Time Value of Money - Present Value vs Future Value

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  • Опубликовано: 5 авг 2024
  • This finance video tutorial provides a basic introduction into the time value of money. It explains how to calculate the present value as well as the future value of money.
    How To Calculate The Future Value of an Annuity Due:
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Комментарии • 115

  • @TheOrganicChemistryTutor
    @TheOrganicChemistryTutor  6 месяцев назад +1

    Final Exams and Video Playlists: www.video-tutor.net/

  • @zarifhossain515
    @zarifhossain515 2 года назад +40

    I'm in my last semester and will be attending my last few exams,
    from my very first semester everytime i searched course materials before my exam, this guy's videos came up and literally i passed and got really good grades by just learning from him. Hats of to you man, thanks a lot, really a lot.

  • @palight2869
    @palight2869 2 года назад +79

    You’ve been my go-to tutor since middle school! I’m in my third year of university now thank you for all your great work🙏

  • @j.c.harrisassetmanagement7939
    @j.c.harrisassetmanagement7939 2 года назад +140

    im so happy mark wahlberg is going to help me pass my finance class. good stuff brother!

  • @carlenenelson7949
    @carlenenelson7949 2 года назад +8

    Thank you. I am taking Finance and this explanation is perfect. Much better than in class.

  • @Whatttttkwbsns
    @Whatttttkwbsns 3 года назад +6

    Nicely explained, everything was said with exquisite accuracy and manner of simple understanding. Keep up the good work, we all appreciate you.

  • @alexgeorgeedwards
    @alexgeorgeedwards 5 месяцев назад

    I spent 3 hours in a seminar at Uni today and couldn't grasp these formulas. Turns out, I just couldn't understand my lecturer. 3 minutes of clear, straightforward explanation was all I needed. Thanks!

  • @Steven0219.
    @Steven0219. Год назад +3

    I know you probs get this all the time, but man I save loads of time just skipping class and just learning direct from you. What take a prof 1.5hr to teach I can learn from you in 10 minutes not to mention all the time I save on commute and getting dress and whatnot. Literally makes school go from taking 30hrs of work a week to like 10hrs.

  • @deansalmon4252
    @deansalmon4252 9 месяцев назад +6

    I have an exam on Thursday and you guys just helped me tremendously. I was so lost all semester and within 5 minutes you guys were able to help me find back my footing. Will come back and update you guys after the exam on Thursday

  • @jaimegomez3114
    @jaimegomez3114 2 года назад +2

    The best explanation I've ever heard about pv and fv.

  • @aneurysm2908
    @aneurysm2908 8 месяцев назад +1

    My teacher never told to put the interest rate with ".0s" so I was using the equation wrong the whole time. This was very helpful.

  • @GredionFedios
    @GredionFedios 7 дней назад

    Amazing. I understand the concept now. Thanks!

  • @crystaloryan1950
    @crystaloryan1950 Год назад +1

    Thank you so so much, this helped me pass my homework!

  • @madsssen67
    @madsssen67 2 года назад +1

    Sooo easy to understand, thank you!

  • @ohanna_mello
    @ohanna_mello 2 года назад +3

    Better explanation than khan academy. Love you calm voice, so simple

  • @Amira-78
    @Amira-78 Год назад +1

    Thank you so much that was pretty helpful ☺

  • @godsgrace2277
    @godsgrace2277 2 года назад

    This was great, thank you so much! You also have a great speaking voice

  • @abdesamad6616
    @abdesamad6616 Год назад

    Thank you so much for ur amazing tutorial ❤

  • @peerankurdi
    @peerankurdi 4 года назад +1

    Man youre really great. thank you very much youre best

  • @ARTYHUDA
    @ARTYHUDA 7 месяцев назад

    Mashallah your voice is calming and very helpful to understand 😊

  • @G3ologyRocks_
    @G3ologyRocks_ 3 месяца назад

    super helpful, thank you!

  • @issdahjuac5833
    @issdahjuac5833 Год назад

    Man good job great work and easy to understand kudous to u man u really do well

  • @juveriashaik7027
    @juveriashaik7027 Год назад

    So gracefully explained!!
    Gonna subscribe uh for more good stuff

  • @AllenTadya-vf7vf
    @AllenTadya-vf7vf 3 месяца назад

    This is so helpful

  • @berthagiftbanda991
    @berthagiftbanda991 2 года назад

    You're simply the best.

  • @arm2mellowarm2mellow16
    @arm2mellowarm2mellow16 2 года назад

    This has been helpful 🙂 👏 ☺ thank you

  • @johnsnake167
    @johnsnake167 3 года назад

    You're a legend.

  • @paulmwale6673
    @paulmwale6673 Год назад

    So helpful❤

  • @sumeyasadik4821
    @sumeyasadik4821 6 месяцев назад

    i love ur video it is helpful

  • @renajames8291
    @renajames8291 3 года назад

    thank you so much!!

  • @varunpradhan912
    @varunpradhan912 Год назад

    Thank you sir beautifully explained

  • @Escanor20207
    @Escanor20207 Год назад

    Maths,physics and now ent ?? You’re an ogggg

  • @hadrianaugustus6448
    @hadrianaugustus6448 2 года назад

    i can feel a brain wrinkle growing thanks for the video

  • @HM-cf3oo
    @HM-cf3oo 4 года назад

    Thank you ❤️

  • @brynleythomas5525
    @brynleythomas5525 Год назад

    NIce! Thank you kindly

  • @selinayu9185
    @selinayu9185 3 года назад

    thank you so much

  • @gab8181
    @gab8181 2 года назад

    Thanks dude

  • @afkar7517
    @afkar7517 2 года назад

    Great . .. only this time I got it.

  • @hakimbahaman84
    @hakimbahaman84 8 месяцев назад

    thank you!

  • @mohammedhossain2004
    @mohammedhossain2004 8 месяцев назад

    crazy how a youtube video can be better at teaching than college professors

  • @Minashka100
    @Minashka100 Год назад +1

    You could also add how to use in excel FV and PV. function.Then you video about PV/FV could be full

  • @Jehovah011
    @Jehovah011 Год назад +1

    Please advise what is the 1 in the formula (1+r)?

  • @AJ-et3vf
    @AJ-et3vf Год назад

    Great video! Thank you!

  • @femboytoeliclker
    @femboytoeliclker Год назад +2

    i owe bro my tuition

  • @allancharity3570
    @allancharity3570 Год назад

    Thanks

  • @stanny74
    @stanny74 2 года назад +1

    Thanx

  • @johnmichaelymascasimpan9853
    @johnmichaelymascasimpan9853 Год назад

    here to ace that finance final exam today, manifesting.

  • @pattageva
    @pattageva 2 года назад

    My question is should I put in the full down payment now or just put the minimum payment ?

  • @sosamaepedere3777
    @sosamaepedere3777 2 года назад

    What if the word problem is "Find the interest rate of the Present Value (PV) ordinary annuity of P130,884.00 in 10 years which is compounded monthly with P amounting to P7,800.00"? the future value is not given. Can you please help me in that problem, I don't know how to solve it...

  • @bossladybee8323
    @bossladybee8323 10 месяцев назад

    Great 👍

  • @jessicajaid4205
    @jessicajaid4205 Год назад

    God bless you

  • @brudo5056
    @brudo5056 3 года назад +3

    You should combine 2 things: 1. The annual rate - 2. The Inflation

  • @AcheampongSamuel-ye8su
    @AcheampongSamuel-ye8su 4 месяца назад

    Please can we use this formula for monthly interest rate? And is there any difference between the Amount formula and the future values own.

  • @kallaakhila7360
    @kallaakhila7360 Год назад +3

    Can you please send me a solution how to calculate (1.06) power 20

  • @thatomofolo452
    @thatomofolo452 10 месяцев назад

    Goat

  • @hatefbhr2416
    @hatefbhr2416 4 года назад

    What's the app you use?

  • @emdieless3407
    @emdieless3407 2 года назад

    How do you compute the raise to the 20th power part

  • @geofreymirongamoruri911
    @geofreymirongamoruri911 Год назад

    What interest are you doing, compound or simple. When one says interest usually refers to the simple interest

  • @sammiemoeke-campbell6498
    @sammiemoeke-campbell6498 3 года назад

    learn't and understood more in 5.13 minutes than I did in 4 x 40 minute lectures of the same thing.

  • @kimberlynyoni7957
    @kimberlynyoni7957 2 года назад

    hello can you do a video bout real and nominal present value with an example

  • @sarahyeboahbannorbannor6609
    @sarahyeboahbannorbannor6609 2 года назад

    Please can someone help me with this question
    Diamond savings and loans are paying a 6% interest compound monthly. How much must be deposited now to withdraw an annuity of $400 at $400 at the end of each month for 2years

  • @treyjasso
    @treyjasso 2 года назад +1

    How do we solve for N?

  • @25lalremtluangi48
    @25lalremtluangi48 Год назад

    Can you tell you how to calculate future value without discount rate

  • @Susanaozanah
    @Susanaozanah 4 месяца назад +7

    Where is the 1.06 coming from I thought it's 0.06

  • @ananya5335
    @ananya5335 5 месяцев назад +1

    ur my god

  • @price_gary_SPC_Op_for_Jesus
    @price_gary_SPC_Op_for_Jesus 4 года назад +31

    Honestly I would rather watch this than playing video games.

  • @twigoftheforest
    @twigoftheforest 2 года назад

    Amazing how many people in life can't learn what I just learned in 5 minutes

  • @markdomoplays
    @markdomoplays 9 месяцев назад

    What is the formula for t or the year example is the future value is 25,000 and the present value is 15000 with 2.5% interest how to solve the year or the t?

  • @Triantir
    @Triantir 10 месяцев назад

    What if Sir there are no Interest rate given?

  • @Ineedspeed
    @Ineedspeed 2 года назад

    How yo solve if the rate of interest is not known

  • @rosachinchilla13
    @rosachinchilla13 11 месяцев назад

    I don't understand where is your result comes from. I am trying hard to find the results without a scientific calculator but is imposible I don't understand if you divided the (1.06) or multiplied for the 10 years. none way works for me

  • @user-cx5lj7lb6u
    @user-cx5lj7lb6u 2 года назад

    You can choose for one of the above gifts

  • @ManasiCSE
    @ManasiCSE Год назад

    Value depreciation

  • @Malcstaa
    @Malcstaa Год назад +1

    Cant you also do,
    FV = PV (1 + R * N) ? instead of raising N, you can just multiply, no?

    • @AjayKumar-kk1fq
      @AjayKumar-kk1fq Год назад

      n is not for multiplying it's square or power of.

  • @dejeaniewauchope5776
    @dejeaniewauchope5776 3 года назад +1

    Why did you say that the future value is 100,000 when the question states that the future value is 10,000???

  • @petrusasoi8210
    @petrusasoi8210 Год назад

    My finance final is on monday wish me luck💀

  • @chachiarispe6812
    @chachiarispe6812 Год назад

    How about show people how you did this on the calculator

  • @mirandacahill4144
    @mirandacahill4144 Год назад +1

    HoW did you get the $32,071.35?

    • @user-hd4yp7hn1l
      @user-hd4yp7hn1l 5 месяцев назад

      Using the formula of present value by giving you the PV=10,000
      The formula is FV=(1+Rate)power n
      Power n is 20 year’s annual

  • @gladwint.m.4132
    @gladwint.m.4132 Год назад

    in the first example its 10 years not 20 right ?

  • @pradnyakale5879
    @pradnyakale5879 5 месяцев назад

    Can any one tell me how to calculate 1.06 ???

  • @insert_usernamehere
    @insert_usernamehere 2 года назад

    What if the present value is 100M and future value after 25 years is 200M?

  • @mirandacahill4144
    @mirandacahill4144 Год назад

    Nevermind

  • @writemeforgotten
    @writemeforgotten 2 года назад +1

    15 year-old me: I HATE MATHS, I AM NEVER DOING IT AT UNI.
    Me now who has to do math as part of their finance paper: Yay, I get to study the parts of math that I ACTUALLY enjoy! :)))

  • @user-dp2if1od1f
    @user-dp2if1od1f 2 года назад +1

    「上記のギフトのいずれかを選択できます」、

  • @rafaelquinones222
    @rafaelquinones222 2 года назад

    I choose belief this's Mark Wahlber.

  • @realABN
    @realABN 2 месяца назад +1

    Freaking financial management

  • @watermale8362
    @watermale8362 2 года назад +1

    dude i cant do this
    \

  • @hummingbird1016
    @hummingbird1016 4 года назад

    too late i got an A in finance...lols glad you started with this subject.

  • @LOSERBRAINROT
    @LOSERBRAINROT Год назад

    So it's the shark tank method

  • @abrahamjohn1655
    @abrahamjohn1655 3 года назад

    Why 0.06%instead of 6

    • @purvabhardwaj
      @purvabhardwaj 3 года назад

      you either take 6/100 or the decimal form, one and the same thing. 0.06 helps with calculations ig

  • @samidaliphoto
    @samidaliphoto 9 месяцев назад

    I still didn’t get it 😢

  • @user-xd4gj8qp8r
    @user-xd4gj8qp8r 5 месяцев назад

    قصرت

  • @vaijyantijadhav1380
    @vaijyantijadhav1380 3 года назад

    Hey then what about inflation !!
    You forgot about it.

  • @zoeross8773
    @zoeross8773 6 месяцев назад

    reread your problem it says ten years not 20.

  • @hunterxhunter8756
    @hunterxhunter8756 Год назад

    sogood!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

  • @teodytrinidad9497
    @teodytrinidad9497 Год назад

    Ria Lou had not experienced Love from a Mother maybe she has other who had Loved her, it will show