I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@@Susanne-zuku Bridget Mary Turow her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
Thanks for taking the time to go through this, I'm sure this was a huge effort on your end to summarize this for us. It was interesting to see all the different fees and how they are paid over time, helps me out as I've started investing in index funds myself!
"Inflation depreciates idle money. I'm in a privileged position to be able to save almost 65% of our net household income, as I placed it on safer investments. The key for us was not spending beyond our means. If you invest and have other sources of income outside of dividends then you will be able to live off dividends. Got north of $520K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further".
The main problem is that most folks don’t care about anything other than football, Basketball and Music etc. They find it normal to take credit card debt which will cost them 20% per year but considers it risky to invest their money and make 10% or more per month. Learning to avoid high interest debt while also learning how to put your money to work for you by investing is a very powerful combo.
Starting out with a professional that knows the ropes of the choppy but profitable market is the best way to achieve getting a well structured portfolio. That’s why I have been working with 'PRISCILLA DIANE AIVAZIAN" because in financial dealings one has to be prudent. Most traders enter and exit with a quick 10% profit which is not bad in general opinion but why not make more of the opportunities presented?
@@raymondbarnes5264She looks the part. PRISCILLA really seems to know her stuff. Out of curiosity i looked her up, found her web~page, and decided to read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
Hi Nathan! You gotta have patience with index funds. I agree - 👀 the fees!! @12:02 - LOVE the safety of index funds!! Great information especially for anyone wanting to invest in index funds. Thank you for sharing
Best Video , thank you Nathan. Especially you illustrate the actual figure of how much fee can take from your saving pie, so rule of thump is fee should be anything less than 0.05. ( $15K for the 1M nest saving). So guys focus on vanguard funds and most importantly FXAIX from Fidelity is the best for S&P500 which has 0.02 basis point or VOO ETF from Vanguard which has 0.03 basic points.
Thanks for sharing Nathan. I actually just realized the tickers in the US and UK are different. A quick notable item is that the US equivalent to the sp500 was vfinx but it is now vfiax. Thanks for sharing!
@@NathanHQ VFINX used to be a 3k minimum fund to invest into until you had 10k to put into VFIAX. As of last year they closed VFINX and made the minimim on VFIAX 3k to compete with Fidelity. A lot of people dont know theres even a step above that (VFFSX i believe)
We use fidelity but do not have index funds as far as I know. Your videos are getting me more and more interested nowadays, they do seem like a great investment if you can be patient!
All investing requires patience and discipline. Investing isn't a get rich quick scheme, its a long term project, whether you use active or passive funds. With passive funds you take on market risk with active funds you still take on market risk & the extra risk that the active manager gets it wrong, they do make wrong decisions sometimes, add that to much higher overall costs and it's usually a losing game. Plus most index tracking funds are much more diversivied so spreading your risk, instead of maybe 40 stocks in active fund you might be tracking over 2000 or more stocks for a much lower ongoing fund charge. And check out on Fidelity UK fund information you will see fund transaction costs, which are on top of the ongoing fund charge, and the active funds have mostly much higher transaction costs than passive funds
Hi Nathan, I am very grateful for this video, I am new in investing, and although I know where I want to invest I got confused on Fidelity site. Now everything became crystal, so thank you! I am following you for a while and I really appreciate your high quality knowledge and work.
Good explanation. Nice that you mention some crucial points for investing, like fees! For beginners there are so many uncertainties. keep up the good work.
one of my simple question is, how much should I put in my Index Fun in order to get $ 500,000 for the next 10 years/ 20 years? Appreciate your time Nathan !
Past performance of an ETF is cool, but our eyes and investments should be forward looking. This pandemic has certainly shook up the economy. I just have Vanguard ETF funds due to their extremely low management fees and ultimately all the funds between different companies performs similarly so why not save more for the snowball to grow? Liked video as always Nathan! 👍
Index funds have lots of potential!! I believe it is the best approach for the majority of people!! That is how I started until I transitioned into picking individual stocks!!📈Great content Nathan!! Superb vid!! L18!!👍
Nice insight once again. It's important to invest no matter who you are, and honestly index funds are a great way to get started with investing especially when you're new to the market and less confident with individual picks. Thanks a lot for sharing! 👍 Keep up the good work!
Great video, mate. Index funds well explained, you are so right about the fees - they could kill your earnings. Big like from me, and happy to support!
Index funds are great! I personally use custom build specific stock portfolio, but this something I plan to invest as well in the long run. Keep up the good work!
This is so helpful Nathan, since this is a go-to for many it was was really interesting to see these funds broken down and understand them better. Thanks for sharing with us :) I really love this style of video you're doing!
Great video. Sorry if this seems obvious, but I don't understand why a 2% management fee erodes this amount of future returns? I would have thought instead of a 10% return you could just assume you would get an overall 8% return instead? Many thanks.
Nathan, another great video my friend! Keep spreading the knowledge. Can't go wrong with the S&P Index - plus that MER is really low!! Keep sharing L#28
The S&P 500 index fund tracks S&P 500 (NUK) - can anyone explain what the (NUK) part means and how/why it is different from the regular S&P 500 please? Thanks!
Hi I have just set up a stocks and shares isa, with the intention to only invest in index funds, how much will i get charged if i am approaching it as a pay as you go method via debit card?
Great video Nathan thank you love your videos. I am a newbie investor and recently invested in Fidelity low fee index funds. The other day I saw a Bloomberg article online from September 2019 'The Big Short' Michael Burry predicting an index fund bubble! I really hope he's wrong!! What's your thoughts this guy is supposed to be a guru!!
Hey Nathan, Great content! Just question from a newbie- does Fidelity UK allow buying of US company shares? I am on the website now and can only seem to find funds. Am I being silly?
Hi - no I don't think they do. Also they charge £10 for UK shares & you pay a platform fee for funds... you are better off using www.trading212.com/invite/Gc2rogdN You can then buy US, UK shares & funds with no purchase fee or platform fees 👍
Hi Nat, thanks for the info! My question is, can I invest with the Fidelity investment.com The US website or any other website like Vanguard for example from Spain or any European country? Please, do clear my doubt, thank you!
Good question. The answer is no - you can't use a US version of the website which sucks! But I like Fineco Bank as a broker as they do still offer access to a lot of the American funds... Other brokers do not give you access down to legislation which came in.
@@NathanHQ 😉 yup dont belive picking single stocks or trying to beat the stock market no way. Low cost etf like vangaurd s&p 500 or a low cost passive index found. 👍
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@rachealhubert74 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@rachealhubert74 I will give this a look, thanks a bunch for sharing.
@@Susanne-zuku Bridget Mary Turow her trading strategies is working for me for more than a year now and I’m making good profit from the stock market and she's 100% honest, reputable and trustworthy
Thanks for taking the time to go through this, I'm sure this was a huge effort on your end to summarize this for us. It was interesting to see all the different fees and how they are paid over time, helps me out as I've started investing in index funds myself!
Glad you enjoyed it mate!
"Inflation depreciates idle money. I'm in a privileged position to be able to save almost 65% of our net household income, as I placed it on safer investments. The key for us was not spending beyond our means. If you invest and have other sources of income outside of dividends then you will be able to live off dividends. Got north of $520K in my portfolio as I bought a lot of dividend stocks before, I'm buying more now, and I will buy more when it drops further".
The main problem is that most folks don’t care about anything other than football, Basketball and Music etc. They find it normal to take credit card debt which will cost them 20% per year but considers it risky to invest their money and make 10% or more per month. Learning to avoid high interest debt while also learning how to put your money to work for you by investing is a very powerful combo.
The one effective technique I'm confident nobody admits to using, is staying in touch with an Investment-Adviser.
Starting out with a professional that knows the ropes of the choppy but profitable market is the best way to achieve getting a well structured portfolio. That’s why I have been working with 'PRISCILLA DIANE AIVAZIAN" because in financial dealings one has to be prudent. Most traders enter and exit with a quick 10% profit which is not bad in general opinion but why not make more of the opportunities presented?
@@raymondbarnes5264She looks the part. PRISCILLA really seems to know her stuff. Out of curiosity i looked her up, found her web~page, and decided to read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
Identifying lucrative investments can get you ahead in no time, in years of Investing, my portfolio has experience immense growth, because i did so.
Hi Nathan! You gotta have patience with index funds. I agree - 👀 the fees!! @12:02 - LOVE the safety of index funds!! Great information especially for anyone wanting to invest in index funds. Thank you for sharing
Thanks Nina. Have a great Sunday :)
Best Video , thank you Nathan. Especially you illustrate the actual figure of how much fee can take from your saving pie, so rule of thump is fee should be anything less than 0.05. ( $15K for the 1M nest saving).
So guys focus on vanguard funds and most importantly FXAIX from Fidelity is the best for S&P500 which has 0.02 basis point or VOO ETF from Vanguard which has 0.03 basic points.
Hi - yes exactly the point. Fees do matter. Thanks for sharing Yuba 👍
Is there a minimum investment amount for FXAIX?
Nice solid Fidelity selection for UK. Love those index funds! PIEFA seems pretty cool. Thanks Nathan!
Thanks Jim
Fees can really hurt your gains. I haven’t invested in stocks yet but I like that index funds are long term and deal with compounding💯💯💯
Thanks Tim :)
Thanks for sharing Nathan. I actually just realized the tickers in the US and UK are different. A quick notable item is that the US equivalent to the sp500 was vfinx but it is now vfiax. Thanks for sharing!
Hey Jessie... think they are 2 different ones right? investor.vanguard.com/mutual-funds/profile/VFINX
oh and yes... UK people cannot buy US funds & ETF's which Sucks!!!! haha
@@NathanHQ VFINX used to be a 3k minimum fund to invest into until you had 10k to put into VFIAX. As of last year they closed VFINX and made the minimim on VFIAX 3k to compete with Fidelity. A lot of people dont know theres even a step above that (VFFSX i believe)
We use fidelity but do not have index funds as far as I know. Your videos are getting me more and more interested nowadays, they do seem like a great investment if you can be patient!
Awesome. Thank you 🙂
All investing requires patience and discipline. Investing isn't a get rich quick scheme, its a long term project, whether you use active or passive funds. With passive funds you take on market risk with active funds you still take on market risk & the extra risk that the active manager gets it wrong, they do make wrong decisions sometimes, add that to much higher overall costs and it's usually a losing game. Plus most index tracking funds are much more diversivied so spreading your risk, instead of maybe 40 stocks in active fund you might be tracking over 2000 or more stocks for a much lower ongoing fund charge. And check out on Fidelity UK fund information you will see fund transaction costs, which are on top of the ongoing fund charge, and the active funds have mostly much higher transaction costs than passive funds
Fees can definately eat away at our gains! This is why I research, research, and research some more. Thanks for sharing. #9
Thank you 🙂
Thanks for the video
This is the perfect time to start up a small business. Greetings from Pakistan. I hit your red button. I can learn from you.
Welcome. Greetings from London. Have a great Sunday!
You are right Nathan, fees can hurt that’s why it’s important to find index funds with extremely low fees. Great content. Keep it up!
Thanks you!
That is a very useful information Nathan, I am on of the Fidelity user! And also Index Fun learner for my next investment !
Glad it was helpful!
Hi Nathan, I am very grateful for this video, I am new in investing, and although I know where I want to invest I got confused on Fidelity site. Now everything became crystal, so thank you! I am following you for a while and I really appreciate your high quality knowledge and work.
Fidelity is a great service to use! Thanks for going over these top index funds my man!!
Thanks mate! Speak soon :)
Watch the entire video! I feel like you are my teacher! The video is so beautiful! Thank you!
Hope you found it useful. Thanks!
Good explanation. Nice that you mention some crucial points for investing, like fees! For beginners there are so many uncertainties. keep up the good work.
Thanks Stefan!
one of my simple question is, how much should I put in my Index Fun in order to get $ 500,000 for the next 10 years/ 20 years? Appreciate your time Nathan !
It would be around 70,000 over 20 years growing at 10% per year
Like number 34! Index funds rock!
Thanks mate
Past performance of an ETF is cool, but our eyes and investments should be forward looking. This pandemic has certainly shook up the economy.
I just have Vanguard ETF funds due to their extremely low management fees and ultimately all the funds between different companies performs similarly so why not save more for the snowball to grow?
Liked video as always Nathan! 👍
Yes, Vanguard is a great choice. Looks like you are all set! Thanks!
Index funds have lots of potential!! I believe it is the best approach for the majority of people!! That is how I started until I transitioned into picking individual stocks!!📈Great content Nathan!! Superb vid!! L18!!👍
Thanks mate. Always appreciated!
Hi thanks for this. Question: What’s the difference between active and passive funds
Nice insight once again. It's important to invest no matter who you are, and honestly index funds are a great way to get started with investing especially when you're new to the market and less confident with individual picks. Thanks a lot for sharing! 👍 Keep up the good work!
Cheers mate!
Fees really do hurt us! Need to be cautious of them because they do hurt! Great video, and lots of valuable insight! Keep it up 👍
Thanks mate. Glad you enjoyed! Speak soon!
Great video, mate. Index funds well explained, you are so right about the fees - they could kill your earnings. Big like from me, and happy to support!
Thanks mate. Always appreciated!
Very helpful. Thanks!
Glad it was helpful! Cheers!
Index funds are great! I personally use custom build specific stock portfolio, but this something I plan to invest as well in the long run. Keep up the good work!
Thanks for sharing!
Cool breakdown as always mate! Im not really in any of these tbh, but usefull for beginner investors, index funds can be pretty solid!
Thanks CJ
Great content, thanks
Thankyou for this video
Hi Nathan! Great breakdown! Big like 26 to support you!
Big thanks. Always appreciated mate!
Thank you, excellent video 👍🏻
Glad you liked it! Thanks 👍
Great information, made easily digestible. Double thumbs up👍🏿👍🏿
Great channel! I’m in the process of researching investment accounts so this is v helpful!
Glad it was helpful Vee!
Great video. Fee can definitely kill your gains. Thanks for sharing. Like #5
Thanks you. Much appreciated. Have a great Sunday!
Great video 👍..
Thanks Richie 👍
This is so helpful Nathan, since this is a go-to for many it was was really interesting to see these funds broken down and understand them better. Thanks for sharing with us :) I really love this style of video you're doing!
Glad it was helpful Jenn! :) Thank you.
Wow, this is really insight full. It's a lot of money you are loosing on fees. Thanks for sharing how to look at the Fidelity share information. 😀
Glad it was helpful! Speak soon :)
this is great video I'm here full watching you thank you for sharing friend
Glad you enjoyed!
@@NathanHQ ok
Great content! Understanding index funds are so important!
Thanks mate!
Great mutual fund, thanks for sharing.
Thanks mate. Speak soon!
What about the following Fidelity funds: FSSNX, FSMDX, FXAIX, FNBGX, FXNAX
What do you think about them and how can we find them?
This is basically looking at past performance and assuming these may provide the best future gains
True... but no one knows the future.... basing it on the future is just speculating... pick your poison 🤔
Great video. Sorry if this seems obvious, but I don't understand why a 2% management fee erodes this amount of future returns? I would have thought instead of a 10% return you could just assume you would get an overall 8% return instead? Many thanks.
Nathan, another great video my friend! Keep spreading the knowledge.
Can't go wrong with the S&P Index - plus that MER is really low!!
Keep sharing L#28
Thanks Nick. Very much appreciated!
Thank you for talking about it!
Do what makes you happy and prosperous, the rest is history
From 🌺 Determined to Rise!
Thanks :)
Thanks for the basic advice
Thanks for coming :)
This is a really good video! Well done 👍
The S&P 500 index fund tracks S&P 500 (NUK) - can anyone explain what the (NUK) part means and how/why it is different from the regular S&P 500 please? Thanks!
That's crazy how much you lose to fees. The U.S. index funds have been performing very well for the past 5 years. Excellent video! 👍
Thanks as always mate :)
Some great index fund picks for sure, great stuff!
Thans mate 🙂
Informative video!
Glad it was helpful!
Great update as Usual Nathan!
Thanks mate!
Very useful information, your advice is always welcome, as you know this field of investing very well!
Thanks Nina :)
Hey Nathan! Greetings from the US! I just thought I would show my support to fellow financial channel! You have my sub and good luck!
Nice to connect. Speak soon!
This is such a helpful video! Watched it twice 😁💪🏻
Awesome.. glad you enjoyed :)
Great content and very useful. thank you!
Glad it was helpful! 👍
Thank you Nathan! Great info 🙏
Thank you 🙂
This video is great, really good breakdown.
Thanks Toby. Glad you enjoyed it mate 👍
No surprise the S&P 500 fund is right at the top of performance. Great video as always Nathan.
Thanks mate 👍
Hi I have just set up a stocks and shares isa, with the intention to only invest in index funds, how much will i get charged if i am approaching it as a pay as you go method via debit card?
Great advice and thanks for sharing your tips!
Thanks mate!
Great video Nathan thank you love your videos. I am a newbie investor and recently invested in Fidelity low fee index funds. The other day I saw a Bloomberg article online from September 2019 'The Big Short' Michael Burry predicting an index fund bubble! I really hope he's wrong!! What's your thoughts this guy is supposed to be a guru!!
I have seen this but looking into I didn't buy the reasoning....but I could be wrong....I see Michael Burry also just Shorted Tesla too
@@NathanHQ Thanks for replying Nathan and best wishes building up the channel your explanations are clear and concise and easy to follow :)
Hey Nathan,
Great content! Just question from a newbie- does Fidelity UK allow buying of US company shares? I am on the website now and can only seem to find funds. Am I being silly?
Hi - no I don't think they do. Also they charge £10 for UK shares & you pay a platform fee for funds... you are better off using www.trading212.com/invite/Gc2rogdN You can then buy US, UK shares & funds with no purchase fee or platform fees 👍
@@NathanHQ Thanks for the prompt reply! What are the advantages of Fidelity over trading212?
@@88r59 hmmm - Being able to transfer portfolio in/out ... aside from that not sure why people would choose them
Hello, great video sharing thank you 👍💜❤️💚
Thanks :)
Nice video
Thanks :)
Within the UK can you use fedility to buy US stocks individually?
Hi - no I don't think you can... I use Trading 212 for individual stocks... and zero fee 👍
@@NathanHQ no problem. Thanks very much for your response!
very interesting vedio
Thanks :)
Hello im your new freind sending my full support
Thanks. Glad you enjoyed!
Nice
Thanks
Hi Nat, thanks for the info!
My question is, can I invest with the Fidelity investment.com The US website or any other website like Vanguard for example from Spain or any European country?
Please, do clear my doubt, thank you!
Good question. The answer is no - you can't use a US version of the website which sucks! But I like Fineco Bank as a broker as they do still offer access to a lot of the American funds... Other brokers do not give you access down to legislation which came in.
Nathan, can I get a heart?
🤔 a low cost fees vangaurd s&p 500 etf is where I will put my monny.
Sounds like a good plan 👍
@@NathanHQ 😉 yup dont belive picking single stocks or trying to beat the stock market no way.
Low cost etf like vangaurd s&p 500 or a low cost passive index found. 👍
Fidelity platform doesn't seem to be user friendly (especially new users)
Super oke.... Ok
Thanks :)
تبركالله على البصمة🖒
Thank you
A downside to reading books, that shelf might not hold up much longer. ;-)
💜💜💜💜💜
Thank you. Happy Sunday :)
انت رائع ومميزا جدا انا في انتظارك عندي يا صدقي ⭐🙏🌟🔔🔔🔔
Thank you :)