Here’s Your Year-Long Guide To Financial Stability

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  • Опубликовано: 9 ноя 2024

Комментарии • 75

  • @crypt4519
    @crypt4519 6 лет назад +35

    This is the only video giving a realistic advice on money for common man. I am a professional accountant and I do many of these things for my personal finances (and then some more). It does work, and not really difficult.. really cool video.

  • @hayman122
    @hayman122 6 лет назад +133

    This is just money management. That's not the hard part. The hard part is actually making the money

    • @dhv2852
      @dhv2852 6 лет назад +10

      Danielmeir you'll be surprised how useful this can be

    • @aiai-j7i
      @aiai-j7i 6 лет назад +4

      Exactly...everyone blames themselves but really it is impossible for most to make ends meet with the discrepancy between pay and costs of living, no free health care or affordable education in this USA. I guess...try harder??

    • @stefanmitrovic973
      @stefanmitrovic973 4 года назад

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      @mariaportugall1933 4 года назад

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  • @alexrene7397
    @alexrene7397 3 года назад +9

    I love the fact you specified that this is not a get rich fast scheme. I don't know who needs to hear this, you've got to stop Saving money. Invest some part of it, if you really want financial freedom.

    • @makaylasaffell2602
      @makaylasaffell2602 3 года назад +3

      It's always for crypto Investors to venture into trading because it's only by trading crypto majority can survive bearish periods.

    • @anthonypeterson7873
      @anthonypeterson7873 3 года назад +1

      I think Bitcoin is moving to the next level, it's a wise decision to buy and trade bitcoin, you can't afford to miss out.

    • @makaylasaffell2602
      @makaylasaffell2602 3 года назад

      @@anthonypeterson7873 Apparently that's true, I agree but it can also be disastrous for newbies or any one who doesn't adhere to a well thought-out strategy and over all, a professional broker.

    • @whitneysmith4550
      @whitneysmith4550 3 года назад

      @@makaylasaffell2602

    • @whitneysmith4550
      @whitneysmith4550 3 года назад

      My advice to anyone going into crypto currency trading is to get your self attached to a broker who will make good returns on investment.

  • @ericsooy5430
    @ericsooy5430 2 года назад +1

    If you're a single dependent, working in a restaurant is the best way to cut food cost . Low waste sustainable living . Hydroponics . Reduce and reuse rather than recycling everything . Going through this now and that's what I've learned .

  • @littlestrawberry944
    @littlestrawberry944 5 лет назад +16

    Right now im at dead 0$ living at my moms house with no car and no job i have some student loan debt and also some stuff in collections

  • @thanhdinh3179
    @thanhdinh3179 6 лет назад +7

    Hopefully the only thing I have to worry about is college debt

  • @worldsnetizen2035
    @worldsnetizen2035 6 лет назад +4

    Thanks.

  • @desflores5157
    @desflores5157 6 лет назад +4

    Great video! Please continue to make more videos like this👍🏻

  • @StudioVegan
    @StudioVegan 2 года назад

    Thank you so much for this !

  • @jerzs1363
    @jerzs1363 6 лет назад +38

    Do people really not know this? It all seems so simple so why do they pay CFP and financial advisors for all this info? U gotta be a psychologist to help people fix such bad habits like excessive spending...

    • @razanejahjah1692
      @razanejahjah1692 5 лет назад +2

      Although this information is so basic, yet weirdly enough, a big number of people don't know them. They just randomly spend every penny they get

  • @BAdventures
    @BAdventures 6 лет назад +2

    Good practical education. Your average person does not get the finance or business education. Discipline and consistency get results long term results.

  • @cassielmartinez1580
    @cassielmartinez1580 6 лет назад +5

    Is it possible to have a nice life with no debt at all?

    • @twdjt6245
      @twdjt6245 6 лет назад +5

      Cassiel martinez sure it is..if you have a good paying job about dont waste money unecessarily. The key is living below your means.

    • @foford2010
      @foford2010 6 лет назад +2

      You should watch Dave Ramsey on RUclips

    • @jahangirisameer
      @jahangirisameer 6 лет назад

      Yes my father has done it. You just need a good job by working hard and hustling and try to never ever take loans on anything (student, mortgage etc.) also don’t really use a credit card. Play with the cards your dealt.

    • @Jessi-44
      @Jessi-44 5 лет назад +2

      Not all debt is bad debt....

    • @bmm3182
      @bmm3182 2 года назад

      Yeah it is... Just practise delayed gratification and learn how to live below your means.

  • @smyrnasstory
    @smyrnasstory 3 года назад

    “The plans of the diligent surely lead to success, but all who are hasty surely head for poverty”

  • @BAdventures
    @BAdventures 3 года назад

    Good quick guide and walk through 👍

  • @azndude963
    @azndude963 6 лет назад +8

    Bank of America already does all this for me. They even give me a yearly report of what I buy on my credit card

  • @stomiball889
    @stomiball889 4 года назад

    Very informative

  • @harshahirwar6147
    @harshahirwar6147 4 года назад

    Loren! Have you run a business before

  • @AkoKyle
    @AkoKyle 6 лет назад +1

    "checking acc should always have double your paycheck"
    double annual or monthly?

    • @MidnightH3ro
      @MidnightH3ro 6 лет назад +1

      Ako Kyle I think monthly, that's the most realistic

    • @Oceansta
      @Oceansta 6 лет назад

      Monthly. But you're right. She should've been more specific.

  • @elstonmendonca88
    @elstonmendonca88 6 лет назад

    Save for retirement and earn 5 percent and pay interest on debt at 15%

  • @LifeCinemaHD1
    @LifeCinemaHD1 6 лет назад

    Yeah...... I'm 18 and this is all fucking logical. It amazes me that adults can't comprehend such basic concepts.

  • @MS-gl5mg
    @MS-gl5mg 6 лет назад +2

    nothing to see here, guys. just another commercial.

  • @DeeFitnessLifeBze
    @DeeFitnessLifeBze 6 лет назад +1

    5th

  • @frankchua9276
    @frankchua9276 6 лет назад +3

    Second

  • @filmthebest
    @filmthebest 6 лет назад +1

    7th

  • @80spurple13
    @80spurple13 6 лет назад +1

    4th

  • @aiai-j7i
    @aiai-j7i 6 лет назад

    Why are there subtitles? We are broke, not stupiiid....

    • @aiai-j7i
      @aiai-j7i 6 лет назад +2

      Oh Oh, I know! It is so we can turn off the sound and get the info without having to listen to the vocal fry! Thank you!!

  • @corullo9827
    @corullo9827 6 лет назад

    What about increasing your income a double, or a triple or 10x, what about if you earn instead of 1k a week, earn 10k week, spend the same, debt is not the problem, spending is not the problem, you already broke already spend the lest amount you can, better figure out how to get more money

    • @wiseman4160
      @wiseman4160 5 лет назад

      Good comment, but lots of people just spend more when they earn more and have more and still live paycheck to paycheck.

  • @StemusSimulSolus
    @StemusSimulSolus 6 лет назад +2

    6 god

  • @edwardius1623
    @edwardius1623 6 лет назад +1

    Third

  • @kelvinpang438
    @kelvinpang438 6 лет назад

    26th

  • @TrueWalker88
    @TrueWalker88 9 месяцев назад

    This wasn't helpful at all. it was just basic knowledge that everyone knows. How do you get stable when you're already doing everything you can but your expenses are growing faster than your income?

  • @davidsilvarz
    @davidsilvarz 6 лет назад +2

    first

  • @jonathanellis7758
    @jonathanellis7758 6 лет назад +1

    Shes bad😛

  • @davidsilvarz
    @davidsilvarz 6 лет назад +2

    fisrt

  • @tehscrub1
    @tehscrub1 6 лет назад +1

    hahahahah

  • @KaitlynMcCary
    @KaitlynMcCary 5 лет назад

    I can’t even finish the video with her vocal fry

  • @aaroncupp7229
    @aaroncupp7229 6 лет назад +1

    Ok.. seriously.. enough with all the hand motions.. it almost made me sick. You have a pretty face.. stop taking attention away from it.

    • @aiai-j7i
      @aiai-j7i 6 лет назад

      It is to distract from the vocal fry, I am sure....why do women do this? It is so off-putting!!

  • @amarmot3635
    @amarmot3635 6 лет назад +7

    Her vocal fry is so unpleasant I can't listen. She needs a voice coach.

    • @Thatoneguykid
      @Thatoneguykid 6 лет назад +1

      that wouldn't be a good thing to spend your money on since she's an editor

    • @jupena
      @jupena 6 лет назад +5

      And that's exactly what's keeping you from being rich.