What is an IVA? Can It Help You Deal With Your Debt? - StepChange

An individual voluntary arrangement (IVA) is a formal agreement allowing you to make affordable payments to your debts, usually over five or six years. At the end of your IVA any unsecured debt left is written off. Check if you are eligible and how to apply online at www.stepchange....
You can only get an IVA with the help of an insolvency practitioner. We are an approved organisation to manage IVAs and will support you through the process.
If you're struggling with your finances don't wait to ask for help. Use our free online debt advice tool today and take the first step towards changing your situation. Start now at www.stepchange...
StepChange Links -
Our website: www.stepchange...
Twitter: / stepchange
Facebook: / stepchangedeb. .
Instagram: / stepchangech. .
TikTok: / stepchange
We provide the UK’s most comprehensive debt advice service. Since 1993, we've helped 7.5 million people with debt problems take back control of their money and their lives.

[@fatbelly27]

So it's bankruptcy for those who want to protect an asset such as a house ir possibly a car

[@indie9281]

Does mortgage count as a debt? Where was this video when I was unemployed for over a year 😭

[@EmilyMorrow-g7x]

531 Alize Extension

[@bertiebongo]

iva's are only suitable for those who own their own home or have assets. there are cases where people have paid 1000s into their iva and ALL that money has gone in fees to the company and NONE has gone to pay off their creditors. TAKE INDEPENDENT FINANCIAL ADVICE BEFORE ENTERING INTO AN IVA

[@paladin1066]

@@D-Bunker-zv1bj this company is not a charity, it is a DCA. Not one single payment they take is owed. Legal idiots such as yourself, with no knowledge of Banking, of course, know no better.

[@KennethRodriguez-c2n]

Buckridge Plains

[@SurreySamuel]

456 Sporer Heights

[@EricMoore-l1g]

Trinity Ford

[@MaryBeckfield-c6j]

Greenholt Radial

[@TheresaHickman-c4s]

Mitchell Prairie

[@DoyleGrace-t7t]

Bergnaum Manors

[@DennisLove-b7f]

Champlin Manors

[@AnthonyMoore-j8p]

Marks Harbors

[@DanMacabeo-x3z]

Quigley Brook

[@AmyWilliams-n1d]

729 Lindsey Crossroad

[@SandraMoore-b6v]

053 Dawn Junctions

[@PaulLee-n1q]

24296 Gracie Cove

[@SpenserPrudence]

7336 Bartell Greens