I find that living in New Hampshire is far more affordable than when I was living in Colorado. A plus, New Hampshire isn't constantly on fire, setting records every year.
Thanks for the comment! I have met a number of people who moved back to NH after living in other parts of the country specifically because we have very few natural disasters.
Oh my goodness we’re in Colorado now looking to maybe move to the east to be closer to my in-laws. CO is too expensive and too far and the only state I would move in the northeast is NH 😂
Good evening Jenn. First thank you for all your efforts on providing great material for all of us considering NH as a new home state. I currently live on Cape Cod MA and frequent the granite state. My fiancé and I are really considering a move and would love you input on costs, also we’ll be looking for a realtor. Thank you again. Adam
Lived in Stratham from 1976-1982 and moved to Bow where I lived until 2009 when I retired and moved to Florida. Although Florida is changing it has been much less expensive living here than NH. Property taxes, insurance, utilities, heating/cooling, food, gasoline everything has been far less here. For example, in 2008 just prior to selling out my house property tax was $7600 on a house about the same size as here in Florida where I just paid $2600. The $5000 in savings covers most of my other expenses. My social security of $1650 goes much further in Florida than NH. Fortunately, my kids and grand kids still live in NH so my wife and I enjoy returning at least once a year.
As being someone who has live here most of my life. Lakes Region, Laconia especially as much as people think it's a gross place. It's changed drastically. There maybe 6-7 condo/town home projects going up and with the cost per unit starting close to $700k per unit. Living expenses is just insane.
Rent has gone up to $1000 and climbing. It's a struggle everyday to live here. I've lived in Concord all my life and it's a s#it show it's disappointing
@@jonlaguerre3163 I know you didn't ask me, but I did work for State NH SBVI (Services for the Blind and Visually Impaired). The Main Office is in Concord. They offer home visits and much more.
New Hampshire is getting very expensive I remember when rent was 600 to 800 dollars for 3 bedroom now it's $2‚000 and up nothing included and people are rude here. It's cold for most of the year. Also I was born and raise in NH my whole life.
I live in NJ...40 min. from NYC, a 1 bedroom apartment at 600 sq. ft. is averaged about $1,500 a month. It suuuuuucks. I'm interested in buying raw land in NH for the plan to eventually build on it in several years.
I have lived in NH most of my life, and honestly it's not affordable anymore. It hasn't been for a while. Housing is out of control, particularly now, (it has greatly increased since this video) pretty much anywhere in the state within driving distance to a decent paying job. The state has had plenty of legislation proposed to try to help ease the issue of housing affordability, but all of them end up dying in the senate or being tabled and dying without being voted on. There is very little new housing being built, and very little available rentable housing. In 2020 the vacancy rate was ONLY 1.8%! The housing stock is so low, and so crap, and prices are through the roof. You will pay $1,500 for a small basic apartment that hasn't been updated since the 90's.
Thank you for watching and commenting! Housing has been a struggle the past few years, but there are programs out there to help. Check out www.gonewhampshirehousing.com/ and housingpartnership.org/
Maybe on the bigger towns like Manchester but other places not bad. Especially to buy a home very cheap compared to other places a home that goes for 400k you can get same type of home for almost half the cost in New Hampshire
@@jamesireland9188 Sure, maybe if you live in the middle of nowhere. Good luck finding a job to pay your mortgage with, plus the extra gas to get to the closest store.
@@NHHomeandHustle I know this is an old post but NO THERE ISN'T and its gotten a TON WORSE Stop spreading i won't say lies but fibs . If you want ANY type of help in New Hampshire it's going to take at least 6 years. And then you MIGHT get a phone call.
I lived in NH for 8 years, 2013 to 2021. Electric is extremely high (about $500) a month in a 3 bedroom house, more like a rip off. Im in Boise, Idaho and electric hasn’t gone over $100. I bought a new car in January 2021, state registration is $55, sounds good right… Wrong.. when you register in the town you live in it’s over 10 times more then state. I paid for my new car $750 plus the state of $55. $805 to register your car for a year. You pay school tax and you don’t have kids. Food is a good cost, Market Basket. Jobs pay good, but hard to find. Housing is hard to find. I moved to Boise, Idaho in 09/21. It cost me to register my same vehicle, $300 for 2 years plus free access to all parks in Idaho. Got Snow, well NH i the typical New England weather. I left NH cause of that, Boise last winter, 4 inches total
Thanks for watching! Car registration may seem high, but if you add up the sales tax that you spend all year in Idaho (which doesn't exist in NH) it wouldn't be as much of a difference. Each state gets money from you one way or the other...
Lived in NH for 4 yrs. Beautiful state. Loved paying for my car without sales tax. My DIL did pay for kindergarten for my granddaughter but had a low after school care fee at The Girls and Boys Club. Winters were brutal. My son paid abt $600 in oil per fillup. Propane tank was another $200. Home was on city sewer and water. Electric was pretty reasonable. He got a generator after going thru two blackouts. Cabin fever is real. Loved the farms with fresh produce and then the fried clams and lobsters. Going back for gs wedding next yr. Can't wait!
What a great job!!!!! Glad I found your videos. I've begun to research the viability in coming back to NH and your videos are a great tools. You put a lot of work into this - thank you!
Thanks to Sununu we have high taxes on the property as well as penalty tax and interest tax where 2% goes to the actual principal, which makes it easy to get behind, I call it the death tax cause you lose your home which you paid off or sell your property and get very little to survive
we tried to relocate to nh and the housing market was so ridiculous and competitive that it was impossible. NH is a wonderful state but there are no houses.
I sympathize with you... NH is an attractive place to retire and that is driving the population up, and as a consequence the cost to own a home or rent. The supply is not keeping up with demand.
It's a result of covid, when people from the big cities could move to a house in the country and work remotely. Suddenly New England small towns were flooded with people who drove up prices, at the same time there were supply train issues so building suddenly cost a lot more. This should pass.
It’s federal law that you can only have six children per adult that’s not a state mandate that’s a federal mandate. And yes Massachusetts is higher but they offer a lot more grants and subsidize the New Hampshire does. I know this because I lived in New Hampshire for 30 years. New Hampshire offers no help for childcare. If your child has a learning disability you’re not gonna get any help in the schools. If your child is dyslexic which my granddaughter is. If your child has ADD or ADHD no help you’re going to have to hire a private tutor her which will cost you about $150 a week for the tutor. I know because I had to do that with my granddaughter. So that’s another expense.If you’re over 65 which I am 61 there’s no access to anything for senior citizen care at all. Unless you are wealthy very wealthy.
The Upper Valley is terrible. I am from another state and we were stuck there (no getting out) for a few years. I regret returning but the husband got a job at the hospital again and we were in another (worse) area with no job prospects. I remember Southern NH was nice as a kid, people friendly, but the Upper Valley is all about "poverty" vs "snobs." My best friend still lives in a place in NH but it's snowed in half the winter and she and her husband are always freezing. My utilities and food in Metro NY are cheaper than the Upper Valley. People used to shopping and price comparing should avoid North of Concord.
Hi Jenn. Thanks for the great information and your videos. Also, thank you for helping me out when seeking leasing options. I settled on a place in Keene. Happy Thanksgiving.
They told me boston has the highest rent in the country and im curious if nahua,was so high because of spillover from boston. Wondering if concord was any cheaper.
Her saying That a gallon milk is two or three dollars a gallon is not true. My two sons who are families just paid almost 5 dollars for a gallon add milk
Yes, prices have increased since this video was made, but it has increased all over the country. Therefore the cost of living comparisons still hold true. Thanks for the comment!
PUMPED I found your channel !! We are HIGHLY HIGHLY considering moving our operation up to NH, I need to know what town has A RV park with availability and what towns need Tree Specialists
Glad you found me too! In my experience, I associate RV Parks with campgrounds here in NH, and most of them are up north in the forested areas. I found this site: rvshare.com/blog/top-10-campgrounds/new-hampshire I have also seen many RV Retailers throughout the state, which would be a great resource for the type of information you may be looking for.
Pennsylvania overall has a lower cost of living, but groceries are more expensive there. The average home price is more in NH by $140,000, but health care costs are about the same.
@@NHHomeandHustle At first this sounded a bit sad until I realized the cleaner air and water in NH is priceless - so it compensates for the higher cost of living.🌄
The average rent in New Hampshire I’m talking in Nashua for a two bedroom apartment it’s $1700 a month. And Manchester New Hampshire the average went is $1500 a month. You need to remember what I minimum wage is in New Hampshire which is 750 an hour. The average pay it’s $12 an hour. If you’re lucky you’re getting paid $15 an hour. Buy for your rent is 1500 a month do the math. In Portsmith the average rent is 1650 a month for a two bedroom apartment. If you go up to Concord New Hampshire the average rent is 1400 a month. But you also have to remember there’s a lot of prejudice people out there. So if you or anybody of color you need to stay away from that area
Because insurance companies leave themselves loopholes in every contract so they don't pay out. Why would you pay for a product that you can never receive?
Thanks for asking! CA has a cost of living index of 151 compared to NH at 109 - the only category that they are similar is groceries, everything else is more expensive in CA, with housing almost double NH. Average wages are slightly higher in NH. Overall it is a lot more affordable to live in NH.
New York State is the 3rd most expensive place to live in the US behind Hawaii and California (and I bet a large part of that is the city). The state is 30% more expensive than NH, with higher grocery costs as well. Property tax is lower, but income tax and sales tax are more.
How is it comparable to Arizona financially and also diversity, I understand its rate is low and for us we want more diverse cultures and less prejudice! Like way less.
Arizona has a very similar cost of living index as NH, slightly cheaper on groceries but slightly more expensive healthcare. Average home prices are the same around $380,000, but median household income is less in AZ. You will see the most diversity in NH in the larger cities (Manchester, Nashua), with many opportunities to explore other cultures in Boston and NYC which are not a far drive.
Gas on average is 3.35 to 3.69 a gallon . We're 3rd in the country for opioid addiction , Manchester is crowded with homeless and heroin addicts on most public walkways . Currently in Londonderry nh we're paying 7,100 every 6 months for a place that is in less than good condition but valued at just over 380k . Studio apartments are starting at 1,500 and you'll be on a 12 - 24 month waiting list if you put $500 - $700 down at the time of application in most areas and will take a lawyer or at the least some aggression to get your money back if they turn you down , homes are 400k on average. For any kind of family outings flume gorge , winnepesauki , my Washington or just a restaurant your going to be in line at opening and should show up super early to beat the lines. Schools are ok but produce average earners at best , plus most of the smaller towns are bussed to the closest city because they do not have a school . The only night life is in Manchester where every major club has 3-4 murders a year no exaggeration and that doesn't include the hundreds of incidents where no one is killed . We currently have over 1,000 refugees living in state provided hotel rooms in Manchester as the state searches for housing for them . And it's below freezing for 9-10 months out of the year , with Massachusetts being about 10 - 15 degrees warmer on average . Most average income locals dream of leaving and we have a saying that's goes , " you can be poor anywhere , why be poor and cold " as on a fantastic year we'll see the sun around 100 days . Most years it's around 60 - 70 days. 2021 you can almost count on 2 hands , it's been dark. 2021 Rained literally every day from June 5th to mid August. And a fishing or hunting license is between $50 - $65 Which you may use 10-15 times if the weather is decent . Most of the people saying NH is great are above average earners or real estate agents who work from home and pay to have their property plowed most of the year. They usually live in the sticks and can afford $600 + for a yearly pass to ski resorts. Our cost of living is %25 above national average being modest , and the property tax is 4th highest in the country. Best advice stay where your at or go elsewhere . Most real locals are leaving , renting is cheaper in northern mass .
A bit over the top on the crime rates there pal. Live in Manchester and the last “club” shooting was 2019. Can I ask where you’re getting all of this data?
Rent it’s more expensive then I thought was going to be rent it’s thoo high for a country state and jobs don’t pay that much im from ny I been living here in NH for close 2 years I like it people it’s racist but it’s alright
Thanks for commenting. There are many opportunities and employers that offer more, but even for students and second incomes it is quite low compared to the cost of living.
nope, you don't want to live here, lots of noise, birds, coyote's howling at nite along with the frogs and bugs, noisy noisy, most of us carry guns, so, you know how unsafe the public is over that, there's no sales tax so it's harder to be useless unlike in Assachusetts where its all free if your a do nothing, so, stay below the NH border please
I completely agree with this statement. Just stay in NY, Massachusetts or Connecticut. You will be happier and also we don't want any more of you here 😆
I see a lot of job opportunities here with college or no college degree. In the Nashua area most jobs are paying $15 an hour. If you are a young person with ambition New Hampshire is a good place to be in. Granted housing is expensive but there is no state income or sales tax. The price of gas is reasonable. Overall I say New Hampshire is a great state to live if you don’t mind the cold in the winter.
@@se2664 Depending on the area. From what I have seen it’s about $1,600-$1,750. I sympathize for those who aren’t able to keep up with the rent payments. In my opinion though as long as there is job opportunity and a way that you can earn money through decent means there is a way to pay your expenses. Sometimes there could be hard times where you might have to live with relatives and/or family but if you believe in yourself to find a way to live on your own you can pursue it. That’s what I like about this country overall and particularly New Hampshire.
Right now in 2023 the home prices have gone through the roof!!! The home affordability is very scarce! We've been living in an apartment here in Salem, NH for almost 2 years hoping to find an affordable home. Even the apartment was very hard to find in 2020. We pay $1,900/month, excluding heat/water. Hopefully things will cool off in the real estate market, here in NH, in the near future.
$1,900 a month may not calculate over to affordable housing when it comes to buying housing in New Hampshire. Not unless you go way upstate, near Berlin. My husband and I bought a trailer in a very very nice trailer park West of Concord in 2023. Electricity is costing us $175 a month Year-Round. I work from home, and we have computers, wash washing machine, dishwasher and large refrigerator freezer. Our heat is propane. During the summer, we use very little. But from October through April, we are paying $400 a month for propane. Our mortgage is less than $700 a month in our Park. Rent is $460 a month. Where we are we don't have to pay for water or trash removal. We do have to plow our own driveway in the winter time. If you don't plow it yourself, that's going to cost you $60 a storm. There are other costs involved with home ownership such as taxes, renovations, repair and upkeep that you don't have with apartment living. Unless you are planning to move way upstate, this state is not affordable for any one paying what you are paying in rent. I'm sorry to have to tell you, that is the truth of the matter. God bless you. I hope you find what you are looking for in your future. There are lots of places in the country where homes are way more affordable, you might want to look elsewhere.
I live in NH and it's far from being a affordable state. Property taxes are very high, the city of Concord NH redid Main Street, which took a couple of years. They wanted to be fancy and put down cobblestones etc. There was no parking while this was happening, the city lost money because of that and to redo the broken cobblestones a couple times. All of this raised our taxes very much as we're paying for the cities mistakes. We pay for trash bags! Poor leadership, instead of putting the people needs first, they put there own. Spending over $1000000 to create a new parking garage for the legislators which are not in service all year round. When there are three to four other garages in town that they could park in. I believe that was the stimulus money he was given. It took him two to three years to give his employees a raise and he did not want to, finally they got a raise of 1.2% and another raise of 1.2% on top of that benefits being taken away. Crime in New Hampshire in the last few years has increased dramatically Salem, Nashua, Manchester, Concord and creeping up to other towns /cities. The homeless are constantly setting fires under a major highway. There's at least one or two or more crimes a day one particular one was a husband beating his wife in the middle of the parking lot where they live and all the neighbors came out and watch and did not help her and he shot her. Recently we had a couple that had been shot and could not find out who did it and it ended up being a homeless person as they Camp all around the city. I couldn't go on and on but look at other states. There are more Banks, drugstores, furniture stores, phone stores than anything else. There's NO clothing stores, specialty shops whatsoever, and now they want to put up a casino and hotel in a area that's not a place for that. Traffic would triple and there would be constant accidents and fatalities. It's located in a quiet part of Concord and residential area. Concord is to small for a casino.
That just sounds like Massachusetts problems creeping into NH. As someone living in Massachusetts all my life, New Hampshire still sounds like a dream in comparison.
Yeah this is bullshit. I live in Nashua New Hampshire I have a half a acre lot. My property taxes are $8000 a year. For half an acre. Should I go into my water bill and my sewage bill. New Hampshire is not cheap. New Hampshire has a tax called a scenic tax. Which means if you have a pretty view along with your property taxes you have an additional tax because you have a pretty view. And there are two people working for the state that go around to determine whether you have a pretty view or not. If they think you do you’re paying another thousand dollars a year along with the property taxes
Well organized and very helpful. Thank you! We know we don't want Vermont so it is a toss-up between NH & ME. Been in rural NY most of my life. The mentality of the people, taxes & oppressive gun laws have me looking elsewhere. NY is no longer the state I grew up in.
NH is an outrageously expensive place to live so if you're thinking about moving from NY, Cali, or Massachusetts it's probably best to just stay wherever you're living now.
I keep seeing that there is no income tax but I haven’t found any actual proof of that. I see that federal income tax still applies and there is a 5% state tax on income. Can someone help me out?
"New Hampshire currently taxes investment income and interest. This is a flat 5% individual rate. For all intents and purposes, however, the Granite State does not have a state income tax in that it takes no percentage of an individual’s salary. Even this tax is set to be phased out soon. Beginning in 2023, the tax will be reduced by a percentage point, before being completely repealed after December 31, 2026. As a result, the state of New Hampshire levied just $78 worth of income tax per capita in the fiscal year 2018, compared to a national average of $1,303. At the top end of the scale, the state of New York collected $3,407 per capita." (hereinnewhampshire.com/does-nh-have-income-tax/)
Hi Jenn. Currently deciding on if NH would be a good state to move to in a couple years. My girlfriend actually showed me this video since we're both looking into it. The main things making me think about NH are the laws and taxes. MUCH better then here in CT... Was wondering how two people making a combined income of approximately $30/hr would fair in NH?
Thanks for watching! Here is an online cost of living calculator that will compare where you live now to places in NH (I usually use Manchester). From what I can see in a quick search, NH has a lower cost of living than CT. www.nerdwallet.com/cost-of-living-calculator
The NH property tax hurts those who have fixed in comes. We can't go down to SS and say; "my town is buying a new fire truck." I need you to add $200. to my SS check so I can pay my taxes. We also have a hidden government. It's called the Executive Council. If they don't like a bill from the Legislature they can table it. Our daughter is a good example. The Feds. put together a college package for Vets. My daughter was in the Army and spent a year in Iraq. She went to college and is still paying on her student loan. The Executive Council rejected the funding for Vets.
It's absolutely criminal that in no state can a minimum wage worker find affordable housing, and that 2 minimum wage worker families fare little better. I knew things were bad, but didn't realize they were that bad.
We live in Bartlett (Mt Washington Valley). We have lower property taxes specifically because about 50% of the homes are second homes for families from away (they pay prop tax but do not send kids to our schools). But that's a double edge sword, many of these second homes are now short-term rentals (STR), along with many "investment properties" that are now listed on AirBNB, VRBO, etc and NOT available as full-time rentals for local workers, this makes the cost of rental housing very expensive in the valley. Restrictions have been proposed for "STRs", and are in debate, I do understand people should have the right to do with their property what they want, but when does STRs become a business??? We live on a dead end road in Bartlett near Attitash Ski Area, there are nine homes on our street, THREE of us are full-timers, out of the remaining 6 homes, 3 are active STRs. Most STR renters are usually very quiet and respectful of living in a neighborhood, but we sometimes have "party" renters that party into the wee hours... and that's where the right of a home owner to do what they want with their property begins to impact our right to enjoy our full-time home! Oh well, thanks for the video, you did a great job, and I felt that you presented a very honest and well researched video.
I noticed the other day that the California has a law that you can only nighty rent out your property, (AirbNb) for 90 days out of the year MAX. With majority of airBnB prices around ME/NE of +-$200 plus cleaning fee. 90 days a year would be a fairly decent 2nd income! If ME/NH would adopt CA's short term renting laws we'd see SO many more properties on the open market for 6mo/1yr leases in these areas! I Live in Wells Maine right now and it's about 30% year round homes with the most desirable sitting empty unused for 9+ months a year!
For the people who are making minimum wage or not much more there are some other choices sometimes than in renting an apartment. Back many years ago when I had a much lower wage, I noticed an advertisement that an older person was renting a room in her house. Of course do you have to have a good recommendation etc. etc. and also interviewed the person who is renting the room if it’s gonna work for you but that could be another choice besides a roommate or a rental apartment which also requires a big deposit.
The key here is that minimum wage jobs were never intended as "careers", they were intended to get young people into the workforce, not to keep grown adults employed and housed.
Rents and home prices are very high here. 400k plus for a ranch to 600k plus for a colonial with 8k to 12k a year in tax. Some of the lower tax areas are high drugs and crime. Schools in lower taxed areas are lower ranked, Manchester NH among the lowest in the state...look online. Registration on a new car could be 600 to 1200 for the first year and high for three years after, and you have to pay cash. Electric went up everywhere, but we have some of the highest.
Don't move to New Hampshire. You're not getting the full picture of life here. It's far from what they advertise. It's not an accurate description of life in NH.
They will only survive if they have professional high paying jobs. Crime has increased. The homeless people are camped out all around the city hiding. One killed a couple on their daily walk, a woman who was being beaten by her husband in the parking lot, while everyone came running out of their apartments to watch and watch her get shot, NO ONE HELPED HER they kept watching.
@@ElantraFukkenGang it's unfortunate that you can't see or don't want to see the reality of life in NH. Our crime rate has doubled and Concord homeless are starting fires, killed a couple on their walk, a woman being beaten up by her husband and shot in the complex parking lot while 25+ people watched and did not do anything, putting a casino and hotel on the heights diagonally across from Walmart in a quiet part of town, increase traffic on 393 and drivers go as fast as possible and no police monitoring because of the way that 393 was construct, cost of living, high property taxes, building a multimillion dollar parking garage with stimulus money for the legislative branch, which can be used for a few months when they're not in session and there's a brand new parking garage, and 3 others closer to the capital building. He treats State workers as if they are beneath him. It took him three years to give them a new contract a few years ago if they've lost benefits and the raises he's giving are 1.2 percent and the state can't get people to apply for jobs and some employees have been bullied, yelled out in front of people, gaslighting, pushing employees they don't like, retirees. You'd be amazed at how people are treated. No understanding and compassion for the disabled.
Thank you SO much. This video did help me very much. I am nearing retirement age and have always dreamt of living in New Hampshire, God knows I've vacationed there enough over the years in my life. In your opinion, would it be more or less expensive to buy land and build a small home or just purchase a small home in New Hampshire? Again, thank you very much for this video, I really appreciate it.
We have the lowest minimum wage in the North East, yet we also have the lowest poverty rate in the country. Do you suppose there's a relationship there? Maybe our low minimum wage means more NHers get an opportunity to build work skills and can raise their worth.
Nice video - well-done. As someone who lived in NH for 13 years (and is considering moving back) here are some expenses I underestimated: (1) winter heating oil...I ended up doing a prebuy program and added a wood stove, (2) home maintenance is somewhat endless since the harsh winters are brutal on houses, (3) if you end up working in MA you will pay MA income tax
Super late response, correct me if I'm wrong but if you live in NH and work in mass I believe you get your income money back. I'm not positive and haven't worked in mass through tax season yet, but from everything I can tell, Massachusetts is not entitled to that money so the IRS makes them give it back to new hampshire residents who weren't supposed to be income taxed. Could be wrong, tax season is close so we shall see
Housing prices are insane, but what about land? If you want to buy land in the sticks and homestead, how possible is it to build a small off grid cottage? Alternative construction, like a bermed-in "hobbit hole"? Cob or earthbag construction? Laws in many places make that impossible; is there anywhere in NH that one can do this?
There are many people that feel the same way. Check out www.nhhfa.org/ Their mission is to promote, finance and support affordable housing and related services for the people of New Hampshire.
I think it's important to understand why the minimum wage in New Hampshire hasn't gone up in years. To be clear, virtually no one of any age actually works for minimum wage. The reason for this is New Hampshire consistently has one of the lowest unemployment rates in America, and as a result, employers have to pay higher wages to get workers. This has resulted in many or most unskilled workers getting 10, 12, or 15 dollars an hour without any experience at all. To be clear, it's not enough money to live on because housing in New Hampshire is very expensive. However, it's more than enough money for a high school or college age kid who's still living at home. The good news is that skilled workers with training and experience can expect much higher wages... especially in the trades. Although lots of people in New Hampshire have College Degrees, pay and other compensation really depends on what their degree is in, which doesn't necessarily guarantee a higher salary. To be fair, I know Plumbing and Electrical Contractors that make as much or more than people with College Degrees. Again, an experienced tradesman can do very well in New Hampshire. HVAC and Refrigeration Technicians can make 30 to 40 dollars an hour. Welders and Pipe Fitters can make big money too. Heavy Equipment Operators and Truck Drivers can make very good wages as well. It really depends on what you do, how much experience you have, and how good you are.
Thinking about retiring to NH, but need to rent a house, not buy. I am looking to rent the house I will live in for the rest of my life, with no more moving. Hopefully not from a private home owner as landlord. Can I do this in NH ?
Hello Jenn, we really enjoy your videos on New Hampshire living. We are hoping to move there for retirement here in a few years just wondering how NH compares to Ohio. Thanks
Thanks for inquiring! Ohio has a cost of living that is 3% below the national average, and NH is 10% above. It looks like you would pay the same for groceries, less on healthcare, but the average home price is $200,000 more in NH than Ohio. Depending on what you are looking for though, there are many 55+ communities here that are affordable.
@@NHHomeandHustle Jenn Thank you for getting back with me with that information. It is much appreciated. I really don’t know if that will change our mind but is is nice to know. Thanks again Carl & Wilma
I have lived here 60 years. It is not affordable for anyone making less than $250,000 a year. There is no housing available - there is a housing shortage. Even apartments are impossible to get because many of them became condos 10 years ago. Most homes here go for over $300,000. That would be for a split level ranch that needed updating, in a town north of Concord on the 16th of an acre. To get a nice 3 bedroom house on a nice 3-acre lot, in a Town that is a short commute to desirable jobs, you're talking a half million and up. New Hampshire is a beautiful state with oceans and mountains, it has a lot of medical resources available, and away from the cities the standard of living is excellent. New Hampshire cities are not as bad as Massachusetts cities, however they were once beautiful pristine and safe in a way somebody half my age wouldn't understand. New Hampshire used to be a Republican state, but the influx of people from New York and Massachusetts have turned the seacoast and cities blue. Away from there, we are rural country folk and very conservative. One thing New Hampshire does not seem to run out of is water. In other states, there are water issues, but New Hampshire only has a serious drought every 30 years or so. In fact, we had so much rain last year, it caused a fungus which is causing the white pine trees to drop all their needles. That is a whole nother problem. Sometimes we have so much water the roads wash out. I almost didn't mention that we get snow and ice potentially for 6 months out of the year, from late November through March, and sometimes into April and early May. We are one of the few states that still has at least two active shopping malls - The Mall of New Hampshire in Manchester and the pheasant Lane Mall in Nashua. There may be others, however, those are the two that I'm aware of that seem to still be very active despite the economy. New Hampshire did not shut down the way the rest of the country did during covid. Many of us remained working. New Hampshire workers have a good work ethic and there is plenty of work to be had here. But there is no place to live. So there you have it. NH is a very expensive state with a housing crisis in one of the most beautiful places in the country. If you are anything but upper middle class and beyond, moving here will be very difficult for you. You may have to live in a neighboring state and drive-in, but even then, housing costs in the Northeast are very expensive. My daughter has a two-bedroom apartment in Manchester. It cost her $2,000 a month - and it's not that nice. Think long and hard before you move here.
Nope! I made good money for the area but didn’t come close to the $68k .The pay didn’t compensate for the cost of living. Had to move because of the housing market and the property taxes I couldn’t afford to have a decent house.
$7k per person per year for medicare ?!? It's crazy to spend half of your yearly household income on something you will most likely not use for years or decades. People who pay for that need to sit down and think about it hard :) The same goes for car insurance, NH residents are lucky they are not obligated to get one. I pay third of my vehicle value for every 5 years, and realistically, the likelyhood of me needing that kind of money is probably 0.1%. I've never had an accident in my 35 years of driving, and that's like a really good new car paid in insurance money. People need to wake up.
Born and raised in Pennsylvania and imported to New Hampshire by Sig Sauer nearly 8 years ago and luv New Hampshire! Far better than PA and yes it's not cheap here but neither was PA. Property tax is up there but parts of PA are just as bad but you have absolutely everything in PA is also taxed, so you are nickel and dimed to death. Job opportunities are fantastic in the seacoast area.
NH is the freest state in the union according to the Cato Institute's bi-annual rankings for 2023. I've lived in 40+ places in my lifetime, and like NH for many of the non-financial reasons discussed. It was just a nice place to live. Also, the Concord legislature seems to be one of the best local area representative state legislatures, and I suspect that is the reason for the high Cato rating.
I don't think cost of living will be to bad compared to here in Orange County Ca gas is 4.55$ a gallon rent 2600$ a month for two bedroom condo here in Costa Mesa bills are around 1200$ a month & food is around 400$ no kids yayyyyyyyy! But I do take care of my elderly father. Jenn do you have Bank of America or Wells Fargo there? And once again you've made a awesome video. 👏
Rent went up in two years, from $1650 to $1825.00 (but actually paid $100.00 than that more off lease) for a 2/2 in Merrimack. Love the convenience of living between the two largest cities with all the conveniences, BUT the expense is forcing me out.
A realtor told me that rent has have gone up because remote working, high wage people from cities have moved here and the property owners can get away with inflating the price. NH isn’t safe from the greed that is everywhere else. Prices of everything has jumped and is making it hard to live. I suppose if you have a two income household it’s probably easier but if you are a single mother it’s a struggle.
For the meals and rooms tax, does that affect the way you tip? Would you tip (just for example) 18% on top of the tax or just the meal? I have my assumption but I was just curious
If you are not an Euro Commie, NH may not be cheap, but is the closest to be as fair as it can. If propriety taxes were lower, it would be perfect. Cheers!
Having grown up in Nh and then moved out to Upstate NY - NH is more expensive. Yes I now I have sales tax and income tax but the cost of real estate and college is soooooooo much cheaper.
Minimum wage is for kids. Any 20+ year old still making minimum wage has no right to go off into the world on their own to try to make it. They must up their skills before leaving their family. Or they need roomates.
I spent 10 years in Milford living at Milford Trails, an apartment complex that allows pets. As far as cities go, Milford is an undiscovered gem. The police keep things buttoned down; there are no drug addicts or prostitutes or graffiti or used needles on the ground like in Manchester or Nashua. There is not a large amount of apartments in Milford that are affordable, and that keeps the Riff Raff out. Otherwise Milford would be overrun like Nashua and Manchester, with illegal immigrants and drug users. And now that I've said that of course, someone will notice the oversight and will start forcing them here as well. 🙄
I think it surprised me as I remember being able to afford to rent with a friend when working minimum wage. This is something that has changed in my lifetime already.
I find that living in New Hampshire is far more affordable than when I was living in Colorado. A plus, New Hampshire isn't constantly on fire, setting records every year.
Thanks for the comment! I have met a number of people who moved back to NH after living in other parts of the country specifically because we have very few natural disasters.
Property tax is kind of expensive
Oh my goodness we’re in Colorado now looking to maybe move to the east to be closer to my in-laws. CO is too expensive and too far and the only state I would move in the northeast is NH 😂
@@sm5405 But no sales tax and income tax more than makes up for it.
@@franko8572 I guess it depends on someone's income and property value. I have a relative that pays over 10k a year for property tax in New Hampshire.
Good evening Jenn. First thank you for all your efforts on providing great material for all of us considering NH as a new home state. I currently live on Cape Cod MA and frequent the granite state. My fiancé and I are really considering a move and would love you input on costs, also we’ll be looking for a realtor. Thank you again. Adam
Hi Adam, I would love to help! Feel free to send me an email with what you are looking for or any questions you may have to realestatebaer@gmail.com.
Lived in Stratham from 1976-1982 and moved to Bow where I lived until 2009 when I retired and moved to Florida. Although Florida is changing it has been much less expensive living here than NH. Property taxes, insurance, utilities, heating/cooling, food, gasoline everything has been far less here. For example, in 2008 just prior to selling out my house property tax was $7600 on a house about the same size as here in Florida where I just paid $2600. The $5000 in savings covers most of my other expenses. My social security of $1650 goes much further in Florida than NH. Fortunately, my kids and grand kids still live in NH so my wife and I enjoy returning at least once a year.
As being someone who has live here most of my life. Lakes Region, Laconia especially as much as people think it's a gross place. It's changed drastically. There maybe 6-7 condo/town home projects going up and with the cost per unit starting close to $700k per unit. Living expenses is just insane.
Rent has gone up to $1000 and climbing. It's a struggle everyday to live here. I've lived in Concord all my life and it's a s#it show it's disappointing
Hi Jen, where to live in New Hampshire if you are Blind or Visually impaired?
@@jonlaguerre3163 I know you didn't ask me, but I did work for State NH SBVI (Services for the Blind and Visually Impaired). The Main Office is in Concord. They offer home visits and much more.
@@ebarker8908 thank you.
@@ebarker8908 How do you get around NH if you are blind?
New Hampshire is getting very expensive I remember when rent was 600 to 800 dollars for 3 bedroom now it's $2‚000 and up nothing included and people are rude here. It's cold for most of the year. Also I was born and raise in NH my whole life.
Thanks for watching! Prices are increasing everywhere but it is most noticeable with housing.
I live in NJ...40 min. from NYC, a 1 bedroom apartment at 600 sq. ft. is averaged about $1,500 a month. It suuuuuucks. I'm interested in buying raw land in NH for the plan to eventually build on it in several years.
With global warming, NH is getting warmer with less severe winters.
I have lived in NH most of my life, and honestly it's not affordable anymore. It hasn't been for a while. Housing is out of control, particularly now, (it has greatly increased since this video) pretty much anywhere in the state within driving distance to a decent paying job. The state has had plenty of legislation proposed to try to help ease the issue of housing affordability, but all of them end up dying in the senate or being tabled and dying without being voted on. There is very little new housing being built, and very little available rentable housing. In 2020 the vacancy rate was ONLY 1.8%! The housing stock is so low, and so crap, and prices are through the roof. You will pay $1,500 for a small basic apartment that hasn't been updated since the 90's.
Thank you for watching and commenting! Housing has been a struggle the past few years, but there are programs out there to help. Check out www.gonewhampshirehousing.com/ and housingpartnership.org/
Maybe on the bigger towns like Manchester but other places not bad. Especially to buy a home very cheap compared to other places a home that goes for 400k you can get same type of home for almost half the cost in New Hampshire
@@jamesireland9188 Sure, maybe if you live in the middle of nowhere. Good luck finding a job to pay your mortgage with, plus the extra gas to get to the closest store.
They should also remove the property tax. That would be good.
@@NHHomeandHustle I know this is an old post but NO THERE ISN'T and its gotten a TON WORSE Stop spreading i won't say lies but fibs . If you want ANY type of help in New Hampshire it's going to take at least 6 years. And then you MIGHT get a phone call.
I lived in NH for 8 years, 2013 to 2021.
Electric is extremely high (about $500) a month in a 3 bedroom house, more like a rip off. Im in Boise, Idaho and electric hasn’t gone over $100.
I bought a new car in January 2021, state registration is $55, sounds good right… Wrong.. when you register in the town you live in it’s over 10 times more then state. I paid for my new car $750 plus the state of $55. $805 to register your car for a year.
You pay school tax and you don’t have kids.
Food is a good cost, Market Basket. Jobs pay good, but hard to find. Housing is hard to find.
I moved to Boise, Idaho in 09/21. It cost me to register my same vehicle, $300 for 2 years plus free access to all parks in Idaho.
Got Snow, well NH i the typical New England weather. I left NH cause of that, Boise last winter, 4 inches total
Thanks for watching! Car registration may seem high, but if you add up the sales tax that you spend all year in Idaho (which doesn't exist in NH) it wouldn't be as much of a difference. Each state gets money from you one way or the other...
Been living in northern Delaware for 20 years and considering moving to southern NH in the near future..
Lived in NH for 4 yrs. Beautiful state. Loved paying for my car without sales tax. My DIL did pay for kindergarten for my granddaughter but had a low after school care fee at The Girls and Boys Club. Winters were brutal. My son paid abt $600 in oil per fillup. Propane tank was another $200. Home was on city sewer and water. Electric was pretty reasonable. He got a generator after going thru two blackouts.
Cabin fever is real.
Loved the farms with fresh produce and then the fried clams and lobsters.
Going back for gs wedding next yr. Can't wait!
What a great job!!!!! Glad I found your videos. I've begun to research the viability in coming back to NH and your videos are a great tools. You put a lot of work into this - thank you!
Thanks for watching! More videos to come in the new year!
My car registration is very expensive $53/month, but offset by cheap car insurance prices.
Thanks to Sununu we have high taxes on the property as well as penalty tax and interest tax where 2% goes to the actual principal, which makes it easy to get behind, I call it the death tax cause you lose your home which you paid off or sell your property and get very little to survive
we tried to relocate to nh and the housing market was so ridiculous and competitive that it was impossible. NH is a wonderful state but there are no houses.
I sympathize with you... NH is an attractive place to retire and that is driving the population up, and as a consequence the cost to own a home or rent. The supply is not keeping up with demand.
It's a result of covid, when people from the big cities could move to a house in the country and work remotely. Suddenly New England small towns were flooded with people who drove up prices, at the same time there were supply train issues so building suddenly cost a lot more. This should pass.
Appreciate this. Very helpful. Thank you for all of the links.
You are so welcome!
It’s federal law that you can only have six children per adult that’s not a state mandate that’s a federal mandate. And yes Massachusetts is higher but they offer a lot more grants and subsidize the New Hampshire does. I know this because I lived in New Hampshire for 30 years. New Hampshire offers no help for childcare. If your child has a learning disability you’re not gonna get any help in the schools. If your child is dyslexic which my granddaughter is. If your child has ADD or ADHD no help you’re going to have to hire a private tutor her which will cost you about $150 a week for the tutor. I know because I had to do that with my granddaughter. So that’s another expense.If you’re over 65 which I am 61 there’s no access to anything for senior citizen care at all. Unless you are wealthy very wealthy.
Where did you hear there is a federal law like that?
The Upper Valley is terrible. I am from another state and we were stuck there (no getting out) for a few years. I regret returning but the husband got a job at the hospital again and we were in another (worse) area with no job prospects. I remember Southern NH was nice as a kid, people friendly, but the Upper Valley is all about "poverty" vs "snobs." My best friend still lives in a place in NH but it's snowed in half the winter and she and her husband are always freezing. My utilities and food in Metro NY are cheaper than the Upper Valley. People used to shopping and price comparing should avoid North of Concord.
Live in MA, less property tax, do all purchases/ business in NH.. best of both states
Thanks for watching! I know people that do that, as well as the opposite for various reasons. It may depend on where you work as well and income tax.
But doesn’t Massachusetts have a higher state tax than in New Hampshire? I’m not sure but I thought I read that somewhere.
Mass state tax is 5 percent
Hi Jenn. Thanks for the great information and your videos. Also, thank you for helping me out when seeking leasing options. I settled on a place in Keene. Happy Thanksgiving.
I'm so glad you were able to find a place! Thank you for the comment :)
They told me boston has the highest rent in the country and im curious if nahua,was so high because of spillover from boston. Wondering if concord was any cheaper.
California, Los Angeles to be specific
I am looking for a home as a single woman. Hoping to start a business out there at there as well! Great information!
Thanks for watching! Let me know if there is anything I can do to help, or a topic you would like me to cover in a video.
Nice work Jenn.
Thank you!
Her saying That a gallon milk is two or three dollars a gallon is not true. My two sons who are families just paid almost 5 dollars for a gallon add milk
Yes, prices have increased since this video was made, but it has increased all over the country. Therefore the cost of living comparisons still hold true. Thanks for the comment!
tell them about the snow and ice.
I have an older video that discusses winter a little more in depth and how to prepare for it: ruclips.net/video/hCykDIMSi_4/видео.html
PUMPED I found your channel !!
We are HIGHLY HIGHLY considering moving our operation up to NH,
I need to know what town has A RV park with availability and what towns need Tree Specialists
Glad you found me too! In my experience, I associate RV Parks with campgrounds here in NH, and most of them are up north in the forested areas. I found this site: rvshare.com/blog/top-10-campgrounds/new-hampshire
I have also seen many RV Retailers throughout the state, which would be a great resource for the type of information you may be looking for.
@@NHHomeandHustle omg amazing you are the Best!
Thanks for the video. Can you give me a comparison of NH to Philadelphia, PA?
No matter what, the state gets it's money. Is there a reduced tax rate on hones for retired people?
It depends on the town. I go more into property taxes in this video: ruclips.net/video/lK9gF972W-s/видео.html Thanks for watching!
NO! Property taxes are WAY too high...Among the top 5 highest in the NATION...
So informative. How does it compare to PA?
Pennsylvania overall has a lower cost of living, but groceries are more expensive there. The average home price is more in NH by $140,000, but health care costs are about the same.
@@NHHomeandHustle At first this sounded a bit sad until I realized the cleaner air and water in NH is priceless - so it compensates for the higher cost of living.🌄
The average rent in New Hampshire I’m talking in Nashua for a two bedroom apartment it’s $1700 a month. And Manchester New Hampshire the average went is $1500 a month. You need to remember what I minimum wage is in New Hampshire which is 750 an hour. The average pay it’s $12 an hour. If you’re lucky you’re getting paid $15 an hour. Buy for your rent is 1500 a month do the math. In Portsmith the average rent is 1650 a month for a two bedroom apartment. If you go up to Concord New Hampshire the average rent is 1400 a month. But you also have to remember there’s a lot of prejudice people out there. So if you or anybody of color you need to stay away from that area
Why would you not want car insurance....if one drives very stoopid...you could be sued for millions !
Because insurance companies leave themselves loopholes in every contract so they don't pay out. Why would you pay for a product that you can never receive?
California?
Thanks for asking! CA has a cost of living index of 151 compared to NH at 109 - the only category that they are similar is groceries, everything else is more expensive in CA, with housing almost double NH. Average wages are slightly higher in NH. Overall it is a lot more affordable to live in NH.
NYC
New York State is the 3rd most expensive place to live in the US behind Hawaii and California (and I bet a large part of that is the city). The state is 30% more expensive than NH, with higher grocery costs as well. Property tax is lower, but income tax and sales tax are more.
@@NHHomeandHustle -you’re so right! I’m looking to find a home about 30 mins away from Barrington NH.
How is it comparable to Arizona financially and also diversity, I understand its rate is low and for us we want more diverse cultures and less prejudice! Like way less.
Arizona has a very similar cost of living index as NH, slightly cheaper on groceries but slightly more expensive healthcare. Average home prices are the same around $380,000, but median household income is less in AZ. You will see the most diversity in NH in the larger cities (Manchester, Nashua), with many opportunities to explore other cultures in Boston and NYC which are not a far drive.
Not much diversity at all
I'll take NH over NY state ANY day!
Thanks for watching! Do you currently live in NH?
Gas on average is 3.35 to 3.69 a gallon .
We're 3rd in the country for opioid addiction , Manchester is crowded with homeless and heroin addicts on most public walkways .
Currently in Londonderry nh we're paying 7,100 every 6 months for a place that is in less than good condition but valued at just over 380k .
Studio apartments are starting at 1,500 and you'll be on a 12 - 24 month waiting list if you put $500 - $700 down at the time of application in most areas and will take a lawyer or at the least some aggression to get your money back if they turn you down , homes are 400k on average.
For any kind of family outings flume gorge , winnepesauki , my Washington or just a restaurant your going to be in line at opening and should show up super early to beat the lines.
Schools are ok but produce average earners at best , plus most of the smaller towns are bussed to the closest city because they do not have a school .
The only night life is in Manchester where every major club has 3-4 murders a year no exaggeration and that doesn't include the hundreds of incidents where no one is killed .
We currently have over 1,000 refugees living in state provided hotel rooms in Manchester as the state searches for housing for them .
And it's below freezing for 9-10 months out of the year , with Massachusetts being about 10 - 15 degrees warmer on average .
Most average income locals dream of leaving and we have a saying that's goes , " you can be poor anywhere , why be poor and cold " as on a fantastic year we'll see the sun around 100 days .
Most years it's around 60 - 70 days. 2021 you can almost count on 2 hands , it's been dark.
2021 Rained literally every day from June 5th to mid August.
And a fishing or hunting license is between $50 - $65
Which you may use 10-15 times if the weather is decent .
Most of the people saying NH is great are above average earners or real estate agents who work from home and pay to have their property plowed most of the year.
They usually live in the sticks and can afford $600 + for a yearly pass to ski resorts.
Our cost of living is %25 above national average being modest , and the property tax is 4th highest in the country.
Best advice stay where your at or go elsewhere .
Most real locals are leaving , renting is cheaper in northern mass .
A bit over the top on the crime rates there pal. Live in Manchester and the last “club” shooting was 2019. Can I ask where you’re getting all of this data?
Rent it’s more expensive then I thought was going to be rent it’s thoo high for a country state and jobs don’t pay that much im from ny I been living here in NH for close 2 years I like it people it’s racist but it’s alright
the min wage is $7.25.....ARE YOU SERIOUS!? HELL NAWW!!!
Thanks for commenting. There are many opportunities and employers that offer more, but even for students and second incomes it is quite low compared to the cost of living.
A simple warehouse job easily pays at least $17 an hour.
Blah BlahBlahhhhhhhhhhhaaa
nope, you don't want to live here, lots of noise, birds, coyote's howling at nite along with the frogs and bugs, noisy noisy, most of us carry guns, so, you know how unsafe the public is over that, there's no sales tax so it's harder to be useless unlike in Assachusetts where its all free if your a do nothing, so, stay below the NH border please
I completely agree with this statement. Just stay in NY, Massachusetts or Connecticut. You will be happier and also we don't want any more of you here 😆
I see a lot of job opportunities here with college or no college degree. In the Nashua area most jobs are paying $15 an hour. If you are a young person with ambition New Hampshire is a good place to be in. Granted housing is expensive but there is no state income or sales tax. The price of gas is reasonable. Overall I say New Hampshire is a great state to live if you don’t mind the cold in the winter.
I couldn't agree more!
So how much rent for a 1 bedroom in the suburbs?
@@se2664 Depending on the area. From what I have seen it’s about $1,600-$1,750. I sympathize for those who aren’t able to keep up with the rent payments. In my opinion though as long as there is job opportunity and a way that you can earn money through decent means there is a way to pay your expenses. Sometimes there could be hard times where you might have to live with relatives and/or family but if you believe in yourself to find a way to live on your own you can pursue it. That’s what I like about this country overall and particularly New Hampshire.
Warehouse jobs seem to pay decent wages
Hillsboro county in southern NH is more expensive because jobs are there. Western NH around the Keene area is nice country also for rural living.
Right now in 2023 the home prices have gone through the roof!!! The home affordability is very scarce! We've been living in an apartment here in Salem, NH for almost 2 years hoping to find an affordable home. Even the apartment was very hard to find in 2020. We pay $1,900/month, excluding heat/water. Hopefully things will cool off in the real estate market, here in NH, in the near future.
$1,900 a month may not calculate over to affordable housing when it comes to buying housing in New Hampshire. Not unless you go way upstate, near Berlin.
My husband and I bought a trailer in a very very nice trailer park West of Concord in 2023.
Electricity is costing us $175 a month Year-Round. I work from home, and we have computers, wash washing machine, dishwasher and large refrigerator freezer.
Our heat is propane. During the summer, we use very little. But from October through April, we are paying $400 a month for propane.
Our mortgage is less than $700 a month in our Park. Rent is $460 a month.
Where we are we don't have to pay for water or trash removal. We do have to plow our own driveway in the winter time. If you don't plow it yourself, that's going to cost you $60 a storm.
There are other costs involved with home ownership such as taxes, renovations, repair and upkeep that you don't have with apartment living.
Unless you are planning to move way upstate, this state is not affordable for any one paying what you are paying in rent. I'm sorry to have to tell you, that is the truth of the matter.
God bless you. I hope you find what you are looking for in your future. There are lots of places in the country where homes are way more affordable, you might want to look elsewhere.
I live in NH and it's far from being a affordable state.
Property taxes are very high, the city of Concord NH redid Main Street, which took a couple of years. They wanted to be fancy and put down cobblestones etc. There was no parking while this was happening, the city lost money because of that and to redo the broken cobblestones a couple times. All of this raised our taxes very much as we're paying for the cities mistakes. We pay for trash bags! Poor leadership, instead of putting the people needs first, they put there own. Spending over $1000000 to create a new parking garage for the legislators which are not in service all year round. When there are three to four other garages in town that they could park in. I believe that was the stimulus money he was given. It took him two to three years to give his employees a raise and he did not want to, finally they got a raise of 1.2% and another raise of 1.2% on top of that benefits being taken away. Crime in New Hampshire in the last few years has increased dramatically Salem, Nashua, Manchester, Concord and creeping up to other towns /cities. The homeless are constantly setting fires under a major highway. There's at least one or two or more crimes a day one particular one was a husband beating his wife in the middle of the parking lot where they live and all the neighbors came out and watch and did not help her and he shot her. Recently we had a couple that had been shot and could not find out who did it and it ended up being a homeless person as they Camp all around the city. I couldn't go on and on but look at other states. There are more Banks, drugstores, furniture stores, phone stores than anything else. There's NO clothing stores, specialty shops whatsoever, and now they want to put up a casino and hotel in a area that's not a place for that. Traffic would triple and there would be constant accidents and fatalities. It's located in a quiet part of Concord and residential area. Concord is to small for a casino.
Wow, thanks for writing this.
Interesting. NH is, and has been, the freest state in the USA according to the Cato Institute's rankings of the fifty states.
That just sounds like Massachusetts problems creeping into NH. As someone living in Massachusetts all my life, New Hampshire still sounds like a dream in comparison.
Im from mass and yea I agree. Crime in this state is out of control our governor is a literal commie. Nh is amazing @@ironhead37
Yeah this is bullshit. I live in Nashua New Hampshire I have a half a acre lot. My property taxes are $8000 a year. For half an acre. Should I go into my water bill and my sewage bill. New Hampshire is not cheap. New Hampshire has a tax called a scenic tax. Which means if you have a pretty view along with your property taxes you have an additional tax because you have a pretty view. And there are two people working for the state that go around to determine whether you have a pretty view or not. If they think you do you’re paying another thousand dollars a year along with the property taxes
Short answer: I’m 2022 with the current housing market and economy it is not affordable lol
Unfortunately it is not just NH, this is a very rough year. Thanks for watching!
Well organized and very helpful. Thank you! We know we don't want Vermont so it is a toss-up between NH & ME. Been in rural NY most of my life. The mentality of the people, taxes & oppressive gun laws have me looking elsewhere. NY is no longer the state I grew up in.
Thank you for watching!
ya now you people are moving to my state and f#cking it up
Maine!
@@patrickthemayor2524 They're like locusts!
@@ebarker8908why Maine?🤔
NH is an outrageously expensive place to live so if you're thinking about moving from NY, Cali, or Massachusetts it's probably best to just stay wherever you're living now.
I disagree I'm from Massachusetts so much cheaper you don't get taxs out the ass for everything
Pretty sure they were telling the left wing nut jobs to stay where they are.... @@tieuleortheroux983
I keep seeing that there is no income tax but I haven’t found any actual proof of that. I see that federal income tax still applies and there is a 5% state tax on income. Can someone help me out?
"New Hampshire currently taxes investment income and interest. This is a flat 5% individual rate.
For all intents and purposes, however, the Granite State does not have a state income tax in that it takes no percentage of an individual’s salary.
Even this tax is set to be phased out soon. Beginning in 2023, the tax will be reduced by a percentage point, before being completely repealed after December 31, 2026.
As a result, the state of New Hampshire levied just $78 worth of income tax per capita in the fiscal year 2018, compared to a national average of $1,303.
At the top end of the scale, the state of New York collected $3,407 per capita." (hereinnewhampshire.com/does-nh-have-income-tax/)
What you save on your state income tax will be easily clawed back on your real estate taxes.
This is an excellent video I was born in Derry, NH and now reside in Arizona. I miss my home state.
Hi, do you need to file your tax return or not? Since you are not paying any salary taxes. Thank you!
Great video. How would you think it compares to California?
Hi Jenn.
Currently deciding on if NH would be a good state to move to in a couple years. My girlfriend actually showed me this video since we're both looking into it. The main things making me think about NH are the laws and taxes. MUCH better then here in CT... Was wondering how two people making a combined income of approximately $30/hr would fair in NH?
Thanks for watching! Here is an online cost of living calculator that will compare where you live now to places in NH (I usually use Manchester). From what I can see in a quick search, NH has a lower cost of living than CT. www.nerdwallet.com/cost-of-living-calculator
look at housing costs. modest homes there are 400k
@@thomash91 modest homes in southern NH are in the mid to high 400s, that price goes down a bit the more north you go.
The NH property tax hurts those who have fixed in comes. We can't go down to SS and say; "my town is buying a new fire truck." I need you to add $200. to my SS check so I can pay my taxes. We also have a hidden government. It's called the Executive Council. If they don't like a bill from the Legislature they can table it. Our daughter is a good example. The Feds. put together a college package for Vets. My daughter was in the Army and spent a year in Iraq. She went to college and is still paying on her student loan. The Executive Council rejected the funding for Vets.
It's absolutely criminal that in no state can a minimum wage worker find affordable housing, and that 2 minimum wage worker families fare little better. I knew things were bad, but didn't realize they were that bad.
We live in Bartlett (Mt Washington Valley). We have lower property taxes specifically because about 50% of the homes are second homes for families from away (they pay prop tax but do not send kids to our schools).
But that's a double edge sword, many of these second homes are now short-term rentals (STR), along with many "investment properties" that are now listed on AirBNB, VRBO, etc and NOT available as full-time rentals for local workers, this makes the cost of rental housing very expensive in the valley. Restrictions have been proposed for "STRs", and are in debate, I do understand people should have the right to do with their property what they want, but when does STRs become a business???
We live on a dead end road in Bartlett near Attitash Ski Area, there are nine homes on our street, THREE of us are full-timers, out of the remaining 6 homes, 3 are active STRs. Most STR renters are usually very quiet and respectful of living in a neighborhood, but we sometimes have "party" renters that party into the wee hours... and that's where the right of a home owner to do what they want with their property begins to impact our right to enjoy our full-time home!
Oh well, thanks for the video, you did a great job, and I felt that you presented a very honest and well researched video.
I noticed the other day that the California has a law that you can only nighty rent out your property, (AirbNb) for 90 days out of the year MAX. With majority of airBnB prices around ME/NE of +-$200 plus cleaning fee. 90 days a year would be a fairly decent 2nd income! If ME/NH would adopt CA's short term renting laws we'd see SO many more properties on the open market for 6mo/1yr leases in these areas! I Live in Wells Maine right now and it's about 30% year round homes with the most desirable sitting empty unused for 9+ months a year!
If you are a liberal, please stay out, move to Massachusetts instead!
For the people who are making minimum wage or not much more there are some other choices sometimes than in renting an apartment.
Back many years ago when I had a much lower wage, I noticed an advertisement that an older person was renting a room in her house. Of course do you have to have a good recommendation etc. etc. and also interviewed the person who is renting the room if it’s gonna work for you but that could be another choice besides a roommate or a rental apartment which also requires a big deposit.
The key here is that minimum wage jobs were never intended as "careers", they were intended to get young people into the workforce, not to keep grown adults employed and housed.
So, if you live in your car, you can afford to live in NH.
NH is a great State if you do not need social services and can pay your own way. If not then Massachusetts is a better fit.
Thanks for watching and offering insight.
Rents and home prices are very high here. 400k plus for a ranch to 600k plus for a colonial with 8k to 12k a year in tax. Some of the lower tax areas are high drugs and crime. Schools in lower taxed areas are lower ranked, Manchester NH among the lowest in the state...look online. Registration on a new car could be 600 to 1200 for the first year and high for three years after, and you have to pay cash. Electric went up everywhere, but we have some of the highest.
This is a great video not only for people moving into New Hampshire, but also young adults looking to get their own place the first time. Amazing work
Thanks for watching and the nice comment! Be on the lookout for more videos now that the new year is here!.
Don't move to New Hampshire. You're not getting the full picture of life here. It's far from what they advertise. It's not an accurate description of life in NH.
They will only survive if they have professional high paying jobs. Crime has increased. The homeless people are camped out all around the city hiding. One killed a couple on their daily walk, a woman who was being beaten by her husband in the parking lot, while everyone came running out of their apartments to watch and watch her get shot, NO ONE HELPED HER they kept watching.
@@ebarker8908 I’ve lived in NH my entire life
@@ElantraFukkenGang it's unfortunate that you can't see or don't want to see the reality of life in NH. Our crime rate has doubled and Concord homeless are starting fires, killed a couple on their walk, a woman being beaten up by her husband and shot in the complex parking lot while 25+ people watched and did not do anything, putting a casino and hotel on the heights diagonally across from Walmart in a quiet part of town, increase traffic on 393 and drivers go as fast as possible and no police monitoring because of the way that 393 was construct, cost of living, high property taxes, building a multimillion dollar parking garage with stimulus money for the legislative branch, which can be used for a few months when they're not in session and there's a brand new parking garage, and 3 others closer to the capital building. He treats State workers as if they are beneath him. It took him three years to give them a new contract a few years ago if they've lost benefits and the raises he's giving are 1.2 percent and the state can't get people to apply for jobs and some employees have been bullied, yelled out in front of people, gaslighting, pushing employees they don't like, retirees. You'd be amazed at how people are treated. No understanding and compassion for the disabled.
Thank you SO much. This video did help me very much. I am nearing retirement age and have always dreamt of living in New Hampshire, God knows I've vacationed there enough over the years in my life. In your opinion, would it be more or less expensive to buy land and build a small home or just purchase a small home in New Hampshire? Again, thank you very much for this video, I really appreciate it.
I’m so glad I left New Hampshire do not move to bow New Hampshire the taxes are terrible property taxes👎👎
We have the lowest minimum wage in the North East, yet we also have the lowest poverty rate in the country. Do you suppose there's a relationship there? Maybe our low minimum wage means more NHers get an opportunity to build work skills and can raise their worth.
Thanks for watching, and for the thought provoking comment.
Maybe only wealthy people can afford to be there.
@@653j521 And yet NH has 0.29% of the nations homeless compare to California which as 27.89%. NH also has a much lower cost of living.
Nice video - well-done. As someone who lived in NH for 13 years (and is considering moving back) here are some expenses I underestimated: (1) winter heating oil...I ended up doing a prebuy program and added a wood stove, (2) home maintenance is somewhat endless since the harsh winters are brutal on houses, (3) if you end up working in MA you will pay MA income tax
Thanks for the awesome comment David!
Super late response, correct me if I'm wrong but if you live in NH and work in mass I believe you get your income money back. I'm not positive and haven't worked in mass through tax season yet, but from everything I can tell, Massachusetts is not entitled to that money so the IRS makes them give it back to new hampshire residents who weren't supposed to be income taxed. Could be wrong, tax season is close so we shall see
I was shocked (no pun intended) by my electric bill. But I moved from a state with a much higher cost of living overall.
Everyone has been shocked by their electric bill recently as there has been a jump in charges (pun intended!) across the country.
Housing prices are insane, but what about land? If you want to buy land in the sticks and homestead, how possible is it to build a small off grid cottage? Alternative construction, like a bermed-in "hobbit hole"? Cob or earthbag construction? Laws in many places make that impossible; is there anywhere in NH that one can do this?
Thanks for commenting! I receive this question a lot and have been doing research for an upcoming video. I will comment again here once it is posted.
@@NHHomeandHustle would be interested in this also
Expensive State. Low income housing is scarce. This State is for the upper middle class. I'm moving out soon.
There are many people that feel the same way. Check out www.nhhfa.org/ Their mission is to promote, finance and support affordable housing and related services for the people of New Hampshire.
A map showing locations would be useful when you are naming towns.
Thank you for watching! I will include maps next time.
I think it's important to understand why the minimum wage in New Hampshire hasn't gone up in years. To be clear, virtually no one of any age actually works for minimum wage. The reason for this is New Hampshire consistently has one of the lowest unemployment rates in America, and as a result, employers have to pay higher wages to get workers. This has resulted in many or most unskilled workers getting 10, 12, or 15 dollars an hour without any experience at all. To be clear, it's not enough money to live on because housing in New Hampshire is very expensive. However, it's more than enough money for a high school or college age kid who's still living at home. The good news is that skilled workers with training and experience can expect much higher wages... especially in the trades. Although lots of people in New Hampshire have College Degrees, pay and other compensation really depends on what their degree is in, which doesn't necessarily guarantee a higher salary. To be fair, I know Plumbing and Electrical Contractors that make as much or more than people with College Degrees. Again, an experienced tradesman can do very well in New Hampshire. HVAC and Refrigeration Technicians can make 30 to 40 dollars an hour. Welders and Pipe Fitters can make big money too. Heavy Equipment Operators and Truck Drivers can make very good wages as well. It really depends on what you do, how much experience you have, and how good you are.
Thinking about retiring to NH, but need to rent a house, not buy. I am looking to rent the house I will live in for the rest of my life, with no more moving. Hopefully not from a private home owner as landlord. Can I do this in NH ?
Thanks for watching! Yes, there are whole house rentals through management companies. Here is a search: www.homes.com/new-hampshire/homes-for-rent/
Hello Jenn, we really enjoy your videos on New Hampshire living. We are hoping to move there for retirement here in a few years just wondering how NH compares to Ohio. Thanks
Thanks for inquiring! Ohio has a cost of living that is 3% below the national average, and NH is 10% above. It looks like you would pay the same for groceries, less on healthcare, but the average home price is $200,000 more in NH than Ohio. Depending on what you are looking for though, there are many 55+ communities here that are affordable.
@@NHHomeandHustle Jenn Thank you for getting back with me with that information. It is much appreciated. I really don’t know if that will change our mind but is is nice to know. Thanks again Carl & Wilma
I would not recommend moving to NH for retirement if you are coming from Ohio, your cost of living will sky rocket!
I have lived here 60 years. It is not affordable for anyone making less than $250,000 a year. There is no housing available - there is a housing shortage. Even apartments are impossible to get because many of them became condos 10 years ago.
Most homes here go for over $300,000. That would be for a split level ranch that needed updating, in a town north of Concord on the 16th of an acre. To get a nice 3 bedroom house on a nice 3-acre lot, in a Town that is a short commute to desirable jobs, you're talking a half million and up.
New Hampshire is a beautiful state with oceans and mountains, it has a lot of medical resources available, and away from the cities the standard of living is excellent. New Hampshire cities are not as bad as Massachusetts cities, however they were once beautiful pristine and safe in a way somebody half my age wouldn't understand.
New Hampshire used to be a Republican state, but the influx of people from New York and Massachusetts have turned the seacoast and cities blue. Away from there, we are rural country folk and very conservative.
One thing New Hampshire does not seem to run out of is water. In other states, there are water issues, but New Hampshire only has a serious drought every 30 years or so. In fact, we had so much rain last year, it caused a fungus which is causing the white pine trees to drop all their needles. That is a whole nother problem. Sometimes we have so much water the roads wash out.
I almost didn't mention that we get snow and ice potentially for 6 months out of the year, from late November through March, and sometimes into April and early May.
We are one of the few states that still has at least two active shopping malls - The Mall of New Hampshire in Manchester and the pheasant Lane Mall in Nashua. There may be others, however, those are the two that I'm aware of that seem to still be very active despite the economy.
New Hampshire did not shut down the way the rest of the country did during covid. Many of us remained working. New Hampshire workers have a good work ethic and there is plenty of work to be had here. But there is no place to live.
So there you have it. NH is a very expensive state with a housing crisis in one of the most beautiful places in the country. If you are anything but upper middle class and beyond, moving here will be very difficult for you. You may have to live in a neighboring state and drive-in, but even then, housing costs in the Northeast are very expensive. My daughter has a two-bedroom apartment in Manchester. It cost her $2,000 a month - and it's not that nice.
Think long and hard before you move here.
Depends on how you look at it. If you have lived here for years, then YES, it is affordable. EXPENSIVE, OK I'll give you that. But we are use to it.
Nope! I made good money for the area but didn’t come close to the $68k .The pay didn’t compensate for the cost of living. Had to move because of the housing market and the property taxes I couldn’t afford to have a decent house.
$7k per person per year for medicare ?!? It's crazy to spend half of your yearly household income on something you will most likely not use for years or decades. People who pay for that need to sit down and think about it hard :) The same goes for car insurance, NH residents are lucky they are not obligated to get one. I pay third of my vehicle value for every 5 years, and realistically, the likelyhood of me needing that kind of money is probably 0.1%. I've never had an accident in my 35 years of driving, and that's like a really good new car paid in insurance money. People need to wake up.
Born and raised in Pennsylvania and imported to New Hampshire by Sig Sauer nearly 8 years ago and luv New Hampshire! Far better than PA and yes it's not cheap here but neither was PA. Property tax is up there but parts of PA are just as bad but you have absolutely everything in PA is also taxed, so you are nickel and dimed to death. Job opportunities are fantastic in the seacoast area.
NH is the freest state in the union according to the Cato Institute's bi-annual rankings for 2023. I've lived in 40+ places in my lifetime, and like NH for many of the non-financial reasons discussed. It was just a nice place to live. Also, the Concord legislature seems to be one of the best local area representative state legislatures, and I suspect that is the reason for the high Cato rating.
I don't think cost of living will be to bad compared to here in Orange County Ca gas is 4.55$ a gallon rent 2600$ a month for two bedroom condo here in Costa Mesa bills are around 1200$ a month & food is around 400$ no kids yayyyyyyyy! But I do take care of my elderly father. Jenn do you have Bank of America or Wells Fargo there? And once again you've made a awesome video. 👏
Hello! We have Bank of America branches in the Southeast part of the state, but not Wells Fargo. Thank you for the information on CA!
Rent went up in two years, from $1650 to $1825.00 (but actually paid $100.00 than that more off lease) for a 2/2 in Merrimack. Love the convenience of living between the two largest cities with all the conveniences, BUT the expense is forcing me out.
I agree that Merrimack is a great location, but the rent situation is really tough right now. Thanks for the comment!
There is a federal tax , so there is no state tax but there is a federal tax . So we do pay taxes on our salary .
A realtor told me that rent has have gone up because remote working, high wage people from cities have moved here and the property owners can get away with inflating the price. NH isn’t safe from the greed that is everywhere else. Prices of everything has jumped and is making it hard to live. I suppose if you have a two income household it’s probably easier but if you are a single mother it’s a struggle.
For the meals and rooms tax, does that affect the way you tip? Would you tip (just for example) 18% on top of the tax or just the meal? I have my assumption but I was just curious
If you are not an Euro Commie, NH may not be cheap, but is the closest to be as fair as it can. If propriety taxes were lower, it would be perfect. Cheers!
Having grown up in Nh and then moved out to Upstate NY - NH is more expensive. Yes I now I have sales tax and income tax but the cost of real estate and college is soooooooo much cheaper.
Minimum wage is for kids. Any 20+ year old still making minimum wage has no right to go off into the world on their own to try to make it. They must up their skills before leaving their family. Or they need roomates.
I'm really loving the idea of the free state.just not sure how it is for poc.
Thanks for all the work you put into these videos. Very well done and answers a lot of questions.
Thanks for watching!
Minimum wage equals slavery
Thank you for your Advices and Informations. Even when you speak, Adorable Beautiful Young Lady. I'm so glad I'm one of your Loyal Members.
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I currently live in Michigan and considering moving to NH
I was just in Rindge today filling out some paperwork for the US post office and finding rent in Cheshire County is a headache.
183 dollars a month for groceries is cheap. NH is expensive to live. it use to be cheap but they have gone up since I was a 18
South Hooksett? I'm sorry but no shot you're finding a decent, live able home for less then 400k
Minimum wage doesn't exist in Southern NH. I live in Manchester and $15+ is the average.
Not anymore.
Very helpful. Thanks. NH winters make me very reluctant to move there though.
NH winters haven't been as bad as when I was a kid. There are a lot of places that are colder and snowier.
Grew up in Milford, so I'm glad that made it on the list. Great little town.
I spent 10 years in Milford living at Milford Trails, an apartment complex that allows pets.
As far as cities go, Milford is an undiscovered gem. The police keep things buttoned down; there are no drug addicts or prostitutes or graffiti or used needles on the ground like in Manchester or Nashua.
There is not a large amount of apartments in Milford that are affordable, and that keeps the Riff Raff out. Otherwise Milford would be overrun like Nashua and Manchester, with illegal immigrants and drug users.
And now that I've said that of course, someone will notice the oversight and will start forcing them here as well. 🙄
Arizona! We're planning to leave and I wanted to know pros and cons
I'm not sure why you said that like you were surprised that a minimum wage person couldn't afford a studio to 1 bed apartment those are facts
I think it surprised me as I remember being able to afford to rent with a friend when working minimum wage. This is something that has changed in my lifetime already.