MAIN will always be my favorite due to their conservative nature, paying momthly dividends as apposed to quarterly, and their special dividends they spit out. I don’t mind the lower yield if it means they are careful with their money.
@@cashoption2319 Eroding capital? if you invested $10,000 in MAIN and the SPY from jan 2008 to today: 1. Not reinvesing dividends: MAIN: $33,769 SPY: $35,775 | Reinvesting dividends: MAIN: $133,536 SPY:$48,945 I hardly call that "Eroding Capital". This isnt AGNC or OXSQ...
Is that a good idea? Wouldn't you want to diversity? I currently have MAIN and ARCC, but I want to include FSK but dont want to put too many eggs in one basket
Thanks for the video. It's a great break down of these BDCs. You really can't go wrong with any of them. I'm in on OBDC, mainly because of the lower share price, & have been very happy with them.
Man, I'm glad I found your channel. Here in Germany I am surrounded by people who want to be the richest in the grave by investing in accumulating ETFs. My inner voice tells me otherwise. Love your videos. greetings from Germany
@@DoomLegion83 I agree with you. It has also to do with the fact that the retirement tax advantages are ETF based. There is no equivalent of the Roth that I have heard of. Maybe you know better and can enlighten me
I have shares in MAIN, ARCC and ODBC. I believe I purchased all 3 after videos from this channel. Of these I greatly increased my investment in MAIN in October before the price went back up. What triggered me to add more was the price and the fact that they have given a few special dividends over the year.
I have both MAIN and ARCC but also GAIN. All have been really good investments and I have no intention of selling any of them. Will most likely just buy more over time.
MAIN and GAIN are good stocks. They are paying out special dividends almost quarterly on average. I keep going back to them and think I should be buying, but I find it better to buy some highly volatile, highly yielding ETFs. MAIN and GAIN only have around 6-7% yield.
@@wewhoareabouttodiesaluteyo9303 That is true. The yield is not as high as other stocks/ETF's like the ones from YieldMax or Defiance but the yeild is higher if you factor ind the extra dividend and if so they both do extremely well compared to other companies in the same category and I can't express this enought... they are stable. With the higher yielding ETFs you don't know if they will crash tomorrow or next year. Just look at TSLY which for some still isn't profitable yet even with DRIP. It the stock can't recover enough to be profitable then why even having them. - I know "Retire on dividends" made a video a week or two ago comparing all the YieldMax ETF's to see which of them are actually doing good and the result is not great.
Thank you for doing this great comparison video! I've already built a decent position in Blue Owl. Now I'm going to DCA into Main Street and Ares. I know I'm buying at lofty valuations but if that looming recession really does hit, I'm praying for as much bad press as seeking alpha can make so I can significantly lower my cost basis while increasing my position. 😊
MAIN is my main stay. I like their constantly increasing monthly dividends, plus special dividend each quarter. No doubt they care for their shareholders.
Thanks for the great research, I have a question, at this moment do you think it's wise to pick up shares or just wait for a pull back, I'm about to start contributing to my Roth for this year and was just wondering if I should DCA or just wait thanks
In my case last year I funded my Roth IRA at an ethical well known brokerage and put it into their money market. That was yielding over 4 or 5% Then throughout the year I did buy various securities. Some I bought in chunks. Sometimes just 10 or 20 shares, sometimes 50 shares. And a couple of times I bought the full 100 shares. I set up price alerts and watch at where I want to buy. I do not do the traditional DCA per say. But when I see a dip in something I own and still like then I buy more.
I own all except OBDC, I chose BXSL instead. All bought during the bank turmoil, then added more in October. I love those BDCs, even without special distributions because they increase their base dividend which is an important factor to beat inflation.
@@johngalt5166 I just went with Blackstone BXSL because my bet is they will grow more than Blue Owl over the next couple of years. But who knows, I might be wrong 🤷♀️.
On that last graph you have blue owl as odbc, it should be obdc. I love this video and your channel. I sold out of Hercules but I'm still in main and arcc. MAIN is at an all time high i might turn the drip off lol
Would like to know your opinion on PBDC. It's a BDC ETF, as you probably know. Rather than hold 5 or 6 BDCs I would rather just hold PBDC. I know it has a fairly steep .75% fee, but I just like the diversification in 1 fund and am OK with the fee.
Lower rates means that more bussinesses take loans. So lower rates isn’t necessarily a bad thing as BDCs use this time to increase their portfolio as more people approach them. The only real danger to a BDC is a recession as several loan takers might run into bankruptcy or the demand for loans just isn’t there, hence getting the BDC in trouble. That’s why a well diversified portfolio like MAINs comes in handy. For comparison imagine a fictive BDC that only invested into the tourism sector before the pandemic. It would have been in serious trouble due to all the lockdowns. Two things that weren’t mentioned in this video is also: 1) MAIN uses a lot of its own capital instead of borrowing money, which makes growth a little bit slower, but also safer as they don’t succumb to high interest rates themselves and they won’t end up with a lot of debt if a company they lend money to goes bankrupt 2) MAIN is usually first in line to collect money if the company it lend money to goes bankrupt. Meaning if assets of the bankrupt company are sold, then MAIN gets paid first before anyone else. This also adds an extra layer of safety as it secures at least a portion of the money.
Edit: MAIN and Ares both survived the great recession of 2009 and the pandemic without major issues, which makes them good picks in my eyes. 😊 Both have given me good returns over the years.
You said ARCC is the largest BDC but doesn’t it say that blackstone secured lending is the largest by more than 2x? Also love the videos and ARCC is one of my top holdings
@wewhoareabouttodiesaluteyo9303 I'm cool with that honestly. I only put in a little more than 10k into PFLT with a cost average of $10.78, and I'm getting $100 per month ($1200 per year).
Your order isnt accurate as far as yeild... Its Htgc. 11.40% Cswc 10.12% Arcc. 9.57% Obdc. 9.04% Main. 6.40% Thats to this minute 2:14 est. Always subject to change during hrs. I own them all with the exception of main for about a year and they're compounding beautifully
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance but if you want to make your money work for you...prevent inflation
MAIN will always be my favorite due to their conservative nature, paying momthly dividends as apposed to quarterly, and their special dividends they spit out. I don’t mind the lower yield if it means they are careful with their money.
How are they more conservative?
Internal managed and not external pressures.@@AsDfler12
Stocks that have good balance sheets are worth it. MAIN is a good stock.
Eroding capital
@@cashoption2319 Eroding capital? if you invested $10,000 in MAIN and the SPY from jan 2008 to today: 1. Not reinvesing dividends: MAIN: $33,769 SPY: $35,775 | Reinvesting dividends: MAIN: $133,536 SPY:$48,945 I hardly call that "Eroding Capital". This isnt AGNC or OXSQ...
I'm heavily invested in all of them.
Is that a good idea? Wouldn't you want to diversity? I currently have MAIN and ARCC, but I want to include FSK but dont want to put too many eggs in one basket
Thanks for the video. It's a great break down of these BDCs. You really can't go wrong with any of them. I'm in on OBDC, mainly because of the lower share price, & have been very happy with them.
Awesome video!!! I have all of them. Also picked up PBDC recently. It's a BDC ETF.
Wow, Blue Owl is killing it for me. I can't imagine how well the others must be doing if it came in last.😄
I hold MAIN in my "monthly dividends portfolio". I like the fact, that it is very well diversified and not too big to grow on upcoming years.
MAIN has survived market cycles and comeback each time
Thank you. I have MAIN, ARCC, & CSWC, still building the first two.
Man, I'm glad I found your channel. Here in Germany I am surrounded by people who want to be the richest in the grave by investing in accumulating ETFs. My inner voice tells me otherwise. Love your videos. greetings from Germany
Agree too, far to little financial education in Germany
Nothing wrong with ETFs.
@@EffectualPoet that’s not what I said. ETFs are okay. But the only solution that is praised in Germany is acc ETF and done
@@DoomLegion83 I agree with you. It has also to do with the fact that the retirement tax advantages are ETF based. There is no equivalent of the Roth that I have heard of. Maybe you know better and can enlighten me
@@pepinlebref7585 there is nothing like the Roth IRA or 401k here in Germany. And that’s the sad part.
I have shares in MAIN, ARCC and ODBC. I believe I purchased all 3 after videos from this channel. Of these I greatly increased my investment in MAIN in October before the price went back up. What triggered me to add more was the price and the fact that they have given a few special dividends over the year.
But the yield is still abysmal. There are ETFs right now that yield quadruple the dividend on MAIN.
like which ones?@@wewhoareabouttodiesaluteyo9303
Main Street capital is my favorite, I use it as a base for my portfolio
I have both MAIN and ARCC but also GAIN. All have been really good investments and I have no intention of selling any of them. Will most likely just buy more over time.
MAIN and GAIN are good stocks. They are paying out special dividends almost quarterly on average. I keep going back to them and think I should be buying, but I find it better to buy some highly volatile, highly yielding ETFs. MAIN and GAIN only have around 6-7% yield.
@@wewhoareabouttodiesaluteyo9303 That is true. The yield is not as high as other stocks/ETF's like the ones from YieldMax or Defiance but the yeild is higher if you factor ind the extra dividend and if so they both do extremely well compared to other companies in the same category and I can't express this enought... they are stable. With the higher yielding ETFs you don't know if they will crash tomorrow or next year. Just look at TSLY which for some still isn't profitable yet even with DRIP. It the stock can't recover enough to be profitable then why even having them. - I know "Retire on dividends" made a video a week or two ago comparing all the YieldMax ETF's to see which of them are actually doing good and the result is not great.
Which one would you recommend
I just started buying into MAIN so now I own stock in the top 3! That makes me way happier than it really should. Lol I've been a HGTC fan for years.
MAIN is the backbone of my portfolio. I'm just not patient enough to wait 3 months to get paid, monthly distributions are important for me.
MAIN is my absolute favorite but I like CSWC as well.
Thank you for doing this great comparison video! I've already built a decent position in Blue Owl. Now I'm going to DCA into Main Street and Ares. I know I'm buying at lofty valuations but if that looming recession really does hit, I'm praying for as much bad press as seeking alpha can make so I can significantly lower my cost basis while increasing my position. 😊
The best BDCs video! Thanks
MAIN is my main stay. I like their constantly increasing monthly dividends, plus special dividend each quarter. No doubt they care for their shareholders.
Great Video. Own 4 of These BDCs.
DB...the ONLY PATREON I SUBSCRIBE TO! All of you should as well!
I own 4 and in order from most to least favorite is ARCC, MAIN, OBDC, and FSK.
thanks bull, i like this comparison video content as im looking which BDC i want to invest for retirement income. 🧡
Thanks for the great research, I have a question, at this moment do you think it's wise to pick up shares or just wait for a pull back, I'm about to start contributing to my Roth for this year and was just wondering if I should DCA or just wait thanks
I DCA'ed for the last 30 years. Retired from the blue collar manufacturing at 55. Now I do what I want while my funds continue to grow.
In my case last year I funded my Roth IRA at an ethical well known brokerage and put it into their money market. That was yielding over 4 or 5%
Then throughout the year I did buy various securities. Some I bought in chunks. Sometimes just 10 or 20 shares, sometimes 50 shares. And a couple of times I bought the full 100 shares.
I set up price alerts and watch at where I want to buy.
I do not do the traditional DCA per say. But when I see a dip in something I own and still like then I buy more.
I have all of these in my Roth except for OBDC. I'm going to wait and do some more due diligence before I consider buying.
Great video. Could you do the same for REITS please?
HTGC has done really well for me, although I've been happy with MAIN also.
Good video. I have no favorite. I like them all and own each of them.
I own all except OBDC, I chose BXSL instead. All bought during the bank turmoil, then added more in October. I love those BDCs, even without special distributions because they increase their base dividend which is an important factor to beat inflation.
Is there a reason you don’t hold OBDC?
@@johngalt5166 I just went with Blackstone BXSL because my bet is they will grow more than Blue Owl over the next couple of years. But who knows, I might be wrong 🤷♀️.
@@dominiquetheeasyminimalist They both have good balance sheets and pay within their EPS. I do not think you could go wrong with either right now.
@@wewhoareabouttodiesaluteyo9303 I agree!
I own ARCC, MAIN & HTGC
Great video, i own all 5.
On that last graph you have blue owl as odbc, it should be obdc.
I love this video and your channel.
I sold out of Hercules but I'm still in main and arcc. MAIN is at an all time high i might turn the drip off lol
Also, I was offended by your wpc is garbage video 😉 but it's recovered. I'm glad I stayed in at this moment
Where did u get numbers of additional extra payment ?cs numbers of yield easy, but total...? What probability in forcast to next year?
That’s funny. I have all five
Of all these BDC's Listed (ARC, MAIN, HTGC, CSWC, OBDC) are any of them returning Qualified Dividends?
What an enlightening video. Thank you. I am highly invested in four of these since we have no platform in my country where we can invest in CSWC.
Would like to know your opinion on PBDC. It's a BDC ETF, as you probably know. Rather than hold 5 or 6 BDCs I would rather just hold PBDC. I know it has a fairly steep .75% fee, but I just like the diversification in 1 fund and am OK with the fee.
what are your thoughts on HE
Thank you
I own Blue Owl and both Greek gods of Finance.
Love the unbias vids ❤❤❤❤❤❤
Hi, good video!! Quick question: Are these stocks (BDCs in general) providing a K-1 or are they providing 1099 forms for taxes? Thanks!
10 99
@@airnite7527Thank you !!
I like the video.I own all of them.
If rates drop significantly do BDC's suffer? Asking because when rates rise they pay more special dividends.
Lower rates means that more bussinesses take loans. So lower rates isn’t necessarily a bad thing as BDCs use this time to increase their portfolio as more people approach them. The only real danger to a BDC is a recession as several loan takers might run into bankruptcy or the demand for loans just isn’t there, hence getting the BDC in trouble. That’s why a well diversified portfolio like MAINs comes in handy. For comparison imagine a fictive BDC that only invested into the tourism sector before the pandemic. It would have been in serious trouble due to all the lockdowns.
Two things that weren’t mentioned in this video is also:
1) MAIN uses a lot of its own capital instead of borrowing money, which makes growth a little bit slower, but also safer as they don’t succumb to high interest rates themselves and they won’t end up with a lot of debt if a company they lend money to goes bankrupt
2) MAIN is usually first in line to collect money if the company it lend money to goes bankrupt. Meaning if assets of the bankrupt company are sold, then MAIN gets paid first before anyone else. This also adds an extra layer of safety as it secures at least a portion of the money.
Edit: MAIN and Ares both survived the great recession of 2009 and the pandemic without major issues, which makes them good picks in my eyes. 😊
Both have given me good returns over the years.
I’ve got 3 of these based on your calls with good entry points!
Superb video👏👏👏
You said ARCC is the largest BDC but doesn’t it say that blackstone secured lending is the largest by more than 2x? Also love the videos and ARCC is one of my top holdings
I currently have ARCC, OBDC, and PFLT. MAIN will be the 4th and final BDC most likely I add to my portfolio.
PFLT is risky. They just barely pay below their EPS.
@wewhoareabouttodiesaluteyo9303 I'm cool with that honestly. I only put in a little more than 10k into PFLT with a cost average of $10.78, and I'm getting $100 per month ($1200 per year).
@@mellowman1978 If you put that into yieldmax ETFs or defiance, you would be making like $1k/month easy off $10k. Leaving money on the table.
have all of these plus nmfc and pflt
What is the best ETF's for BDCs? PBDC has a short history.
HTGC ,ABR, and Main the 3 best Period
My favourites are HTGC and CSCW, not least because they're managed internally.
Isn't ARCC also internally managed?
@@suttsd No, it isn't.
I got all except MAIN
Nice!
Pflt? 😊
It just pays below its EPS, but it has a good balance sheet.
👍
Don't forget tslx. Wonderful bdc.
Your order isnt accurate as far as yeild... Its
Htgc. 11.40%
Cswc 10.12%
Arcc. 9.57%
Obdc. 9.04%
Main. 6.40%
Thats to this minute 2:14 est. Always subject to change during hrs. I own them all with the exception of main for about a year and they're compounding beautifully
It is because this video was made like days or weeks ago and he uploads it.
4 months later the yields are much different...
I have all of them😂
They only beat S&P 500 because the starting point is during Covid.
Israel Mills
Why don't you include tslx? Tslx is such a wonderful bdc.
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance but if you want to make your money work for you...prevent inflation
Jane Roy
She's a genius who has helped many become millionaires
A friend of mine introduced me to Jane Roy in 2018
Then my money grows like grass
Her cell 🤔jsyk im I’m really interested
She's very active on Whats~App that's where I met her.
Ares payed me $609 last month.
how many do you have?
That should be close to 1800 shares. 😊 well done compounding there!
@@user00165 1270
or just buy VanEck BDC Income ETF
Expense ratio bro.too high.all high
They're bdcs, obviously it will be high, but sustainable