Cost of living in Canada l Our monthly expenses in Canada l 1st year vs 3rd year in Canada l Budget

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  • Опубликовано: 6 сен 2024
  • Lot of people have asked us “How much we spend on our expenses monthly”. Well, we have observed that our expenses keep increasing and decreasing based on various factors like if our kid is going to daycare, what phone plan we are using or if both of us have our own cars.
    We have tried to break down our expenses based on our current situation and have also explained the expenses new immigrants in Canada can do or save…
    This is the estimate of our Monthly budget we are spending right now and along with that, we have explained how much more or less we were spending during our first year in Canada as new immigrant.
    So, you can say this is our Monthly budget comparison of our First Year Vs Third Year in Canada.
    Do hit the like button and don’t forget to subscribe if you like the Video..
    Join me on Insta: shilpa.nagpal27
    Love,
    Shilpa

Комментарии • 284

  • @MM-hw6fz
    @MM-hw6fz 3 года назад +3

    Downtown condo rent is not $1700, are you guys crazy. One bedroom is minimum around $2000 excluding utilities

  • @jeeteshmehta2264
    @jeeteshmehta2264 3 года назад +7

    I really like how accurate the video is, like the bus charges from Brampton to Vaughan. Very focused!!

  • @palaktiwari3656
    @palaktiwari3656 3 года назад +1

    This is the best video on this topic which doesnt look boring at all

  • @lipashasalian3302
    @lipashasalian3302 3 года назад +5

    Can you guys elaborate a little about the job roles/prospects for HRM in Canada? It would be great if you could make a video.

  • @_tanujpokhriyal
    @_tanujpokhriyal 3 года назад +3

    That's true that shilpa mam is only born for youtube....
    And that's important information for me, because after 2 or 3 years i'll be in canada or US as a student😊😊🙏🙏🙏

  • @swaroopmishra248
    @swaroopmishra248 3 года назад +2

    Nice video, fairly accurate in assuming those numbers. I have couple of qns though, if monthly expense around 6.5 k then how much u have to earn pre tax. Further didn’t mention anything about saving / investments, would love to hear something on that side as well if possible.

  • @swat_cat
    @swat_cat 3 года назад +8

    Congratulations Shilpa and Amit!! You *are* born for youtube!!!

  • @devyangini
    @devyangini Год назад

    Yeh expense sheet purani ho gai...💃💃waiting for new vlog with expenses with current inflation 💃💃happy vlogging💕💕

  • @jigneshmehta3752
    @jigneshmehta3752 3 года назад +2

    Hello Shilpa - you guys are good and have natural talent of engaging audience. Also nice to see both of you are sharing personal financial details without any hesitation.

  • @kingforever4689
    @kingforever4689 3 года назад +6

    I'm from Punjab people here dying to immigrate Canada even though 99% don't know the name of Canadian capital city..

  • @murk959
    @murk959 Год назад

    Watching you huys because my parents are awful eigh money
    I have started sending them your videos because they're one of the few ones that are good and actually useful in Hindi/Urdu

  • @monavlogs786
    @monavlogs786 3 года назад +1

    Wowoo really like ur vlog Yaar canada to cafii kostly hay bhii eitna zada kharcha
    Mager yee achi baat hay kay wahaan ager app new bhi ho home buy karsakte hain but yahaan germany may home buy karne may tora time lagta hay.

  • @AliHassan-ul6qk
    @AliHassan-ul6qk 3 года назад +1

    Hi Shilpa. Nice video. I have watched 100s of monthly budget videos, but I still found this video interesting. Good work 👍

  • @shubhamvaidhayan543
    @shubhamvaidhayan543 3 года назад +1

    Your channel has better content...keep improving guys and most importantly I liked the honesty..

  • @ShakuniMamaKaRishtedaar
    @ShakuniMamaKaRishtedaar 2 года назад

    Namaste Shilpaji.
    Location 00:14
    "1300 subscribers hain mere". That was on 03.19.2021.
    Aaj hai 07.26.2022 aur aapke subcribers ho gaye hain 42,800.
    Matlab 494 days mein aapke subscriber count mein 41,500 ki badhotari hui hai. That equates to more than 84 subscribers a day.
    Wow! Maan gaye!! 👍🍻🎉🎊

  • @afrinkazi4814
    @afrinkazi4814 3 года назад +1

    You guys are providing such great information to us, it really helps us in making good decisions. Thanks a lot!
    Since you've come from Dubai, can you please advise if it makes sense for new migrants from Dubai to export their existing cars to Canada? Of course, with a couple of changes like winter tires and anti-freeze coolant. I ask because, both the countries drive on the same side of the road, and it might help save some money to buy a new car initially in Canada. And if the info is too much to cover in a comment, you could probably make a video about it.
    Keep up the good work!

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад +1

      I think exporting the car from dubai and then making it canadian weather ready will be too costly...other than that, insurance companies here might charge u very high premium for insuring such modified cars.. better buy it from here only..

    • @afrinkazi4814
      @afrinkazi4814 3 года назад

      @@chitchatwithshilpa thank you 💕

  • @learningisblessing1159
    @learningisblessing1159 3 года назад +1

    Hahaha..loved the start of ur video....I saw shilpa on ravish s vlogs...u r super cool...great going...keep it up...and keep adding ur humor...that's what makes me see ur vlogs...each time.

  • @meghrajbilwani2526
    @meghrajbilwani2526 2 года назад

    Nice information...thanks for the details. One of friends also got home insurance for $150/month but we suggested he shop around and he got same coverage from Belair for $50/month for the same property.

  • @missionatoz8822
    @missionatoz8822 3 года назад +1

    Really ma'am, u will have to achieve your goal, your way of presenting is amazing

  • @lubhaniattwal89
    @lubhaniattwal89 3 года назад +1

    Please make a video from students point of view..
    That how they can manage there expenses...

  • @022pardeep
    @022pardeep 3 года назад +1

    Shilpa jii ek video day care valo k liye bnao .....canada me day care kaise suru kr skte h ...for business

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад +1

      Good topic but needs a lot of research. I will work on it. Thanks

  • @safifaruqi
    @safifaruqi 2 года назад

    Toronto is shit expensive damn, tip to new immigrants look outside Toronto. I'm based in Edmonton way better pay and amazingly cheap cost of living. I'm abt to buy a house on cash next year purely from saving and from single income as my wife is finishing her PhD.

  • @jsingh1005
    @jsingh1005 3 года назад

    Please make a video on how much you basically save, most people talk about expenses and salaries. But what do you save at the end of the day, that is what matters?

  • @soulatzaidi
    @soulatzaidi 2 года назад

    @Shilpa, thanks for these informations, I know these are ever growing expenses due to inflation so just a suggestion to all to add inflation factor of 2% growth per year

  • @shreyshah4256
    @shreyshah4256 3 года назад +1

    Video is superb.. Little sound issue maam.. Can you please do something about it..

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад

      Hi Shrey,
      We have changed the mic..you won't face this issue in the future....sorry for the inconvenience..

  • @Lj22
    @Lj22 3 года назад +1

    What’s the approximate income you guys make in your jobs and what’s your job profiles? I am a asking this cause I know u guys came here from Dubai. But I know few people who left n leaving Canada and settling in other countries mostly Dubai. Cause it pays more and income is tax free. Pls share why u end up doing opposite. Especially when living expenses in Canada is through the roof since 2019

    • @chitchatfamily
      @chitchatfamily 3 года назад +2

      Hi J J, that's a good topic to cover. Though many things comparing Dubai and Canada were covered in a video featuring us in Ravish Vlogs but we will try to make another video soon answering your questions and clarifying your doubts.

  • @tribhashi2204
    @tribhashi2204 2 года назад

    0:24 I also think that you guys are made for RUclips . You, Amit bro and Amy all of you are so easy on eyes and ears, stay together and live long!!

  • @aneree362
    @aneree362 3 года назад +1

    Congratulations to you both guys for 1k subscribers, and try to make same kind of informative videos more and more.

  • @mystical__3dimple273
    @mystical__3dimple273 Год назад +1

    Nice informative Vlog👩🏻‍💻🥰

  • @naveensinsights7476
    @naveensinsights7476 3 года назад +1

    Sound quality need to be improved

  • @zas.ahmedsiddiqui6537
    @zas.ahmedsiddiqui6537 3 года назад +1

    Such a nice wat to differentiate between both condition, very impressive , 😍

  • @BigNikify
    @BigNikify Год назад

    Hi Shilpa, can you please create a video on Super Visa, incase of parents or inlaws ? That would be biggest help in my case.

  • @praveenmishra7899
    @praveenmishra7899 3 года назад +2

    Super! Congratulations Guys. Next target is 10K Subscribers ✌

  • @MasalaMysteryByDoyel
    @MasalaMysteryByDoyel 2 года назад

    Hi Shilpa. Love watching your videos. Can you please make an updated video as per 2022?

  • @aasmasayyad
    @aasmasayyad 3 года назад +1

    Well done Shilpa . Congratulations 👍👍👍

  • @kaiyumkhan217
    @kaiyumkhan217 3 года назад

    Congratulations for 1.3k
    N yes u r born to RUclips
    Thx to ravish vlog to making this amazing RUclipsr

  • @reubenkumar129
    @reubenkumar129 3 года назад +1

    Please make a video on how to do savings in canada ? Thank you!

  • @tarunzback
    @tarunzback 3 года назад +1

    Great video guys. Not very far from 2k subscribers

  • @boliyesharmaji
    @boliyesharmaji 3 года назад +1

    Ravish vlogs fan reporting and your new subscriber ✋🏻
    The way you deliver the content is amazing and so awesome to see such a good growth on your channel. Hoping to learn from you as I start my own vlogs journey in US. Cheers!!

  • @rehanshah1982
    @rehanshah1982 3 года назад +1

    Very nice and informative videos guys. Started following your channel from today 😀

  • @yashk.970
    @yashk.970 3 года назад

    I m happy to see both of you after a long time, saw u both at Ravish vlog. I m sure about u both, will surpass ravish channel and hit 1 million by 2021 end. The way u speak, its awesome😊😊😊😊

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад

      Thank you so much 😊 Not wishing to surpass our Prime channel but if attains half that love and quality, will be happy..Appreciated ur comment..

  • @arpitap4859
    @arpitap4859 3 года назад +1

    What about health insurance?
    I think it's compulsory for every individual in canada.

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад +2

      We have Govt provided OHIP for which we don't need to pay anything extra..OHIP is covered from the taxes we pay to the Govt..

    • @arpitap4859
      @arpitap4859 3 года назад

      @@chitchatwithshilpa that's great.
      I didn't know it before. Thank You.

  • @lalitakeswani1257
    @lalitakeswani1257 3 года назад

    Great details, as always. Love the way u 2 start up a topic and build it further as a main content. Definitely made for You tube . Wishing u 2 major success ahead. Tc

  • @pavan5996
    @pavan5996 3 года назад

    Mam your videos gives very clear information and understanding... very well filmed...

  • @atuldeshmukh8341
    @atuldeshmukh8341 3 года назад +1

    Shilpaji and amitji bohot mast video...

  • @sonalrambhia7909
    @sonalrambhia7909 3 года назад

    Hey shilpa, that was a very informative video, but you said you can carry you own device and come to Canada. Can you carry electronic devices, like phone, I pad etc for Dubai. As I have heard there is some voltage difference and charging the device is a problem

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад +1

      I used my dubai phone here for more than an year before buying a new one....ppl who come from India or Dubai or from any other country as tourists or visitors keep their own phones n just change the charging plugs....with no issues...

  • @8076dear
    @8076dear 3 года назад +1

    Internet mehnga as compare to europe

  • @BlockchainDubai
    @BlockchainDubai 3 года назад +1

    informative video, keep glowing you smiling girl

  • @user-el9bg3fl2i
    @user-el9bg3fl2i 3 года назад

    Impressive. Informative and honest opinion. Shilpa we can't hear you properly. Could you please work on that. We think it's because microphone.💖💖💖

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад

      This is one of the starting videos of the channel...we sorted out the issue in new videos..Thank u 🙂

  • @pP-nh5qk
    @pP-nh5qk 3 года назад

    Shilpa i love your noodles curls ..please lemme know how you manage them?

  • @sharaijaz
    @sharaijaz 3 года назад

    I like the way you guys explains, have you made any video about taxes.

  • @alexparx1501
    @alexparx1501 3 года назад +1

    Hi, as a foreigner if I purchase house in canada, you said in last video 15% tax is applicable, but this applies if I buy only in certain area like GTA Toronto, what if I buy in Kitchener or an rural area or outskirts?

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад +1

      In that video, I was talking abt our case because we bought both our homes in GTA. You don't need to pay 15% tax if you buy property in rural area or outskirts...

    • @alexparx1501
      @alexparx1501 3 года назад +1

      @@chitchatwithshilpa thank you for a quick reply.

  • @Spring-xx2oe
    @Spring-xx2oe 3 года назад

    Great going A&S..keep rocking guys!

  • @waliullah7150
    @waliullah7150 3 года назад

    Very nice, thanks for details .Very useful for new emergent. Best of luck.

  • @kaala-paani
    @kaala-paani 3 года назад

    Thank you for sharing your monthly expenses guys. I hope that mortgage price you mentioned is for the home that you are living in. I remember you mentioning in previous videos that you bought another house which you have rented out.

  • @SRRH85
    @SRRH85 3 года назад +2

    Valued information and thanks

  • @ravirana1011
    @ravirana1011 3 года назад

    after 12th grade in advanced diploma of 2 in accounting and finance so guide me it's better to move Toronto take admission in college then after study move to Saskatchewan or directly move to Saskatchewan take admission there because after study pr not easy in Ontario i think pls suggest what i do because during studying part time job and living cost can earn in Saskatchewan

  • @vishakhasoni245
    @vishakhasoni245 2 года назад

    Hi shilpa, your videos are so detailed it helps me a lot

  • @rajnishjasrotia240
    @rajnishjasrotia240 3 года назад +1

    Thank you sis🙂 very informative vlog😊

  • @jyotidhupar4651
    @jyotidhupar4651 3 года назад

    Shilpa you are very interactive very beautiful and apt youtuber I like your video's cause you are excellent in communicating

  • @nishanmistry8490
    @nishanmistry8490 3 года назад

    Thank you for this ibuad infact requested Ravish for rhis but you explained very well this gives an idea of we should estimate 👍

  • @shoyebkachhi6769
    @shoyebkachhi6769 2 года назад

    Very informative.... you didn't mention taxes in your expenses...or it is exempted due to loans... kindly reply it will be helpful 😊

  • @yuvaanvlogs6665
    @yuvaanvlogs6665 3 года назад

    Very helpful videos...keep it up folks..soon you will see million subscribers 😊

  • @ayushmann4972
    @ayushmann4972 3 года назад +1

    I just love you both.amazing

  • @wasimrajakhan2010
    @wasimrajakhan2010 3 года назад +1

    CANADA is very expensive when compared to Europe. Cost of living in Europe is still cheaper...

    • @fabr2199
      @fabr2199 3 года назад

      yes true any village /town/city is more expensive than UK. and salaries are really low.

    • @rohanutep81
      @rohanutep81 3 года назад

      @@fabr2199 yes but immigration is not easy

  • @mallickfaixan4925
    @mallickfaixan4925 3 года назад +2

    nice couple
    good information

  • @IslamonlineTv
    @IslamonlineTv 3 года назад

    Shilpa plz hmin kuch information chaeye. Hm canada shift hona chahty hn. Now we are in abu dhabi. Mery hsbnd busines man hn. Aur wahn bhi busines e continue krna chahty hn. Yhn se wahn shift hny k lie kia procedure hn. How we can apply

  • @nishanish5355
    @nishanish5355 3 года назад +1

    you r such a combination of intelligent and beautiful woman.....love you Shilpa from Punjab💜

  • @dhritijain4604
    @dhritijain4604 3 года назад

    Wow the videos are superb especially shilpa👍🏻👍🏻 please translate the rupees in indian currency.

  • @rahmatullahzisan9500
    @rahmatullahzisan9500 Год назад

    What if I do not take insurance?

  • @sharaijaz
    @sharaijaz 3 года назад

    car monthly insurance is too high, i am confused why ?

  • @rashidrana1755
    @rashidrana1755 3 года назад

    Such a nice chemistry of both of you

  • @rakhee_aisha
    @rakhee_aisha 3 года назад +1

    Very Systematically explained

  • @aasimnadeem353
    @aasimnadeem353 2 года назад

    Hi mam
    Your information is very useful. Thanks for sharing your experience

  • @Venkades007
    @Venkades007 3 года назад +1

    I am sure ...you will soon be 10k as well 👍

  • @Animal1may
    @Animal1may 2 года назад

    Do u guys hv life insurance? If not must get

  • @awesomeladieswearcollectio317
    @awesomeladieswearcollectio317 3 года назад +1

    Shilpa ji Online Auditions Dijiye Indian Film Industry ke ya TV Serials ke, Lekin Yaad Rahe Ye Faisla Ghalat bhi ho sakta hai.

  • @amanmaini3484
    @amanmaini3484 3 года назад

    U guys r awsm stay blessed keep growing✌🥂

  • @RRR-le1dr
    @RRR-le1dr 2 года назад

    Madam u give to the point info which is relatable. If u continue, in the next one year u may reach 250k. Genuinely 😀😀

  • @Glamm_by_Gul
    @Glamm_by_Gul 3 года назад

    Congratulations guys 👍 for 1.3k sub. Hope you get more and more. Love from Germany 🇩🇪

  • @AestheticArmy-n9c
    @AestheticArmy-n9c Год назад

    Dear you are amazing....
    I am nursing officer in banglore government hospital from last 15 years
    I wish to go to Canada
    My salary here is 50000
    It's my husband wish that we have settle in Canada he is also bsc nurse and mba graduate what is your suggestions for me please give i am
    Confused

  • @azramusavi3467
    @azramusavi3467 2 года назад

    Congratulations! All the best

  • @mandipkaur7339
    @mandipkaur7339 3 года назад

    Best RUclips channel ever come across

  • @SathishKumar-cg8er
    @SathishKumar-cg8er 3 года назад

    Detailed one.. cool video guys..

  • @ravirana1011
    @ravirana1011 3 года назад

    Pls suggest in Toronto,Saskatchewan or nova Scotia or new brunswick if choose for diploma in accounting and finance than which options is better have better advantage in job opportunities and pr policies for my son coming after 12th is it possible to get pr after 12th do diploma

    • @chitchatwithshilpa
      @chitchatwithshilpa  3 года назад

      If anybody comes on a student visa in Canada, he/she will get work permit after completing the studies. After the person can apply for PR in Canadian experienced class category. All these provinces have different rules in giving provincial nomination for PR. After 12th, only based on Diploma, it is difficult to get PR in Ontario (toronto), but other provinces might have some special programmes based on how many years somebody has worked there after studies..
      P.S.I am not a certified immigration consultant, just suggesting based on my knowledge

  • @mannurandhawa5011
    @mannurandhawa5011 3 года назад

    Very reasonable budget.. well explained

  • @aprainaful
    @aprainaful 3 года назад

    Shilpa ji very informative video for new commer 👍

  • @baanikawatra6446
    @baanikawatra6446 3 года назад +1

    Make more videos with amy plzzz
    Luv mamu mami you guys are doing a great job keep it up 😘👍

  • @SherMuhammad
    @SherMuhammad 3 года назад

    How you make your thumbnail i wanted to know please tell me

  • @manikbadhwar_official2229
    @manikbadhwar_official2229 3 года назад +2

    1st viewer, 1st Comment ,1st Like ❤️. And congratulations for hitting 1.3K 🎉💐👏🏽😍

  • @narayanasra9822
    @narayanasra9822 3 года назад

    Nicely managed and explained 👏

  • @wakelhero6591
    @wakelhero6591 3 года назад +1

    Soon i am coming to Canada i will meet you guys...

  • @rajprema.6425
    @rajprema.6425 3 года назад +1

    Wow well explained

  • @thediamondwings6451
    @thediamondwings6451 2 года назад +1

    Madam one bedroom basement rent 1500 ho gya, canada is killing now

    • @chitchatwithshilpa
      @chitchatwithshilpa  2 года назад +1

      Inflation after pandemic. Hope it will come in control soon.

  • @hanifu9250
    @hanifu9250 3 года назад +1

    Waoooo love this couple .

  • @tabassummehta8763
    @tabassummehta8763 3 года назад

    Perfect information for new immigrants

  • @hassanqureshi7477
    @hassanqureshi7477 2 года назад

    Thanks alot lovely guidance

  • @subnrana9930
    @subnrana9930 2 года назад +1

    God blessed dear

  • @parthupadhyay5183
    @parthupadhyay5183 3 года назад +1

    good mba colleges in toronto , uspr video banao pls

  • @thebestofsonyinasmartphone1715
    @thebestofsonyinasmartphone1715 3 года назад

    Good to see u on utube channel...
    Jatin Batra