How To Eliminate Loans Without Paying More Money

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[@TekkAmaku]

This is the only place I go for money information

[@DouglasForth]

You get pushback because you mistakenly claim that mortgages are not simple interest. They are. Every single month the interest charge is APR/12 times balance. If you believe a mortgage is compound interest, please explain in detail, showing the math.
Also, there is no possible scenario where you can save money by chunking down a 6% mortgage with a 21% LOC. Paycheck parking can compensate, possibly, for a few percentage point spread. But no way at 3 1/2 times the interest. Again, show the math.

[@tonydouglas863]

I would just say that if you get a traditional $300K mortgage on day 1 and have a 6% interest rate, simple interest would be a total of $300K x .06= $18K. That's simple interest. I guarantee that since that mortgage is amortized over 30 years, you'll pay about $347K in interest. The bank even tells us this at the back of the Note near the end what the ACTUAL interest is that you'll end up paying