Theres four answers: 1. Sell the damn car. 2.Move back in with family 3. Get second job (assume you have a first one). 4. Dont spend money on anything but essentials for a year, it will suck.
Come on buddy, she got this. Remember she’s a strong independent boss chick who doesn’t wanna live with her parents. Probably she’s a product of a SINGLE MOTHER HOUSEHOLD. Her actions says a lot about her not having a father figure in her life.
- Your name, sir? - Bady, Maxim Bady - Your occupation? - I'm a comedian - Oh, how interesting! What kind of comedy? Stand-up? Parodies? - I mock videos of people doing stupid and embarrassing things on TikTok. - Oh my, you must be incredibly overloaded with work then! -
only in america, someone with no or low income (student) with massive expense (tuition fee) can get a 50k loan. that's how you get bubble economy. america is f'ked on so many levels.
And trust me, females like her will immediately call hardworking guys BROKE because they are working a 9 - 5 jobs. When literally they are the most BROKE ones out here.
@TheKnightofAwesomeness At 22 the only cars that need to be bought are Toyotas and Hondas. They're known for being such great beginner cars. When I'm on base those are the only cars I see young soldiers drive.
I would be so utterly ashamed of myself if there was no good reason for said debt. I rent an apartment and have no car, so I can get by without having accumulated any debt yet at 30. I am not getting a car until I can afford it.
Do you use public transport to get to work? I’m thinking of how I would move out of my parents house after college and not sure what renting an apartment and having a full time job looks like without a car
@@BarcaFan1899 I used to work from home, before quiting that job. Meaning the need for a car was completely inexistent until I was 27. Since then I have used public transport or my bike to get where I needed to go. 😄
If you live in a City with decent Transportation you don’t need a vehicle. It’s a HUGE expense that Depreciates in Value the moment you drive it off the lot after signing it. If you live in small crap hole Canada/USA then yea I could see you Needing a Vehicle.
I hated my other brothers for this, not as bad the woman in the video, but they kinda did the exact same thing, our families first vehicle didnt even cost 350 cad when we first move here, but lo and behold my 2 brothers bought a freakin new cars yrs later, and one of them could barely save any because he had school debt, while the other struggles to save because economy fluck bad in 2015, I kept warning them and telling them GET A FREAKIN USED CAR.
Careful. If you are debt-free in America all the credit agencies get mad at you. I have to give myself secured loans just so they think something is going on.
@@javiersinanethoughts Same here. Worked all through college. Summers had at least 2 jobs. Worked holidays and weekends. Drove a 20 yr old car. Earned a Masters with zero debt.
@@javiersinanethoughts nice. I personally don't understand how people can "have fun" when they know for a fact that their really gonna suffer for it later. But then again I don't live in the west.
That is someone who broke my first rule. Never take dealer financing. She walked on to a car lot, looking for her "dream car" and they sold it to her, at a huge mark up with astronomical interest rate, knowing that when they repoed it they would still be ahead.
Looked at her tiktok and she’s as serious about paying off her debt as you’d expect someone on that platform to be lol. Unfortunately positivity and delusion doesn’t pay the bills.
She also claims that it’s her ex’s fault as he would manipulate her into getting stuff for him, but signs are pointing that it’s mostly her fault and that she’s unwilling to take any personal responsibility.
Very nice job covering the basics. I am sharing this not to brag but to show what’s possible. I’m retired and I have 2 separate portfolios. One is a long term growth dividend portfolio of stocks where i sell covered calls strategically and my 2nd portfolio is the Crypto trading strategy where its all about income. This year I am on pace to make $120K in realized options profits and around $869K in crypto profit... What is great is that my long-term portfolio is still up significantly as well. As such, it’s possible to generate excellent income but still have a total return perspective. ...Amidst this, the insights of a knowledgeable guide like that of Expert Shellane Maxwell can be crucial. Her expertise in navigating the nuances of trading has been the key for Me understanding and making the most of these emerging financial trends.
New survey has revealed rising adoption of cryptocurrency among the world billionaires, as they start experimenting in the digital currency, expanding their investments portfolio beyond traditional profitable assets.
How would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
As delulu as she is, this is a perfect example of why the economy crashes. She is in no position to be approved for a 50k loan. This sort of stuff happened pre 2008 and it didn't end well.
Yeah, watching car culture content I often see/hear "low credit score" going along with "room temperature IQ" and low CS is usually along 320 were 300 is absolute minimum.
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
Well the name is 'Evelyn Infurna Services. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
498 is an exceptionally bad credit score. Put in perspective, the "poor" cedit score tier starts at 579 which doesn't allow you to qualify for almost any loan. 700 is the average and even then you will get a higher than wanted interested rate.
If you pay enough attention she was hinting you guys how she’s gonna pay off her debt and join her in her journey part. She literally was throwing out the message of her doing OF. The join her on her journey and her movement was indicating for you to join her OF…..
You can pay off the debt with 3 minimum wage jobs. 2 full time and other part time. 104hrs a week. In 2 years... I paid off 90k while paying my bills i have 1 kid. Its not for everyone. I am healthy physically and mentally. When I was doing this. It was heavy on my body and mental health. But I grew up with a Mexican father from Michoacan.... if you don't know let's just say they are the sprit of machismo. It's like a state full of David Goggins 😂. Paid off my wifes car and master degree. So we can start living a good life. Don't spend money you don't have people
That is an incredible story! Congratulations on being able to do that! I realize that's not a sustainable pace for many people but your willingness to go to any length is admirable.
In France, I asked 200€ to the bank to pay the University Fees(that's the price in France), they said NO, I had to sell my computer to pay for it. And in the US, they let a student geting a 100k$ debt. Both countries are so wrong but in differents ways.
It’s worse than that, a lot of loans here aren’t through the bank, they are through the government. Have you tried going to your president for the 200? 😂
@@agm65ccip I think that'sone of the main reasons University is so expensive. They charge extremely high amounts knowing tax dollars are being used for the loans so they get payed regardless of the crushing debt on the people. Then top it off with over payed professor's.
ruclips.net/video/VMvraSQEW5w/видео.html I pay my mutha'uckin' rent fortnightly Mutha'uckas at the bank trying to play me An amount from my account goes out on A/P (on A/P!) Yeah, you know me Mutha'ucka charge a two buck transaction fee Makes my payment short, my rent comes back to me Minus a twenty-five dollar penalty So you fee'd me cause of your mutha'uckin' fee! Read the word on my ATM slip Said, "We're all mutha'uckas And we're 'uckin' with your shi'," come on!
@FayAlexGG Sorry! There are predatory banks out there, and they don't mention these 'hidden' fees upfront. For peace of mind, i suggest switching to a bank that doesn't charge overdraft fees, or any fees at all for that matter (e.g., charles schwab in the states, eq bank in canada!)
She's exactly two friends of mine. They'd get a new car even though they're crazy in debt. But it's their fault that they're in debt. We're from Europe and I have zero debts 🤷🏼♀️
It’s sort of their fault. I mean yes ultimately it is their fault, but you need good financial education to avoid the pitfalls of debt. The system is set up to hook people in, paying for things in instalments has become the norm for the masses. I hear even from finance bros how they started life in debt and then found out the mistakes they made. It’s down to her ignorance but the lenders are waiting to capitalise on her ignorance. It’s like having a devil on one shoulder and no angel on the other.
I.....would.....normally, saying 'you might want to start an only fans' but....she's not.....normally that is a 'bad thing' to suggest, but I don't even think that will save her.
Haha! Girlie sure has her priorities straight! Like gurl, if you are trying to convince us that you are in a mountain of debt, at least look the part! With those nails, even the rats would scoff at you.😂
@mitsuhh, if you do it on your own, then yes it's not expensive, I'm no nail expert, but those nails look professionally done, depending on the place, they can charge you from 30 up to 200 dollars. Another reason why she must be drowning in debt.😂
That's insane debt for a 22 year old. The sad thing is how some western women end up passing the responsibility in some sneaky way to their husband if they end up getting married 🤷♂️ There's always some simp out there who might just rescue her annoyingly 🤦♂️🤦♂️🤦♂️
Her: "I'm not here to give financial advice" Chicken nugget: "I'm here to give advice on how to stay alive as a chicken" Delulu: "I'm here to give advice on how not to end up on Maxim's videos but, no one's listening" Maxim: "to the first two, others that have come, gone & those yet to be, don't listen, I'll welcome you all" 😂
The problem is, who keeps giving her credit. Banks are supposed to say no if you are in financial stress. And, a car loan? With obviously no way of paying it back.
How does a 22yo even get a 55k+ auto loan? How much income does she have? I'm guessing she was one of the people telling everyone she needs student loan relief.
She will be totally fine. She can't pay what she doesn't have. They will have to settle for a third and she can restart in 7 years. She has a bright future, if she can use her skill of acquiring significant debt, to her advantage. Ex: Real estate investing.
I said it 1000 times, I'll say it again. The government should be ashamed for profiting off of young people's education. Government student loans should have zero interest and private student loans shouldn't exist.
Yea, I’ve noticed that people have started to think car loans are common. One of my friends said ”everyone takes car loans”. Not true 😂. You don’t need a brand new car, that’s a luxury…
Only debt allowed is for a house you live in or a house you invest in. A car loses value so fast it is just insane. But she's young, she can get out of her debt if she wants to.
🤦♂️ I’m 27, the only debt I’ve ever had is £114 and it was paid the same day. Some people really just shouldn’t be touching money. The moral of this story is don’t live beyond your means.
That sure is ridiculous. I hope she pays that debt off legally and as quickly as possible. That credit card debt amount she has shocks me the most. My credit card spending limit only goes up to $1,000. So that's the most debt I could go in right now.
The poor, poor soul. She had the courage to come forward with this. How many do not? Millions like her have been deceived by a society that seeks to drown them in debt.
The first step in paying your debts is breaking them down and tackling the smaller ones first. She’s definitely made a lot of financial mistakes, but as a financial planner myself, she is actually on the right track already.
![Twenty One Pilots - “The Line” (from Arcane Season 2) [Official Music Video]](http://i.ytimg.com/vi/E2Rj2gQAyPA/mqdefault.jpg)
She has generational debt at age 22 😭
🤣🤣🤣🤣🤣🤣🤣
Who's generation? She made all this on her own on her lifetime, her family had NOTHING to do w/ this
@@bgrego88the debt will be passed from generation to generation
@@kuda1532 that's criminal, why I gotta pay just cuz my mom was broke and stupid
@@kuda1532 how the flip is debt passed on? Debt cannot be inherited
Theres four answers:
1. Sell the damn car.
2.Move back in with family
3. Get second job (assume you have a first one).
4. Dont spend money on anything but essentials for a year, it will suck.
That’s what I was thinking, sell the car… that will make up for more than half the debt.
Come on buddy, she got this. Remember she’s a strong independent boss chick who doesn’t wanna live with her parents. Probably she’s a product of a SINGLE MOTHER HOUSEHOLD.
Her actions says a lot about her not having a father figure in her life.
You are really thinking that SHE has any job?
Come on...
5. Only Fans
Her plan is more like: How I find myself a hubby willing to pay off my debts?
- Your name, sir?
- Bady, Maxim Bady
- Your occupation?
- I'm a comedian
- Oh, how interesting! What kind of comedy? Stand-up? Parodies?
- I mock videos of people doing stupid and embarrassing things on TikTok.
- Oh my, you must be incredibly overloaded with work then!
-
I'm almost burnt out😢😢😢. The Delulu is unlimited
@@MaximBady Nothing can beat the unlimited power of chicken nuggets.Stay strong,brother!
@@MaximBady Umlimited content and ad revenue brother
So true!
@@MaximBady Jesus Christ on a motorbike!
When she said ‘we’re in this together’, I immediately said out loud, ‘don’t involve me! I do not wish to be included, I DO NOT VOLUNTEER!’! Yikes
She's going into OF 100%
but she will be low
rank in OF...OF right now is extremely competitive lol
Damn, cant even catch a break selling yourself out lol.
i mean maybe a few guys pay her but, girls looking like that dont get all to much demand tattoed like that and all
Notice what she says and what she does at 02:47!
I wouldn't be surprised if she is in OF already!
I was honestly expecting; So...I have 100k in debs, so I took out a 150k loan to pay said debts off. Now I have 150k debt but no longer a 100k debt
👍
"You have less money than a person with $1".
Than a mexican... dog. Who ows 0
She has less money than someone with $0 😂
She has less money than someone with $-1.
She has less money than someone with $-2!
She has less money than someone with $-3 - $-99,999!
YOU NEED TO CALL A GERMAN PERSON TO HELP YOU SAVE MONEY🗿
as a Spaniard living in Germany, this is the most accurate thing I’ve ever heard
As a German in Switzerland…the Swiss are comparable 😂😂
Diese Almans immer 😂
RIP Peter Zwegat
i would have gone for the dutch, we do love to save money a lot.
As a German living in Germany I concur.
only in america, someone with no or low income (student) with massive expense (tuition fee) can get a 50k loan. that's how you get bubble economy. america is f'ked on so many levels.
Yes
"I'm too good for a beater car but I'll complain I'm broke"
The one and only civil right Americans enjoy, consumption.
And trust me, females like her will immediately call hardworking guys BROKE because they are working a 9 - 5 jobs.
When literally they are the most BROKE ones out here.
In fairness there may have been guarantors or a big up front capital payment. One would hope, otherwise you are right.
Only Americans are that conceited to say “Only in America” when this is an issue all over the developed world.
WOW 😲 SHE'S THE REAL DEBT COLLECTOR 😂🤣🤣
Waiting for someone to break the funny number so i can like
@@pajamas720 What is the funny number
That is jaw dropping. Debt can cripple you if you ain’t careful.
she hasn't paid credit in 6 months . so she is already crippled. interests and late payment fines already racking up by now .
yes especially if you lend from a loanshark
“Act your wage!!” Dave Ramsey Financial Advisor. 🤣🤣
You beat me to the comment. 😂😂😂
but how will I flex on social media??? 😫😫
@@mrkiky Lie, just like everyone else. No need to buy an expensive car, just rent on for an hour.
@@MegaLokopo or don't try to look rich lol
@@duarteribeiro1520 With the upload of this video, that is something which she has succeeded in...
I want to say something. Something. But who at 22 buys a car for 55K$? What car? Such delulu!
My top guesses are a Lexus, BMW, or a Cadillac...
@TheKnightofAwesomeness At 22 the only cars that need to be bought are Toyotas and Hondas. They're known for being such great beginner cars. When I'm on base those are the only cars I see young soldiers drive.
@@jaleesahevans101at 22 I had a fiat abarth
Maybe she couldnt resist and bought an oldtimer ferrari.
@@wallenrod9017ferarri is a dude's car.. She might have a tesla.. Ffs, why didnt she buy a prius?
"Because she's the one saying it, it can not be good" 👌🏿 You couldn't have said that any better 😅
Yeah, that was the best joke 😂
I would be so utterly ashamed of myself if there was no good reason for said debt.
I rent an apartment and have no car, so I can get by without having accumulated any debt yet at 30.
I am not getting a car until I can afford it.
Do you use public transport to get to work? I’m thinking of how I would move out of my parents house after college and not sure what renting an apartment and having a full time job looks like without a car
@@BarcaFan1899do you live in a major city like nyc LA or Chicago? If you do you don’t need a car
@@BarcaFan1899 I used to work from home, before quiting that job. Meaning the need for a car was completely inexistent until I was 27.
Since then I have used public transport or my bike to get where I needed to go. 😄
I'm so relieved I'm not the only one this age who has never owned a car because I can't afford it.
If you live in a City with decent Transportation you don’t need a vehicle.
It’s a HUGE expense that Depreciates in Value the moment you drive it off the lot after signing it.
If you live in small crap hole Canada/USA then yea I could see you Needing a Vehicle.
my first car cost me 900 bucks and I was 22 years old before that I had a bicycle.
As a 35yo car guy I can atest this is the way to go 🤌
I got my car for $1 at 17 it was my grandma’s car
I hated my other brothers for this, not as bad the woman in the video, but they kinda did the exact same thing, our families first vehicle didnt even cost 350 cad when we first move here, but lo and behold my 2 brothers bought a freakin new cars yrs later, and one of them could barely save any because he had school debt, while the other struggles to save because economy fluck bad in 2015, I kept warning them and telling them GET A FREAKIN USED CAR.
I’ve been paying my debt off on instalments. In 3 months I will be debt free! 😁
All the best!
Careful. If you are debt-free in America all the credit agencies get mad at you. I have to give myself secured loans just so they think something is going on.
@@Mereologistwhy? does them being mad at you really change anything?
@@ArabicLover101 Thank You! All the best to you too!
@@Mereologist I’ll be careful not to line their pockets with high interest rates ever again.
Meanwhile these "educated " college grads insult people like me to went to trade school and got a job in a high demand field with 0 college debt 😂
Do they? Like what?
i went to college and graduated with zero debt. didn't have fun, but didn't graduated stressed. most of my classmates graduated with 100k
@@javiersinanethoughts Same here. Worked all through college. Summers had at least 2 jobs. Worked holidays and weekends. Drove a 20 yr old car. Earned a Masters with zero debt.
And they voted for Harris too. Not really Trump fan either but she would be much worse.
@@javiersinanethoughts nice. I personally don't understand how people can "have fun" when they know for a fact that their really gonna suffer for it later. But then again I don't live in the west.
That is someone who broke my first rule. Never take dealer financing. She walked on to a car lot, looking for her "dream car" and they sold it to her, at a huge mark up with astronomical interest rate, knowing that when they repoed it they would still be ahead.
"You are NOT STRESSED OUT enough!"
-"Thats whys YOU are making decisions like GOVERNMENT"
😂😂
And here I am complaining about my 1K credit card debt lol
don't worry. If your 1K in credit card debt, it will soon balloon into 20K. Thats just how usuary works.
Just buckle down and pay it down
@@AliSidTex no it doesnt
Keep playing around and the next video we'll be commenting on in this channel will be yours
@bgrego88 oh I have been and very responsibly too! Will be done in a few months
Looked at her tiktok and she’s as serious about paying off her debt as you’d expect someone on that platform to be lol. Unfortunately positivity and delusion doesn’t pay the bills.
She also claims that it’s her ex’s fault as he would manipulate her into getting stuff for him, but signs are pointing that it’s mostly her fault and that she’s unwilling to take any personal responsibility.
@@CoolUltraMaster1 If it was the ex's fault the problem would be resolving itself over time naturally, and it sounds like hers isn't.
Living beyond your means will do it every time.
only in 'merica
Very nice job covering the basics. I am sharing this not to brag but to show what’s possible. I’m retired and I have 2 separate portfolios. One is a long term growth dividend portfolio of stocks where i sell covered calls strategically and my 2nd portfolio is the Crypto trading strategy where its all about income. This year I am on pace to make $120K in realized options profits and around $869K in crypto profit... What is great is that my long-term portfolio is still up significantly as well. As such, it’s possible to generate excellent income but still have a total return perspective. ...Amidst this, the insights of a knowledgeable guide like that of Expert Shellane Maxwell can be crucial. Her expertise in navigating the nuances of trading has been the key for Me understanding and making the most of these emerging financial trends.
New survey has revealed rising adoption of cryptocurrency among the world billionaires, as they start experimenting in the digital currency, expanding their investments portfolio beyond traditional profitable assets.
I heard her strategies are really good, How do I reach your Coach/mentor.
How would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
CAN”T SHARE MUCH HERE SHE’S MOSTLY ON TELEGRAMS WITH HER NAME.
@Shellanemaxwell she's verified
As delulu as she is, this is a perfect example of why the economy crashes.
She is in no position to be approved for a 50k loan. This sort of stuff happened pre 2008 and it didn't end well.
The Debt has tackled you😂😂😂😂😂
2:13 making decisions like a government. equal parts funny and sad
I feel so smart and accomplished when I hear what Americans my age have been doing
Credit score translation: 498 = really bloody awful
We do actually have credit scores in the UK btw, it's just not standardised :b
Yeah, watching car culture content I often see/hear "low credit score" going along with "room temperature IQ" and low CS is usually along 320 were 300 is absolute minimum.
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
Evelyn Infurna Services has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
This is interesting. I heard a lot about the same person not long ago, please how can I contact her?
Well the name is 'Evelyn Infurna Services. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
498 is an exceptionally bad credit score. Put in perspective, the "poor" cedit score tier starts at 579 which doesn't allow you to qualify for almost any loan. 700 is the average and even then you will get a higher than wanted interested rate.
Financial advice: OF will easily erase that debt not tiktok. 😂
she not bad tho... like 6/10 at best
If you pay enough attention she was hinting you guys how she’s gonna pay off her debt and join her in her journey part. She literally was throwing out the message of her doing OF. The join her on her journey and her movement was indicating for you to join her OF…..
😂😂😂 she might make about $3.99 a month on of.
The vast majority of OF girls make very little money. I don't think a lot of guys would pay to see her naked.
@@nitroustommy3668 tbf with all the attention she's getting recently she could be making some serious money tho
"What organ did you use to make that decision?"
🤣 Man, the coffee just went from my mouth to the keyboard.
LOL
Caleb Hammer would be so stressed with this one lol
Don’t worry, she has a college education. She’s got nothing to worry about! 🤣😂
I bet it's not an engineering degree.
@@nucleargrizzly1776 maybe its gender studies, that earn her alot forsure
You can pay off the debt with 3 minimum wage jobs. 2 full time and other part time. 104hrs a week. In 2 years... I paid off 90k while paying my bills i have 1 kid. Its not for everyone. I am healthy physically and mentally. When I was doing this. It was heavy on my body and mental health. But I grew up with a Mexican father from Michoacan.... if you don't know let's just say they are the sprit of machismo. It's like a state full of David Goggins 😂. Paid off my wifes car and master degree. So we can start living a good life. Don't spend money you don't have people
That's mentally and physically impossible for me. I don't even do shit and I have more money than most people in the comments.
That is an incredible story! Congratulations on being able to do that! I realize that's not a sustainable pace for many people but your willingness to go to any length is admirable.
1:00 Riding on a broom stick is epic
In France, I asked 200€ to the bank to pay the University Fees(that's the price in France), they said NO, I had to sell my computer to pay for it.
And in the US, they let a student geting a 100k$ debt.
Both countries are so wrong but in differents ways.
It’s worse than that, a lot of loans here aren’t through the bank, they are through the government.
Have you tried going to your president for the 200? 😂
@@agm65ccip Go to the President, you're a genius🤣🤣🤣🤣🤣
@@agm65ccip I think that'sone of the main reasons University is so expensive. They charge extremely high amounts knowing tax dollars are being used for the loans so they get payed regardless of the crushing debt on the people. Then top it off with over payed professor's.
Good luck, you will need it!
“Is like asking advice from a chicken nugget on how to stay alive as a chicken”
Maxim, you’re a genius
Great analogy!
Damn, I love this guy's content
BADY NOT EVEN JOKING.HE GIVING TRUE ADVISE!
At 18 I over drafted my regular bank card and ended up owing $1000, that's when I decided I don't want anything to do with the bank.
ruclips.net/video/VMvraSQEW5w/видео.html
I pay my mutha'uckin' rent fortnightly
Mutha'uckas at the bank trying to play me
An amount from my account goes out on A/P (on A/P!)
Yeah, you know me
Mutha'ucka charge a two buck transaction fee
Makes my payment short, my rent comes back to me
Minus a twenty-five dollar penalty
So you fee'd me cause of your mutha'uckin' fee!
Read the word on my ATM slip
Said, "We're all mutha'uckas
And we're 'uckin' with your shi'," come on!
Blaming your bank for your own mistakes is next level delulu.
@FayAlexGG Sorry! There are predatory banks out there, and they don't mention these 'hidden' fees upfront. For peace of mind, i suggest switching to a bank that doesn't charge overdraft fees, or any fees at all for that matter (e.g., charles schwab in the states, eq bank in canada!)
She's exactly two friends of mine. They'd get a new car even though they're crazy in debt. But it's their fault that they're in debt. We're from Europe and I have zero debts 🤷🏼♀️
It’s sort of their fault. I mean yes ultimately it is their fault, but you need good financial education to avoid the pitfalls of debt. The system is set up to hook people in, paying for things in instalments has become the norm for the masses. I hear even from finance bros how they started life in debt and then found out the mistakes they made. It’s down to her ignorance but the lenders are waiting to capitalise on her ignorance. It’s like having a devil on one shoulder and no angel on the other.
I love her way of thinking she so positive I lost my job I’m going to be deported from the country I loved the most wish to stay here for ever but
I like her positivity, she ll get thru this
How?
@chrisantoniou4366 myself i dunno, but i sure am with her in support hopin she ll figure it out soon
I.....would.....normally, saying 'you might want to start an only fans' but....she's not.....normally that is a 'bad thing' to suggest, but I don't even think that will save her.
She HAS to be joking
like bro $100,000 in debt is CRAZYYY 💀💀
I’ve seen worse, lol
I know some people that went on to graduate school and are close to $200K in just student loan debt
Am I the only one who noticed how nice her nails are and she claims she's drowning in debt!?😮
Maybe she did them at home…
Haha! Girlie sure has her priorities straight! Like gurl, if you are trying to convince us that you are in a mountain of debt, at least look the part! With those nails, even the rats would scoff at you.😂
It does not cost a lot of money to do your nails
Source: my gf
@mitsuhh, if you do it on your own, then yes it's not expensive, I'm no nail expert, but those nails look professionally done, depending on the place, they can charge you from 30 up to 200 dollars. Another reason why she must be drowning in debt.😂
Girl in the most stressful situation most people can imagine: Don't stress out.
hahaha Maxim Bady make sense .. 😂
Poor that girl .. just help her .. Maxim ..😂 married her ..😂
She's a broke 22 year old but just had to have that luxury car 😂
The way he said you should be riding on a broomstick is next level
"you have less money than a person with 1$" 🤣🤣🤣🤣🤣🤣
my thought before I watched was "she's American and she went to the hospital"
That's insane debt for a 22 year old. The sad thing is how some western women end up passing the responsibility in some sneaky way to their husband if they end up getting married 🤷♂️ There's always some simp out there who might just rescue her annoyingly 🤦♂️🤦♂️🤦♂️
This video surprisingly hilarious. Will definitely be subscribing.
I’d have a heart attack if I discovered that I had this debt
Getting lesson from a Chicken Nugget LOL
When I was 22 I had about $100 in my bank. She makes me feel SO much better about how I was.
Lol!!!! I couldn't stop laughing.. amazing content 🤣
0:55 "not your brain"💀
2 brain cells fighting for 3rd place
2:12 "You are making decisions like a government" is the smartest advice I've found in a while.
Soooo this is the funniest one I have seen in a while!
Her: "I'm not here to give financial advice"
Chicken nugget: "I'm here to give advice on how to stay alive as a chicken"
Delulu: "I'm here to give advice on how not to end up on Maxim's videos but, no one's listening"
Maxim: "to the first two, others that have come, gone & those yet to be, don't listen, I'll welcome you all" 😂
Sell the car
She was voting for Kamala hoping the government would wipe out her debt.
Student loan is only 7k though.
I CAN FIX HER!!!
😂
The problem is, who keeps giving her credit. Banks are supposed to say no if you are in financial stress. And, a car loan? With obviously no way of paying it back.
2 Dalla tattoos is right lawd sah 😅😅😅 mi dead yah nw.lol 🇯🇲🇨🇦🏹🙌🏾🙌🏾🤣
I mean, most 22 year old college graduates have more debt than $100,000.
No, at 25 after they have a master's, maybe, but definitely not at 22.
She’s absolutely gorgeous😍💕
How does a 22yo even get a 55k+ auto loan? How much income does she have? I'm guessing she was one of the people telling everyone she needs student loan relief.
She will be totally fine. She can't pay what she doesn't have. They will have to settle for a third and she can restart in 7 years. She has a bright future, if she can use her skill of acquiring significant debt, to her advantage. Ex: Real estate investing.
Tattoo look like the come from bubble gum wrappers 🔥💯🤣🤣🤣
0:18 2 dollars tatoo 😂😂
Maximbady may have debt to pay off on chicken nuggets.
She is simply marketing for her upcoming OFan page 😂
100k debt, but more than half is a car 😂 She did that herself
How I paid off $60,000.00 in debt: 1. Got a full-time job. 2. Cut my spending and lived way below my means/wage.
Spending like a government!!! Hahahahhahaha
0:27 how to drown in debt before you hit puberty ☠️
So you telling me that I buy next to nothing and my credit score is slightly higher then a 22 yo in debt that's not paying off
Me too I’m 23 and I’m $140,000 in Student loan debt
Med school?
Crazy system, 99% of the world enjoy free education, but you guys are destroyed before even starting.
@ lol nope undergrad for public health and being dumb taking private loans and going to a private 4 year institution that wasn’t worth the money
@@randomwildtv2206 Jesus Christ on a motor bike!
I said it 1000 times, I'll say it again.
The government should be ashamed for profiting off of young people's education. Government student loans should have zero interest and private student loans shouldn't exist.
Yea, I’ve noticed that people have started to think car loans are common. One of my friends said ”everyone takes car loans”. Not true 😂. You don’t need a brand new car, that’s a luxury…
She's debtmaxxing fr
Maximbady MAN LOVE ALL YOUR VIDEOS lols you always make us laugh 😂😂😂
Making decisions like the government 🤣🤣🤣
Imma gotta steal that one bruv
Only debt allowed is for a house you live in or a house you invest in. A car loses value so fast it is just insane. But she's young, she can get out of her debt if she wants to.
🤦♂️ I’m 27, the only debt I’ve ever had is £114 and it was paid the same day. Some people really just shouldn’t be touching money.
The moral of this story is don’t live beyond your means.
That sure is ridiculous. I hope she pays that debt off legally and as quickly as possible. That credit card debt amount she has shocks me the most. My credit card spending limit only goes up to $1,000. So that's the most debt I could go in right now.
😂 Like asking a chicken nugget how to stay alive 😂😂
Jesus Christ on the Motorbike never gets old😂👇
The poor, poor soul.
She had the courage to come forward with this. How many do not?
Millions like her have been deceived by a society that seeks to drown them in debt.
2 dollar tatts. 😂
I'm 54, with a good job, a 4 bed house in London, UK. I've yet to have a £55k car! That's how you don't get into stupid debt.
The first step in paying your debts is breaking them down and tackling the smaller ones first. She’s definitely made a lot of financial mistakes, but as a financial planner myself, she is actually on the right track already.
That's Diva mentality there: I don't have money, but I deserve it, guuuuuurl.
55k on a car, shes probably riding round in a Tesla Model 3
the chicken nugget line killed me hahah