. I would never have had the chance to open a CSD account. I wasn't sure how to find out if the process worked but i did receive an email today and the Dhow portfolio reflected it as well. If this info helps someone, then i am glad to have paid it forward.
Was looking for this
👍🏽
NCBA is great for online transfers
Thanks for sharing
Thanks, very informative.
Glad it was helpful!
Very informative as usual. We appreciate. Made my payment on the 10th. Was really hopeful about this bond, however, I think my payment did not go through. Will try next time.
Hi, how did you know it never went through? Any bank CBK notification?
Seconded. Has communication of successful/non successful payments been made?
I realize I may have jumped before the drum sounded... I think I just assumed mine was unsucessful based on the fact that my portfolio still reads zero!
Will update in a few days incase of changes to my portfolio.
@@pk.4342 Oh okay, was getting worried. Let's wait and see🤞🤞🤞
Mine too reads zero. Then on the transactions part it says pending.
Hello everyone has anyone bought bonds through housing finance i want to buy but not sure since I've read so many complications with banks and what if i take a chance and the money doesn't go through, am i going to be barred for future participation? Am in UK please advise.
Very helpful. Long live Agatha
Haha thanks a lot 🙌🏾
where is the example of the form you mentioned you will show ,that shows how you filled
Also waiting
@@cpaannwanjau6044 I figured it by myself ,
Great information. I'm wondering if(or why) the emails received for a new transaction are two, and which one should be used. Both emails are showing different cash amounts
Call DhowCSD to confirm
Please speak on how to use the Dhow CSD to pay via the instructions section in the app????????
It doesn't work
Hi did u touch on CSD linking for rollovers? Got my answer. Have to do it on the computer not available on the App.
Yup!
I placed a TILL successfully on the app but have not received any email from CBK to do the payment to date, how long does it take to receive emails from CBK
How do I know that RTGS transfer was successful? Or once I feel the form in the bank that is it?
Wonderful. Great presentation here. A quick question, can someone else pay for you in case you are in the diaspora if you have the reference number?
Yes, absolutely
Hello thank you for the video! I have Absa and am in the diaspora. They say I have to go back home each time to make the payment?? Is that correct? If I used my KRA pin and local account is that right? Thank you!!
Very helpful
Glad it helped!
Hello. Bado nimekwama hapo kwa kutuma pesa to cds account. From offshore accounts. Please help
Hi Agatha. Thanks for the info. I did place a bond bid of 200k. I ticked non-competetive in Dhow. CBK then asked me to pay 180k. Why would this be?
I believe you pay less coz thats your interest payment upfront but when it matures youll receive the full 200k - i stand corrected
Is reference no. Unique for every bid placed?
2024 FEB……phased out the ref number so they require a PAY KEY!!!!!!
So far they are sending via text so verify your phone….. am awaiting my email nothing yet….
They sent info about this ruclips.net/video/hD_PZmJywJ8/видео.html
Are you able to post a slide on the compounding effect of investing 50K every Thursday for the next 90 days
I have to charge for that kind of breakdown.
Hello i have 2qns:
1. on the transaction tab my auction payment amount is different from cash payment. I placed a bid but the amount i am to pay is less. Even when i sent details to my bank to send the payment, and i gave them the face value the amount deducted is less (it is reading the cash amount on the app)
2. My account was debited on Thursday, does it mean on Monday is when my portfolio will update? It is reading 0 and my transactions tab is saying pending transaction.
Is this example same for T/ Bills ?
Hii Agatha, thankyou so much for all you do for the wealth tribe, unfortunately i didn't understand where to get the refrence number, if you bid for q certain amount lets say 60,000 then they send you an sms saying you need to pay 55885, what happens in this scenario?
For me to help with such specific questions, you need to pay for a consultation session 👉🏽 selar.co/pickbrain?currency=KES
What if you are wiring money via national bank how does it work with the rtgs form please?
Please call the bank, they'll instruct you.
Thanks for this video - very helpful. I wanted to inquire - is there a danger in making multiple competitive bids for the same bond issue? I am currently bidding for
IFB1/2024/8.5 and I want to get the highest yield. To ensure this, I have submitted 3 different yield bids differing by 5%. To make sure I will not miss the allocation, I also intend to submit non-competitive bid. Note that it is the same pot of money and I do not have extra amounts set aside for each bid. Is there a danger in doing this? Can I be locked out of the system, for instance, if 2 of my bids are successful - let us say the non-competitive and one of the competitives and I can only fulfil one? I hope my query is clear enough.
Just bid non competitive once you're sure to get.
When should payment be done? On the day the results are communicated? Is there a deadline?
It should be made by the following Monday 2pm.
👍🏽
Hello Agatha,,, I know it's not the right video to ask about this but, how exactly can I get an invite from Vuka so I can start investing in the I-reit
You don't need an invite. Use this link to create your account on Vuka 👉🏽registration.vuka.co.ke/IS104762
Agatha, after paying, how long till you see your bonds on your portfolio?
It should have happened by now but DhowCSD seems to be taking their sweet time 😢
Hi. Kcb did my transaction. But my transaction reads zero. How do you know that’ transaction went through
Check your portfolio on DhowCSD. CBK will also text you.
they should have a paybill number!!
😮
Who has done equity
Following too but it seems no one
..
You have to fill and submit the rtgs form in person. Alternatively, you can authorize them to do those kinds of transactions on your behalf, but this also needs you to submit some forms in person. Bottomline is, if you are in the diaspora, you cannot make this transaction until you go back to kenya and authorize equity to be transacting on your behalf.
Has anyone done an RTGS with ABSA bank? My bid went through and I got the reference and everything.
Read the rest of the comments.Somebody left a testimonial.
@@TheWealthTribe I’ll do it when I’m back to Kenya. I’m hopeful it will go through by Monday 2PM. I’ll give my experience here.
@@TheWealthTribe at ABSA as we speak, I’m literally the first customer opening the doors, their forms are up to date and the tellers are familiar with all requirements. I believe I will be successful before the 2pm deadline.
Success, I have successfully purchased my first treasury bill ever in life. Thank you for sharing the process.
@@jerryrafiki THANK YOU for coming back to leave feedback. It helps the community.
Agatha does this process apply for T-Bills too?
Yes. You'll always receive a reference number for each investment.
Is it possible to change the bank on CsD account, i registered with kcb but it's giving me hard time in payment
Yes, you can just visit cbk and they'll help you change
Hae Agatha. What's the minimum amount for the recently announced tap sale.
KES 50,000
@@TheWealthTribethank you. What figure should I put in the yeild box since the bid is competitive?
I'm sorted Agatha, the box is giving an auto fill of 17.93..
@@SirjMuriithi perfect 👌🏾
Is it true that if you don't manage to successfully send money to cbk for the bond they'll will ban you from placing future bids?
Yes, if you miss 3 consecutive payments, they can ban you for a while
@@TheWealthTribe thank you
Where do I find the reference number please... Sorry I'm lost
ruclips.net/video/hD_PZmJywJ8/видео.html
Anyone done it via KCB?
Do i have to pay with my beneficiary bank or i can pay from any bank?
You can pay from any bank as long as you use the right reference key
Do you payed for rtgs ksh 600 or not explain pls more about changes❤
Every bank has different charged for RTGS transfers. Either way, it’s a small price to pay for a tax free investment.
Hello Agatha, wish to know if anyone in diaspora has managed to make payments with kcb rtgs, thanks.
Yes. Read the other comments: people have shared how they did it.
Okay let me check on it
Did you manage via kcb?
@hellenmaina3045 didn't manage coz of some other reasons
@@simonarula3182 ok thanks for feedback
Dhow cd app
?
Today 1/12/23 I visited ncba Mrg but they can't assist me pay for treasury bills.
Am disappointed . Asking for cbk account number, branch...,IBAN number....so much
I have coaching clients who have paid for both bonds and bills via NCBA. You can pay for a session using this link and I'll show you how selar.co/pickbrain
Do you payed for rtgs ksh 600 or not explain pls more about changes❤
Your question is not clear.
Pls explain to as when you transferred rtgs from coop bank to cbk is there any changes you payed in order traction well take place ksh 600 my I was asked to pay 600 on March ifb but I takes cash to cbk
It costs about 600bob for the RTGS transaction. You can no longer make direct deposit at CBK so it's a cost we'll have to bare moving forward
@@meshacknyabuto3602yes. RTGS transfers are charged.
@@Justchilling8261truth! It’s a small cost for a tax free bond!