This anti dating advice from Graham is TERRIBLE. Caleb just said he wants a family and you're telling him not to. It takes a long time to find quality partner. You need to start looking ASAP if you know you want it.
As Jack said, he's pushing his goals on Caleb. Graham is too money focused. 300k a year is plenty of money, definitely financially stable which was Caleb's goal originally. The whole point of Graham's channels is to create as much money as he can.
Caleb. As someone who is 35 and has 4 kids, I hope you find a quality partner and have as many kids as you both want. Having a family to share all the success you are achieving is top tier.
I really enjoy that Caleb is all about making good financial moves but also really just wants to have a family and doesn’t needs to be making millions a year to be happy
Im sorry Graham is officially out of touch, lol. Atleast hes flexible and understand, but 30k a year, a kid. 300k is more than enough for kids especially 3-5 years from now how stable and set up he is
Go for the family Caleb! I have a wonderful husband and two kids and it’s the best thing in the world! Don’t give up on your goal of finding someone and having kids!
cringe editing, surprised this slipped thru the cracks. it happens, i suppose, but its so easy to have an employee watch it back to catch this kinda stuff! lol. they should hire me!
Stop discouraging this man from finding his future wife 😭 As someone who met my SO when I was 25 and now has her dream career, life is so much better when you have someone to share it with. And he makes a great point about the biological clock. As for the fitness, focus on health. Eat whole, single ingredient foods and exercise a few times a week. You can do it at home. You don’t need to have a six pack to be healthy. Rooting for you, Caleb! 💪
It is ok to want it, but i hope he wants it because he actually wants it for himself and not just because he feels behind compared to other people. Not everyone has to have a 10 year old by the time they're 30. Especially in today's economy, most people can barely afford to raise the kids they have and they only had them just because society says you're supposed to. So i just hope he does it because he actually wants to and not just because it's the thing other people do.
I hasnt dated in 3 years. I have 2 jobs and work out. I have no time or enregy to date. Also it costs money. Dating is not that important as people think. Its very normal to focus on the grind.
graham has so bad life advice lmao talking about being jacked while being skinny talking about blackpilling life to a guy who wants a girl Please do some coherent talking and logical topics
Petition for Caleb to start a series for his fitness journey? While his guests work on financial discipline, he can work on his physical discipline along side them 😎💪🏽
I think they’re saying for him to get jacked because when you’re fatter, it’s easier to turn that fat into muscle versus when you’re skinnier. That’s just my thought on why they said that not too sure.
58:55 having a family is the goal not the distraction. Caleb has built something amazing and could retire TODAY and live more comfortably than 90+% of the world, if Caleb thinks it’s family time don’t wait, let him go find the person he wants to make a family with. Finding someone that will meet what he needs will be exponentially harder the longer he waits.
Not to mention for some a family gives people a reason to work harder or expand their goals. Caleb has a success business without a family maybe a family will create a desire for more!
Waiting five years to start looking is dumb. Relationship life is not a strategy akin to financial advice. Here's my advice after being married ten years. Look for somebody outside your type if your type hasn't been working. Date for however long you need to tell yourself whether or not you see yourself with this person long term.
Just remember that person is not asking for a tip. The business owner allows them to be tipped so he can pay them less than minimum wage, because capitalism.
I appreciate Caleb not being so greedy. You can have it all but really what’s the point? You have more than enough for a good, comfortable life, enough for your family and your life.
Absolutely go for the family, I’m a 29-year-old woman and I’ve said my entire life I never wanted kids, but hearing my 4 month old laugh is the only thing that matters in the world right now
"I put it in their hands, trust them, and they've been delivering". That's a really nice thing to hear actually. As somebody who is now in that same space at work, these things are huge for their enjoyment at work. That trust is a big deal. Good job, Caleb. I'm glad to hear you got a nice team.
I doubt my comment isn't the only one, but i love that all three of them are using stress balls throughout this conversation 😌 i love whenever these guys come together!
Jack, I say this with love. Every ICH I watch, you make a condescending comment to the effect of “don’t people realize if they weren’t so dumb and lazy that they wouldn’t be so poor and screwed up?” I just want you run the simulation of your life where you don’t befriend Graham and he puts you in a situation where you’re making 300k per year. I’m happy that you’re doing well, you seem like a nice guy. I just think you need to lay off the motivational mindset guru type jargon and understand that sometimes people face challenges that you haven’t had to overcome yet
@@jokka6388 totally. To be fair, the things he’s saying are correct about people making a bunch of excuses and not taking responsibility for their actions etc. I just don’t want to hear it from him
Some people don’t realize how much work it is to get lucky. You have no idea what challenges he has faced in light of his “easy” success. Maybe it was easy for him but I doubt it.
@@networthbuilder6475 cool story dude. Point me to any achievements he has outside of Grahams influence that gives him the authority to talk about people the way he does. Point me to the evidence of the business he built or the industry he climbed his way to the top of and I will rescind my comment, gladly
Caleb, dont listen to Graham's advice about family and romance. A spouse and kids brings incredible meaning and joy to life that impossible to find somewhere else. It may not be the best path for everyone, but it is the best path for most. Also, I have 3 kids with another on the way and they do not cost $30k/kid/year. That's insane.
Yup! What’s the money and business all for if you don’t have ppl to enjoy it with? Also I think men forget that sperm quality also goes down with age, it’s not just about the woman’s age
Advising Caleb to wait and marry a 27 year old when he’s 35 is the worst advice ever. Caleb should be looking for love now for who he genuinely finds along the way, not trying to artificially construct it with someone way younger when he’s 35. How ridiculous. Caleb, I totally feel you. As a 28 year old girl I feel the exact same way. I want a baby and a family too and I am trying to wait patiently for the right one. But I think grahams advice here is ridiculous. Be open to love now. Don’t wait till you’re 35 to be open
Men and women aren’t the same - the entire reason things are so broken is because the feminist culture has lied to women telling them they’re equal to men, they need careers, need to earn high income, and should be extremely promiscuous in their prime years (18-25) and wait until their late 20’s-30’s before settling on the high quality “boring” reliable man they should have gotten with when they just turned 18.
I have 5 kids. We make 200K a year. We are more than comfortable. No one is spoiled, but 300K would be more than enough for 3 kids unless you're in Cali or somewhere stupidly expensive
@ right! That’s ridiculous and so far from the truth. The highest cost for kids is usually daycare and my kids are 10 and up. So I don’t have to worry about that.
I went from -20k in net worth to +25k overnight, I’m 28. I got 43k in an injury settlement. I’m trying to change my spending habits and appreciate all three people on this episode.
Caleb im 34 and I have 3 kids. I love seeing this side of you who desires a family! You are 100% right what is the point if you don’t have someone to share it with. I also think being a “older” parent is hard. I had my first at 27 and last at 32. It’s insane how much more tired I am. And I want to be the one on playground climbing and running with them. Don’t let these guys talk you out of looking for the ONE. Good luck, having kids literally is the absolute best thing that has ever happened to me. And I was the 22 year old who said I’d never get married and have kids 😂
I completely agree! Waiting 5 years for achieving most life goals isn't entirely a long time, but when it comes to finding the one you wanna spend your life with + plan a family with, then time is of the essence! At Caleb's age he's already achieved financial freedom & set himself up for a cush retirement. So, right now is the perfect time to start looking for that special someone to go home to after a long day, to have your back & to grow old with, you got this Caleb!! Keep it up, you'll find her!! 🤗
I mean a lot of wannabe parents are literally waiting by choice or are literally force to wait until 35+ to have their 1-3 kids because of finances, which I personally think is smart. Being an "older" parent might be the only choice for a considerable amount of people.
I agree. I think he can look for a future wife and accomplish his goals. I’m 33 and have 4 kids. It is harder to get to where we want to be but we still have big goals where working to. And hopefully teaching our kids some important lessons along the way
Nothing wrong with having your first child from 33-40. Nothing wrong with being financially responsible and having your frontal lobe fully developed raising your first kid. Parents who have their first kids in the 30s have the statistically most successful outcomes
Have a family Caleb! It’s hard and changed alot of things but that’s being responsible and knowing that’s how it would be to become parents. My husband and I were together 8 years before getting married. (2013-2021) tried for a kid in 2023, and had twins at the end of 2023 naturally. It’s wild. Trying for a 3rd soon. I’m 33 now. Husband is 32
Very nice that Caleb wants a family! I'm a married woman, and it's wonderful! Don't listen to people who tell you to wait years and years. No reason to wait if you find the right one :)
Having a caring, Team Player in one's life is a huge asset. If you can find a GOOD MATCH.. Go for it... just make sure they share your values. It's all about values.
@faithrada agreed, ALL about values. I brought up every important topic I could think of when it came to values within 2 months of knowing each other. You have to figure out if you're on the same page about life-altering things, financial, children, political, spiritual, responsibilities, and overall family. Once you figure out that you're compatible, take some time to figure out if you like their personality, and then there's zero reason to wait.
I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week. i started with 5k in last week 2025... now i just hit $32,590
How did you manage to achieve that level of growth? I've been trying everything I can to improve my investments, I want to retire in a few years and I need a better diversification
Same here waking up every 14th of each month to 57,000 dollars it’s a blessing to I and my family… I can now retire knowing that I have a steady income❤️Big gratitude to Ms Evelyn Vera
Timing is crucial, and as Ms Evelyn Vera suggests, it's often wise to make purchases during market downturns, prioritize acquiring solid assets, and explore options that allow you to generate passive income while yu invest
he focus on money traps is crucial, as avoiding bad debt, overspending, and poor investments can help secure financial stability. In 2025, being mindful of high-interest debt and unsustainable lifestyle inflation will be key to long-term wealth growth.
@@WilliamHarrymadison this is very incredible, because a few months ago my co workers at work mention Natalie to me lol, and it has really been a successful 3 week of trading with her indeed.
@@EmilySmith-z5v woah Natalie is really this popular, it has been 1 year 6 months been transacting with her. no complain so far i will say she’s one of the best
@@JessicaTaylorM Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with NATALIE Constable for about five years now, and her performance has been consistently impressive.
@@MeganHarris-u9g I've been considering changing my financial advisor for some time. Can you provide me with information about who your advisor is or recommend someone?
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A fantastic side job (mostly for girls) is babysitting! I babysat for 30-35 hours in addition to my full time office job a few years ago and demolished my student loans this way! If a standard job is 6-12 PM, most of those hours are literally watching Netflix and eating snacks or whatever. You can easily make at least $18 an hour in most areas. It’s super easy and very profitable.
Caleb, you shouldn't wait for the wake up call... I am sorry, but it's so childish to wait for a bad thing to happen to start making changes. If you want to have a wife and kids, they are going to need an active dad, who is able to play with them without running out of breath. And not only that. Looking fit and healthy with help you to find a long term partner. Of course, looking good is not the most important thing in relationship, but you let's be honest ... YOU would prefer to have a fit and good looking wife
As a therapist, the mental health olympics is too real. Anyone and everyone is coming to therapy for the littlest things, undiagnosable things, because people are just so less resilient than they use to be
Holy smokes, getting into the life goals section, Graham is massively out of touch. Caleb can probably retire right now without ever working another day in his life and Graham's telling him he should devote himself to the business that's probably going to die in 5 years anyways. Like, my dude. If you want to build a business empire, it's all you. But unless you're advancing humanity in some huge way, the sum total of your life's work will be that you had enough money to do what you wanted. Get a wife and kids, though, and you'll be setting up yourself for a more fulfilling life -- and, if you're lucky, one for your kids as well. And 30k per kid per year? Once they're all teenagers and eating like adults, their food will cost as much as your food. But don't send them to expensive schools and don't let them buy expensive clothes and ALL of your kids MIGHT cost an extra 10-15k per year. In the first 10 years of their life, though? Not even close.
@@TheIcedCoffeeHour my guy u can still give it 110% with kids. Something called sacrifice don't wait to have kids as you want to play with him. Don't be a grandpa before being. a father
I don’t want kids. If you want kids have them. Caleb has money if he wanted to have a child alone he could. Graham in my opinion is exaggerated in some aspects. This is one of them.
Money is not that hard to figure out. If you dont have it, dont spend it. Invest a small about from every pay check. I know we are not taught about money in school but we are taught basic math which is the main skill you need. Everything else is just an excuse for poor life choices. Calebs justified in yelling at people at how stupid they are. I love his audits. I discovered his channel within 3 months of its conception and was hooked. He definitely filled a gap in the market.
@mybdayis420 1) nice name 😂👌🏼 2) I really think someone's upbringing and view towards money highly impacts how they handle money. And people priorities.. personally even if I can afford a designer bag, I'm really not inclined towards it. I would rather save and invest in something else. I also agree to spend within your means.. some people end up spending most of their pay check towards something they could have easily lived without and are then left scraping by with the little they have left which obv shows a lack of discipline unfortunately.
He's just being realistic. Not everyone needs to have kids, and it is a big life changing thing you can't undo. Graham is just saying make sure the other person is actually the one and that it's something Caleb ACTUALLY wants and not just something he feels insecure about comparing to other people. Being a good parent is something you have to actually want to do, it can't just be something you do cause you have baby fever for a couple weeks.
@@VMYeahVNhes not being realistic he has no knowledge on what hes talking about but will still rag about it he has no kids but yet he knows it cost 30k to raise a kid.
1:13:59 i cant even watch your content anymore 😂😂😂 nothing but a money grab 3 ads already you are telling this man to try to monetize everything in his life. You are a joke anymore my dude
Caleb's whiny excuse of "i don't live in a walkable neighborhood" is such crap. He would not accept that level of excuse from someone on his show and should be shamed viciously for it.
if there is one thing that truly upsets me with any kind of financial show it is the pets. people act like they are owed a pet or 5. pets are expensive like stupid expensive and you make a promise to care for that pet. the level pet ownership has skyrocketed in the western world is utterly insane to me. most people shouldn't get pets since they can't afford them ether cashwise or timewise.
Pets don't always have to be expensive, it depends on the level of care. Depends on what the animal is for. Guard dogs, fish, hampsters, etc. A lot of times people are doing good and have a pet, all is great, a companion, regular vet visits, all of it is great. Then a life change or tragedy strikes. So their companion that they've loved for 3 5 10 years they should what ??? Just sperate from their best friend. ?? Nah, I think not. Just like with everything else. Just because you're poor does not mean you're not a human. All people have the option to experience these things too.
Ok, now that I’m watching this in its entirety - Graham was definitely part of the PUA community back in the day. He was telling Caleb to “ignore” the girl while he chatted up the guy. It makes the girl insecure and she’ll want to re-join the conversation. Then when she does, you point and say, “is she always like this?” 😂 Holy shit, just got those PUA flashbacks!
Ooooooohhhh did not love grahams answer to Caleb wanting a wife and family. Having a family is the most fulfilling role Caleb will ever have, even with the hundreds of people he’s helped with finances. Don’t be an old dad/old grandpa. Life will never be 100% perfect to have kids, but they will perfectly fit into your life.
You don’t have to pay for Spotify to use it. You just have to listen to commercials and whatever song the app chooses for you. Caleb is completely justified.
The only thing I didn’t like about this episode is when they talked about how much a kid cost. Yes if you want a child to cost that much sure. But I know a ton of people that don’t mean near that kind of money. They have amazing lives with five kids. I thinktelling people kids cost that much as a deterrent to encouraging them to have children.
I feel like the thing that makes him most mad is when a parent is waisting money on fast food when they have a kid because of his personal history of growing up poor. And that the kid sufferers from their actions and is an innocent victim
Recently went to the hospital for my gallbladder after eating way too many fatty foods. Only a $500 hospital bill thankfully, but that was my wake up call. Praying nothing ever happens to you, Caleb, but it can strike without even knowing it. It's not always a heart attack
Even as a person who has their finances together and has always been good at handling them, I feel like I've learned something important from Caleb's show. I think the most important thing we should all be doing to keep our finances under control is to keep a close eye on everything. Always look at your expenses. Make yourself think about them. Do the math, check the numbers. I started tracking my expenses in an app without an aggregator, because it forces me to look at my spending every time I have to update it. I have to think about every purchase I've made and what it cost me again as I add it to the budget, and I have even improved my own habits. I know this approach isn't for everyone because it does take some extra time, but it has even helped me! Even if you aren't willing to do anything else, look at the numbers!!!
💯 I’ve used a spreadsheet for years for this reason and I just log each transaction in its category, and if I don’t remember a purchase I go back to Amazon or look at my calendar for that day and find what it actually was and why I bought it.
I love the part of the conversation where you guys encouraged Caleb to be healthy. He really seems like a super sweet guy when he talked about wanting a wife and kids 😭I think making more healthy choices is going to bring wifey for him!
Caleb's relationship is his business. Until he deprioritizes that, he'll have a hard time dating. No woman will date someone that is "too busy for them." We want to be a priority.
47:35 it’s called luxating patella and a lot of little dogs become lame from it later on in life. Get the insurance now. My dog needed a TPLO surgery for his stifle (rear knee) because of an injury that happened as a puppy and it was $6500 when all was said and done and he has a 50% chance of the other knee becoming injured within a year. I wish I’d gotten the insurance when he was a puppy.
I'm sorry for you. I understand. My sheprador, at 3 or 4 years old developed hip dysplasia, she was good til about 5 yrs old, then handling okay, she got slower with time, then at 7 years old, had good days and bad days, could've lived under pain management. Then this past November she developed a lump on her hind leg joint. Within 2 wks it grew larger. My vet & I did xraus and all of it. Bone cancer struck. Generally it would have been a quick amputation of her leg, but because of her hips she couldn't have walked. My son & I always said that when she would never let her suffer. We euthanized her in December. I still tear up.
@@tarajo4836 sorry for your loss! It’s such a hard decision to make but i commend you for not letting your pup suffer! My boy is still pretty young but i treasure my time with him. Their lives are relatively short, even if they live a long life for an animal, sadly.
dude, most ppl cant afford what you paid for the pyraneese WITH pet insurance. Hell, since my wife died i cant afford what my first dog went through 10k for cancer treatment, 5k after insurance. and ive got 2 more. technically i can afford it but id be robbing my financial freedom.
The numbers to raise a kid at the 1:06:20 mark are completely out to lunch. 100K per kid? Remind me what the median household income in the US dystopian capitalist hellscape is? Its not 100 or 200K 😑
51:11 THANK YOU !!! I’ve been commenting that on Caleb’s channel for months. Trying to hold him accountable. He hasn’t kept his word. He needs to be a grown up and be strict with his health and diet.
$150-250k a year is great for a family!!! My aunt and uncle make combined over 200k and live very comfortably with two grown kids and a cat and dog and travel low debt and have a lot of money in retirement !
1:07:24 I hope Caleb takes his Agoraphobia serious. I am Agoraphobic and been home bound since 2018. I never took my mental health serious prior to it getting bad and ive lost so much of my life and time to this. I am much better now and have a lot of my life back, but still.
I’m five years younger than my husband and he was 29 when we started dating. 8 years later, we’re married and have a third kid on the way! It is possible, Caleb!!
![Noob To Max With DRAGON REWORK In Blox Fruits [FULL MOVIE]](http://i.ytimg.com/vi/LnBMOinoOvA/mqdefault.jpg)
Did I just watch 2 hours of Caleb on Theo Von? Yes.
Am I about to watch 2 hours of Caleb again on Iced Coffee Hour? Absolutely
Literally too real. Caleb talking on other podcasts is goated
Same here!💯
Caleb’s the new RUclips obsession and I’m here for it
Was it just the same stuff said again?
Keep fan girling over a little boy lover
This anti dating advice from Graham is TERRIBLE. Caleb just said he wants a family and you're telling him not to. It takes a long time to find quality partner. You need to start looking ASAP if you know you want it.
Agreed. Everyone has their own goals and priorities. Graham is projecting his own desires on to Caleb
Graham is the king of garbage takes
Thank you! ❤
As Jack said, he's pushing his goals on Caleb. Graham is too money focused. 300k a year is plenty of money, definitely financially stable which was Caleb's goal originally. The whole point of Graham's channels is to create as much money as he can.
@@nairboscomes off like he knows everything, just because he knows something
Caleb. As someone who is 35 and has 4 kids, I hope you find a quality partner and have as many kids as you both want. Having a family to share all the success you are achieving is top tier.
Graham is advising Caleb to not start looking until he’s 35 and then look for a 27 year old which is not goofy and not attainable
@@user-lt1jd1ye3v Not goofy? You can certainly still date at 35 and have great success, especially if you're a guy and you have money.
No it's not. Having it all to yourself is better. Kids mooching from you that don't appreciate you sucks.
I really enjoy that Caleb is all about making good financial moves but also really just wants to have a family and doesn’t needs to be making millions a year to be happy
Really loved Jack challenging Graham about his points on relationships. Everyone wants different things!
I'm 39 with no wife or kids. My biggest regret is not wanting to have them sooner. Take advantage of your status, and leverage your options.
Man, Graham really showing how out of touch he is with Caleb bringing up wanting to have a family.
Im sorry Graham is officially out of touch, lol. Atleast hes flexible and understand, but 30k a year, a kid.
300k is more than enough for kids especially 3-5 years from now how stable and set up he is
Married with three kids here! We live on less than a quarter of Caleb’s 300k ideal!
What an odd conversation….. “I want a family”…. “No you don’t”
Right? I'm childfree but that does not equal trying to talk someone out of a pursuing marriage or kids
Its common for people to mention not to have kids in todays world due to the state of society
@@Hunter-BidennDude if everyone subscribes to that thinking then communities will be destroyed
Go for the family Caleb! I have a wonderful husband and two kids and it’s the best thing in the world! Don’t give up on your goal of finding someone and having kids!
so sweet ♥️
5:55 was a mosh pit of madness
Yea 😅
Lmao
cringe editing, surprised this slipped thru the cracks.
it happens, i suppose, but its so easy to have an employee watch it back to catch this kinda stuff! lol. they should hire me!
holy cow i though maybe i had the stream open twice or more in other windows.
they edited something out probably
Stop discouraging this man from finding his future wife 😭 As someone who met my SO when I was 25 and now has her dream career, life is so much better when you have someone to share it with. And he makes a great point about the biological clock.
As for the fitness, focus on health. Eat whole, single ingredient foods and exercise a few times a week. You can do it at home. You don’t need to have a six pack to be healthy. Rooting for you, Caleb! 💪
@57:00 it's ok Caleb! It's natural to want a family. I think people were made for family life. It's 100% ok to want it.
💯
It is ok to want it, but i hope he wants it because he actually wants it for himself and not just because he feels behind compared to other people. Not everyone has to have a 10 year old by the time they're 30. Especially in today's economy, most people can barely afford to raise the kids they have and they only had them just because society says you're supposed to. So i just hope he does it because he actually wants to and not just because it's the thing other people do.
It's literally unnatural to not want it. Imagine hearing someone say "it's ok if you're straight, not everyone is gay."
the no dating, 5 year thing is crazy. i think caleb is at a point where his business is big enough to manage and balance a relationship/personal life
not normal
Then he gets married. Couple years later his wife cheats on him than takes half his shit. What can go wrong?
I hasnt dated in 3 years. I have 2 jobs and work out. I have no time or enregy to date. Also it costs money. Dating is not that important as people think. Its very normal to focus on the grind.
@@roscoejones374 I'm begging you, go outside. This kind of terminally online woman hating thinking isn't healthy
Caleb, kudos to you for wanting a wife and family and young grandparents (!) Best of luck!
graham has so bad life advice lmao
talking about being jacked while being skinny
talking about blackpilling life to a guy who wants a girl
Please do some coherent talking and logical topics
Petition for Caleb to start a series for his fitness journey? While his guests work on financial discipline, he can work on his physical discipline along side them 😎💪🏽
Love this!! Would totally watch and support
These dudes keep telling caleb to get jacked like they arent string beans.
dude, right! That was annoying. It's like they're naturally thin I don't see incredible athleticism warranting their comments or advice.
yeah the definition of tech geeks sitting there telling Caleb to get in shape is insane to me.
@@anamartinez8908 No such thing as naturally thin or thick. Its all calorie intake
I think they’re saying for him to get jacked because when you’re fatter, it’s easier to turn that fat into muscle versus when you’re skinnier. That’s just my thought on why they said that not too sure.
First comment.
Love your Content!
You guys have had such an amazing impact on people's lives.
Thank you for helping spread financial literacy and good times !
Second comment
Now this is smart!
Big deal, I was like 55
15 hours ago?
58:55 having a family is the goal not the distraction. Caleb has built something amazing and could retire TODAY and live more comfortably than 90+% of the world, if Caleb thinks it’s family time don’t wait, let him go find the person he wants to make a family with. Finding someone that will meet what he needs will be exponentially harder the longer he waits.
Not to mention for some a family gives people a reason to work harder or expand their goals.
Caleb has a success business without a family maybe a family will create a desire for more!
Waiting five years to start looking is dumb. Relationship life is not a strategy akin to financial advice. Here's my advice after being married ten years. Look for somebody outside your type if your type hasn't been working. Date for however long you need to tell yourself whether or not you see yourself with this person long term.
The fact is, when you meet the individual, you will know. And you embrace it
Tip for sit down service only. If someone puts a screen in front of you and it asks for a tip, that is 100% not a tip worthy service.
Just remember that person is not asking for a tip. The business owner allows them to be tipped so he can pay them less than minimum wage, because capitalism.
@@matthewcastrovinci7192not true. There’s places where the workers make $14/hr (min is $7.25) and they still ask for a tip. Nah.
@@TheNotimprezed tipping at Chipotle? Are we tipping at every fast food joint too?
@@michaelmuse5308 no tipping at chipotle, that is not sit down service, what world do you live in.
Just tip if you think they are nice and helpful and deserve a few extra bucks to go home with tonight
I appreciate Caleb not being so greedy. You can have it all but really what’s the point? You have more than enough for a good, comfortable life, enough for your family and your life.
You're looking for a wife, Caleb. Do not listen to Graham about trying to turn your dating experience into content
Absolutely go for the family, I’m a 29-year-old woman and I’ve said my entire life I never wanted kids, but hearing my 4 month old laugh is the only thing that matters in the world right now
Having a family is totally worth it! Having kids is a huge incentive to do well in life and they are the greatest blessing and achievement in my life.
"I put it in their hands, trust them, and they've been delivering". That's a really nice thing to hear actually. As somebody who is now in that same space at work, these things are huge for their enjoyment at work. That trust is a big deal. Good job, Caleb. I'm glad to hear you got a nice team.
I doubt my comment isn't the only one, but i love that all three of them are using stress balls throughout this conversation 😌 i love whenever these guys come together!
Haha thank you! Those things were amazing
Agreed!
Your guest should invest in Ozempic!!
@@TheIcedCoffeeHourIt made the video annoying to watch, put the toys down kids..
I think its just fidgeting, i do the same thing
Jack,
I say this with love. Every ICH I watch, you make a condescending comment to the effect of “don’t people realize if they weren’t so dumb and lazy that they wouldn’t be so poor and screwed up?” I just want you run the simulation of your life where you don’t befriend Graham and he puts you in a situation where you’re making 300k per year. I’m happy that you’re doing well, you seem like a nice guy. I just think you need to lay off the motivational mindset guru type jargon and understand that sometimes people face challenges that you haven’t had to overcome yet
Yeah, Jack really doesn't realize how lucky he got
@@jokka6388 totally. To be fair, the things he’s saying are correct about people making a bunch of excuses and not taking responsibility for their actions etc.
I just don’t want to hear it from him
Some people don’t realize how much work it is to get lucky. You have no idea what challenges he has faced in light of his “easy” success. Maybe it was easy for him but I doubt it.
@@networthbuilder6475 cool story dude. Point me to any achievements he has outside of Grahams influence that gives him the authority to talk about people the way he does. Point me to the evidence of the business he built or the industry he climbed his way to the top of and I will rescind my comment, gladly
You can cut down your expenses and/or work more at any income level.
Caleb, dont listen to Graham's advice about family and romance. A spouse and kids brings incredible meaning and joy to life that impossible to find somewhere else. It may not be the best path for everyone, but it is the best path for most. Also, I have 3 kids with another on the way and they do not cost $30k/kid/year. That's insane.
Totally agree! I have 3 kids also and I don’t think they cost 30k a year all together!
Graham just meant don't rush into it with the wrong person.
Yeah, that's bonkers.
You must be rich then.
Yup! What’s the money and business all for if you don’t have ppl to enjoy it with? Also I think men forget that sperm quality also goes down with age, it’s not just about the woman’s age
Advising Caleb to wait and marry a 27 year old when he’s 35 is the worst advice ever. Caleb should be looking for love now for who he genuinely finds along the way, not trying to artificially construct it with someone way younger when he’s 35. How ridiculous. Caleb, I totally feel you. As a 28 year old girl I feel the exact same way. I want a baby and a family too and I am trying to wait patiently for the right one. But I think grahams advice here is ridiculous. Be open to love now. Don’t wait till you’re 35 to be open
Men and women aren’t the same - the entire reason things are so broken is because the feminist culture has lied to women telling them they’re equal to men, they need careers, need to earn high income, and should be extremely promiscuous in their prime years (18-25) and wait until their late 20’s-30’s before settling on the high quality “boring” reliable man they should have gotten with when they just turned 18.
I have 5 kids. We make 200K a year. We are more than comfortable. No one is spoiled, but 300K would be more than enough for 3 kids unless you're in Cali or somewhere stupidly expensive
u will live like a king with 300k in cali. people make it on less than 100k easily
@@lionheart93nobody can live like king in shitlib california
I have 3 kids in Cali! Make only 120k, Married and Live in the suburbs we do okay! Could be better! But we’re not starving.
Grant is living in a delusion that it cost 30k+ a year per kid
@ right! That’s ridiculous and so far from the truth. The highest cost for kids is usually daycare and my kids are 10 and up. So I don’t have to worry about that.
I went from -20k in net worth to +25k overnight, I’m 28.
I got 43k in an injury settlement.
I’m trying to change my spending habits and appreciate all three people on this episode.
Caleb im 34 and I have 3 kids. I love seeing this side of you who desires a family! You are 100% right what is the point if you don’t have someone to share it with.
I also think being a “older” parent is hard. I had my first at 27 and last at 32. It’s insane how much more tired I am. And I want to be the one on playground climbing and running with them. Don’t let these guys talk you out of looking for the ONE. Good luck, having kids literally is the absolute best thing that has ever happened to me. And I was the 22 year old who said I’d never get married and have kids 😂
I completely agree! Waiting 5 years for achieving most life goals isn't entirely a long time, but when it comes to finding the one you wanna spend your life with + plan a family with, then time is of the essence!
At Caleb's age he's already achieved financial freedom & set himself up for a cush retirement. So, right now is the perfect time to start looking for that special someone to go home to after a long day, to have your back & to grow old with, you got this Caleb!! Keep it up, you'll find her!! 🤗
I had a 1 yr old grandbaby and 5 yr old daughter at 35. It's so much better now for me. Financially better 100%
I mean a lot of wannabe parents are literally waiting by choice or are literally force to wait until 35+ to have their 1-3 kids because of finances, which I personally think is smart. Being an "older" parent might be the only choice for a considerable amount of people.
I agree. I think he can look for a future wife and accomplish his goals. I’m 33 and have 4 kids. It is harder to get to where we want to be but we still have big goals where working to. And hopefully teaching our kids some important lessons along the way
Nothing wrong with having your first child from 33-40. Nothing wrong with being financially responsible and having your frontal lobe fully developed raising your first kid. Parents who have their first kids in the 30s have the statistically most successful outcomes
A fitness audit would be amazing love the suggestion
Agreed!!
I'm down
Does Bathaniel Nandy know you're here?
Ain't you Nathaniel B?
Whomever edited this video forgot to remove the audio from the clip at 5:58-6:09
Thanks, working to fix it
You can absolutely buy fitness. Personal training, chefs, nutritionists, assistants, “extra” time, etc.
Facts. Pin this to the top
Exactly.... and thinness can be "bought" = Ozempic. There's a reason celebrities stay thin and beautiful
All it does is buy ease of access and provide external motivators, at the end of the day you still have to do the work.
Have a family Caleb!
It’s hard and changed alot of things but that’s being responsible and knowing that’s how it would be to become parents.
My husband and I were together 8 years before getting married.
(2013-2021) tried for a kid in 2023, and had twins at the end of 2023 naturally. It’s wild. Trying for a 3rd soon. I’m 33 now. Husband is 32
Very nice that Caleb wants a family! I'm a married woman, and it's wonderful!
Don't listen to people who tell you to wait years and years. No reason to wait if you find the right one :)
Having a caring, Team Player in one's life is a huge asset. If you can find a GOOD MATCH.. Go for it... just make sure they share your values. It's all about values.
@faithrada agreed, ALL about values. I brought up every important topic I could think of when it came to values within 2 months of knowing each other. You have to figure out if you're on the same page about life-altering things, financial, children, political, spiritual, responsibilities, and overall family.
Once you figure out that you're compatible, take some time to figure out if you like their personality, and then there's zero reason to wait.
It’s HAMMER TIME!
Woohoo!
Anyone else have the power rangers theme play in their head after reading “its Hammer Time”
Fuck me 🤣 I needed this
This bit around 5:50 with double voice is so annoying.
So sorry! Not sure how that made it past, definitely error!
"Unacceptable!" -Earl of Lemongrab
Same... the editor should have to buy donuts for the office.
thought i had too much coffee or something
@andykim4563 Hopefully it was Iced Coffee 😉
Love Caleb Hammer. love hearing him outside of his show!
Yes more fun when he isn’t just yelling
I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week. i started with 5k in last week 2025... now i just hit $32,590
How did you manage to achieve that level of growth? I've been trying everything I can to improve my investments, I want to retire in a few years and I need a better diversification
Same here
waking up every 14th of each
month to 57,000 dollars it’s a blessing to I and my family… I can now retire knowing that I have a steady income❤️Big gratitude to Ms Evelyn Vera
Timing is crucial, and as Ms Evelyn Vera suggests, it's often wise to make purchases during market downturns, prioritize acquiring solid assets, and explore options that allow you to generate passive income while yu invest
After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸. Glory to God.shalom.
This Evelyn has got to get it together ❤
the stress balls are hilarious, some guests on caleb's show need this
Regular Listener here and love the podcast. Came off a little preachy here fellas.
he focus on money traps is crucial, as avoiding bad debt, overspending, and poor investments can help secure financial stability. In 2025, being mindful of high-interest debt and unsustainable lifestyle inflation will be key to long-term wealth growth.
Taking advice from financial experts like Natalie Kayla Kimberly to fine-tune your investments is a smart choice.
@@WilliamHarrymadison this is very incredible, because a few months ago my co workers at work mention Natalie to me lol, and it has really been a successful 3 week of trading with her indeed.
@@EmilySmith-z5v woah Natalie is really this popular, it has been 1 year 6 months been transacting with her. no complain so far i will say she’s one of the best
@@JessicaTaylorM Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with NATALIE Constable for about five years now, and her performance has been consistently impressive.
@@MeganHarris-u9g I've been considering changing my financial advisor for some time. Can you provide me with information about who your advisor is or recommend someone?
Thank you for your video..... The current global economy remains challenging, with central banks maintaining higher interest rates to combat inflation, creating tighter lending conditions and slowing consumer and corporate spending. This environment is pressuring sectors like housing, retail, and stocks, while rising unemployment remains a concern. Diversified portfolios, including stocks and alternative assets like cryptocurrencies, are essential for managing risk and volatility, alongside balanced trading strategies. Personally, I’ve grown my portfolio from $130k to $632k in just a few months, thanks to Milton Harper’s exceptional expertise and traditional trading acumen, which have been invaluable in navigating this ever-evolving market...
He mostly interacts on Telegrams, using the user-name,
@MiltonHarper
Nice info, i appreciate your concern this will help a lot especially to the young investors who have no or lesser knowledge on how the market works.
Everyone needs more than a Basic Income to be Financially Secured in this present time that there's an Economic Decline.
Successful trading necessitates experience, a robust strategy, and thorough preparation. Understanding buy/sell ratios, recognizing market leaders, and implementing diversification are essential for risk mitigation.
A fantastic side job (mostly for girls) is babysitting! I babysat for 30-35 hours in addition to my full time office job a few years ago and demolished my student loans this way! If a standard job is 6-12 PM, most of those hours are literally watching Netflix and eating snacks or whatever. You can easily make at least $18 an hour in most areas. It’s super easy and very profitable.
Caleb, you shouldn't wait for the wake up call... I am sorry, but it's so childish to wait for a bad thing to happen to start making changes. If you want to have a wife and kids, they are going to need an active dad, who is able to play with them without running out of breath. And not only that. Looking fit and healthy with help you to find a long term partner. Of course, looking good is not the most important thing in relationship, but you let's be honest ... YOU would prefer to have a fit and good looking wife
I don’t agree with stephan at all when it comes to building a relationship while you’re building a business .
As a therapist, the mental health olympics is too real. Anyone and everyone is coming to therapy for the littlest things, undiagnosable things, because people are just so less resilient than they use to be
Yea, the episode with that guy buying chargers multiple times a week was such a lie. Sad that the audience knew.
This video is spot on! Books like The Secret Doctrine of Wealth offer more value than years of college. It’s all about self-education.
Love the Hammer content!
Thanks!
Holy smokes, getting into the life goals section, Graham is massively out of touch. Caleb can probably retire right now without ever working another day in his life and Graham's telling him he should devote himself to the business that's probably going to die in 5 years anyways.
Like, my dude. If you want to build a business empire, it's all you. But unless you're advancing humanity in some huge way, the sum total of your life's work will be that you had enough money to do what you wanted. Get a wife and kids, though, and you'll be setting up yourself for a more fulfilling life -- and, if you're lucky, one for your kids as well.
And 30k per kid per year? Once they're all teenagers and eating like adults, their food will cost as much as your food. But don't send them to expensive schools and don't let them buy expensive clothes and ALL of your kids MIGHT cost an extra 10-15k per year. In the first 10 years of their life, though? Not even close.
My reasoning is that a RUclips career is much like a professional athlete - you have a small window, so you may as well give it 110%!
@@TheIcedCoffeeHourno, it’s simply being a snob
@@TheIcedCoffeeHour my guy u can still give it 110% with kids. Something called sacrifice don't wait to have kids as you want to play with him. Don't be a grandpa before being. a father
Damn Caleb again? I gotta watch
Hope you enjoy it!
Have a kid, don't listen to ppl who don't have kids about having kids.
Facts!!
100%, also ignore Graham's comments on the cost of kids, they're expensive but not as expensive as he's making out 😂
I don’t want kids. If you want kids have them. Caleb has money if he wanted to have a child alone he could. Graham in my opinion is exaggerated in some aspects. This is one of them.
yeah bring a child into your shitty situation. that makes sense
I dont have kids, life happens to all of us
Money is not that hard to figure out. If you dont have it, dont spend it. Invest a small about from every pay check. I know we are not taught about money in school but we are taught basic math which is the main skill you need. Everything else is just an excuse for poor life choices. Calebs justified in yelling at people at how stupid they are. I love his audits. I discovered his channel within 3 months of its conception and was hooked. He definitely filled a gap in the market.
@mybdayis420 1) nice name 😂👌🏼 2) I really think someone's upbringing and view towards money highly impacts how they handle money. And people priorities.. personally even if I can afford a designer bag, I'm really not inclined towards it. I would rather save and invest in something else. I also agree to spend within your means.. some people end up spending most of their pay check towards something they could have easily lived without and are then left scraping by with the little they have left which obv shows a lack of discipline unfortunately.
Caleb go ahead and pursue that married family life you’re craving so much…..you’re more than successful. Graham is just too scared of kids 😂😂😂😂😂😂
He's just being realistic. Not everyone needs to have kids, and it is a big life changing thing you can't undo. Graham is just saying make sure the other person is actually the one and that it's something Caleb ACTUALLY wants and not just something he feels insecure about comparing to other people. Being a good parent is something you have to actually want to do, it can't just be something you do cause you have baby fever for a couple weeks.
And imagine Caleb as a parent, having to purge the f-bombs from his vocabulary 😮😂😊
@@VMYeahVNhes not being realistic he has no knowledge on what hes talking about but will still rag about it he has no kids but yet he knows it cost 30k to raise a kid.
1:13:59 i cant even watch your content anymore 😂😂😂 nothing but a money grab 3 ads already you are telling this man to try to monetize everything in his life. You are a joke anymore my dude
Have kids now, Absolute trash advice to wait five years.
I agree, but definitely wait till the right person comes along.
Well, yes, but he needs to meet someone first and spend a year or two with them 😂
Find the right person first and start a nest for the child to be safe in..
no 35 is the perfect time to have kids as a man
Caleb's whiny excuse of "i don't live in a walkable neighborhood" is such crap. He would not accept that level of excuse from someone on his show and should be shamed viciously for it.
Glade see show still going keep it up great videos
if there is one thing that truly upsets me with any kind of financial show it is the pets. people act like they are owed a pet or 5. pets are expensive like stupid expensive and you make a promise to care for that pet. the level pet ownership has skyrocketed in the western world is utterly insane to me. most people shouldn't get pets since they can't afford them ether cashwise or timewise.
Life is too hard without emotional support
Pets don't always have to be expensive, it depends on the level of care.
Depends on what the animal is for. Guard dogs, fish, hampsters, etc.
A lot of times people are doing good and have a pet, all is great, a companion, regular vet visits, all of it is great. Then a life change or tragedy strikes. So their companion that they've loved for 3 5 10 years they should what ??? Just sperate from their best friend. ?? Nah, I think not.
Just like with everything else. Just because you're poor does not mean you're not a human. All people have the option to experience these things too.
Ok, now that I’m watching this in its entirety - Graham was definitely part of the PUA community back in the day. He was telling Caleb to “ignore” the girl while he chatted up the guy. It makes the girl insecure and she’ll want to re-join the conversation. Then when she does, you point and say, “is she always like this?” 😂
Holy shit, just got those PUA flashbacks!
I think we can have a Caleb episode bi-monthly
Ooooooohhhh did not love grahams answer to Caleb wanting a wife and family. Having a family is the most fulfilling role Caleb will ever have, even with the hundreds of people he’s helped with finances. Don’t be an old dad/old grandpa. Life will never be 100% perfect to have kids, but they will perfectly fit into your life.
You don’t have to pay for Spotify to use it. You just have to listen to commercials and whatever song the app chooses for you. Caleb is completely justified.
The only thing I didn’t like about this episode is when they talked about how much a kid cost. Yes if you want a child to cost that much sure. But I know a ton of people that don’t mean near that kind of money. They have amazing lives with five kids. I thinktelling people kids cost that much as a deterrent to encouraging them to have children.
I feel like the thing that makes him most mad is when a parent is waisting money on fast food when they have a kid because of his personal history of growing up poor. And that the kid sufferers from their actions and is an innocent victim
I bought a 2021 Sonata in cash for 22k and will never have a car payment or want to end up on Caleb's show. 😂😂😂
Graham and Stephan, my two favorite finance RUclipsrs.
And Jack, my favorite Jack. 😉
ICH is goated fr. Best podcast in the game for years now
Thank you so much!
A double dose of Graham Stephan... not a bad idea. I watched him before Dave Ramsay and Caleb Hammer.
Ugh, 56:00 hits like a mack truck. Seeing people younger than you with old kids when you want kids is pain defined.
Recently went to the hospital for my gallbladder after eating way too many fatty foods. Only a $500 hospital bill thankfully, but that was my wake up call. Praying nothing ever happens to you, Caleb, but it can strike without even knowing it. It's not always a heart attack
Even as a person who has their finances together and has always been good at handling them, I feel like I've learned something important from Caleb's show. I think the most important thing we should all be doing to keep our finances under control is to keep a close eye on everything. Always look at your expenses. Make yourself think about them. Do the math, check the numbers. I started tracking my expenses in an app without an aggregator, because it forces me to look at my spending every time I have to update it. I have to think about every purchase I've made and what it cost me again as I add it to the budget, and I have even improved my own habits. I know this approach isn't for everyone because it does take some extra time, but it has even helped me! Even if you aren't willing to do anything else, look at the numbers!!!
💯 I’ve used a spreadsheet for years for this reason and I just log each transaction in its category, and if I don’t remember a purchase I go back to Amazon or look at my calendar for that day and find what it actually was and why I bought it.
I love the part of the conversation where you guys encouraged Caleb to be healthy. He really seems like a super sweet guy when he talked about wanting a wife and kids 😭I think making more healthy choices is going to bring wifey for him!
Wow Iced coffee hour is spoiling us with this one
Enjoy!!
Caleb's relationship is his business. Until he deprioritizes that, he'll have a hard time dating. No woman will date someone that is "too busy for them." We want to be a priority.
Proud of you, Caleb 👏👏 congratz to you and your team,
🙏🏻
47:35 it’s called luxating patella and a lot of little dogs become lame from it later on in life. Get the insurance now. My dog needed a TPLO surgery for his stifle (rear knee) because of an injury that happened as a puppy and it was $6500 when all was said and done and he has a 50% chance of the other knee becoming injured within a year. I wish I’d gotten the insurance when he was a puppy.
I'm sorry for you. I understand. My sheprador, at 3 or 4 years old developed hip dysplasia, she was good til about 5 yrs old, then handling okay, she got slower with time, then at 7 years old, had good days and bad days, could've lived under pain management. Then this past November she developed a lump on her hind leg joint. Within 2 wks it grew larger. My vet & I did xraus and all of it. Bone cancer struck. Generally it would have been a quick amputation of her leg, but because of her hips she couldn't have walked. My son & I always said that when she would never let her suffer. We euthanized her in December. I still tear up.
I hope you get more years with your little guy.
@@tarajo4836 sorry for your loss! It’s such a hard decision to make but i commend you for not letting your pup suffer! My boy is still pretty young but i treasure my time with him. Their lives are relatively short, even if they live a long life for an animal, sadly.
This dude is great. I have watched Caleb for a while.
Awesome!
dude, most ppl cant afford what you paid for the pyraneese WITH pet insurance. Hell, since my wife died i cant afford what my first dog went through 10k for cancer treatment, 5k after insurance.
and ive got 2 more. technically i can afford it but id be robbing my financial freedom.
The numbers to raise a kid at the 1:06:20 mark are completely out to lunch. 100K per kid? Remind me what the median household income in the US dystopian capitalist hellscape is? Its not 100 or 200K 😑
I respect Caleb for standard up for the children of his guests
Just saw Caleb on Theo’s podcast. You guys should try to do a pod with Theo 🐀 👑
That would be epic!
Love that Caleb got both Graham and Jack a Needoh to fidget with throughout the conversation
What the f'k is that?
50/50 chance for 20k. I love my dog to death, but that's a no for me. Sad to say that
Love this combo!
Thanks!
51:11 THANK YOU !!! I’ve been commenting that on Caleb’s channel for months. Trying to hold him accountable. He hasn’t kept his word. He needs to be a grown up and be strict with his health and diet.
$150-250k a year is great for a family!!! My aunt and uncle make combined over 200k and live very comfortably with two grown kids and a cat and dog and travel low debt and have a lot of money in retirement !
What’s up with the lotion and tissues? 🤨😂
Weird..
thats what I was thinking 😂😂
The coffee hr "guys" know 😉
Looking sharp Ghram
1:07:00 An idea for your first Flight which will give you more control possibly, fly JSX. It looks like the have a flight or two out of Austin.
Its becoming the best podcast in RUclips. I can see in a few years will be the top 5 of podcats. Keep up the good work 💯
Thank you so much!
1:07:24 I hope Caleb takes his Agoraphobia serious. I am Agoraphobic and been home bound since 2018. I never took my mental health serious prior to it getting bad and ive lost so much of my life and time to this. I am much better now and have a lot of my life back, but still.
I've been so surprised by how many people don't even know how much they make in a month
Hey guys, editing mistake at @6:00.
Thanks - working to fix
Jack is fired
We need Alex back
Thank you 🙏 you are all seemingly so genuine and it really gives me hope about humanity in general
Gordon Ramsay of personal finance fr.
So what does that make Gordab Ramsy?
That’s like saying someone is the “Tiger Woods of golf”, like that’s just Tiger Woods 😂
@@14s0cc3r14🤦♂️
I’m five years younger than my husband and he was 29 when we started dating. 8 years later, we’re married and have a third kid on the way! It is possible, Caleb!!
5:56 Hey Guys I think here the audio from the b-roll mixed into the audio from the video. Hope you can check it out!
So sorry about that!