Understanding Single & Split Deductibles for Commercial Property Insurance

In this video, we delve into the increasingly common practice of applying split deductibles for wind and hail damage in property insurance policies in Illinois. Whether you own a home, condo, or business, understanding how these deductibles work can significantly impact your financial planning during storm damages.
We explain the difference between 'all perils' deductible and 'wind/hail' deductible, and how they are calculated based on the replacement cost of your property. Learn the financial implications of these insurance policy changes and how you can prepare for them.
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