10 Bank Secrets You MUST Know! | Banking Secrets | Financial Education

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  • Опубликовано: 10 фев 2025
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    --
    *10 Dark Secrets Banks Don’t Want You to Know! | Hidden Truths About Banks & Your Money 💰*
    📢 *Did you know that banks are businesses, not just service providers?* They are designed to maximize profits, often at the cost of customers like you. From **hidden charges to misleading financial products**, banks keep certain things under wraps that could affect your financial well-being!
    🔎 *In this eye-opening video, we reveal 10 shocking secrets that banks don’t tell you:*
    ✔️ *Bank employees are salespeople, NOT financial advisors*
    ✔️ *Home loan interest rates vary for different people* - even in the same bank!
    ✔️ *Banks push unnecessary insurance policies* with hidden costs
    ✔️ *Your personal data is being sold* to third-party companies
    ✔️ *Fixed Deposits (FDs) aren’t as great as they seem* - inflation & taxes eat into your returns
    ✔️ *The TRUTH about ‘Free’ Credit Cards* - hidden fees, high interest rates & traps
    ✔️ *Banks impose hidden charges* that most people never notice
    ✔️ *Where is your money actually going?* - Banks invest your funds without telling you
    ✔️ *Why banks push costly financial products* like ULIPs & endowment plans
    ✔️ *No bank educates you about your credit score* - but they use it to charge you more!
    💡 *Watch till the end - the 10th point is something EVERYONE should know!* This video is a must-watch for anyone with a bank account. Don’t let banks trick you into bad financial decisions!
    📩 *Share this video with your family & friends!* Help them protect their hard-earned money. 💰💡
    💬 *Comment below:* Have you ever faced a bank scam? Share your experience with us!
    🔔 *Subscribe* for more **Financial Education**:
    Banking Secrets Exposed, Hidden Charges in Banks, Things Banks Don’t Tell You, How Banks Make Money from You, Home Loan Interest Rate Secrets, Fixed Deposit Myths, Credit Card Hidden Charges, Best Bank Accounts for Savings, Bank Loan Scams to Avoid, Financial Mistakes to Avoid, How to Negotiate Bank Loan Rates, Insurance Scams by Banks,
    How Banks Sell Your Data, Why You Shouldn’t Trust Banks Completely,
    How to Save Money on Bank Fees,
    #ulips #BankingSecrets #HiddenBankCharges #HomeLoanTips #CreditCardTraps #FinancialEducation #MoneyMatters #BanksExposed #cibilscoretips

Комментарии • 102

  • @TeluguAssets
    @TeluguAssets  3 дня назад +4

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    👉 Health Insurance తీసుకోండి, Get up to 25% Discount : tinyurl.com/ujw6326y
    👉 Mutual Funds పై మీకు ఎంత loan వస్తుందో 15 సెకండ్స్ లో తెలుసుకోండి :
    voltmoney.in/check-loan-eligibility-against-mutual-funds?ref=H9FCXX

  • @tarunkumar0112
    @tarunkumar0112 2 дня назад +12

    బ్యాంకింగ్ వ్యవస్థ గురించి పూర్తి అవగాహన కల్పించినందుకు మీకు కృతజ్ఞతలు సర్.....

  • @virat85689
    @virat85689 День назад +9

    మీరు చెప్పేది వంద శాతం నిజం. నేను sbi లో డి మాట్ అకౌంట్ ఓపెన్ చేశాను. ఆ అకౌంట్ ఓపెన్ చేయడానికి 10,000 రూ"లు ప్లస్ 1800 GST, మొత్తం పదకొండు వేల ఎనిమిది వందలు.కానీ అందులో మొత్తం regular plans చూపిస్తున్నాయి కానీ ఒక్కటి కూడా direct plan చూపడం లేదు. షేర్స్ కొన్నప్పుడు బ్రోకరేజ్ చార్జీలతో పాటు hidden charges చాలా పడుతున్నాయి.నేను కాంప్లైంట్ కూడా పెట్టాను.వారంలో క్లారిటీ ఇస్తామన్నారు కానీ నో రెస్పాన్స్.
    మీరన్నట్లు బాంకులకు సేవా దృక్పథం కాదు తొక్కా కాదు.కస్టమర్లకు ఎక్కడ సందు దొరికితే అక్కడ టోపీ పెట్టడమే ఈ.... లక్ష్యం.

    • @Abhijaykarthik
      @Abhijaykarthik День назад

      @@virat85689 nene pichodni ayya anukuna miru kuda na bro kani nak ayte sbi dmet account ki sbi securites ki elanti fee tiskolledu free ga ne chesaru but hidden charges gurinchi ayte evaru chepaledu naku charges padutunay and minus money chupistundi chala problems ochay complaint cheste no response inka close cheseskundam ani anukuna daniki kuda no response ee banks chala mosam chesayy

  • @nandavaramthimmaiah9299
    @nandavaramthimmaiah9299 День назад +4

    ఒక మనిషిని ఇన్ని రకాలుగా దోపిడీ చేయవచా,,,సూపర్ ఇన్ఫర్మేషన్ సర్

  • @drdsreekanth
    @drdsreekanth День назад +2

    Very good information, I learned many new things about banks . Thank you so much.

  • @satheshjarrang68
    @satheshjarrang68 7 часов назад

    Very useful and secret information about banking

  • @CTARASERIES
    @CTARASERIES 7 часов назад

    After long time i feel good please post such videos

  • @gktechviews2603
    @gktechviews2603 День назад +3

    Very usefull information, Thank You 🤝

  • @officiallanguagepuvvada7030
    @officiallanguagepuvvada7030 День назад +2

    పోస్టపీస్ లు గురించి చెప్పండి sir

  • @Viraj_videos265
    @Viraj_videos265 День назад +2

    Superga chepperu bro,but evarini believe chese money invest cheyali.

    • @venkijannu3619
      @venkijannu3619 19 часов назад

      @@Viraj_videos265 intlo pettukolemu bayata janalaki iste thirigi ravatledhu vere option leka bankslo fd cheyadam

  • @kammarisatya5784
    @kammarisatya5784 День назад +1

    Thank you so much for valuable information sir 🎉

  • @raob121
    @raob121 День назад +1

    Regarding Cibil score,if any bank staff gives loans if cibil score is less than norms, that staff will dismissed from services.

  • @Viraj_videos265
    @Viraj_videos265 День назад

    Meru chala baga chepperu,nenu bank ante ,maku ekkuva benefit chestarani anukunnanu kani manager (lady) pakka business laga nannu mosam cheseru.

  • @rameshkundrapu7722
    @rameshkundrapu7722 2 дня назад +15

    Sir... Books తీసుకున్నాను....money vitmin, paisalu muchatlu.

  • @chennurvinayKumar999
    @chennurvinayKumar999 2 дня назад +2

    Yes 💯 percent right 👍 true sir thankyou for information given to them sir

  • @mashamsrinivas4010
    @mashamsrinivas4010 Час назад

    Post office gurinchi kuda cheppandi

  • @prashanthkandukuri
    @prashanthkandukuri День назад +1

    Good information sir thank u

  • @kinnerachippada
    @kinnerachippada День назад +2

    Hey idi nenu money purse channel chebite vinna " ila miss selling cheste RBI a banks meda charyalu teskuntadi ani ,and nenu kuda monna recent ga bank account open chesinapudu ,ma insurance and demat account teskovali ani force cheste RBI rule chupiyu ante noru muskunaru 😂😂

  • @RIGHTLEFTNEWS
    @RIGHTLEFTNEWS 2 дня назад

    థాంక్యూ సార్

  • @amruthasam
    @amruthasam День назад

    Thank you very much sir
    You are really explained clearly to each every person.this వీడియో very helpful for all of them

  • @Laxmipallaturupilla
    @Laxmipallaturupilla 2 дня назад

    Iam sharing this vedio in my releatives it was good information andi

  • @simhadriraobadiganti2738
    @simhadriraobadiganti2738 День назад

    Good suggessions

  • @venkateshj6412
    @venkateshj6412 2 дня назад

    Thank you sir good information.

  • @yesubabu1806
    @yesubabu1806 День назад

    Excellent sir 💯

  • @Sarmila2393
    @Sarmila2393 2 дня назад

    Good information
    Thank you sir

  • @sweetysshow5286
    @sweetysshow5286 День назад

    It is proven truth that Lot of people/Customers got benefitted to grow economically their status. Banks play a vital role for the growth of country.

  • @RaghavaK-c9q
    @RaghavaK-c9q День назад

    Not only banks but also finance companies such as 5 star & Chola etc.. are cutting money as insurance from the loan they provide for us. When I took Rs 330000 loan 5 star cut down 40 k as insurance .

  • @Viraj_videos265
    @Viraj_videos265 День назад

    Tq bro

  • @bhaskarvardhi8267
    @bhaskarvardhi8267 2 дня назад +1

    😊🤝👏👏👏👏👏🙏🙏Says exactly value information Sir.... Thank you very much Sir....

  • @venkateshj6412
    @venkateshj6412 День назад

    Sir bank balance yenta maintenance cheyyali bank balance gurinchi video cheyandi.

    • @TeluguAssets
      @TeluguAssets  День назад

      Bank to bank change avuddi

    • @MitaigiriHaneef
      @MitaigiriHaneef День назад

      @@TeluguAssets video cheyanddi banks and minimum balance

  • @NareshbabuUtty-o1y
    @NareshbabuUtty-o1y 2 дня назад

    Thanks sir information 🙏 👍

  • @SatishKumar-uy4sv
    @SatishKumar-uy4sv 2 дня назад

    Term plan gurnchi vedios cheyyandi

  • @SuperVenkat111
    @SuperVenkat111 21 час назад

    Bank fd la 5 lakshala rupayila insurance guarantee gurinchi kuda cheppalsindi.

    • @TeluguAssets
      @TeluguAssets  19 часов назад

      Adi bank ivvadu Insurance company istundi

  • @manikanthkommoju3176
    @manikanthkommoju3176 2 дня назад

    sir banks cheppakapovdaniniki. bank staff takkuva janalu ekkuva kabbatti. vochinalu andarki cheppkuntu pothe vaalu business cheyleru. erojulo anni maname self study cheyyali sir. kaani manaki teliyakapothe valani adgithe konni mandi cheptaru. remaining vishyalu mimalni support chesta. I am not bank person sir btw

  • @sweetysshow5286
    @sweetysshow5286 День назад

    Bank employees are also trained to suggest financial advices.

  • @kotabiotech
    @kotabiotech День назад

    Sir meru kuda ULIPs సజెస్ట్ చేస్తున్నారు కాదా, కొంచం explain cheyya galaru🙏

  • @venkateshmallisetti4106
    @venkateshmallisetti4106 День назад +1

    కొన్ని బ్యాంక్స్ పెట్టే రూల్స్ వల్ల కామన్ మ్యాన్ చాలా స్ట్రగుల్ అవుతాడు

  • @SUBBARAOVenkata-x2b
    @SUBBARAOVenkata-x2b 2 дня назад +1

    Policy Bazaar కూడా వాళ్ళకి ఎక్కువ కమీషన్ వచ్చే పాలసీనే తీసుకోమని చెప్తుంది.
    నేను హెల్త్ పాలసీ విషయంలో చూశాను

    • @TeluguAssets
      @TeluguAssets  День назад

      Insurance vishayam lo commissions same. Manchi policy la premium ekkuva. Meeku takkuva premium vunnadi kaavaali. Adi ivvakapote meeku ruchinchadu.

  • @bulletbhai143
    @bulletbhai143 2 дня назад

    Sir inthaki ulip plans better eh na ?? Meere promote chestaru ,meere vaddantaru ,final ga em cheppalanukuntunnaro chepandi .

    • @TeluguAssets
      @TeluguAssets  2 дня назад

      ULIPs endowment plans are suitable for some people, already oka video lo cheppaanu.

  • @rajkumar1080
    @rajkumar1080 2 дня назад

    Banks lo investments cheyakapothey.. Rural lo kuda loans ivvaleru kada

  • @Theinfinitepursuit537
    @Theinfinitepursuit537 12 часов назад

    Naku credit card lekunda naa fd ni lein lo pettaru sir. Em cheyali ? Ippudu naku avasarma undi break cheyalannaa close cheyalekapotunna.. foreced renewal అయిపోతుంది

    • @TeluguAssets
      @TeluguAssets  10 часов назад

      ?? Samasya artham kaaledu

    • @Theinfinitepursuit537
      @Theinfinitepursuit537 10 часов назад

      @TeluguAssets నేను 5 నెలల క్రితం 3 లక్షలు fd లో పెట్టాను సార్ టెంపరరీ గా 5 నెలలకు టెన్యూర్.. బయట ఉంటే ఖర్చు అయిపోతాయని.. 10 డేస్ బ్యాక్ ఆ fd ఆటో రెన్యువల్ అయిపోయింది, క్రెడిట్ కార్డ్ against ఫిక్స్డ్ డిపాజిట్ తీసుకున్నానని Lein లో పెట్టారు.. కానీ, నాకు క్రెడిట్ కార్డు లేదు, అసలు ఏ లోన్ కూడా లేదు. అయినా ఎందుకు lein లో ఉంచారో తెలియట్లేదు. అవసరమైనపుడు amount తీసుకోలేకపోతున్నా. Solution చెప్పండి సార్.. బ్యాంక్ కి వెళ్ళినా సాల్వ్ అవ్వలేదు

  • @Useri316
    @Useri316 День назад

    Gold loan meedha kuda interest negotiate cheyyacha sir?

  • @raob121
    @raob121 День назад +1

    I don't know who you are.
    But what you are saying is not correct all.
    First banks must follow instructions of Rbi
    2nd banks never share personal information
    3 fixed deposits and loans rates are changes day to day.
    4.home loans are charged on fixed and floatig basis.
    There are no hidden charges .
    BANKS ARE COMMERCIAL BANKS IN INDIA.
    No bank charges extra beyond the rules and regulations of Rbi

  • @naniraodslr5328
    @naniraodslr5328 День назад

    Sir how to clear CIBIL enquiries please tell me

  • @pandabrothers3949
    @pandabrothers3949 День назад

    ❤❤❤❤❤❤

  • @sathishp7106
    @sathishp7106 2 дня назад

    Hi Sir
    4th point, how to inform Bank.
    Please don't share my personal information to others, any form to submit the new account opening processes time.
    Please clarify, u can say verbal. I think no use.. No one rember also.

  • @SatishKumar-uy4sv
    @SatishKumar-uy4sv 2 дня назад

    FD s yeee bank better ga untdhi cheppandi

  • @naniraodslr5328
    @naniraodslr5328 День назад

    సార్ మన సివిల్ లో ఉన్న ఎంక్వయిరీ ఎలా తొలగించబడుతుంది ప్లీజ్ చెప్పండి

  • @Madhu-xm5jg
    @Madhu-xm5jg День назад

    Sir, miru anni manchi vishayalu cheptune, paisa bazaar ni kuda promote chestunnaru , idi commercial ankovala leda what, konta mandi konni SIP suggest chestaru vatilo kuda valaki commission ostunda? When we get some profit it's not bad to give commission,but as you said banks do marketing, hence does others are not doing, just a general question

    • @TeluguAssets
      @TeluguAssets  День назад

      Promote cheyadam veru antagattadam veru

  • @rajkumar1080
    @rajkumar1080 2 дня назад +1

    Banks gurinchi meeru ila thakkuva ga chepthey.. Mana country ela develop avuddi sir..

  • @LakshmisureshBejinepalli
    @LakshmisureshBejinepalli День назад

    Sbi bank pai complaint aila chaiya li

    • @TeluguAssets
      @TeluguAssets  День назад

      Adi aa bank lone board vuntundi chudandi

  • @karthikeyana2288
    @karthikeyana2288 2 дня назад

    Sir I am Karthikeyan Electrical from HIl chennai 🎉

  • @saishanker4638
    @saishanker4638 День назад

    Before speaking about fd which is waste product in your opinion, please aslo share other product which is better than fd and risks involved.
    How banks can inform particular person money going as loan to particular person, if you have any strategy please share so that banks will inform how the individual savings amount has been given as loan to so and so particular another person.

    • @TeluguAssets
      @TeluguAssets  23 часа назад

      No financial product is a waste product. Person to person differs

  • @PraveenBatakala
    @PraveenBatakala 13 часов назад

    Em chepparu sir

  • @deepthi6337
    @deepthi6337 2 дня назад

    Cibil score increase cheskovadam ela and score entha undani telsukodam ela

    • @Vishnuraoo
      @Vishnuraoo 2 дня назад

      @@deepthi6337 fd credit card tisukoni use cheyandi ,cibil increase avuddi

  • @rajkumar1080
    @rajkumar1080 2 дня назад

    Central govt. Edaitey chepthundo banks avey chesthayi.. Dayachesi ardam chesukogalaru

  • @madhukuthati9022
    @madhukuthati9022 2 дня назад

    ప్రాసింగ్ fee ప్రతి బ్యాంక్ లో ఉంది కదా లేని బ్యాంక్ ఎం లేదు కదా Sir

  • @madhukuthati9022
    @madhukuthati9022 2 дня назад +1

    మరి ఇవ్వి ఎలా అరికట్టాలి

  • @madhukuthati9022
    @madhukuthati9022 2 дня назад

    ఇవ్వకుండా ఉంటే ఊరుకోరు కదా Sir

  • @HVerupaksha
    @HVerupaksha 2 дня назад

    Naku ippudu gnanodayamayyindi sir

  • @9703721555
    @9703721555 День назад

    Don’t give generic statements, depends Bank to bank, person to person, how come an Institution offered customer service without charges, if it is doing free it will become bankrupt, again it will affect Investors, there is no free food in this world

  • @HVerupaksha
    @HVerupaksha 2 дня назад

    Hand's aff to you sir

  • @KKRISHI009
    @KKRISHI009 День назад +1

    Don’t make false propaganda for your remuneration through this you tube. Sodhi ekkuva ayyindhi .

  • @bikashghadai6669
    @bikashghadai6669 День назад

    Mis information

  • @sivamohan1879
    @sivamohan1879 День назад

    Worst explanation

  • @raghava-xt5jd
    @raghava-xt5jd День назад

    Please share your contact number sir i want to talk with you once personally

  • @allemchandraiah3322
    @allemchandraiah3322 День назад

    Excellent information sir

  • @VilluriGanesh426
    @VilluriGanesh426 День назад

    Thanks for good information sir

  • @dharavathnaresh2556
    @dharavathnaresh2556 День назад

    good information sir