The problem is NIMBYism. (Basically) everyone is in favour of more housing supply IN THEORY. But they oppose the concrete measures that enable increased housing supply, worrying about the value of their home, traffic, parking, etc, etc. While on almost everything im in favour of more rather than less localized control, on housing, state governments need to block local restrictions and the federal govt needs to block state restrictions as much as possible The other main problem is in-kind subsidies. These merely drive up the cost of the good subsidized. This is why the most unaffordable things in the US are those that are most heavily subsidized - housing, higher education and healthcare. So ELIMINATE ALL IN-KIND SUBSIDIES. Safety net funding should be cash. Yes, this allows people to do stupid things with their cash.But the negatives of subsidies FAAAAAAAR OUTWEIGH the negative of letting people do dumb things. That's personal responsibility. They'll bear the costs Whereas with in-kind subsidies EVERYONE gets f#¢£3d
"Ease the continued ownership of [inherited] homes" !?!?! Hwhat!!!???!!! You might as well just write, "make the fortunate MORE fortunate . . . WHILE substantially harming everyone who doesn't inherit a home" This is one of the pressures increasing wealth inequality which allows more people to own more property and rent it out rather than selling it, which drives up the cost for everyone as the owner needs/wants to build in a profit margin There is a place for real estate rentals; but, at present, offering housing for rent needs to be DISCOURAGED by policy while offering housing for sale (both new build and existing stock) needs to be INCENTIVIZED A MUCH BETTER policy than anything listed on this initial page of "solutions" would be packages of carrots and sticks to incentivize current leasors of housing to instead sell their properties. This would/should be most effective at converting apartments into condos, which is precisely the type of housing stock most needed for first time homebuyers
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The problem is NIMBYism. (Basically) everyone is in favour of more housing supply IN THEORY. But they oppose the concrete measures that enable increased housing supply, worrying about the value of their home, traffic, parking, etc, etc.
While on almost everything im in favour of more rather than less localized control, on housing, state governments need to block local restrictions and the federal govt needs to block state restrictions as much as possible
The other main problem is in-kind subsidies. These merely drive up the cost of the good subsidized. This is why the most unaffordable things in the US are those that are most heavily subsidized - housing, higher education and healthcare. So ELIMINATE ALL IN-KIND SUBSIDIES. Safety net funding should be cash. Yes, this allows people to do stupid things with their cash.But the negatives of subsidies FAAAAAAAR OUTWEIGH the negative of letting people do dumb things. That's personal responsibility. They'll bear the costs
Whereas with in-kind subsidies EVERYONE gets f#¢£3d
"Ease the continued ownership of [inherited] homes" !?!?!
Hwhat!!!???!!!
You might as well just write, "make the fortunate MORE fortunate . . . WHILE substantially harming everyone who doesn't inherit a home"
This is one of the pressures increasing wealth inequality which allows more people to own more property and rent it out rather than selling it, which drives up the cost for everyone as the owner needs/wants to build in a profit margin
There is a place for real estate rentals; but, at present, offering housing for rent needs to be DISCOURAGED by policy while offering housing for sale (both new build and existing stock) needs to be INCENTIVIZED
A MUCH BETTER policy than anything listed on this initial page of "solutions" would be packages of carrots and sticks to incentivize current leasors of housing to instead sell their properties. This would/should be most effective at converting apartments into condos, which is precisely the type of housing stock most needed for first time homebuyers