I was a financial advisor, took all the exams and enjoyed tge work. I had an arranged marriage, he was here from Pakistan saying he was part qualified chartered accountant. I gave up my career to bring up the children and relying on his job. But he gave up accountancy as soon as he knew his future was pukka British. I've been struggling all my life. I wish I didn't throw away career. I've always loved finance and property. Great to hear your story. You lived the life I should have lived, the remarriage and career mA
To some of these comments, “If you have nothing nice to say, don't say anything at all.” To the host- You have had your fair share of trials and grown and learned so much. Thank you for sharing and teaching us a thing or two. I enjoy your video.
Walaisalam Madam Saira Hayati, I am 54 year Father of two from Malaysia, love what life stories and excited about you being a problem solver. Sure I would like to engage with you on your skill on financial services. Please let me know how do I m able to seek your services possible other future.
You are so dynamic and I love that ! I’m an ER nurse. I own a home in Orlando Florida but I’m the only one that works. I now have 2 jobs and it’s still difficult. I’ve always wanted to get never in property to be financially independent but the market is just too high right now.
Saira it's always a treat listening to you. I see so much of myself in you. My dream career would be property development and interior design in an ideal world. Like you I too have a hunger in me that won't leave me alone. I would love to hear your advice on how to achieve even a fraction of what you've achieved without getting into interest because for me, that's just never going to be an option. I'd rather be homeless and starve on the streets than be part of an interest-based transaction. We all have our own red lines. Living in the UK I've never even held down a good paying job because I'm adamant that I won't pay taxes to a kafir govt. I totally believe that I can make money without compromising on my principles, even if its a harder slog. I'm thinking e-commerce as a viable option perhaps. I would love to hear your two cents on this. I'm definitely planning to leave the UK and set up in a Muslim country in sha Allah. Please make dua for me ❤
Assalamualaikum sister. Just a bit of feedback..your ring light got reflected on your glasses. It is quite distracting..perhaps you can improve on that. Nevertheless, thanks for being vulnerable and sharing your story
And the way sister is excited about explaining is like it's pure money. Lots of muslims in uk don't care. All what they want it compete each other no matter what. Even by getting in to whats totally prohibited..I have been trying for an islamic morgage for 15 years. Its not easy as their conditions are very hard to reach. Each time it goes wrong. But I have decided unless it's islamic. I wouldn't go for a morgages. And it's fine. Allah hasn't decreed my blessings. He has provided enough for welbeing. Alhamdulillah
@balance3201 There are few banks. The way how it works is they buy the house and rent it to the buyer with the current rental market. By the time the real value reached . It becomes their house. Bit says going for riba is going for war against Almighty who can go for it?
Assalamualaikum...jazakallah khair for choosing Malaysia as a home..well.. straight to the point..i am in my early 60s now..i got some land inheritance which is not being productive as i would like to... it's now comes down to sibling's and childrens...i would really like to know because i am no good at desk work n papers work as one would say...but i what i really like to if it possible is to sell all (not sure how n if it possible) and purchase a land somewhere where i can be a self reliance personon that land..me or my benefactor in later years could have an income or living on such a land which probably have some padi(rice) plantations which is good for income n giving zakat..maybe a madrasah on it..a house on it..etc ..the land would have a good natural water sauce either from well or boring or river.. electrical maybe from solar or other means..a farm like place too for meat n vege...just wondering what would your comment be on that or maybe it can be done...n how etc...😅
Insurance and mortgage are haram according to the Islamic teaching. We are paying insurance because we don’t have choice and not having it will make you criminal therefore it was « allowed » as fatwa if I am not wrong, otherwise selling insurance etc is à haram business.
@Sassy-Sam Do a bit of research. Islamic banks buys the house n rents it to the buyer with the current rent rate. Which is fair by the time You finish paying the initial value. The house is yours.
I was a financial advisor, took all the exams and enjoyed tge work. I had an arranged marriage, he was here from Pakistan saying he was part qualified chartered accountant. I gave up my career to bring up the children and relying on his job. But he gave up accountancy as soon as he knew his future was pukka British. I've been struggling all my life.
I wish I didn't throw away career. I've always loved finance and property. Great to hear your story. You lived the life I should have lived, the remarriage and career mA
Me too.
Sister it's never too late! You can always go back into finance and property!
To some of these comments, “If you have nothing nice to say, don't say anything at all.”
To the host- You have had your fair share of trials and grown and learned so much. Thank you for sharing and teaching us a thing or two. I enjoy your video.
Walaisalam Madam Saira Hayati, I am 54 year Father of two from Malaysia, love what life stories and excited about you being a problem solver. Sure I would like to engage with you on your skill on financial services. Please let me know how do I m able to seek your services possible other future.
Thank you interesting... I've been wanting to leave uk for sometime now but worried about taking the plunge.
Great experience with your story... Hopefully Best Live in Malaysia soon... In Sha Allah... Subhanallah...
Subhanallah your story is amazing the drive is just wow!! I wouldnt know were to start and i became lost !! May allah protect u an your family ameen
You are so dynamic and I love that ! I’m an ER nurse. I own a home in Orlando Florida but I’m the only one that works. I now have 2 jobs and it’s still difficult. I’ve always wanted to get never in property to be financially independent but the market is just too high right now.
Saira it's always a treat listening to you. I see so much of myself in you. My dream career would be property development and interior design in an ideal world. Like you I too have a hunger in me that won't leave me alone. I would love to hear your advice on how to achieve even a fraction of what you've achieved without getting into interest because for me, that's just never going to be an option. I'd rather be homeless and starve on the streets than be part of an interest-based transaction. We all have our own red lines. Living in the UK I've never even held down a good paying job because I'm adamant that I won't pay taxes to a kafir govt. I totally believe that I can make money without compromising on my principles, even if its a harder slog. I'm thinking e-commerce as a viable option perhaps. I would love to hear your two cents on this. I'm definitely planning to leave the UK and set up in a Muslim country in sha Allah. Please make dua for me ❤
Assalamualaikum sister. Just a bit of feedback..your ring light got reflected on your glasses. It is quite distracting..perhaps you can improve on that.
Nevertheless, thanks for being vulnerable and sharing your story
Amazing
Love your energy we all have a story but yours is very inspiring ❤
Very informative video, thanks
Glad it was helpful!
My question to you is , how do you reconcile the fact that Riba is haram and all your investments was facilitated through Mortgages?
I was thinking the same
Tell me which islamic bank gives you a house loan with no fee?
RIBA only involves loan to people on exploitative terms
And the way sister is excited about explaining is like it's pure money. Lots of muslims in uk don't care. All what they want it compete each other no matter what. Even by getting in to whats totally prohibited..I have been trying for an islamic morgage for 15 years. Its not easy as their conditions are very hard to reach. Each time it goes wrong. But I have decided unless it's islamic. I wouldn't go for a morgages. And it's fine. Allah hasn't decreed my blessings. He has provided enough for welbeing. Alhamdulillah
@balance3201 There are few banks. The way how it works is they buy the house and rent it to the buyer with the current rental market. By the time the real value reached . It becomes their house. Bit says going for riba is going for war against Almighty who can go for it?
you're such a strong woman that I look up to
GREATTTTT
Assalamualaikum...jazakallah khair for choosing Malaysia as a home..well.. straight to the point..i am in my early 60s now..i got some land inheritance which is not being productive as i would like to... it's now comes down to sibling's and childrens...i would really like to know because i am no good at desk work n papers work as one would say...but i what i really like to if it possible is to sell all (not sure how n if it possible) and purchase a land somewhere where i can be a self reliance personon that land..me or my benefactor in later years could have an income or living on such a land which probably have some padi(rice) plantations which is good for income n giving zakat..maybe a madrasah on it..a house on it..etc ..the land would have a good natural water sauce either from well or boring or river.. electrical maybe from solar or other means..a farm like place too for meat n vege...just wondering what would your comment be on that or maybe it can be done...n how etc...😅
You are really someone our community needs but Sarah I have not been able to find a halal way to invest I property in UK, how did you do it?
Are these mortgages halal or through traditional banks loans?
Done subscribe.
Insurance and mortgage are haram according to the Islamic teaching.
We are paying insurance because we don’t have choice and not having it will make you criminal therefore it was « allowed » as fatwa if I am not wrong, otherwise selling insurance etc is à haram business.
It's takaful in replace of insurance ❤
Malaysia had halal insurans takaful, ifinance, complete 😊
Haram until you can pay a Mullah for a fatwa. Then it becomes halal
News Break @10:30 & *continuous talking* 😂
Assalamuelikum are these numbers are still working and these numbers are UK number
Haram money is nothing inspirational
That is the worst job to have as a Muslim to deal with Mortgages which is haram.
not when you are with islamic banking
@Sassy-Sam what option are there for Muslims in UK to purchase a property without riba/intrest?
@Sassy-Sam Do a bit of research. Islamic banks buys the house n rents it to the buyer with the current rent rate. Which is fair by the time You finish paying the initial value. The house is yours.
The money in your pocket is haram. Paper money is haram. How do you feel about that? @@OutoftheEchoChamber
@@lll7183 wow so basically rent to own that's a great concept and how do they get the funding to buy the whole house straight up