Personal Accident Policies: What You Didn’t Know ! Unlocking the Secrets

Personal Accident Policies: What You Didn’t Know ! Unlocking the Secrets #insuranceimpact #hindi #insuranceimpact
#harvindersingh #healthinsurance #insuranceagents #insuranceagency #insuranceagent #mediclaim #personalaccidentinsurance #mediclaim
Personal accident insurance policy covers the risk of bodily damages to oneself after any accident. A personal accident policy provides compensation to the policyholder after loss due to any accident.
But there are various confusions and unknown facts about a personal accident policy which we need to know in order to use it efficiently.
So In Today's video we will cover:
What is a personal accident policy ?
What type of losses are covered in a personal accident policy?
Who will get compensation in a personal accident policy?
What amount will be paid for accidental death in a PA policy?
Are permanent Total Disabilities covered in a personal accident policy?
Is Personal accident rider better than a separate personal accident policy?
Can I claim a single loss from multiple personal accident policies?
What maximum sum insured can someone get under a personal accident policy?
What is Human Life Value and How is it Calculated in a personal accidental policy?
What is gainful income as per personal accident policy?
All these questions will be answered in today's video. so don't miss it..
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यदि आप मोटर बीमा के बारे में जानना चाहते हैं: क्लिक करें
• MOTOR INSURANCE
यदि आप स्वास्थ्य बीमा के बारे में जानना चाहते हैं: क्लिक करें
• HEALTH INSURANCE
Editing Credits AA ARTS👉 / @aaarts7419
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[@VishalArora1008]

Much awaited video, thanks for this informative video 😊👍

[@insuranceimpact]

Most welcome 😊

[@sofiyasterracegarden7286]

Bhai, total permanent disability ke liye do (two) parts ki disability compulsory nahi hai.....single hand, single limb or single eye damage also comes under total permanent disability if it is certified by competent authority (& of course if it is permanently damaged).

[@insuranceimpact]

One eye or one limb will be compensated under Permanent Partial disability.
Both limbs, both eyes or one limb and an eye will be considered Permanent Total Disability.

[@navingarg1325]

लाजवाब वीडियो ,हमेशा स्वस्थ रहो खुश रहो

[@insuranceimpact]

🙏👍

[@paperdragon48]

Shall we get the sum insured if we had taken multiple policies, each bank is also giving,

[@insuranceimpact]

Yes, we can claim from multiple personal accidental policies. But we can't claim multiple times Govt. subsidized schemes like PMJJY.

[@ashishjain6695]

Boss HLV accidental aur life insurance plan m alag alag tarike ke calculate hoti h kya,
aur ek accidental insurance ki HLV nikalte time term insurance ka jo coverage amount h, wo bhi less karna hoga kya

[@insuranceimpact]

Dono ki HLV alag alag calculate hogi. Term plan accidental rider base sum insured se calculate Kiya jayega.
Normal sum insured cases Bina income proof k bhi approve ho jate hain, but jahan doubt lagta hai wahan income docs can be demanded।

[@jayantibhaikankrecha4644]

Sir work accident me disability hoti hai to claim milta hai

[@insuranceimpact]

hnji, koi bhi accident ho, kahin bhi ho.

[@kamleshnagrani3126]

Thanks sir for your efforts ❤❤

[@insuranceimpact]

🙏❤🙂

[@SunilSharma-wk9uk]

Sir, 64 year age Kitna sum assure Lena chahiye

[@insuranceimpact]

Ye gainful income k according calculate hoga.

[@navingarg1325]

अपना नाम बताओ कृपया

[@insuranceimpact]

Harvinder Singh , actually mera introduction video k end mein hai. 🙂

[@virendra9639]

Very good

[@insuranceimpact]

Comment after a long time. Everything OK ?

[@virendra9639]

@@insuranceimpact Good Sirji, Aap kaise ho?

[@insuranceimpact]

Ek dum Badhiya 🙂