Consumer Debt Crisis - ANOTHER GREAT DEPRESSION? (John Rubino)

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  • Опубликовано: 24 ноя 2024
  • Subscribe to John Rubino's Substack: rubino.substac...
    Americans are enslaved to debt! With the cost of living at unsustainable levels and loan delinquencies on the rise, will we see another Great Depression in the United States?
    #enslavedtodebt #economy #greatdepression
    Todd Sachs is a Maryland Real Estate Broker and not a Lender, CPA, Attorney, or Financial Advisor.
    Any information provided in this and any of Sachs Realty's videos and/or descriptions are for entertainment purposes only and not to be construed as broker representation, legal, financial or tax advice. All content written, spoken or implied is for informational purposes and deem to be accurate, but not guaranteed. It is your sole responsibility to verify any and all information for accuracy and correctness.
    Todd Sachs or Sachs Realty is not representing you unless you have a written representation agreement. This is not an advertisement for a property for sale, and if you're currently represented by another Real Estate Brokerage, this is not an attempt to solicit your representation.
    Sachs Realty is EVERYTHING REAL ESTATE!
    Looking to buy or sell? We efficiently assist buyers, sellers, landlords and tenants in Maryland with both residential and commercial real estate services.
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    If you're in need of residential or commercial assistance, you can always expect timely, reliable and top-notch service from Sachs Realty or any referral agent we recommend.
    What's your real estate need? We want to hear from you! Email Todd Sachs directly at ts@sachsrealty.com with your inquiries.
    Main Office: Sachs Realty 443-318-4514
    Maryland Broker License Number 607720
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Комментарии •

  • @gundytiger
    @gundytiger Месяц назад +72

    Great podcast...from a 72 yr old ...not wealthy but no debt...contented mind...the main think as we age is staying healthy..exercise and keep life as simple as possible

    • @stevenshorten6184
      @stevenshorten6184 Месяц назад +1

      Great. That's a luxury your generation has. Younger generations have to be poor to be free of debt. But, we'll be sure to exercise.

  • @BlueWaterSTAX
    @BlueWaterSTAX Месяц назад +46

    These Rubino/Sachs interview's are absolutely EPIC. Thanks for truth guys. 🙏

    • @dabda8510
      @dabda8510 Месяц назад +2

      Epic failure of MSM to barely cover this.

    • @JagdgeschwaderX
      @JagdgeschwaderX Месяц назад

      @@dabda8510 If they did that it would cause mass panic

  • @Firehorse39
    @Firehorse39 Месяц назад +25

    TY for having John. He is always an asset wherever he is.

  • @kt6332
    @kt6332 Месяц назад +48

    3/4s way through I really like how John tapped in on how to learn how to take care of yourself by learning how to fix your home, grow a garden, fix your car and more! This is truly helpful. I know from life experiences!

    • @g.i.520
      @g.i.520 Месяц назад

      💯

    • @ynot1935
      @ynot1935 Месяц назад +1

      We saw this coming in 2020. We knew massive expenditures by the gov would lead to bad times.
      Deleted almost all debt, began yearly gardening and am slowly learning how to repair vehicles.
      I will do anything within my power to not be beholden to the gov or the "elites/parasites".

    • @kt6332
      @kt6332 Месяц назад

      @@ynot1935 I know what you mean. I’ve been chipping away at the last bit of my debt, got 7 raises beds and a 10’x20’ plowed area all for vegetables and herbs next spring . I’m looking for a good quality pressure cooker and dehydrator.
      I also bought a used 1993 Ford van a year ago and started rehabbing right away. Now I I just have the interior left. This is my back up home just in case and vehicle for side work. I lost access to my one and only vehicle for four months last year and will not be in that position again. So good to hear you are thinking ahead to!

    • @mydogharlee
      @mydogharlee Месяц назад +2

      I’m a 56 yr old woman and saw that skill’s were assets. I can build structures, make furniture, sewing, crochet, cook, grow food, basic elec/plumbing, basic welding, I have some gold/silver (with plans to get more), I can use pew pews, Own my own home, I only have a vehicle loan, and I can fell trees. I’m not a full prepare but i have some backups because I believe self reliance is key to being happy. I’m now learning about nature’s remedies. Oh our neighbors have a plan for just Incase. Also learned I need ham radio for continuous communication with my neighbors.

    • @kt6332
      @kt6332 Месяц назад

      @@mydogharlee Thanks! You gave me more ideas!

  • @GregS-ny9cg
    @GregS-ny9cg Месяц назад +26

    I love listening to Mr. Rubino. Thanks, Todd!

  • @KurtWittendorfer
    @KurtWittendorfer 29 дней назад +1

    John Rubino is always insightful, level headed, and a perfect gentleman. I always look forward to what he has to say. Thank you, Todd, for having him on your show.

  • @faithsrvtrip8768
    @faithsrvtrip8768 Месяц назад +31

    People are brainwashed into being a consumer rather than into being a saver and a doer. If you don't know the difference, now is a good time to learn.

    • @ralfulrich6254
      @ralfulrich6254 Месяц назад

      many will be forced to learn soon

    • @KurtWittendorfer
      @KurtWittendorfer 29 дней назад

      With ZIRP, it’s discouraging to save at 0.05% with double digit inflation at the bottom of the pyramid. The big boys borrow at 10 basis points while the lower 30% refinance their houses after maxing out their credit cards.

  • @marcjohns9377
    @marcjohns9377 Месяц назад +35

    John Rubino has such a fabulous face, voice, demeanor…he can tell you that your hair is on fire, and your reaction is, “Okay, thank you for telling me.”

  • @bobnankervis9722
    @bobnankervis9722 Месяц назад +29

    If you spend the first half of your life learning how to be dependent upon others, you will spend the second half of your life being a slave and not even realizing it

  • @wil4596
    @wil4596 Месяц назад +18

    This has been the most Enlightening, informative podcast ive ever listened to, it really makes a person think about the Future.

  • @danielg7868
    @danielg7868 Месяц назад +13

    "If we go to war none of this financial stuff matters." That's why they want war. As Gerald Celente says, "When all else fails they take you to war."

  • @johnbion4333
    @johnbion4333 Месяц назад +5

    I love John, he is such an optimist in an uncertain time.

  • @wolfswatch3645
    @wolfswatch3645 Месяц назад +5

    What pisses me off is I'm on a fixed income. And my property taxes keep going up. I'm being taxed then on unrealized gains. So inflation is making the tax collectors richer and me poorer.

  • @matthewbrandley9027
    @matthewbrandley9027 Месяц назад +68

    I hate to say this, we need a depression. It has to happen. It has to shake out the excess we have. To many companies

    • @blue-vo1sb
      @blue-vo1sb Месяц назад +7

      I wanna be out debt before it happens.my car and credit cards is killing me.

    • @wallye8713
      @wallye8713 Месяц назад +1

      Explain excess please?

    • @mobilityendurancestrength6210
      @mobilityendurancestrength6210 Месяц назад +1

      You couldn’t be more correct.

    • @kenthammer123
      @kenthammer123 Месяц назад +2

      We need one to clear the bad debt of that is what you mean?
      Regardless, we need it for deflation.
      We need it for our country as horrible as it sounds.

    • @BIgBass255
      @BIgBass255 Месяц назад +3

      Having being raised by depression surviving parents, I adopted that way of living along time ago. I won't feel it when it hits. I have had one credit card, since 1971, never paid a late fee or interest. I've been waiting on this for 25 years.

  • @mduffy4861
    @mduffy4861 Месяц назад +6

    Watching with interest from the U.K. 🇬🇧. Very insightful 🙏

  • @barttracy88
    @barttracy88 Месяц назад +10

    It is a combination, price of homes for sale, property tax increases are out of control in Texas, HOME INSURANCE IS WAY OUT OF CONTROL, and utility costs are out of control as well. To make housing affordable a lot has to change not just the price of the home.

  • @DanLarkin-g2q
    @DanLarkin-g2q Месяц назад +3

    Mr. Sachs you have created the best show on youtube. Your show is very educational on many levels. I see you as a news show on the current state of finance, real estate, debt, geopolitics, preparedness, common sense, being a tradesman, and much more. You bring on world class guests and never fear monger. Yet some people thinknits fear? Why? Because the country is in a bad spot in many areas. Is it fear to address said issues? I would like to see you rebrand your show to not have a real estate title (just got my realtors license in GA though, am a plumber). Your show has so much more to offer, a ton more. Your calm demeanor and fairness are sooooo needed. We are about the same age (I'm 55), but you are like the calm uncle who always knows a good solution. Also: good job keeping out the politics!!! And you and your guests call out the truth, both sides have spent us into oblivion. Please consider making a bigger show, with a more universal title, like the guy that lives is Maine, but without the politics. -Dan The plumber/realtor "plumbtor?"😂

    • @SachsRealty
      @SachsRealty  Месяц назад

      Love this comment. Thank you 🙏. It gives me encouragement and hope on many fronts. Bet you’ll be a great REALTOR! We need more tradesmen serving buyers and sellers. I’ve been asked why I haven’t rebranded the channel to not say Sachs Realty, but something more appropriate to Econ and social issues facing America. I’m about to work on my channel Todd Sachs and here will be the transition to many broader podcasts. God bless you.

  • @jeffreymassey5541
    @jeffreymassey5541 Месяц назад +11

    Very good video presentation. Very much appreciated. It appears to me the regular person must be very flexible in where you may call home. Putting "roots down "may be a thing of the past. And that is sad. 😔😔

  • @mkaeterna9161
    @mkaeterna9161 Месяц назад +12

    I recently got a math degree. My final 2 years of college were fully online during the pandemic and my opportunities for networking, research, and internships were extremely limited. I now have 40k in debt and despite hundreds of job applications, I am still stuck in a dead end retail job with no possibility of paying my debt.

    • @tctctctctc-x7c
      @tctctctctc-x7c Месяц назад

      And?

    • @Jason-zh5zt
      @Jason-zh5zt Месяц назад

      Sounds like you chose a worthless degree

    • @tammyherne-hn9ve
      @tammyherne-hn9ve Месяц назад +2

      You have a math degree you should be working in the banking/finance market Learn how to sell and you will have that 40k in no time to payback your loan If you don’t want to sell Be a substitute math teacher or even a Tudor to high school and college kids

    • @bpb5541
      @bpb5541 Месяц назад +1

      So sorry to hear. I hope things get better for you. Those that don't see your situation are probably just rich boomers that got lucky. Don't worry Karma is a real thing. Keep pressing things will work out.

    • @bellakrinkle9381
      @bellakrinkle9381 Месяц назад +1

      Be assertive. Be creative. Sell yourself, don't wait for them to reach out to you.

  • @andrevieira5729
    @andrevieira5729 Месяц назад +10

    Excellent Show ❤

  • @PaulbylPaulbyl
    @PaulbylPaulbyl Месяц назад +4

    By far your best guest.

  • @toniscott3688
    @toniscott3688 Месяц назад +15

    My first house price was 2X my annual salary. That should be standard people!

    • @brianmcglade8164
      @brianmcglade8164 Месяц назад +2

      Read a mortgage amortization schedule based on interest rates. Even at low rates, you will see what people pay in interest. You should be able to capitalize or get something back for paying so hard in interest. Pay to employees or workers has to come up. Wages have been stagnant in relation to percentage of cost for decades. Our economy has been stripmined by the big guys.

    • @bellakrinkle9381
      @bellakrinkle9381 Месяц назад

      Of course schools never teach how to make the best through paying forward monthly payments. In other words, pay 2x monthly. That will reduce the time to 20 years instead of 30 years. 🔥

    • @shootermcgavin4999
      @shootermcgavin4999 Месяц назад

      So 100k. It's 5x that.

  • @donm2067
    @donm2067 Месяц назад +13

    That worked out great, got a coffe, got a task, got a fresh podcast. Welcome to my garage boys.

    • @dawn-FL
      @dawn-FL Месяц назад +1

      Great comment!

  • @amyk3020
    @amyk3020 Месяц назад +4

    Agree with both of you and enjoyed the interview. As a CT Realtor I am seeing a lot of changes coming. People need to get back to the basics - Victory Gardens, orchard and the chickens. We need to get back to the basics. Learn to can, cook and prepare everything.

    • @chrisperkins7331
      @chrisperkins7331 Месяц назад

      That is true what you say. However those very acts of independence if carried out by many would cause a contraction of growth would it not. This is at the bottom of the problem, as constant monitory expansion is the financial model we have used going back over 400 years. On a planet of limited resources, this can not work long term.

  • @goodhumorman1252
    @goodhumorman1252 Месяц назад +12

    Massive layoffs are already occurring.

  • @frankdattilo1836
    @frankdattilo1836 Месяц назад +7

    Superb dialogue - like two buddies shooting the shit over a beer

  • @steved0123
    @steved0123 Месяц назад +4

    I'm 71. It takes a lot to do repairs now. I find if I pace myself and take my time, I can still get things done. I've done my brakes and spark plugs, replaced plumbing parts and recently, repaired a rotting out porch. People my age get hosed a lot. I often accuse people of trying to retire on one job. $500 an hour labor rates are not uncommon these days, after you do the math. I'm praying for a "your lucky to have a job" depression to return a sense of reality to people. This is needed much more than any bailout. I'm waiting for my ball joint replacement on the car. Remove the wheel, remove three bolts, separate the ball joint with a few hammer whacks, replace the $80 part, replace 3 bolts and put the wheel back on $500. $420 an hour labor. My doctor charges less than a quarter that if you pay cash.

  • @10MillionHomes
    @10MillionHomes Месяц назад +2

    Excellent interview. Informative and balanced

  •  Месяц назад +8

    LIKEABLE SMART GUY....AND FUNNY...MAKES ME LAUGH...OPENS OUR EYES

  • @thespacecowboy420
    @thespacecowboy420 Месяц назад +3

    I got chickens and indoor grow tents and a backyard garden and more. I haven't bought anything but tools or production resources since before the pandemic. I have an R/O system and solar rig and I'm working on atmospheric water generation and non-electric solar heating technologies.

  • @eliot5220
    @eliot5220 Месяц назад +2

    I wish people would stop saying reduce interest rates. The prices need to go down. Reducing rates is not the solution. That just allows people to get more in debt. That’s what we need to stop doing. We need to reduce prices. That’s like saying hey let’s sell cars for $1,000,000 a piece but the good thing is you can get a 50-year car note.

    • @WTF-sh4is
      @WTF-sh4is Месяц назад +1

      And at 0.2% interest rate! You’re right, it solves nothing.

  • @faithsrvtrip8768
    @faithsrvtrip8768 Месяц назад +9

    Sellers are pricing their property or home way too high and way too late in some markets, namely in areas that wil get snow by the end of the month. What were they thinking? I've seen this in multiple states. Houses that aren't that nice, some aren't even habitable, and the seller / owner / real estate huckster is asking $250k for a house that's worth, maybe, $125k. Yeah. Good luck with that.

    • @cockyhemi
      @cockyhemi Месяц назад

      Ha! I was just looking at some in my area. Ridiculously priced homes up here in the Midwest.

    • @shanerogers9386
      @shanerogers9386 Месяц назад

      We are here because of out of control speculation, fraud and the financialization of homes.

    • @UnclesMonkee
      @UnclesMonkee Месяц назад

      Unfortunately in commiefornia they are having much luck with that..Houses i wouldn't give 50K for are going for 3-400,000.

  • @alabamashagreen2106
    @alabamashagreen2106 Месяц назад +5

    Great show!!!!!

  • @daninthedirt9449
    @daninthedirt9449 Месяц назад +5

    Excellent 👌 interview 😁

  • @dawn-FL
    @dawn-FL Месяц назад

    Excellent discussion. Always enjoy John and Todd is really putting out great stuff. Thanks to both!

  • @CarlDJones
    @CarlDJones Месяц назад +1

    YYYYYYYOOOOOOOO! Excellent interview I love your platform and five gold stars for bringing back John Rubino I love his content too!!! Definitely this episode has me thinking about how to start my foundation for long term wealth building and building my family from a generational outlook. The last few minutes of how John described the bedrock for wealth was paramount I think for a novice investor like myself it’s a textbook example of how to start building out an investment strategy.
    Education
    Physical gold and silver
    Commodity ETFs copper uranium lithium
    Again gold starts all around!!

  • @ldevo6750
    @ldevo6750 Месяц назад +1

    Enjoyed!! Keep them coming! Great guest!

  • @MikeTesa
    @MikeTesa Месяц назад +4

    Nobody's falling apart where I live outside at NYC. Multiple offers still going on houses and some are in the six figures over ask

    • @bpb5541
      @bpb5541 Месяц назад +2

      For now... real estate is often the very last thing to go.

  • @donmilo4733
    @donmilo4733 Месяц назад +16

    Well I’m at 67 year old conservative, homeless I’ve worked hard my whole life have a little bit of money saved and I’m still working I cannot afford rent I will not throw money away the greed in this country is phenomenal .What upset me the most is yes there is a gap from rich to poor
    And the rich are going to push us into Socialism and I’m gonna sit back and laugh at them

    • @voidisyinyangvoidisyinyang885
      @voidisyinyangvoidisyinyang885 Месяц назад

      Eisenhower has a 91% income tax on the rich in the 1950s. I guess Eisenhower was a socialist. Housing was way more affordable back then.

    • @faithsrvtrip8768
      @faithsrvtrip8768 Месяц назад +1

      I'm sorry you never learned to pay yourself first, by saving. It has to be harsh to be old, homeless, and poor.

    • @voidisyinyangvoidisyinyang885
      @voidisyinyangvoidisyinyang885 Месяц назад +3

      @@faithsrvtrip8768 That's a nicely put self-righteous reply but it's illegal to camp out on your land as your permanent residence. So even if someone was trying to be poor as you are claiming is the case - the government would just raid the person's land to kick them off it. For example this land was lived on for over 10,000 years by people who didn't have jobs and didn't save up money. But since those people did not "improve" the land with Platonic based technology (meaning logarithmic irrational magnitude geometry with the inverse exponential growth for the elite) - that means the original land owners were not "sovereign" but just "occupied" their land. Kind of paradoxical to pretend over 10,000 years of humans living here did not exist.
      In terms of saving up cash so you are claiming that 50% of Generation X having zero retirement savings means 50% of that generation are all too lazy and too ignorant to save up money. The only problem with that claim is that even the Rand Institute (a military think tank) published a huge transfer of wealth since 1970 from the working class to the Unearned Income class.
      "That is an amount equal to nearly 12 percent of GDP-enough to more than double median income-enough to pay every single working American in the bottom nine deciles an additional $1,144 a month. Every month. Every single year.
      Price and Edwards calculate that the cumulative tab for our four-decade-long experiment in radical inequality had grown to over $47 trillion from 1975 through 2018. At a recent pace of about $2.5 trillion a year, that number we estimate crossed the $50 trillion mark by early 2020. That’s $50 trillion that would have gone into the paychecks of working Americans had inequality held constant-$50 trillion that would have built a far larger and more prosperous economy-$50 trillion that would have enabled the vast majority of Americans to enter this pandemic far more healthy, resilient, and financially secure."
      So if we just brought back the 91% tax rate on the rich that Eisenhower had in place that would turn around the economy very fast indeed. Instead there's a 0% capital gains tax on "qualified dividends" for long term capital gains - anything over one year. That's free money by stealing from the working class - for the first $44K profit a year. Or we could bring back unions since during Eisenhower's time 36% of the workforce was unionized in the U.S.

    • @davidgood7621
      @davidgood7621 Месяц назад +2

      ​@@faithsrvtrip8768In hoping youre not trying to be arrogant. The idea with any currency is to keep it circulating. Saving is one thing. Hoarding is a sin. If you see your neighbor is without, then youre supposed to welcome him in. If you see a man down, then help him up. Dont pity people, have compassion for them.

    • @davidgood7621
      @davidgood7621 Месяц назад

      ​​​@@voidisyinyangvoidisyinyang885Quit sounding line an elitist Especially one that smokes too much pot.

  • @tomdonovan4842
    @tomdonovan4842 Месяц назад +1

    Good guest good interview thank you

  • @melindaxbc5605
    @melindaxbc5605 Месяц назад

    Great interview, great information. Love you both, Todd and John!

  • @CryptoAlex40
    @CryptoAlex40 Месяц назад +1

    Great interview Todd & John!

  • @kendclife7913
    @kendclife7913 Месяц назад +1

    Good commentary. I particularly enjoyed his forecast about the future if things should go very south with the US economy and our currency. Buying one ounce American Eagle gold coins from Costco is also a good way to build personal gold reserves at near spot prices. Costco is now selling $200 million worth of gold every month

  • @98of99
    @98of99 Месяц назад +6

    Two of the most destructive forces in the universe are sugar and debt. Both will make you an addict and salve.

  • @ld9044
    @ld9044 Месяц назад +7

    John ! ❤

  • @vincentmurphy9252
    @vincentmurphy9252 Месяц назад +7

    50%off brings you to normal orice

  • @WTF-sh4is
    @WTF-sh4is Месяц назад

    Great discussion. Love the topics.

  • @theredpilllion5922
    @theredpilllion5922 Месяц назад +12

    Sheeple - A people, or a person, who accept what they are told without question or thought, according to their ideological perspective. Their need to be in the right, based on egotistical bnecessity, wraps their mentality in such a way that even when presented with irrefutable facts, logic, and intelligence to the contrary, their way of thinking is the only one that counts. To try to educate them is to put yourself and those around you in jeopardy, as any tactic necessary to protect themselves from reality, whether it be lies, threats, demagoguery, or even murder, is used willingly and unsparingly.

    • @neganxarmy5151
      @neganxarmy5151 Месяц назад +1

      Well said.

    • @neganxarmy5151
      @neganxarmy5151 Месяц назад +1

      I call it the Terminator effect where they can’t be reasoned or bargained with. Also the Anakin effect where Anakin says “The way I see it the Jedi are evil” then Kenobi say “well then you are lost”. Best thing to do is just walk away

    • @bpb5541
      @bpb5541 Месяц назад

      I stopped watching main stream news over 20 years ago. I read 2 books a week and make up my own mind. Not what someone says I should think or feel. I am free regardless of how much money I have or don't have. No one can take that away from me. Not a socialistic govt and not a Facist government ... we already have the former but are at great risk to get the latter.

    • @bellakrinkle9381
      @bellakrinkle9381 Месяц назад

      ​@neganxarmMSM
      MSM Followers

  • @joshuareuss2472
    @joshuareuss2472 Месяц назад +4

    Everything happening is just as Ayn Rand foretold in Atlas Shrugged.

  • @dimondDave100
    @dimondDave100 Месяц назад

    Very goods video and John Rubino is very good to follow on a regular basis

  • @elleboyle9452
    @elleboyle9452 Месяц назад

    As usual, fantastic guest selection and show. This show has become the centerpiece of my Saturday morning. I would add that short wave radio and HAM licenses can be a real neighborhood asset for communication in a time when many of us, myself included, are overly reliant on Internet-based and cell tower messaging systems.

  • @deborahilyia1125
    @deborahilyia1125 Месяц назад

    Thank you for what I saw coming!

  • @cgorman31
    @cgorman31 Месяц назад +4

    Student loan default:
    How many of those less than eligible bought homes in lieu of paying off debt
    Back to Reality:
    18-30 y/o need to have roommates and apartments even if they make enough to buy a SFH
    Consumerism:
    Needs to come to a halt…
    Needs to return to cash based consumption
    Economic drift:
    Shifted from a cash-based economy
    1960s-1980s
    Shifted to a debt-based economy
    1980s-2010s
    Shifted to a default-based economy
    2010s-current
    Zero accountability and looseness of bankruptcy laws that overprotect
    One-time bankruptcy and then hold fraud accountability for lenders, creditors and in-debtors
    Stop the doing the same thing twice expecting a different result…
    Economic Insanity

  • @Ata-v9d
    @Ata-v9d Месяц назад +2

    ““then let those who are in Judea flee to the mountains. Let him who is on the housetop not go down to take anything out of his house. And let him who is in the field not go back to get his clothes. But woe to those who are pregnant and to those who are nursing babies in those days! And pray that your flight may not be in winter or on the Sabbath. For then there will be great tribulation, such as has not been since the beginning of the world until this time, no, nor ever shall be. And unless those days were shortened, no flesh would be saved; but for the elect’s sake those days will be shortened.”
    Matthew 24:16-22 NKJV
    Returned as promised.

  • @pauldusa
    @pauldusa Месяц назад +1

    A + video, John is real.. when gold goes up, the value of the dollar goes down and inflation goes up

    • @eliot5220
      @eliot5220 Месяц назад

      Gold is a poor measure of anything. Gold is a fad. It’s only valuable to people that want trinkets. I’ve never needed gold for anything. Nobody needs gold. I get sick of people just repeating this without justification. I would like someone to challenge me and tell me why gold is valuable other than saying someone else said it was valuable.

  • @brianmurphy7372
    @brianmurphy7372 Месяц назад +1

    DEPRESSION!!!! We are already there!! Try to find a job!! GOOD LUCK!!!!😢😢😢😢😢😢😢😢

  • @mackakiwinz4353
    @mackakiwinz4353 Месяц назад

    Love John. Smart,experience and a realist with skin in the game. Fantastic thank you from down under. We are under attack here. The ant people down here do not even know what is being attempted to occur. We will not let it happen.

  • @mattanderson6672
    @mattanderson6672 Месяц назад

    Awesome analysis
    Thank you Sir
    Brilliant discussion
    Thank you gentlemen
    Appreciate you always John, fantastic!!
    Thanks Both
    Love Sachs Reality

  • @jtcouch
    @jtcouch Месяц назад +1

    Requiring 20% down, instead of 10%, 5%, or even 0% is ASSURED to keep the housing market stable.

  • @jingwu604
    @jingwu604 Месяц назад

    just see it rn love both of you kill the show learning a lot life money and finance good show guy love it

  • @detectiveofmoneypolitics
    @detectiveofmoneypolitics Месяц назад +1

    Detective of Money Politics is following this very informative content cheers from VK3GFS and 73s from Frank from Melbourne Australia

  • @eliot5220
    @eliot5220 Месяц назад +1

    This was a problem the government never said you don’t have to pay your rent. They said the courts can’t evict you. So if less people would be crooks then they would have paid their rent since they could.

    • @WTF-sh4is
      @WTF-sh4is Месяц назад

      State and Federal put a moratorium on rent and evictions during COVID.

    • @eliot5220
      @eliot5220 Месяц назад

      @@WTF-sh4is They put a moratorium on evictions not rent. They never told people not to pay rent. But people used the eviction moratorium as a reason not to pay rent because they knew that they couldn’t be evicted.

    • @WTF-sh4is
      @WTF-sh4is Месяц назад

      @@eliot5220 Ok, yea you’re right. But when read aloud, kind of sounds the same! Lol 😂

    • @eliot5220
      @eliot5220 Месяц назад

      @@WTF-sh4is It just shows you that there are a lot of people that only do right when the law requires it. The moment you remove the consequences they stop doing what they’re supposed to. I took my tenants to court but couldn’t evict them. Right after they announced the eviction moratorium they stopped paying rent. Before that they were paying.

  • @SoundMoneySociety
    @SoundMoneySociety Месяц назад

    SoundMoneySociety! Make Silver Great Again! Love when you guys get together. John is so well spoken.

  • @karenjensen2345
    @karenjensen2345 Месяц назад +3

    We should NOT rely on anyone else's oil!!! We have plenty here!!!

    • @Laney_75
      @Laney_75 Месяц назад

      I think big companies here make more money through export commodities though, free market capitalism -the caveat so to speak.

    • @BobSmith-j3j
      @BobSmith-j3j Месяц назад +2

      Our refineries can’t refine the oil we produce.

  • @InvincibleExtremes
    @InvincibleExtremes Месяц назад

    another wonderful, articulate guest

  • @andrewblack1575
    @andrewblack1575 Месяц назад +1

    That's the beauty of a fiat currency that a government can print out of thin air. Unless people revolt nothing will change

    • @danstar455
      @danstar455 Месяц назад

      Musk and RFK Jr are with Trump. Strange times 😮 strange action.

  • @avenger1212
    @avenger1212 Месяц назад +1

    "The great financial crisis might seem rather mild..." I hate to say it, but the GFC already feels mild compared to today for main street, barring having been someone who lost their home or job back then. Inflation today makes that which we saw back then seem like a mild bump. We just need Wall Street to catch up to make it official.

  • @RicksCafeAmericana
    @RicksCafeAmericana Месяц назад

    Great content. Thank you!

  • @roypratt4253
    @roypratt4253 Месяц назад +3

    When the average person can't afford the item, then that item is in a "bubble"

    • @bellakrinkle9381
      @bellakrinkle9381 Месяц назад

      Costco is bubble.🌞😀✂️ I can't get out of there for less than 100. Love them.✅️

  • @ChristineLaGardsRottedFishFace
    @ChristineLaGardsRottedFishFace Месяц назад +15

    It's all over people!!! I'm in my underground bunker ready to seal the hatch. I'll check back topside in 6 months. God bless 🙏.

    • @ld9044
      @ld9044 Месяц назад +3

      😂😂😂😂

    • @neganxarmy5151
      @neganxarmy5151 Месяц назад

      Long live the Empire

    • @zy973
      @zy973 Месяц назад +1

      @@ChristineLaGardsRottedFishFace 😂😂😂🤣🤣🤣🤣👍

    • @kirkpalmer1709
      @kirkpalmer1709 Месяц назад

      That smell isn't coming from her face.

    • @bpb5541
      @bpb5541 Месяц назад

      Damn !!!!! 😂

  • @richardbowman2120
    @richardbowman2120 Месяц назад

    Like John Rubino super smart guy! Great guest speaker to have on.

  • @jaredgarabedian9081
    @jaredgarabedian9081 Месяц назад

    @20:00 printing like you said to pay off debt doesn’t work. Why because if. You do it while inflation is positive it actually increases debt burdens and cost of living rises. While incomes don’t keep up with the debasement.

  • @kenthammer123
    @kenthammer123 Месяц назад +2

    Johns is a solid guy. He doesn't get super emotional, about the future oncoming economic hardships.
    He just knows its inevitable, and he knows what needs to be done.
    Words of wisdom on this interview.

  • @ivelisseramos9529
    @ivelisseramos9529 Месяц назад +1

    A Realtor that is reaching out told me that prices are expected to raise sice rates are dropping. I am waiting on the sidelines. Not sure what is going to happen after November 5th.

  • @adeleamico7296
    @adeleamico7296 Месяц назад

    Second generation Italian. Grew up with my grandparents vegetable garden and yes, it was huge. They canned they sewed they did everything they had skill sets. I lack skill set although I know how to cook, but I don't know how to grow.

  • @peterhumphrys
    @peterhumphrys Месяц назад +1

    if you live in a big apartment building, you just might want to join a community garden to do some planting, and or join the local horticultural club, grow your own container plants etc.

  • @wolfswatch3645
    @wolfswatch3645 Месяц назад +1

    On student loans, it's the crazy interest rates. When you can pay on a loan for 10 years and owe as much or income cases more than the original amount. We gotta a problem.

  • @rogergrove2453
    @rogergrove2453 Месяц назад

    Yes on real estate prices. Our 4000 sq ft home in nice Spokane neighborhood was on market in 2016 and we got an offer for $300K. That buyer decided not to buy and my husband decided to retire and we moved back to paid off house. Now with only 2 kids, we raised 11 kids, in this 8 bedroom house, we are thinking of selling and building a smaller home on our MT ranch. The Spokane house would list for 608K this fall. Crazy!

    • @bellakrinkle9381
      @bellakrinkle9381 Месяц назад

      Best to get it Listed ASAP. This will not last. Mark your calendar with a note.

  • @marycollins8215
    @marycollins8215 Месяц назад

    I do also, as a 65 year old make a distinction about student loans vs. all debt. Many parents, not us, but others, were as duped as the students about the prudence of borrowing for education, now some cannot get jobs or jobs that pay enough given the inflation. I don't want to assume people are being lazy or not responsible. If we were to forgive any debt it should be students with good reasons, however I agree that they can't or won't do it. Our generation did have a lot of advantages that made things easier or us to get a foothold.

  • @kayak9078
    @kayak9078 Месяц назад +1

    There’s something about hearing about massive economic catastrophe from Mr John Rubino that just softens the blow.

  • @akshatrastogi9063
    @akshatrastogi9063 Месяц назад

    The best part of the whole video was both of you started discussing about your childhood days. I was surprised US was like similar to India as in India, still we have kind of community culture which is slowly getting deteriorating due to westernization.

  • @ramonreyes6856
    @ramonreyes6856 Месяц назад

    Great guest! Down to earth on the economic realty facing America.

  • @trevordowney6425
    @trevordowney6425 Месяц назад +1

    With regard to financial collapse, it's when, not if.

  • @Graciel-po5ws
    @Graciel-po5ws Месяц назад

    Useful, thanks.

  • @adognamedmoose
    @adognamedmoose Месяц назад +1

    Another great interview. The only thing I would add is the intention of it all as a means to transition us to digital currency and id. #CBDC

  • @LarisaLis-jh9bq
    @LarisaLis-jh9bq 19 дней назад

    We need to learn to take care of this planet, each other and animals better! Be more kind, community based like he said, more humble and helpful, and less wasteful.

  • @ousamaabdu794
    @ousamaabdu794 Месяц назад

    Excellent podcast as always, i listen to every one.. John Rubino always on point..
    I own a small landscaping business in out of DC/PG County..
    Buisness has been down this year and many of my clients (some in their 40s and 50s) are still paying on student loans, and I think that with the loan payments restarting this October it will hamper disposable income big time..
    Also, question for you Todd..
    While the DC area has probably the highest median household income nationwide, it also ranks #1 for any metro area with homes with an outstanding mortgage..
    And same with the state of Maryland.. Has the highest percentage also of outstanding mortgages ( homes that aren't out right owned) while I know its either first or second as car as income rankings...
    Any thoughts? With that being said the two poorest states, West Virginia and Mississippi have the highest percentage of homes owned outright, both are over 40% ..

  • @hcx1853
    @hcx1853 Месяц назад

    4:45
    Kudos to Todd for having John Rubino on his podcast.
    Most others would avoid sensitive, anti-establishment topics.

  • @marccappelli4414
    @marccappelli4414 Месяц назад

    Excellent video ...Happy "Columbus Day" to all Americans

  • @jermeia7h
    @jermeia7h Месяц назад +1

    I knew the whole time it would never get forgiven. I saved money every month for the whole time student loan debt was paused and the day before they were set to kick in again I paid mine off in full.

  • @JohnDoe-np3zk
    @JohnDoe-np3zk Месяц назад +1

    I live in a so called tourist and retirement area. The only real employer is a subsidiary of Boeing which can't be a plus. Aside from that realtors and wineries are pretty much it. As to asking prices of properties, 500k for 1000 sf is just not making for robust sales.

  • @jazminnn-2281
    @jazminnn-2281 Месяц назад +1

    John is such a knowledgeable guy i would love to have coffee with him and for him to tell me all the things he cant say on youtube. I did not even realized that this video lasted an hour and a half 😱 all the topics he talks about and the ways he says them is just 👌🤌
    Def one of my favorite videos in 2024.
    Hope he keeps coming back to this podcast 🙌

  • @eliot5220
    @eliot5220 Месяц назад +1

    Learn how to fix things. I just bought a house for 34,000$. I can live in it if I need to. As soon as I finish it I’m going to buy another one with no mortgage. I did 50% of the work. I can rehab a whole house with 2 people outside of myself.

    • @ousamaabdu794
      @ousamaabdu794 Месяц назад

      Where did you buy a house for 34k?

    • @eliot5220
      @eliot5220 Месяц назад

      @@ousamaabdu794 Milwaukee. I also got a few others for less than $75,000. They need work but even with 50,000$ worth of work that’s still winning to me. Most people are trying to buy a house for $400,000 and I can buy about 5 for the same amount of money.

  • @marycollins8215
    @marycollins8215 Месяц назад

    I do not agree that one party of the other can save us, nor that one has the answers or the blame, it had been going on for so long at least back to Reagan, however I do respect your program and this guest in particular. Thank you.

  • @eliot5220
    @eliot5220 Месяц назад

    What does student loan default mean? You can’t file bankruptcy so what do they do seize your bank account?

    • @WTF-sh4is
      @WTF-sh4is Месяц назад +1

      Sieze your brain! 😂

  • @shirlebryant9427
    @shirlebryant9427 Месяц назад +1

    Excellent. Remember to watch Nomad capitalist with Doug Casey today. Sharing post

  • @Real_Tim_S
    @Real_Tim_S Месяц назад

    I read the One Second After book series John Mentioned @51:08. Irony of ironies, Black Mountain NC where the book was based - recently got seriously damaged by Hurricane Helene, and had power and water seriously disrupted.

  • @davidlivesay6948
    @davidlivesay6948 Месяц назад

    Hello Todd -
    Always enjoy your show, and I really appreciate it when have John Rubino as a guest, but I’m confused about his analysis in this podcast.
    How do equities and real estate continue to rise in value as unemployment rises, people lose their jobs, don’t have money to spend, causing earnings to fall, and the stock market to crash? Wouldn’t there also be a domino effect, in this circumstance, in every area of the economy, including risk on assets like real estate and equities?
    Does a monetary policy that enhances liquidity and lowers interest rates have the power to keep equity prices and real estate prices from crashing?
    Both Trump and Harris will espouse a loose monetary policy to spur economic growth, regardless of the outcome to inflation. Am I making a mistake by not being active in the equity market and not currently owning real estate?
    I’ve been in a defensive posture on both fronts for 2 years now and have missed out on incredible gains.
    Do risk assets keep going up despite a deteriorating economy, if monetary policy continues to loosen?

    • @bobnankervis9722
      @bobnankervis9722 Месяц назад

      Try not to confuse 'value' to 'price'. It makes more sense when you do. I'm not trying to be critical. It's just a way to recognize the value of the dollar in relation to assets. Hope that made sense

  • @Watersbill89
    @Watersbill89 Месяц назад

    Buying Stocks or Gold are the absolute best hedges against hyperinflation.

  • @bdek68
    @bdek68 Месяц назад

    Why are risk assets at ATH’s?? Thoughts? I’m coming to the conclusion that they will not allow a recession!! Continue to print and accept the hyperinflation?