You are right saying but the reducing rate of interest that we get is highest up to ₹35% and camper Kare flat rate of interest which we get mostly up to 18%.
Reducing rate of interest is good only when you are completing the loan tenure. But if you want to Pre close the loan then flat rate of interest is good because the interest amount will distributed equally from first to last EMI. But in reducing rate of interest a huge amount of interest is charged in initial months.
Please tell what is overflow interest, why shown in loan statement and how banks that can be adjusted... In the customer loan a/c ... Or make any video on this topic..
Bank ne flat ROI and RRI different karte he Like flat lane se 9% interest Reducing lane se 15% interest To iss time konsa choose karna wise hoga Sir, please answer me
In reducing ROI , what is the ratio of Money which is included in Peinciple amount VS in Interest amount. Example : on 1 lakh amount for 5 years I am getting EMI of 10,000 per month. Then from this 10,000 how much amount will be deducted from my principle amount per month VS how much amount will be treated for Only interest amount. ??
Bhai.... How are you calculating the outstanding balance for each month ? (I mean u r reducing EMI amount as well, but we don't know how emi values at the time of calculation)😅
भाई जी जब कार लोन लेने जा रहे हैं तो 9 परसेंट फ्लैट रेट दे रहे हैं आप और वीडियो सिंह वेट पर वह 15:30 पर्सेंट से 16:30 परसेंट सेट लगा रहे हैं आप क्या करें
Good explanation. A piece of advice. The video was informative, but try to make it interesting by adding some humour or use more communicative approach. Video was nice. All the best.
After watching this video my mind has gone faster than before now no one can make me fool. thank you very much sir for this video 🙏🙏
Per bank isse aagey ka sochta hai agar aap check karo to reducing me bank 20-22% rate laga deta hai jo k flate 12% key brarabar hota hai😃
@@emptiness4255Ha yr sahi baat h 😅
Same thinking ❤
Mai v ullu ban gaya tha bike lete samay
ab samaj aaya bohot sare videos dekhe samaj hee nahi aaraha thaa thanks bro❤
You are right saying but the reducing rate of interest that we get is highest up to ₹35% and camper Kare flat rate of interest which we get mostly up to 18%.
Reducing rate of interest is good only when you are completing the loan tenure. But if you want to Pre close the loan then flat rate of interest is good because the interest amount will distributed equally from first to last EMI. But in reducing rate of interest a huge amount of interest is charged in initial months.
really and truly the best topic to be understood in day to day life so far..keep us informed👍
बहुत बहुत धन्यवाद आपका इतना अच्छे से समझाने के लिए 😊
Dhanyvad ji 🙏
Thanks for giving us such a nice information and knowledge 😊
Thanks for your valuable information.....I appreciate your efforts to teach the type of interest rate calculation. Nice
Ohh ohh oh great very help this type calculation . Super
Thanks Bro, I have become fool in my car loan, they offered me 7.50 flare rate loan.
Now I have become aware.
Bohot achhe se expense kiya aap ne sir, thank you
Thanks for your feedback
Thanks u very much sir. I was seeking for the same video.
Please tell what is overflow interest, why shown in loan statement and how banks that can be adjusted... In the customer loan a/c ... Or make any video on this topic..
Nice explanation of the concept and method involved thank you so much for your time and effort.
Hdfc vala muje 2 wheeler lone flat 8.8% boll ra or reducing 16% m samaj ni paya line amount 150000 h
What happen if flat interest rate is 5% and reducing intrest is 9% ...which one is best
Very informative video with clarity.
Very helpful video
Thanks brother
Bank ne flat ROI and RRI different karte he
Like flat lane se 9% interest
Reducing lane se 15% interest
To iss time konsa choose karna wise hoga
Sir, please answer me
Iska answer do sir
Nhi deta bhai ye answer
Bhai ye sab ka answer yaha milne se raha tum direct manager se pucho kisi v bank ka jiske sath tumara Thora acha relation hai.
Wohi ek rasta hai.
VERY NICE EXPLANATION 😊
THANK uuu.
Thank you Sir 🙏
Thank you so much for explanation in details of #FLAT & #REDUCING #INTEREST
What about jab interest rate alag ho par emi aur interest same ho.
Very informative video , must watch
Bank loan k interest pe simple interest nhi compound interest lagta hai
Thank you for this video sir,🙏
Baba ji
Reducing rate ke case ka emi 18-20 % rehta hai
But flat me agr 12% hai to company wale reducing ke time 21- 22% se dete hai mila 12% flat ho jata hai
In reducing ROI , what is the ratio of Money which is included in Peinciple amount VS in Interest amount.
Example : on 1 lakh amount for 5 years I am getting EMI of 10,000 per month. Then from this 10,000 how much amount will be deducted from my principle amount per month VS how much amount will be treated for Only interest amount. ??
Are bhai jawab to do iska ???
Reducing mode m monthly ka intrest nikala jata h.. Jo apki emi k sath pay krna hota h.. Firr yh ammount apke principal outstanding m se minus hojata h
Ab jo bacha ammount h uspe intrs lagega.. Jo ki kam hoga pahle ke mukable
Thankyou ... thankyou...
Thank you so much sir...
Tysm sir ab bank walo se ladunga😅
Finally All doubt cleared...
Bahut hi jada shandaar video. Keep it up
Thanks for the appreciation.
🙏
Still confused about how 16607 per month came out?? 😅😅
😂😂😂
Exactly...
Me too😅
Great sir I impressed and we'll understood
EMI kaise nikaali hai
Thank u very much
Fir vi... Reducing interest is high Rader then flat
Reducing Interest rate me EMI nikalne ka kya formula h please answer
Awesome Teaching Sir..
Very good sample information
Best explanation 🎉🎉
In second case how you calculate emi 16607 and if we deduct it from 500000 it will be 483383
sar reducing me18 percent mil rha hai or flat12 par mil rha hai konsa best hai
Bahut acchi jankari
Thank u mai flat intrest rate lene se bach gi
Thanks for this precious information sir 🙂
Great video! Keep it up. Thanks
Bhai....
How are you calculating the outstanding balance for each month ?
(I mean u r reducing EMI amount as well, but we don't know how emi values at the time of calculation)😅
Same question here
Kyuki emi m intrest include hota h jese jese intrst kam hoga to emi ka ammount bhi to kam hoga
Very nice video and information
Very nice explanation 👍👍
Very Informative
Clear explanation 👍👍👍
Thanks 😊🤗
Very good simple explanation
Nice video and very informative
Nice video sir
But interest rate change hota hoga to
Great information sir
भाई जी जब कार लोन लेने जा रहे हैं तो 9 परसेंट फ्लैट रेट दे रहे हैं आप और वीडियो सिंह वेट पर वह 15:30 पर्सेंट से 16:30 परसेंट सेट लगा रहे हैं आप क्या करें
but reducing interest always greater than flat interest 😮
Nice information
Flat or reducing ye kaise pata chalega ki kauna sa loan hai lete time to reducing bolta hai bad mai flat chipka deta hai.
You may ask loan repayment schedule for the same.
Thanks mama ji.....
Sir formula batao reducing ka
Per bank isse aagey ka sochta hai agar aap check karo to reducing me bank 20-22% rate laga deta hai jo k flate 12% key brarabar hota hai😃
To fir ye sab natak karne ka jarurat he kya hai Flat or Reducing ka. 🤬 RBI Ko ye sab Bakwas formula banane ka time kaha se milta hai 🤬🤬🤬
Thank you so much
Yeh sab thik hai ..but actual pb aap ka loan kitna hai aur uske uper kitna inrtest bank lagygaa yeh sirf bank he decide krta hai ...
Sir reducing balance interest rates are higher than flat interest rates
Yes, normally they are… but the way of calculating the interest is beneficial under reducing.
Good explanation.
A piece of advice. The video was informative, but try to make it interesting by adding some humour or use more communicative approach.
Video was nice.
All the best.
Thanks for the feedback. Advice is noted and necessary actions will be taken.
🙏
Koi mujhe btayega ki reducing interest me emi kaise calculate manually krte hain?
Thank you sir
You explained it so well. Thank you
Par sir agar yeh 16k pata hi na ho reducing mein tab kaise emi nikala jaaye
suprb video❤❤❤
Thank you 🙏
What if your reducing rate is 24%? Please explain
15...se 20 ki bich hi hota h intr rate
Thank you ❤️
Still confused how closing balance has calculated 😮
What’s the confusion?
What if ROI get increased incase of Reducing .?
Bhai reducing rate me,emi amnt ko principal r interest me kaise divide krte h,
Very nice explaned
Thanks.
Nc explained by. The way anyone can understand ❤️❤️
Thanks ❤️
ruclips.net/user/shortsKHfPwfvA41k?feature=share
sir magar abhi to flat 10.5 & redusing 16 se 18 asa kyu fir caluculta to 1 hi hota hai
CAN YOU SHARE THE EXCEL SHEET FOR REDUCED CALCULATION
Bhai reducing ka emi kaise calculate kiya...16607
Same question
Total amount 597858%36 month= emi 16607
Bike loan per flat interest rate lagta hai but car loan per reducing rate hota h.
All depends upon negotiation and availability of product.
6% flat interest rate =11% reducing..
Very nice video
Thank sir 🙏🙏🙏🙏
Banks shows interest directly as RLLR+margin. For example, current RLLR is 8.40%. Its reducing or flat?
It is mentioned in sanction letter prominently. Further you may refer to the loan repayment schedule, you will find the how calculations are done.
Good knowledge 👌
Sir 🙏. My car loan leya sir emi fixed rahita hamru ku bank vale che tya banate. Intrest Or Prichipal total. Rahta
Sir how to calculate emi in reducing case
Flat intrest me Maximum intrest kitna le sakte he private finance company by Rules & regulations ???
I don’t think any such rules exists. As the interest rates are decide as per the market.
बैंक का क्या नियम रहता है और अवधि भी होती है बैंक का
Good information
Sir loan ka intrest kya method he like personal loan bank or paytm walo ka
Normally reducing hota h
Reducing Internet Calculation Video Bano
Very good video
Two wheeler loan 20.78% hai kya next year Mera emi Kam hoga