Health Provisions and Life Policies Game Night

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  • Опубликовано: 24 ноя 2024

Комментарии • 69

  • @kayd0609
    @kayd0609 6 месяцев назад +6

    Thank you for all your info! I passed today! 1st attempt!!!!!!!!!

    • @insuranceexamqueen
      @insuranceexamqueen  6 месяцев назад +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @BabyBaby-xf2mq
    @BabyBaby-xf2mq 10 месяцев назад +3

    I passed my P&C test thanks to you! ❤ Now on to L&H 😊

    • @insuranceexamqueen
      @insuranceexamqueen  10 месяцев назад

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @BabyBaby-xf2mq
      @BabyBaby-xf2mq 10 месяцев назад

      @@insuranceexamqueen done 🤗

  • @Laura_maher0342
    @Laura_maher0342 10 месяцев назад +2

    I’m so glad I found you and your videos!!! I passed the WA health only today (already had life/variable annuities) thank you!!!!

    • @insuranceexamqueen
      @insuranceexamqueen  10 месяцев назад +1

      Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

    • @Laura_maher0342
      @Laura_maher0342 10 месяцев назад

      @@insuranceexamqueen you got it girl! I put one up :) thanks again! Now onto series 9 and 10 wish me luck! 😀

  • @we5530
    @we5530 Год назад +6

    I am taking this test life and health test this Saturday on 08/12. Thank you so much your teaching style is great and really making this stick in my head, I really feel I am equipped to pass especially with the emphasis on insured!

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      You got this!!! Which state?

    • @we5530
      @we5530 Год назад

      Ohio

    • @we5530
      @we5530 Год назад

      Thanks again for your hard work, my prayers are with you!

  • @pawalinjom6061
    @pawalinjom6061 Год назад +2

    Congratulations Melisa. GOD bless you. May your baby grow up to be a great man or woman in future.

  • @auntylaney
    @auntylaney Год назад +5

    I passed my Life insurance exam and now going to take my Health insurance exam, your videos have been a lifesaver!!! I’m in Hawai’i, which topics should I focus on?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Yes! Congrats!! I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review

  • @cinnamin77abbachild15
    @cinnamin77abbachild15 Год назад +1

    Thank you so much Mellisa insurance Queen.

  • @wcdtf5743
    @wcdtf5743 8 месяцев назад +1

    If you ever get the ulcers again, i had the same problem , rinse your mouth with hydrogen peroxide and cool water, gently swish it around, it will sting a bit at first but WOW they heal quickly and it feels good when it bubbles its like ahhhh relief

  • @LRad7
    @LRad7 Год назад +2

    Melissa, thanks so much for sharing this content! I'm having trouble finding my course content for life and health in California. When I go to the examfx page and state requirements, it just says that a 52 hour course is required. I'm enrolled in A&D Banker but I wish I had purchased your course. Any suggestions on what I should focus on studying?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Your A&D course should meet the hour requirements. My classes are a supplement to your state course- you'll still need to have state specific text for the exact #'s. I'll cover the basics of the department of insurance, the unfair trade practices and which numbers you need to remember.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      The easiest and most tested chapters are General Insurance, Life Basics, Life Provisions, Term vs Whole, Annuities, Health Basics, Health Provisions, Disability Insurance, Medical Plans and State Law and I cover all of them in my Royal Treatment Class Series.
      General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Life Basics and Health Basics overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Life Basics is also known as completing the app and health Basics also known as field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance requires mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else.
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @Kamurirubey13
    @Kamurirubey13 Год назад +2

    I'm taking my Florida Life and Health 0215 exam. Really trying to pass My first time. What would you recommend ? Thank you for all your helpful videos also and your time. I already passed my xcel pre licensing

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Hello! I am Melissa, the Insurance Exam Queen.
      Read this message to know what’s important for your state exam, what you should focus on as you study, how you should study, and how I can help you secure a passing score on your exam!
      I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible.
      During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam.
      My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions.
      You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam.
      Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page.
      My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material.
      Below, I have written up what is most important for your state exam, and where you should spend your time during your studies.
      With the life and health exam, there are separate chapters that make up the content when you look at the exam breakdown. What I like to do since I know and understand the information within all of the chapters, is to focus on the content that is the same between life and health. This way you get to double dip on your learning, and not be overwhelmed with all the things you have to know.
      So first, we focus on the things that overlap.
      Completing the Application and Field Underwriting overlap as well as Life Provisions and Health Provisions. Both of these chapters almost look identical between life and health, but the life provisions chapter will also include Settlement Options for Life Insurance and Non Forfeiture Options.
      Completing the app and field underwriting and both chapters are all about the application process an agent goes through when selling a policy as well as the basics of life/health insurance.
      Next up are provisions. While there are different provisions in life and different provisions in health, many of them will overlap. Provisions are things that kind of set the rules for how policies work and a good amount of them are simply definitions, and many do require memorization of numbers. Provisions also tends to be one of the largest chapters on all state exams, sometimes even up to 25% or more of the exam is just on provisions.
      While you will learn in your studies all about the various life policies, they love to test you on Term Vs Whole and the differences between them more than other life policies.
      Annuities which are actually the opposite of life insurance require mostly knowing all the definitions, Annuitant, Annuitization, Accumulation, etc.
      For health, they really like you to know the difference between HMO and PPO, as well as a good understanding of disability insurance.
      Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.
      Right now, I have three options for the Royal Treatment Life and Health and both come with 100 Day Access.
      The Sliver Life and Health Series will cover a simple review of the most tested topics across all states.
      The Gold Life and Health Series will cover an in depth review of the most tested topics across all states. Plus you’ll get Silver as well.
      Personal Platinum is Gold + Silver + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial! Additionally, as part of Platinum you get to attend all classes I host for Life and Health for free during your 100 days access. Plus you’ll have access to previous Boot Camp recordings that are not available anywhere else. .
      You can find everything here: www.insuranceexamqueen.com/
      Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule
      If you want One-On-One Tutoring you can book with Peter Here:
      wkf.ms/3LSJC2B
      Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources
      If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review

  • @falerialind5912
    @falerialind5912 Год назад +2

    Wondering why NC doesn't seem to have the breakdown (by percents) of the Life, Accident and Health Exam. Did a search in multiple locations, but can't seem to find it.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Some states dont publish them - North Carolina Life Insurance
      60 Total Questions (55 scored, 5 pretest)
      Time Limit: 75 minutes
      Chapter Percentage of Exam
      Types of Individual Life Insurance 31%
      Annuities 9%
      Policy Provisions, Options, and Other Features 20%
      Other Life Topics 15%
      North Carolina Statutes and Regulations Pertinent to Life 25%
      North Carolina Accident and Health or Sickness Insurance
      60 Total Questions (55 scored, 5 pretest)
      Time Limit: 75 minutes
      Chapter Percentage of Exam
      Accident & Health Insurance Policies 40%
      Accident & Health Insurance Provisions 20%
      Other Accident & Health Topics 15%
      North Carolina Statutes and Regulations Pertinent to Accident &
      Health 25%
      North Carolina Medicare Supplement/Long-Term Care Examination
      60 Total Questions (50 scored, 10 pretest)
      Time Limit: 1 hour 45 minutes
      Chapter Percentage of Exam
      Medicare in General 16%
      Medicare Part A 20%
      Medicare Part B 14%
      Medicare Part C 6%
      Medicare Part D 4%
      Medicare Supplement Policies 16%
      Medicaid 2%
      Long-term Care Policies 22%

  • @marshallmill5597
    @marshallmill5597 2 месяца назад

    I went to ExamFX and followed step by step and I did not see the beak down for Florida. Is this one of the states that don’t have it?

    • @insuranceexamqueen
      @insuranceexamqueen  2 месяца назад

      EXAMFX took down their breakdowns for the exams go to preparetopass.com/requirements Go here, click on recommendations and then scroll to your state to see the most important topics for your exam, and get Gold for a 90% First Time Pass : www.insuranceexamqueen.com/
      It’s a great idea to look at your exam content outline and know the exact percentage of the most tested topics. You can find every state outline under the Files Section of the facebook study group.
      facebook.com/share/XbF6toywYh315Hca/or
      State Exam Requirements: prepare2pass.com/requirements
      Watch the videos on repeat and write down all notes that melissa has provided
      We are so excited for you to pass the exam, make sure to trust yourself and listen to this audio to get pumped to.
      pass! ruclips.net/video/b8cl8AIM7j0/видео.html
      I am sending you all the loves and vibes to pass the exam

  • @coachtanishamarie
    @coachtanishamarie Год назад +3

    Definitely be on point

  • @sarabankar4204
    @sarabankar4204 10 месяцев назад +1

    The exam fx doesn’t have breakdown for Florida. Do you mind sharing that ? please and thank you 😊.

    • @insuranceexamqueen
      @insuranceexamqueen  10 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

    • @sarabankar4204
      @sarabankar4204 10 месяцев назад

      @@insuranceexamqueen Thank you so much. What does social insurance means on my breakdown ?

  • @ashasingla4124
    @ashasingla4124 5 месяцев назад

    You are so good. I am learning a lot.

    • @insuranceexamqueen
      @insuranceexamqueen  5 месяцев назад

      Glad to help. Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @Top10-anything.everything
    @Top10-anything.everything 10 месяцев назад

    Utah Life, Accident and Health Insurance Examination. took my 1st test but failed with a 60%

    • @insuranceexamqueen
      @insuranceexamqueen  10 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
      I break down what areas to focus on to help you get to that passing score.

  • @chillinwdjess2519
    @chillinwdjess2519 Год назад +1

    I have the same issue. You could gargoyles some warm salt water as well

  • @PinkLady7752
    @PinkLady7752 Год назад +1

    Do you have the percentage breakdown for NJ -Accident and Health? I have a breakdown but not by percentage.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Google " new Jersey accident and health insurance exam content outline"

    • @PinkLady7752
      @PinkLady7752 Год назад

      @@insuranceexamqueen Thank you!

  • @abbyroelofsen2777
    @abbyroelofsen2777 Год назад +1

    Hello! I am wanting to begin studying for my Life and Health with you and would like to buy the gold. Do you know when it will be available? I don’t want to buy the silver today and then gold become an option tomorrow, so just checking. Thanks!!

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      Gold Life and health is available!! But either way, if you were to get silver, and you wanted to get gold later, there is a coupon code in your course to upgrade for the price difference!! The gold is definitely the best, and you'll get silver along with it

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      www.insuranceexamqueen.com/courses/rtgoldlh

  • @devonjasper5284
    @devonjasper5284 Год назад +1

    Massachusetts doesn’t give me that break down 😢

  • @tiffanysimmons1722
    @tiffanysimmons1722 8 месяцев назад

    Hi am taking L&H in a couple weeks

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/

  • @sandykay6065
    @sandykay6065 Год назад +1

    I’m not able to find this information in Missouri 😢

  • @jonathanhernandez7333
    @jonathanhernandez7333 Год назад +1

    how do i find Georgias breakdown the method you used didn't work for Georgia

  • @Jar0Jess
    @Jar0Jess Год назад +1

    Hi I have a question, commenting on a recent video in hopes you'll see it.. I bought property and casualty exam book (kaplan) that was published in 2017 , will this material still be suitable to pass the insurance exam do you think ? Has a lot changed since then?

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      Hi! I check all comments! What state is it for?

    • @Jar0Jess
      @Jar0Jess Год назад

      @insuranceexamqueen utah ! It's property and casualty insurance license exam manual 1st edition

    • @Jar0Jess
      @Jar0Jess Год назад

      Thank you for the reply !!

  • @reneescarbough5533
    @reneescarbough5533 Год назад +2

    I took my exam today i got a 63 i really need your help 😢

  • @devncross
    @devncross Год назад +1

    1:43:23 was a tricky question because technically it’s not permanent I thought because it expires at 100 but I understand whole life I thought it was a trick question lol

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад

      They do consider whole life permanent, that is a test question!! Even though it only goes to age 100..

  • @isaiahmartinez8079
    @isaiahmartinez8079 Год назад +1

    Thank you had a blast!

  • @emformoon
    @emformoon Год назад

    The link for your Facebook in your description does not work.

    • @insuranceexamqueen
      @insuranceexamqueen  Год назад +1

      If you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/

    • @emformoon
      @emformoon Год назад

      @@insuranceexamqueen I joined from another video. Thanks for the help

  • @allenasindependence
    @allenasindependence Год назад

    It doesn't show the breakdown anymore

  • @IronAlien
    @IronAlien Год назад

    24:32 if you are ready for questions.

  • @vondawebb5409
    @vondawebb5409 8 месяцев назад

    health & life in utah

    • @insuranceexamqueen
      @insuranceexamqueen  8 месяцев назад

      Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/