Well 1st- CONGRATS on the engagement 😃 Also, Thanks for uploading this vid, myself (& others) in the researching stage/phase... And if anyone else is interested, this guy doesn't appear to work for James Allen, it's not a paid ad video, this is a genuine customer with truly amazing, impressive results. So far James Allen is in the lead- BY A LONG SHOT! Fyi- Thank you for that info on Jared & their color clarity.
Your diamond actually does not have a cut grade since it is a princess cut. GIA does not give out cut grades for shapes other than the Round Brilliant cut. You are mistaking Symmetry and polish for a cut grade which it isn't. You are correct about getting a much higher color and clarity online at a much better price than they offer in most chain stores, but diamonds usually almost always appraise for at least 2 times what you pay for them. It is also a very very bad idea to insure your diamond for the appraisal value, it just doubles your premium with little benefit. If something really does happen to your diamond, your insurance company will give you the actually replacement cost of your ring which would be around what you paid for it. For insuring rings, its much better to just insure it for the price you paid+10% just for safety, instead of twice what you paid.
My insurance broker said they pay full appraised amount. In cases when ring was passed down for generations no purchase history is found as an example so they don’t look at what you paid for it but what it’s worth. He might be mistaken but that’s what I was told.
@@TheRealReviewz You might want to check on that because that's not how it works in most cases. They will pay the replacement cost, IE what it actually cost to replace, UP TO the value of the full appraised amount. So if the actually cost to replace was $7,000 they would send you $7,000, not the $12,000 you are insured up to. Anyway, you might be overpaying for the insurance by over 50% if you overestimate the value of your ring.
I'm an insurance agent. You can purchase agreed value insurance which means the insurance company pays exactlywhat u insure it for. Antique cars have that option as well
You may not realize this but Jared and James Allen are owned by the SAME Company - Signet, incorporated in the UK. So you had the same company appraise it that sold it to you.
That's why appraisals from a jewelery store are unreliable. There's a major conflict of interest. You should always use an independent appraiser. That said, for the purposes of insurance it really doesn't matter that much so long as it wasn't undervalued or massively overvalued. I do question whether your ring is bordering on the latter, because i did months of research on princess and cushion stones in that range between James Allen and Blue Nile and that Jared appraisal is off the charts. I don't know enough about the insurance aspect, but I'd make sure the insurance company has no way to back out of a claim payment by saying the appraisal is bunk. You'd be the one getting burned in the end.
@@TheRealReviewz actually my engagement ring is from Jared's and it's absolutely stunning and very high quality. So it's unfair of you to say that you will not find that type of quality at a Jared.
@@rfehr613 any appraisals only good for insurance anyway. No matter what the ring is appraised for even an independent Gia appraiser if you try to sell it to a jeweler, pawn shop, eBay you will never get what its appraised for.
Jared bought James Allen 😢I was so happy that James Allen was so different than the rest, but now will it become one of those other priced, low quality stores like the ones in the mall ?
But James Allen is more of a wholesale company and it won’t affect price because they do not have any rent like a brick and mortar establishment. Also they do not need to pay an sales associates. It’s more of sams club or Costco so it’s that type of company and always will be hopefully
That's not relevant to the value of the diamond. But even if the source is of great importance to you, Blue Nile states very clearly on their website that they only buy conflict-free diamonds.
@@TheRealReviewz That is so not true. BN stated in 2020 that their diamonds are from Canada, Australia, Africa and Russia. Since the war with Ukraine not all diamonds from Russia are banned by the USA so all jewelers might still be getting diamonds from Russia which includes JA. Also Blue Nile only sells diamonds graded by GIA and only GIA. James Allen sells GIA, AGS, IGI and one other and they also sell non certified diamonds. Blue Nile is Very reputable and I have bought jewelry from them, my future son in law bought my daughters engagement ring from them and it is absolutely gorgeous. Signet just purchased Blue Nile in late 2022 and completed all the red tape in early 2023 so they are now in the Signet family as well, but Signet is going to keep BN operating as they have been so that is great news. As far as confirming where the diamonds come from GIA uses matching technology to determine the stone's geographic origin, so how is BN not disclosing it?? Don't get me wrong, I also like James Allen and I buy from both but why JA does not always show the GIA report number on the reports is very odd to me. But anyway, I think a person cannot go wrong shopping from either BN or JA and had to defend BN since I have experience with them and would buy again in a heart beat.
Both Blue Nile and James Allen are good and reputable. I deal with both and had great experiences and love the products. Never had to return or have had any diamonds or colored gemstones fall out.
Can you sell your engagement for more money than what you paid for? Like you’re no longer getting married & it’s been past the 30 days so you can’t return it.
Once a week Heritage comes to Jared for appraisals. It is it’s own company and costs money for the appraisal. It’s mostly for insurance but a piece of mind as well. You don’t have to buy a diamond from Jared to use that service as well.
im not wure about jqmes allen. alot of their yelp reviews are TERRIBLE...they all note that the quality of the ring in the long run is not good. one woman even posted that her ring fell apart..diamonds fell out of the pave setting! also it is known that brick and motor companies like jared, zales, kay way overprice their rings...sad!
james allen doesnt show the gia number on the certificate which doesnt allow you to get a full report from another source. Also, James allen is the parent company of Jared.
James Allen is not the parent company of Jared's. Signet Jewelers purchased James Allen in 2017 and also owns Jared, Kay's and Zales amongst others. Signet is the parent company!
That’s very true, and appraisal as Jared said they don’t even have loose diamonds with my clarity and color because it was so good. He said more than double. JA is like a wholesaler and not a brick and mortar. More like a Costco or Samsclub. You get bulk pricing with authentic non blood diamonds.
Well 1st- CONGRATS on the engagement 😃 Also, Thanks for uploading this vid, myself (& others) in the researching stage/phase... And if anyone else is interested, this guy doesn't appear to work for James Allen, it's not a paid ad video, this is a genuine customer with truly amazing, impressive results.
So far James Allen is in the lead- BY A LONG SHOT!
Fyi- Thank you for that info on Jared & their color clarity.
Thanks for watching.
Mad respect for getting your lady an F color VS1 stone. No need to upgrade, you started with the right ring!
Thank you!!
@@TheRealReviewz anytime brother, God bless!
@@TheRealReviewz what's the size of the carat?
@@lordfinesseclansince96a bit over 1 ct
How did the Heritage appraisal compare with the James Allen appraisal?
Wow James Allen is amazing!!
Your diamond actually does not have a cut grade since it is a princess cut. GIA does not give out cut grades for shapes other than the Round Brilliant cut. You are mistaking Symmetry and polish for a cut grade which it isn't. You are correct about getting a much higher color and clarity online at a much better price than they offer in most chain stores, but diamonds usually almost always appraise for at least 2 times what you pay for them. It is also a very very bad idea to insure your diamond for the appraisal value, it just doubles your premium with little benefit. If something really does happen to your diamond, your insurance company will give you the actually replacement cost of your ring which would be around what you paid for it. For insuring rings, its much better to just insure it for the price you paid+10% just for safety, instead of twice what you paid.
My insurance broker said they pay full appraised amount. In cases when ring was passed down for generations no purchase history is found as an example so they don’t look at what you paid for it but what it’s worth. He might be mistaken but that’s what I was told.
@@TheRealReviewz You might want to check on that because that's not how it works in most cases. They will pay the replacement cost, IE what it actually cost to replace, UP TO the value of the full appraised amount. So if the actually cost to replace was $7,000 they would send you $7,000, not the $12,000 you are insured up to. Anyway, you might be overpaying for the insurance by over 50% if you overestimate the value of your ring.
I'm an insurance agent. You can purchase agreed value insurance which means the insurance company pays exactlywhat u insure it for. Antique cars have that option as well
@@SkylineR33 Yes, you can purchase agreed value insurance, they are much more of a hassle and cost you a lot more than a standard policy.
An appraisal is just an opinion of what something is worth. Same with appraisals for a house.
Absolutely but an opinion that your insurance company uses to pay you if you lose it. So the better diamond the better appraisal.
Amazing I wish i saw the video before I bought my ring
please speak on the quality and craftsmanship of the JA ring setting! the yelp reviews are very scary
I’m on the fence too bbb reviews aren’t great either
Great rings. Already bought 4. Quality is phenomenal actually and way cheaper than the jeweler stores. Better diamonds as well.
You may not realize this but Jared and James Allen are owned by the SAME Company - Signet, incorporated in the UK. So you had the same company appraise it that sold it to you.
It's very common for diamond rings to appraise for double. That doesnt mean its worth what it is appraised for.
It’s all about quality and my color and clarity is not found at most Jared’s or diamond stores
That's why appraisals from a jewelery store are unreliable. There's a major conflict of interest. You should always use an independent appraiser. That said, for the purposes of insurance it really doesn't matter that much so long as it wasn't undervalued or massively overvalued. I do question whether your ring is bordering on the latter, because i did months of research on princess and cushion stones in that range between James Allen and Blue Nile and that Jared appraisal is off the charts. I don't know enough about the insurance aspect, but I'd make sure the insurance company has no way to back out of a claim payment by saying the appraisal is bunk. You'd be the one getting burned in the end.
@@TheRealReviewz actually my engagement ring is from Jared's and it's absolutely stunning and very high quality. So it's unfair of you to say that you will not find that type of quality at a Jared.
@@rfehr613 any appraisals only good for insurance anyway. No matter what the ring is appraised for even an independent Gia appraiser if you try to sell it to a jeweler, pawn shop, eBay you will never get what its appraised for.
pro trick: watch movies on Flixzone. Been using it for watching loads of movies these days.
That thing look huge on her hand. Very nice
Thank you. Great company
Jared bought James Allen 😢I was so happy that James Allen was so different than the rest, but now will it become one of those other priced, low quality stores like the ones in the mall ?
Not Jared specifically but their parent company. Doesn’t that give you a piece of mind buying online.
Possible that they raise the price and flood JA with inferior product. Signet also owns Kay and Zales.
OMG No! Well that sucks!
But James Allen is more of a wholesale company and it won’t affect price because they do not have any rent like a brick and mortar establishment. Also they do not need to pay an sales associates. It’s more of sams club or Costco so it’s that type of company and always will be hopefully
You mean Signet Jewelers.
You are using the wrong lighting it's terrible. I do not even see one Sparkle.
Yes during this video I didn’t use great lighting. Thanks for watching.
Oh is that why it doesn’t like sparkle…when I saw it I thought that is not a pretty diamond….thank you for saying it was only the lighting
@@ThePHYL Lighting will make or break a diamond shown on a video LOL.
You showed a comparison with jared, but no blue nile?
Blue Nile is a little shady I heard. They use diamonds and don’t disclose where they are from.
That's not relevant to the value of the diamond. But even if the source is of great importance to you, Blue Nile states very clearly on their website that they only buy conflict-free diamonds.
Ryan Fehr They all say that and they’re all liars.
@@TheRealReviewz That is so not true. BN stated in 2020 that their diamonds are from Canada, Australia, Africa and Russia. Since the war with Ukraine not all diamonds from Russia are banned by the USA so all jewelers might still be getting diamonds from Russia which includes JA. Also Blue Nile only sells diamonds graded by GIA and only GIA. James Allen sells GIA, AGS, IGI and one other and they also sell non certified diamonds. Blue Nile is Very reputable and I have bought jewelry from them, my future son in law bought my daughters engagement ring from them and it is absolutely gorgeous. Signet just purchased Blue Nile in late 2022 and completed all the red tape in early 2023 so they are now in the Signet family as well, but Signet is going to keep BN operating as they have been so that is great news. As far as confirming where the diamonds come from GIA uses matching technology to determine the stone's geographic origin, so how is BN not disclosing it?? Don't get me wrong, I also like James Allen and I buy from both but why JA does not always show the GIA report number on the reports is very odd to me. But anyway, I think a person cannot go wrong shopping from either BN or JA and had to defend BN since I have experience with them and would buy again in a heart beat.
Both Blue Nile and James Allen are good and reputable. I deal with both and had great experiences and love the products. Never had to return or have had any diamonds or colored gemstones fall out.
Did you get the True Hearts cut?
Can you sell your engagement for more money than what you paid for? Like you’re no longer getting married & it’s been past the 30 days so you can’t return it.
Absolutely. You can get it appraised and see the value. And take it to a dealer
@@TheRealReviewz will the jeweller purchase the ring just because it's appraised?
@@TheRealReviewz No, you will most likely get around 50% of the price you paid if you resell it.
forgiven5377 agreed
Did u go directly to Jared or to Heritage?
Once a week Heritage comes to Jared for appraisals. It is it’s own company and costs money for the appraisal. It’s mostly for insurance but a piece of mind as well. You don’t have to buy a diamond from Jared to use that service as well.
im not wure about jqmes allen. alot of their yelp reviews are TERRIBLE...they all note that the quality of the ring in the long run is not good. one woman even posted that her ring fell apart..diamonds fell out of the pave setting! also it is known that brick and motor companies like jared, zales, kay way overprice their rings...sad!
Where is this post because I haven’t even seen them in yelp
I'm in trouble... my girl just said that this diamond was small...
I wow. That’s over 1 carats
Then leave her. A woman that wouldn’t expect a large diamond deserves to receive a large diamond.
If she is expecting a large diamond then run away.
*That’s rough buddy*
james allen doesnt show the gia number on the certificate which doesnt allow you to get a full report from another source. Also, James allen is the parent company of Jared.
James Allen is not the parent company of Jared's. Signet Jewelers purchased James Allen in 2017 and also owns Jared, Kay's and Zales amongst others. Signet is the parent company!
Can I ask what size Diamond you got
It’s a 1.08 Ct
got hers at james allen also im probably gonna get the wedding rimgs as well
wow!!!
+QueenCoco Brown Great deal
Why do they have such horrible reviews on Yelp and Google? Oh I know, all of these are FAKE!
I found the Jared employee! ☝🏽
James Allen has good reviews but aside from that I have had great experience with them and would buy again in a heart beat.
Funny...Jared would have charged you twice as much as you paid with JA.
That’s very true, and appraisal as Jared said they don’t even have loose diamonds with my clarity and color because it was so good. He said more than double. JA is like a wholesaler and not a brick and mortar. More like a Costco or Samsclub. You get bulk pricing with authentic non blood diamonds.
Half of Jared's stores now sell James Allen diamonds. This started after Signet Jewelers purchased James Allen in 2017 who also owns Jared's.
Where is blue Nile ?
Online
blue nile has a location in roosevelt feild mall here in ny
@@aw8758 they are also in Chicago
Do not trust their estimated shipping date
They were actually on time for all of mine. If you get inscription that might take more time.
How much did you pay?
Half
He said about half of the aprraisal which was $12k dollars....soooo about $6k give or take
That looks like a cubic zirconia stone