EXTREME FRUGALITY IN 2024 WILL BE NECESSARY!
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- Опубликовано: 16 май 2024
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I'm introverted and I don't want to leave my house anyway😅
I am to so I understand this very well. It has its perks for sure, and to me it doesnt even feel like a sacrafice.
I'm an extrovert and I love my house. I invite my friends over!
LOL Yes! Since covid I have an excuse NOT to go anywhere. No more Disney World, no restaurants, no movies. I live in the woods 🌳 🏡 🌲 🦌 and don't need to go anywhere. 👍 Life is Good.
@@karlabritfeld7104 Now that's a great extroverted way to help save. LOL
@@SaraNorman-lv6cuHoney. If you're entertaining with food or alcohol, you are far off from saving. It's quite expensive to entertain nicely.
Just retired at almost 58 by saving a living frugally. Raised 6 kids and put all 6 through a Bachelor's Degree and paid for it myself.
Wow ! That’s amazing.
Love your channel too, Bonita!
You retired and put kids through college by having a high income... NOT through frugality. Be honest please.
Yaaasssss
Way to go mama!!!! 🥰
I enjoy life so much more now that I'm debt free. I'd rather do without so called luxury items and have peace of mind instead.
So true, well said.
Absolutely 💯
Absolutely
Partially thanks to Prepper Princess My house will be paid off in Full JUNE 2024 (20 year loan paid off in 5.) Years....AND...when my tyranny went out yesterday I was able to PAY CASH for a new to me 2nd Gen Prius for half the cost of repairs....THANK YOU for keeping me motivated
(clap, clap, clap) I don't know you, but I am so proud of you! Congratulations on your goals!
Thank you ❤@@rusticgardenretreat4892
Yeah. 🚗
@@autobotdiva9268 love my LIL hybrid
I have a friend who bought property with grape vines and apple trees. She gave me bags of each. I made apple sauce and grape jelly. As a thank you I gave her some. She loved it but said she didn't know how to do it. I showed her and she couldn't believe how easy
Because of Prepper Princess, hubby & I switched to Mint Mobile, saving $60 a month, and because I showed hubby Prepper Princess' video about cutting cable and getting a ROKU box, and even though he misses a few live sports events, he says the amount of new stuff he's found using ROKU more than makes up for it. PP has easily saved us over $150 a month.
Tips I've learned from watching PP: do your own house maintenance, stretch meat purchases, actively look for ways to save money, don't eat out, no impulse buying, plan/make Christmas presents, shop bottom shelves, look for free entertainment, etc. Don't try to "keep up with the Joneses." Basically, quit spending so much money. Do what you can with what you've got. That last sentence from PP plays in my head all the time.
Yep I stretch meat. Meat beans and rice together. One pound of meat for a huge thing of pasta
Yeah, I remember when cigarettes were about .50 a pack. When we had a glut of gas, gas stations would give away a pack of cigarettes with a fill up. When cigarettes went up above a dollar a pack, I quit. Now they are probably around 8 to 10 dollars. That's probably 300.00 a month if you smoke a pack a day. That can buy a lot of diapers and food.
You articulated this so much better then I did, so all I will say is
Ditto❤
@@Lynette-qh3twA pack of cigarettes in Australia is $30 for a 20 pack. It's all taxes
Don't eat out and waste your precious money as most restraunts and fast food are using tainted lab grown meat.
I am 36, recovering from debt and learning to become more frugal. Retirement seems unreal at the moment. 😂
Love your channel and You! ❤
I have watched most of your shows. I am in muskogee Oklahoma. I am disabled and work pt. At BBW. My rent is 379 all bills paid. I've cut out everything. I'm going to do exactly what you suggested. I don't buy anything. I've saved 1200 dollars. I'm getting myself out of poverty. I'm a 56 year old gay man.
Frugality is a life style. Consume less, waste nothing, conserve everything. Keep it simple. Line dry laundry, your fabrics will last almost forever. Plant a garden. Walk or ride your bike wherever and whenever you can. Don't eat out, cook at home using whole unprocessed foods. Don't eat junk food or drink soda. No coffee shops. Never buy a new car, drive what you got, if you have to buy, buy used. Get debt free ASAP. I love Mint, TY! Learn how Americans got by during the depression and WW2, use their adaptations. How many lights do you really need to have on at night? Put on another layer before turning up the heat. Burn free wood. Churn 'direct deposit' Checking Account sign up promotions, easy money.
Thrift stores are charging $8.00 for a used blouse. That's too much.
I agree I am so turned off because the quality is so poor.
I was turned off by that and the price of badly used books jumping up to four dollars at Savers.
@@HerAeolianHarp yes That is the thrift store I saw the 8 dollar blouses at, 5 dollars is more enough they paid nothing for.
I moved from a stressful corporate position to a part time job- making frugality no longer optional- I am discovering that I love my new simple lifestyle- I have been able to keep grocery costs lower by avoiding processed foods and cooking from scratch- I pack lunches on work days instead of depending on drive thrus- i feel much better and am not throwing all of that money away... There is joy in simplicity- wishing all a peaceful, healthy, and happy year!
Well done this is what I aspire to achieve.
Love this positive message!!!
Thrift store prices have risen dramatically over the last 2-3 years.
I mainly do everything you suggest. I watch to see if there is anything I can change or do better. Blessings in 2024 ❤
“ If you work so hard for your money, why are you in such a hurry to get rid of it?” Love it!!
3 years ago we sold our cabin and, with cash in hand, bought a rural acre. Last summer, we began building a modest Barndo Bungalow to live out our lives. Prices have GONE UP! So, last week we took out a loan to finish it. So, all our rental income and my income from 3 part-time jobs will pay it off in less than 18 months... Hopefully, a year.
Before buying a want vs. a need, I ask myself if I like my job well enough to spend x number of hours working to buy the item. Money= the number of hours required to earn it.
That's a great way to figure out spending, thank you😊
My peers and I are at an age where retirement (voluntary or forced) is within sight. Some are just now realizing they won't be able to maintain their lifestyles when they retire; they owe a little to a lot of places, including student loans, credit cards, and mortgage lenders. I have to bite my tongue at the ones who call me "lucky" to have no debt; they went on cruises, bought the latest/greatest tech, and took out loans to "consolidate" debt but didn't pay it off. It's better for those of us who have learned to live simply and frugally years ago.
I know how it is. Everyone of my relatives and several friends went far away for Christmas and go out for dinner every night. I've been forced frugal for year (single mom,no support) but now I wouldn't have it any other way. I've saved for a down payment and hoping to pay off once I buy in 5 years (want it paid by the time I retire). Instead of them paying down their mortgages, they plan another vacation. Sure I'd love that too but being financially stable in retirement is far more important to me.
I agree 100% with you… better to live simple and have everything paid off!
Amber I love your videos. I'm in the demographic you describe. I'm retired 2 years. I'm very frugal and proud of that fact.
Most people nowadays aren't like us. Watching your videos, reading the comments I feel like I'm not alone in this way of life. Thank you and keep up the great content.
I enjoy reading the comments as well. I don't find people out here in the real world who behave towards money the same way as I do---but on here, I am not alone. It is reassuring.
People were not brought up to be frugal. Frugality was laughed at. Now they're scrambling to find out how to be frugal. Thanks for all you've been saying and taught.
Hi! I’m 28 but I really enjoy your videos! My student loans are so expensive that I’m trying to cut costs to build a savings account.
The best thing you can do for yourself. Its the best thing when you become debt free its worth all the hard work.
@@sjchan3199 thank you! Yeah I can’t wait for that day 😊
Read Mary hunts debt proof living. I hope you knock that sucker out as quickly as you can. Find a way, make a way. I’m 51 and had student loans at your age. I budgeted like no tomorrow and paid them off in 2years and 2 months once I set my mind to getting them gone. I even rolled change and sent that amount in as an extra principal payment.
I had around 34,000 at the time. Having roommates definitely free’s up cash.
@@AnimalFarm341 that’s awesome! I will look up that book. I’m currently making $1,000 payments each month and planning to increase it even more. I’m hoping to have them paid off in a few years as well. Thanks for the advice!
i leave the house without my wallet now. Just phone and ten bucks. Saves me from impulse spending. Feels freeing actually.
I'm debt free but still love watching videos on savings money. Many of the tips are invaluable. I'm by no means super frugal but I really watch where my money goes. Saving is my priority now. I will be 67 and have been retired for 7 years. I worked 43 years without a break in service; only time off was vacations. In all that time I should have saved more but I'm comfortable with what I've done. It never hurts to hear other ways of stretching the dollar. When you made the comment about the person having $6 in your pocket and they needed to spend it my thought was always if I hit $6 in my pocket I want to see how long I can leave it there without spending it, lol. It's a whole different mindset 😊
What I learned from you and implemented
1. Went thru my closet, pulled out 5 pants and 10 shirts, I have not spent 1.00 on any clothes in 2 years, saving myself at least 1000.00
2. I don’t go out to eat ever unless I have a coupon buy 1 get 1 so hubby and I can go out 1 time every 90 days when he comes home.
3. I do my own lawn work 100.00 every 2 weeks savings
4. No longer pay AT&T for wireless cable, got Roku saved 135.00 every month,
5. Husband no longer eats in truck stops, instead I make dinners and freeze for him to take and put in freezer chest on top bunk, saves 200.00 per week
6. I grow a large garden and raise egg layers and meat chics , fish at lake
I didn’t put down the savings but I will going forward, I am still harvesting broccoli and cabbage .
I use the clothes soap recipe from your book and only put 1 table spoon in washer saving 16-18.00 a month in clothes soap
Thank you for what you have taught me it’s priceless when actually implemented
So you kepts 5 pants and 10 shirts? What about shorts, dresses singlets etc? 😊
@@nicod2213 I have a whole tote of shorts but I only wear them on sat and sun. I kept everything but it’s in my closet, what do I have to get dressed up for? I have them incase I have a funeral or wedding to go to. When the clothes I wear get wore out I shop from my closet lol
@danielleterry2331 that makes sense thanks, I feel like I often buy clothing I don't really want or even get overloaded and end up getting rid of it just for the reason of down sizing the clothes. So yeah trying to get out of those habits. It's a work in progress but these videos are so helpful with all kinds of things. 😉
I cried when I went through my bank statements. My spending is ridiculous and I’m ready to change. Thankful I found this channel
The best advice is 'just stop buying stuff'. Takeaway food is so expensive I can't believe people still buy it.
Bingo: If you work hard at a job you kinda are not wild about, why not pay yourself first? Take steps t get out of the situation. It may take 10 years, but start today! I'm starting year 9 of this journey. I know I am getting closer. I no longer dine out or fast food from once a week, to once a month, now to less than once a month.
My 2024 goal: to make my jobs financially unnecessary.
My wife and I are always at odds about food prep. Do we budget, plan, prepare, and consume the food we buy, or, as is her favored method, just "run out" grab some crap/fast food and be done with it. I've always been a "dine at home" kinda guy, mostly due to finances, but recently, I came up with a catchy saying. "Eat what you have, not what you want". If you really want a specific food item, plan for it, shop for it, and then make it at home. By simply reducing waste, you save $$$. And by the time you get bundled up, and make a fast/junk run, it costs you time, energy, transportation, and what do you get in return?? My grandmother used to say "Use it up, wear it out, make it do, or do without". I've never forgotten her lessons...
People are so use to being broke all the time and refuse to change
Wants are their Needs
well sister there's a lot of us here who watch you very Faithfully and over the years we've gotten to know your personality and your character quite well you wouldn't think that possible on a RUclips channel but it is truth shows so does bullshit bullshit walks so I wouldn't worry too much either about all those naysayers there's always going to be balcony people in your life who will be applauding you every way and there will always be basement people in your life who will be desperate to bring you down, your balcony people got your backand we love you so there it is
Well Said.. There it is. 😊 "Balcony people"... I Like it. 👍
I've always said... you start that car you're spending money 🤑... omgosh thrift store is my entertainment 😂...😮
Consumer debt free, working on our mortgage, frugality will make it possible. Also I fit your demographic and I appreciate listening to people who think like me.
Try to go at least 72 hours without spending any money.
I followed your advice on cable tv. We got a firestick, use only free apps, cancelled cable, asked for reduced speed internet. Our cable bill went from $217 a month down to $36 !! Thanks Prepper!!
Now switch your phone service to mint mobile for $15/month to save even more.
@@PrepperPrincess we pay less than that with Tracfone. Comes out to about $12 a month. I just love your channel.
@@sweetea7035: My Tracfone of 10 years costs me (19.99) $21.xx every 3 months for a 60 min., 90 day renewal card. The minutes carry over & add up & I've more than I'll ever use these days. Also, I bought a 40 inch TCL, FireTV last Thanksgiving for $99.99. And only use the free things on it.
As a 78 year old woman...being careful with your money is the only way to save for your future.
Have averaged less than $13,000 a year over the last three years. Will retire in May at 56 years old. My plan for retirement allows for as much as $60,000 per year, but I will try to keep it under $15,000 and Roth convert the remaining funds. Most of my hobbies are free, hiking, biking and running. Food as of now, I can still keep under $200 a month.
I’m 52, married for 23 years, two kids, no mortgage, own our two cars, have our retirement accounts from working and no credit card debt. And I used to shop a lot but I’ve become tired of consumerism. I will say that having kids does drain a lot of your money lol.. I’ve learned so much from your channel though..thank you!!
You're right about spending $200 when you leave the house. I spent about $200 last week when I went to see my son and his family an hour and a half away. I shopped for toilet paper, food and half and half and spent about $190 including gas. I rarely eat meat which has saved me a lot. I feel energetic and have gotten rid of joint pain. That has saved me a lot. On the rare occasion I do buy meat, I'm surprised how expensive it is.
I stopped helping my adult daughter with money and rides. It was jeopardizing my finances and she didn't appreciate it. She's doing fine without my help. It took me a while to cut her off completely but it was worth it. Too much drama, also.
Thank you Pepper Princess for pouring your life out to help others.
The key for me is to find things that give me the same high as shopping but are free. Spending time with friends doing something interesting but cheap or free seems to work for me. My friends want to retire some day too so they are game. Baking, free museums , thrifting, walking, ten dollar concerts, are some of the things Ive done. Lucky to live in a college town with activities.
Organize clothes swap with friends. We've had some shopping addicts both among volunteers and visitors who got their high but spend only 3€ for entrance fee. I used to volonteer for 6 months. Got TONS of great clothes for two hours of my time.
I am 80 years all and I agree on everything you say, because I lived through past world war II and that was all what we did, live frugal.
Just wanted to let you know that because you explained how you use your phone's hotspot, I cancelled internet services and run Roku on a hotspot, even though it's always in low-data mode. I saved more than $80. Thanks so much!
I do the exact same thing...best decision ever!
2024 will be no different than any other year for my finances. I always live frugally!
I love being debt free. ❤️
Im going to make cash with a few nice side hustles,tax free money is the best!😊
I found out the blood bank is desperate for Platelets. I donate every 2 weeks. They send me a gift card for a total of $80 month. I once donated for free.
I take vitamins. I am clean living, no drugs, which is important. I don't feel weak.
I buy groceries with this.
There is a list of gift cards you can choose from.
I get a Walmart card.
I live in a small town, so if you live in a bigger town they may pay you more.
Just thought i would share with anyone experiencing the hardships of increasing grocery prices.
Im in my 60's.
I work as a cashier at Walgreens two days a week. I retired from full time work about a year ago. It amazes me how much money people spend on candy and other junk food as well as expensive beauty products.
I am one of the males that subscribe to your channel. I enjoy listening to channels in the topic of finance. I am semi-retired and your channel gives me some ideas in saving money being later in life I may be just on a fixed income. Thank you for what you do to encourage us that watch with a listening ear.
I was born in 1975! I’m working really hard to be frugal in 2024. I would like to be completely debt free minus my mortgage by 2025 then I wanna pay off my mortgage by 2033, which is when I retire.
Best thing you can ever do. Good luck, you will be amazed how much bettr you feel
Why do you want to retire so soon?
Pay it off as soon as you can. Keep all that extra interest money for yourself
Being dept free is so liberating & you will be able to do so much more
Ty so much Gbu 🙏✝️🙏
I’m another 1975’er!!! We are paying off debt, AGAIN but thankfully the first round when we paid off debt, we paid off our mortgage!!! & I’m assuming that you want to retire in 2033 because you’ll be 48!!! Keep at it you’ll get there!!!
I would eat fast food 5 times a week for months. Since the start of 2024, i only eat out 1 or 2 times a month. I’ve already saved $900+!
I always remember what you have said, "Use what you already have!". It has kept a lot of money in my pocket.
You make it cool to be frugal. Ignore the duffises. Is that a word?
Dufuses perhaps.
In the 1950’s CEO’s made about 250 times the average employee. Today, CEO’s make 450 to over a thousand times the average employee. That is a big part of why many people can’t afford to retire today. There isn’t enough left over for reasonable pensions.
I was raised by relatives who lived through the depression...nothing was wasted. Everything was used, reused and used again and they had a very deep appreciation for everything they did have. I don't judge you at all. I get teased sometimes for ways I save...why are you saving that plastic bag?....my response...why should I throw out plastic bags then go buy plastic bags?
My 14 yr old dog passed away 2 years ago. I’m 46, & I’ve always had a dog since I was 9. I made the decision to not get another dog. Especially, in my dog’s senior years the vet bills got pretty high. Also, having a dog is a huge commitment. Then, me & my daughter were driving down a back country road & found the most pitiful little dog that had been dumped. I couldn’t leave him there, so we have a dog now. The 1st evening we had him, my daughter stayed home & tried her best to cut all the matts off of him & bathe him. We put our $200 Christmas money we had left to go & get food, collar, leash etc…and it came up to right under $200. He’s doing good & living his best life. He’s put on weight but I haven’t taken him to the vet yet. I know I have to go asap, but I’m dreading what the vet bill will be just for an exam & to check to make sure he’s completely healthy. All of this is putting a strain on my perfect budget that I FINALLY achieved in 2023 & stuck to it all year. This dog is the sweetest, most well behaved little boy. We love him so much & it sickens me that someone threw him away like trash in December. In the past, I would have run out, bought up everything for the dog, immediately taken him to the vet & racked up a ton of debt. I’ve had enough animals at 46 to know that he’s not in immediate need of a vet (thank goodness). Hopefully, I can do this right & b financially responsible, as well as being a responsible pet owner & giving him everything he needs & of course, add some extra toys & treats that he wants. Thanks PP for keeping me grounded.
Bless your heart! ❤
Unplug appliances that draw electricity and put TVs, computers... on power strips. Keep the heat at 60-67 degrees. Wear heavy clothes inside, blankets that are warm. And yes, water is hard to conserve, but check for any leakages.
Mint mobile is budgeted to pay once a year around $200 for the year !
Roku box and stream free channels.
WIFI is about $85/mo
It's no so much to save money on the water bill but to cut down the usage of water. Water is becoming scarce in some dry areas. Save the planet and all that😊
Yep, went to Costco last Tuesday. $70 to fill up my minivan and $130 for food. There's $200.....though the two will last me the month of January.
From you I learned the freedom and joy found in simplicity. Saving money from simplicity is an added benefit.❤
I am a 56 year old man warching your RUclips channel. Reg in Dublin ireland
In the 70's I remember getting gas by your tags odd numbered tags got gas on odd days. I was born in 1965
Yes, I remember that too. Speed limit was reduced to 55. Jimmy Carter policy.
I finally quit drinking energy drinks, soda, eating fast food. I have had the same nine dollars in my pocket for a while now. I am so surprised.😮
If you do go out to eat - find out what specials there are on certain nights and eat the specials - Mondays I can get wings for .25/each and they have free popcorn and peanuts. At another place in town you can get a large single topping pizza for 7.00. Know where to go what night and eat what the special is.
I cannot even believe the amount of money 💰 they are charging at thrift stores for things you can buy shiny and new elsewhere. I just went to goodwill today and walked out bc it was so ridiculous.
After seeing your last video, I cancelled my Netflix account. I am enjoying watching Freevee and YT for free movies. Also I used to have my hair colored (roots) every 8 weeks for $68. Last week I bought a root touch up kit at the drug store for $10. My hair looks great! I am a saver by nature, but I can do better. I thank you for these videos.
I watched three great movies on Freevee. Learned Amazon has medical clinic and sells medical prescriptions.
Someone just asked me where I get my hair colored because it always looks so natural. I told her I buy a box at Cvs( with coupons) for $3.00. She almost fell over! Lol
The money I could have saved in the last few years. Prepper Princess makes me see things differently.
I got your book for Christmas. I read it in one sitting. Loved it ...straight to the point no frills. Thank you ❤ I m a long time subscriber. By following you I was able to save $5000.00 in a year and a half. I have always been frugal but did learn a lot from you.
Well back in the 70 s there was a Gas Shortage a few years and gas was over 3 bucks a gallion !!!
Yep, I was a kid back then. I remember, here in California, you were only able to go to the gas station on whether your license plate ended with either an odd or even number.
Yup. Wait hours in line on your assigned day and they run out of gas. You now can't drive the 50 miles to work. Fun times.
Born 72’ but i remember sitting in gas lines.
I'm very interested in ecology and sustainability, but have figured up that frugality and DIY and living within your means goes hand in hand with being friendly to mother Earth. Win-win!👍
I'm retired and am considered very low income by the city I live. But because I'm frugal and grateful for all that I have, I love my life! I cook healthy food at home, keep my apartment clean and organized, and do what I can to help other people. You are a voice of sanity. Thank you so much! Love your Yellow RUclips Shirt! ❤❤❤
I know what it’s like to live in poverty and that’s why I live beneath my means.
I guess I’m one of the few that’s a dude that’s in his 20s watching your content. I save and invest 85 percent of my income.
No longer lending money to family and friends who have multiple subscriptions, cable, high cell phone bills, every kid walking around with their own cell phone, buying smokes, drinks, etc. They need to tighten their belts and live on a budget.
Same. So fckn done. My cousin never paid me back for $200 as her cruise money going with her other broke friends and she makes more money than me yet has not taken her student loans seriously and constantly spends her money on concerts/restaurants/vacations etc.
Never lend money to friends or family.... Give if needed but never lend
@@Ms.MD7 Yeah, I forgot to mention their trips to restaurants, shopping, and vacations.
It's ok to help people who are starting out, but not those well into adulthood. Their bad decisions are not your problem.
You are right about leaving the house and costing you. Holy Moly! I buy the exact same things at Sam's Wholesale every 3-4 months. Basics. No fluff. toilet paper, laundry detergent, napkins, butter, etc. $276. I always check coupons and better deals. We are 3 senior citizens in one household scraping by. We are fine.
I don't see how anyone could think they are enjoying their lives when they are so far in debt for their "wants" that it becomes like a cinder block around their necks. Debt made me stressed out all the time when I had it. I would rather be frugal all of my life & pinch pennies than live under that type of stress again.
I have taking so much of your advice to heart! Love your videos!! I cut my own hair, do my own nails, and eat out maybe once every couple of months. Did not pay any interest in 2023 on credit card. I’ve been decluttering for the last three years and I’m in the maintenance mode now in 2024. Debt free other than mortgage. I could go on and on! Thanks for all your tips!
Actually - I just like your podcasts. I like you. You are smart and positive. I love your house and I do not think you are fake. I think you have worked very hard in life, saved, and done smart things with your money. I am an older woman (almost 60) and I have never been a saver - still don't save - but you inspire me to make the most of my income, especially when it comes to food. Why not? I am not in any debt and I have more than enough of everything I need. I do not own a home (never have) and I rent an apartment which I love. My mind is at peace. I believe your mind is at peace as well. Just two different people leading two very different types of lives - but both still good and inspirational in their own way.
There were gas shortages in the 1970’s. Waited in lines forever. It was no fun!
I said I’d stop smoking when they reached $10 a packet - now they are well over $30 and only retirement stopped me smoking - I just could not afford it even if I stopped eating completely so I started vaping and eventually stopped completely. Now I think of all the money I’ve wasted but like you said … the price of stuff just increases and we keep buying. Now I save every penny and actually am richer now than ever before in my life even though I had a really well paying job. I learnt the lesson at 60, ten years on and I’m happy and comfortable! Thanks for your advice too!
For me, luxury is a "pick your poison" situation. I have no problem foraging, raising vegetables, and dumpster diving to save money on food, but I buy 'quiet luxury' clothes (from re-sellers like ThredUp, RealReal, and eBay, of course). Jill at "Living on a Dime to Grow Rich" has eliminated spices from her kitchen. Uh, no. I eat shrimp, cook with wine, use spices and still manage to eat for less than $100 a month. You have your dream car (which is also, I'm happy to say, a very practical choice). You can be super-frugal and still enjoy life. You can have anything you want - you just can't have everything you want. Prioritising is key!
Absolutely! Simplicity, creativity, healthy relationships, being of service and gratitude are the elements of a happy life and they don't cost a thing.
41, debt free for 10 years and a high earner but I pinch pennies til they cry. I’m just paranoid so I hoard wealth in case I can’t work one day, also consumerism is horrible for the planet and “stuff” will never be a replacement for peace, joy and love. I work hard and smart for my dollars, each one is special to me so I know what each one is going to do
I'm thankful that I've been putting 50% of my income aside for a few years now as things happen beyond your control. I've been off work for 6 1/2 months now due to the writers/actors strike (accounting dept)and I'm finally starting work in February. You've got to be prepared for these times, so your right on track. Save and be thrifty in the good times to prepare so you can survive the bad ones.
I totally agree with you. A car accident put me into early retirement. If I had not had my house paid off, then I would not be living the life I lead. I am very thankful to the Lord, and to my parents for training me to save, spend wisely and know the difference between a want and a need. Good luck to you this year.
good luck with your new position! I hope it works out for you!@@slbaker63
@@slbaker63 I’m proud of you - very clever! Better days are ahead, I’m sure
i thank you for your exuberance 🎉
45 years old here. I enjoy frugality 😊 and I believe in PP. ❤
I’m debt free including the house not easy but worth it. No credit cards. Still shop yellow labels - half the price on meat. Enjoying my holidays though if I couldn’t afford them I wouldn’t be doing them.
I bought a slow cooker and use it weekly, inspired by you. This cut my grocery bill a lot. Laundry tips and the cheapest shower gel, shampoo. Not buying new clothes except for socks and underwear, bras. All from your videos.
Hi ...im 35 and I love your channel! My friends dont understand me being frugal because they waste so much money on crazy stuff,fast food ,clothes,etc....but id rather have my money saved ...most of them have no savings and couldnt survive an emergency..i own my own home and my cars are paid off..no credit card debt...thankyou for all your great advice..your are awsome!😊
The Dutch invented copper wire. It happened when two Dutchmen found a penny at the same moment.
I am in the demographic you mentioned and retired. I learn something everyday. Most of my friends think I am strange. I live on a budget. If I want to go out to eat with friends I must budget for that. The concept is foreign to most people I know. I had 1 friend that actually laughed at me a couple years ago but now is hurting. Why signed for childs student loans and after 5 years trying flunked out. No degree.
Get out of debt and stay out of debt--Forever. That is job one.
I picked up a pair of jeans at Walmart in December on clearance for $2!! I often buy clearance clothing for less than what Goodwill charges in my area.
Sadly in Canada Walmart is not cheap for clothes....I can still find a pair of jeans at Goodwill, non profit on Canada for 6 to 8 dollars, Walmart is far higher than that.
And at thrift stores we don't get charged tax at the till, the price on the clothing is just what we pay.
People are buying so much at all thrift stores that they have jack up the prices... Reseller are getting it for nothing and saleing big time money ..On Ebay and other resell places..🤦
Too bad this wasn't taught in school as a mandatory course
Yep. Frugality is necessary for us especially after what we’ve experienced since December 10, 2023. We were hit by a tornado that day. Our damages are moderate. Approximately $15,000 then $500, $800, $1474 and $1661. So let’s say $19-$20k. Our homeowners only wants to reimburse us for $3500. Our contractor is going to bat for us. He’s calling them out on ALL the areas they’re leaving out. So…praying they will increase their reimbursement. We don’t expect to 100% but their measley amount is ridiculous and should be against the law.
I had to have sewage work done in 2022. It was $19879.00 and none of it was covered by insurance so I understand. I hope your insurance coverage covers a lot more than the $3500.
64 year old and loving my Retirement decided to Retire at 62 my Cowboy is 83 Retired, we are SO happy raise 8 kids, 2 are living with Jesus and 4 have blessed us with 22 Grandchildren ❤
I find that I have always been a bargin shopper. I try to get markdown meat. Also I shop groceries stores that have cheap food, like past date food. Just because food is past date does not mean it is bad. My husband and i used to live in PA and they had a big grocery store that had food that was fresh and then food past date. We saved so much food that way. Mark down racks are a blessing. I have shopped at thrift stores since I was 18 till now I will be 56 in June. So I have found many ways to survive and keep a nice standard of living. Even when my husband and I were considered poverty level when he was in the military we lived in Military housing, Our housing , utilities and medical was taken care of by the military because my husband did not make a lot monthly in the military. We drove a super old beater car. Then I could stay home with our kids and we lived off one income. I did not feel poor. Our needs were all met we just did not have money to spend all the time on non essentials. Here and there we could go do something when gas prices were cheaper. Like take a drive. So there are ways to survive. It is just realizing what is a want and what are needs.
Hi Prepper Princess
I think a big chunk of your subscribers being over 55 women is because statistically, they can be the poorest group in society, if they've become divorced are at risk of homelessness etc.
Others like me, just like hanging out with like-minded people who we can take inspiration from! Thanks for your great video today.
G
Disconnected cable TV, have Roku, watch a lot of DVDs and read books from the library, make my own coffee:) all tips I learned from watching your videos. Thank you:)
Maybe if people figured how many hours they had to work to buy an item it wouldn't be as appealing.
Best words of wisdom I ever heard”set your priorities and learn to say no.”. And that includes saying no to yourself.
My husband died recently. He thought he was entitled to more like you said. When he died he left me with $75000 in credit card debt and 100000 in car debt...plus many many other bills and our home in foreclosure and the utilities so close to being turned off.....and he had sold ALL the insurance policies including mine....except for a small one that barely covered his cremation yeah being entitled is hard on you...but if something happens....it is HELL on WHEELS for the ones left behind...esp if you own a business as he did and was in debt to his eyebrows and beyond, including to the government....and I am trying to dig my way out on survivors benefits from social security.
Sending you hope, love, blessings
@@doricetimko5403 ty much
Claim bankruptcy
I was born in 1946. The people who adopted me lived through the ww1 and the great depression and taught me a lot how to save ,,,,also how to make needs in stead of going out and buying it,,,I knit ,,,I crochet,,, I sew,, need material go to thrift store buy old sheet's
I did switch to Mint a couple years ago and I love not having $100 a month cell phone bill! I've also paid off all my debt save the plumbing. Next is tackiling the clutter I have and not making more clutter!
Funny you say don’t leave the house. This weekend I was avoiding going out because you actually can easily spend 100 and come back with nothing. Yay I saved 100🎉
I’ve said that all this year !!
I don’t want to go to town because no matter what I get or not , it’ll be a Benjamin 😆👎🏼
Well you didn’t save it unless it went into a high yield savings account lol