How Much My Dividend Portfolio Paid Me in December! ($150,000 Account)
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- Опубликовано: 26 сен 2024
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In this video, I got into detail showing exactly how much dividend income I made in the month on December and in 2023. Let me know your thoughts in the comments below!
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I am not a Financial advisor or licensed professional. Nothing I say or produce on RUclips, or anywhere else, should be considered as advice. All content is for educational purposes only. I am not responsible for any financial losses or gains. Invest and trade at your own risk. Some of the links in the description may be affiliate links.
Link to download my spreadsheets: www.patreon.com/dividendology
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Do I need a paid Patreon subscription to download the spreadsheet or what am I missing?
@@t0v1 yes! I provide it to my patreon members!
I have $152K in a Dividend account that I just reinvest. I made $686 last month (Dec. ‘23) in Dividends. I average around $600-$700 each month.
When did you start investing?
Been doing it consistently for about 3 years now, broke the $900 for the year. Going to hit 1k in dividends for 2024 excited to see the snowball work
I use Billy "the baller" Bob as my advising mentor.
His investing techniques are superior.
Give us the list of all your dividends
@@thomascollocott Never, he got money from his parents ofc.
Does your “living off the dividends” factor tax when you cash it out? That’s something I never hear about in any video lately.
The dividends are tax differently depending on how long you’ve held the stock - qualified is at lower tax rate
Does your “future portfolio outlook” section calculate a constant monthly deposit of $2500 or is that just dividend reinvesting? Would you include that in your cost of living after you’ve retired off dividends?
I'm anxious to see what 2024 will hold for us all! I adopted the core/satellite position approach and it's helped me out a ton. I look forward to see how you and others progress ans grow in 2024!
Do you have link for this core / satelite approach? I would like to learn it too thanks.
Should I do all of this investing in a Roth IRA account so I don’t get taxed? If so, the max is $7k, so I’ll have to use an individual account eventually right?
Correct. Although, if you work for yourself you could also open a SEP IRA and contribute over $50k/year to it. There are special rules though so you should consult your CPA regarding SEP contributions.
@@ATLFUNKCARTEL thanks so much!
Can you do a starter spreadsheet that doesn't cost money to access? Or an automatic budget that could be linked to a website I use to budget
Once you learn how Sheets/excel works, its honestly not that hard to make one yourself! I’ve made my own budget sheet that, while not nearly as impressive as this one, at least keeps track of my account numbers, and I plan to track my investments eventually too when I start
@@Lovelandmonkey I've spent over 15 hours trying to figure out simple equations. Not happening without a teacher😂😂
@@LegendaryJae213 If you go through his tutorials, he walks you through a lot of the spreadsheets that he uses... to include the budget.
@@LegendaryJae213RUclips has good tutorials
I do have quite a few step by step tutorials for beginners.I may put out another one sometime soon as well.
Your yield is definitely safe. But it's also shit for the current market environment. With rate cuts on the horizon later this year, you should be scaling into the financial sector heavily. Especially MREIT's. Take a look at IVR and its balance sheet. It's at its low and is trading below its BVPS while the balance sheet becomes stronger.
Question. Does your dividend tracker track both American and Canadian stocks? Will it do a combination? Thanks, I enjoy your contact.
This I would like to know also.
An update coming very soon will work with all international stocks.
Most of my portfolio is on CA/US ETF's with a few individuals stocks. Looking forward for the spreadsheet version that is compatible with Canadian assets
Just curious based on your living off dividends formula, do you own a house? Wondering if paying off house is factored in there.
rent or mortgage are included in his "montly cost of living", 5~6k per month is somehow high
I was also wondering if it accounted for his monthly contribution of $2500 or if he will stop that once he retires on dividends.
@@pedr0ofoca ... BUT WHEN THEY TOOK AWAY MY STREET SMART EDGE ...REPLACED IT WITH FIDELITY AND BANK OF AMERICA TWO OF BIGGEST CROOKS OUT THERE I THREW IN THE TOWEL
This is an amazing spread sheet. I’m needing out big time right now. 😅
@dividendology how do i get this excel spreadsheet? Can i get all that and have my portfolio showing with inputting my holdings in portfolio? Would love to get something like this for myself and I saw instructions on the first page..? Thought id ask. Lmk
Yes you can! You can download it on Tickerdata.com! Here's a short tutorial on how to use the sheet as well: ruclips.net/video/1NvPd8iN8SE/видео.html
Question for you, and I just started watching your videos. Why not invest in growth and then as you near your goal and retirement switch and diversify into dividends?
did you notice a big shift or difference in terms of compounding when you hit the 100k mark?
It’s all about mindset. Once you start seeing significant $$ accumulating your mindset changes. For example, I no longer want to buy fancy cars, I’d rather drive a junker and invest the $$. I was homeless in 2008. Now I’m a millionaire
@@jimbobjim2310 ...GOOD JOB REMEMBER JIM CRAMER ALSO SLEPT OUT IN HIS CAR BEFORE THE LIGHTNING ROUND ON CNBC HIS TICKER / SYMBOL FMAGX AND FBGRX BOTH WHEN FIDELITY WAS BIGGER THAN VANGUARD VTSAX AND VFIAX NUT BABY STEP DAVE RAMSEY STILL SAYS VQNPX IS THE WAY TO GO
What are good scsh alternatives that I could look after in eu ?
Good to see your progress continue! If only I could invest in SCHD! Im looking to develop my EFT exposure this year
Great video is there a way to track & automatically add reinvested dividends?
how do you amass that amount of cash to drop into the portfolio?
Try to save 30% or more of your monthly income.
Your "Nov 31" dividend amount is also shown as "Dec 1". If I follow your video to make the same calendar I get the same error. I believe there is an error in the formula.
I'll look into this!
@@Dividendology should also mention there is no Nov 31 😀
Wow you, mare 5K in one year? You can make that in selling options in a month maybe 2 at 100K portfolio. Again, you don’t respond to people but this is very old school train of thought along with buying SBUX.
Dividend growth investing is more stable, consistent, and pays more long term. This video explains: Why Dividend Growth Investing Pays BIG!
ruclips.net/video/GQHe7LejhEg/видео.html
thoughts on cornerstone?
Any way you could show how to include 2024 on the Daily Dividend Calendar page of your spreadsheets?
Just released an updated version on my patreon that includes 2024!
Congrats on monster gains !
Ive been playing around in the spreadsheet trying to make a tab where it breaks down our ETFS and tells us how much of each stock is in the portfolio. Maybe you can crack the code before me or i can share my work
Nice! That’s something I’ll work on in the future. Let me know if you have success with it.
Does this sheet covers Canadian tickers?
It does!
If you don't mind, could you please tell us how to make merger and acquisition analysis big fan. Your teaching style is so amazing that I can't resist asking. You are the greatest; no one has ever taught me in a way that is so easy to understand.
Thank you! :) maybe I’ll make a video on this sometime!!
.... And how much will SCHD be affected by the Reconstitution in Mid-March for it's possible increase or decrease of Dividends for the year going forward?!?!?!?!
Congratulations 🎉🎉🎉🎉🎉
Happy new year
Why dont u just buy schd, jepi, jepq if your goal is FIRE and live off dividend?
why are you not including the breakdown of SCHD in everything? it would be interesting to see that breakdown of sectors and returns conspired with the individual stocks you have.
plan on doing that in the future
Hey, love your content. Im in the UK and cannot trade SCDH, is there anything similar you would recommend?
Just look up their holdings and copy it by buying the same stocks at the same allocation. If you didn't want to buy all 104 stocks you could own 41% by buying the top 10 stocks. You probably want a broker that offers partial shares to get the percentages right.
So many stocks in your portfolio are already overlapping with SCHD, so why not consolidate into the ETF and reduce risk while not losing dividend income?
Exactly what I was thinking.
Because if you know the stocks, follow them closely, and are confident in them, diversification actually reduces your return.
There’s also no fees for owning individual stocks like there are with ETFs
I was thinking the exact opposite, why hold schd when you already hold a lot of the individual stocks it's comprised of? Then you're paying a fee, owning companies you may not want, and getting a lower dividend yield
@@chimchu3232 Fair point, Portfolio and weights in SCHD are "auto managed and rebalanced" over time. Fom his portfolio here there is no evidence he can consistnetly beat the annual dividend yield for a period of min 10 years. If you are going to argue expense ratio which is quite low at 0.06% then how do you explain that this guy buys SCHD on top of individual stocks that overlap in that portfolio? By your logic, our guy here should have no ETF in his portfolio at all but he does which is the strange thing. Just run a sim on his portfolio and see that there is no chance he is beating SCHD in the long run in div yield. If you cant afford a $60 fee on a $100k dividend portfolio for a year then I dont know what's the point of these videos
Avgo is 1,200 a share buddy!!!! Make it make sense
Another good thing about dividends are the tax rate
The JnJ example about "compounding" is misleading. Its not compounding that lead to the dividend hike between September and December but an increase in shares due to a buy. They didnt raise their dividend by that much ;)
Ive been buying cds my 30k cd gets me 375 every 3 months and i bought a bunch of 10k cds for 125 every 3 months thinking of eventually getting into stocks got a lot of precious metals buried
Where do you buy them?
How do you collect the income?
You can create a dividend account with any common investment tool platform. Fidelity, Robinhood, Webull, Vanguard,etc… personally I like Fidelity and Webull. I’d say maybe just start with whatever company is going to give you the biggest account bonus for signing up with them.
good content, i subscribed. unlike some other finance influencer that sells over exagerated finance anxiety to the public.
Thanks!
150k you should be making 15k easily a year.
dividend growth will provide more income long term
Thank you for your interesting content on youtube, X and Instagram :) ! Is there a possibility to buy your spreadsheet / investor tool kit without subscribing on patreon ? Kind regards :)
DM me on X and we can figure something out! :)
About 5.41% p.a. it is amazing.
Pretty cool!
How much do you contribute each month?
I seek an average of 2,500.
Is youtube the majority of your income or do you have a full time job?@@Dividendology
@@Dividendologyi wish i can contribute that much
That's is great what did you start with I feel like I remember it wasn't that high 2 years ago
@@josephkane4219 when I first started, I contributed round $50 a month
Pretty sweet spreadsheet!
Thanks!
is At&T a good buy ?
Google dividend aristocrats for income stocks to make the best return
Someone answer this man
Is this in a Roth IRA?
def. think you should roll MPW into JEPI/Q turn those losers into winners
MPW has bottomed out and the 30% shorts will need to cover. Selling MPW now would be the worst thing that he could do.
How much dividend tax do you pay in your country?
Here in Holland its 15%☹️
In Norway it’s 37.8%😢
Why not just get a 1 year 5% CD? You will earn more monthly with more security.
Dividend growth will pay way more long term
that makes sense, how about in the short term though when market's are currently uncertain and seemingly teetering. Is there an argument to be had to take advantage of security and locked in prices of a CD and then break out this money when markets are lower and dividend stocks can be bought into at a discount? @@Dividendology
Would I be an idiot to copy and paste your dividend portfolio really tempted to just do it.
I would never suggest that. People’s goals, risk tolerance, time horizon is always different.
@@Dividendology I’m 20years old in the military rn I got a lot of cushion and something to always fall back on, I’m willing to wait 20years or however long it takes if it means freedom.
Also I found high earning an passive income skill making 600$ a day consistently as of rn and I’m trying to invest all of it into dividend stocks.
Drink everytime he says portfolio or dividend..... I will see you in the ER soon brother.
Are you not worried about a stock crash? With 50% SCHD, personally I would pull that position entirely and keep it as cash until after the crash then buy all SCHD back on discount. Worst case, no crash, and you loose a small amount of the position.
what crash? you mean timing the market? i am not a fan of schd but why are you suggesting timing the market? sure a dip like march 2020 could happen but people have been saying the market is going to crash since like 2011. if you had taken your advice and held in cash, you would have missed on on the most insane returns and only lost your money to inflation over time.
@@stevemann3611 Generally I would agree with you, but historical trends have shown that a rise and then fall of interest rates in relation to the treasury bond yield always precedes a market contraction. A recession is eminent. Even the fed reserve knows this and is prepared to cut interest rates to maintain balance, but admits that they want to slow economic activity. I worry that such a large holding puts a portfolio like this into risk, so I was asking why now pull it out temporarily? Even michael burray (sp?) knows this and put 90%+ of scion in a market short position. If the reason not to pull it out is that you believe there is no contraction then I wish you the best of luck
@@stevemann3611 true but the market does not make sense at the moment. It's a fair point.
A stock crash is a blessing. Think how many more shares your dividend reinvestment buys. You can’t time the market. Best strategy is fund consistently and reinvest dividends.
@@jdjeep46 This is interesting. So just hold your positions through a downturn
3.87% is pretty garbage yield
I use a dividend growth strategy. This allows dividend payouts to increase over time, achieving a high yield on cost.
150k to earn 5k a year from dividends is extremely poor. That same 150k invested into property = 7-8 properties earning £500 a month = 4k a month. Also the value of properties will always be increasing.
Dividend investing waste of time unless you have millions.
I had rental properties. Tenants don’t always pay. Things break you have to fix. Dividend investing is PASSIVE. Plus you can trade options and make even more money. Dividends is better
It’s dividend growth investing. You also see growth in your portfolio, not just dividend payments. Plus your yield on cost increases over time.
@@Dividendology agree. Fund and DRIP. Dividends grow, shares grow, overall fund balance grows. I invest mostly in dividend kings and aristocrats. I Try to double the stock dividend by selling options at delta 0.15
Having to deal with tennants not paying rent, destroying your houses, repair costs, etc is a real nightmare. I would rather invest in dividends as it's completely passive.
"always be increasing" - that's funny
People need to know that you can lose it all in a market crash! I know because I saw it happen to my great aunt and uncle.
I mean kinda? Sure the value of the assets drop and the dividends drop but if you don’t sell and hold through it will almost always come back around if you are invested in secure company’s and diversified well. Plus if it tanks, perfect time to put extra cash to work, buy in and lower your average share price. Thats why you always keep some $$$ laying around ready to deploy