One Annuity or Two Annuities? Maximizing Retirement Income

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[@hartzogLovesScience]

Interesting. I have a slightly different question. I have a variable annuity I purchased 3 years ago. After some research, I find that an income annuity would have been a better choice. What are the downside of converting a variable annuity to an income annuity? I would likely defer the income annuity.

[@IBCGlobalInc]

Great question. It would depend if you current Annuity has surrender fees/charges.
- If your current Annuity has surrender fees, these will be retained by the Insurance Company if you transfer it to a new product.
- We can always review transferring an Annuity and compare the fess with the guarantees.

[@timothythompson4036]

Great video. Very few people really understand annuities.