As soon as I downloaded and entered my details I got message saying “ one card approved activate now “.. I am afraid the card was applied and my credit score will take hit as I recently a month ago applied for two cards and got them. Some where while entering the details in the app there might be fine print that card will be auto applied .. so please be careful everyone seeing this .
So heres how One score works(just got the idea from this video itself)- So you signup and use their "free app" tracking your credit score, checking for loans with a lower interest rate. In background - One Score gets the data of the top 1% and Once it has enough data about your spending habits plus when you need a loan(You are looking for it through the app) it can offer cheap loans to you and earn interest or in future can tie up with different banks and can act as a single broker to earn higher commissions since it has the list of top1% folks who may/(are in) need of a loan. So in a way it acts like a Data Aggregator much like CRED strategy
Haha......good job man...... everyone told that your lips and mouth was speak.....but,im fallen in your eyebrow shaking whenever you've spoke😂👍👍👍and,your hand&fingers too.....
@Sharan Do you know what these apps do with those transactional data from user’s? Do they make some agreement to not disclose with any other third party vendors? If not, please don’t suggest using those apps.
Great info ji.. More than 100 points different comparing with CIBIL and experian. Which one will be using mostly all over our banks in India? How can i fix the wrong account details?
cred provides you with report from wither CRIF or Experian. One score gives you report from CIBIL and Experian. both are different. You cant do either or, you will have to check in both the app to be sure. Different bureau reports your score differently.
The problem is with how the card issuing company reports your details to the bureau. If no limit has been reported, then the Cibil, crisil or any other bureau will consider you highest spend as your assigned limit for your card. So either you can make a high value transaction 3-4 days before your bill is generated and cancel the order after billing, or report the error using specific bureau that you follow.
Nothing is free. They promote their credit card using this app. I have started getting spam calls after entering all the details 🤦🏻♂️ So now deleted the account
Basically there are three types cibil,Equifax and Experian were we can check credit score. So basically we know cibil it was 1st from most of the banks follows the other two are new ones shows high score rate compared to cibil but all are same at the end of the day.
HDFC doesnt report your limit to credit agencies. So basically these agencies assume your highest spend as your credit report. So make a high value transaction before billing date and cancel the order inorder to get better reporting.
I thought this person is responsible influencer and made mistakes to send data to onccard. Now I am getting call and SMS that My application for credit card is approved, one step to activate. There are many other app and infact cibil is available get your score. Now I am unfollowing this Man!!
Its scam app. Because of you i installed this app and onescore credit card got applied without my consent and everyone facing the same issue. For getting money from advertising don't scam your subscribers..
nonsense, this guy is being sold to cheat his own viewers 😠 how safe is it to give all financial details to such apps where they may also become the cause of your degrading cibil score 🙄
Get started with One Score here -
onescore.onelink.me/tzFm/xkawms5o
Thank you bro
As soon as I downloaded and entered my details I got message saying “ one card approved activate now “.. I am afraid the card was applied and my credit score will take hit as I recently a month ago applied for two cards and got them. Some where while entering the details in the app there might be fine print that card will be auto applied .. so please be careful everyone seeing this .
downloaded and activated; thanks
I like how he just casually shows 500 stack or 2k stack just like that to intimidate people
it's probably prop money
Paytm also have this features
Instead of giving away Data to one more App, it's better to continue with same bandits
👌🏻👌🏻
Paytm gives Equifax score i think that's a diff one from cibil and Experian
Cred also shows Experion and cibil i think
@@007_Sun_Tzu it shows CRIF score
Downloaded after seeing the short
Uninstalled after reading the comments
Thank you commentators ❤😊
So heres how One score works(just got the idea from this video itself)- So you signup and use their "free app" tracking your credit score, checking for loans with a lower interest rate. In background - One Score gets the data of the top 1% and Once it has enough data about your spending habits plus when you need a loan(You are looking for it through the app) it can offer cheap loans to you and earn interest or in future can tie up with different banks and can act as a single broker to earn higher commissions since it has the list of top1% folks who may/(are in) need of a loan.
So in a way it acts like a Data Aggregator much like CRED strategy
Vistara business class ticket free is just a scam. They give only 30-40%of the ticket cost rest is from customer pocket
Haha......good job man...... everyone told that your lips and mouth was speak.....but,im fallen in your eyebrow shaking whenever you've spoke😂👍👍👍and,your hand&fingers too.....
despite having a credit score of 851 out of 900 i still get an offer of 12.5% interest.. what is this man.. seriously i need a blue label...
So when OneScore checks your credit score on a monthly basis, doesn’t it count as an enquiry thereby affecting your score?
Good question
Exactly… good point
No, it's a soft enquiry not an hard enquiry
So it doesn't affect on your credit score.
No
No
Isn't he getting late for the free flight 🤔
Isn't the Paisa Bazar doing the same??
@Sharan Do you know what these apps do with those transactional data from user’s? Do they make some agreement to not disclose with any other third party vendors? If not, please don’t suggest using those apps.
Sharan is now having a lot of offers 🤞🤞🤞
Bro what about education loan 😭😭
Fake sale haat ja
Education in India??? Go for Vidyalakshmi Portal
App doesn't work
One score isn’t accurate fam, they don’t even sync with all your accs properly
great app. i have been using this for years together now
Great info ji.. More than 100 points different comparing with CIBIL and experian. Which one will be using mostly all over our banks in India? How can i fix the wrong account details?
He just endorsing this. He actually use it?? I dont think so seeing his busy schedule
Pov nothing is free
thanks
So why is graphh consistent at 779
We can check the same with cred app also.
cred provides you with report from wither CRIF or Experian. One score gives you report from CIBIL and Experian. both are different. You cant do either or, you will have to check in both the app to be sure. Different bureau reports your score differently.
Cred also gives similar
cred is for CRIF or Experian, One score is mainly for CIBIL. they both are different.
kesi ne starting main table notice ki 🤣
sex book and a money counting machine
Yeah s** book
Sharan Bro i have paid 500 rs for your class on Sunday 6 pm but I didn't get any link for the class it's has been 1 week over what about my class
@financewithsharan please help this buddy.
With that vistara credit card
Can we do international travels..?
my credit score stack at 746 its not increasing or decreasing from last 4 months
payments are on time
what is the reason
OneScore is showing the limit for one of my credit cards to be a lot lower. Which is affecting my utilisation ratio. How do I get that rectified?
The problem is with how the card issuing company reports your details to the bureau. If no limit has been reported, then the Cibil, crisil or any other bureau will consider you highest spend as your assigned limit for your card. So either you can make a high value transaction 3-4 days before your bill is generated and cancel the order after billing, or report the error using specific bureau that you follow.
prob with the app is it's doesn't update even if you pay the payment of credit card
For those of you thinking which credit card got him a free business class ticket. It's Axis Vistara Infinite card
Vistara business class ticket free is just a scam. They give only 30-40%of the ticket cost rest is from customer pocket
He roasted Tata VistaraxAxis card
Bro there is yellow book behind him named sex book 🤣
M***f*** how accurate ur eyesight is...😂👾
Your data is sold...bye
Seems one score is promoting though all youtubers
How can credit card money be free, u have to pay that money later on just not in the start ?
using since 3 months back, showing old data of 30 sept till now. Dec 16 2022. Also crashing in my MI 8 phone.
How about multiple credit score account
Sharan sir..... You really looks so Handsome 😊🙌🏻
Gay
The loan i took from cashe is not showing and i have Flipkart pay later its shown as a personal loan from IDFC first bank ,
Is that cash real?
Bro in karnataka where do you live?
I request you to make your videos available in Hindi also so that I can show them to my family.
First viewer sharan pls heart this
Btw u from managlore?
@@123suzplayz8 no mumbai bro
Dont register for free credit report, spam calls will increase
Are there anyone who has cibil score above 800?
My credit score is 750+. Can you please tell me by around how much can my credit score reduce if I apply for 5-6 new credit cards within a month??
Maybe 10 to 20 points, so don't do it
Bro what is ur qualification?....what did u studied?????
He's an MBA
why cant everyone focus on earning money than saving the pennies
Didn't you told us that the more you make the enquireies
👌🏻👌🏻
aaaaa vistara great
Nothing is free. They promote their credit card using this app. I have started getting spam calls after entering all the details 🤦🏻♂️ So now deleted the account
Yes
High 800s? With a top of 850?
Bro nowadays your not doing anything else than ads in your channel.
Show us something better 🙂
Paisabazaar shows scores from 4 including cibil and experian
in this video they are showing Different scores which one is accurate please suggest bro...
Basically there are three types cibil,Equifax and Experian were we can check credit score. So basically we know cibil it was 1st from most of the banks follows the other two are new ones shows high score rate compared to cibil but all are same at the end of the day.
Bro already paid loans but updated on cibil,still showing unpaid
The credit bureau (CIBIL, Experion) data is usually updated with a delay of 30-60 days. Hence showing unpaid in Onescore.
So basically they will get all my data, financial activities, location + contacts gallary access are complementary.
No Thank you
Am i the only one who saw the book ? 😎🤣
My credit limit is showing wrong in the report my hdfc bank credit card redit limit is showing low of what it is
HDFC doesnt report your limit to credit agencies. So basically these agencies assume your highest spend as your credit report. So make a high value transaction before billing date and cancel the order inorder to get better reporting.
6 months old previous data it shows ji
Too early,da!
Supppppr anna
What the hell
I'm too early 😅
i already have 810+
Paytm have 3 bro ..
hi Sharan
Hindi nahi aati kya
Hell lot of spam calls.
Earlyy
I thought this person is responsible influencer and made mistakes to send data to onccard. Now I am getting call and SMS that My application for credit card is approved, one step to activate. There are many other app and infact cibil is available get your score.
Now I am unfollowing this Man!!
774 cibil
Don't mind, just bragging lol
Kya phoonk ke ayeee beee🤣
Overacting
What's that "Sex Book" about? 😅
wads
Its scam app. Because of you i installed this app and onescore credit card got applied without my consent and everyone facing the same issue.
For getting money from advertising don't scam your subscribers..
U are going irregular
o
nonsense, this guy is being sold to cheat his own viewers 😠
how safe is it to give all financial details to such apps where they may also become the cause of your degrading cibil score 🙄
Is 800 very high
Bc mera 825 hai
Earlyy
@whatsapp5462 scammer stop you idiot