Medicare Initial Enrollment Period - Sign Up for Medicare at Age 65
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- Опубликовано: 26 сен 2024
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Medicare Initial Enrollment Period
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🎥 Welcome to Medicare on Video's official RUclips Channel 🎥
I am Keith Armbrecht founder of Medicare on Video and I help people across the country make the right Medicare choices.
➡️ If you are turning sixty-five or retiring and if you are coming into Medicare, then you know that there are a lot of choices. That is why I am here and why I have created this channel.
I want to be able to help you understand what Medicare is and what are the best options to choose. There are so many confusing options that a lot of people struggle to understand.
➡️What you will see on my channel:
✔️Medicare Supplement Plan
✔️Difference between Plan G vs Plan N
✔️When You Can Enroll into Medicare
✔️Social Security Information
✔️And more
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Impressive insights! Your expertise shines through your content.
Thank you I turned 65 in April but am in excellent health and am still employed full-time in U.S. aerospace defense. I have great insurance.
When I turn 67 I can work full time and collect full Social Security with no penalty! If my great health continues I desire to work until I'm 72 (bank all extra money) then retire! How do I handle Medicare then?? Blessings to you for any answer you may give!!
Hi Rachel! As long as your employer has more than 20 employees and your insurance is employer-sponsored, you won't have to do anything with Medicare until you retire and leave that insurance. At that point, you will have your employer complete the L564 form to submit with your Part B application to prove you had creditable coverage.
I have been using the VA medical system for a while now how does turning 65 and Medicare affect me?
Thank you for your wonderful video Keith so informative I really appreciate all the work you put in so concise and easy to listen to. And thanks to Henri for calling me back so quickly and helping me out with the electronic paperwork, I appreciate you both!
Sharon, I am glad you were able to connect with Henri! He is very knowledgeable and a great member of my team!
Website shows me automatically enrolled in a and b. The paper with my card on it has a mail in opt out of b card
You will be automatically enrolled in both Part A and Part B if you are drawing Social Security benefits prior to age 65.
Thank you Henri Pregaldin, for once again coming to my aide immediately when I asked for help changing my plan. It is so wonderful how quickly you helped me make the right choice for me. Do not know what I would do without you!
Im turning 65 in August and am already on SS. How long, or when do I have to sign up for a part D plan, since I'm going reg MC with a supplement?
Once you have your Medicare number, you can sign up for a Part D plan.
@@MedicareonVideo
Yes, I have the number, but I'm still deciding and don't want to be penalized.
Exactly how long do I have? My part A and B officially starts August 1st of this year.
Is the time requirements for signing up for part D the same as signing up for a supplement plan, 3 months before, the month of, and 3 months after your birth month?
Is part A automatic?
I do not want anything else.
Part A is no longer automatic. You can apply for just Part A and Part B later.
@@MedicareonVideo Thank you for clarifying 😊
Very informative, thank you. I have a question and I apologize if it has been covered in the video and I missed it. I turn 65 in November but I am staying fully employed for another year. I have health / dental vision coverage through my job so am I correct in thinking that I only have to enroll in Medicare Part A until I fully retire?
Hi Mick- as long as your employer has 20+ employees and your insurance is active employer-sponsored group insurance, you can delay your Part B until you retire. That would qualify you for a Special Enrollment Period (SEP). You don't have to enroll in Part A now, but there is no harm as long as you are not actively contributing to an HSA account.
@@MedicareonVideo thanks for the speedy reply. There are over 20 employees where i work so that part is good. I do put $200 a month into my HSA account at the moment so would it be sensible to cancel that and enrol in Part A or just wait till i fully retire at the end of 2024 and then apply for medcare?
@@Mick-23225 No need to start Part A. Better to just wait until you retire.
I'm gonna be working and have healthcare at 65. But I still need to sign up for medicare part A right?
Wondering the same thing
You do not have to sign-up for Part A. There isn't much benefit in not signing up, unless you are contributing to an HSA account. You can, however, delay both until you come off your group plan.
@@MedicareonVideo Confused 😳 you have to sign up at 65 or face a penalty even if your working to 67 like SS wants? And yet at the same time you don’t have to sign up until you retire 😳. 67 and 8 months won’t they say “Sorry your penalized because you didn’t sign up at 65?
@@davidrigoni8231 You are not penalized as long as you have creditable coverage at work.
@@MedicareonVideo So if I am working past 65 and have creditable healthcare I should sign up for medicare part A? its free right? And there is no penalty....? I'll be contacting one of your agents in a couple months .
So I signed up with you guys, and now I'm disappointed with the person you assigned to me. How do I get someone else to represent my needs?
Dear [User],
Thank you for reaching out to us and expressing your concerns. We apologize for any disappointment you may have experienced with the representative assigned to you. We understand the importance of having someone who can effectively represent your needs and provide the assistance you require.
To ensure that we address your concerns promptly, please contact our customer service team at [contact information]. They will be able to assist you in reassigning a different representative who can better meet your needs and provide you with the support you are seeking.
We appreciate your patience and understanding, and we look forward to resolving this matter for you.
Sincerely,
[Your Name]
Medicare on Video
Please send me an email - keith@medicareonvideo.com
@@MedicareonVideo I'm VERY happy to report that not only did you address my concerns, you saved me $20/mo. in the process! Thank you (and Henri)!
Julia Jones helped me so much getting through the complicated process of Medicare enrollment. I am very satisfied with the plans we have agreed upon and feel confident that they are the right one’s for me!!
I still don’t see, if you are healthy and not taking medication why would you want to pay 510 in the three months after your birthday if you don’t have to.
Most of these RUclips videos on Medicare make you more confused than you already are
I tried the website but I'd rather wait for automatic enrollment when I'm 70. Jeez Louise that site is a doozy.
Thank you for your comment! I understand that navigating the Medicare website can be overwhelming and time-consuming. While automatic enrollment at age 70 may seem like a convenient option, it's important to note that Medicare eligibility typically starts at age 65. Waiting to enroll may result in penalties or gaps in coverage. However, I'm here to help make the process easier for you. If you have any questions or need assistance with understanding your Medicare options, feel free to reach out.
I asked a Democrat, "Which is the bigger cause of Americans voting against their own best interest, Ignorance or apathy? His answer was, "I don't know, and I don't care."
Especially funny since the reality of it is Republicans who vote for politicians that want to twilight Social Security and privatize Medicare which would be disastrous. Hopefully someday (probably not in my lifetime) Americans will wise up and demand cradle to grave healthcare in return for their hard earned tax dollars along with the many other government benefits that the rest of the world's taxpayers enjoy in the industrialized western nations.
What an ignorant reply! 😂 123-Let’s Go Brandon!!!!!!!!
@@rmortimer4112Let's Go Dark Brandon!!! Best economy in the world thanks to Bidenomics!!! Best US GDP/unemployment since 1960s and markets at record highs. Americans have more money in their 401k's than ever before in history