BEST SAVINGS: May 2024 update inc Chase bonus & Santander Edge hack (UK)

Поделиться
HTML-код
  • Опубликовано: 11 июн 2024
  • Find out which savings accounts will pay you the best rates right now in my latest roundup.
    *Find the latest accounts in my regularly updated savings account best-buy article over on our site
    becleverwithyourcash.com/savi...
    *More on these updates on the blog
    May-2024s-savings-round-up-news/?Organic_RUclips&Banking_savings&Apr24_link_preview
    W A T C H N E X T
    Updates on the best savings, current accounts and credit cards
    • The best children's sa...
    Regular Savings accounts explained
    • Are Regular Savers wor...
    #Savings #HighInterest #BestSavingsAccounts
    TIMESTAMPS
    00:00 Chase 1% bonus - can you get it?
    02:25 Santander e-Saver closes
    03:08 Santander Edge Saver hack
    05:41 Best Easy Access accounts - up to 7%
    08:44 Chip app and Prize Draw updates
    10:09 Emma autosaves
    11:00 Planet Save ethical account launches
    12:19 Best fixed rate savings - up to 5.26%
    14:13 Best regular savers - up to 7%
    15:22 Why banks are allowing the new ISA rules
    16:55 Best ISAs, including Plum 5.17%
    MORE
    S U B S C R I B E / @becleverwithyourcash
    N E W S L E T T E R - becleverwithyourcash.com/news...
    (You'll also get a free Quidco bonus for signing up)
    T W I T T E R - / beclevercash
    I N S T A G R A M - / becleverwithyourcash
    F A C E B O O K C O M M U N I T Y - / 2661970707423383
    B L O G - becleverwithyourcash.com
    A B O U T A N D Y
    Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
    DISCLAIMER
    Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Комментарии • 49

  • @sanjanadeb2957
    @sanjanadeb2957 Месяц назад +3

    Really useful, thanks. I have an Ulster Bank Savings account but no current account, but they have not told me I need one

  • @deokbaee
    @deokbaee Месяц назад +1

    Say you have 2 DD one for gym & car tax does this count for the Santander hack? Or would I need to cancel them first?

  • @Nidge320
    @Nidge320 Месяц назад +2

    You should point out that many accounts do not accept joint names on opening the account, (husband and wife) which has inheritance tax implications etc, for example - Oxbury, Atom bank.

  • @user-si7fj5rh5u
    @user-si7fj5rh5u Месяц назад +1

    Nice Video!

  • @scottjock
    @scottjock Месяц назад

    What about the Post Office on line easy access saver. Ok its 4.9% but no limit. No notice. Joint account available.

  • @AndyK.1
    @AndyK.1 Месяц назад

    Can you have a Santander123 and edge account ?

  • @Baxter91
    @Baxter91 15 дней назад

    Do you think the Santander hack would work while applying for the 2% cashback credit card they're doing?

  • @default878
    @default878 Месяц назад

    What about online apps

  • @colombanoalessandro
    @colombanoalessandro Месяц назад +1

    Thanks for your video! Sadly, the Oxbury bank one has £20k minimum, not £1k!

    • @OH2023-cj9if
      @OH2023-cj9if Месяц назад

      Use Cynergy Bank instead, same rates.

  • @nickbrown3441
    @nickbrown3441 Месяц назад

    Yes lots with limited withdrawal

  • @pwincezq
    @pwincezq Месяц назад

    How do you maximise the Santander edge saver? Do you put 4000 in straight away (if interest paid yearly or put around 90% in to take into account some compounding?

    • @tedlangton8667
      @tedlangton8667 Месяц назад +1

      I would think put in £4000 straight away and pull out the interest each month into a different high rate account

  • @Iisardias
    @Iisardias 3 дня назад

    The Santander edge says it requires to have 2 direct debits and pay at least £500 each month. So is the hack still working?

  • @olubodundavid2412
    @olubodundavid2412 Месяц назад +1

    For Santander Savings Account, do they pay the interest monthly?

    • @gthbtn
      @gthbtn Месяц назад +1

      Yes it does.

    • @olubodundavid2412
      @olubodundavid2412 Месяц назад

      @@gthbtn Ooh great, thanks. Once I get my £185 switch offer, I will upgrade to Santander Edge and test it out too. 7% is a very good deal.

  • @Choggisback
    @Choggisback Месяц назад

    Monument bank has upped their limit from £400k to £2m

  • @shoshanahcrookes4406
    @shoshanahcrookes4406 Месяц назад +9

    Great info but are you on a time schedule. Your delivery is way too fast!!

    • @ianbrown_
      @ianbrown_ Месяц назад

      Rubbish…just rewind !

    • @shoshanahcrookes4406
      @shoshanahcrookes4406 Месяц назад

      @ianbrown_ It was just a comment Ian as I'm really not sure if he has to pay for a certain length of time. Another lady I watch has her watchers paying a subscription which helps her hugely

    • @duppa
      @duppa Месяц назад +5

      Settings > Playback speed

    • @sp1es
      @sp1es Месяц назад

      ​@@shoshanahcrookes4406you really don't know how RUclips works do you? He doesn't have to pay anyone for time, for me the delivery speed is perfect

    • @BeCleverWithYourCash
      @BeCleverWithYourCash  Месяц назад +4

      Yeah, I think it’s a little faster than I’d like this week, but I like to leave these updates as late in the day as possible so they’re as up to date as possible when it’s published. So that’s start filming at 5pm, edit and upload by 5.45!

  • @eelponna3145
    @eelponna3145 29 дней назад

    Hi folks - great channel. I’m about to sell my house and move area. I will hopefully end up with about 250k cash but because I’m not in a chain I’m planning to hold onto the money for 6-12months or so before buying my next house. I’ll be living rent free in the meantime in temporary accommodation. I’m just curious where the easiest (no faff) and safest place to invest the money is? Obviously with highest interest rates and return? I might need to access my money fairly quickly after 6months or so. Thanks for any info folks.

  • @TheAnonyy
    @TheAnonyy Месяц назад +1

    Chase is 4% not 5% now

    • @OH2023-cj9if
      @OH2023-cj9if 24 дня назад +1

      Mine got the boosted rate until Nov 24 at 5.1%.

  • @nickbrown3441
    @nickbrown3441 Месяц назад +2

    Nationwide regular saver 8%

    • @gthbtn
      @gthbtn Месяц назад +4

      The Nationwide rate has dropped right down for anyone applying now... First Direct are the best with 7% and you can save up to £300 a month instead of £200 with Nationwide.

    • @OH2023-cj9if
      @OH2023-cj9if Месяц назад +1

      Be aware, to compare rates, you divide the regular saver % by half and multiply that by what your total paid in for a year was.
      I think the 7% with 300 paid in was £126 in interest over a year for me with first direct. I drip fed monthly paid interest from another saver in to it.

  • @notwkrail
    @notwkrail Месяц назад +1

    OMG not u again

  • @ianbrown_
    @ianbrown_ Месяц назад +1

    I look forward to you updates ✨
    Plum ISA… GOOD RATE BUT NO way to speak to anyone
    Moneybox …phone access but no one answers

    • @OH2023-cj9if
      @OH2023-cj9if Месяц назад

      Avoid both if that's the case.

    • @theone7891
      @theone7891 8 дней назад

      So basically the same with pretty much any online bank then?