How to Use the Bilt Card like a PRO
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- Опубликовано: 6 авг 2024
- #creditcard
This is how to use the Bilt Mastercard like a PRO.
Bilt Mastercard: bit.ly/biltjft
Best High Yield Savings Accounts: bit.ly/citijft
Top Credit Card Offer: bit.ly/jftcards
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![How to Use Bilt Points for MAX Value [Full Guide]](http://i.ytimg.com/vi/3Mpgmazaav8/mqdefault.jpg)
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Got the card from your last video about it. Got the 5X points offer for the first 5 days but couldn’t use it because of hurricane Beryl. Called this morning and they extended my offer an extra 5 days!
I hope you and your family on safe down there!! But also W Bilt for extending your 5x for 5 days!! Get those points!!
How long did it take to get your card? Tryna optimize to get mine delivered on the 27/28th so I can take advantage of the 5 days
Why haven’t you talked about how Bilt lost American Airlines as its exclusive partner? That was a HUGE hit to the card value.
Last rent day I booked a rent day special - $75 per person Michelin tasting menu in the BILT app. x4 courses, x2 cocktails per person. There was a QR code on the table I opened up and after my wife and I left the restaurant the page refreshed and showed the total bill as $298. Basically BILT covered the second half of the meal/tax/tip. Needless to say my wife and I are still talking about that meal and the value we got (we are foodies)
That’s crazy!! I’m glad y’all had a great experience and value!!
Just recently received this card after seeing your recommendation for it on previous videos, loving it so far and thank for the additional tips John! :)
I'm a big fan. Thanks for great content. Just want to share that car rental insurance is secondary in the state of New York.😢. Its in the fine print.
I would like you to walk through an actual full claim process. Where do you get a quote to repair and replace your phone? What if your phone is valued over $800?[Like the new iphones or virtually and larger flagship phone or foldable?] What do you do if you need to use the car insurance from your card benefit?[what are the limitations] Are these primary insurance?[not where you are required to claim AFTER a primary insurance]
Phone claim: you get a quote and whatever the repairs quote is, is what you submit. The benefit maxes at $800 so if it’s over then you’ll be out of pocket.
Car: yes it’s primary.
Thanks John. I did want to ask for clarification. Where do you get a quote?[Directly from your phone provider? Or any phone repair shop? Is this a piece of paper with line itemization? Or will an email suffice?]
Specifically how is it determined if you're going to get a repair or replacement? Can you just go to a retail store amd ask them to write you a note that the cost of a new phone is the full retail cost?[Or do you need a repair quote? Then you can pull the new retail phone price off a website?]
Do you have the full choice of repair or replace?[Or does the insurance decide?(usually the lower cost option)]
John, please post a detailed video on any of the cards available in the market through which we can use to get the maximum benefit on Walmart other than the Walmart credit card.
The U.S. Bank Shopper Cash Rewards card gives 6% cash back up to $1500 spend per quarter on 2 retailers of choice (list includes Walmart and Target) $95 annual fee
@@joshuajennings9250 I tried getting that card but seems like the approval process is too stringent and didn’t get approved for it. Any other cards other than this?
Hi , is there a chance you can make a video about wells fargo Rewards Points?
The best card for rental!! Easy money! Easy points! Easy vacations!
Agreed!! Such a no brainer
I NEED HELP JOHN I ISE CHASE PREFERED AND I ALSO HAVE BILT.
I FELT LIKE CHASE GAVE ME MORE POINT THAN BILT, i need recommendations!? Thanks guys
Thanks
If my rent payment is the same date to the card payment how it s work to pay rent please explain me
Hey John is there a credit card just for your business using your EIN number I will go through your RUclips video to see as well if you can put a video out on business credit cards
Bilt dining is a good news/bad news for me, since they expanded there are restaurants in my metro instead of the closest being 150 miles away, but the 10x have gotten a lot rarer, 3-5 seems standard now
Ok. I thought it was just me!! Thanks for sharing this insight!
Awesome!! Will Wells Fargo who offers the BUILT Mastercard accept applicants with a Fair credit score? I called and asked them this very question, but they refused to give me a streight answer.
Can I pay multiple properties on the same card?
Greetings everyone, I am in a financial wellness reboot !
So I am just now diving into credit cards and their benefits.
I had a credit card yeaaaars ago coming out of college but had zero education on how to properly use it.
I’m looking to establish personal credit then go from there. I’m wandering if anyone who has a bit more experience with credit cards thinks the BILT card is a good choice for a first card ??
Thanks in advance !
eh you lost me at the first point. even though the platinum is higher deductible, it specifically covers cracked screen. i wonder if bilt will do that. likely not.
So could you use 10% of the money on the card or less for rent and pay the rest of rent from your bank and still earn points while keeping the utilization percentage down?
Does anyone know if this work with Mint Mobile as well. I created a family plan and I know pay my cell phone bill every 3 months?
Just to let you know, on Bilt Dining, you don't have to make a reservation to earn the extra points. You can just walk in and earn those extra points by paying with your Bilt card.
Good to know!!
Hey I’m 19 right now. I’m at a 716 credit score and have a student card with no annual fee I believe. I only have 11 months of credit history. I am however an authorized user on my mother’s credit, although on credit karma it doesn’t show so I don’t have that extra credit age. Now besides fixing that and getting the authorized user card attached as one of my accounts to see if that raises my credit score, what should I do to push towards 800? I am starting to consider getting a new card with USAA or NavyFed since I’m in the army and know what cards I could push for as beginner, intermediate and mastery level cards I guess. Any suggestions?
Never been first before...Sweet! Great vid as always
Let’s go!!!
This card seems great, but am worried about the long term value with their issues with wells fargo after 2029. Is it still worth getting?
Earn and burn!! 🎉
2029 is 5 years away, you can always cancel if things change (won't negatively affect you unless this would be your oldest credit line)
@@Cobalt_11wouldn’t it impact the average credit age though
@@NoahWPlays not to any significant amount unless your average credit age is really low
Worth it today? Yes. Worth it in 2029? I have no idea. But if it’s not then I’ll worry changing then. Same as the Sapphire Reserve. It was a no brainer card in 2016. By 2019 it was eh. And today it’s not a card I gravitate heavily toward
i got an account but denied for the card, they said i could still earn poiints for rent but i need help setting that up,,
tried to get the card got denied as soon as i applied. SAD
How do i turn on bilt protect?
Is there like a referral code for bilt too?
Have people paid mortgage with bilt credit card?
Appreciate this video as I just added the Bilt card to my wallet.
Congrats and enjoy the card!!
What if i pay rent to someone through Paypal
Depending on your carrier and lifestyle, cell phone protection shouldn't automatically be used. If you get $10 auto-pay discounts, and say you have 4 lines, that's $480 a year you don't pay.
If you use cell phone protection on a credit card, you're essentially paying that $480 a year for protection which may or may not be worth it if you don't damage or lose your phones often.
Great tip! It's not ideal but for some carriers you can add in a bank account and a few days before it's due call and switch payment to a credit card. Then switch back to bank account for the monthly discount. PIA but it's a work around for now.
@@johnsfinancetips Actually, I have Autopay set up with my bank account and then I just manually pay with my Bilt card on the 1st of every month. The manual payment goes through, I get 2x points and cellphone protection, the Autopay is never applied, and I retain my Autopay discount on all lines.
@@johnsfinancetips Ah yes true, you can time it right and still get it. But yeah most people probably aren't going to do this.
I think on the other end, if I had only one line and a really expensive phone, losing the $10 auto-pay is probably worth it for the peace of mind protection.
As everything with the credit card world, YMMV. heh
I am still not leaving a debit card # on their servers, and it's only $5 X 12 for me so...13 years to equal my phone's cost
I personally have T-Mobile , have my Bank account linked, and it lets me pay a few days before with my CC and still have the auto discount for having Bank linked.
Wait, boosting points? Never seen that
Lol. Bilt made a big blunder recently charging people twice for rent and was slow to fix it
Can you pay off mortgage payment with it as well or is it only for rent?
Nope :(
@@johnsfinancetips what if landlords don't take cards?
@@christopherjuntura4439you can pay the landlord with a Bilt check or ACH/Zelle with the Bilt account attached to it.
@@christopherjuntura4439they have an option to send a check to your landlord
Get another credit card and ding your credit? IDTS?
How about putting my points into a HYSA
That’d be awesome if it were ever a feature! Haha
Isn’t there a transaction fee for paying your cell phone bill with a credit card?
T-Mobile doesn't charge a transaction fee per se, but a few months ago they took away the $5 auto pay discount if you use a credit card
@@Adiscretefirm Easy way around that, just link your bank account, but pay the bill with a cc a few days beforehand I hear you'll still get the autopay discount
Not a direct fee. But they might take away your monthly discount if you use a credit card
is that spend $50k a year for platinum or in total while you have the card?
It’s per year. So kinda steep
Is there a credit card which gives you lounge access without annual fee?
Nope. Sadly :(
To bad Verizon doesn’t let me use credit cards 😭😭😭
I’m able to use my credit card 😮
Bilt provides an account and routing number for people who pay rent in buildings that are not a part of their program. If you can't use the card, could you use that?
@@chriscarbajal9688 just kidding. You are right I can use it. Sorry
@@akinori08 thank you. But I was wrong.
Second 😂
So close!
Big big money coming in for john from bilt. John atleast accept the video is sponsored....