The Financial Freedom Formula To Change Your Life

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  • Опубликовано: 27 янв 2025

Комментарии • 73

  • @tranquilityhub9523
    @tranquilityhub9523 Год назад +13

    WOW, what a great video!! This is exactly what people should be watching RUclips for. This financial information is priceless!!! If you can't get inspired and fired up to "go get it" after watching this one, you can't be helped. Please keep sharing your journey!! I'm surely Inspired. Better than most College Courses. Again, WOW!!!
    Thank You

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +3

      Thank you soo much Bag Chaser! Those are the exact reasons I feel the need to share my journey b/c I also never knew these things either! I really appreciate this comment fam 🫡💰

    • @tranquilityhub9523
      @tranquilityhub9523 Год назад

      @@Ralphmeansbiz Yes Sirrrr, your a real one!!! Appreciate You!!!

  • @djwashx
    @djwashx 11 месяцев назад +5

    Great video all around editing visualization 100!!!!!!!!

    • @Ralphmeansbiz
      @Ralphmeansbiz  11 месяцев назад

      Thank you so much! Glad you enjoyed the content & thanks for watching 💯

  • @THEDMONEY415
    @THEDMONEY415 5 месяцев назад +3

    😂 story of my life rn!

    • @Ralphmeansbiz
      @Ralphmeansbiz  4 месяца назад +1

      We all go through it brodie! You got this though! 💪🏾💯

  • @janetbowens4316
    @janetbowens4316 Год назад +9

    Man I’m loving all of your videos, your delivery is perfect it’s not loud and over the top, I’m learning a lot from you keep send great information

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Thank you so much! I’m glad you’re enjoying the content & hope you stick around for more! 😁

  • @dreamerhelmet1963
    @dreamerhelmet1963 Год назад +4

    Bro I’ve watched ur old video over and over. The one about steps to take to get that bag! I’m in that shitty spot u where in right now. I work 7-530 Monday through friday. I am saving some money though

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +3

      Thank you family! 🙏 Yeah, run it back as many times as you need to follow the blueprint! 🫡
      Saving the work checks & getting the credit repair is really the most difficult part of the journey. But once you overcome it, you are GOLDEN! 💪🏽💰

  • @koolkatgriff2239
    @koolkatgriff2239 Год назад +2

    I'm so happy I found your channel.

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      So happy that you’re here! Thank you 🙏💯

  • @Iwilldoyes
    @Iwilldoyes Год назад +1

    Nice video.

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Appreciate that champ. Thanks for watching! 🫡💯

  • @cimonlovess9913
    @cimonlovess9913 Год назад +1

    🤌🏾✨💙
    Gold!! Thank you!!

  • @wealthwisdomworks
    @wealthwisdomworks Год назад +4

    Congratulations on your success! New subscriber here. Looking forward to seeing more of your videos.

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +2

      Thank you fam, appreciate the sub! Hoping I can provide you some value by sharing my experiences along the way! 🫡💰

  • @carshierge
    @carshierge Год назад +1

    Real recognize real! Great video!

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +2

      You know it fam! I definitely appreciate you tuning in 🫡💰

  • @STARSENMT
    @STARSENMT Год назад +1

    Lol I love 1:26. & 3:07 is such a optimistic way to look at paying off credit card debt. My personal credit score isn’t terrible, a 683 because I pay at least the minimum every month but thank you for teaching me that utilization is just as important. You bring something very unique to the influencer market which is a College level/more in depth education.

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Wow, thank you so much. That is a huge compliment. I'm also glad you got value from the content! Hope I can continue to serve my community with gems to help them become more successful. Thank you for being here Bag Chaser! 🫡💰

  • @divineauto12
    @divineauto12 Год назад +1

    Awesome journey Ralph! 🤙🏼
    Keep dropping gems bruh.

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Thank you fam! Appreciate you tuning in, let’s run it up! 🫡💰

  • @Kyleripkenjr
    @Kyleripkenjr Год назад +1

    Jewels @11:34

  • @Simplewisdomwithandrea
    @Simplewisdomwithandrea Год назад +2

    You are a blessing to the RUclips algorithm. :) I'm sharing this with all that I know! you so much. Congratulations, Ralph, on getting FREE! I can hardly wait. Lol. Do you have a suggestion for accurate FICO scores? I have Navy Fed secured and Capital One unsecured, but utiliazation is high. I am going to stay focused though. You have truly inspired me!

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Thank you so much, I’m really glad I was able to inspire with my journey! 🙏
      Those are great accounts to have. Get that utilization down some, maybe some AU tradelines, & you will be right there! 💪🏽💯
      Also, IdentityIQ is by far the best credit monitoring service. Check them out: member.identityiq.com/sc-securemax.aspx?offercode=431278P8

  • @AB-hv7ks
    @AB-hv7ks Год назад +1

    This was a great video. So honest and realistic. Thanks!

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Thank you so much. That is exactly what I strive for. Appreciate you watching 🙏💯

  • @Ralphmeansbiz
    @Ralphmeansbiz  Год назад +3

    What phase are you in within the ‘Financial Freedom Formula’??? Let me know 👇🏽

    • @dreamerhelmet1963
      @dreamerhelmet1963 Год назад +2

      Credit repair. My score is now a 614 so it movin up and that perfect

    • @TheLastSatoshi
      @TheLastSatoshi Год назад +2

      Trying to get my credit repaired now. Is there a company that you recommend? 🤔 I’m trying to delete a bankruptcy

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      @@dreamerhelmet1963 nice! You’ll be there in no time! 🫡💰

  • @Kyleripkenjr
    @Kyleripkenjr Год назад +1

    Hey Ralph at what point did you read Rich Dad Poor Dad! That book changed my mindset back in 2014. Coming from Philly I had no knowledge of how to become financially free. Understanding the difference between assets and liability was foundational mindset game changers for me!

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Back in 2018. That was probably one of the first things that helped changed my mentality on this journey. GAME CHANGER! 🫡💯

  • @StephanJGreen-pd3sq
    @StephanJGreen-pd3sq Год назад

    Great content !

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Thank you so much. Appreciate you watching Bag Chaser! 🫡💰

  • @eugenerobinson3870
    @eugenerobinson3870 Год назад

    It was the sports betting for me

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Aye bro tell me I’m lying!? FanDuel had me in a chokehold 😭

  • @HailSagan22
    @HailSagan22 Год назад +1

    What would you recommend in this case:
    Personal credit declared bankruptcy 1 year ago and credit well on its recovery with 8k in personal credit, 0% utilization. 680 score and small loan paid off just now
    I want to launch my business asap
    I heard there are ways to remove the derogatory mark on my personal credit. Should I bother paying tons of money to get that cleared or just keep patience as it recovers since the business credit is where I will be able to actually launch.

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Good question. It all depends on how the banks feel about that bankruptcy. I would build relationships with banks in the meantime regardless while still trying to get that bankruptcy off your report.
      By the time both tasks are complete, you’ll be more than ready to get funding for your business!

  • @debramiller4340
    @debramiller4340 Год назад

    how do you list your caron turo

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Check out this video where I discuss TURO specifically:
      ruclips.net/video/oaCXsTfM-N8/видео.html

  • @Mr.B_Gambles
    @Mr.B_Gambles Год назад

    Right now I have a 600 score $17.5k in cc debt no lates just max usage because of family emergency would you have any recommendations for a debt consolidation loans?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      I’ve honestly never did one of those. I would just start focusing every single dollar you have to paying the debt down.
      As you pay the debt down & get more credit, over time you will be in good shape instead of just shifting the debt.

  • @Mr.JustKeepGoing
    @Mr.JustKeepGoing Год назад +1

    How much money did you have in your business account at the time of applying for the GO BIZ rewards card?

  • @RichDJ
    @RichDJ Год назад

    Great content❤. I have a question about Turo. My wife has a LLC related to her youtube channel and blog. Can she use the same LLC to start her Turo business? I mean can she add Turo to her business because she got those business credits from her RUclips LLC?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Thank you for watching Bag Chaser! 🫡💰
      Technically, she could use the same entity. Using a DBA is also a consideration. It really comes down to what works best for your tax & liability goals.

  • @CelestialHarmony444
    @CelestialHarmony444 Год назад +1

    what credit repair company did you use to fix your personal credit?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      My folks over at Takeoff Financial -> tinyurl.com/bdeafv83

  • @iyona14granturismogt6gtspo7
    @iyona14granturismogt6gtspo7 4 дня назад

    Yo stop playing I'm in Harrisburg!

  • @vibesaddickentertainment9777
    @vibesaddickentertainment9777 Год назад

    Whats your NCIS code for your rental car business ?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      My company isn’t a car rental business. That’s only one arm of the business.

  • @lacondriacollier7938
    @lacondriacollier7938 Год назад

    What credit repair service did you use?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      I work with my team over at Takeoff Financial. If you're looking for credit repair, definitely check them out: tinyurl.com/3db2aeph

  • @Kyleripkenjr
    @Kyleripkenjr Год назад

    💪🏿

  • @louisziegler3690
    @louisziegler3690 Год назад

    Do you mentor people?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      Yes, I do offer mentorship/coaching on a limited basis! 👍

    • @louisziegler3690
      @louisziegler3690 Год назад

      @@Ralphmeansbiz limited basis?

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад

      I don’t mentor just everyone who asks, limited basis.

  • @Bigdaddychelle
    @Bigdaddychelle Год назад +1

    🚀🚀🚀🚀🚀🚀🚀🚀

  • @mouthfulacoque3580
    @mouthfulacoque3580 Год назад

    bro really just said he paid for a virtual office like tf

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Still do 🙃 thanks for watching!

    • @sharpaf310
      @sharpaf310 Год назад +2

      I’m thinking so he doesn’t have to use his personal info foe the biz

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +2

      Yessir! 💯

  • @Kupawater
    @Kupawater Год назад +1

    Congratulations! I could use your help as well as help you grow your business we should chat soon.🎉🎉🎉

    • @Ralphmeansbiz
      @Ralphmeansbiz  Год назад +1

      Thank you Bag Chaser! Check out the website link in the description to schedule an 1:1 session! 🫡💯