Beginner Mistakes When Trading Covered Calls!

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  • Опубликовано: 7 фев 2025

Комментарии • 706

  • @BradFinn
    @BradFinn  3 года назад +25

    Wheel Strategey Guide and Journal amzn.to/3qL2K82
    *Covered Call Tutorial* ruclips.net/video/KEwqiSo1J5E/видео.html
    *Poor Man's Covered Call* ruclips.net/video/JDcBrrT_Kws/видео.html
    FREE Mini Course On Trading Options: ruclips.net/video/wDFj310VJlM/видео.html

    • @sortaforida718
      @sortaforida718 3 года назад +2

      Can you make a video to see if a option has a big premium in it? Basically I want a easy way to see if a option is cheap or expensive. Thanks

    • @crack-digital-vlsi-fpga-de6630
      @crack-digital-vlsi-fpga-de6630 3 года назад

      Hi Brad, I basically have two queries, hope you can help me. 1. I have a 5.5k shares of company lucid which is trading at 50$ today and I sold Jan 23 95$ strike calls and collected nice premium. I am k to sell entire my positions if this goes above 100$ anytime. Is there any loophole in this strategy?. If the stock spike to 100$ in the near term, I can always roll back down my options and sell my stocks right?.
      2. I know a company x which is trading today at $12 has almost limited downside and I want buy this stock and sell Jan 24 15$ leap calls for 8$ premium. I am OK to sell this stock above 15$ anytime. Again, does this strategy makes sense?

  • @cptrex-7567
    @cptrex-7567 3 года назад +121

    -Buying call instead of selling call
    -Understanding strike price and cost basis
    -Expiration more than 30-45 days out
    -Delta as probability of profit
    -Implied volatility
    -Dates of ex-div/earnings

  • @Tell_It_Right
    @Tell_It_Right 3 года назад +87

    My biggest rookie mistake with covered calls was 1) using a stock that I liked and didn't really want to get rid of and 2) being an idiot and selling at a low strike price to get a big premium, and 3) selling the calls too far out date wise. Best thing to do is 1) Buy 100 shares of a popular weekly stock 2) make the strike price far enough that it is unlikely that it get hit, and if it does, you will make a ton of money, and 3) use a stock that you won't be salty about losing.

    • @cheezet100fyi
      @cheezet100fyi 3 года назад +9

      I'm doing this with AMC and premiums are nice, but doing $25 above strike price, but man if the squeeze happens ima be so mad LOL

    • @michaelmccusker7265
      @michaelmccusker7265 3 года назад +7

      @@cheezet100fyi I would never do covered calls with a meme stock. Just my opinion. I might have to look further into it to say for sure.

    • @utprez
      @utprez 3 года назад +1

      ^ This...and only This

    • @jiechaowang5960
      @jiechaowang5960 2 года назад +2

      you can roll your covered call up and out to avoiding it being assigned

    • @NoPhlyZone20
      @NoPhlyZone20 2 года назад +2

      @@cheezet100fyi Yea I definitely would choose a different stock man... That sounds like a WallStreetBets move lmao not a good idea to do that with a meme stock

  • @jwmvid17
    @jwmvid17 3 года назад +78

    Excellent video Brad. A recent mistake I made was rushing to write the covered call because it was near the end of a trading day. The price on my volatile stock was dropping dramatically one day. I decided to write the covered call that would expire the next day. I forgot to verify my strike price was above my basis and wrote the call below my basis. I made about $300 premium for the 1 day, but the price of the stock shot up above my strike price the next day. The contract was assigned. I ended up losing on my total investment. 3 potential mistakes: I wrote the covered call on a day the stock was falling, I wrote a covered call on a volatile stock and I failed to go through my checklist and verify my strike price was above my basis because I was rushing. However, I ended up acquiring the stock again a week later by buying the stock below my original basis. Do not get mad over a mistake you make, you can recover in different ways. Chalk it up as real life experience.

    • @superconnie5003
      @superconnie5003 3 года назад +4

      Same here bro..

    • @timfoote6919
      @timfoote6919 3 года назад +4

      Thanks for this!! Am new so hearing about possible mistakes helps a lot!!!

    • @robertw3299
      @robertw3299 3 года назад +1

      Thanks for sharing Jim.

    • @JR-wj9it
      @JR-wj9it 3 года назад

      If the contract was assigned and you sold, wouldn’t buying it the week after be against wash out rule?

    • @michaelmccusker7265
      @michaelmccusker7265 3 года назад +1

      @@JR-wj9it I think but not sure is that a wash sale only applies when there is a loss in value and not a capital gain. For example someone selling a stock at a loss to get the loss to offset other gains for tax purposes and then buying it back. I don't think wash sales work when a gain is involved and the stock is bought back soon afterward. After all the rule was made by the IRS and they want their share of gains now.

  • @ralph3728
    @ralph3728 2 года назад +4

    I wish I had found your channel two years back.
    I honestly think there is something magical about your teaching style and I wish you all the success in the world.

  • @vark
    @vark 3 года назад

    Thanks

    • @BradFinn
      @BradFinn  3 года назад

      You’re welcome

  • @kennethrobinson6334
    @kennethrobinson6334 3 года назад +3

    For my one account, my goal is to be back into cash by the weekend. In other words, I want any covered call that I have to be exercised. Buy stock early in the week, sell in the money covered call with at least 1% premium on the strike price (e.g. premium collected is at least 1% greater than my cost for the stock over purchase). that way, i don't care about any weekend news, etc, that may hit. But, you want to pick tickers that are likely to go up, stay the same, or not come back down below your strike price that week. So, it does take some research, charting, etc. For another account, sell cash covered puts, roll them as needed if my strike is attacked, but if assigned, turn around for cash covered calls at the same strike price .. this one has been the most regular method of making money ... option sellers are the ones in control. (And, if you are looking to buy something for the long term anyway, why not use cash covered puts for that ... select the price you are willing to pay and get paid for buying at that price (e.g. premium))

  • @Thetatraderz
    @Thetatraderz 3 года назад +18

    I see a lot of the same issues. One I don't need to deal with is I do all my option selling in a roth ira so don't need to worry about short term gains.

    • @edmandell3064
      @edmandell3064 3 года назад

      I feel you can do both. The Roth will be tax free at 59.5 but you can only contribute 6,000 a year. So if you have more capital to invest beyond 6k you may want to consider investing in a taxable account as well.

    • @Thetatraderz
      @Thetatraderz 3 года назад

      @@edmandell3064 yes me and my wife max out the roth, 1 wheel my wife buy and hold. then 401k up to the match on index funds

    • @greggalexander5663
      @greggalexander5663 3 года назад

      @@edmandell3064 We don’t have that problem. Can’t come up with $6,000 extra anyway!

    • @edmandell3064
      @edmandell3064 3 года назад +2

      @@greggalexander5663 hey that's ok . Just do as much as you can. It will grow and compound for you over time.

  • @PONY1ful
    @PONY1ful 3 года назад +7

    Don't use Market Buy Order when you make covered call , stick to limit buy, because you'll get a very low limit price

  • @PadreDProductions
    @PadreDProductions 3 года назад +4

    It's so funny you called out a mistake that I just made recently when writing my second covered call ever. I did all my research like you said and accidentally bought the calls instead of writing them. I was so mad at the time but after watching this it makes me feel better that other people make the same mistake.

  • @lynie3761
    @lynie3761 3 года назад +10

    I haven't start trading yet because i'm too scared to make mistakes. This video is definitely very enlightening and I would have made so much mistake if I didn't watch this. Thank you Brad!

    • @BradFinn
      @BradFinn  3 года назад

      You’re very welcome. Keep learning. We’ll be here when ur ready!!

    • @gbinman
      @gbinman 3 года назад

      trade small and be fearless. It may cost you a bit but that's ok.

    • @marcknight9334
      @marcknight9334 2 года назад +1

      You will make mistakes.. Embrace it. Learning to lose is the most important thing about being a trader. We make mistakes and mad trade all the time.

  • @davesaunders59
    @davesaunders59 9 месяцев назад +1

    I just closed my first ever trade. It was a cash covered put. I made about 70% return. I told a mate “I bottled it and sold early” however watching this has reinforced I made 70% and not lost 30% 👍

  • @mrt1998
    @mrt1998 3 года назад +9

    Your video's are so helpful! I can actually listen before I get too bored like other Option video's.

    • @BradFinn
      @BradFinn  3 года назад

      Cheers! Thank you Mark!

  • @chriskulig
    @chriskulig 3 года назад +3

    Sold my first covered call. Found this VERY HELPFUL. THANK YOU!

    • @BradFinn
      @BradFinn  3 года назад +1

      Cheers. Good luck

  • @gothamleisurez3884
    @gothamleisurez3884 3 года назад +11

    Great summary Brad !.. one of the mistakes resonated with me: avoid selling cov calls on red days: I was doing it on red days with the fear that the stock might go lower in following days thus pushing the premiums lower. But gradually realized that one green day does a lot more good to an option than the amount of harm that many past red days do.

    • @BradFinn
      @BradFinn  3 года назад

      Thanks so much for sharing

    • @JB-zh1se
      @JB-zh1se 3 года назад +1

      You don't sell covered calls on red days, you buy to close to save your position if you still truly believe in it. Make sure you only sell contacts on stock you will profit on at strike price!

    • @sonny5982
      @sonny5982 Год назад

      Thank you

    • @ek4679
      @ek4679 Год назад

      ​@@JB-zh1sel

  • @nfekeskxnxngntnrkdkcn627
    @nfekeskxnxngntnrkdkcn627 3 года назад +13

    ive gotten lazy with my covered calls/ puts. i almost never buy to close. i just choose a price that ill be happy with selling/buying my shares at and if i get assigned, then im ok with it. for example ive been writing weekly calls for AMC for $15 strike. got really close to assignment but my cost basis is $8 a share ( probably significantly less since ive been collecting $10 a week on premiums for a while now but im lazy in figuring that out as well) the premiums like you said are just a nice bonus, my main goal is hoping the price will hit my strike so i can do puts on said stock and have money to expand to other stocks. so i just pick a price thats 30% from the current price and just go with it. NOT FINANCIAL ADVICE, THIS IS JUST WHAT I DO. doing this has been way less stressful for me, yeah i know its not optimal but i literally just check my folder on monday or tuesday to write my calls/puts, then check friday to see if im getting assigned or not. then just repeat the process. 5 maybe 10 minutes a week for a passive income, sometimes less if some of the options are bi weekly.

    • @jamiedynasaur5514
      @jamiedynasaur5514 3 года назад +5

      This aged well

    • @nfekeskxnxngntnrkdkcn627
      @nfekeskxnxngntnrkdkcn627 3 года назад

      @@jamiedynasaur5514 this was 2 weeks ago lmao obviously I'm not still writing calls for that price and even if I was who cares? I still more then doubled my investment :P

    • @trippytoxin
      @trippytoxin 3 года назад

      @@nfekeskxnxngntnrkdkcn627 lol i wrote a covered call on amc on the $18 strike expiring today, a couple days ago and that fucker hit yesterday, and i quickly took a loss and bout to close for $100 because i knew amc is gonna keep going up, but in the morning today, i sold another covered call when the price was getting shorted down and got $203 in credit :D not bad at all

    • @pitbull6098
      @pitbull6098 3 года назад +1

      I bought a Jan 2023 Put on AMC. Ain't no one going to that damn movie theatre

    • @gandychan
      @gandychan 3 года назад +2

      I sold 8 covered AMC calls for $15 strike literally days before it went up to $75. FML

  • @johnporter5828
    @johnporter5828 2 года назад +1

    Been selling calls for about 6 months - and have expereincec the pitfalls mentioned. Good video !

    • @BradFinn
      @BradFinn  2 года назад

      Thank you so much. Good luck

  • @azycray4801
    @azycray4801 2 года назад

    Dude, you have some great material here. I have some knowledge but continue to look for nuggets by watching video's regularly. Someone starting out would do well to watch your stuff. I sit on the couch at night and watch youtube so I had to come to my computer to leave a comment, that doesn't happen very often. Last thing, when our are enjoying Jefferson Ocean, don't taint the perfection with cubes. I did the same thing when I started drinking bourbon, when you are not used to a strong drink you want to thin it out a tad but trust me on this, you will enjoy it more the way they intended it to be imbibed. Move to a single cube and get adjusted then move to neat. There is no comparison. That would be like watering down your chili because it is too hot, not that I love very hot food, just going for a good analogy. Sorry for getting off track, but I will be watching more and liking all I watch!

  • @trizzyInTheMoney
    @trizzyInTheMoney 3 года назад +20

    16:30 'That's "Money in the bank, Shawty what's your drink" and we keep it moving' LMAOO that was so great I almost missed it

    • @BradFinn
      @BradFinn  3 года назад +3

      haha.. always try and throw some gold in there

    • @MrStevile
      @MrStevile 3 года назад +2

      I went straight to the comments when I heard him say that. That made me actually lol.

    • @josekunhardt
      @josekunhardt 3 года назад

      Man, I had to stop and go listen to that song real quick, it's been years! lmao

  • @DigSuccess
    @DigSuccess 3 года назад +1

    Bro this video clarified some things for me that i've been trying to figure out as a noob - THANKS!

    • @BradFinn
      @BradFinn  3 года назад

      Awesome. Thank you. Please give it a like if you could do more people see it

  • @innovateandinvest
    @innovateandinvest 3 года назад +1

    Thank you for pointing out how to close out (buying back) the covered call at the end of this video. Many videos out there show how to start the CC but not how to finish it. Very valuable information, thank you.

    • @BradFinn
      @BradFinn  3 года назад

      You’re welcome bud. Thanks for the comment

  • @etstiffler
    @etstiffler 3 года назад +3

    write the call on a green day is something i learned after BB went up. I sold on a Monday @.15; Tuesday it was over 3$ a contract.

    • @BradFinn
      @BradFinn  3 года назад

      Nice

    • @HarvestBreedmusic
      @HarvestBreedmusic 3 года назад

      BB is my go to. First CC I sold was 2$ for a strike of 20$. Man I wish that call had been assigned... :-)

  • @raterus
    @raterus 3 года назад +91

    I bought instead of sold once, the stock continued to rally and I ended up making cash. Whoops!

    • @BradFinn
      @BradFinn  3 года назад +23

      Nice.. better to be lucky than good sometimes

    • @raterus
      @raterus 3 года назад +3

      @@financeabcs Believe me, more than has been cancelled out by my "purposely losing money" hah!

    • @celtekrider2
      @celtekrider2 2 года назад +3

      Ohhh man lmfao 🤣 😂
      I did that once on 5 contracts!!!! And of course lame ass robinhood wanted like $10 less per contract than what I paid but than that shit went up! Hahahahahaaaa last time I made that mistake but I came out +$150!

    • @billlupin8345
      @billlupin8345 2 года назад +1

      Happened to me, I expected a Tesla bounce so I opened a credit put spread, accidentally opened a debit.
      It bounced, I started off on a terrible position, but I also expected a fall afterward.
      It fell. A lot. Made some money on that.

    • @jasondillon2567
      @jasondillon2567 2 года назад

      🤣 I love that!

  • @CategoricalImperative
    @CategoricalImperative 3 года назад +10

    Been doing this in my Roth IRA for years, so tax-free. When I start a new position using the cc strategy, I’ll buy 110 or 120 shares, so if I’m assigned the fomo isn’t so bad ( I still have have 10 or 20 shares that can continue the ride up. Btw, there are times when you get assigned, but the cc strategy was Still more profitable than owning the stock.

    • @BradFinn
      @BradFinn  3 года назад +1

      cool

    • @louis20122
      @louis20122 2 года назад

      I did not know that Roth IRA allows to trade options. Can you consistently make money monthly using writing covered calls options?

    • @CategoricalImperative
      @CategoricalImperative 2 года назад

      @@louis20122 It only allows 'covered' or cash secured trades. So, no naked calls or puts iron condors, credit spreads, etc.

    • @louis20122
      @louis20122 2 года назад

      @@CategoricalImperative How long have you been doing covered calls options? Can someone consistently make money every year? It is derivatives after all

    • @CategoricalImperative
      @CategoricalImperative 2 года назад +1

      @@louis20122 On and off for about 10 years. I like to compound with weeklies, but it's a lot of management.

  • @westtexas806
    @westtexas806 3 года назад

    I bought 100 shares of cei today for 1.66 I sold $1 call 8 days out for 1.05. within 30 minutes I was assigned. So I did it 3 more times. 20% does that work very often.

  • @hannaJardin
    @hannaJardin 3 года назад

    This is the most comprehensive covered call option video that I have viewed! Thank you

    • @BradFinn
      @BradFinn  3 года назад

      You’re welcome

  • @aprilmaykestradez4543
    @aprilmaykestradez4543 3 года назад +7

    Thank you, Brad! I love your videos. You have a way of translating the math behind the options in a way that is easily understandable without disregarding it. I think it's crazy how much physics applies to the market.

    • @BradFinn
      @BradFinn  3 года назад +1

      Thank you so much for the kind words

  • @DerekEskens
    @DerekEskens 3 года назад

    Good video. Delta explanation is a smidge off. Delta can be used to estimate the probability that the option will _expire_ at that strike, so 0.30 delta is 30% probability at expiration, but the probability of the stock _touching_ that strike at _any_ time between now and the expiration is actually 2x delta, so there's a 60% chance you'll see it touch that price. Granted just because a stock touches your strike doesn't mean you'll be assigned. Hold or roll.

    • @BradFinn
      @BradFinn  3 года назад

      Thanks for sharing

  • @mmeehan1
    @mmeehan1 3 года назад +2

    Delta in options is how much the options price will move to the underlining asset.. great video though esp. cover the call at 75%

    • @BradFinn
      @BradFinn  3 года назад

      thanks for the feedback

  • @Perpetual-Liberty
    @Perpetual-Liberty 3 года назад +1

    Hey man- Great video! Very clear and informative. Thank you!!

    • @BradFinn
      @BradFinn  3 года назад

      You’re welcome David

  • @Jgriffin0808081
    @Jgriffin0808081 3 года назад

    Killer vid bro, subscribed, thumbs up, keep em coming I appreciate all the info

  • @Jeffrey-817
    @Jeffrey-817 3 года назад +3

    I just sold a 45$ call on Nio at 30 days with a basis of $39.
    The stock was trading at $37 and heading down when I did this. My objective was to collect a little premium on a long position but be perfectly willing to get assigned at $45 and make my $6.00 profit plus premium.
    Been holding this for so long without much profit that I am willing to dump it.
    Doesn't this make sense?

    • @Eastbaypisces
      @Eastbaypisces 2 года назад

      so what happened to it?? did it keep dropping or did it climb??

  • @TheAdnankarimjewel
    @TheAdnankarimjewel 3 года назад +9

    Today for the first time I made the mistake that you mentioned. I was in hurry and instead of selling call I bought a call 😂😂

    • @nymel2008
      @nymel2008 3 года назад

      Almost did that myself

    • @BradFinn
      @BradFinn  3 года назад

      We've all been there

  • @nicolasparra8000
    @nicolasparra8000 Год назад

    I had a question, so for covered calls, it goes off of your stock average price not the actual current price of the stock. For example if my average cost price of the stock is $50 but the current price is $55, the covered call will go off of my average price correct?

  • @staceyalbert2658
    @staceyalbert2658 3 года назад +1

    Great content Brad. I haven't written any covered calls yet, but your videos are really instructive and are giving me the confidence to start soon.

  • @andyting2762
    @andyting2762 3 года назад +8

    Is it a good strategic move to make if I sell a covered call with a premium of 1.22 and after 5 days, the premium drop to 0.2, then I buy the call to close the position and consequently sell another covered call at a lower strike price to just receive another premium instantly?

  • @thuan2627
    @thuan2627 3 года назад +3

    I'm learning options. How do I set an automatic for 'buy to close' call at a 75% profit on eTrade ?
    Thanks for sharing the video.

    • @BradFinn
      @BradFinn  3 года назад +3

      Limit buy order for a price that is 25% of the premium you collected. If it fills you are left with 75%

  • @cryptoenthusiast4999
    @cryptoenthusiast4999 3 года назад +4

    Great video. I’ve learned a lot about covered calls from watching your videos. Do you ever use technical analysis when selling calls and puts?

    • @BradFinn
      @BradFinn  3 года назад

      Generally I dont check out TA for anything over a day or to

  • @Dtrumaine
    @Dtrumaine 2 года назад

    i remember some one trying to tell me i didn't know what i was talking about when i told them i want to be exercised. my man explained it perfectly at 4:19

  • @evequeen8282
    @evequeen8282 3 года назад +1

    Very helpful. Thank you. I'm viewing it for a third time.

    • @BradFinn
      @BradFinn  3 года назад

      Cheers Eve! Thanks for the comment

  • @samsue1224
    @samsue1224 Год назад

    Good stuff, only thing is people need to consider the const of getting in/out of these trades.
    Buying to close adds to your cost for the trade so might not be worth it

  • @Putseller100
    @Putseller100 3 года назад +1

    the #1 prob you mentioned about buying instead of selling a call is something I noticed happens much more on a phone than a computer/laptop. Must be the smaller screen and touch screen scrolling vs a mouse that you can 100% aim for what you want. I have noticed similar probs along these lines like a different strike price than what I wanted or sometimes a different expiration period. Be careful using a phone to trade, your finger can accidentally scroll something you don't want.

    • @BradFinn
      @BradFinn  3 года назад

      thanks for the tip

    • @JeanValjean875
      @JeanValjean875 2 года назад

      Just don't use your phone for financial transactions, ever.

  • @ManjitSandhu
    @ManjitSandhu 3 года назад +2

    Nice video thanks. Quick question.. You mention that that you like to close at 75% profit level and one on the main reasons is that you may not be able to close due to lack of liquidity as you come closer to expiry.. My question is.. why not let it expire worthless that way you do not have to worry about liquidity or paying brokerage commission..

    • @BradFinn
      @BradFinn  3 года назад +3

      You can definitely do that. After being burned a few times on contracts "I knew would expire worthless" go south on Friday just isn't worth it to me anymore. And I dont pay brokerage commission so that is a non issue

    • @ManjitSandhu
      @ManjitSandhu 3 года назад +1

      @@BradFinn Thanks Brad for a prompt response.

  • @USCNE96
    @USCNE96 3 года назад +3

    I still don’t get the whole tax burden thing on your long term capital gains. You’re gonna sell the stock eventually so you’re gonna have to pay those taxes at some point. The only difference in my eyes is if your tax bracket changes but if your income is increasing over time then you’re gonna end up in a higher bracket.

  • @theedgereport7383
    @theedgereport7383 3 года назад

    I got assigned twice on pmcc before I figured out RH closes them for you at 3:00 on Friday expiration. This video has improved my strategy!

    • @BradFinn
      @BradFinn  3 года назад

      yes they do. This is stated in their terms and conditions

    • @theedgereport7383
      @theedgereport7383 3 года назад

      @@BradFinn oh. Terms. Yeah.....should’ve read that

  • @igortolstov487
    @igortolstov487 3 года назад +4

    I always buy another 100 shares when stock reaches strike of my sold calls. This way I collect premium without losing any shares

  • @theworkinginvestor
    @theworkinginvestor 3 года назад

    You are so correct about being mindful about the percentage of the premium relative to the collateral on a CSP or relative to your cost basis on a CC! I feel that most people overlook this.

  • @ashleymadison9380
    @ashleymadison9380 14 дней назад

    I have been making bank on JNJ CC's for months. Somedays I Sell to Open and Buy to close in the same day. The swings have been so predictable until recent earnings, but the trend seems to be continuing, just at a lower strike price.

  • @derfel6969
    @derfel6969 Год назад

    Really good video! I would add that people need to take into consideration the trading cost. If each covered call cost you $11, it eats up at your profit (Same if you close early).

    • @BradFinn
      @BradFinn  Год назад

      Every brokerage is different. Mine is zero and at $11 you’re getting ROBBED!

    • @derfel6969
      @derfel6969 Год назад

      @@BradFinn oh man! Not much choices here in the Canadian frozen land lol

  • @VisuallyMottafied
    @VisuallyMottafied 3 года назад +1

    I can see why the Wheel strategy wouldn’t be worth it on SPY. What about a LEAPS on SPY and doing a PMCC? You would only need to put up about 1/4 the cost compared to buy the 100 shares. So selling covered calls will have a better ROI.

  • @lucygoose6052
    @lucygoose6052 2 года назад

    What about the fees? What about trading in Ira?

    • @BradFinn
      @BradFinn  2 года назад +1

      Depends on your broker. I pay $0.00 USD for mine

  • @alvernlo8737
    @alvernlo8737 3 года назад

    do you think SPY is the best stock to start with?

  • @knockknock4475
    @knockknock4475 7 месяцев назад

    I feel like just by selling covered calls with an expiration of 30-45 days and by rolling the position after 3 weeks, we can avoid the risk of assignment and stack numbers over time

  • @HungryTrashPanda
    @HungryTrashPanda 3 года назад +1

    I really appreciate this series you’ve done.

  • @cindy2960
    @cindy2960 3 года назад +1

    I sold covered calls with high premium, the stock went up a crazy amount.... I don't want them to get assigned. Can I keep rolling my call? My stock went up over 90% in a night.

  • @nfavor
    @nfavor 3 года назад +1

    Guilty as charged as far as buying a call instead of selling one and then you have the day trade restriction on top of it and have to wait another day! I know this is a CC video but I’d love to hear more of your thoughts on rolling POCC when you have to do it at a loss. Do you also go for a higher delta on the short leg next time or stand your ground? I’m just getting started with PMCC but I’d love to hear more of your thoughts on rolling them when you have to at a loss.

  • @deadduck8307
    @deadduck8307 3 года назад +5

    Eek ... On your discussion about covering @ 75%, I need to remind you that stocks are modeled according to exponential Brownian motion w/ drift, and when doing weekly options, the Brownian motion is a factor even though it's expected value is 0. When covering a call @ 75% profit, you will tend to hold it longer for the same fixed profit % than someone holding it to say 95% profit due to the decay curve steepening at the end. This means the variance of the Brownian motion over the time period you hold the call will be unnecessarily large due to your choice to cover early (recall the variance of B(t-s) is t-s). For this reason, if the stock's options have enough liquidity, I'd recommend not closing it this early.

    • @michaelmccusker7265
      @michaelmccusker7265 3 года назад +3

      great analysis for the rocket scientist. In laymans terms the theta decay increases the closer it gets to expiration. You might have to hold the option for three weeks to get the 75% but only two more days to get another 20%. I tend to hold the option until close to expiration. Anything that has a realistic chance to get assigned I roll into next week. If not then I let it expire worthless and get 100%.

    • @deadduck8307
      @deadduck8307 3 года назад +4

      @@michaelmccusker7265 Well, I've since backtested my assertion on multiple stocks using the Black-Scholes model for historical option price (so one limitation is this is theoretical, not actual) and ... it actually showed a small local maximum in return when buying back at 75-80% return. I was shocked by this. I tested this not only for multiple stocks, but for multiple values for %OTM strike. I have the graph if anyone's interested in the results.

    • @PadreDProductions
      @PadreDProductions 3 года назад

      @@deadduck8307 Great discussion! So in layman's terms you're saying that he is correct by selling at 75% profit?

    • @deadduck8307
      @deadduck8307 3 года назад

      @@PadreDProductions ​ Yes and no. You can look at my results graph here:
      Protocol: HTTPS
      Host: Dropbox
      File Path: /s/n7xz7cqmqsm7wpk/
      File Name: Screenshot%202021-11-12%2002.33.38.png?dl=0
      My apologies for warping the URL by breaking up the pieces, but RUclips wouldn't let the comment go through otherwise. Hopefully, if anyone's interested, they can put it back together.
      It's important to understand the limitations of my backtest.
      1) Historical options pricing was approximated by the Black Scholes Model, where the risk-free interest rate was assumed to be constant.
      2) This backtest was only done on one stock (AMD) and the results may be different on other underlying assets.
      3) I only trigger a buy-back using closing options prices, not intraday as it would be with an open limit order in a forward test.
      With these limitations in mind, the results seem to confirm the author's claim, yes.

  • @dansage3665
    @dansage3665 3 года назад +4

    The worst is selling a covered call and being tied to the call and the stock rallies past the strike and you can’t sell your shares because you’re tied to the covered call then the stock price tanks below your cost basis. But at least you’ll collect premium after that roller coaster lol.

    • @Eastbaypisces
      @Eastbaypisces 2 года назад

      what u mean tied to the call??

    • @dansage3665
      @dansage3665 2 года назад

      @@Eastbaypisces when you sell a covered call you are agreeing to have your shares called away at that strike price (your short call) by expiration. If the stock rallies past your strike price your short call becomes very valuable. Your profits are capped on your 100 shares to that short call strike and your call that you sold short is realized, meaning you already got paid for selling the (covered) call. So unless you have level 4 options you can’t sell your shares without buying back that short call bc that would create a naked call. You could always sell a covered call and buy a lower delta super cheap call in case that does happen IMO. Doing that takes away from your realized short call premium but it catches any huge upside moves.

    • @dansage3665
      @dansage3665 2 года назад

      @@Eastbaypisces a covered call essentially handcuffs your 100 shares to the sold call strike price until you either 1) buy back the sold call or 2) let it expire worthless for maximum realized profits bc the stock never went past that strike price.

    • @Eastbaypisces
      @Eastbaypisces 2 года назад

      @@dansage3665 so if i got 100 shares(already own) of SKYT, i paid 6.99, its trading at 14.99 and i sell the call for say 20.00premium and put a strike at 19 w exp next week and next week the stock only goes up to 16/share i keep the premium once i buy back the call (i get the difference from that the share price and strike price) right? so u mean tied to it if the option gets assigned? if i got assigned then i would b selling the stock at the strike price right??

    • @dansage3665
      @dansage3665 2 года назад

      @@Eastbaypisces sorry im not gonna give a class on covered calls on a RUclips comment thread ;) if you have 100 shares you can sell calls above your stock average as long as you’re ok selling the stock if it goes above your strike

  • @_Hmanz_
    @_Hmanz_ 3 года назад +2

    I got this shit down now thanks to you and Adam!!!!🚀 Another great video!

    • @BradFinn
      @BradFinn  3 года назад

      Humbling to be put in the same sentence as Adam. Dude knows his shit!

  • @utprez
    @utprez 3 года назад

    great content! subbed! so basically, buy something like $T or even $F at a discount, if possible, and just sell that otm call over and over...

    • @BradFinn
      @BradFinn  3 года назад

      Sounds good to me

  • @MikeKates
    @MikeKates 3 года назад +1

    I think selling monthly provides better opportunity. For instance, say I sell weekly and I’m assigned each week, 4 times in one month, between calls and puts, I’ll be losing 4 weekends or 8 days of the month without capturing premium because if I’m assigned on Fridays, I wouldn’t be able to open new contracts until Monday therefore giving up time decay from the sat and Sundays before. I’d rather sell a monthly for a buffer like you said, and plan to close in a week or two if price goes against me. If I can’t close cuz I’m ITM then I’ll let it expire and get taken away in four weeks for 4 times the premium that a weekly would give me.

    • @BradFinn
      @BradFinn  3 года назад

      Cool. Thanks for sharing

    • @jerrybarnette5148
      @jerrybarnette5148 Год назад

      thats why we write the calls on a friday and not monday

  • @davidbailey9394
    @davidbailey9394 3 года назад +2

    Love when u do these types of videos! Great info, great guy! 🤙

    • @BradFinn
      @BradFinn  3 года назад +1

      Thank you so much David. Sometimes the best videos are the ones that just happen. Wasn't planing on this one at all.

  • @hawki171
    @hawki171 3 года назад +1

    Do you have a video breaking down exit strategy? I am about to start Pmcc with Tesla, but I’m nervous on how to get out.

    • @hawki171
      @hawki171 3 года назад

      To clarify, PMCC exit strategy - if I get assigned and don’t have buying power to buy the 100 shares at my strike price, do I get the money from the assignment before I exercise? Does the brokerage do it automatically? Do I go to jail 😭😬

    • @BradFinn
      @BradFinn  3 года назад

      ruclips.net/video/8vwMayXWRxQ/видео.html

  • @recycle_your_money
    @recycle_your_money 2 года назад +1

    I’m not going to lie. This is the exact philosophy I use. I’ve been trading since 2016 and so far, this is what I’ve learnt. In a stable market, 2% monthly works for me, in volatile and bearish market like now, 1.5% a month is fine with me.

    • @BradFinn
      @BradFinn  2 года назад +1

      That doesn’t suck at all. Thanks for sharing

    • @recycle_your_money
      @recycle_your_money 2 года назад

      @@BradFinn that being said though. I did think Delta meant the percentage change in option value for every one dollar change in stock price, not percentage of whether stock price will hit strike price or not.
      So for instance, a strike price with a delta of .3 (30%) means for every one dollar change in stock price up or down, the option value will move 30c up or down. This is the second place I’ve seen delta defined like this. But the old school guys I learnt from defined it as I defined it earlier. Am I missing something?

  • @lmw88
    @lmw88 3 года назад

    Thank you for sharing your experience

  • @djjohnpiazza7043
    @djjohnpiazza7043 Год назад

    My guy, I love your communication style in your videos. You're great for newbies like me trying to understand the wheel strategy and the basic mechanics of puts and options.
    My question: I've got a lot of shares in JEPI. (+2400) and my cost basis is 56.00. It's trading these days at 54.10 give or take. Do I need to get my cost basis down before trying puts with JEPI? Again I own all these shares and don't know how to get started with my 1st option or put. Please help! 🙏
    Thank you!

    • @BradFinn
      @BradFinn  Год назад +1

      Thanks for the kind words. I can speak intelligently on what’s best for you. Gotta choose the best strike that’s best for you

  • @hexotics6640
    @hexotics6640 3 года назад +1

    How do you like the Jefferson oceans ?

  • @sariechia8178
    @sariechia8178 3 года назад +1

    Thanks so much Brad for the great video. May I check if I want to close the sell puts option before expiration date with minimum loss, how can I do it? Thanks

  • @cody22cannon
    @cody22cannon Год назад

    Yea so I just did this last week lol. What should I do when buying?

  • @adamj8385
    @adamj8385 3 года назад +1

    I sold covered calls by accident (wanted to buy calls while actually holding stock), I thought I could only buy options and do covered puts on TD. Anyways, I sold them right away and missed out on a few grand! Oh well, now I sell CC's all the time

  • @yumekura3462
    @yumekura3462 2 года назад

    Great content! If you bought a stock at $40 but it is now trading at $30. At what strike and expiry would you sell a cover call? Would you roll it if it gets ITM say you sold a $32 strike.?

    • @BradFinn
      @BradFinn  2 года назад

      I only write calls with a strike above my cost basis for the 100 shares. simple as that :)

  • @scottamolinari
    @scottamolinari 6 месяцев назад

    Yeah, about flat. I put together an iron condor on Berkshire because it was flat for days and a few days later, it decided to go up 6%- Doh!!!! Lesson learned, if a normally "flat" stock has been flat for some time, don't expect it to stay that way for a lot longer.

    • @BradFinn
      @BradFinn  6 месяцев назад

      you got it

  • @enriquet548
    @enriquet548 3 года назад

    I'm having trouble understanding options because paper trading is delayed and not working like it does in real world. What would you recommend I do to just test the waters? What kind of stock can I play with on one option to see how this works?

  • @humanresourceshaven435
    @humanresourceshaven435 3 года назад

    You have explained it the best!!!!

  • @PJLeo39
    @PJLeo39 3 года назад

    Your videos are the best on RUclips explaining options. Question I have my cost basis set to spec ID on Vanguard if I get assigned will it give me the choice of which block of stocks to sell? I have ABBV at all different cost basis from 60 to 111.00. Or should I go in and choose First in first out or Highest in first out. I sold my first covered call after watching your videos over and over 2 × 142 strike price expires 2/4 using the criteria explained. Thank you

    • @BradFinn
      @BradFinn  3 года назад +1

      I appreciate the kind words Peter
      I answer questions on my live stream every Sunday night in the chat as well as voicemail www.speakpipe.com/BradFinnLive
      You can also find me in the discord. Cheers

  • @Mdemy13
    @Mdemy13 3 года назад +7

    I like how last week I bought a call I was trying to sell and thought I was the only one 😂😂

    • @BradFinn
      @BradFinn  3 года назад

      No you are not

    • @swing_trades_setups
      @swing_trades_setups 3 года назад

      Kid was bothering me one day when I was trying to sell an OTM call (I typically sell a ton of puts). A couple days later as the option price was increasing as share price dropped and I was like huh, I then realized I sold an ITM put. Was really painful/expensive mistake. But I think when you realize you made a mistake, BTC it immediately vs trying to "fix it". At least that is always what I do... You trade enough, trust me it happens!

  • @mootoochunasamy389
    @mootoochunasamy389 2 года назад

    Thank you sir very informative

  • @raishedyahia662
    @raishedyahia662 3 года назад

    Sell to open with a covered call. Great money making strategy because you get to sell the stock and receive the premium which in the somewhat improbable event that the stock is above the strike price just a little you might get assigned to sell but it's like you gain on selling for profit and premium. So say you sell for $44 strike and premium is $5.00 you basically get to sell the stock for $4900 or more like $49 a share. Great profits.

  • @sonny5982
    @sonny5982 Год назад

    So buy to close means I can still keep my shares and get less of the premium ?

    • @BradFinn
      @BradFinn  Год назад

      not really. it means you are paying to close your option. Nothing happens to the premium you collected

    • @sonny5982
      @sonny5982 Год назад

      @@BradFinn thank you

  • @peterm7693
    @peterm7693 3 года назад

    Can you explain what happens when you get assigned. Let’s say I sell a $75 call for $2.00 premium and the stock goes to $90 what happens and what is my loss?? I know the contract is going to be worth $15 at expiry but does that mean I lose $15 if I just get assigned.

  • @matthewsherwin8741
    @matthewsherwin8741 3 года назад +1

    Thanks for a great video, Brad! You really work hard on these videos and it shows. Thanks again and take care!

    • @BradFinn
      @BradFinn  3 года назад

      I appreciate that!

  • @kenleif1b23
    @kenleif1b23 2 года назад

    Hello, i am doing covered call and i know why some delta is positive and some is negative?

    • @BradFinn
      @BradFinn  2 года назад

      Here’s a video on the Greeks ruclips.net/video/4dO3FcOsNwY/видео.html

  • @derekharshman2034
    @derekharshman2034 Год назад

    I really appreciate the video it was great.
    Any reason you can't just let the cover call expire? You still get your premium right? Is there any benefit to buy to close it its not close to hitting strike price. I'm new to covered calls and only done a few times

    • @BradFinn
      @BradFinn  Год назад +1

      You can let them expire if you want. Here’s why I don’t
      ruclips.net/video/vMWuYPMRYiY/видео.html

    • @derekharshman2034
      @derekharshman2034 Год назад

      @@BradFinn thank you

  • @jackjames2012
    @jackjames2012 3 года назад

    Great video. Thanks for sharing.

  • @laurap5778
    @laurap5778 2 года назад

    I don't understand. Wont we eventually have to pay taxes whether holding long or short? Are the taxes higher on day trading compared to holding a stock 5 years then selling?

    • @BradFinn
      @BradFinn  2 года назад

      They are short term capital gains

  • @randydandy2
    @randydandy2 3 года назад

    Good stuff. Great education for those not familiar Covered/Poor Man's calls.

    • @BradFinn
      @BradFinn  3 года назад

      Thank you so much

  • @sjllee2588
    @sjllee2588 3 года назад +1

    This is an awesome video. Even I want to buy you a drink for this. Thank you so much.

  • @chalemi
    @chalemi 3 года назад

    Great video! You have the knack for teaching. Something I'm not clear on, say I purchase 100 shares of..whatever. if I sell a call that ends up ITM, I get assigned and I have to sell my 100 shares at the strike price. Is that money automatically transferred into my account by my brokerage? Thanks.

  • @timpresicci6648
    @timpresicci6648 3 года назад +1

    Appreciate the video, thank you.

  • @ferrandoheyward9623
    @ferrandoheyward9623 3 года назад

    crazy thought for me I don't mind getting assigned Why? I pick a strike price that gives me the 5-10% appreciation I want to earn on the stock. If the stock moves within a defined range, I'll buy back in close to my original cost basis.

    • @BradFinn
      @BradFinn  3 года назад

      Not sure what you mean, sorry

  • @rafaelkeech2625
    @rafaelkeech2625 3 года назад

    Made a bad mistake this week.. sold covered call on tesla and it rallied like crazy and now my far OTM is close to ITM and sweating bullets I'm about to get assigned. Still got a few weeks.. but may need to buy back to close this out now at a big loss.

    • @BradFinn
      @BradFinn  3 года назад

      Good luck

    • @rafaelkeech2625
      @rafaelkeech2625 3 года назад

      @@BradFinn thank you. Thinking of rolling it out, if the rally continues so maybe make back on higher premium later.

  • @trick58
    @trick58 3 года назад

    Wanted to take a minute to say that you are great. I really appreciate the way you do things. Thank you for contributing. And I spit out my own drink when I saw how little you had left in your glass at the end of the video!

    • @BradFinn
      @BradFinn  3 года назад

      Haha. Cheers bud. Thank you for the kind words

  • @ar.shankarhosakere009
    @ar.shankarhosakere009 3 года назад

    Brad..I own 6 long GME 12 Jan22..What's the best that can be done other than encashing the Option..Appreciate your candid response.

    • @BradFinn
      @BradFinn  3 года назад

      I'm sorry, I am not a financial advisor. Good luck

    • @WGTBSFR
      @WGTBSFR 3 года назад

      He not an Ape. He's a shill duh

  • @MikeKates
    @MikeKates 3 года назад

    So what your saying, for figuring out a percentage per return, is to calculate premium recieved divided by capital towards collateral?? So if I put up 5000 for collateral and receive $50 in premium, that would calculate to be 50/5000 = .01 or 1% return on investment? I should reach towards how much? 10%? 20%? Per month? Per year? I don’t see how that’s possible per month. Ty

  • @johnsnow9232
    @johnsnow9232 2 года назад

    This video is very informative 👍

    • @BradFinn
      @BradFinn  2 года назад

      Thank you so much

  • @leenguyen6896
    @leenguyen6896 3 года назад +1

    That's why you do a roll-out to get out of the short term tax gains. I do covered calls with TSLA all the time.

    • @BradFinn
      @BradFinn  3 года назад

      nice

    • @kottik1
      @kottik1 3 года назад

      I'm thinking about it too. How do you determine when exactly you need to roll your TSLA calls? Just BTC on Thursdays to play safe?

  • @jkretkow
    @jkretkow Год назад

    I've found I am about 50% assigned versus expiration on 30 day covered calls. The concern I have is when there is still time until expiration maybe 2 weeks and the underlying (CRM in this case) is significantly over my strike price do I roll, close or wait for assignment? The answer might be it depends? I already secured a nice profit more than 100% annually if extrapolated over 12 months.

  • @kouroshnahali2635
    @kouroshnahali2635 3 года назад

    Hey Brad, I own couple of thousand shares of Blackberry at $14 a share, stock is trending around $12 right now and I am not married to it in fact I want to hedge out of the stock. Do you recommend selling covered calls for strike price of $14? I can live with just the premium if I get assigned. Just to see if I understand this correctly, in order to keep the premium I want the price of stock to stay below or around $12 but not over $14 right?

  • @brianbeadle8762
    @brianbeadle8762 3 года назад +1

    When using an IRA account do the unrealized capital gains not matter since I won’t be taxed until I pull out money?

  • @JayTJohnson275
    @JayTJohnson275 3 года назад

    A study done by tastytrade shows that cutting losses is WAY more important than cutting profits. Generally I’ll cut losses at 50% and I have yet to regret that when looking back after the trade would have finished.