QUICK UPDATE: Hello everyone! I hope you are all doing well. I arrived in Canada about a day ago, and everything went smoothly! I made a few minor purchases, like a water bottle and other items from kiosk machines, and it all worked fine. However, I’m still experiencing errors like 'your account can now be created' with DCB Bank, as I mentioned earlier in the video. I encountered the same problem randomly just a day before my flight. On the other hand, traveling here has been a wonderful experience! I have shared some updates on my Instagram, so feel free to check them out. In the meantime, if you have any questions or need assistance, don't hesitate to reach out to me on my Instagram: ( instagram.com/reshabhgoel/ ) or you can comment below. I would be happy to help! Also, let me know what new topics you would like me to create videos about. Thanks!
Well for me I did not have any issues while doing the KYC or enrolling for it. As well as it was mentioned before hand itself regarding the interest rate slab wise. Yes, one thing which I also didn’t like was the card quality. But I think that is all cost cutting as they’re providing zero forex. Anyway I’m not a student but I’m liking their service.
Hello, I need an international debit card to register for my FRM (USA) exam. I currently have an HDFC international debit card, but it comes with markup charges of 3.5% plus GST. Should I consider applying for a Niyo Debit Card for this transaction? Additionally, I don't plan to travel abroad soon; I just need a card for my exam registrations.
Hi Rohit, You can apply for this card. It will save you money on markup charges, and it offers 5 years of validity, as confirmed by the Niyo team. Additionally, I have a great offer for you! If you're interested, use this referral link to apply, and we will both receive ₹250. Here’s the link: bit.ly/4gjVDKE (or you can also use my code: RISHA6258 )
The details given in website have important details and conditions missing, which makes it even more suspicious. Landed to your video, very useful unlike other "finance" influencers promoting the card blindly for money.
Thank you so much for your honest opinion and appreciation! Creating these videos requires extensive research and time to showcase the reality of specific products. As I mentioned in the video, I encountered issues with the KYC process. I still need to connect with the Niyo team, as the app randomly indicates that my KYC was unsuccessful due to some internal bugs in the application. 😆
According to their promises, it should work fine. I recently booked a flight in Canada using my Niyo Debit Card, and the process was hassle-free with no forex charges applied. Currently, they are promoting their Niyo Premium services, which will operate on a subscription-based model and include benefits like free lounge access.
Hi, Niyo global card provides free lounge access outside of India. Niyo cardholders can receive one free Lounge Pass per quarter by spending at least ₹50,000 outside of India using a single Niyo card in that calendar quarter. The Lounge Pass remains valid for 30 days from the date it is generated.
Niyo is fraud. Multiple reasons that I say this besides what you mentioned. Worst thing is how they evade offering Lounge pass by not letting the customer know.
Yeah! It's hard to believe! It could have been better. While I was researching, I came across some other creators who were praising the card's quality. However, after I received the card, I instantly realized that they were just earning commissions for referring it! 😆
QUICK UPDATE: Hello everyone! I hope you are all doing well. I arrived in Canada about a day ago, and everything went smoothly! I made a few minor purchases, like a water bottle and other items from kiosk machines, and it all worked fine. However, I’m still experiencing errors like 'your account can now be created' with DCB Bank, as I mentioned earlier in the video. I encountered the same problem randomly just a day before my flight.
On the other hand, traveling here has been a wonderful experience! I have shared some updates on my Instagram, so feel free to check them out.
In the meantime, if you have any questions or need assistance, don't hesitate to reach out to me on my Instagram: ( instagram.com/reshabhgoel/ ) or you can comment below. I would be happy to help! Also, let me know what new topics you would like me to create videos about. Thanks!
Very informative❤❤❤❤
Glad it was helpful!
Well for me
I did not have any issues while doing the KYC or enrolling for it. As well as it was mentioned before hand itself regarding the interest rate slab wise. Yes, one thing which I also didn’t like was the card quality. But I think that is all cost cutting as they’re providing zero forex. Anyway I’m not a student but I’m liking their service.
Awesome to hear you had no issues! Yeah, the card could have been better!
How is hdfc forex card any used this card?
Hi Nishan, I have not used any HDFC card, I just brought the Niyo card, and until now, it has been working fine!
Hello, I need an international debit card to register for my FRM (USA) exam. I currently have an HDFC international debit card, but it comes with markup charges of 3.5% plus GST. Should I consider applying for a Niyo Debit Card for this transaction? Additionally, I don't plan to travel abroad soon; I just need a card for my exam registrations.
Hi Rohit,
You can apply for this card. It will save you money on markup charges, and it offers 5 years of validity, as confirmed by the Niyo team. Additionally, I have a great offer for you! If you're interested, use this referral link to apply, and we will both receive ₹250.
Here’s the link: bit.ly/4gjVDKE (or you can also use my code: RISHA6258 )
Have You Faced any kind of problems?
The details given in website have important details and conditions missing, which makes it even more suspicious. Landed to your video, very useful unlike other "finance" influencers promoting the card blindly for money.
Thank you so much for your honest opinion and appreciation! Creating these videos requires extensive research and time to showcase the reality of specific products.
As I mentioned in the video, I encountered issues with the KYC process. I still need to connect with the Niyo team, as the app randomly indicates that my KYC was unsuccessful due to some internal bugs in the application. 😆
I have niyo global debit card
If i upload some amount and take it to singapore with me spend their it will work or not??
I just want to use for that
According to their promises, it should work fine. I recently booked a flight in Canada using my Niyo Debit Card, and the process was hassle-free with no forex charges applied.
Currently, they are promoting their Niyo Premium services, which will operate on a subscription-based model and include benefits like free lounge access.
Are they actually giving free lounge access? I saw that it would require to refer 5 people, or is it just free?
Hi, Niyo global card provides free lounge access outside of India. Niyo cardholders can receive one free Lounge Pass per quarter by spending at least ₹50,000 outside of India using a single Niyo card in that calendar quarter. The Lounge Pass remains valid for 30 days from the date it is generated.
Niyo is fraud. Multiple reasons that I say this besides what you mentioned. Worst thing is how they evade offering Lounge pass by not letting the customer know.
Oh, really? What issue did you encounter with Lounge Pass?
Bhai School waalo ne name galat daala?😂
I can feel that 😂
😆😆
Touch and feel and build quality is worlds worst quality hai
Yeah! It's hard to believe!
It could have been better. While I was researching, I came across some other creators who were praising the card's quality. However, after I received the card, I instantly realized that they were just earning commissions for referring it! 😆