In your 40’s with no savings or investments? Here’s what to do!

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  • Опубликовано: 7 ноя 2024

Комментарии • 37

  • @chadgriffith1969
    @chadgriffith1969 11 месяцев назад +61

    Most Americans find it hard to retire comfortably amid economy crisis. Some have close to nothing going into retirement, my question is, do I pay off mortgage as a near-retiree, or spread money in stocks for cashflow? I'd love to afford my lifestyle even after retirement?

    • @heatherholdings
      @heatherholdings 11 месяцев назад +2

      as most investing-related questions, the answer is relative and quite personal, its best you consider advisory management

    • @Johnny-se8hk
      @Johnny-se8hk 11 месяцев назад +1

      referral please...

    • @fromthebirchwood
      @fromthebirchwood 11 месяцев назад +2

      @maria_casey your response suggests a person of benevolence, curiously inputted her full name on my browser and immediately came across her consulting page, top-notch qualifications... very much appreciate this

    • @kimwieczorek1879
      @kimwieczorek1879 11 месяцев назад +1

      Pay off mortgage❤

    • @oliverhopkins8074
      @oliverhopkins8074 10 месяцев назад

      Bot bot bot. Bot hell. Delete this

  • @_davidturner
    @_davidturner 11 месяцев назад +98

    How do people manage in retirement since 401ks are nothing to write home about? My 800k turned to 250k in no time. Im 54, will I work till God calls me?I.

    • @benalfredo
      @benalfredo 11 месяцев назад +1

      I worked until 65, I was at the top of my income game, liked my work, and we could both go on Medicare. I ALMOST fell into the “only one more year” trap

    • @clintscott3300
      @clintscott3300 11 месяцев назад

      How did you apportion saving, investments and expenditure?

    • @benalfredo
      @benalfredo 11 месяцев назад

      Finances: 35% in 5.25% secure, 40% stocks, 5% cash, 10% gold/silver, 5% Series I Savings Bonds, 5% “play” stocks (TSLA, HD, CCL). Key: NO debt. I don’t need my RMDs, thus, take as QCDs. This is a unique portfolio as apportioned by my fa.

    • @_davidturner
      @_davidturner 11 месяцев назад

      Who is this person you use? And roughly how much do you pay for this service?

    • @benalfredo
      @benalfredo 11 месяцев назад +1

      Each portfolio is peculiarly apportioned according to your taste and sentiments, but Monica will straighten you out if you work with her in particular. I have a portfolio of almost a million and her aum exceeds 500 million, you will be charged a negotiable fee in form of commission

  • @jeffjohnson3620
    @jeffjohnson3620 Год назад +7

    What happens when you in your mid 40’s in 2023 listing to retirement suggestions from a guy on tictok wearing a wired headset?

  • @Krossd1
    @Krossd1 2 года назад +8

    Thankfully im only in my 20s with no saving or investments mate!!!!

  • @Jeanrussio
    @Jeanrussio Год назад +22

    Private investing has over time from my observations the best way to go about the mrkt right now, especially for near retirees, I've been in touch with a wealth manager for awhile now netted 370thousand this downturn, made it clear there's more to the mrls than we average joes even know

    • @jiyadavi
      @jiyadavi Год назад +2

      I am nearly 50, hubby is 57. We have started to save to retire from the farm, and possibly live on rental income, I just subscribed really appreciate you to talk about how to earn passive income online and retire comfortably, let’s say $4M.

    • @DrAlfred
      @DrAlfred Год назад +1

      Having a fduciary is essential for proper portfolio
      diversification to make gains.
      My advisor is Kayla Tabitha Rodrigues who is easily searchable and has
      extensive knowledge of the financial mrkts.

    • @bradlucass
      @bradlucass Год назад

      Grateful hrt. Needed this myself. I'm frustrated by the current economy. I have sent her a message, and I hope she gets back to me soon.

  • @bobbybeef69
    @bobbybeef69 10 месяцев назад +1

    Pretty bad advice to not take on more risk if you're starting with 0. You have 25 years ahead until age 70 for a 45 year old. You don't need to be buying NFTs, but you will not save your way to a comfortable retirement if you're starting with zero at 45. You can take on risk appropriate for a 45 year old looking to retire at 70, but not taking on risk when stocks will in all likelihood rise considerably over any 25 year stretch starting with zero is not it. Good old fashioned VTI needs to be at the core.

  • @andersoncoinandbook
    @andersoncoinandbook Год назад

    I love that you’ve transitioned to financial advice from skating. I’m 40 and tuned into my direction over the past couple years. The fact you’re a past influence and now can continue being a good influence is freaking sweet haha

  • @mattstanbridge
    @mattstanbridge 2 года назад +2

    Look forward to it. I'm 53 and started 'preparing for the future' a bit late. I've enrolled on a trading course and started learning how to trade with commodities and the forex. Haven't learnt anything yet, just familiarisation with mt4 and Trading View. I hope it works out, it feels like this is my last hope.

  • @richiefingers1
    @richiefingers1 8 месяцев назад

    I'm suing this guy! He got this advice off my 10 year old son!

  • @colinmeyerson6683
    @colinmeyerson6683 2 года назад +2

    This is awesome dude. I've been looking into investing and I've been watching you since In Bloom. So yeah dope haha

    • @luizmac1484
      @luizmac1484 Год назад

      Which you roll with more? Stocks or crypto?

  • @armandoweckmann5699
    @armandoweckmann5699 Год назад +1

    I'm 42... I barely started investing in etf stocks a year ago... I am super behind. I am investing 25% of my income income. Hopefully, $2,200 per month helps my case. I have 20 more years to invest 😮

  • @Unikadanceevents
    @Unikadanceevents Год назад

    What is the full video called

  • @aliagarcia-rt8xr
    @aliagarcia-rt8xr 8 месяцев назад

    Not sure if 1

  • @summerrr1
    @summerrr1 Год назад

    I can’t believe that this is the guy from Skate More. He grew up.

  • @ChrisPolinsky
    @ChrisPolinsky 9 месяцев назад

    3 all day

  • @aliagarcia-rt8xr
    @aliagarcia-rt8xr 8 месяцев назад

    No#😊

  • @aliagarcia-rt8xr
    @aliagarcia-rt8xr 8 месяцев назад

    #no

  • @MrSilentSneaky
    @MrSilentSneaky 2 года назад +1

    Do a kickflip

  • @Abraham.Lincoln22
    @Abraham.Lincoln22 9 месяцев назад

    Too late

  • @Kisses8
    @Kisses8 Год назад +1

    Then you die unexpectedly. So better work and enjoy every moment of your life and save a little