As a passive investor, is it wise to buy market tracking index funds and ETFs from companies like Blackrock, Vanguard and State Street, even when they're at all time highs? i want to invest around 600k for retirement
I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
MSTY and NVDY. I'm up huge on both plus have basically paid back original investment in dividends and both are up 5 to 10 from original nav price at launch.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Great ETF and it is in the semiconductor sectors. SCHD just dropped a huge dividend and VGT has been going absolutely bonkers. I own XLK, VOO, QQQM. I also own individual stocks that I collect dividends and sell covered calls on. I like your insight. Well done!
When it comes to trading strategies, they can be pretty intense for the everyday investor. In reality, these tactics are often executed by the pros who have the expertise and experience to make those trades work. It's all about leveling up your skills and knowledge to play in the big leagues of trading.
Just gotta give props to LINA DINEIKIENE, my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.
This dude is literally the definition of financial literacy he's not just giving you ideas picks like other RUclipsrs he actually teaches you how to read the market and such. Good luck to everyone watching this, May your investment yield you outstanding profits. Spend less and invest more.
So Morgan Stanley announced it is to offer some clients access to bitcoin funds but is limiting your Bitcoin exposure to 2.5% of your portfolio. Seems like Morgan Stanley is treating their customers like children instead of letting them determine their risk tolerance. Many plebs who don't have access to these fancy 'wealth management' platforms are already heavily into crypto and are killing it.
In order to make profits from trading you need loads of experience and a well defined strategy, which most traders don't have. If you trade without the proper preparation, you're most likely to lose your money. Identify the buy/sell ratios and identify the market leaders and most importantly. Diversify! this will help you spread risk.
Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck
"Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again."
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@BennettElizabth The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?..
I agree, working with a financial specialist has been the game-changer for me since 2020 pandemic. Helped with invaluable insights and tailored strategies that aligned perfectly with my goals and risk tolerance. As of today, I'm just about 10% shy of my $1m goal.
I've shuffled through a few advisors in the past, but settled with ''Karen Lynne Chess'' You'd most likely find her basic info on the internet, she's well established with over two decades of experience.
Karen Lynne Chess is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Can you please talk about some ETFs that have proven their performance during 10 - 20 years time range? I'd be very interested in the ETFs that survived 2007-2009 market crash. This was the real test for their performance. Thanks in advance.
Despite the fact that the NAV decreases overall, I am fairly positive. In fact, the overall growth in value in my CC fund growth is outpacing the Indexed CC fund.
Thank you, great info! I didn't know GPIQ and GPIX, they sound like good picks. Apart from JEPI and JEPQ, I also own TXF, SVOL, and YTSL as high yield ETFs, but YTSL I'm also trading, it's very volatile. The other ETFs are purely buy and hold. Congrats on your great portfolio! 6000 USD per month is an awesome return!
I understand your feelings. In my own world I collect plastic off beaches, but that being said, once you get into ethics of large companies that is a deep, complicated rabbit hole.
I guess if you want to lose $. 10k invested on Jan 1 of this year and reinvesting all dividends, you'd have $9641 now. And this during a year with big market gains. No thank you.
As of last month I was trading my self I lost almost everything, now it just makes no sense, i have to choose if I'm a trader or face my job so i chose my job, now I'm confused of what etfs to store my funds for long term, maybe a little aggressive ones
Hey buddy! Don't be seduced by large dividends. Concentrate on total return. There is no sense in collecting large dividends if your overall investment is going down however I’d say SPYI, JEPQ, QQI and IWMI. But do your research. Personally I put down 1.3m$ on few ETFs, still diversifying. Earning season is around the corner, It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
As long as 30 to 40% of this etfs assets are treasury bonds you can garantee there will be a loss of NAV due to present and upcoming interest rate cuts.
TSLY had a reverse split...Worthless to those that got stuck with that mess...I was in it brieflyand got out very quickly when I saw the nav sinking like a rock...Put it into NVDY and have never looked back...my cost average is under $10 pps...I also recently just bought MSTY...So far so good...
As a passive investor, is it wise to buy market tracking index funds and ETFs from companies like Blackrock, Vanguard and State Street, even when they're at all time highs? i want to invest around 600k for retirement
I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride.
Accurate asset allocation is crucial, I used hedging strategies to allocate part of my portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.
pls how can I reach this expert, I need someone to help me manage my portfolio
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
SPYT. Rock solid 20% and steady NAV.
QQQT seems to be pretty much on target as well.
MSTY and NVDY. I'm up huge on both plus have basically paid back original investment in dividends and both are up 5 to 10 from original nav price at launch.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Thats when you hire someone to manage your money. You need a (CFP) straight up! personally, I would invest in ETF's and also love investing in individual stocks.
I took charge of my portfolio but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advisor. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 28%.
Your advisor must be really good, how I can get in touch with them as my porfolio isn't doing well.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
Great ETF and it is in the semiconductor sectors. SCHD just dropped a huge dividend and VGT has been going absolutely bonkers. I own XLK, VOO, QQQM. I also own individual stocks that I collect dividends and sell covered calls on. I like your insight. Well done!
When it comes to trading strategies, they can be pretty intense for the everyday investor. In reality, these tactics are often executed by the pros who have the expertise and experience to make those trades work. It's all about leveling up your skills and knowledge to play in the big leagues of trading.
Just gotta give props to LINA DINEIKIENE, my CFA, she's the real deal in the finance game. Dive into her background, this lady's a treasure trove of experience and knowledge for anyone navigating the financial jungle.
This dude is literally the definition of financial literacy he's not just giving you ideas picks like other RUclipsrs he actually teaches you how to read the market and such. Good luck to everyone watching this, May your investment yield you outstanding profits. Spend less and invest more.
So Morgan Stanley announced it is to offer some clients access to bitcoin funds but is limiting your Bitcoin exposure to 2.5% of your portfolio. Seems like Morgan Stanley is treating their customers like children instead of letting them determine their risk tolerance. Many plebs who don't have access to these fancy 'wealth management' platforms are already heavily into crypto and are killing it.
In order to make profits from trading you need loads of experience and a well defined strategy, which most traders don't have. If you trade without the proper preparation, you're most likely to lose your money. Identify the buy/sell ratios and identify the market leaders and most importantly. Diversify! this will help you spread risk.
Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck
"Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again."
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@BennettElizabth That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@EmilyEvelyn-90 My advisor is *MARGARET MOLLI ALVEY*
You can look her up online
@@BennettElizabth The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?..
Moving from single stocks to ETFs, tired of the circus. Thoughts on your best possible strategies to diversify a 6-figure portfolio please.
The current market gives opportunities to maximize returns, but in order to execute such strategy, you must be a skilled practitioner
I agree, working with a financial specialist has been the game-changer for me since 2020 pandemic. Helped with invaluable insights and tailored strategies that aligned perfectly with my goals and risk tolerance. As of today, I'm just about 10% shy of my $1m goal.
@@justlikekingsolomon this is quite encouraging for newbies like myself, i'm in dire need of portfolio management... think your advisor can help?
I've shuffled through a few advisors in the past, but settled with ''Karen Lynne Chess'' You'd most likely find her basic info on the internet, she's well established with over two decades of experience.
Karen Lynne Chess is my FA. Just google the name and you’d find necessary deets. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've experimented with a few over the past years, but I've stuck with ‘’Aileen Gertrude Tippy” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info
PFFA and OHI have been great for me.
Does the 2.52% expense ratio on PFFA affect the returns and payout?
@@JP-iq7pu It hasn’t. No. It’s slowly gone up in value past year or so and has been paying dividend every month. Maybe impacts it in time.
Can you please talk about some ETFs that have proven their performance during 10 - 20 years time range? I'd be very interested in the ETFs that survived 2007-2009 market crash. This was the real test for their performance. Thanks in advance.
Are there limits to how much an etf will decay, then go back up?
Despite the fact that the NAV decreases overall, I am fairly positive. In fact, the overall growth in value in my CC fund growth is outpacing the Indexed CC fund.
LQDW- FIXED income, CONY - Equity, CEFD - Asset allocation, USOY - Commodity, BITO - currency, PFIX - Alternative... The 6 heros
GIAX looks intriguing
Thank you, great info! I didn't know GPIQ and GPIX, they sound like good picks. Apart from JEPI and JEPQ, I also own TXF, SVOL, and YTSL as high yield ETFs, but YTSL I'm also trading, it's very volatile. The other ETFs are purely buy and hold. Congrats on your great portfolio! 6000 USD per month is an awesome return!
I like FEPI. I would like to invest in JEPQ, but I’m trying my best to stay away from investing in companies that do testing on animals.
I understand your feelings. In my own world I collect plastic off beaches, but that being said, once you get into ethics of large companies that is a deep, complicated rabbit hole.
Do a PYPY video!!!!
Nice thank lot for this video question is their any etf with weekly divident and also growth and safe ??
CONY allllllll day!!!
I guess if you want to lose $. 10k invested on Jan 1 of this year and reinvesting all dividends, you'd have $9641 now. And this during a year with big market gains. No thank you.
@@jeffploense1073 ya cause you bought at the high.
@@jeffploense1073. Scared money don’t make money.
FEPI??
MSTY worked out for Sept. distribution, then selling higher. Underlying MSTR is at an interesting point in the last 4yrs....
also ISPY
NONE of those ETFs you listed have been through a serious down market like 2008 or 2020.
very good perspective.
gpiq, gpix clearly better than qdte, xdte, rdte by 2x.
what a discovery!!!
Nice etf's but none of them are available in Europe. That sucks!
are you not able to buy American stocks in Europe?
Is it me or is this video totally out of focus for the first 1:30 ? Why do that?
As of last month I was trading my self I lost almost everything, now it just makes no sense, i have to choose if I'm a trader or face my job so i chose my job, now I'm confused of what etfs to store my funds for long term, maybe a little aggressive ones
Hey buddy! Don't be seduced by large dividends. Concentrate on total return. There is no sense in collecting large dividends if your overall investment is going down however I’d say SPYI, JEPQ, QQI and IWMI. But do your research.
Personally I put down 1.3m$ on few ETFs, still diversifying. Earning season is around the corner, It was this time last year I made a huge break through with 200k. Handed it to a firm here in Texas, I get weekly pay out which I put back on long term ETF's. IWM will probably crush it this quarter
Please can I look up this firm, thank you.
Yeah, Jennifer Kristie Taylor use her name to look her up
SPY, QQQ, IWM, and currently TLT. I only have 4. Jennifer’s firm is a good one, I live in Connecticut.
As long as 30 to 40% of this etfs assets are treasury bonds you can garantee there will be a loss of NAV due to present and upcoming interest rate cuts.
weak
Scams
Stop trolling and go do some penny stocks weirdo
Excellent video. High dividend, increasing NAV🎉. TSLY🤬
TSLY had a reverse split...Worthless to those that got stuck with that mess...I was in it brieflyand got out very quickly when I saw the nav sinking like a rock...Put it into NVDY and have never looked back...my cost average is under $10 pps...I also recently just bought MSTY...So far so good...