Agree. Gusto ko mindset nyo sir. Sinu ba naman di may gusto mag fancy cars or things diba? Pero at the end of the day, gamit lang din at kahit ano ingat mo nagagasgsan lang,nasisira or naluluma din. Can’t wait matapos na mabayaran tong car namin. Silent follower here. 1st time mag comment 😅.Love your videos. Watching from Prescott AZ.
@@ocoybernal8446 We have the same mindset. Iba-iba po talaga ang tao, sabi nga nila kung saan sila masaya basta hindi hinihingi sa atin ang pambili hehe. Malaking ginhawa na pag nabayaran na sasakyan nyo, wag lang agad magpapalit kung di naman kailangan 👍. Maraming salamat Ocoy sa comment! 👍🤘
Totoo po yung temptations😂.. once in a while nabibiktima pa din lol. Kaya nakakabilib po yung matindi ang control at disiplina sa sarili, sila talaga yung nagiging ahead pag dating ng panahon. Salamat po sa pag share ng insights nyo 👍🙏
Sinadya ng US na i-program ang mga tao through TV, print and online ads with subliminal messages para ang mga tao ay bumili ng bumili ng kung anu-ano na hindi naman kailangan. Hyperconsumerism drives the economy of USA. Kasama pa pati peer pressure at pangaasar ng mga kamag-anak na "Luma na kotse mo, bumili ka na ng bago" kahit 5-8 yrs old palang ang kotse at ang takbo ay parang bago pa. Maraming bumibigay sa pressure at para in din sila within their social circle. Hindi nila kami natinag ni misis, we are not deprived, we have everything we need. We just prioritized savings and investments. Ngayon, nagtataka mga friends and relatives namin na financially-free na kami, samantalang sila kumakayod pa rin ng walang humpay. It is OK to be frugal, not cheap. Being cheap is different. We prefer quality over quantity. Habang may nagagamit pa, bakit bibili ng bago. Save and invest muna, ang easy namang bumili sa US pag may cash. Cash is still king.😊Precious metals are great too.😊
I miss Bay Area 😥 dati akong nakatira sa NASA base because my husband is military, ang cute nang mga videos ninyo ang sweet ninyo mag asawa naka katuwa kayo para ganyan din kaming mag asawa, take care and God bless Guzman family ❤
Wonderful couple very humble idol!!! Kayo po yung tipong may "K" magyabang mag living in style pero pinili nyo parin maging simple at humble. Keep it up sir ma'am! Pa shout out po from Alberta Canada
Yes, i agree with what you said. Some people they change cars every 4-5 years? but they are in debt. Better to keep your car as long as you can. Nice feeling without debt except house mortgage. Good job guys. I accidentally watched your vlog and I’m liking it.😊
@@sweetf8660 Hello! I guess people value cars differently, some see it as a hobby and not as a tool 😅, or maybe they just have too much money 😅. Would rather invest my money once my car is paid off instead of trading it in and continue paying monthly car payments. S&P 500 has been breaking new all time highs this year 😅. Glad to have you here! Thank you po! 🤗
New cars with all the bells and whistles DEPRECIATE as soon as you drive it off the dealer's lot. Materials no matter how expensive and shiny collect dust at ilalagay lang sa closet, garage o cabinet. I learned this early on by observing my siblings older than me, lahat ng kapalpakan nila ay hindi ko ginaya. Now, my wife and I are retired debt-free and can buy any car or anything we want CASH but we won't buy a car until our 14 and 16 y/o cars' wheels fall off. We were able to retire early with high net worth.😊
Agree po 💯. Naalala ko lang, bunili ko si misis ng 2 bags in 2 separate occasions as gifts many years ago, its not that too luxurious (coach & MK). Hindi ako nakinig sa kanya na huwag nang bumili 😂. Nanghihinayang sya each time na nakikita nya sa closet just collecting dust 😂. We’re much happier and celebrate each time we see our investments grow. I still regret to this day that we didnt invest as early like what you did. Thanks again for sharing another financial food for thought!🙏👍
@@Guzman_Family_VlogsNakaadik mag-save/invest at masaya kami pag lumalago but we do not tell our siblings and relatives about it and our total net worth, even our son does not know para magsumikap siya on his own.He is a Math teacher now and has his own savings. I guide him but also tell him to read books on how to manage his finances. Madali namang bumili ng kotse sa US any time para ka lang pumunta sa mall, pick one, test drive and then drive it home. If one of our cars break beyond repair or if it reaches over 250K miles, we will buy a new one, either a Toyota or a Honda. Both of my old cars are Toyota, regular maintenance lang ang kailangan, they run like new. My siblings still have debts and do not have enough to retire, they still work in their 50s and 60s, driving their nice and shiny cars to work while me and my wife Netflix and chill, and do not have to trade our time for money ever again.
Tama sir, susundin ko ang style ng pagbili mo I will follow ur diskarte. Matagal pa auto ko abutin ito ng 10 yrs pa more 14 yrs na auto ko. Japanese car talaga Pinoy tsyo
Magugustuhan talaga ni Jairus ,kasi uupuan mo lng actually,hahaha,,medyo naranasan ko na Roland sumakay sa ganyang Tesla car,,,, sa ganda,,yes totoo,,, hi tech na hi tech talaga,,,, best yun sa pag super layong work mo sa house mo,, example sa Mountain House ka nakatira ,tapos work mo sa Sacramento,,, yun advantage ng Tesla,, tipid sa gasolina ,,,kasi electric sya
@@Guzman_Family_Vlogs you’re welcome roland and aimee,,, hahaha,, mas prefer ko Toyota to Tesla,, kanya kanyang batayan po yan, not for anything else👍❤️
@@Guzman_Family_Vlogs baka humagalpak ka ng tawa kung malalaman mo lng ang kwento ko jan tungkol sa Tesla na yan,,,, super story talaga,,,,, pagod,inip,lamig,stress and last but not the least,comedy,,as in comedy talaga,hahahaha,sa ibang pagkakataon na lng guys😆😆😆
1. Kung mag bayad full cash, easiet way. 2. Kung may willing po mag cosigner sa inyo. Kaibigan o kamag anak. 3. Meron ako narinig na pwede makakiha sa dealer kahit bago, pero malaki ang down at mataas ang interest rate.
Hello Kuya! Ask ko po kung anong car ang best to buy for nurses n di masyadong mahal pero durable, madaling hanapin ang pyesa at kung saan po makakakuha ng mababang interest to pay since magiging immigrant po ako dyan (NC). Me pera naman po ako, single, pero ayoko galawin kung maaari 😅
@@bmacavanza193 Opo 10 yrs 2014 Prius V (they stop making this model). Our other car will be 10 yrs oct next year also prius (2015). Both only have 95K miles. No battery issues so far 🤞. Medyo mababa lang miles dahil nung lumipat kami dto Norcal nag full time work from home n lang si misis. Halinhinan ko n lang ginagamit yung 2 kotse.
Agree. Gusto ko mindset nyo sir. Sinu ba naman di may gusto mag fancy cars or things diba? Pero at the end of the day, gamit lang din at kahit ano ingat mo nagagasgsan lang,nasisira or naluluma din. Can’t wait matapos na mabayaran tong car namin. Silent follower here. 1st time mag comment 😅.Love your videos. Watching from Prescott AZ.
@@ocoybernal8446 We have the same mindset. Iba-iba po talaga ang tao, sabi nga nila kung saan sila masaya basta hindi hinihingi sa atin ang pambili hehe. Malaking ginhawa na pag nabayaran na sasakyan nyo, wag lang agad magpapalit kung di naman kailangan 👍. Maraming salamat Ocoy sa comment! 👍🤘
on point. tama po kayo.. lalo na dito sa US dami temptations/gastos, kaya dapat maging praktikal para sa future.
Totoo po yung temptations😂.. once in a while nabibiktima pa din lol. Kaya nakakabilib po yung matindi ang control at disiplina sa sarili, sila talaga yung nagiging ahead pag dating ng panahon. Salamat po sa pag share ng insights nyo 👍🙏
Sinadya ng US na i-program ang mga tao through TV, print and online ads with subliminal messages para ang mga tao ay bumili ng bumili ng kung anu-ano na hindi naman kailangan. Hyperconsumerism drives the economy of USA. Kasama pa pati peer pressure at pangaasar ng mga kamag-anak na "Luma na kotse mo, bumili ka na ng bago" kahit 5-8 yrs old palang ang kotse at ang takbo ay parang bago pa. Maraming bumibigay sa pressure at para in din sila within their social circle. Hindi nila kami natinag ni misis, we are not deprived, we have everything we need. We just prioritized savings and investments. Ngayon, nagtataka mga friends and relatives namin na financially-free na kami, samantalang sila kumakayod pa rin ng walang humpay. It is OK to be frugal, not cheap. Being cheap is different. We prefer quality over quantity. Habang may nagagamit pa, bakit bibili ng bago. Save and invest muna, ang easy namang bumili sa US pag may cash. Cash is still king.😊Precious metals are great too.😊
We as filipinos , we take pride in paid off cars and house. We dont brag and we still live within our means . Love ur videos
💯 Agree po. Maraming salamat po 👍
I miss Bay Area 😥 dati akong nakatira sa NASA base because my husband is military, ang cute nang mga videos ninyo ang sweet ninyo mag asawa naka katuwa kayo para ganyan din kaming mag asawa, take care and God bless Guzman family ❤
Maraming salamat ate Bell.. importante talaga napapasaya at napapatawa nyo partner nyo, yun bang kahit corny natatawa pa din sya 😂😂.
Wonderful couple very humble idol!!! Kayo po yung tipong may "K" magyabang mag living in style pero pinili nyo parin maging simple at humble. Keep it up sir ma'am! Pa shout out po from Alberta Canada
Maraming salamat po ser DU30! Appreciate your comment. God bless po! 🙏👊
Hi Guzman fam! Namiss ko vlogs nyo. May time na ulit manood. Hehe. Nakakainspire po kayo ng sobra. Finally, USRN na po ako!❤️
Wow! Congrats Kath! Hopefully soon maka US ka na din. Apply lang ng apply. Good luck! 🙏👏👏👏
For sure! Grabe nga kabataan na masyado FOMO and YOLO
😅.. kinu-kundisyon ko na nga din yung anak ko hehe.. Minsan peer pressure din kasi dahil mga bata pa, kaya paalalahanan lang palagi.
nice madami ako napulot sir..soon lilipat din jan hehe from wv
Ayos ser Ron, learning from others is better than learning from your own mistakes. Good luck po sa pag lipat! 👍🙏
Yes, i agree with what you said. Some people they change cars every 4-5 years? but they are in debt. Better to keep your car as long as you can. Nice feeling without debt except house mortgage. Good job guys. I accidentally watched your vlog and I’m liking it.😊
@@sweetf8660 Hello! I guess people value cars differently, some see it as a hobby and not as a tool 😅, or maybe they just have too much money 😅. Would rather invest my money once my car is paid off instead of trading it in and continue paying monthly car payments. S&P 500 has been breaking new all time highs this year 😅. Glad to have you here! Thank you po! 🤗
❤❤❤❤
Nakakatuwa panoodin ng videos nyo
New subscriber here ❤ Nasa US na ang husband ko few months sususnod na ako kasama ng kids 😊
Aww. Good luck po 🙏. Maraming Salamat mam Joy! 🤗
New cars with all the bells and whistles DEPRECIATE as soon as you drive it off the dealer's lot. Materials no matter how expensive and shiny collect dust at ilalagay lang sa closet, garage o cabinet. I learned this early on by observing my siblings older than me, lahat ng kapalpakan nila ay hindi ko ginaya. Now, my wife and I are retired debt-free and can buy any car or anything we want CASH but we won't buy a car until our 14 and 16 y/o cars' wheels fall off. We were able to retire early with high net worth.😊
Agree po 💯. Naalala ko lang, bunili ko si misis ng 2 bags in 2 separate occasions as gifts many years ago, its not that too luxurious (coach & MK). Hindi ako nakinig sa kanya na huwag nang bumili 😂. Nanghihinayang sya each time na nakikita nya sa closet just collecting dust 😂. We’re much happier and celebrate each time we see our investments grow. I still regret to this day that we didnt invest as early like what you did. Thanks again for sharing another financial food for thought!🙏👍
@@Guzman_Family_VlogsNakaadik mag-save/invest at masaya kami pag lumalago but we do not tell our siblings and relatives about it and our total net worth, even our son does not know para magsumikap siya on his own.He is a Math teacher now and has his own savings. I guide him but also tell him to read books on how to manage his finances. Madali namang bumili ng kotse sa US any time para ka lang pumunta sa mall, pick one, test drive and then drive it home. If one of our cars break beyond repair or if it reaches over 250K miles, we will buy a new one, either a Toyota or a Honda. Both of my old cars are Toyota, regular maintenance lang ang kailangan, they run like new. My siblings still have debts and do not have enough to retire, they still work in their 50s and 60s, driving their nice and shiny cars to work while me and my wife Netflix and chill, and do not have to trade our time for money ever again.
Tama sir, susundin ko ang style ng pagbili mo I will follow ur diskarte. Matagal pa auto ko abutin ito ng 10 yrs pa more 14 yrs na auto ko. Japanese car talaga Pinoy tsyo
Ayos. Can you imagine kung magkano natitipid mo kada buwan? Hehe.. Ingat po 👍🤘
👍👍👍👍👍
Thank you! 🤗
Thanks for sharing your life experiences. Very informative not to mention na nakakatuwa kayo panoorin 😆! Btw, RN din ako dito sa Northern California 😊
Salamat Jon! Anong dept ka nag work? Ingat 👍
@@Guzman_Family_Vlogs i worked at a Step down unit for 9 years then nag switched na ako to Case Management since 2016
@@JonJonRN8 👍
Magugustuhan talaga ni Jairus ,kasi uupuan mo lng actually,hahaha,,medyo naranasan ko na Roland sumakay sa ganyang Tesla car,,,, sa ganda,,yes totoo,,, hi tech na hi tech talaga,,,, best yun sa pag super layong work mo sa house mo,, example sa Mountain House ka nakatira ,tapos work mo sa Sacramento,,, yun advantage ng Tesla,, tipid sa gasolina ,,,kasi electric sya
Wow.. buti pa kayo naka experience na hehe.. dito samin sobra dami naka tesla pag naghahatid sa school ng mga bata. Thank you po te Cynthia. 🤗
@@Guzman_Family_Vlogs you’re welcome roland and aimee,,, hahaha,, mas prefer ko Toyota to Tesla,, kanya kanyang batayan po yan, not for anything else👍❤️
@@Guzman_Family_Vlogs baka humagalpak ka ng tawa kung malalaman mo lng ang kwento ko jan tungkol sa Tesla na yan,,,, super story talaga,,,,, pagod,inip,lamig,stress and last but not the least,comedy,,as in comedy talaga,hahahaha,sa ibang pagkakataon na lng guys😆😆😆
Panu kung wala pang credit score like kararating lang dyan sa US. Pano po ba bumuli ng brand new car.
1. Kung mag bayad full cash, easiet way.
2. Kung may willing po mag cosigner sa inyo. Kaibigan o kamag anak.
3. Meron ako narinig na pwede makakiha sa dealer kahit bago, pero malaki ang down at mataas ang interest rate.
@@Guzman_Family_Vlogs pangit ung mga options sir. Sana may affordable na used camry or corolla, ung nalang.
Hello Kuya!
Ask ko po kung anong car ang best to buy for nurses n di masyadong mahal pero durable, madaling hanapin ang pyesa at kung saan po makakakuha ng mababang interest to pay since magiging immigrant po ako dyan (NC).
Me pera naman po ako, single, pero ayoko galawin kung maaari 😅
Hi CatheSun, Try ko sagutin sa vlog tungkol dito. Papunta ka palang ba ng US or andyan ka na? Good luck!
kuya ano po yung family car nyo? Nagdedecide din kasi kami para sa amin 😊
Prius V. Pero discontinued na yung ganyang model since 2017 😂. Good luck Anne👍
@@Guzman_Family_Vlogs ah ok. thank you po!
battery 10yrs??? hard to believe.......how many miles ng car?
@@bmacavanza193 Opo 10 yrs 2014 Prius V (they stop making this model). Our other car will be 10 yrs oct next year also prius (2015). Both only have 95K miles. No battery issues so far 🤞. Medyo mababa lang miles dahil nung lumipat kami dto Norcal nag full time work from home n lang si misis. Halinhinan ko n lang ginagamit yung 2 kotse.
hybrid pala
Bro, I sent you an email inquiry. Sana masagot mo bro. Thank you.
Okay po.
May gad di tayo nagka tagpo!sa outlet @Guzmanfamily
Hahah.. one day to Bap 👍. Ingat kayo ni manager 🙏