5 Best Personal Loan Options For Most Credit Scores
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- Опубликовано: 7 окт 2024
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It's also about your income not just your credit score for everyone in the comments yellin cap
I’m currently looking to get a car loan but I take care of my own finances and I rent my own apartment. I’m 19 so I’m not too knowledgeable on these kind of things yet
Check out navy federal, they’re pretty good(rates), car loan rates are. if you have a family member that is or has been in the military you can become a member..
Lending club has saved my ass a few times. Start their they won’t do a hard inquiry usually until your 95 percent likely to get approved. That and you can move the payment at least once without question. I have my mortgage due the 15th so I set lending club to 31st which means they will take it automatically at the end of each month feb 28, another month the 30th , unless there’s a 31st I’m which they will draw it on that date.
They have better rates when it was peer to peer but they no longer are in the peer to peer few are now
Hey bro how can I contact you for questions regarding them??
I did the Lending Tree years ago to pay off a loan, and to help with my credit.
@@crazyjrp lending tree is a loan aggregator for multiple partner lenders. You may have gotten a loan offer on lending club on that platform though. Either way all good ✌️
Is it a hard inquiry ?
@@michaelwhite1152 only if approved
Thank you very helpful 🎉
Who would in there right mind get a loan at 28% percent interest
They all denied me 😂
Lets fix that! You should consider becoming a RUclips Member on this channel so we can help you improve your score and answer ALL of your Credit questions every week 🙌🏿. Click "Join" on any video or the channel homepage as we are going live again soon 🚀😎
Same
Lol
Same
😂😂😂😂😂😂 boi dis shit get real out here
My credit score is 609 and still got denied by upstart.. ALL CAP!
Damn man I'll let u know how it goes for me 😂😅
It's more than the score bro. Income, accounts, etc play a role as well. Scores alone don't guarantee an automatic yes boss.
Negro all my accounts are paid in full and all o have is four paid in full accounts
@@MonrowNephewHerrodthat’s why. You have too few paid accounts. And if they’re not all active that’s even worse.
Same
I have a 580 FICO and every single one of these lenders, even the ones that say bad credit is okay, always decline me. I make like 40k a year but half of it is in cash tips, not in my bank account so I guess they only go based on what's in my account but I still would have enough to pay them considering I only need around 2.5k for the loan. What should I do?
You have to lie about your income , have someone make stubs if needed and always say 55, 000 plus . It sucks but truth
Girl sammeeeee
Pay close attention to 12-24 percent interest rate.
with those leaders you better off using your credit card. I get email from them somehow, and their rates are insane. I know you need a mix of financial product, but not like that. Those are sub-prime Leanders, there a step above pay day lenders
I’m at 821 and still got denied 🤦♂️
@@jayroberts1678lmfboooo you feel me
HOW????
If you apply and your income is being largely consumed then that’s a factor. Just say you don’t pay as much in bills so you can free up your capital
My friend had really good credit like you but he had to get a co-signer to buy a new car because he didn’t have a 2 year credit history. So you could get denied for a loan because you have a short credit history 🤷♂️
Same I’m at 821 and stillll was denied . I’m over it
Ok and what about when they all deny u with a 680 credit score?? What now?
We suggest trying again in 30 days. You can also call each of them to find out why you were denied. It also could be the amount you were looking to get approved for as well. Keep us posted 😎
I have a 750 credit score where should I go to get a loan?
I say start with any of the options I mentioned as they are all soft pulls. Once you see the terms you want, you can choose one. Thanks for watching and subscribing 😎
Credit union. Personal line of credit is your best option
All of those require a 620 score
Many of them, yes. If you want more options for lower scores, you can try - bit.ly/43WGt8J
@@850club that isn’t a lender.
I still got denied w a 624
Avant- is min. 640
If your score is lower than 620 then you have bigger problems,Companies have standards and they need to know or trust that People will pay back with entrance
They charge a high Regination rate
Hello. Are you looking to get a loan with low interest rate ?
@@smallbiznetwork5616you do loans?
i didnt get approved for any of them
They all denied me 🤦🏻♂️
The unicorn card will fix your credit score
Listen guys I have a credit score of 712 and still got denied so....
It's could be your current debt to income ratio, or credit history boss. This companies survive off of giving loans so trust me, they want you to have the money. We just have to keep doing what you're doing boss 😎
Love it ❤️
Are they’re interest rates really high or something? What’s there catch?
No catch at all. The rates are based on the scores of course but worth the Soft Pull to see what can be approved etc. Thanks for watching and subscribing 😎
It all be good to know which credit bureaus they pull from.
How to apply
@@seana601go onto the site and apply. What you mean? He can’t do the whole process for you
@@crystal6770they look at all
Well what about 700s credit score
upstart approved me thanks
Congrats boss 😎
What did you do to get approved?
@@jermariangreen3455 this is the only one that approved me and I think it is because I used the email tied to my social medias and banks instead of my normal throw away email.
Can you co sign a loan? If you can then would a credit score of 650 be good with a salary of 100k, could I get approved? I’m the one with the income and my co signer has the credit but a really low income
Absolutely! Thanks for watching and subscribing 😎
Don’t waste y’all time guys.
What is the difference between Upstart and Upgrade?
Hello. Are you looking to get a loan with low interest rate ?
My credit score is 520 to 530 None of those will take me
Lets us help you with a custom Game Plan! Or become a member so we can answer your credit questions. You deserve more than that score. Email us when you can at Info@the850club.com Let's go 🚀
It didn’t work for me 🥺
No worries. We may have to increase your score. Grab our free ebook or Advanced Credit Blueprint at www.park850.com to increase your credit score 🚀 Thanks for watching and subscribing 😎
Have a 722 got denied lol
Hello buddy .Do you still need help with this ?
How is that possible?
Why do they care about college
Great question. It's just a another positive thing to consider on your application Outside of just your credit score
All false info if you have bad credit you won’t get approved. Shit has to be 700+
Did you apply or this your opinion?
I disagree depending on who you go to. I had Avant once before when I knew my credit was trash..Discover works better if you have an account with them
@@SonicBoomC98discover is a better choice if you already have an account with them
Genius
I hav a question? How long should it take to pay off 5000 loan ?
Depends on the rate and term unfortunately. Thanks for watching and subscribing 😎
Hello. Are you looking to get a loan with low interest rate ?
Don’t apply for nun of these spot they all horrible maybe rok financial or bhg loans
i need home loans
❤❤❤
they all denied me
My credit score is 4.00
🤙
I have a 757 credit score and got denied what the fuck. I put in for a loan of 6,500$
These places are full of crap, especially the ones that claim credit is guaranteed or they don't do a credit check
Go to a credit union for a personal line of credit
Bad information here
Brace yourselves... junk mail is coming.
Would if you below 500??? Lol
🤔🤐
Oh yea they suck
Rip off
Hello. Are you looking to get a loan with low interest rate ?
Burnt egg 🥚